Orcam Financial Group
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 14, 2025), Orcam Financial Group reported 45 stock positions worth $103.4 million. Its top holding was Defined Duration 10 ETF (DDX) at 33.8% of the portfolio, followed by Vanguard Tot World STK ETF (VT, 10.2%) and Schwab US Broad Market ETF (SCHB, 7.2%). Compared with Q3 2024, it opened 1 new position, sold out of 3, added to 28 and reduced 6. The biggest buy was VG Morningstar TS MKT ETF-US (VTI, shares +7%) and the biggest sale SS SPDR N Ice HY Muni ETF (HYMB, shares −16%).
- Most Recent 13F
- Q2 2026
- Location
- ENCINITAS, CA
- CIK
- 0001905367
- Portfolio Value
- $103.4M (Q4 2024)
- SEC Filing
- 0001905367-25-000001 ↗ filed Feb 14, 2025
Holdings Value
Holdings 45 stocks · $103.4M
| DDX Defined Duration 10 ETF | 33.77% | 1,566,416 | $34.9M | Add +4.8% |
| VT Vanguard Tot World STK ETF | 10.18% | 89,566 | $10.5M | Add +3.7% |
| SCHB Schwab US Broad Market ETF | 7.22% | 328,910 | $7.5M | Reduce -0.5% |
| VTI VG Morningstar TS MKT ETF-US | 6.49% | 23,170 | $6.7M | Add +6.9% |
| SCHF Schwab Intl Equity ETF | 3.79% | 212,016 | $3.9M | Add +0.3% |
| VXUS Vanguard Total Intl Stock | 3.43% | 60,208 | $3.5M | Add +9.2% |
| VGIT Vanguard Intermediate-Term T | 2.93% | 52,191 | $3.0M | Add +20.2% |
| SCHM Schwab US Mid Cap ETF | 2.70% | 100,588 | $2.8M | Add +0.1% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 2.13% | 82,509 | $2.2M | Add +9.5% |
| VCIT Vanguard Int-Term Corporate | 2.11% | 27,157 | $2.2M | Reduce -2.2% |
| HYMB SS SPDR N Ice HY Muni ETF | 1.90% | 76,781 | $2.0M | Reduce -15.8% |
| VEA Vanguard Ftse Developed ETF | 1.76% | 38,130 | $1.8M | Add +1.4% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.39% | 2,459 | $1.4M | Add +12.9% |
| VOO Vanguard S&P 500 ETF | 1.36% | 2,613 | $1.4M | Add +21.7% |
| VTV Vanguard Mrngstr Val ETF-Aui | 1.28% | 7,813 | $1.3M | Add +9.1% |
| SCHZ Schwab US Aggregate Bond ETF | 1.13% | 51,305 | $1.2M | Reduce -2.0% |
| VGSH Vanguard Short-Term Treasury | 1.09% | 19,382 | $1.1M | Add +4.2% |
| SCHD Schwab US DVD Equity ETF | 1.08% | 40,821 | $1.1M | Add +5.7% |
| VGLT Vanguard Long-Term Treasury | 1.08% | 20,095 | $1.1M | Add +3.7% |
| HYD Vaneck High Yield Muni ETF | 1.06% | 21,136 | $1.1M | Add +0.1% |
| VWO Vanguard Ftse Emerging Marke | 1.06% | 24,796 | $1.1M | Add +42.1% |
| VEU Vanguard Ftse All-World Ex-U | 1.04% | 18,780 | $1.1M | Add +1.9% |
| PFF iShares Preferred & Income S | 1.03% | 33,944 | $1.1M | Add +0.2% |
| SCHX Schwab US Large-Cap ETF | 0.93% | 41,406 | $960K | No change |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.82% | 16,973 | $851K | No change |
| BND Vanguard Total Bond Market | 0.71% | 10,273 | $739K | Add +4.5% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.70% | 9,298 | $725K | Reduce -17.6% |
| RSP Invesco S&P 500 Equal Weight | 0.54% | 3,214 | $563K | No change |
| AAPL Apple Inc. | 0.52% | 2,127 | $533K | Reduce -1.0% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.50% | 1,976 | $522K | Add +5.7% |
| AVNM Avantis All Intl MKTS Eq ETF | 0.46% | 8,654 | $474K | Add +34.2% |
| QQQ Invesco QQQ Trust Series 1 | 0.45% | 913 | $467K | Add +12.7% |
| VGT Vanguard Info Tech ETF | 0.41% | 686 | $427K | Add +10.7% |
| IAU iShares Gold Trust | 0.35% | 7,264 | $360K | No change |
| IVV iShares Core S&P 500 ETF | 0.33% | 575 | $338K | No change |
| VFMO Vanguard US Momentum Factor | 0.27% | 1,727 | $284K | Add +0.2% |
| CAOS Alpha Architect Tail Risk | 0.26% | 3,115 | $273K | Add +19.6% |
| TIP iShares Tips Bond ETF | 0.24% | 2,360 | $251K | Add +0.2% |
| AFL Aflac Inc. | 0.24% | 2,400 | $248K | No change |
| TAIL Cambria Tail Risk ETF | 0.24% | 22,000 | $246K | No change |
| CTA Simplify Managed Futures St | 0.23% | 8,650 | $241K | New |
| HIDE Alpha Arc High Inf & Def ETF | 0.23% | 10,795 | $240K | Add +11.9% |
| DFAI Dimensional International Co. | 0.21% | 7,262 | $212K | No change |
| XOM Exxon Mobil Corp. | 0.20% | 1,953 | $210K | No change |
| PL Planet Labs PBC | 0.14% | 34,691 | $140K | No change |
Portfolio Sells Q3 2024 → Q4 2024
| HYMB SS SPDR N Ice HY Muni ETF | Reduce -15.8% | 1.90% | −0.42 |
| SCHY Schwab International DVD ETF | Sold out | 0.00% | −0.25 |
| JNJ Johnson & Johnson | Sold out | 0.00% | −0.21 |
| VCLT Vanguard Long-Term Corp. Bond | Sold out | 0.00% | −0.21 |
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -17.6% | 0.70% | −0.17 |
| VCIT Vanguard Int-Term Corporate | Reduce -2.2% | 2.11% | −0.14 |
| SCHZ Schwab US Aggregate Bond ETF | Reduce -2.0% | 1.13% | −0.08 |
| AAPL Apple Inc. | Reduce -1.0% | 0.52% | +0.03 |
| SCHB Schwab US Broad Market ETF | Reduce -0.5% | 7.22% | +0.12 |
Portfolio Buys Q3 2024 → Q4 2024
| VTI VG Morningstar TS MKT ETF-US | Add +6.9% | 6.49% | +0.55 |
| VGIT Vanguard Intermediate-Term T | Add +20.2% | 2.93% | +0.39 |
| VOO Vanguard S&P 500 ETF | Add +21.7% | 1.36% | +0.26 |
| VWO Vanguard Ftse Emerging Marke | Add +42.1% | 1.06% | +0.25 |
| CTA Simplify Managed Futures St | New | 0.23% | +0.23 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +12.9% | 1.39% | +0.18 |
| VT Vanguard Tot World STK ETF | Add +3.7% | 10.18% | +0.16 |
| AVNM Avantis All Intl MKTS Eq ETF | Add +34.2% | 0.46% | +0.08 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +9.1% | 1.28% | +0.07 |
| QQQ Invesco QQQ Trust Series 1 | Add +12.7% | 0.45% | +0.07 |
| VGT Vanguard Info Tech ETF | Add +10.7% | 0.41% | +0.06 |
| CAOS Alpha Architect Tail Risk | Add +19.6% | 0.26% | +0.05 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +5.7% | 0.50% | +0.03 |
| VGSH Vanguard Short-Term Treasury | Add +4.2% | 1.09% | +0.03 |
| SCHD Schwab US DVD Equity ETF | Add +5.7% | 1.08% | +0.02 |
| HIDE Alpha Arc High Inf & Def ETF | Add +11.9% | 0.23% | +0.01 |
| VFMO Vanguard US Momentum Factor | Add +0.2% | 0.27% | +0.01 |
| SCHM Schwab US Mid Cap ETF | Add +0.1% | 2.70% | +0.00 |
| BND Vanguard Total Bond Market | Add +4.5% | 0.71% | −0.00 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Add +9.5% | 2.13% | −0.01 |
| TIP iShares Tips Bond ETF | Add +0.2% | 0.24% | −0.01 |
| HYD Vaneck High Yield Muni ETF | Add +0.1% | 1.06% | −0.02 |
| VXUS Vanguard Total Intl Stock | Add +9.2% | 3.43% | −0.03 |
| PFF iShares Preferred & Income S | Add +0.2% | 1.03% | −0.06 |
| VGLT Vanguard Long-Term Treasury | Add +3.7% | 1.08% | −0.08 |
| VEU Vanguard Ftse All-World Ex-U | Add +1.9% | 1.04% | −0.08 |
| VEA Vanguard Ftse Developed ETF | Add +1.4% | 1.76% | −0.16 |
| DDX Defined Duration 10 ETF | Add +4.8% | 33.77% | −0.24 |
| SCHF Schwab Intl Equity ETF | Add +0.3% | 3.79% | −0.42 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 105 | $204.7M | DDX, VT, DDV, VTI, DDXX |
| Q1 2026 | 62 | $140.9M | DDX, VT, VTI, SCHB, DDV |
| Q4 2025 | 58 | $133.4M | DDX, VT, VTI, SCHB, SCHF |
| Q3 2025 | 55 | $123.8M | DDX, VT, SCHB, VTI, SCHF |
| Q2 2025 | 51 | $115.1M | DDX, VT, SCHB, VTI, SCHF |
| Q1 2025 | 49 | $106.8M | DDX, VT, SCHB, VTI, SCHF |
| Q4 2024 | 45 | $103.4M | DDX, VT, SCHB, VTI, SCHF |
| Q3 2024 | 47 | $103.2M | DDX, VT, SCHB, VTI, SCHF |
| Q2 2024 | 42 | $93.2M | DDX, VT, SCHB, VTI, SCHF |
| Q1 2024 | 42 | $91.3M | DDX, VT, SCHB, SCHF, VTI |