RAM Investment Partners, LLC

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 12, 2026), RAM Investment Partners, LLC reported 117 stock positions worth $553.0 million. Its top holding was Dimensional US Core Equity 2 (DFAC) at 19.6% of the portfolio, followed by Dimensional International (DFAI, 12.8%) and Microsoft (MSFT, 9.3%). Compared with Q3 2025, it opened 18 new positions, sold out of 4, added to 36 and reduced 46. The biggest buy was Dimensional International (DFAI, shares +5%) and the biggest sale Microsoft (MSFT, shares −1%).

Most Recent 13F
Q2 2026
Location
BELLEVUE, WA
CIK
0001989672
Portfolio Value
$553.0M (Q4 2025)
SEC Filing
0001989672-26-000001 ↗ filed Feb 12, 2026

Holdings Value

0$200.0M$400.0M$600.0M$800.0M Q1 2024: $318.0M Q1 2024 Q2 2024: $344.6M Q2 2024 Q3 2024: $384.1M Q3 2024 Q4 2024: $406.9M Q4 2024 Q1 2025: $405.1M Q1 2025 Q2 2025: $476.4M Q2 2025 Q3 2025: $533.1M Q3 2025 Q4 2025: $553.0M $553.0M Q4 2025 Q1 2026: $569.3M Q1 2026 Q2 2026: $625.3M Q2 2026

Holdings 117 stocks · $553.0M
DFAC Dimensional US Core Equity 2 19.56% 2,731,780 $108.2M Add +0.3%
DFAI Dimensional International Co. 12.80% 1,857,465 $70.8M Add +5.2%
MSFT Microsoft Corp. 9.34% 106,755 $51.6M Reduce -1.4%
CORP PIMCO Inv Grade Corp. BD ETF 8.32% 470,404 $46.0M Add +10.2%
DFSD Dimensional Short Duration 8.25% 952,008 $45.6M Add +5.4%
DFAE Dimensional Emerging Core Eq 7.59% 1,288,728 $42.0M Add +8.7%
DFAR Dimensional US Real Est ETF 5.61% 1,355,398 $31.0M Add +3.1%
DFNM Dimensional National Muni BD 4.44% 509,229 $24.5M Add +22.8%
AMZN Amazon.com Inc. 2.02% 48,450 $11.2M Reduce -5.3%
NVDA Nvidia Corp. 1.25% 37,114 $6.9M Reduce -23.7%
COST Costco Wholesale Corp. 1.25% 8,024 $6.9M Add +7.1%
GOOG Alphabet Inc. Class C 1.18% 20,726 $6.5M Reduce -16.8%
DFSU Dimensional US Sus CORE1 ETF 0.95% 121,104 $5.3M Add +3.0%
DFSI Dimensional Int Sus COR1 ETF 0.94% 121,930 $5.2M Add +3.2%
DFAX Dimensional World Ex US Core 0.93% 157,292 $5.1M Reduce -1.0%
AAPL Apple Inc. 0.91% 18,457 $5.0M Reduce -19.2%
ORCL Oracle Corp. 0.79% 22,370 $4.4M Add +220.2%
RBLX Roblox Corp. Class A 0.75% 51,246 $4.2M Reduce -18.0%
VTIP Vanguard Short-Term Tips 0.67% 75,444 $3.7M Add +1.5%
AVGO Broadcom Inc. 0.56% 8,925 $3.1M Reduce -12.1%
DFSB Dim GLB Sustain Fix Inc. ETF 0.55% 59,084 $3.1M Add +14.6%
AVUS Avantis U.S. Equity ETF 0.54% 26,710 $3.0M Reduce -0.2%
DFSE Dimensional Em Sus CORE1 ETF 0.51% 67,844 $2.8M Add +3.1%
GOOGL Alphabet Inc. Class A 0.43% 7,561 $2.4M Reduce -24.4%
META Meta Platforms Inc. Class A 0.40% 3,318 $2.2M Reduce -19.9%
AVDE Avantis International Equity 0.39% 26,477 $2.2M No change
TSLA Tesla Inc. 0.37% 4,529 $2.0M Add +3.0%
DISV Dimensional International SM 0.34% 49,843 $1.9M Add +39.2%
LRCX Lam Research Corp. 0.32% 10,330 $1.8M Reduce -6.5%
PCAR Paccar Inc. 0.30% 15,382 $1.7M Reduce -4.0%
DFUS Dimensional US Eq MKT ETF 0.29% 21,830 $1.6M Add +96.7%
DFSV Dimensional US Small Cap Val 0.27% 45,728 $1.5M Add +75.3%
VTI VG Morningstar TS MKT ETF-US 0.26% 4,274 $1.4M Reduce -4.3%
DFUV Dimensional US Marketwide Va 0.24% 29,014 $1.4M Reduce -5.1%
ABBV Abbvie Inc. 0.23% 5,617 $1.3M Reduce -13.4%
VOO Vanguard S&P 500 ETF 0.21% 1,880 $1.2M Add +12.4%
DIHP Dimensional International Hi 0.20% 35,610 $1.1M Add +80.8%
AVEM Avantis Emerging Markets Eq 0.20% 14,161 $1.1M Reduce -0.6%
VGT Vanguard Info Tech ETF 0.19% 1,422 $1.1M No change
SPY SS SPDR S&P 500 ETF Trust-US 0.19% 1,533 $1.0M Reduce -0.5%
DUHP Dimensional US High Profi Et 0.18% 26,400 $1.0M Add +149.1%
BRK.B Berkshire Hathaway Inc. Class B 0.18% 1,952 $981K Reduce -23.1%
VEA Vanguard Ftse Developed ETF 0.17% 15,115 $944K Reduce -11.4%
PRCH Porch Group Inc. 0.16% 95,490 $872K New
QQQ Invesco QQQ Trust Series 1 0.16% 1,414 $868K Add +3.9%
IVV iShares Core S&P 500 ETF 0.15% 1,234 $845K No change
NKE Nike Inc. Class B 0.15% 12,846 $818K Reduce -3.7%
DFCA Dimensional Calfornia MB ETF 0.14% 15,842 $793K Add +69.8%
SPMO Invesco S&P 500 Momentum ETF 0.13% 6,147 $733K No change
VUG Vanguard Mrngstar GR ETF-Sui 0.13% 1,457 $711K Add +0.8%
ABT Abbott Laboratories 0.13% 5,642 $707K Reduce -12.1%
V Visa Inc. Class A 0.12% 1,963 $688K Reduce -26.5%
DFIV Dimensional International Va 0.12% 13,737 $685K No change
DFAT Dimensional US Target Value 0.12% 11,226 $668K Reduce -5.1%
VXUS Vanguard Total Intl Stock 0.12% 8,767 $661K No change
MUB iShares National Muni Bond E 0.11% 5,732 $614K Add +7.1%
NULG Nuveen ESG LRG-Cap GRW ETF 0.11% 6,062 $593K No change
ESGV Vanguard ESG US Stock ETF 0.11% 4,878 $590K No change
DFAW Dimensional World Eqty ETF 0.10% 7,624 $564K Add +6.4%
CRM Salesforce Inc. 0.10% 2,043 $541K Reduce -11.0%
AMAT Applied Materials Inc. 0.10% 2,070 $532K Reduce -12.2%
JPM JPMorgan Chase & Co. 0.09% 1,524 $491K Reduce -43.0%
JNJ Johnson & Johnson 0.09% 2,289 $474K Reduce -26.4%
NFLX Netflix Inc. 0.08% 4,692 $440K Reduce -18.8%
GLD SPDR Gold Shares 0.08% 1,109 $439K Add +1.4%
MA Mastercard Inc. Class A 0.08% 752 $429K Reduce -35.8%
VT Vanguard Tot World STK ETF 0.08% 2,968 $419K Add +0.2%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.08% 1,437 $417K Reduce -0.1%
TLT iShares 20+ Year Treasury BD 0.07% 4,718 $411K Reduce -2.0%
VWOB Vanguard Emerg MKTS Gov BND 0.07% 5,999 $405K Reduce -1.6%
ROUS Hartford Multifact US Eqty 0.07% 6,681 $386K No change
VCSH Vanguard S/T Corp. Bond ETF 0.07% 4,720 $376K Add +0.3%
BND Vanguard Total Bond Market 0.07% 4,956 $367K Add +14.0%
SBUX Starbucks Corp. 0.07% 4,324 $364K Add +28.1%
VWO Vanguard Ftse Emerging Marke 0.06% 6,611 $355K Reduce -2.9%
PLTR Palantir Technologies Inc. Class A 0.06% 1,927 $343K Reduce -23.6%
IXUS iShares Core Intl Stock ETF 0.06% 3,955 $335K No change
NRIX Nurix Therapeutics Inc. 0.06% 17,284 $328K No change
SCHW Schwab (charles) Corp. 0.06% 3,164 $316K Reduce -12.9%
DFLV Dim US Large Cap Value ETF 0.06% 9,149 $313K Add +4.2%
IWB iShares Russell 1000 ETF 0.06% 836 $312K No change
HYG Ishr Ibx Usd Hiyld CB ETF-Ui 0.06% 3,865 $312K Add +7.0%
FDVV Fidelity High Dividend ETF 0.05% 5,232 $297K New
MAR Marriott International Class A 0.05% 942 $292K New
VTV Vanguard Mrngstr Val ETF-Aui 0.05% 1,439 $275K Add +0.2%
SCHX Schwab US Large-Cap ETF 0.05% 10,149 $273K No change
IEMG iShares Core MSCI Emerging 0.05% 3,952 $266K Reduce -0.8%
WM Waste Management Inc. 0.05% 1,153 $253K Reduce -12.9%
LLY Eli Lilly & Co. 0.05% 234 $251K Reduce -47.6%
EFA iShares MSCI Eafe ETF 0.05% 2,604 $250K Add +19.9%
DFAS Dimensional US Small Cap ETF 0.04% 3,470 $242K No change
DFIS Dimensional International SM 0.04% 7,176 $236K No change
CL Colgate-Palmolive Co. 0.04% 2,973 $235K Reduce -7.2%
IMCG iShares Morningstar Mid-Cap 0.04% 2,865 $229K No change
RSP Invesco S&P 500 Equal Weight 0.04% 1,159 $222K Add +7.5%
FMDE Fidelity Enhanced Mid Cap Co. 0.04% 5,927 $216K No change
VBR Vngrd Mrngst SL-CP Val ETF-U 0.04% 1,004 $213K Reduce -8.6%
IJR iShares Core S&P Small-Cap E 0.04% 1,702 $205K New
EXPD Expeditors Intl Wash Inc. 0.04% 1,304 $194K New
WMT Walmart Inc. 0.03% 1,698 $189K Reduce -21.3%
T AT&T Inc. 0.03% 7,314 $182K Reduce -38.7%
DAVA Endava PLC- Spon ADR 0.03% 26,601 $168K Reduce -9.4%
XOM Exxon Mobil Corp. 0.03% 1,391 $167K Reduce -35.2%
TMUS T-Mobile US Inc. 0.03% 773 $157K Reduce -53.4%
CTAS Cintas Corp. 0.03% 830 $156K New
TMO Thermo Fisher Scientific Inc. 0.03% 265 $154K New
ADP Automatic Data Processing 0.03% 585 $151K New
AXP American Express Co. 0.02% 369 $137K New
AMD Advanced Micro Devices 0.02% 636 $136K New
CSX CSX Corp. 0.02% 3,702 $134K New
MU Micron Technology Inc. 0.02% 450 $128K New
CAT Caterpillar Inc. 0.02% 211 $121K New
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.02% 2,060 $113K New
CSCO Cisco Systems Inc. 0.02% 1,351 $104K New
RTX RTX Corp. 0.02% 513 $94K New
GE General Electric filed as GE AEROSPACE 0.01% 214 $66K New
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.01% 179 $53K New

Portfolio Sells Q3 2025 → Q4 2025
MSFT Microsoft Corp. Reduce -1.4% 9.34% −1.18
RBLX Roblox Corp. Class A Reduce -18.0% 0.75% −0.87
NVDA Nvidia Corp. Reduce -23.7% 1.25% −0.45
AAPL Apple Inc. Reduce -19.2% 0.91% −0.18
META Meta Platforms Inc. Class A Reduce -19.9% 0.40% −0.17
TSM Taiwan Semiconductor-SP ADR Sold out 0.00% −0.10
AMZN Amazon.com Inc. Reduce -5.3% 2.02% −0.08
AVGO Broadcom Inc. Reduce -12.1% 0.56% −0.07
JPM JPMorgan Chase & Co. Reduce -43.0% 0.09% −0.07
BRK.B Berkshire Hathaway Inc. Class B Reduce -23.1% 0.18% −0.06
NFLX Netflix Inc. Reduce -18.8% 0.08% −0.05
ABBV Abbvie Inc. Reduce -13.4% 0.23% −0.05
MA Mastercard Inc. Class A Reduce -35.8% 0.08% −0.05
V Visa Inc. Class A Reduce -26.5% 0.12% −0.05
TMUS T-Mobile US Inc. Reduce -53.4% 0.03% −0.05
EMXC iShares MSCI Emr MRK Ex Chna Sold out 0.00% −0.04
HD Home Depot Inc. Sold out 0.00% −0.04
DON Wisdomtree US Midcap Dividen Sold out 0.00% −0.04
ABT Abbott Laboratories Reduce -12.1% 0.13% −0.03
T AT&T Inc. Reduce -38.7% 0.03% −0.03
GOOGL Alphabet Inc. Class A Reduce -24.4% 0.43% −0.03
NKE Nike Inc. Class B Reduce -3.7% 0.15% −0.03
PLTR Palantir Technologies Inc. Class A Reduce -23.6% 0.06% −0.02
JNJ Johnson & Johnson Reduce -26.4% 0.09% −0.02
VEA Vanguard Ftse Developed ETF Reduce -11.4% 0.17% −0.02
DAVA Endava PLC- Spon ADR Reduce -9.4% 0.03% −0.02
LLY Eli Lilly & Co. Reduce -47.6% 0.05% −0.02
VTI VG Morningstar TS MKT ETF-US Reduce -4.3% 0.26% −0.02
XOM Exxon Mobil Corp. Reduce -35.2% 0.03% −0.02
DFUV Dimensional US Marketwide Va Reduce -5.1% 0.24% −0.01
WM Waste Management Inc. Reduce -12.9% 0.05% −0.01
DFAT Dimensional US Target Value Reduce -5.1% 0.12% −0.01
SCHW Schwab (charles) Corp. Reduce -12.9% 0.06% −0.01
WMT Walmart Inc. Reduce -21.3% 0.03% −0.01
TLT iShares 20+ Year Treasury BD Reduce -2.0% 0.07% −0.01
AVUS Avantis U.S. Equity ETF Reduce -0.2% 0.54% −0.01
CL Colgate-Palmolive Co. Reduce -7.2% 0.04% −0.01
VWO Vanguard Ftse Emerging Marke Reduce -2.9% 0.06% −0.00
DFAX Dimensional World Ex US Core Reduce -1.0% 0.93% −0.00
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -8.6% 0.04% −0.00
CRM Salesforce Inc. Reduce -11.0% 0.10% −0.00
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -0.1% 0.08% −0.00
AVEM Avantis Emerging Markets Eq Reduce -0.6% 0.20% −0.00
SPY SS SPDR S&P 500 ETF Trust-US Reduce -0.5% 0.19% −0.00
VWOB Vanguard Emerg MKTS Gov BND Reduce -1.6% 0.07% −0.00
IEMG iShares Core MSCI Emerging Reduce -0.8% 0.05% −0.00
AMAT Applied Materials Inc. Reduce -12.2% 0.10% +0.01
PCAR Paccar Inc. Reduce -4.0% 0.30% +0.01
GOOG Alphabet Inc. Class C Reduce -16.8% 1.18% +0.04
LRCX Lam Research Corp. Reduce -6.5% 0.32% +0.04

Portfolio Buys Q3 2025 → Q4 2025
DFAI Dimensional International Co. Add +5.2% 12.80% +0.76
DFNM Dimensional National Muni BD Add +22.8% 4.44% +0.70
DFAE Dimensional Emerging Core Eq Add +8.7% 7.59% +0.58
CORP PIMCO Inv Grade Corp. BD ETF Add +10.2% 8.32% +0.43
ORCL Oracle Corp. Add +220.2% 0.79% +0.42
PRCH Porch Group Inc. New 0.16% +0.16
DFUS Dimensional US Eq MKT ETF Add +96.7% 0.29% +0.14
DFSV Dimensional US Small Cap Val Add +75.3% 0.27% +0.12
DUHP Dimensional US High Profi Et Add +149.1% 0.18% +0.11
DISV Dimensional International SM Add +39.2% 0.34% +0.10
DIHP Dimensional International Hi Add +80.8% 0.20% +0.09
DFSD Dimensional Short Duration Add +5.4% 8.25% +0.09
DFCA Dimensional Calfornia MB ETF Add +69.8% 0.14% +0.06
FDVV Fidelity High Dividend ETF New 0.05% +0.05
MAR Marriott International Class A New 0.05% +0.05
DFSB Dim GLB Sustain Fix Inc. ETF Add +14.6% 0.55% +0.04
DFSI Dimensional Int Sus COR1 ETF Add +3.2% 0.94% +0.04
IJR iShares Core S&P Small-Cap E New 0.04% +0.04
EXPD Expeditors Intl Wash Inc. New 0.04% +0.04
CTAS Cintas Corp. New 0.03% +0.03
TMO Thermo Fisher Scientific Inc. New 0.03% +0.03
ADP Automatic Data Processing New 0.03% +0.03
AXP American Express Co. New 0.02% +0.02
AMD Advanced Micro Devices New 0.02% +0.02
CSX CSX Corp. New 0.02% +0.02
MU Micron Technology Inc. New 0.02% +0.02
CAT Caterpillar Inc. New 0.02% +0.02
VOO Vanguard S&P 500 ETF Add +12.4% 0.21% +0.02
BAC Bank of America Corp. New 0.02% +0.02
CSCO Cisco Systems Inc. New 0.02% +0.02
RTX RTX Corp. New 0.02% +0.02
DFSU Dimensional US Sus CORE1 ETF Add +3.0% 0.95% +0.01
SBUX Starbucks Corp. Add +28.1% 0.07% +0.01
GE General Electric New 0.01% +0.01
IBM Intl Business Machines Corp. New 0.01% +0.01
EFA iShares MSCI Eafe ETF Add +19.9% 0.05% +0.01
GLD SPDR Gold Shares Add +1.4% 0.08% +0.01
BND Vanguard Total Bond Market Add +14.0% 0.07% +0.01
DFAW Dimensional World Eqty ETF Add +6.4% 0.10% +0.01
MUB iShares National Muni Bond E Add +7.1% 0.11% +0.00
QQQ Invesco QQQ Trust Series 1 Add +3.9% 0.16% +0.00
DFLV Dim US Large Cap Value ETF Add +4.2% 0.06% +0.00
RSP Invesco S&P 500 Equal Weight Add +7.5% 0.04% +0.00
DFSE Dimensional Em Sus CORE1 ETF Add +3.1% 0.51% +0.00
TSLA Tesla Inc. Add +3.0% 0.37% +0.00
HYG Ishr Ibx Usd Hiyld CB ETF-Ui Add +7.0% 0.06% +0.00
VTV Vanguard Mrngstr Val ETF-Aui Add +0.2% 0.05% −0.00
VT Vanguard Tot World STK ETF Add +0.2% 0.08% −0.00
VUG Vanguard Mrngstar GR ETF-Sui Add +0.8% 0.13% −0.00
VCSH Vanguard S/T Corp. Bond ETF Add +0.3% 0.07% −0.00

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 127$625.3MDFAC, DFAI, CORP, DFAE, DFSD
Q1 2026 121$569.3MDFAC, DFAI, CORP, DFSD, DFAE
Q4 2025 117$553.0MDFAC, DFAI, MSFT, CORP, DFSD
Q3 2025 103$533.1MDFAC, DFAI, MSFT, DFSD, CORP
Q2 2025 96$476.4MDFAC, DFAI, MSFT, DFSD, CORP
Q1 2025 90$405.1MDFAC, DFAI, CORP, MSFT, DFSD
Q4 2024 89$406.9MDFAC, DFAI, MSFT, DFSD, CORP
Q3 2024 90$384.1MDFAC, DFAI, MSFT, DFAR, DFSD
Q2 2024 84$344.6MDFAC, DFAI, MSFT, DFAR, DFSD
Q1 2024 87$318.0MDFAC, DFAI, MSFT, DFAR, DFSD