Refined Wealth Management
In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 21, 2026), Refined Wealth Management reported 50 stock positions worth $158.4 million. Its top holding was Vanguard Ftse Developed ETF (VEA) at 11.3% of the portfolio, followed by Invesco QQQ Trust Series 1 (QQQ, 8.5%) and Invesco S&P 500 Equal Weight (RSP, 7.9%). Compared with Q4 2025, it opened 14 new positions, sold out of 7, added to 9 and reduced 20. The biggest buy was Vanguard Ftse Developed ETF (VEA, shares +1012%) and the biggest sale Vanguard ESG Intl Stock ETF (VSGX, shares −96%).
- Most Recent 13F
- Q2 2026
- Location
- SALT LAKE CITY, UT
- CIK
- 0001724729
- Portfolio Value
- $158.4M (Q1 2026)
- SEC Filing
- 0001724729-26-000003 ↗ filed Apr 21, 2026
Holdings Value
Holdings 50 stocks · $158.4M
| VEA Vanguard Ftse Developed ETF | 11.31% | 279,667 | $17.9M | Add +1011.9% |
| QQQ Invesco QQQ Trust Series 1 | 8.45% | 23,203 | $13.4M | Reduce -9.5% |
| RSP Invesco S&P 500 Equal Weight | 7.94% | 65,550 | $12.6M | Add +1973.1% |
| COIN Coinbase Global Inc. Class A | 6.52% | 59,151 | $10.3M | Add +1.1% |
| CVX Chevron Corp. | 5.80% | 44,436 | $9.2M | New |
| BITB Bitwise Bitcoin ETF | 5.71% | 245,693 | $9.0M | Add +23.0% |
| PYLD PIMCO Multisector Bond Actv | 5.13% | 310,486 | $8.1M | New |
| BINC iShares Flex I A ETF-Usd Inc. | 4.86% | 148,168 | $7.7M | New |
| GLD SPDR Gold Shares | 4.64% | 17,074 | $7.3M | Add +3.2% |
| VTV Vanguard Mrngstr Val ETF-Aui | 4.52% | 36,517 | $7.2M | Reduce -43.6% |
| MPC Marathon Petroleum Corp. | 3.85% | 24,991 | $6.1M | New |
| EMXC iShares MSCI Emr MRK Ex Chna | 3.84% | 77,434 | $6.1M | New |
| SCHR Schwab Intermediate-Term US | 3.59% | 228,477 | $5.7M | New |
| JPIB JPMorgan Intl BND ETF | 3.52% | 116,594 | $5.6M | New |
| ENVX Enovix Corp. | 2.79% | 854,471 | $4.4M | Add +5.8% |
| PICK iShares MSCI Global Metals & | 2.77% | 77,682 | $4.4M | New |
| REMX Vaneck Rar Earth ND STG-Usdi | 2.11% | 37,982 | $3.3M | New |
| AVUV Avantis US Small Cap Value | 1.52% | 21,774 | $2.4M | New |
| XMMO Invesco S&P Midcap Momentum | 1.50% | 16,354 | $2.4M | New |
| XRP Bitwise XRP ETF | 1.41% | 148,603 | $2.2M | New |
| NXH Neighborhood Intelligence Inc. filed as BED BATH & BEYOND INC | 1.24% | 422,565 | $2.0M | Add +1.3% |
| VOO Vanguard S&P 500 ETF | 0.58% | 1,530 | $914K | Reduce -22.2% |
| FTSM First Trust Enh Short Mat FD | 0.54% | 14,209 | $849K | No change |
| NVDA Nvidia Corp. | 0.53% | 4,848 | $845K | Reduce -28.8% |
| AAPL Apple Inc. | 0.48% | 3,008 | $764K | Reduce -6.3% |
| NULG Nuveen ESG LRG-Cap GRW ETF | 0.44% | 7,737 | $704K | Reduce -38.1% |
| AMZN Amazon.com Inc. | 0.38% | 2,928 | $610K | Reduce -43.0% |
| VSGX Vanguard ESG Intl Stock ETF | 0.38% | 8,422 | $604K | Reduce -96.5% |
| UNP Union Pacific Corp. | 0.38% | 2,472 | $600K | Add +0.5% |
| BNDX Vanguard Total Intl Bond ETF | 0.32% | 10,476 | $503K | Reduce -96.7% |
| SRLN SS Blackstone Sr Loan ETF | 0.29% | 11,371 | $456K | Reduce -94.8% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.26% | 860 | $412K | No change |
| META Meta Platforms Inc. Class A | 0.21% | 574 | $328K | Reduce -21.9% |
| MSFT Microsoft Corp. | 0.20% | 875 | $324K | No change |
| TLT iShares 20+ Year Treasury BD | 0.20% | 3,712 | $322K | Reduce -93.6% |
| XMAG Defiance Le Cap Ex-Mag 7 ETF | 0.20% | 14,433 | $321K | Reduce -58.3% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.19% | 1,053 | $302K | Reduce -92.1% |
| GLDM SPDR Gold Minishares Trust | 0.18% | 3,072 | $285K | No change |
| VCLT Vanguard Long-Term Corp. Bond | 0.16% | 3,423 | $256K | Reduce -94.9% |
| SUSA iShares ESG Optimized MSCI U | 0.15% | 1,787 | $236K | Reduce -1.4% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.15% | 897 | $235K | Reduce -93.7% |
| TSLA Tesla Inc. | 0.14% | 606 | $225K | Reduce -18.2% |
| CCJ Cameco Corp. | 0.13% | 1,950 | $212K | New |
| ETN Eaton Corp. PLC | 0.13% | 590 | $211K | Reduce -8.0% |
| XOM Exxon Mobil Corp. | 0.13% | 1,225 | $208K | New |
| NXE Nexgen Energy Ltd. | 0.08% | 11,000 | $128K | No change |
| XRPI XRP ETF | 0.06% | 12,860 | $97K | Reduce -92.6% |
| DNN Denison Mines Corp. | 0.02% | 10,850 | $38K | No change |
| BED BATH & BEYOND INC | 0.01% | 41,621 | $23K | Add +1.1% |
| URG Ur-Energy Inc. | 0.01% | 10,800 | $16K | No change |
Portfolio Sells Q4 2025 → Q1 2026
| VSGX Vanguard ESG Intl Stock ETF | Reduce -96.5% | 0.38% | −11.12 |
| BNDX Vanguard Total Intl Bond ETF | Reduce -96.7% | 0.32% | −9.86 |
| SRLN SS Blackstone Sr Loan ETF | Reduce -94.8% | 0.29% | −5.82 |
| BIV Vanguard Intermediate-Term B | Sold out | 0.00% | −5.14 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -43.6% | 4.52% | −3.81 |
| VCLT Vanguard Long-Term Corp. Bond | Reduce -94.9% | 0.16% | −3.25 |
| TLT iShares 20+ Year Treasury BD | Reduce -93.6% | 0.20% | −3.20 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -92.1% | 0.19% | −2.42 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -93.7% | 0.15% | −2.31 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -9.5% | 8.45% | −2.14 |
| XRPI XRP ETF | Reduce -92.6% | 0.06% | −1.18 |
| AMZN Amazon.com Inc. | Reduce -43.0% | 0.38% | −0.41 |
| NULG Nuveen ESG LRG-Cap GRW ETF | Reduce -38.1% | 0.44% | −0.38 |
| VWO Vanguard Ftse Emerging Marke | Sold out | 0.00% | −0.35 |
| XMAG Defiance Le Cap Ex-Mag 7 ETF | Reduce -58.3% | 0.20% | −0.32 |
| NVDA Nvidia Corp. | Reduce -28.8% | 0.53% | −0.32 |
| VOO Vanguard S&P 500 ETF | Reduce -22.2% | 0.58% | −0.25 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Sold out | 0.00% | −0.21 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Sold out | 0.00% | −0.19 |
| BND Vanguard Total Bond Market | Sold out | 0.00% | −0.18 |
| XSOE Wisdmtree Emerg MKT Ex-St Ow | Sold out | 0.00% | −0.16 |
| AVGO Broadcom Inc. | Sold out | 0.00% | −0.14 |
| META Meta Platforms Inc. Class A | Reduce -21.9% | 0.21% | −0.12 |
| AAPL Apple Inc. | Reduce -6.3% | 0.48% | −0.11 |
| TSLA Tesla Inc. | Reduce -18.2% | 0.14% | −0.08 |
| SUSA iShares ESG Optimized MSCI U | Reduce -1.4% | 0.15% | −0.02 |
| ETN Eaton Corp. PLC | Reduce -8.0% | 0.13% | −0.00 |
Portfolio Buys Q4 2025 → Q1 2026
| VEA Vanguard Ftse Developed ETF | Add +1011.9% | 11.31% | +10.25 |
| RSP Invesco S&P 500 Equal Weight | Add +1973.1% | 7.94% | +7.53 |
| CVX Chevron Corp. | New | 5.80% | +5.80 |
| PYLD PIMCO Multisector Bond Actv | New | 5.13% | +5.13 |
| BINC iShares Flex I A ETF-Usd Inc. | New | 4.86% | +4.86 |
| MPC Marathon Petroleum Corp. | New | 3.85% | +3.85 |
| EMXC iShares MSCI Emr MRK Ex Chna | New | 3.84% | +3.84 |
| SCHR Schwab Intermediate-Term US | New | 3.59% | +3.59 |
| JPIB JPMorgan Intl BND ETF | New | 3.52% | +3.52 |
| PICK iShares MSCI Global Metals & | New | 2.77% | +2.77 |
| REMX Vaneck Rar Earth ND STG-Usdi | New | 2.11% | +2.11 |
| AVUV Avantis US Small Cap Value | New | 1.52% | +1.52 |
| XMMO Invesco S&P Midcap Momentum | New | 1.50% | +1.50 |
| XRP Bitwise XRP ETF | New | 1.41% | +1.41 |
| GLD SPDR Gold Shares | Add +3.2% | 4.64% | +0.22 |
| CCJ Cameco Corp. | New | 0.13% | +0.13 |
| XOM Exxon Mobil Corp. | New | 0.13% | +0.13 |
| BED BATH & BEYOND INC | Add +1.1% | 0.01% | −0.00 |
| UNP Union Pacific Corp. | Add +0.5% | 0.38% | −0.00 |
| NXH Neighborhood Intelligence Inc. | Add +1.3% | 1.24% | −0.30 |
| BITB Bitwise Bitcoin ETF | Add +23.0% | 5.71% | −0.69 |
| ENVX Enovix Corp. | Add +5.8% | 2.79% | −1.18 |
| COIN Coinbase Global Inc. Class A | Add +1.1% | 6.52% | −2.39 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 49 | $165.7M | VEA, QQQ, RSP, COIN, PYLD |
| Q1 2026 | 50 | $158.4M | VEA, QQQ, RSP, COIN, CVX |
| Q4 2025 | 43 | $148.6M | VSGX, QQQ, BNDX, COIN, VTV |
| Q3 2025 | 36 | $155.6M | COIN, VSGX, BNDX, QQQ, VTV |
| Q2 2025 | 33 | $145.5M | COIN, BNDX, VSGX, QQQ, VTV |
| Q1 2025 | 27 | $122.2M | BNDX, VSGX, QQQ, VTV, COIN |
| Q4 2024 | 27 | $131.4M | NULG, BNDX, VSGX, COIN, SRLN |
| Q3 2024 | 27 | $129.7M | BNDX, NULG, VSGX, SRLN, COIN |
| Q2 2024 | 28 | $129.7M | NULG, BNDX, VSGX, COIN, SRLN |
| Q1 2024 | 29 | $142.0M | BNDX, NULG, VSGX, COIN, NXH |