Orcam Financial Group
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed August 15, 2025), Orcam Financial Group reported 51 stock positions worth $115.1 million. Its top holding was Defined Duration 10 ETF (DDX) at 33.9% of the portfolio, followed by Vanguard Tot World STK ETF (VT, 10.2%) and Schwab US Broad Market ETF (SCHB, 6.8%). Compared with Q1 2025, it opened 4 new positions, sold out of 2, added to 23 and reduced 10. The biggest buy was Schwab Intl Equity ETF (SCHF, shares +6%) and the biggest sale Schwab US DVD Equity ETF (SCHD, shares −23%).
- Most Recent 13F
- Q2 2026
- Location
- ENCINITAS, CA
- CIK
- 0001905367
- Portfolio Value
- $115.1M (Q2 2025)
- SEC Filing
- 0001905367-25-000003 ↗ filed Aug 15, 2025
Holdings Value
Holdings 51 stocks · $115.1M
| DDX Defined Duration 10 ETF | 33.95% | 1,663,764 | $39.1M | Add +3.6% |
| VT Vanguard Tot World STK ETF | 10.17% | 91,097 | $11.7M | Add +1.3% |
| SCHB Schwab US Broad Market ETF | 6.77% | 326,901 | $7.8M | Add +0.3% |
| VTI VG Morningstar TS MKT ETF-US | 6.49% | 24,579 | $7.5M | Add +3.0% |
| SCHF Schwab Intl Equity ETF | 4.36% | 227,113 | $5.0M | Add +6.5% |
| VXUS Vanguard Total Intl Stock | 3.98% | 66,397 | $4.6M | Add +1.4% |
| VGIT Vanguard Intermediate-Term T | 2.83% | 54,516 | $3.3M | Add +1.2% |
| SCHM Schwab US Mid Cap ETF | 2.46% | 100,817 | $2.8M | Add +0.1% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 2.25% | 85,838 | $2.6M | Add +0.1% |
| VEA Vanguard Ftse Developed ETF | 2.00% | 40,323 | $2.3M | Add +2.9% |
| VCIT Vanguard Int-Term Corporate | 1.70% | 23,562 | $2.0M | Reduce -0.3% |
| HYMB SS SPDR N Ice HY Muni ETF | 1.64% | 76,341 | $1.9M | Add +0.6% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.32% | 2,461 | $1.5M | Add +0.0% |
| VOO Vanguard S&P 500 ETF | 1.26% | 2,555 | $1.5M | Reduce -10.1% |
| VWO Vanguard Ftse Emerging Marke | 1.26% | 29,274 | $1.4M | Add +6.2% |
| VTV Vanguard Mrngstr Val ETF-Aui | 1.20% | 7,827 | $1.4M | No change |
| VEU Vanguard Ftse All-World Ex-U | 1.14% | 19,578 | $1.3M | Add +3.3% |
| SCHZ Schwab US Aggregate Bond ETF | 1.02% | 50,469 | $1.2M | Reduce -1.9% |
| VGLT Vanguard Long-Term Treasury | 0.99% | 20,256 | $1.1M | Add +0.5% |
| VGSH Vanguard Short-Term Treasury | 0.98% | 19,254 | $1.1M | Reduce -0.8% |
| HYD Vaneck High Yield Muni ETF | 0.92% | 21,158 | $1.1M | Add +0.1% |
| PFF iShares Preferred & Income S | 0.91% | 33,975 | $1.0M | Reduce -0.0% |
| SCHX Schwab US Large-Cap ETF | 0.89% | 41,716 | $1.0M | Add +0.0% |
| BND Vanguard Total Bond Market | 0.66% | 10,285 | $757K | Add +0.1% |
| SCHD Schwab US DVD Equity ETF | 0.65% | 28,451 | $754K | Reduce -23.2% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.65% | 15,322 | $751K | Reduce -5.1% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.64% | 9,239 | $734K | Reduce -0.7% |
| RSP Invesco S&P 500 Equal Weight | 0.51% | 3,214 | $584K | No change |
| AVNM Avantis All Intl MKTS Eq ETF | 0.50% | 8,789 | $574K | Add +1.6% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.48% | 1,982 | $555K | No change |
| SPEM State Street SP PTF Em ETF | 0.47% | 12,565 | $537K | No change |
| VGT Vanguard Info Tech ETF | 0.42% | 735 | $488K | Add +7.0% |
| QQQ Invesco QQQ Trust Series 1 | 0.41% | 859 | $474K | Reduce -5.9% |
| IAU iShares Gold Trust | 0.39% | 7,264 | $453K | No change |
| IVV iShares Core S&P 500 ETF | 0.31% | 575 | $357K | No change |
| AAPL Apple Inc. | 0.30% | 1,677 | $344K | No change |
| VFMO Vanguard US Momentum Factor | 0.26% | 1,737 | $300K | Add +0.3% |
| TIP iShares Tips Bond ETF | 0.24% | 2,556 | $281K | Add +0.4% |
| CAOS Alpha Architect Tail Risk | 0.24% | 3,115 | $277K | Reduce -13.8% |
| CTA Simplify Managed Futures St | 0.24% | 10,140 | $271K | No change |
| TAIL Cambria Tail Risk ETF | 0.23% | 22,000 | $264K | No change |
| AFL Aflac Inc. | 0.22% | 2,400 | $253K | No change |
| DFAI Dimensional International Co. | 0.22% | 7,262 | $251K | No change |
| QLTI GMO International QLTY ETF | 0.20% | 9,000 | $231K | No change |
| CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE | 0.19% | 5,434 | $215K | New |
| MSFT Microsoft Corp. | 0.19% | 430 | $214K | New |
| AVES Avantis Emerging Markets Val | 0.18% | 3,961 | $212K | New |
| PL Planet Labs PBC | 0.18% | 34,691 | $212K | No change |
| JNJ Johnson & Johnson | 0.18% | 1,350 | $206K | No change |
| WMT Walmart Inc. | 0.18% | 2,100 | $205K | New |
| VCLT Vanguard Long-Term Corp. Bond | 0.18% | 2,678 | $203K | Add +0.6% |
Portfolio Sells Q1 2025 → Q2 2025
| SCHD Schwab US DVD Equity ETF | Reduce -23.2% | 0.65% | −0.32 |
| XOM Exxon Mobil Corp. | Sold out | 0.00% | −0.22 |
| DE Deere & Co. | Sold out | 0.00% | −0.19 |
| VCIT Vanguard Int-Term Corporate | Reduce -0.3% | 1.70% | −0.11 |
| VOO Vanguard S&P 500 ETF | Reduce -10.1% | 1.26% | −0.11 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -5.1% | 0.65% | −0.10 |
| SCHZ Schwab US Aggregate Bond ETF | Reduce -1.9% | 1.02% | −0.10 |
| VGSH Vanguard Short-Term Treasury | Reduce -0.8% | 0.98% | −0.08 |
| PFF iShares Preferred & Income S | Reduce -0.0% | 0.91% | −0.07 |
| CAOS Alpha Architect Tail Risk | Reduce -13.8% | 0.24% | −0.06 |
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -0.7% | 0.64% | −0.05 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -5.9% | 0.41% | +0.01 |
Portfolio Buys Q1 2025 → Q2 2025
| SCHF Schwab Intl Equity ETF | Add +6.5% | 4.36% | +0.41 |
| VT Vanguard Tot World STK ETF | Add +1.3% | 10.17% | +0.40 |
| VTI VG Morningstar TS MKT ETF-US | Add +3.0% | 6.49% | +0.35 |
| SCHB Schwab US Broad Market ETF | Add +0.3% | 6.77% | +0.19 |
| CGDV Cap Group Dividend Value | New | 0.19% | +0.19 |
| MSFT Microsoft Corp. | New | 0.19% | +0.19 |
| AVES Avantis Emerging Markets Val | New | 0.18% | +0.18 |
| VXUS Vanguard Total Intl Stock | Add +1.4% | 3.98% | +0.18 |
| WMT Walmart Inc. | New | 0.18% | +0.18 |
| VEA Vanguard Ftse Developed ETF | Add +2.9% | 2.00% | +0.13 |
| VWO Vanguard Ftse Emerging Marke | Add +6.2% | 1.26% | +0.09 |
| VGT Vanguard Info Tech ETF | Add +7.0% | 0.42% | +0.07 |
| VEU Vanguard Ftse All-World Ex-U | Add +3.3% | 1.14% | +0.07 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Add +0.1% | 2.25% | +0.03 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +0.0% | 1.32% | +0.03 |
| AVNM Avantis All Intl MKTS Eq ETF | Add +1.6% | 0.50% | +0.03 |
| SCHX Schwab US Large-Cap ETF | Add +0.0% | 0.89% | +0.02 |
| VFMO Vanguard US Momentum Factor | Add +0.3% | 0.26% | +0.01 |
| VCLT Vanguard Long-Term Corp. Bond | Add +0.6% | 0.18% | −0.01 |
| SCHM Schwab US Mid Cap ETF | Add +0.1% | 2.46% | −0.01 |
| TIP iShares Tips Bond ETF | Add +0.4% | 0.24% | −0.02 |
| BND Vanguard Total Bond Market | Add +0.1% | 0.66% | −0.05 |
| HYD Vaneck High Yield Muni ETF | Add +0.1% | 0.92% | −0.09 |
| VGLT Vanguard Long-Term Treasury | Add +0.5% | 0.99% | −0.10 |
| HYMB SS SPDR N Ice HY Muni ETF | Add +0.6% | 1.64% | −0.15 |
| VGIT Vanguard Intermediate-Term T | Add +1.2% | 2.83% | −0.16 |
| DDX Defined Duration 10 ETF | Add +3.6% | 33.95% | −0.61 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 105 | $204.7M | DDX, VT, DDV, VTI, DDXX |
| Q1 2026 | 62 | $140.9M | DDX, VT, VTI, SCHB, DDV |
| Q4 2025 | 58 | $133.4M | DDX, VT, VTI, SCHB, SCHF |
| Q3 2025 | 55 | $123.8M | DDX, VT, SCHB, VTI, SCHF |
| Q2 2025 | 51 | $115.1M | DDX, VT, SCHB, VTI, SCHF |
| Q1 2025 | 49 | $106.8M | DDX, VT, SCHB, VTI, SCHF |
| Q4 2024 | 45 | $103.4M | DDX, VT, SCHB, VTI, SCHF |
| Q3 2024 | 47 | $103.2M | DDX, VT, SCHB, VTI, SCHF |
| Q2 2024 | 42 | $93.2M | DDX, VT, SCHB, VTI, SCHF |
| Q1 2024 | 42 | $91.3M | DDX, VT, SCHB, SCHF, VTI |