RAM Investment Partners, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 12, 2026), RAM Investment Partners, LLC reported 117 stock positions worth $553.0 million. Its top holding was Dimensional US Core Equity 2 (DFAC) at 19.6% of the portfolio, followed by Dimensional International (DFAI, 12.8%) and Microsoft (MSFT, 9.3%). Compared with Q3 2025, it opened 18 new positions, sold out of 4, added to 36 and reduced 46. The biggest buy was Dimensional International (DFAI, shares +5%) and the biggest sale Microsoft (MSFT, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- BELLEVUE, WA
- CIK
- 0001989672
- Portfolio Value
- $553.0M (Q4 2025)
- SEC Filing
- 0001989672-26-000001 ↗ filed Feb 12, 2026
Holdings Value
Holdings 117 stocks · $553.0M
| DFAC Dimensional US Core Equity 2 | 19.56% | 2,731,780 | $108.2M | Add +0.3% |
| DFAI Dimensional International Co. | 12.80% | 1,857,465 | $70.8M | Add +5.2% |
| MSFT Microsoft Corp. | 9.34% | 106,755 | $51.6M | Reduce -1.4% |
| CORP PIMCO Inv Grade Corp. BD ETF | 8.32% | 470,404 | $46.0M | Add +10.2% |
| DFSD Dimensional Short Duration | 8.25% | 952,008 | $45.6M | Add +5.4% |
| DFAE Dimensional Emerging Core Eq | 7.59% | 1,288,728 | $42.0M | Add +8.7% |
| DFAR Dimensional US Real Est ETF | 5.61% | 1,355,398 | $31.0M | Add +3.1% |
| DFNM Dimensional National Muni BD | 4.44% | 509,229 | $24.5M | Add +22.8% |
| AMZN Amazon.com Inc. | 2.02% | 48,450 | $11.2M | Reduce -5.3% |
| NVDA Nvidia Corp. | 1.25% | 37,114 | $6.9M | Reduce -23.7% |
| COST Costco Wholesale Corp. | 1.25% | 8,024 | $6.9M | Add +7.1% |
| GOOG Alphabet Inc. Class C | 1.18% | 20,726 | $6.5M | Reduce -16.8% |
| DFSU Dimensional US Sus CORE1 ETF | 0.95% | 121,104 | $5.3M | Add +3.0% |
| DFSI Dimensional Int Sus COR1 ETF | 0.94% | 121,930 | $5.2M | Add +3.2% |
| DFAX Dimensional World Ex US Core | 0.93% | 157,292 | $5.1M | Reduce -1.0% |
| AAPL Apple Inc. | 0.91% | 18,457 | $5.0M | Reduce -19.2% |
| ORCL Oracle Corp. | 0.79% | 22,370 | $4.4M | Add +220.2% |
| RBLX Roblox Corp. Class A | 0.75% | 51,246 | $4.2M | Reduce -18.0% |
| VTIP Vanguard Short-Term Tips | 0.67% | 75,444 | $3.7M | Add +1.5% |
| AVGO Broadcom Inc. | 0.56% | 8,925 | $3.1M | Reduce -12.1% |
| DFSB Dim GLB Sustain Fix Inc. ETF | 0.55% | 59,084 | $3.1M | Add +14.6% |
| AVUS Avantis U.S. Equity ETF | 0.54% | 26,710 | $3.0M | Reduce -0.2% |
| DFSE Dimensional Em Sus CORE1 ETF | 0.51% | 67,844 | $2.8M | Add +3.1% |
| GOOGL Alphabet Inc. Class A | 0.43% | 7,561 | $2.4M | Reduce -24.4% |
| META Meta Platforms Inc. Class A | 0.40% | 3,318 | $2.2M | Reduce -19.9% |
| AVDE Avantis International Equity | 0.39% | 26,477 | $2.2M | No change |
| TSLA Tesla Inc. | 0.37% | 4,529 | $2.0M | Add +3.0% |
| DISV Dimensional International SM | 0.34% | 49,843 | $1.9M | Add +39.2% |
| LRCX Lam Research Corp. | 0.32% | 10,330 | $1.8M | Reduce -6.5% |
| PCAR Paccar Inc. | 0.30% | 15,382 | $1.7M | Reduce -4.0% |
| DFUS Dimensional US Eq MKT ETF | 0.29% | 21,830 | $1.6M | Add +96.7% |
| DFSV Dimensional US Small Cap Val | 0.27% | 45,728 | $1.5M | Add +75.3% |
| VTI VG Morningstar TS MKT ETF-US | 0.26% | 4,274 | $1.4M | Reduce -4.3% |
| DFUV Dimensional US Marketwide Va | 0.24% | 29,014 | $1.4M | Reduce -5.1% |
| ABBV Abbvie Inc. | 0.23% | 5,617 | $1.3M | Reduce -13.4% |
| VOO Vanguard S&P 500 ETF | 0.21% | 1,880 | $1.2M | Add +12.4% |
| DIHP Dimensional International Hi | 0.20% | 35,610 | $1.1M | Add +80.8% |
| AVEM Avantis Emerging Markets Eq | 0.20% | 14,161 | $1.1M | Reduce -0.6% |
| VGT Vanguard Info Tech ETF | 0.19% | 1,422 | $1.1M | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.19% | 1,533 | $1.0M | Reduce -0.5% |
| DUHP Dimensional US High Profi Et | 0.18% | 26,400 | $1.0M | Add +149.1% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.18% | 1,952 | $981K | Reduce -23.1% |
| VEA Vanguard Ftse Developed ETF | 0.17% | 15,115 | $944K | Reduce -11.4% |
| PRCH Porch Group Inc. | 0.16% | 95,490 | $872K | New |
| QQQ Invesco QQQ Trust Series 1 | 0.16% | 1,414 | $868K | Add +3.9% |
| IVV iShares Core S&P 500 ETF | 0.15% | 1,234 | $845K | No change |
| NKE Nike Inc. Class B | 0.15% | 12,846 | $818K | Reduce -3.7% |
| DFCA Dimensional Calfornia MB ETF | 0.14% | 15,842 | $793K | Add +69.8% |
| SPMO Invesco S&P 500 Momentum ETF | 0.13% | 6,147 | $733K | No change |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.13% | 1,457 | $711K | Add +0.8% |
| ABT Abbott Laboratories | 0.13% | 5,642 | $707K | Reduce -12.1% |
| V Visa Inc. Class A | 0.12% | 1,963 | $688K | Reduce -26.5% |
| DFIV Dimensional International Va | 0.12% | 13,737 | $685K | No change |
| DFAT Dimensional US Target Value | 0.12% | 11,226 | $668K | Reduce -5.1% |
| VXUS Vanguard Total Intl Stock | 0.12% | 8,767 | $661K | No change |
| MUB iShares National Muni Bond E | 0.11% | 5,732 | $614K | Add +7.1% |
| NULG Nuveen ESG LRG-Cap GRW ETF | 0.11% | 6,062 | $593K | No change |
| ESGV Vanguard ESG US Stock ETF | 0.11% | 4,878 | $590K | No change |
| DFAW Dimensional World Eqty ETF | 0.10% | 7,624 | $564K | Add +6.4% |
| CRM Salesforce Inc. | 0.10% | 2,043 | $541K | Reduce -11.0% |
| AMAT Applied Materials Inc. | 0.10% | 2,070 | $532K | Reduce -12.2% |
| JPM JPMorgan Chase & Co. | 0.09% | 1,524 | $491K | Reduce -43.0% |
| JNJ Johnson & Johnson | 0.09% | 2,289 | $474K | Reduce -26.4% |
| NFLX Netflix Inc. | 0.08% | 4,692 | $440K | Reduce -18.8% |
| GLD SPDR Gold Shares | 0.08% | 1,109 | $439K | Add +1.4% |
| MA Mastercard Inc. Class A | 0.08% | 752 | $429K | Reduce -35.8% |
| VT Vanguard Tot World STK ETF | 0.08% | 2,968 | $419K | Add +0.2% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.08% | 1,437 | $417K | Reduce -0.1% |
| TLT iShares 20+ Year Treasury BD | 0.07% | 4,718 | $411K | Reduce -2.0% |
| VWOB Vanguard Emerg MKTS Gov BND | 0.07% | 5,999 | $405K | Reduce -1.6% |
| ROUS Hartford Multifact US Eqty | 0.07% | 6,681 | $386K | No change |
| VCSH Vanguard S/T Corp. Bond ETF | 0.07% | 4,720 | $376K | Add +0.3% |
| BND Vanguard Total Bond Market | 0.07% | 4,956 | $367K | Add +14.0% |
| SBUX Starbucks Corp. | 0.07% | 4,324 | $364K | Add +28.1% |
| VWO Vanguard Ftse Emerging Marke | 0.06% | 6,611 | $355K | Reduce -2.9% |
| PLTR Palantir Technologies Inc. Class A | 0.06% | 1,927 | $343K | Reduce -23.6% |
| IXUS iShares Core Intl Stock ETF | 0.06% | 3,955 | $335K | No change |
| NRIX Nurix Therapeutics Inc. | 0.06% | 17,284 | $328K | No change |
| SCHW Schwab (charles) Corp. | 0.06% | 3,164 | $316K | Reduce -12.9% |
| DFLV Dim US Large Cap Value ETF | 0.06% | 9,149 | $313K | Add +4.2% |
| IWB iShares Russell 1000 ETF | 0.06% | 836 | $312K | No change |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | 0.06% | 3,865 | $312K | Add +7.0% |
| FDVV Fidelity High Dividend ETF | 0.05% | 5,232 | $297K | New |
| MAR Marriott International Class A | 0.05% | 942 | $292K | New |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.05% | 1,439 | $275K | Add +0.2% |
| SCHX Schwab US Large-Cap ETF | 0.05% | 10,149 | $273K | No change |
| IEMG iShares Core MSCI Emerging | 0.05% | 3,952 | $266K | Reduce -0.8% |
| WM Waste Management Inc. | 0.05% | 1,153 | $253K | Reduce -12.9% |
| LLY Eli Lilly & Co. | 0.05% | 234 | $251K | Reduce -47.6% |
| EFA iShares MSCI Eafe ETF | 0.05% | 2,604 | $250K | Add +19.9% |
| DFAS Dimensional US Small Cap ETF | 0.04% | 3,470 | $242K | No change |
| DFIS Dimensional International SM | 0.04% | 7,176 | $236K | No change |
| CL Colgate-Palmolive Co. | 0.04% | 2,973 | $235K | Reduce -7.2% |
| IMCG iShares Morningstar Mid-Cap | 0.04% | 2,865 | $229K | No change |
| RSP Invesco S&P 500 Equal Weight | 0.04% | 1,159 | $222K | Add +7.5% |
| FMDE Fidelity Enhanced Mid Cap Co. | 0.04% | 5,927 | $216K | No change |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.04% | 1,004 | $213K | Reduce -8.6% |
| IJR iShares Core S&P Small-Cap E | 0.04% | 1,702 | $205K | New |
| EXPD Expeditors Intl Wash Inc. | 0.04% | 1,304 | $194K | New |
| WMT Walmart Inc. | 0.03% | 1,698 | $189K | Reduce -21.3% |
Portfolio Sells Q3 2025 → Q4 2025
| MSFT Microsoft Corp. | Reduce -1.4% | 9.34% | −1.18 |
| RBLX Roblox Corp. Class A | Reduce -18.0% | 0.75% | −0.87 |
| NVDA Nvidia Corp. | Reduce -23.7% | 1.25% | −0.45 |
| AAPL Apple Inc. | Reduce -19.2% | 0.91% | −0.18 |
| META Meta Platforms Inc. Class A | Reduce -19.9% | 0.40% | −0.17 |
| TSM Taiwan Semiconductor-SP ADR | Sold out | 0.00% | −0.10 |
| AMZN Amazon.com Inc. | Reduce -5.3% | 2.02% | −0.08 |
| AVGO Broadcom Inc. | Reduce -12.1% | 0.56% | −0.07 |
| JPM JPMorgan Chase & Co. | Reduce -43.0% | 0.09% | −0.07 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -23.1% | 0.18% | −0.06 |
| NFLX Netflix Inc. | Reduce -18.8% | 0.08% | −0.05 |
| ABBV Abbvie Inc. | Reduce -13.4% | 0.23% | −0.05 |
| MA Mastercard Inc. Class A | Reduce -35.8% | 0.08% | −0.05 |
| V Visa Inc. Class A | Reduce -26.5% | 0.12% | −0.05 |
| TMUS T-Mobile US Inc. | Reduce -53.4% | 0.03% | −0.05 |
| EMXC iShares MSCI Emr MRK Ex Chna | Sold out | 0.00% | −0.04 |
| HD Home Depot Inc. | Sold out | 0.00% | −0.04 |
| DON Wisdomtree US Midcap Dividen | Sold out | 0.00% | −0.04 |
| ABT Abbott Laboratories | Reduce -12.1% | 0.13% | −0.03 |
| T AT&T Inc. | Reduce -38.7% | 0.03% | −0.03 |
| GOOGL Alphabet Inc. Class A | Reduce -24.4% | 0.43% | −0.03 |
| NKE Nike Inc. Class B | Reduce -3.7% | 0.15% | −0.03 |
| PLTR Palantir Technologies Inc. Class A | Reduce -23.6% | 0.06% | −0.02 |
| JNJ Johnson & Johnson | Reduce -26.4% | 0.09% | −0.02 |
| VEA Vanguard Ftse Developed ETF | Reduce -11.4% | 0.17% | −0.02 |
| DAVA Endava PLC- Spon ADR | Reduce -9.4% | 0.03% | −0.02 |
| LLY Eli Lilly & Co. | Reduce -47.6% | 0.05% | −0.02 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -4.3% | 0.26% | −0.02 |
| XOM Exxon Mobil Corp. | Reduce -35.2% | 0.03% | −0.02 |
| DFUV Dimensional US Marketwide Va | Reduce -5.1% | 0.24% | −0.01 |
| WM Waste Management Inc. | Reduce -12.9% | 0.05% | −0.01 |
| DFAT Dimensional US Target Value | Reduce -5.1% | 0.12% | −0.01 |
| SCHW Schwab (charles) Corp. | Reduce -12.9% | 0.06% | −0.01 |
| WMT Walmart Inc. | Reduce -21.3% | 0.03% | −0.01 |
| TLT iShares 20+ Year Treasury BD | Reduce -2.0% | 0.07% | −0.01 |
| AVUS Avantis U.S. Equity ETF | Reduce -0.2% | 0.54% | −0.01 |
| CL Colgate-Palmolive Co. | Reduce -7.2% | 0.04% | −0.01 |
| VWO Vanguard Ftse Emerging Marke | Reduce -2.9% | 0.06% | −0.00 |
| DFAX Dimensional World Ex US Core | Reduce -1.0% | 0.93% | −0.00 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -8.6% | 0.04% | −0.00 |
| CRM Salesforce Inc. | Reduce -11.0% | 0.10% | −0.00 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -0.1% | 0.08% | −0.00 |
| AVEM Avantis Emerging Markets Eq | Reduce -0.6% | 0.20% | −0.00 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -0.5% | 0.19% | −0.00 |
| VWOB Vanguard Emerg MKTS Gov BND | Reduce -1.6% | 0.07% | −0.00 |
| IEMG iShares Core MSCI Emerging | Reduce -0.8% | 0.05% | −0.00 |
| AMAT Applied Materials Inc. | Reduce -12.2% | 0.10% | +0.01 |
| PCAR Paccar Inc. | Reduce -4.0% | 0.30% | +0.01 |
| GOOG Alphabet Inc. Class C | Reduce -16.8% | 1.18% | +0.04 |
| LRCX Lam Research Corp. | Reduce -6.5% | 0.32% | +0.04 |
Portfolio Buys Q3 2025 → Q4 2025
| DFAI Dimensional International Co. | Add +5.2% | 12.80% | +0.76 |
| DFNM Dimensional National Muni BD | Add +22.8% | 4.44% | +0.70 |
| DFAE Dimensional Emerging Core Eq | Add +8.7% | 7.59% | +0.58 |
| CORP PIMCO Inv Grade Corp. BD ETF | Add +10.2% | 8.32% | +0.43 |
| ORCL Oracle Corp. | Add +220.2% | 0.79% | +0.42 |
| PRCH Porch Group Inc. | New | 0.16% | +0.16 |
| DFUS Dimensional US Eq MKT ETF | Add +96.7% | 0.29% | +0.14 |
| DFSV Dimensional US Small Cap Val | Add +75.3% | 0.27% | +0.12 |
| DUHP Dimensional US High Profi Et | Add +149.1% | 0.18% | +0.11 |
| DISV Dimensional International SM | Add +39.2% | 0.34% | +0.10 |
| DIHP Dimensional International Hi | Add +80.8% | 0.20% | +0.09 |
| DFSD Dimensional Short Duration | Add +5.4% | 8.25% | +0.09 |
| DFCA Dimensional Calfornia MB ETF | Add +69.8% | 0.14% | +0.06 |
| FDVV Fidelity High Dividend ETF | New | 0.05% | +0.05 |
| MAR Marriott International Class A | New | 0.05% | +0.05 |
| DFSB Dim GLB Sustain Fix Inc. ETF | Add +14.6% | 0.55% | +0.04 |
| DFSI Dimensional Int Sus COR1 ETF | Add +3.2% | 0.94% | +0.04 |
| IJR iShares Core S&P Small-Cap E | New | 0.04% | +0.04 |
| EXPD Expeditors Intl Wash Inc. | New | 0.04% | +0.04 |
| CTAS Cintas Corp. | New | 0.03% | +0.03 |
| TMO Thermo Fisher Scientific Inc. | New | 0.03% | +0.03 |
| ADP Automatic Data Processing | New | 0.03% | +0.03 |
| AXP American Express Co. | New | 0.02% | +0.02 |
| AMD Advanced Micro Devices | New | 0.02% | +0.02 |
| CSX CSX Corp. | New | 0.02% | +0.02 |
| MU Micron Technology Inc. | New | 0.02% | +0.02 |
| CAT Caterpillar Inc. | New | 0.02% | +0.02 |
| VOO Vanguard S&P 500 ETF | Add +12.4% | 0.21% | +0.02 |
| BAC Bank of America Corp. | New | 0.02% | +0.02 |
| CSCO Cisco Systems Inc. | New | 0.02% | +0.02 |
| RTX RTX Corp. | New | 0.02% | +0.02 |
| DFSU Dimensional US Sus CORE1 ETF | Add +3.0% | 0.95% | +0.01 |
| SBUX Starbucks Corp. | Add +28.1% | 0.07% | +0.01 |
| GE General Electric | New | 0.01% | +0.01 |
| IBM Intl Business Machines Corp. | New | 0.01% | +0.01 |
| EFA iShares MSCI Eafe ETF | Add +19.9% | 0.05% | +0.01 |
| GLD SPDR Gold Shares | Add +1.4% | 0.08% | +0.01 |
| BND Vanguard Total Bond Market | Add +14.0% | 0.07% | +0.01 |
| DFAW Dimensional World Eqty ETF | Add +6.4% | 0.10% | +0.01 |
| MUB iShares National Muni Bond E | Add +7.1% | 0.11% | +0.00 |
| QQQ Invesco QQQ Trust Series 1 | Add +3.9% | 0.16% | +0.00 |
| DFLV Dim US Large Cap Value ETF | Add +4.2% | 0.06% | +0.00 |
| RSP Invesco S&P 500 Equal Weight | Add +7.5% | 0.04% | +0.00 |
| DFSE Dimensional Em Sus CORE1 ETF | Add +3.1% | 0.51% | +0.00 |
| TSLA Tesla Inc. | Add +3.0% | 0.37% | +0.00 |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | Add +7.0% | 0.06% | +0.00 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +0.2% | 0.05% | −0.00 |
| VT Vanguard Tot World STK ETF | Add +0.2% | 0.08% | −0.00 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +0.8% | 0.13% | −0.00 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +0.3% | 0.07% | −0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 127 | $625.3M | DFAC, DFAI, CORP, DFAE, DFSD |
| Q1 2026 | 121 | $569.3M | DFAC, DFAI, CORP, DFSD, DFAE |
| Q4 2025 | 117 | $553.0M | DFAC, DFAI, MSFT, CORP, DFSD |
| Q3 2025 | 103 | $533.1M | DFAC, DFAI, MSFT, DFSD, CORP |
| Q2 2025 | 96 | $476.4M | DFAC, DFAI, MSFT, DFSD, CORP |
| Q1 2025 | 90 | $405.1M | DFAC, DFAI, CORP, MSFT, DFSD |
| Q4 2024 | 89 | $406.9M | DFAC, DFAI, MSFT, DFSD, CORP |
| Q3 2024 | 90 | $384.1M | DFAC, DFAI, MSFT, DFAR, DFSD |
| Q2 2024 | 84 | $344.6M | DFAC, DFAI, MSFT, DFAR, DFSD |
| Q1 2024 | 87 | $318.0M | DFAC, DFAI, MSFT, DFAR, DFSD |