Retirement Capital Strategies
In its 13F for Q2 2026 (holdings as of June 30, 2026, filed August 14, 2026), Retirement Capital Strategies reported 68 stock positions worth $288.0 million. Its top holding was Vanguard Tot World STK ETF (VT) at 11.9% of the portfolio, followed by VG Morningstar TS MKT ETF-US (VTI, 11.2%) and Vanguard Intermediate-Term B (BIV, 6.9%). Compared with Q1 2026, it opened 9 new positions, sold out of 3, added to 22 and reduced 21. The biggest buy was iShares Core S&P Total U.S. (ITOT, shares +1354%) and the biggest sale Goldman Sachs Access Treasur (GBIL, shares −81%).
- Most Recent 13F
- Q2 2026
- Location
- SAN JOSE, CA
- CIK
- 0001672681
- Portfolio Value
- $288.0M (Q2 2026)
- SEC Filing
- 0001214659-26-010107 ↗ filed Aug 14, 2026
Holdings Value
Holdings 68 stocks · $288.0M
| VT Vanguard Tot World STK ETF | 11.87% | 217,779 | $34.2M | Reduce -0.1% |
| VTI VG Morningstar TS MKT ETF-US | 11.16% | 86,877 | $32.1M | Reduce -0.8% |
| BIV Vanguard Intermediate-Term B | 6.88% | 258,454 | $19.8M | Add +1.3% |
| AGG iShares Core U.S. Aggregate | 6.77% | 197,004 | $19.5M | Add +1.7% |
| VOO Vanguard S&P 500 ETF | 5.66% | 23,716 | $16.3M | Add +0.1% |
| SPTM SS SPDR P S&P 1500 Comp ETF | 4.18% | 132,501 | $12.0M | Reduce -0.4% |
| JPST JPMorgan Ultra-Short Income | 3.97% | 226,339 | $11.4M | Add +1.6% |
| EFIV SS SPDR S&P 500 ESG ETF | 3.97% | 156,774 | $11.4M | Reduce -0.2% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 3.52% | 219,869 | $10.1M | Add +2.9% |
| BND Vanguard Total Bond Market | 3.15% | 123,684 | $9.1M | Reduce -0.9% |
| GSY Invesco Ultra Short Duration | 3.03% | 173,790 | $8.7M | Add +1.2% |
| AAPL Apple Inc. | 2.79% | 27,798 | $8.0M | Add +2.0% |
| ITOT iShares Core S&P Total U.S. | 2.45% | 42,945 | $7.1M | Add +1353.8% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 2.28% | 19,055 | $6.6M | New |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | 2.13% | 22,409 | $6.1M | Add +1654.8% |
| ANET Arista Networks Inc. | 1.90% | 32,161 | $5.5M | Add +0.0% |
| MMM 3M Co. | 1.78% | 31,609 | $5.1M | Reduce -1.2% |
| ESGV Vanguard ESG US Stock ETF | 1.48% | 32,329 | $4.3M | Add +0.1% |
| SNPE Xtrckr S&P 500 Scor&scrn ETF | 1.20% | 50,281 | $3.5M | Add +31.0% |
| VOOG Vanguard S&P 500 Growth ETF | 1.08% | 37,686 | $3.1M | New |
| EUSB Ishr ESG Advn Universal BD-$ | 1.08% | 71,252 | $3.1M | Reduce -0.2% |
| EAGG iShares ESG Aware US Aggrega | 1.07% | 64,842 | $3.1M | Reduce -0.1% |
| GSST Goldman Sachs Ultra Short Bo | 1.05% | 59,751 | $3.0M | Add +5.8% |
| LPLA LPL Financial Holdings Inc. | 0.98% | 10,041 | $2.8M | No change |
| NUBD Nuveen ESG US Aggregate Bond | 0.96% | 125,258 | $2.8M | Add +0.1% |
| NVDA Nvidia Corp. | 0.87% | 12,531 | $2.5M | Reduce -4.9% |
| MSFT Microsoft Corp. | 0.83% | 6,405 | $2.4M | Add +0.6% |
| MTUM iShares MSCI USA Momentum Fa | 0.62% | 5,214 | $1.8M | New |
| XVV iShares ESG Select Screened | 0.59% | 30,106 | $1.7M | Add +95.7% |
| ETN Eaton Corp. PLC | 0.59% | 3,996 | $1.7M | No change |
| CSCO Cisco Systems Inc. | 0.58% | 14,200 | $1.7M | No change |
| GARP iShares MSCI USA Quality Gar | 0.56% | 19,505 | $1.6M | New |
| INTC Intel Corp. | 0.49% | 10,128 | $1.4M | Reduce -22.0% |
| SGOV iShares 0-3 Month Treasury B | 0.49% | 13,908 | $1.4M | Add +3.9% |
| GBIL Goldman Sachs Access Treasur | 0.47% | 13,576 | $1.4M | Reduce -81.0% |
| BILS SS Spdrb B 3-12M T-Bill ETF | 0.46% | 13,394 | $1.3M | Reduce -81.1% |
| TSLA Tesla Inc. | 0.46% | 3,162 | $1.3M | No change |
| ESGU iShares ESG Aware MSCI USA | 0.40% | 6,973 | $1.1M | Reduce -3.7% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.39% | 12,874 | $1.1M | New |
| SUSL iShares ESG MSCI USA Leaders | 0.39% | 8,350 | $1.1M | Add +336.9% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.38% | 11,949 | $1.1M | Reduce -0.6% |
| XBIL F/M US Treasury 6 Month Bill | 0.37% | 21,568 | $1.1M | Reduce -65.1% |
| MDY State Street SPDR S&P Midcap | 0.37% | 1,502 | $1.1M | No change |
| TBIL F/M US Treasury 3 Month Bill | 0.35% | 20,048 | $1000K | Reduce -31.1% |
| NULC Nuveen ESG Large-Cap ETF | 0.30% | 15,839 | $858K | New |
| SHV iShares 0-1 Year Treasury Bo | 0.29% | 7,651 | $844K | Reduce -54.1% |
| GEV GE Vernova Inc. | 0.29% | 717 | $842K | Reduce -0.4% |
| GE General Electric filed as GE AEROSPACE | 0.26% | 1,991 | $744K | No change |
| IVV iShares Core S&P 500 ETF | 0.21% | 824 | $617K | No change |
| USFR Wisdomtree Floating Rate Tre | 0.20% | 11,161 | $562K | Reduce -90.1% |
| SOLV Solventum Corp. | 0.18% | 6,827 | $527K | No change |
| OBIL F/M US Treasury 12 Month Bil | 0.17% | 10,010 | $500K | Reduce -17.4% |
| SHY iShares 1-3 Year Treasury Bo | 0.17% | 6,091 | $500K | No change |
| SPTS SS SPDR P St Term TSY ETF | 0.17% | 17,229 | $500K | No change |
| SCHO Schwab Short-Term US Treas | 0.17% | 20,695 | $500K | No change |
| VGSH Vanguard Short-Term Treasury | 0.17% | 8,583 | $500K | No change |
| TFLO iShares Treasury Floating Ra | 0.17% | 9,436 | $478K | Reduce -77.9% |
| ICLN iShares Global Clean Energy | 0.14% | 19,851 | $407K | Add +2.2% |
| IHAK iShares Cybersecurity & Tech | 0.13% | 6,015 | $365K | No change |
| NULG Nuveen ESG LRG-Cap GRW ETF | 0.12% | 2,951 | $345K | New |
| GOOG Alphabet Inc. Class C | 0.12% | 968 | $342K | Add +26.0% |
| DFAC Dimensional US Core Equity 2 | 0.11% | 7,114 | $316K | No change |
| USSG Xtrackers MSCI USA Sele Eqty | 0.11% | 4,477 | $311K | New |
| GOOGL Alphabet Inc. Class A | 0.10% | 836 | $299K | Add +18.8% |
| AMZN Amazon.com Inc. | 0.10% | 1,188 | $283K | Add +14.7% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.10% | 907 | $275K | No change |
| TAN Invesco Solar ETF | 0.09% | 4,196 | $248K | No change |
| XLV SS Health Care Select Sector | 0.07% | 1,319 | $209K | New |
Portfolio Sells Q1 2026 → Q2 2026
| GBIL Goldman Sachs Access Treasur | Reduce -81.0% | 0.47% | −2.24 |
| BILS SS Spdrb B 3-12M T-Bill ETF | Reduce -81.1% | 0.46% | −2.20 |
| USFR Wisdomtree Floating Rate Tre | Reduce -90.1% | 0.20% | −1.94 |
| ICSH iShares Ultra Short Duration | Sold out | 0.00% | −1.29 |
| GLD SPDR Gold Shares | Sold out | 0.00% | −0.92 |
| XBIL F/M US Treasury 6 Month Bill | Reduce -65.1% | 0.37% | −0.79 |
| TFLO iShares Treasury Floating Ra | Reduce -77.9% | 0.17% | −0.65 |
| SLV iShares Silver Trust | Sold out | 0.00% | −0.58 |
| SHV iShares 0-1 Year Treasury Bo | Reduce -54.1% | 0.29% | −0.40 |
| BND Vanguard Total Bond Market | Reduce -0.9% | 3.15% | −0.32 |
| TBIL F/M US Treasury 3 Month Bill | Reduce -31.1% | 0.35% | −0.20 |
| EAGG iShares ESG Aware US Aggrega | Reduce -0.1% | 1.07% | −0.10 |
| EUSB Ishr ESG Advn Universal BD-$ | Reduce -0.2% | 1.08% | −0.10 |
| OBIL F/M US Treasury 12 Month Bil | Reduce -17.4% | 0.17% | −0.06 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -0.6% | 0.38% | −0.04 |
| NVDA Nvidia Corp. | Reduce -4.9% | 0.87% | +0.00 |
| ESGU iShares ESG Aware MSCI USA | Reduce -3.7% | 0.40% | +0.01 |
| MMM 3M Co. | Reduce -1.2% | 1.78% | +0.02 |
| GEV GE Vernova Inc. | Reduce -0.4% | 0.29% | +0.06 |
| SPTM SS SPDR P S&P 1500 Comp ETF | Reduce -0.4% | 4.18% | +0.20 |
| EFIV SS SPDR S&P 500 ESG ETF | Reduce -0.2% | 3.97% | +0.22 |
| INTC Intel Corp. | Reduce -22.0% | 0.49% | +0.27 |
| VT Vanguard Tot World STK ETF | Reduce -0.1% | 11.87% | +0.48 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -0.8% | 11.16% | +0.55 |
Portfolio Buys Q1 2026 → Q2 2026
| ITOT iShares Core S&P Total U.S. | Add +1353.8% | 2.45% | +2.29 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | New | 2.28% | +2.28 |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | Add +1654.8% | 2.13% | +2.02 |
| VOOG Vanguard S&P 500 Growth ETF | New | 1.08% | +1.08 |
| MTUM iShares MSCI USA Momentum Fa | New | 0.62% | +0.62 |
| GARP iShares MSCI USA Quality Gar | New | 0.56% | +0.56 |
| ANET Arista Networks Inc. | Add +0.0% | 1.90% | +0.41 |
| VUG Vanguard Mrngstar GR ETF-Sui | New | 0.39% | +0.39 |
| SNPE Xtrckr S&P 500 Scor&scrn ETF | Add +31.0% | 1.20% | +0.34 |
| VOO Vanguard S&P 500 ETF | Add +0.1% | 5.66% | +0.31 |
| XVV iShares ESG Select Screened | Add +95.7% | 0.59% | +0.31 |
| SUSL iShares ESG MSCI USA Leaders | Add +336.9% | 0.39% | +0.30 |
| NULC Nuveen ESG Large-Cap ETF | New | 0.30% | +0.30 |
| AAPL Apple Inc. | Add +2.0% | 2.79% | +0.18 |
| NULG Nuveen ESG LRG-Cap GRW ETF | New | 0.12% | +0.12 |
| ESGV Vanguard ESG US Stock ETF | Add +0.1% | 1.48% | +0.11 |
| USSG Xtrackers MSCI USA Sele Eqty | New | 0.11% | +0.11 |
| XLV SS Health Care Select Sector | New | 0.07% | +0.07 |
| GOOG Alphabet Inc. Class C | Add +26.0% | 0.12% | +0.04 |
| GOOGL Alphabet Inc. Class A | Add +18.8% | 0.10% | +0.03 |
| AMZN Amazon.com Inc. | Add +14.7% | 0.10% | +0.02 |
| ICLN iShares Global Clean Energy | Add +2.2% | 0.14% | +0.01 |
| SGOV iShares 0-3 Month Treasury B | Add +3.9% | 0.49% | −0.02 |
| GSST Goldman Sachs Ultra Short Bo | Add +5.8% | 1.05% | −0.03 |
| MSFT Microsoft Corp. | Add +0.6% | 0.83% | −0.06 |
| NUBD Nuveen ESG US Aggregate Bond | Add +0.1% | 0.96% | −0.09 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Add +2.9% | 3.52% | −0.21 |
| GSY Invesco Ultra Short Duration | Add +1.2% | 3.03% | −0.23 |
| JPST JPMorgan Ultra-Short Income | Add +1.6% | 3.97% | −0.29 |
| AGG iShares Core U.S. Aggregate | Add +1.7% | 6.77% | −0.50 |
| BIV Vanguard Intermediate-Term B | Add +1.3% | 6.88% | −0.56 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 68 | $288.0M | VT, VTI, BIV, AGG, VOO |
| Q1 2026 | 62 | $264.6M | VT, VTI, BIV, AGG, VOO |
| Q4 2025 | 68 | $269.7M | VT, VTI, BIV, AGG, VOO |
| Q3 2025 | 62 | $260.7M | VT, VTI, BIV, AGG, VOO |
| Q2 2025 | 64 | $252.4M | VT, VTI, BIV, AGG, VOO |
| Q1 2025 | 77 | $256.1M | VOO, ACWI, SPTM, EFIV, AGG |
| Q4 2024 | 77 | $264.0M | VOO, VTHR, BILS, BIL, SPTM |
| Q3 2024 | 65 | $255.5M | VOO, EFIV, AGG, IUSB, SPTM |
| Q2 2024 | 66 | $249.3M | VOO, EFIV, SGOV, TFLO, GSY |
| Q1 2024 | 69 | $244.6M | ESGV, XVV, IUSB, VOO, SPTM |