Refined Wealth Management
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 22, 2025), Refined Wealth Management reported 27 stock positions worth $131.4 million. Its top holding was Nuveen ESG LRG-Cap GRW ETF (NULG) at 14.3% of the portfolio, followed by Vanguard Total Intl Bond ETF (BNDX, 13.9%) and Vanguard ESG Intl Stock ETF (VSGX, 11.9%). Compared with Q3 2024, it opened 1 new position, sold out of 1, added to 6 and reduced 13. The biggest buy was Bitwise Bitcoin ETF (BITB, shares +4%) and the biggest sale Vanguard ESG Intl Stock ETF (VSGX, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- SALT LAKE CITY, UT
- CIK
- 0001724729
- Portfolio Value
- $131.4M (Q4 2024)
- SEC Filing
- 0001724729-25-000001 ↗ filed Jan 22, 2025
Holdings Value
Holdings 27 stocks · $131.4M
| NULG Nuveen ESG LRG-Cap GRW ETF | 14.32% | 219,158 | $18.8M | Reduce -3.9% |
| BNDX Vanguard Total Intl Bond ETF | 13.94% | 373,457 | $18.3M | Reduce -0.9% |
| VSGX Vanguard ESG Intl Stock ETF | 11.94% | 276,644 | $15.7M | Reduce -0.8% |
| COIN Coinbase Global Inc. Class A | 9.39% | 49,676 | $12.3M | Reduce -0.9% |
| SRLN SS Blackstone Sr Loan ETF | 6.82% | 214,675 | $9.0M | Reduce -0.2% |
| VCLT Vanguard Long-Term Corp. Bond | 5.79% | 101,766 | $7.6M | Reduce -0.5% |
| TLT iShares 20+ Year Treasury BD | 5.71% | 85,837 | $7.5M | Reduce -0.3% |
| BITB Bitwise Bitcoin ETF | 5.24% | 135,412 | $6.9M | Add +3.8% |
| ENVX Enovix Corp. | 4.70% | 568,606 | $6.2M | Add +6.7% |
| GLD SPDR Gold Shares | 4.63% | 25,129 | $6.1M | Add +3.5% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 4.12% | 20,472 | $5.4M | Reduce -0.7% |
| XSOE Wisdmtree Emerg MKT Ex-St Ow | 3.86% | 166,390 | $5.1M | Reduce -0.6% |
| AAPL Apple Inc. | 2.43% | 12,728 | $3.2M | Reduce -0.5% |
| NXH Neighborhood Intelligence Inc. filed as BEYOND INC | 1.51% | 401,095 | $2.0M | Add +14.8% |
| VB Vanguard Most SM-Cap ETF-Usd | 1.13% | 6,182 | $1.5M | Reduce -0.4% |
| PIZ Invesco Dorsey Wright Develo | 0.82% | 29,834 | $1.1M | Reduce -0.3% |
| AMZN Amazon.com Inc. | 0.81% | 4,829 | $1.1M | No change |
| FTSM First Trust Enh Short Mat FD | 0.67% | 14,811 | $885K | Reduce -1.1% |
| VOO Vanguard S&P 500 ETF | 0.59% | 1,443 | $778K | Add +1.4% |
| NVDA Nvidia Corp. | 0.52% | 5,062 | $680K | No change |
| UNP Union Pacific Corp. | 0.41% | 2,376 | $542K | Add +0.6% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.24% | 698 | $316K | No change |
| SUSA iShares ESG Optimized MSCI U | 0.17% | 1,833 | $223K | No change |
| TSLA Tesla Inc. | 0.16% | 517 | $209K | New |
| NXE Nexgen Energy Ltd. | 0.06% | 11,000 | $73K | No change |
| DNN Denison Mines Corp. | 0.01% | 10,850 | $20K | No change |
| URG Ur-Energy Inc. | 0.01% | 10,800 | $12K | No change |
Portfolio Sells Q3 2024 → Q4 2024
| VSGX Vanguard ESG Intl Stock ETF | Reduce -0.8% | 11.94% | −1.29 |
| TLT iShares 20+ Year Treasury BD | Reduce -0.3% | 5.71% | −0.81 |
| BNDX Vanguard Total Intl Bond ETF | Reduce -0.9% | 13.94% | −0.67 |
| VCLT Vanguard Long-Term Corp. Bond | Reduce -0.5% | 5.79% | −0.61 |
| XSOE Wisdmtree Emerg MKT Ex-St Ow | Reduce -0.6% | 3.86% | −0.40 |
| NULG Nuveen ESG LRG-Cap GRW ETF | Reduce -3.9% | 14.32% | −0.20 |
| ETN Eaton Corp. PLC | Sold out | 0.00% | −0.16 |
| SRLN SS Blackstone Sr Loan ETF | Reduce -0.2% | 6.82% | −0.11 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -0.7% | 4.12% | −0.08 |
| PIZ Invesco Dorsey Wright Develo | Reduce -0.3% | 0.82% | −0.05 |
| FTSM First Trust Enh Short Mat FD | Reduce -1.1% | 0.67% | −0.02 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -0.4% | 1.13% | −0.00 |
| AAPL Apple Inc. | Reduce -0.5% | 2.43% | +0.13 |
| COIN Coinbase Global Inc. Class A | Reduce -0.9% | 9.39% | +2.50 |
Portfolio Buys Q3 2024 → Q4 2024
| BITB Bitwise Bitcoin ETF | Add +3.8% | 5.24% | +1.76 |
| ENVX Enovix Corp. | Add +6.7% | 4.70% | +0.87 |
| TSLA Tesla Inc. | New | 0.16% | +0.16 |
| GLD SPDR Gold Shares | Add +3.5% | 4.63% | +0.08 |
| VOO Vanguard S&P 500 ETF | Add +1.4% | 0.59% | +0.01 |
| UNP Union Pacific Corp. | Add +0.6% | 0.41% | −0.04 |
| NXH Neighborhood Intelligence Inc. | Add +14.8% | 1.51% | −1.21 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 49 | $165.7M | VEA, QQQ, RSP, COIN, PYLD |
| Q1 2026 | 50 | $158.4M | VEA, QQQ, RSP, COIN, CVX |
| Q4 2025 | 43 | $148.6M | VSGX, QQQ, BNDX, COIN, VTV |
| Q3 2025 | 36 | $155.6M | COIN, VSGX, BNDX, QQQ, VTV |
| Q2 2025 | 33 | $145.5M | COIN, BNDX, VSGX, QQQ, VTV |
| Q1 2025 | 27 | $122.2M | BNDX, VSGX, QQQ, VTV, COIN |
| Q4 2024 | 27 | $131.4M | NULG, BNDX, VSGX, COIN, SRLN |
| Q3 2024 | 27 | $129.7M | BNDX, NULG, VSGX, SRLN, COIN |
| Q2 2024 | 28 | $129.7M | NULG, BNDX, VSGX, COIN, SRLN |
| Q1 2024 | 29 | $142.0M | BNDX, NULG, VSGX, COIN, NXH |