Refined Wealth Management
In its 13F for Q3 2024 (holdings as of September 30, 2024, filed October 18, 2024), Refined Wealth Management reported 27 stock positions worth $129.7 million. Its top holding was Vanguard Total Intl Bond ETF (BNDX) at 14.6% of the portfolio, followed by Nuveen ESG LRG-Cap GRW ETF (NULG, 14.5%) and Vanguard ESG Intl Stock ETF (VSGX, 13.2%). Compared with Q2 2024, it sold out of 1, added to 17 and reduced 5. The biggest buy was Vanguard ESG Intl Stock ETF (VSGX, shares +2%) and the biggest sale Coinbase Global Class A (COIN, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- SALT LAKE CITY, UT
- CIK
- 0001724729
- Portfolio Value
- $129.7M (Q3 2024)
- SEC Filing
- 0001724729-24-000006 ↗ filed Oct 18, 2024
Holdings Value
Holdings 27 stocks · $129.7M
| BNDX Vanguard Total Intl Bond ETF | 14.62% | 376,961 | $19.0M | Add +0.5% |
| NULG Nuveen ESG LRG-Cap GRW ETF | 14.52% | 227,936 | $18.8M | Reduce -1.4% |
| VSGX Vanguard ESG Intl Stock ETF | 13.23% | 278,944 | $17.2M | Add +1.9% |
| SRLN SS Blackstone Sr Loan ETF | 6.93% | 215,134 | $9.0M | Add +0.9% |
| COIN Coinbase Global Inc. Class A | 6.89% | 50,139 | $8.9M | Reduce -1.4% |
| TLT iShares 20+ Year Treasury BD | 6.51% | 86,088 | $8.4M | Add +1.7% |
| VCLT Vanguard Long-Term Corp. Bond | 6.41% | 102,267 | $8.3M | Add +0.4% |
| GLD SPDR Gold Shares | 4.55% | 24,276 | $5.9M | Add +0.8% |
| XSOE Wisdmtree Emerg MKT Ex-St Ow | 4.26% | 167,305 | $5.5M | Add +2.0% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 4.19% | 20,612 | $5.4M | Add +3.3% |
| ENVX Enovix Corp. | 3.84% | 532,954 | $5.0M | Add +2.8% |
| BITB Bitwise Bitcoin ETF | 3.48% | 130,492 | $4.5M | Add +1.7% |
| NXH Neighborhood Intelligence Inc. filed as BEYOND INC | 2.72% | 349,332 | $3.5M | Add +8.8% |
| AAPL Apple Inc. | 2.30% | 12,785 | $3.0M | Add +1.2% |
| VB Vanguard Most SM-Cap ETF-Usd | 1.14% | 6,206 | $1.5M | Add +1.2% |
| PIZ Invesco Dorsey Wright Develo | 0.87% | 29,939 | $1.1M | Add +0.1% |
| AMZN Amazon.com Inc. | 0.69% | 4,829 | $900K | Reduce -3.8% |
| FTSM First Trust Enh Short Mat FD | 0.69% | 14,977 | $897K | No change |
| VOO Vanguard S&P 500 ETF | 0.58% | 1,423 | $751K | Add +1.2% |
| NVDA Nvidia Corp. | 0.47% | 5,062 | $615K | Reduce -10.0% |
| UNP Union Pacific Corp. | 0.45% | 2,363 | $582K | Add +0.5% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.25% | 698 | $321K | Reduce -1.4% |
| SUSA iShares ESG Optimized MSCI U | 0.17% | 1,833 | $221K | No change |
| ETN Eaton Corp. PLC | 0.16% | 641 | $212K | Add +0.2% |
| NXE Nexgen Energy Ltd. | 0.06% | 11,000 | $72K | No change |
| DNN Denison Mines Corp. | 0.02% | 10,850 | $20K | No change |
| URG Ur-Energy Inc. | 0.01% | 10,800 | $13K | No change |
Portfolio Sells Q2 2024 → Q3 2024
| COIN Coinbase Global Inc. Class A | Reduce -1.4% | 6.89% | −1.83 |
| SOFI Sofi Technologies Inc. | Sold out | 0.00% | −0.12 |
| NVDA Nvidia Corp. | Reduce -10.0% | 0.47% | −0.06 |
| AMZN Amazon.com Inc. | Reduce -3.8% | 0.69% | −0.05 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -1.4% | 0.25% | +0.03 |
| NULG Nuveen ESG LRG-Cap GRW ETF | Reduce -1.4% | 14.52% | +0.05 |
Portfolio Buys Q2 2024 → Q3 2024
| VSGX Vanguard ESG Intl Stock ETF | Add +1.9% | 13.23% | +1.15 |
| GLD SPDR Gold Shares | Add +0.8% | 4.55% | +0.56 |
| BNDX Vanguard Total Intl Bond ETF | Add +0.5% | 14.62% | +0.54 |
| TLT iShares 20+ Year Treasury BD | Add +1.7% | 6.51% | +0.52 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +3.3% | 4.19% | +0.47 |
| VCLT Vanguard Long-Term Corp. Bond | Add +0.4% | 6.41% | +0.45 |
| XSOE Wisdmtree Emerg MKT Ex-St Ow | Add +2.0% | 4.26% | +0.39 |
| BITB Bitwise Bitcoin ETF | Add +1.7% | 3.48% | +0.25 |
| AAPL Apple Inc. | Add +1.2% | 2.30% | +0.24 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +1.2% | 1.14% | +0.10 |
| SRLN SS Blackstone Sr Loan ETF | Add +0.9% | 6.93% | +0.05 |
| PIZ Invesco Dorsey Wright Develo | Add +0.1% | 0.87% | +0.05 |
| UNP Union Pacific Corp. | Add +0.5% | 0.45% | +0.04 |
| VOO Vanguard S&P 500 ETF | Add +1.2% | 0.58% | +0.04 |
| ETN Eaton Corp. PLC | Add +0.2% | 0.16% | +0.01 |
| NXH Neighborhood Intelligence Inc. | Add +8.8% | 2.72% | −0.52 |
| ENVX Enovix Corp. | Add +2.8% | 3.84% | −2.34 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 49 | $165.7M | VEA, QQQ, RSP, COIN, PYLD |
| Q1 2026 | 50 | $158.4M | VEA, QQQ, RSP, COIN, CVX |
| Q4 2025 | 43 | $148.6M | VSGX, QQQ, BNDX, COIN, VTV |
| Q3 2025 | 36 | $155.6M | COIN, VSGX, BNDX, QQQ, VTV |
| Q2 2025 | 33 | $145.5M | COIN, BNDX, VSGX, QQQ, VTV |
| Q1 2025 | 27 | $122.2M | BNDX, VSGX, QQQ, VTV, COIN |
| Q4 2024 | 27 | $131.4M | NULG, BNDX, VSGX, COIN, SRLN |
| Q3 2024 | 27 | $129.7M | BNDX, NULG, VSGX, SRLN, COIN |
| Q2 2024 | 28 | $129.7M | NULG, BNDX, VSGX, COIN, SRLN |
| Q1 2024 | 29 | $142.0M | BNDX, NULG, VSGX, COIN, NXH |