Orcam Financial Group

In its 13F for Q2 2026 (holdings as of June 30, 2026, filed August 14, 2026), Orcam Financial Group reported 105 stock positions worth $204.7 million. Its top holding was Defined Duration 10 ETF (DDX) at 23.3% of the portfolio, followed by Vanguard Tot World STK ETF (VT, 7.3%) and Defined Duration 5 ETF (DDV, 6.2%). Compared with Q1 2026, it opened 44 new positions, sold out of 1, added to 43 and reduced 8. The biggest buy was a new position in iShares Core MSCI Eafe ETF (IEFA) and the biggest sale Schwab US Broad Market ETF (SCHB, shares −1%).

Most Recent 13F
Q2 2026
Location
ENCINITAS, CA
CIK
0001905367
Portfolio Value
$204.7M (Q2 2026)
SEC Filing
0001905367-26-000003 ↗ filed Aug 14, 2026

Holdings Value

0$50.0M$100.0M$150.0M$200.0M$250.0M Q1 2024: $91.3M Q1 2024 Q2 2024: $93.2M Q2 2024 Q3 2024: $103.2M Q3 2024 Q4 2024: $103.4M Q4 2024 Q1 2025: $106.8M Q1 2025 Q2 2025: $115.1M Q2 2025 Q3 2025: $123.8M Q3 2025 Q4 2025: $133.4M Q4 2025 Q1 2026: $140.9M Q1 2026 Q2 2026: $204.7M $204.7M Q2 2026

Holdings 105 stocks · $204.7M
DDX Defined Duration 10 ETF 23.34% 1,900,446 $47.8M Add +6.2%
VT Vanguard Tot World STK ETF 7.31% 95,303 $15.0M Add +2.5%
DDV Defined Duration 5 ETF 6.17% 498,297 $12.6M Add +62.0%
VTI VG Morningstar TS MKT ETF-US 5.20% 28,743 $10.6M Add +9.2%
DDXX Defined Duration 20 ETF 4.96% 363,890 $10.1M Add +60.3%
SCHB Schwab US Broad Market ETF 4.37% 309,050 $9.0M Reduce -0.6%
SCHF Schwab Intl Equity ETF 4.37% 322,547 $8.9M Add +47.9%
VXUS Vanguard Total Intl Stock 3.33% 79,771 $6.8M Add +12.1%
SCHE Schwab Emrg Mrkts Eqty ETF 1.97% 111,359 $4.0M Add +25.7%
SCHM Schwab US Mid Cap ETF 1.87% 103,810 $3.8M Add +2.6%
VEA Vanguard Ftse Developed ETF 1.58% 45,475 $3.2M Add +2.7%
VGIT Vanguard Intermediate-Term T 1.41% 49,065 $2.9M Add +16.2%
IEFA iShares Core MSCI Eafe ETF 1.28% 27,108 $2.6M New
VTV Vanguard Mrngstr Val ETF-Aui 1.20% 11,278 $2.5M Add +26.4%
VWO Vanguard Ftse Emerging Marke 1.11% 38,236 $2.3M Add +17.9%
VO Vngrd Mrngstr MD-Cap ETF-Usd 1.06% 26,906 $2.2M Add +254.2%
AGG iShares Core U.S. Aggregate 1.02% 21,174 $2.1M New
AAPL Apple Inc. 0.96% 6,759 $2.0M Add +249.7%
VEU Vanguard Ftse All-World Ex-U 0.90% 22,050 $1.8M Add +7.6%
VOO Vanguard S&P 500 ETF 0.86% 2,576 $1.8M Add +0.1%
IJH iShares Core S&P Midcap ETF 0.86% 22,847 $1.8M New
SPY SS SPDR S&P 500 ETF Trust-US 0.86% 2,347 $1.8M Add +0.0%
IEMG iShares Core MSCI Emerging 0.85% 20,912 $1.7M New
SCHX Schwab US Large-Cap ETF 0.84% 58,582 $1.7M Add +33.3%
HYMB SS SPDR N Ice HY Muni ETF 0.73% 58,684 $1.5M Reduce -4.5%
AOR iShares Core 60/40 Balanced 0.73% 21,478 $1.5M Add +188.4%
HYD Vaneck High Yield Muni ETF 0.72% 28,714 $1.5M Add +0.1%
IVV iShares Core S&P 500 ETF 0.65% 1,771 $1.3M Add +204.3%
NVDA Nvidia Corp. 0.64% 6,587 $1.3M New
VB Vanguard Most SM-Cap ETF-Usd 0.60% 4,073 $1.2M New
AMZN Amazon.com Inc. 0.60% 5,127 $1.2M Add +265.9%
GOOGL Alphabet Inc. Class A 0.58% 3,344 $1.2M New
MDY State Street SPDR S&P Midcap 0.52% 1,521 $1.1M New
MSFT Microsoft Corp. 0.51% 2,778 $1.0M Add +336.8%
VCIT Vanguard Int-Term Corporate 0.50% 12,426 $1.0M Reduce -1.4%
GMOI GMO International Value ETF 0.50% 27,050 $1.0M Add +28.5%
VNQ Vanguard Real Estate ETF 0.49% 10,413 $1.0M New
VGT Vanguard Info Tech ETF 0.47% 8,007 $957K Add +12.3%
SPDW Ste STR SPDR PT DW Eu ETF 0.43% 17,365 $875K New
SCHD Schwab US DVD Equity ETF 0.43% 27,503 $872K Reduce -1.4%
VGSH Vanguard Short-Term Treasury 0.42% 14,904 $867K Add +25.4%
XOM Exxon Mobil Corp. 0.42% 6,274 $858K Add +40.3%
PL Planet Labs PBC 0.40% 24,771 $821K No change
VUG Vanguard Mrngstar GR ETF-Sui 0.40% 9,514 $820K New
VGLT Vanguard Long-Term Treasury 0.39% 14,375 $793K Add +0.8%
RSP Invesco S&P 500 Equal Weight 0.38% 3,695 $786K Add +15.0%
IQLT iShares MSCI International Q 0.38% 15,701 $778K New
PFF iShares Preferred & Income S 0.38% 25,264 $770K Reduce -22.8%
AVNM Avantis All Intl MKTS Eq ETF 0.36% 9,010 $742K Add +1.0%
SPEM State Street SP PTF Em ETF 0.35% 13,843 $717K Add +0.3%
IEF iShares 7-10 Year Treasury B 0.34% 7,278 $688K New
QQQ Invesco QQQ Trust Series 1 0.34% 934 $688K No change
SCHZ Schwab US Aggregate Bond ETF 0.31% 27,723 $641K Add +1.0%
DFIV Dimensional International Va 0.31% 11,820 $639K New
CAOS Alpha Architect Tail Risk 0.30% 6,775 $612K Add +41.9%
JPM JPMorgan Chase & Co. 0.25% 1,573 $515K New
LRCX Lam Research Corp. 0.24% 1,157 $501K New
TLT iShares 20+ Year Treasury BD 0.24% 5,751 $497K New
IAU iShares Gold Trust 0.24% 6,437 $486K No change
VCSH Vanguard S/T Corp. Bond ETF 0.23% 5,987 $473K Reduce -1.2%
DFAC Dimensional US Core Equity 2 0.23% 10,518 $467K No change
JPST JPMorgan Ultra-Short Income 0.23% 9,113 $461K New
AMAT Applied Materials Inc. 0.22% 610 $441K New
BND Vanguard Total Bond Market 0.21% 5,968 $438K Reduce -32.1%
VFMO Vanguard US Momentum Factor 0.21% 1,748 $436K Add +0.2%
IVLU iShares MSCI International V 0.20% 9,843 $412K New
META Meta Platforms Inc. Class A 0.20% 728 $410K New
DE Deere & Co. 0.20% 634 $402K Add +67.7%
JNJ Johnson & Johnson 0.19% 1,542 $392K Add +0.1%
QLTI GMO International QLTY ETF 0.17% 13,000 $351K Add +44.4%
LLY Eli Lilly & Co. 0.17% 292 $350K New
KLAC KLA Corp. 0.17% 1,160 $350K New
CTA Simplify Managed Futures St 0.17% 13,440 $349K Add +32.5%
IWF iShares Russell 1000 Growth 0.17% 2,805 $348K No change
EMR Emerson Electric Co. 0.17% 2,390 $342K New
IUSB Ishr CR Unvrse Usd BD ETF-Ui 0.16% 6,943 $320K No change
PANW Palo Alto Networks Inc. 0.15% 928 $316K New
AMD Advanced Micro Devices 0.15% 540 $314K New
AFL Aflac Inc. 0.15% 2,615 $307K Add +9.0%
V Visa Inc. Class A 0.15% 878 $301K New
AVGO Broadcom Inc. 0.15% 796 $301K New
DFAI Dimensional International Co. 0.15% 7,262 $300K No change
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE 0.13% 5,508 $271K Add +0.3%
VPU Vanguard Utilities ETF 0.13% 1,376 $269K New
UNH Unitedhealth Group Inc. 0.13% 645 $268K New
AVES Avantis Emerging Markets Val 0.13% 4,070 $267K Add +0.7%
IJR iShares Core S&P Small-Cap E 0.13% 1,787 $265K New
TSM Taiwan Semiconductor-SP ADR 0.13% 538 $257K New
WMT Walmart Inc. 0.12% 2,235 $253K Add +6.4%
PG The Procter & Gamble Co. 0.12% 1,725 $253K New
CAT Caterpillar Inc. 0.12% 236 $251K New
RTX RTX Corp. 0.12% 1,269 $241K New
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.12% 1,579 $239K New
COST Costco Wholesale Corp. 0.11% 249 $233K New
MA Mastercard Inc. Class A 0.11% 453 $233K New
DFIC Dimensional International Co. 0.11% 6,089 $227K No change
GOOG Alphabet Inc. Class C 0.11% 628 $222K New
VTEB Vanguard Tax-Exempt Bond ETF 0.10% 4,120 $208K Reduce -71.8%
COF Capital One Financial Corp. 0.10% 1,028 $206K New
TSLA Tesla Inc. 0.10% 486 $204K New
CVX Chevron Corp. 0.10% 1,224 $203K New
TAIL Cambria Tail Risk ETF 0.10% 18,500 $197K No change
BCX BlackRock Resources & Commod 0.08% 15,196 $172K New
PGX Invesco Preferred ETF 0.08% 15,500 $168K New
VGZ Vista Gold Corp. 0.07% 73,929 $141K No change

Portfolio Sells Q1 2026 → Q2 2026
SCHB Schwab US Broad Market ETF Reduce -0.6% 4.37% −1.17
VTEB Vanguard Tax-Exempt Bond ETF Reduce -71.8% 0.10% −0.42
HYMB SS SPDR N Ice HY Muni ETF Reduce -4.5% 0.73% −0.35
PFF iShares Preferred & Income S Reduce -22.8% 0.38% −0.33
BNO United States Brent Oil Fund Sold out 0.00% −0.28
BND Vanguard Total Bond Market Reduce -32.1% 0.21% −0.25
VCIT Vanguard Int-Term Corporate Reduce -1.4% 0.50% −0.24
SCHD Schwab US DVD Equity ETF Reduce -1.4% 0.43% −0.18
VCSH Vanguard S/T Corp. Bond ETF Reduce -1.2% 0.23% −0.11

Portfolio Buys Q1 2026 → Q2 2026
IEFA iShares Core MSCI Eafe ETF New 1.28% +1.28
AGG iShares Core U.S. Aggregate New 1.02% +1.02
DDXX Defined Duration 20 ETF Add +60.3% 4.96% +0.87
IJH iShares Core S&P Midcap ETF New 0.86% +0.86
IEMG iShares Core MSCI Emerging New 0.85% +0.85
DDV Defined Duration 5 ETF Add +62.0% 6.17% +0.71
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +254.2% 1.06% +0.67
NVDA Nvidia Corp. New 0.64% +0.64
AAPL Apple Inc. Add +249.7% 0.96% +0.61
VB Vanguard Most SM-Cap ETF-Usd New 0.60% +0.60
GOOGL Alphabet Inc. Class A New 0.58% +0.58
SCHF Schwab Intl Equity ETF Add +47.9% 4.37% +0.53
MDY State Street SPDR S&P Midcap New 0.52% +0.52
VNQ Vanguard Real Estate ETF New 0.49% +0.49
SPDW Ste STR SPDR PT DW Eu ETF New 0.43% +0.43
VUG Vanguard Mrngstar GR ETF-Sui New 0.40% +0.40
AMZN Amazon.com Inc. Add +265.9% 0.60% +0.39
AOR iShares Core 60/40 Balanced Add +188.4% 0.73% +0.39
IQLT iShares MSCI International Q New 0.38% +0.38
IVV iShares Core S&P 500 ETF Add +204.3% 0.65% +0.38
MSFT Microsoft Corp. Add +336.8% 0.51% +0.34
IEF iShares 7-10 Year Treasury B New 0.34% +0.34
DFIV Dimensional International Va New 0.31% +0.31
JPM JPMorgan Chase & Co. New 0.25% +0.25
LRCX Lam Research Corp. New 0.24% +0.24
TLT iShares 20+ Year Treasury BD New 0.24% +0.24
JPST JPMorgan Ultra-Short Income New 0.23% +0.23
AMAT Applied Materials Inc. New 0.22% +0.22
IVLU iShares MSCI International V New 0.20% +0.20
META Meta Platforms Inc. Class A New 0.20% +0.20
LLY Eli Lilly & Co. New 0.17% +0.17
KLAC KLA Corp. New 0.17% +0.17
EMR Emerson Electric Co. New 0.17% +0.17
PANW Palo Alto Networks Inc. New 0.15% +0.15
AMD Advanced Micro Devices New 0.15% +0.15
V Visa Inc. Class A New 0.15% +0.15
AVGO Broadcom Inc. New 0.15% +0.15
VPU Vanguard Utilities ETF New 0.13% +0.13
UNH Unitedhealth Group Inc. New 0.13% +0.13
IJR iShares Core S&P Small-Cap E New 0.13% +0.13
TSM Taiwan Semiconductor-SP ADR New 0.13% +0.13
PG The Procter & Gamble Co. New 0.12% +0.12
CAT Caterpillar Inc. New 0.12% +0.12
RTX RTX Corp. New 0.12% +0.12
TJX TJX Companies Inc. New 0.12% +0.12
COST Costco Wholesale Corp. New 0.11% +0.11
MA Mastercard Inc. Class A New 0.11% +0.11
GOOG Alphabet Inc. Class C New 0.11% +0.11
COF Capital One Financial Corp. New 0.10% +0.10
TSLA Tesla Inc. New 0.10% +0.10

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 105$204.7MDDX, VT, DDV, VTI, DDXX
Q1 2026 62$140.9MDDX, VT, VTI, SCHB, DDV
Q4 2025 58$133.4MDDX, VT, VTI, SCHB, SCHF
Q3 2025 55$123.8MDDX, VT, SCHB, VTI, SCHF
Q2 2025 51$115.1MDDX, VT, SCHB, VTI, SCHF
Q1 2025 49$106.8MDDX, VT, SCHB, VTI, SCHF
Q4 2024 45$103.4MDDX, VT, SCHB, VTI, SCHF
Q3 2024 47$103.2MDDX, VT, SCHB, VTI, SCHF
Q2 2024 42$93.2MDDX, VT, SCHB, VTI, SCHF
Q1 2024 42$91.3MDDX, VT, SCHB, SCHF, VTI