RAM Investment Partners, LLC

Name: RAM Investment Partners, LLC 13F holdings, Q4 2024
Creator: RAM Investment Partners, LLC
Published: 2025-01-28

Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 28, 2025), RAM Investment Partners, LLC reported 89 stock positions worth $406.9 million. Its top holding was Dimensional US Core Equity 2 (DFAC) at 22.5% of the portfolio, followed by Dimensional International (DFAI, 11.3%) and Microsoft (MSFT, 9.2%). Compared with Q3 2024, it opened 8 new positions, sold out of 9, added to 53 and reduced 14. The biggest buy was Amazon.com (AMZN, shares +89%) and the biggest sale Dimensional World Ex US Core (DFAX, shares −0%).

Most Recent 13F: Q2 2026
Location: BELLEVUE, WA
CIK: 0001989672
Portfolio Value: $406.9M (Q4 2024)
SEC Filing: 0001989672-25-000001 ↗ filed Jan 28, 2025

Holdings Value

Holdings 89 stocks · $406.9M


DFAC Dimensional US Core Equity 2	22.46%	2,642,184	$91.4M	Add +2.7%
DFAI Dimensional International Co.	11.26%	1,569,033	$45.8M	Add +6.3%
MSFT Microsoft Corp.	9.22%	88,971	$37.5M	Add +5.8%
DFSD Dimensional Short Duration	7.43%	644,994	$30.2M	Add +10.3%
CORP PIMCO Inv Grade Corp. BD ETF	7.42%	317,422	$30.2M	Add +13.7%
DFAR Dimensional US Real Est ETF	6.88%	1,203,550	$28.0M	Add +0.6%
DFAE Dimensional Emerging Core Eq	6.39%	1,025,293	$26.0M	Add +9.6%
DFNM Dimensional National Muni BD	4.75%	404,211	$19.3M	Add +9.3%
AMZN Amazon.com Inc.	2.99%	55,407	$12.2M	Add +89.2%
COST Costco Wholesale Corp.	1.91%	8,470	$7.8M	Add +6.3%
NVDA Nvidia Corp.	1.74%	52,609	$7.1M	Reduce -2.0%
DFAX Dimensional World Ex US Core	1.03%	167,917	$4.2M	Reduce -0.2%
AAPL Apple Inc.	1.01%	16,430	$4.1M	Add +6.0%
DFSU Dimensional US Sus CORE1 ETF	0.96%	102,883	$3.9M	Add +3.9%
GOOG Alphabet Inc. Class C	0.86%	18,292	$3.5M	Add +1.7%
VTIP Vanguard Short-Term Tips	0.83%	69,446	$3.4M	Add +1.4%
DFSI Dimensional Int Sus COR1 ETF	0.78%	97,005	$3.2M	Add +8.9%
DAVA Endava PLC- Spon ADR	0.70%	92,778	$2.9M	Add +0.1%
TSLA Tesla Inc.	0.50%	5,062	$2.0M	Add +23.2%
DFSB Dim GLB Sustain Fix Inc. ETF	0.49%	38,913	$2.0M	Add +13.2%
DFSE Dimensional Em Sus CORE1 ETF	0.43%	53,151	$1.8M	Add +14.8%
PCAR Paccar Inc.	0.40%	15,668	$1.6M	Add +0.3%
GOOGL Alphabet Inc. Class A	0.40%	8,514	$1.6M	Add +7.7%
META Meta Platforms Inc. Class A	0.36%	2,501	$1.5M	Add +2.4%
SMAR Smartsheet Inc. Class A	0.35%	25,414	$1.4M	Add +24.3%
AVDE Avantis International Equity	0.34%	22,419	$1.4M	New
DFUV Dimensional US Marketwide Va	0.33%	32,484	$1.3M	Reduce -4.5%
VTI VG Morningstar TS MKT ETF-US	0.32%	4,467	$1.3M	Add +1.8%
AVGO Broadcom Inc.	0.30%	5,293	$1.2M	Add +7.7%
NKE Nike Inc. Class B	0.30%	16,021	$1.2M	New
VOO Vanguard S&P 500 ETF	0.30%	2,228	$1.2M	Add +119.5%
BRK.B Berkshire Hathaway Inc. Class B	0.28%	2,534	$1.1M	Add +1.2%
LRCX Lam Research Corp.	0.25%	14,147	$1.0M	Add +1.6%
ORCL Oracle Corp.	0.25%	6,089	$1.0M	Reduce -3.5%
ABBV Abbvie Inc.	0.23%	5,274	$937K	Reduce -0.1%
VEA Vanguard Ftse Developed ETF	0.22%	18,547	$887K	Add +29.3%
SPY SS SPDR S&P 500 ETF Trust-US	0.21%	1,472	$862K	Add +0.3%
VGT Vanguard Info Tech ETF	0.20%	1,332	$828K	Reduce -0.2%
CRM Salesforce Inc.	0.19%	2,302	$770K	Add +6.4%
IVV iShares Core S&P 500 ETF	0.18%	1,210	$712K	Add +0.8%
DFAT Dimensional US Target Value	0.16%	11,826	$658K	No change
V Visa Inc. Class A	0.16%	2,046	$647K	Add +7.5%
MUB iShares National Muni Bond E	0.15%	5,863	$625K	Reduce -1.5%
AVUS Avantis U.S. Equity ETF	0.15%	6,350	$616K	New
VUG Vanguard Mrngstar GR ETF-Sui	0.15%	1,465	$601K	No change
QQQ Invesco QQQ Trust Series 1	0.15%	1,167	$597K	Add +1.7%
SPMO Invesco S&P 500 Momentum ETF	0.14%	6,147	$584K	No change
NULG Nuveen ESG LRG-Cap GRW ETF	0.13%	6,062	$520K	No change
MA Mastercard Inc. Class A	0.13%	983	$517K	Add +0.9%
ESGV Vanguard ESG US Stock ETF	0.13%	4,878	$512K	No change
PGR Progressive Corp.	0.13%	2,124	$509K	No change
DFIV Dimensional International Va	0.12%	13,840	$491K	Add +13.1%
DISV Dimensional International SM	0.12%	18,461	$491K	Add +6.4%
VO Vngrd Mrngstr MD-Cap ETF-Usd	0.12%	1,807	$477K	Add +85.3%
NFLX Netflix Inc.	0.11%	524	$467K	Reduce -1.7%
AVEM Avantis Emerging Markets Eq	0.11%	7,859	$462K	New
AMAT Applied Materials Inc.	0.11%	2,781	$452K	Add +9.9%
ABT Abbott Laboratories	0.11%	3,894	$440K	Add +1.6%
TSM Taiwan Semiconductor-SP ADR	0.10%	2,090	$413K	Add +0.9%
TLT iShares 20+ Year Treasury BD	0.10%	4,718	$412K	Reduce -9.5%
DFCA Dimensional Calfornia MB ETF	0.10%	8,144	$408K	Add +18.6%
VWO Vanguard Ftse Emerging Marke	0.10%	8,775	$386K	Add +34.7%
TMUS T-Mobile US Inc.	0.09%	1,693	$374K	Reduce -5.0%
BND Vanguard Total Bond Market	0.09%	5,002	$360K	Add +3.2%
JPM JPMorgan Chase & Co.	0.09%	1,467	$352K	Reduce -17.4%
VT Vanguard Tot World STK ETF	0.09%	2,963	$348K	No change
GLD SPDR Gold Shares	0.08%	1,356	$328K	Add +35.6%
NRIX Nurix Therapeutics Inc.	0.08%	17,284	$326K	No change
VWOB Vanguard Emerg MKTS Gov BND	0.08%	5,008	$316K	Add +64.0%
SBUX Starbucks Corp.	0.07%	3,319	$303K	Add +59.2%
LLY Eli Lilly & Co.	0.07%	391	$302K	Reduce -12.9%
DFAW Dimensional World Eqty ETF	0.07%	4,804	$300K	Add +15.3%
DFSV Dimensional US Small Cap Val	0.07%	9,351	$288K	Add +12.8%
MAR Marriott International Class A	0.07%	977	$273K	Add +20.9%
IWB iShares Russell 1000 ETF	0.07%	836	$269K	No change
DFLV Dim US Large Cap Value ETF	0.07%	8,828	$265K	New
IXUS iShares Core Intl Stock ETF	0.06%	3,955	$262K	No change
MKL Markel Group Inc.	0.06%	151	$261K	Add +2.7%
HYG Ishr Ibx Usd Hiyld CB ETF-Ui	0.06%	3,260	$256K	New
SCHW Schwab (charles) Corp.	0.06%	3,293	$244K	Add +1.4%
VTV Vanguard Mrngstr Val ETF-Aui	0.06%	1,424	$241K	New
SCHX Schwab US Large-Cap ETF	0.06%	10,149	$235K	No change
VCSH Vanguard S/T Corp. Bond ETF	0.06%	2,925	$228K	New
XCEM Columbia Em Core Ex-China	0.06%	7,600	$225K	No change
ROUS Hartford Multifact US Eqty	0.06%	4,400	$224K	Reduce -23.5%
RSP Invesco S&P 500 Equal Weight	0.05%	1,265	$222K	No change
DON Wisdomtree US Midcap Dividen	0.05%	4,301	$219K	Add +1.3%
IMCG iShares Morningstar Mid-Cap	0.05%	2,865	$216K	No change
GDRX Goodrx Holdings Inc. Class A	0.02%	17,487	$81K	Reduce -0.0%

Portfolio Sells Q3 2024 → Q4 2024


DFAX Dimensional World Ex US Core	Reduce -0.2%	1.03%	−0.16
XOM Exxon Mobil Corp.	Sold out	0.00%	−0.09
JNJ Johnson & Johnson	Sold out	0.00%	−0.07
ADP Automatic Data Processing	Sold out	0.00%	−0.07
UNH Unitedhealth Group Inc.	Sold out	0.00%	−0.07
GEHC GE Healthcare Technology	Sold out	0.00%	−0.07
ADBE Adobe Inc.	Sold out	0.00%	−0.06
CTAS Cintas Corp.	Sold out	0.00%	−0.06
ZTS Zoetis Inc.	Sold out	0.00%	−0.05
WM Waste Management Inc.	Sold out	0.00%	−0.05
DFUV Dimensional US Marketwide Va	Reduce -4.5%	0.33%	−0.04
ABBV Abbvie Inc.	Reduce -0.1%	0.23%	−0.04
TLT iShares 20+ Year Treasury BD	Reduce -9.5%	0.10%	−0.03
ORCL Oracle Corp.	Reduce -3.5%	0.25%	−0.03
LLY Eli Lilly & Co.	Reduce -12.9%	0.07%	−0.03
ROUS Hartford Multifact US Eqty	Reduce -23.5%	0.06%	−0.02
MUB iShares National Muni Bond E	Reduce -1.5%	0.15%	−0.01
GDRX Goodrx Holdings Inc. Class A	Reduce -0.0%	0.02%	−0.01
JPM JPMorgan Chase & Co.	Reduce -17.4%	0.09%	−0.01
TMUS T-Mobile US Inc.	Reduce -5.0%	0.09%	−0.00
VGT Vanguard Info Tech ETF	Reduce -0.2%	0.20%	−0.00
NFLX Netflix Inc.	Reduce -1.7%	0.11%	+0.02
NVDA Nvidia Corp.	Reduce -2.0%	1.74%	+0.04

Portfolio Buys Q3 2024 → Q4 2024


AMZN Amazon.com Inc.	Add +89.2%	2.99%	+1.57
AVDE Avantis International Equity	New	0.34%	+0.34
NKE Nike Inc. Class B	New	0.30%	+0.30
TSLA Tesla Inc.	Add +23.2%	0.50%	+0.22
CORP PIMCO Inv Grade Corp. BD ETF	Add +13.7%	7.42%	+0.19
DFSD Dimensional Short Duration	Add +10.3%	7.43%	+0.17
VOO Vanguard S&P 500 ETF	Add +119.5%	0.30%	+0.16
AVUS Avantis U.S. Equity ETF	New	0.15%	+0.15
AVEM Avantis Emerging Markets Eq	New	0.11%	+0.11
DAVA Endava PLC- Spon ADR	Add +0.1%	0.70%	+0.09
AVGO Broadcom Inc.	Add +7.7%	0.30%	+0.08
GOOG Alphabet Inc. Class C	Add +1.7%	0.86%	+0.07
AAPL Apple Inc.	Add +6.0%	1.01%	+0.07
DFNM Dimensional National Muni BD	Add +9.3%	4.75%	+0.07
COST Costco Wholesale Corp.	Add +6.3%	1.91%	+0.07
DFLV Dim US Large Cap Value ETF	New	0.07%	+0.07
HYG Ishr Ibx Usd Hiyld CB ETF-Ui	New	0.06%	+0.06
VTV Vanguard Mrngstr Val ETF-Aui	New	0.06%	+0.06
VCSH Vanguard S/T Corp. Bond ETF	New	0.06%	+0.06
SMAR Smartsheet Inc. Class A	Add +24.3%	0.35%	+0.06
GOOGL Alphabet Inc. Class A	Add +7.7%	0.40%	+0.05
VO Vngrd Mrngstr MD-Cap ETF-Usd	Add +85.3%	0.12%	+0.05
CRM Salesforce Inc.	Add +6.4%	0.19%	+0.04
VWOB Vanguard Emerg MKTS Gov BND	Add +64.0%	0.08%	+0.03
V Visa Inc. Class A	Add +7.5%	0.16%	+0.02
SBUX Starbucks Corp.	Add +59.2%	0.07%	+0.02
VEA Vanguard Ftse Developed ETF	Add +29.3%	0.22%	+0.02
GLD SPDR Gold Shares	Add +35.6%	0.08%	+0.02
MAR Marriott International Class A	Add +20.9%	0.07%	+0.01
VWO Vanguard Ftse Emerging Marke	Add +34.7%	0.10%	+0.01
DFSB Dim GLB Sustain Fix Inc. ETF	Add +13.2%	0.49%	+0.01
DFCA Dimensional Calfornia MB ETF	Add +18.6%	0.10%	+0.01
TSM Taiwan Semiconductor-SP ADR	Add +0.9%	0.10%	+0.01
DFSE Dimensional Em Sus CORE1 ETF	Add +14.8%	0.43%	+0.01
SCHW Schwab (charles) Corp.	Add +1.4%	0.06%	+0.01
DFAW Dimensional World Eqty ETF	Add +15.3%	0.07%	+0.00
DFSV Dimensional US Small Cap Val	Add +12.8%	0.07%	+0.00
MKL Markel Group Inc.	Add +2.7%	0.06%	+0.00
MA Mastercard Inc. Class A	Add +0.9%	0.13%	+0.00
QQQ Invesco QQQ Trust Series 1	Add +1.7%	0.15%	+0.00
DFSU Dimensional US Sus CORE1 ETF	Add +3.9%	0.96%	+0.00
DFIV Dimensional International Va	Add +13.1%	0.12%	−0.00
PCAR Paccar Inc.	Add +0.3%	0.40%	−0.00
DON Wisdomtree US Midcap Dividen	Add +1.3%	0.05%	−0.00
META Meta Platforms Inc. Class A	Add +2.4%	0.36%	−0.00
IVV iShares Core S&P 500 ETF	Add +0.8%	0.18%	−0.01
VTI VG Morningstar TS MKT ETF-US	Add +1.8%	0.32%	−0.01
ABT Abbott Laboratories	Add +1.6%	0.11%	−0.01
BND Vanguard Total Bond Market	Add +3.2%	0.09%	−0.01
SPY SS SPDR S&P 500 ETF Trust-US	Add +0.3%	0.21%	−0.01

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	127	$625.3M	DFAC, DFAI, CORP, DFAE, DFSD
Q1 2026	121	$569.3M	DFAC, DFAI, CORP, DFSD, DFAE
Q4 2025	117	$553.0M	DFAC, DFAI, MSFT, CORP, DFSD
Q3 2025	103	$533.1M	DFAC, DFAI, MSFT, DFSD, CORP
Q2 2025	96	$476.4M	DFAC, DFAI, MSFT, DFSD, CORP
Q1 2025	90	$405.1M	DFAC, DFAI, CORP, MSFT, DFSD
Q4 2024	89	$406.9M	DFAC, DFAI, MSFT, DFSD, CORP
Q3 2024	90	$384.1M	DFAC, DFAI, MSFT, DFAR, DFSD
Q2 2024	84	$344.6M	DFAC, DFAI, MSFT, DFAR, DFSD
Q1 2024	87	$318.0M	DFAC, DFAI, MSFT, DFAR, DFSD