RAM Investment Partners, LLC

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 3, 2025), RAM Investment Partners, LLC reported 103 stock positions worth $533.1 million. Its top holding was Dimensional US Core Equity 2 (DFAC) at 19.7% of the portfolio, followed by Dimensional International (DFAI, 12.0%) and Microsoft (MSFT, 10.5%). Compared with Q2 2025, it opened 8 new positions, sold out of 1, added to 52 and reduced 25. The biggest buy was a new position in Roblox Class A (RBLX) and the biggest sale Microsoft (MSFT, shares −3%).

Most Recent 13F
Q2 2026
Location
BELLEVUE, WA
CIK
0001989672
Portfolio Value
$533.1M (Q3 2025)
SEC Filing
0001989672-25-000006 ↗ filed Nov 3, 2025

Holdings Value

0$200.0M$400.0M$600.0M$800.0M Q1 2024: $318.0M Q1 2024 Q2 2024: $344.6M Q2 2024 Q3 2024: $384.1M Q3 2024 Q4 2024: $406.9M Q4 2024 Q1 2025: $405.1M Q1 2025 Q2 2025: $476.4M Q2 2025 Q3 2025: $533.1M $533.1M Q3 2025 Q4 2025: $553.0M Q4 2025 Q1 2026: $569.3M Q1 2026 Q2 2026: $625.3M Q2 2026

Holdings 103 stocks · $533.1M
DFAC Dimensional US Core Equity 2 19.71% 2,723,687 $105.1M Add +0.9%
DFAI Dimensional International Co. 12.04% 1,765,590 $64.2M Add +4.2%
MSFT Microsoft Corp. 10.52% 108,281 $56.1M Reduce -3.1%
DFSD Dimensional Short Duration 8.17% 903,284 $43.5M Add +1.3%
CORP PIMCO Inv Grade Corp. BD ETF 7.90% 426,858 $42.1M Add +12.1%
DFAE Dimensional Emerging Core Eq 7.01% 1,185,291 $37.4M Add +6.3%
DFAR Dimensional US Real Est ETF 5.88% 1,314,870 $31.4M Add +3.8%
DFNM Dimensional National Muni BD 3.73% 414,648 $19.9M Add +23.4%
AMZN Amazon.com Inc. 2.11% 51,143 $11.2M Add +1.0%
NVDA Nvidia Corp. 1.70% 48,667 $9.1M Reduce -4.1%
RBLX Roblox Corp. Class A 1.62% 62,482 $8.7M New
COST Costco Wholesale Corp. 1.30% 7,495 $6.9M Reduce -5.4%
GOOG Alphabet Inc. Class C 1.14% 24,906 $6.1M Add +59.1%
AAPL Apple Inc. 1.09% 22,853 $5.8M Add +6.1%
DFSU Dimensional US Sus CORE1 ETF 0.94% 117,587 $5.0M Reduce -2.8%
DFAX Dimensional World Ex US Core 0.94% 158,916 $5.0M Reduce -1.1%
DFSI Dimensional Int Sus COR1 ETF 0.91% 118,105 $4.8M Add +3.1%
VTIP Vanguard Short-Term Tips 0.71% 74,332 $3.8M Reduce -0.8%
AVGO Broadcom Inc. 0.63% 10,156 $3.4M Add +85.7%
META Meta Platforms Inc. Class A 0.57% 4,140 $3.0M Add +56.2%
AVUS Avantis U.S. Equity ETF 0.55% 26,775 $2.9M Reduce -1.2%
DFSB Dim GLB Sustain Fix Inc. ETF 0.52% 51,565 $2.7M Add +5.4%
DFSE Dimensional Em Sus CORE1 ETF 0.51% 65,814 $2.7M Reduce -1.0%
GOOGL Alphabet Inc. Class A 0.46% 9,996 $2.4M Add +4.2%
AVDE Avantis International Equity 0.39% 26,477 $2.1M Reduce -2.8%
ORCL Oracle Corp. 0.37% 6,987 $2.0M Add +8.8%
TSLA Tesla Inc. 0.37% 4,397 $2.0M Reduce -3.1%
PCAR Paccar Inc. 0.30% 16,023 $1.6M Add +0.5%
ABBV Abbvie Inc. 0.28% 6,489 $1.5M Add +2.1%
LRCX Lam Research Corp. 0.28% 11,042 $1.5M Reduce -0.9%
VTI VG Morningstar TS MKT ETF-US 0.27% 4,465 $1.5M No change
DFUV Dimensional US Marketwide Va 0.26% 30,564 $1.4M Reduce -4.0%
DISV Dimensional International SM 0.24% 35,817 $1.3M Add +32.0%
BRK.B Berkshire Hathaway Inc. Class B 0.24% 2,540 $1.3M Add +2.5%
AVEM Avantis Emerging Markets Eq 0.20% 14,246 $1.1M Reduce -2.4%
VGT Vanguard Info Tech ETF 0.20% 1,422 $1.1M Add +8.0%
SPY SS SPDR S&P 500 ETF Trust-US 0.19% 1,541 $1.0M Add +8.2%
VOO Vanguard S&P 500 ETF 0.19% 1,673 $1.0M Reduce -3.7%
VEA Vanguard Ftse Developed ETF 0.19% 17,059 $1.0M Add +0.1%
NKE Nike Inc. Class B 0.17% 13,339 $930K Add +12.7%
V Visa Inc. Class A 0.17% 2,671 $912K Add +2.2%
ABT Abbott Laboratories 0.16% 6,419 $860K Add +1.2%
JPM JPMorgan Chase & Co. 0.16% 2,675 $844K Add +4.7%
DFSV Dimensional US Small Cap Val 0.16% 26,078 $830K Add +42.0%
IVV iShares Core S&P 500 ETF 0.15% 1,234 $826K No change
QQQ Invesco QQQ Trust Series 1 0.15% 1,361 $817K Reduce -3.7%
DFUS Dimensional US Eq MKT ETF 0.15% 11,100 $804K Add +70.8%
SPMO Invesco S&P 500 Momentum ETF 0.14% 6,147 $744K No change
VUG Vanguard Mrngstar GR ETF-Sui 0.13% 1,445 $693K No change
NFLX Netflix Inc. 0.13% 578 $693K Add +2.7%
DFAT Dimensional US Target Value 0.13% 11,826 $688K No change
MA Mastercard Inc. Class A 0.13% 1,172 $666K Add +4.0%
VXUS Vanguard Total Intl Stock 0.12% 8,767 $644K New
DFIV Dimensional International Va 0.12% 13,737 $634K No change
NULG Nuveen ESG LRG-Cap GRW ETF 0.11% 6,062 $603K No change
DIHP Dimensional International Hi 0.11% 19,700 $599K Add +111.8%
ESGV Vanguard ESG US Stock ETF 0.11% 4,878 $578K No change
JNJ Johnson & Johnson 0.11% 3,108 $576K Add +1.9%
MUB iShares National Muni Bond E 0.11% 5,350 $570K Reduce -8.6%
TSM Taiwan Semiconductor-SP ADR 0.10% 1,956 $546K No change
CRM Salesforce Inc. 0.10% 2,295 $544K Add +1.0%
DFAW Dimensional World Eqty ETF 0.10% 7,163 $515K Add +5.0%
AMAT Applied Materials Inc. 0.09% 2,358 $483K Reduce -7.4%
DFCA Dimensional Calfornia MB ETF 0.09% 9,327 $465K Add +12.0%
PLTR Palantir Technologies Inc. Class A 0.09% 2,521 $460K Add +5.2%
TLT iShares 20+ Year Treasury BD 0.08% 4,816 $430K Add +2.1%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.08% 1,439 $423K Reduce -5.4%
VT Vanguard Tot World STK ETF 0.08% 2,961 $408K Reduce -0.1%
VWOB Vanguard Emerg MKTS Gov BND 0.08% 6,095 $408K Reduce -2.7%
DUHP Dimensional US High Profi Et 0.08% 10,600 $400K New
TMUS T-Mobile US Inc. 0.07% 1,658 $397K Add +3.6%
GLD SPDR Gold Shares 0.07% 1,094 $389K Reduce -19.3%
ROUS Hartford Multifact US Eqty 0.07% 6,681 $384K No change
VCSH Vanguard S/T Corp. Bond ETF 0.07% 4,705 $376K Add +60.9%
VWO Vanguard Ftse Emerging Marke 0.07% 6,809 $369K Add +2.9%
SCHW Schwab (charles) Corp. 0.07% 3,634 $347K Add +2.8%
LLY Eli Lilly & Co. 0.06% 447 $341K Add +4.9%
T AT&T Inc. 0.06% 11,940 $337K Add +3.2%
IXUS iShares Core Intl Stock ETF 0.06% 3,955 $327K No change
BND Vanguard Total Bond Market 0.06% 4,348 $323K Add +0.3%
IWB iShares Russell 1000 ETF 0.06% 836 $306K No change
HYG Ishr Ibx Usd Hiyld CB ETF-Ui 0.06% 3,614 $293K Add +7.8%
WM Waste Management Inc. 0.05% 1,324 $292K Reduce -0.1%
DFLV Dim US Large Cap Value ETF 0.05% 8,783 $289K Reduce -6.1%
SBUX Starbucks Corp. 0.05% 3,375 $285K Reduce -5.3%
VTV Vanguard Mrngstr Val ETF-Aui 0.05% 1,436 $268K Add +0.3%
SCHX Schwab US Large-Cap ETF 0.05% 10,149 $267K No change
DAVA Endava PLC- Spon ADR 0.05% 29,373 $267K No change
IEMG iShares Core MSCI Emerging 0.05% 3,982 $262K Add +0.8%
CL Colgate-Palmolive Co. 0.05% 3,205 $256K Reduce -1.1%
XOM Exxon Mobil Corp. 0.05% 2,148 $242K Add +10.3%
DFAS Dimensional US Small Cap ETF 0.04% 3,470 $238K No change
IMCG iShares Morningstar Mid-Cap 0.04% 2,865 $237K No change
EMXC iShares MSCI Emr MRK Ex Chna 0.04% 3,399 $229K Add +1.2%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.04% 1,098 $229K New
DFIS Dimensional International SM 0.04% 7,176 $227K No change
WMT Walmart Inc. 0.04% 2,157 $222K Add +3.5%
FMDE Fidelity Enhanced Mid Cap Co. 0.04% 5,927 $214K Add +0.7%
HD Home Depot Inc. 0.04% 510 $207K New
DON Wisdomtree US Midcap Dividen 0.04% 3,951 $207K New
RSP Invesco S&P 500 Equal Weight 0.04% 1,078 $204K New
EFA iShares MSCI Eafe ETF 0.04% 2,172 $203K New
NRIX Nurix Therapeutics Inc. 0.03% 17,284 $160K No change

Portfolio Sells Q2 2025 → Q3 2025
MSFT Microsoft Corp. Reduce -3.1% 10.52% −1.15
COST Costco Wholesale Corp. Reduce -5.4% 1.30% −0.35
VTIP Vanguard Short-Term Tips Reduce -0.8% 0.71% −0.09
DFSU Dimensional US Sus CORE1 ETF Reduce -2.8% 0.94% −0.06
DFAX Dimensional World Ex US Core Reduce -1.1% 0.94% −0.05
AVDE Avantis International Equity Reduce -2.8% 0.39% −0.03
AVUS Avantis U.S. Equity ETF Reduce -1.2% 0.55% −0.03
DFUV Dimensional US Marketwide Va Reduce -4.0% 0.26% −0.03
DFSE Dimensional Em Sus CORE1 ETF Reduce -1.0% 0.51% −0.02
MUB iShares National Muni Bond E Reduce -8.6% 0.11% −0.02
VOO Vanguard S&P 500 ETF Reduce -3.7% 0.19% −0.02
SBUX Starbucks Corp. Reduce -5.3% 0.05% −0.01
CL Colgate-Palmolive Co. Reduce -1.1% 0.05% −0.01
GLD SPDR Gold Shares Reduce -19.3% 0.07% −0.01
GDRX Goodrx Holdings Inc. Class A Sold out 0.00% −0.01
QQQ Invesco QQQ Trust Series 1 Reduce -3.7% 0.15% −0.01
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -5.4% 0.08% −0.01
VWOB Vanguard Emerg MKTS Gov BND Reduce -2.7% 0.08% −0.01
AVEM Avantis Emerging Markets Eq Reduce -2.4% 0.20% −0.01
WM Waste Management Inc. Reduce -0.1% 0.05% −0.01
AMAT Applied Materials Inc. Reduce -7.4% 0.09% −0.01
DFLV Dim US Large Cap Value ETF Reduce -6.1% 0.05% −0.01
VT Vanguard Tot World STK ETF Reduce -0.1% 0.08% −0.00
NVDA Nvidia Corp. Reduce -4.1% 1.70% +0.02
LRCX Lam Research Corp. Reduce -0.9% 0.28% +0.05
TSLA Tesla Inc. Reduce -3.1% 0.37% +0.06

Portfolio Buys Q2 2025 → Q3 2025
RBLX Roblox Corp. Class A New 1.62% +1.62
GOOG Alphabet Inc. Class C Add +59.1% 1.14% +0.56
DFNM Dimensional National Muni BD Add +23.4% 3.73% +0.39
AVGO Broadcom Inc. Add +85.7% 0.63% +0.31
DFAE Dimensional Emerging Core Eq Add +6.3% 7.01% +0.24
AAPL Apple Inc. Add +6.1% 1.09% +0.16
META Meta Platforms Inc. Class A Add +56.2% 0.57% +0.16
VXUS Vanguard Total Intl Stock New 0.12% +0.12
CORP PIMCO Inv Grade Corp. BD ETF Add +12.1% 7.90% +0.12
GOOGL Alphabet Inc. Class A Add +4.2% 0.46% +0.10
DUHP Dimensional US High Profi Et New 0.08% +0.08
ORCL Oracle Corp. Add +8.8% 0.37% +0.07
DFUS Dimensional US Eq MKT ETF Add +70.8% 0.15% +0.06
DIHP Dimensional International Hi Add +111.8% 0.11% +0.05
DISV Dimensional International SM Add +32.0% 0.24% +0.05
VBR Vngrd Mrngst SL-CP Val ETF-U New 0.04% +0.04
DFSV Dimensional US Small Cap Val Add +42.0% 0.16% +0.04
HD Home Depot Inc. New 0.04% +0.04
DON Wisdomtree US Midcap Dividen New 0.04% +0.04
RSP Invesco S&P 500 Equal Weight New 0.04% +0.04
EFA iShares MSCI Eafe ETF New 0.04% +0.04
ABBV Abbvie Inc. Add +2.1% 0.28% +0.03
VCSH Vanguard S/T Corp. Bond ETF Add +60.9% 0.07% +0.02
PLTR Palantir Technologies Inc. Class A Add +5.2% 0.09% +0.02
VGT Vanguard Info Tech ETF Add +8.0% 0.20% +0.02
JNJ Johnson & Johnson Add +1.9% 0.11% +0.01
SPY SS SPDR S&P 500 ETF Trust-US Add +8.2% 0.19% +0.01
JPM JPMorgan Chase & Co. Add +4.7% 0.16% +0.00
XOM Exxon Mobil Corp. Add +10.3% 0.05% +0.00
DFCA Dimensional Calfornia MB ETF Add +12.0% 0.09% +0.00
DFAW Dimensional World Eqty ETF Add +5.0% 0.10% +0.00
VWO Vanguard Ftse Emerging Marke Add +2.9% 0.07% +0.00
IEMG iShares Core MSCI Emerging Add +0.8% 0.05% −0.00
WMT Walmart Inc. Add +3.5% 0.04% −0.00
EMXC iShares MSCI Emr MRK Ex Chna Add +1.2% 0.04% −0.00
HYG Ishr Ibx Usd Hiyld CB ETF-Ui Add +7.8% 0.06% −0.00
NKE Nike Inc. Class B Add +12.7% 0.17% −0.00
FMDE Fidelity Enhanced Mid Cap Co. Add +0.7% 0.04% −0.00
SCHW Schwab (charles) Corp. Add +2.8% 0.07% −0.00
VTV Vanguard Mrngstr Val ETF-Aui Add +0.3% 0.05% −0.00
TMUS T-Mobile US Inc. Add +3.6% 0.07% −0.01
LLY Eli Lilly & Co. Add +4.9% 0.06% −0.01
BND Vanguard Total Bond Market Add +0.3% 0.06% −0.01
TLT iShares 20+ Year Treasury BD Add +2.1% 0.08% −0.01
T AT&T Inc. Add +3.2% 0.06% −0.01
MA Mastercard Inc. Class A Add +4.0% 0.13% −0.01
VEA Vanguard Ftse Developed ETF Add +0.1% 0.19% −0.01
BRK.B Berkshire Hathaway Inc. Class B Add +2.5% 0.24% −0.01
ABT Abbott Laboratories Add +1.2% 0.16% −0.02
PCAR Paccar Inc. Add +0.5% 0.30% −0.02

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 127$625.3MDFAC, DFAI, CORP, DFAE, DFSD
Q1 2026 121$569.3MDFAC, DFAI, CORP, DFSD, DFAE
Q4 2025 117$553.0MDFAC, DFAI, MSFT, CORP, DFSD
Q3 2025 103$533.1MDFAC, DFAI, MSFT, DFSD, CORP
Q2 2025 96$476.4MDFAC, DFAI, MSFT, DFSD, CORP
Q1 2025 90$405.1MDFAC, DFAI, CORP, MSFT, DFSD
Q4 2024 89$406.9MDFAC, DFAI, MSFT, DFSD, CORP
Q3 2024 90$384.1MDFAC, DFAI, MSFT, DFAR, DFSD
Q2 2024 84$344.6MDFAC, DFAI, MSFT, DFAR, DFSD
Q1 2024 87$318.0MDFAC, DFAI, MSFT, DFAR, DFSD