Orcam Financial Group
In its 13F for Q3 2024 (holdings as of September 30, 2024, filed November 14, 2024), Orcam Financial Group reported 47 stock positions worth $103.2 million. Its top holding was Defined Duration 10 ETF (DDX) at 34.0% of the portfolio, followed by Vanguard Tot World STK ETF (VT, 10.0%) and Schwab US Broad Market ETF (SCHB, 7.1%). Compared with Q2 2024, it opened 7 new positions, sold out of 2, added to 22 and reduced 9. The biggest buy was VG Morningstar TS MKT ETF-US (VTI, shares +25%) and the biggest sale SS SPDR S&P 500 ETF Trust-US (SPY, shares −42%).
- Most Recent 13F
- Q2 2026
- Location
- ENCINITAS, CA
- CIK
- 0001905367
- Portfolio Value
- $103.2M (Q3 2024)
- SEC Filing
- 0001905367-24-000005 ↗ filed Nov 14, 2024
Holdings Value
Holdings 47 stocks · $103.2M
| DDX Defined Duration 10 ETF | 34.01% | 1,495,022 | $35.1M | Add +4.0% |
| VT Vanguard Tot World STK ETF | 10.01% | 86,341 | $10.3M | Add +1.1% |
| SCHB Schwab US Broad Market ETF | 7.10% | 110,185 | $7.3M | Add +0.5% |
| VTI VG Morningstar TS MKT ETF-US | 5.94% | 21,666 | $6.1M | Add +25.2% |
| SCHF Schwab Intl Equity ETF | 4.21% | 105,731 | $4.3M | Add +0.3% |
| VXUS Vanguard Total Intl Stock | 3.46% | 55,122 | $3.6M | Add +15.4% |
| SCHM Schwab US Mid Cap ETF | 2.70% | 33,484 | $2.8M | Add +0.3% |
| VGIT Vanguard Intermediate-Term T | 2.54% | 43,404 | $2.6M | Add +15.0% |
| HYMB SS SPDR N Ice HY Muni ETF | 2.32% | 91,210 | $2.4M | Add +1.0% |
| VCIT Vanguard Int-Term Corporate | 2.25% | 27,769 | $2.3M | Add +10.6% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 2.13% | 75,354 | $2.2M | Add +0.1% |
| VEA Vanguard Ftse Developed ETF | 1.92% | 37,603 | $2.0M | Reduce -3.6% |
| VTV Vanguard Mrngstr Val ETF-Aui | 1.21% | 7,159 | $1.2M | Add +34.1% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.21% | 2,178 | $1.2M | Reduce -42.1% |
| SCHZ Schwab US Aggregate Bond ETF | 1.20% | 26,167 | $1.2M | Add +0.3% |
| VGLT Vanguard Long-Term Treasury | 1.16% | 19,373 | $1.2M | Add +0.5% |
| VEU Vanguard Ftse All-World Ex-U | 1.12% | 18,424 | $1.2M | Add +61.4% |
| VOO Vanguard S&P 500 ETF | 1.10% | 2,147 | $1.1M | Add +9.5% |
| PFF iShares Preferred & Income S | 1.09% | 33,872 | $1.1M | Reduce -0.2% |
| HYD Vaneck High Yield Muni ETF | 1.09% | 21,120 | $1.1M | Reduce -8.2% |
| VGSH Vanguard Short-Term Treasury | 1.06% | 18,605 | $1.1M | Reduce -0.2% |
| SCHD Schwab US DVD Equity ETF | 1.05% | 12,869 | $1.1M | Reduce -21.3% |
| SCHX Schwab US Large-Cap ETF | 0.91% | 13,800 | $936K | Add +0.0% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.87% | 11,282 | $896K | Add +0.1% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.84% | 16,973 | $868K | Reduce -0.1% |
| VWO Vanguard Ftse Emerging Marke | 0.81% | 17,444 | $835K | Add +222.6% |
| BND Vanguard Total Bond Market | 0.72% | 9,827 | $738K | Add +0.0% |
| RSP Invesco S&P 500 Equal Weight | 0.56% | 3,214 | $576K | Reduce -49.8% |
| AAPL Apple Inc. | 0.49% | 2,149 | $501K | No change |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.48% | 1,870 | $493K | Add +0.5% |
| QQQ Invesco QQQ Trust Series 1 | 0.38% | 810 | $395K | No change |
| AVNM Avantis All Intl MKTS Eq ETF | 0.38% | 6,450 | $387K | New |
| VGT Vanguard Info Tech ETF | 0.35% | 620 | $364K | New |
| IAU iShares Gold Trust | 0.35% | 7,264 | $361K | No change |
| IVV iShares Core S&P 500 ETF | 0.32% | 575 | $332K | No change |
| VFMO Vanguard US Momentum Factor | 0.27% | 1,723 | $277K | New |
| AFL Aflac Inc. | 0.26% | 2,400 | $268K | No change |
| TAIL Cambria Tail Risk ETF | 0.26% | 22,000 | $265K | No change |
| TIP iShares Tips Bond ETF | 0.25% | 2,356 | $260K | Add +0.2% |
| SCHY Schwab International DVD ETF | 0.25% | 9,682 | $253K | New |
| DFAI Dimensional International Co. | 0.22% | 7,262 | $231K | No change |
| XOM Exxon Mobil Corp. | 0.22% | 1,953 | $229K | No change |
| HIDE Alpha Arc High Inf & Def ETF | 0.22% | 9,645 | $228K | New |
| CAOS Alpha Architect Tail Risk | 0.22% | 2,605 | $225K | New |
| JNJ Johnson & Johnson | 0.21% | 1,350 | $219K | New |
| VCLT Vanguard Long-Term Corp. Bond | 0.21% | 2,634 | $214K | Reduce -23.4% |
| PL Planet Labs PBC | 0.07% | 34,691 | $77K | No change |
Portfolio Sells Q2 2024 → Q3 2024
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -42.1% | 1.21% | −0.99 |
| RSP Invesco S&P 500 Equal Weight | Reduce -49.8% | 0.56% | −0.57 |
| SCHD Schwab US DVD Equity ETF | Reduce -21.3% | 1.05% | −0.31 |
| IJH iShares Core S&P Midcap ETF | Sold out | 0.00% | −0.22 |
| HYD Vaneck High Yield Muni ETF | Reduce -8.2% | 1.09% | −0.19 |
| SNAP Snap Inc. Class A | Sold out | 0.00% | −0.18 |
| VEA Vanguard Ftse Developed ETF | Reduce -3.6% | 1.92% | −0.14 |
| VGSH Vanguard Short-Term Treasury | Reduce -0.2% | 1.06% | −0.10 |
| VCLT Vanguard Long-Term Corp. Bond | Reduce -23.4% | 0.21% | −0.07 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -0.1% | 0.84% | −0.07 |
| PFF iShares Preferred & Income S | Reduce -0.2% | 1.09% | −0.06 |
Portfolio Buys Q2 2024 → Q3 2024
| VTI VG Morningstar TS MKT ETF-US | Add +25.2% | 5.94% | +0.98 |
| VWO Vanguard Ftse Emerging Marke | Add +222.6% | 0.81% | +0.55 |
| VEU Vanguard Ftse All-World Ex-U | Add +61.4% | 1.12% | +0.41 |
| AVNM Avantis All Intl MKTS Eq ETF | New | 0.38% | +0.38 |
| VXUS Vanguard Total Intl Stock | Add +15.4% | 3.46% | +0.37 |
| VGT Vanguard Info Tech ETF | New | 0.35% | +0.35 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +34.1% | 1.21% | +0.29 |
| VFMO Vanguard US Momentum Factor | New | 0.27% | +0.27 |
| SCHY Schwab International DVD ETF | New | 0.25% | +0.25 |
| HIDE Alpha Arc High Inf & Def ETF | New | 0.22% | +0.22 |
| CAOS Alpha Architect Tail Risk | New | 0.22% | +0.22 |
| JNJ Johnson & Johnson | New | 0.21% | +0.21 |
| VGIT Vanguard Intermediate-Term T | Add +15.0% | 2.54% | +0.18 |
| VCIT Vanguard Int-Term Corporate | Add +10.6% | 2.25% | +0.10 |
| VOO Vanguard S&P 500 ETF | Add +9.5% | 1.10% | +0.04 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +0.5% | 0.48% | −0.01 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Add +0.1% | 2.13% | −0.02 |
| TIP iShares Tips Bond ETF | Add +0.2% | 0.25% | −0.02 |
| VGLT Vanguard Long-Term Treasury | Add +0.5% | 1.16% | −0.04 |
| SCHX Schwab US Large-Cap ETF | Add +0.0% | 0.91% | −0.04 |
| BND Vanguard Total Bond Market | Add +0.0% | 0.72% | −0.04 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +0.1% | 0.87% | −0.07 |
| SCHZ Schwab US Aggregate Bond ETF | Add +0.3% | 1.20% | −0.07 |
| SCHM Schwab US Mid Cap ETF | Add +0.3% | 2.70% | −0.09 |
| SCHF Schwab Intl Equity ETF | Add +0.3% | 4.21% | −0.14 |
| HYMB SS SPDR N Ice HY Muni ETF | Add +1.0% | 2.32% | −0.14 |
| SCHB Schwab US Broad Market ETF | Add +0.5% | 7.10% | −0.30 |
| VT Vanguard Tot World STK ETF | Add +1.1% | 10.01% | −0.31 |
| DDX Defined Duration 10 ETF | Add +4.0% | 34.01% | −0.58 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 105 | $204.7M | DDX, VT, DDV, VTI, DDXX |
| Q1 2026 | 62 | $140.9M | DDX, VT, VTI, SCHB, DDV |
| Q4 2025 | 58 | $133.4M | DDX, VT, VTI, SCHB, SCHF |
| Q3 2025 | 55 | $123.8M | DDX, VT, SCHB, VTI, SCHF |
| Q2 2025 | 51 | $115.1M | DDX, VT, SCHB, VTI, SCHF |
| Q1 2025 | 49 | $106.8M | DDX, VT, SCHB, VTI, SCHF |
| Q4 2024 | 45 | $103.4M | DDX, VT, SCHB, VTI, SCHF |
| Q3 2024 | 47 | $103.2M | DDX, VT, SCHB, VTI, SCHF |
| Q2 2024 | 42 | $93.2M | DDX, VT, SCHB, VTI, SCHF |
| Q1 2024 | 42 | $91.3M | DDX, VT, SCHB, SCHF, VTI |