RAM Investment Partners, LLC

Name: RAM Investment Partners, LLC 13F holdings, Q1 2025
Creator: RAM Investment Partners, LLC
Published: 2025-04-23

Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 23, 2025), RAM Investment Partners, LLC reported 90 stock positions worth $405.1 million. Its top holding was Dimensional US Core Equity 2 (DFAC) at 21.2% of the portfolio, followed by Dimensional International (DFAI, 12.6%) and PIMCO Inv Grade Corp. BD ETF (CORP, 8.4%). Compared with Q4 2024, it opened 4 new positions, sold out of 3, added to 36 and reduced 29. The biggest buy was Dimensional International (DFAI, shares +4%) and the biggest sale Dimensional US Core Equity 2 (DFAC, shares −2%).

Most Recent 13F: Q3 2026
Location: BELLEVUE, WA
CIK: 0001989672
Portfolio Value: $405.1M (Q1 2025)
SEC Filing: 0001989672-25-000003 ↗ filed Apr 23, 2025

Holdings Value

Holdings 90 stocks · $405.1M


DFAC Dimensional US Core Equity 2	21.16%	2,597,909	$85.7M	Reduce -1.7%
DFAI Dimensional International Co.	12.61%	1,635,154	$51.1M	Add +4.2%
CORP PIMCO Inv Grade Corp. BD ETF	8.39%	351,247	$34.0M	Add +10.7%
MSFT Microsoft Corp.	8.22%	88,745	$33.3M	Reduce -0.3%
DFSD Dimensional Short Duration	8.12%	691,752	$32.9M	Add +7.3%
DFAR Dimensional US Real Est ETF	7.16%	1,219,650	$29.0M	Add +1.3%
DFAE Dimensional Emerging Core Eq	6.90%	1,079,634	$28.0M	Add +5.3%
DFNM Dimensional National Muni BD	5.01%	426,342	$20.3M	Add +5.5%
AMZN Amazon.com Inc.	2.52%	53,560	$10.2M	Reduce -3.3%
COST Costco Wholesale Corp.	1.85%	7,904	$7.5M	Reduce -6.7%
NVDA Nvidia Corp.	1.37%	51,194	$5.5M	Reduce -2.7%
DFAX Dimensional World Ex US Core	1.08%	166,867	$4.4M	Reduce -0.6%
AAPL Apple Inc.	0.92%	16,810	$3.7M	Add +2.3%
VTIP Vanguard Short-Term Tips	0.88%	71,678	$3.6M	Add +3.2%
DFSI Dimensional Int Sus COR1 ETF	0.88%	101,655	$3.5M	Add +4.8%
DFSU Dimensional US Sus CORE1 ETF	0.85%	95,704	$3.4M	Reduce -7.0%
GOOG Alphabet Inc. Class C	0.57%	14,785	$2.3M	Reduce -19.2%
DFSB Dim GLB Sustain Fix Inc. ETF	0.51%	40,428	$2.1M	Add +3.9%
DFSE Dimensional Em Sus CORE1 ETF	0.47%	56,623	$1.9M	Add +6.5%
AVDE Avantis International Equity	0.41%	25,094	$1.7M	Add +11.9%
UNH Unitedhealth Group Inc.	0.40%	3,130	$1.6M	New
PCAR Paccar Inc.	0.39%	16,036	$1.6M	Add +2.4%
DAVA Endava PLC- Spon ADR	0.38%	78,626	$1.5M	Reduce -15.3%
GOOGL Alphabet Inc. Class A	0.35%	9,157	$1.4M	Add +7.5%
META Meta Platforms Inc. Class A	0.34%	2,368	$1.4M	Reduce -5.3%
DFUV Dimensional US Marketwide Va	0.32%	31,834	$1.3M	Reduce -2.0%
TSLA Tesla Inc.	0.32%	5,043	$1.3M	Reduce -0.4%
ABBV Abbvie Inc.	0.31%	5,905	$1.2M	Add +12.0%
BRK.B Berkshire Hathaway Inc. Class B	0.30%	2,317	$1.2M	Reduce -8.6%
VTI VG Morningstar TS MKT ETF-US	0.30%	4,467	$1.2M	No change
NKE Nike Inc. Class B	0.28%	17,813	$1.1M	Add +11.2%
LRCX Lam Research Corp.	0.21%	11,918	$866K	Reduce -15.8%
ORCL Oracle Corp.	0.21%	6,151	$860K	Add +1.0%
V Visa Inc. Class A	0.21%	2,441	$856K	Add +19.3%
AVGO Broadcom Inc.	0.21%	5,091	$852K	Reduce -3.8%
SPY SS SPDR S&P 500 ETF Trust-US	0.20%	1,457	$815K	Reduce -1.0%
VEA Vanguard Ftse Developed ETF	0.20%	15,823	$804K	Reduce -14.7%
AVUS Avantis U.S. Equity ETF	0.18%	7,865	$727K	Add +23.9%
VGT Vanguard Info Tech ETF	0.18%	1,317	$714K	Reduce -1.1%
IVV iShares Core S&P 500 ETF	0.17%	1,234	$694K	Add +2.0%
DFCA Dimensional Calfornia MB ETF	0.17%	13,584	$674K	Add +66.8%
PGR Progressive Corp.	0.15%	2,196	$621K	Add +3.4%
MUB iShares National Muni Bond E	0.15%	5,852	$617K	Reduce -0.2%
DFAT Dimensional US Target Value	0.15%	11,826	$609K	No change
CRM Salesforce Inc.	0.15%	2,219	$595K	Reduce -3.6%
SPMO Invesco S&P 500 Momentum ETF	0.14%	6,147	$569K	No change
MA Mastercard Inc. Class A	0.14%	1,033	$566K	Add +5.1%
QQQ Invesco QQQ Trust Series 1	0.13%	1,162	$545K	Reduce -0.4%
DFIV Dimensional International Va	0.13%	13,840	$545K	No change
VUG Vanguard Mrngstar GR ETF-Sui	0.13%	1,465	$543K	No change
DISV Dimensional International SM	0.13%	18,461	$538K	No change
VOO Vanguard S&P 500 ETF	0.13%	1,041	$535K	Reduce -53.3%
ABT Abbott Laboratories	0.13%	4,002	$531K	Add +2.8%
NFLX Netflix Inc.	0.12%	533	$497K	Add +1.7%
ESGV Vanguard ESG US Stock ETF	0.12%	4,878	$478K	No change
NULG Nuveen ESG LRG-Cap GRW ETF	0.12%	6,062	$475K	No change
DFAW Dimensional World Eqty ETF	0.11%	7,187	$440K	Add +49.6%
TMUS T-Mobile US Inc.	0.11%	1,614	$430K	Reduce -4.7%
TLT iShares 20+ Year Treasury BD	0.11%	4,718	$429K	No change
GLD SPDR Gold Shares	0.10%	1,356	$391K	No change
JPM JPMorgan Chase & Co.	0.09%	1,561	$383K	Add +6.4%
AMAT Applied Materials Inc.	0.09%	2,481	$360K	Reduce -10.8%
BND Vanguard Total Bond Market	0.09%	4,857	$357K	Reduce -2.9%
VT Vanguard Tot World STK ETF	0.08%	2,963	$344K	No change
LLY Eli Lilly & Co.	0.08%	416	$343K	Add +6.4%
TSM Taiwan Semiconductor-SP ADR	0.08%	2,048	$340K	Reduce -2.0%
SBUX Starbucks Corp.	0.08%	3,358	$329K	Add +1.2%
DFAS Dimensional US Small Cap ETF	0.08%	5,495	$328K	New
VWOB Vanguard Emerg MKTS Gov BND	0.08%	5,035	$323K	Add +0.5%
DFLV Dim US Large Cap Value ETF	0.08%	10,113	$309K	Add +14.6%
AVEM Avantis Emerging Markets Eq	0.08%	5,072	$305K	Reduce -35.5%
T AT&T Inc.	0.07%	10,746	$304K	New
VWO Vanguard Ftse Emerging Marke	0.07%	6,586	$298K	Reduce -24.9%
MKL Markel Group Inc.	0.07%	152	$284K	Add +0.7%
IXUS iShares Core Intl Stock ETF	0.07%	3,955	$276K	No change
DFSV Dimensional US Small Cap Val	0.07%	9,351	$263K	No change
SCHW Schwab (charles) Corp.	0.07%	3,361	$263K	Add +2.1%
HYG Ishr Ibx Usd Hiyld CB ETF-Ui	0.06%	3,322	$262K	Add +1.9%
VO Vngrd Mrngstr MD-Cap ETF-Usd	0.06%	1,006	$260K	Reduce -44.3%
IWB iShares Russell 1000 ETF	0.06%	836	$256K	No change
VTV Vanguard Mrngstr Val ETF-Aui	0.06%	1,429	$247K	Add +0.3%
VCSH Vanguard S/T Corp. Bond ETF	0.06%	2,925	$231K	No change
XCEM Columbia Em Core Ex-China	0.06%	7,600	$224K	No change
SCHX Schwab US Large-Cap ETF	0.06%	10,149	$224K	No change
XOM Exxon Mobil Corp.	0.06%	1,884	$224K	New
ROUS Hartford Multifact US Eqty	0.06%	4,400	$223K	No change
RSP Invesco S&P 500 Equal Weight	0.05%	1,265	$219K	No change
NRIX Nurix Therapeutics Inc.	0.05%	17,284	$205K	No change
IMCG iShares Morningstar Mid-Cap	0.05%	2,865	$205K	No change
GDRX Goodrx Holdings Inc. Class A	0.02%	17,491	$77K	Add +0.0%

Portfolio Sells Q4 2024 → Q1 2025


DFAC Dimensional US Core Equity 2	Reduce -1.7%	21.16%	−1.30
MSFT Microsoft Corp.	Reduce -0.3%	8.22%	−0.99
AMZN Amazon.com Inc.	Reduce -3.3%	2.52%	−0.47
NVDA Nvidia Corp.	Reduce -2.7%	1.37%	−0.37
SMAR Smartsheet Inc. Class A	Sold out	0.00%	−0.35
DAVA Endava PLC- Spon ADR	Reduce -15.3%	0.38%	−0.33
GOOG Alphabet Inc. Class C	Reduce -19.2%	0.57%	−0.29
TSLA Tesla Inc.	Reduce -0.4%	0.32%	−0.18
VOO Vanguard S&P 500 ETF	Reduce -53.3%	0.13%	−0.16
DFSU Dimensional US Sus CORE1 ETF	Reduce -7.0%	0.85%	−0.11
AVGO Broadcom Inc.	Reduce -3.8%	0.21%	−0.09
MAR Marriott International Class A	Sold out	0.00%	−0.07
COST Costco Wholesale Corp.	Reduce -6.7%	1.85%	−0.06
DON Wisdomtree US Midcap Dividen	Sold out	0.00%	−0.05
VO Vngrd Mrngstr MD-Cap ETF-Usd	Reduce -44.3%	0.06%	−0.05
CRM Salesforce Inc.	Reduce -3.6%	0.15%	−0.04
AVEM Avantis Emerging Markets Eq	Reduce -35.5%	0.08%	−0.04
LRCX Lam Research Corp.	Reduce -15.8%	0.21%	−0.04
VGT Vanguard Info Tech ETF	Reduce -1.1%	0.18%	−0.03
META Meta Platforms Inc. Class A	Reduce -5.3%	0.34%	−0.02
AMAT Applied Materials Inc.	Reduce -10.8%	0.09%	−0.02
VWO Vanguard Ftse Emerging Marke	Reduce -24.9%	0.07%	−0.02
VEA Vanguard Ftse Developed ETF	Reduce -14.7%	0.20%	−0.02
TSM Taiwan Semiconductor-SP ADR	Reduce -2.0%	0.08%	−0.02
QQQ Invesco QQQ Trust Series 1	Reduce -0.4%	0.13%	−0.01
SPY SS SPDR S&P 500 ETF Trust-US	Reduce -1.0%	0.20%	−0.01
DFUV Dimensional US Marketwide Va	Reduce -2.0%	0.32%	−0.00
MUB iShares National Muni Bond E	Reduce -0.2%	0.15%	−0.00
BND Vanguard Total Bond Market	Reduce -2.9%	0.09%	−0.00
TMUS T-Mobile US Inc.	Reduce -4.7%	0.11%	+0.01
BRK.B Berkshire Hathaway Inc. Class B	Reduce -8.6%	0.30%	+0.02
DFAX Dimensional World Ex US Core	Reduce -0.6%	1.08%	+0.05

Portfolio Buys Q4 2024 → Q1 2025


DFAI Dimensional International Co.	Add +4.2%	12.61%	+1.35
CORP PIMCO Inv Grade Corp. BD ETF	Add +10.7%	8.39%	+0.97
DFSD Dimensional Short Duration	Add +7.3%	8.12%	+0.68
DFAE Dimensional Emerging Core Eq	Add +5.3%	6.90%	+0.51
UNH Unitedhealth Group Inc.	New	0.40%	+0.40
DFAR Dimensional US Real Est ETF	Add +1.3%	7.16%	+0.27
DFNM Dimensional National Muni BD	Add +5.5%	5.01%	+0.26
DFSI Dimensional Int Sus COR1 ETF	Add +4.8%	0.88%	+0.09
DFAS Dimensional US Small Cap ETF	New	0.08%	+0.08
ABBV Abbvie Inc.	Add +12.0%	0.31%	+0.08
T AT&T Inc.	New	0.07%	+0.07
AVDE Avantis International Equity	Add +11.9%	0.41%	+0.07
DFCA Dimensional Calfornia MB ETF	Add +66.8%	0.17%	+0.07
VTIP Vanguard Short-Term Tips	Add +3.2%	0.88%	+0.06
XOM Exxon Mobil Corp.	New	0.06%	+0.06
V Visa Inc. Class A	Add +19.3%	0.21%	+0.05
DFSE Dimensional Em Sus CORE1 ETF	Add +6.5%	0.47%	+0.04
DFAW Dimensional World Eqty ETF	Add +49.6%	0.11%	+0.04
PGR Progressive Corp.	Add +3.4%	0.15%	+0.03
AVUS Avantis U.S. Equity ETF	Add +23.9%	0.18%	+0.03
DFSB Dim GLB Sustain Fix Inc. ETF	Add +3.9%	0.51%	+0.03
ABT Abbott Laboratories	Add +2.8%	0.13%	+0.02
MA Mastercard Inc. Class A	Add +5.1%	0.14%	+0.01
DFLV Dim US Large Cap Value ETF	Add +14.6%	0.08%	+0.01
LLY Eli Lilly & Co.	Add +6.4%	0.08%	+0.01
JPM JPMorgan Chase & Co.	Add +6.4%	0.09%	+0.01
NFLX Netflix Inc.	Add +1.7%	0.12%	+0.01
SBUX Starbucks Corp.	Add +1.2%	0.08%	+0.01
MKL Markel Group Inc.	Add +0.7%	0.07%	+0.01
SCHW Schwab (charles) Corp.	Add +2.1%	0.07%	+0.01
VWOB Vanguard Emerg MKTS Gov BND	Add +0.5%	0.08%	+0.00
HYG Ishr Ibx Usd Hiyld CB ETF-Ui	Add +1.9%	0.06%	+0.00
VTV Vanguard Mrngstr Val ETF-Aui	Add +0.3%	0.06%	+0.00
GDRX Goodrx Holdings Inc. Class A	Add +0.0%	0.02%	−0.00
IVV iShares Core S&P 500 ETF	Add +2.0%	0.17%	−0.00
PCAR Paccar Inc.	Add +2.4%	0.39%	−0.02
NKE Nike Inc. Class B	Add +11.2%	0.28%	−0.02
ORCL Oracle Corp.	Add +1.0%	0.21%	−0.04
GOOGL Alphabet Inc. Class A	Add +7.5%	0.35%	−0.05
AAPL Apple Inc.	Add +2.3%	0.92%	−0.09

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q3 2026	139	$630.7M	DFAC, DFAI, CORP, MSFT, DFAE
Q2 2026	127	$625.3M	DFAC, DFAI, CORP, DFAE, DFSD
Q1 2026	121	$569.3M	DFAC, DFAI, CORP, DFSD, DFAE
Q4 2025	117	$553.0M	DFAC, DFAI, MSFT, CORP, DFSD
Q3 2025	103	$533.1M	DFAC, DFAI, MSFT, DFSD, CORP
Q2 2025	96	$476.4M	DFAC, DFAI, MSFT, DFSD, CORP
Q1 2025	90	$405.1M	DFAC, DFAI, CORP, MSFT, DFSD
Q4 2024	89	$406.9M	DFAC, DFAI, MSFT, DFSD, CORP
Q3 2024	90	$384.1M	DFAC, DFAI, MSFT, DFAR, DFSD
Q2 2024	84	$344.6M	DFAC, DFAI, MSFT, DFAR, DFSD
Q1 2024	87	$318.0M	DFAC, DFAI, MSFT, DFAR, DFSD