Retirement Capital Strategies
In its 13F for Q2 2024 (holdings as of June 30, 2024, filed August 14, 2024), Retirement Capital Strategies reported 66 stock positions worth $249.3 million. Its top holding was Vanguard S&P 500 ETF (VOO) at 15.6% of the portfolio, followed by SS SPDR S&P 500 ESG ETF (EFIV, 14.9%) and iShares 0-3 Month Treasury B (SGOV, 8.0%). Compared with Q1 2024, it opened 15 new positions, sold out of 19, added to 15 and reduced 22. The biggest buy was SS SPDR S&P 500 ESG ETF (EFIV, shares +396%) and the biggest sale Vanguard ESG US Stock ETF (ESGV, shares −85%).
- Most Recent 13F
- Q2 2026
- Location
- SAN JOSE, CA
- CIK
- 0001672681
- Portfolio Value
- $249.3M (Q2 2024)
- SEC Filing
- 0001214659-24-014396 ↗ filed Aug 14, 2024
Holdings Value
Holdings 66 stocks · $249.3M
| VOO Vanguard S&P 500 ETF | 15.62% | 77,879 | $38.9M | Add +178.2% |
| EFIV SS SPDR S&P 500 ESG ETF | 14.86% | 697,951 | $37.1M | Add +396.1% |
| SGOV iShares 0-3 Month Treasury B | 7.95% | 196,870 | $19.8M | Add +9714.1% |
| TFLO iShares Treasury Floating Ra | 6.80% | 334,457 | $16.9M | New |
| GSY Invesco Ultra Short Duration filed as POWERSHARES ACTIVELY MANAGED | 6.44% | 321,619 | $16.0M | New |
| SPTM SS SPDR P S&P 1500 Comp ETF | 4.87% | 183,089 | $12.1M | Reduce -2.7% |
| XVV iShares ESG Select Screened | 2.49% | 147,715 | $6.2M | Reduce -80.3% |
| AAPL Apple Inc. | 2.48% | 29,390 | $6.2M | Reduce -0.7% |
| TLH iShares 10-20 Year Treasury | 2.12% | 51,395 | $5.3M | New |
| ESGV Vanguard ESG US Stock ETF | 2.09% | 54,041 | $5.2M | Reduce -84.5% |
| ITOT iShares Core S&P Total U.S. | 2.07% | 43,511 | $5.2M | Add +9.6% |
| TLT iShares 20+ Year Treasury BD | 1.82% | 49,504 | $4.5M | New |
| IUSG iShares Core S&P U.S. Growth | 1.80% | 35,244 | $4.5M | New |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 1.62% | 59,248 | $4.0M | New |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 1.45% | 11,542 | $3.6M | New |
| SUSL iShares ESG MSCI USA Leaders | 1.43% | 36,566 | $3.6M | Add +102.0% |
| MMM 3M Co. | 1.37% | 33,428 | $3.4M | No change |
| VGT Vanguard Info Tech ETF | 1.29% | 5,570 | $3.2M | New |
| MSFT Microsoft Corp. | 1.24% | 6,927 | $3.1M | No change |
| BNDW Vanguard Total World Bond Et | 1.21% | 44,207 | $3.0M | Reduce -1.9% |
| LPLA LPL Financial Holdings Inc. | 1.12% | 10,041 | $2.8M | Reduce -0.7% |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | 1.11% | 14,083 | $2.8M | Add +1.0% |
| ANET Arista Networks Inc. | 1.11% | 7,906 | $2.8M | Add +0.0% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 1.08% | 29,315 | $2.7M | New |
| SNPE Xtrckr S&P 500 Scor&scrn ETF | 1.05% | 52,293 | $2.6M | No change |
| BILS SS Spdrb B 3-12M T-Bill ETF | 1.04% | 26,137 | $2.6M | New |
| BIV Vanguard Intermediate-Term B | 0.99% | 32,905 | $2.5M | Reduce -79.2% |
| MBB iShares MBS ETF | 0.67% | 18,268 | $1.7M | Reduce -51.8% |
| NVDA Nvidia Corp. | 0.59% | 11,855 | $1.5M | Add +0.8% |
| MUB iShares National Muni Bond E | 0.58% | 13,627 | $1.5M | Reduce -84.2% |
| SPMB SS SPDR P Mort Back Bond ETF | 0.57% | 66,221 | $1.4M | Reduce -53.4% |
| VTI VG Morningstar TS MKT ETF-US | 0.57% | 5,326 | $1.4M | Reduce -15.5% |
| EDV Vanguard Extended Dur Treas | 0.53% | 18,084 | $1.3M | New |
| SOXX iShares Semiconductor ETF | 0.51% | 5,169 | $1.3M | Reduce -0.0% |
| ETN Eaton Corp. PLC | 0.50% | 3,996 | $1.3M | No change |
| CDNS Cadence Design SYS Inc. | 0.47% | 3,811 | $1.2M | Reduce -21.8% |
| ITM Vaneck Intermediate Muni ETF | 0.46% | 24,975 | $1.1M | Add +3.4% |
| USSG Xtrackers MSCI USA Sele Eqty | 0.45% | 22,149 | $1.1M | Add +0.1% |
| HYXF iShares ESG Adv High Yield | 0.44% | 24,027 | $1.1M | Add +1.6% |
| VOOG Vanguard S&P 500 Growth ETF | 0.42% | 3,174 | $1.1M | New |
| ESGU iShares ESG Aware MSCI USA | 0.42% | 8,752 | $1.0M | Reduce -5.7% |
| IVV iShares Core S&P 500 ETF | 0.33% | 1,512 | $828K | Add +83.5% |
| MDY State Street SPDR S&P Midcap | 0.32% | 1,502 | $804K | No change |
| USXF iShares ESG Advance MSCI USA | 0.32% | 16,888 | $787K | Reduce -84.9% |
| CSCO Cisco Systems Inc. | 0.27% | 14,200 | $675K | No change |
| NULC Nuveen ESG Large-Cap ETF | 0.22% | 12,679 | $556K | Reduce -39.4% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 0.21% | 11,813 | $534K | Reduce -96.8% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.21% | 2,133 | $532K | Add +121.3% |
| TSLA Tesla Inc. | 0.20% | 2,482 | $491K | No change |
| J P MORGAN EXCHANGE TRADED F | 0.18% | 10,089 | $452K | New |
| SOLV Solventum Corp. | 0.18% | 8,357 | $442K | No change |
| INTC Intel Corp. | 0.17% | 13,991 | $433K | No change |
| BND Vanguard Total Bond Market | 0.16% | 5,482 | $395K | Reduce -94.9% |
| VONE Vanguard Russell 1000 | 0.15% | 1,547 | $381K | Reduce -1.0% |
| XLV SS Health Care Select Sector | 0.14% | 2,451 | $357K | No change |
| SKYY First Trust Cloud Computing | 0.14% | 3,599 | $344K | Reduce -73.7% |
| SHY iShares 1-3 Year Treasury Bo | 0.14% | 4,170 | $340K | Add +1.7% |
| FAN First Trust Global Wind Ener | 0.13% | 19,667 | $319K | New |
| GE General Electric filed as GE AEROSPACE | 0.13% | 1,991 | $317K | No change |
| FPWR First Trust Eip Power Soluti | 0.12% | 12,178 | $310K | New |
| STIP iShares 0-5 Year Tips Bond E | 0.12% | 3,066 | $305K | Reduce -6.5% |
| IHAK iShares Cybersecurity & Tech | 0.12% | 6,311 | $290K | No change |
| NULG Nuveen ESG LRG-Cap GRW ETF | 0.11% | 3,358 | $273K | Reduce -88.9% |
| AMZN Amazon.com Inc. | 0.09% | 1,202 | $232K | Add +0.6% |
| DFAC Dimensional US Core Equity 2 | 0.09% | 7,114 | $229K | No change |
| KEZAR LIFE SCIENCES INC | 0.00% | 15,000 | $9K | No change |
Portfolio Sells Q1 2024 → Q2 2024
| ESGV Vanguard ESG US Stock ETF | Reduce -84.5% | 2.09% | −11.20 |
| XVV iShares ESG Select Screened | Reduce -80.3% | 2.49% | −9.86 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Reduce -96.8% | 0.21% | −6.72 |
| BIV Vanguard Intermediate-Term B | Reduce -79.2% | 0.99% | −3.88 |
| AGGM iShares 1-10 Year U.S. Aggre | Sold out | 0.00% | −3.83 |
| MUB iShares National Muni Bond E | Reduce -84.2% | 0.58% | −3.22 |
| BND Vanguard Total Bond Market | Reduce -94.9% | 0.16% | −3.06 |
| FALN iShares Fallen Angels ETF | Sold out | 0.00% | −2.22 |
| USXF iShares ESG Advance MSCI USA | Reduce -84.9% | 0.32% | −1.75 |
| VFH Vanguard Financials ETF | Sold out | 0.00% | −1.74 |
| ANGL Vaneck Fallen Angel High YLD | Sold out | 0.00% | −1.58 |
| MTUM iShares MSCI USA Momentum Fa | Sold out | 0.00% | −1.43 |
| XLC SS Comm Select Sector SPDR | Sold out | 0.00% | −1.39 |
| EAGG iShares ESG Aware US Aggrega | Sold out | 0.00% | −0.96 |
| NULG Nuveen ESG LRG-Cap GRW ETF | Reduce -88.9% | 0.11% | −0.83 |
| MBB iShares MBS ETF | Reduce -51.8% | 0.67% | −0.76 |
| SPMB SS SPDR P Mort Back Bond ETF | Reduce -53.4% | 0.57% | −0.69 |
| VUG Vanguard Mrngstar GR ETF-Sui | Sold out | 0.00% | −0.63 |
| HYHG Proshares High Yield Interes | Sold out | 0.00% | −0.47 |
| SKYY First Trust Cloud Computing | Reduce -73.7% | 0.14% | −0.40 |
| NUHY Nuveen ESG Hi YLD Corp. BND | Sold out | 0.00% | −0.34 |
| EUSB Ishr ESG Advn Universal BD-$ | Sold out | 0.00% | −0.31 |
| QQQ Invesco QQQ Trust Series 1 | Sold out | 0.00% | −0.19 |
| IEI iShares 3-7 Year Treasury Bo | Sold out | 0.00% | −0.16 |
| GRNB Vaneck Green Bond ETF | Sold out | 0.00% | −0.16 |
| BGRN iShares Usd Green Bond ETF | Sold out | 0.00% | −0.15 |
| CDNS Cadence Design SYS Inc. | Reduce -21.8% | 0.47% | −0.15 |
| NULC Nuveen ESG Large-Cap ETF | Reduce -39.4% | 0.22% | −0.15 |
| PIO Invesco Global Water ETF | Sold out | 0.00% | −0.14 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -15.5% | 0.57% | −0.10 |
| TIP iShares Tips Bond ETF | Sold out | 0.00% | −0.09 |
| RSP Invesco S&P 500 Equal Weight | Sold out | 0.00% | −0.09 |
| VB Vanguard Most SM-Cap ETF-Usd | Sold out | 0.00% | −0.08 |
| SPTM SS SPDR P S&P 1500 Comp ETF | Reduce -2.7% | 4.87% | −0.06 |
| BNDW Vanguard Total World Bond Et | Reduce -1.9% | 1.21% | −0.06 |
| ESGU iShares ESG Aware MSCI USA | Reduce -5.7% | 0.42% | −0.02 |
| STIP iShares 0-5 Year Tips Bond E | Reduce -6.5% | 0.12% | −0.01 |
| VONE Vanguard Russell 1000 | Reduce -1.0% | 0.15% | +0.00 |
| LPLA LPL Financial Holdings Inc. | Reduce -0.7% | 1.12% | +0.03 |
| SOXX iShares Semiconductor ETF | Reduce -0.0% | 0.51% | +0.03 |
| AAPL Apple Inc. | Reduce -0.7% | 2.48% | +0.41 |
Portfolio Buys Q1 2024 → Q2 2024
| EFIV SS SPDR S&P 500 ESG ETF | Add +396.1% | 14.86% | +11.95 |
| VOO Vanguard S&P 500 ETF | Add +178.2% | 15.62% | +10.12 |
| SGOV iShares 0-3 Month Treasury B | Add +9714.1% | 7.95% | +7.87 |
| TFLO iShares Treasury Floating Ra | New | 6.80% | +6.80 |
| GSY Invesco Ultra Short Duration | New | 6.44% | +6.44 |
| TLH iShares 10-20 Year Treasury | New | 2.12% | +2.12 |
| TLT iShares 20+ Year Treasury BD | New | 1.82% | +1.82 |
| IUSG iShares Core S&P U.S. Growth | New | 1.80% | +1.80 |
| XLU St Sr Utl SL SE SPDR ETF-Usd | New | 1.62% | +1.62 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | New | 1.45% | +1.45 |
| VGT Vanguard Info Tech ETF | New | 1.29% | +1.29 |
| BIL SS SPDR BB 1-3M T-Bill ETF | New | 1.08% | +1.08 |
| BILS SS Spdrb B 3-12M T-Bill ETF | New | 1.04% | +1.04 |
| SUSL iShares ESG MSCI USA Leaders | Add +102.0% | 1.43% | +0.73 |
| EDV Vanguard Extended Dur Treas | New | 0.53% | +0.53 |
| VOOG Vanguard S&P 500 Growth ETF | New | 0.42% | +0.42 |
| ITOT iShares Core S&P Total U.S. | Add +9.6% | 2.07% | +0.20 |
| J P MORGAN EXCHANGE TRADED F | New | 0.18% | +0.18 |
| ANET Arista Networks Inc. | Add +0.0% | 1.11% | +0.17 |
| IVV iShares Core S&P 500 ETF | Add +83.5% | 0.33% | +0.15 |
| NVDA Nvidia Corp. | Add +0.8% | 0.59% | +0.15 |
| FAN First Trust Global Wind Ener | New | 0.13% | +0.13 |
| FPWR First Trust Eip Power Soluti | New | 0.12% | +0.12 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Add +121.3% | 0.21% | +0.12 |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | Add +1.0% | 1.11% | +0.05 |
| USSG Xtrackers MSCI USA Sele Eqty | Add +0.1% | 0.45% | +0.01 |
| AMZN Amazon.com Inc. | Add +0.6% | 0.09% | +0.01 |
| ITM Vaneck Intermediate Muni ETF | Add +3.4% | 0.46% | −0.00 |
| SHY iShares 1-3 Year Treasury Bo | Add +1.7% | 0.14% | −0.00 |
| HYXF iShares ESG Adv High Yield | Add +1.6% | 0.44% | −0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 68 | $288.0M | VT, VTI, BIV, AGG, VOO |
| Q1 2026 | 62 | $264.6M | VT, VTI, BIV, AGG, VOO |
| Q4 2025 | 68 | $269.7M | VT, VTI, BIV, AGG, VOO |
| Q3 2025 | 62 | $260.7M | VT, VTI, BIV, AGG, VOO |
| Q2 2025 | 64 | $252.4M | VT, VTI, BIV, AGG, VOO |
| Q1 2025 | 77 | $256.1M | VOO, ACWI, SPTM, EFIV, AGG |
| Q4 2024 | 77 | $264.0M | VOO, VTHR, BILS, BIL, SPTM |
| Q3 2024 | 65 | $255.5M | VOO, EFIV, AGG, IUSB, SPTM |
| Q2 2024 | 66 | $249.3M | VOO, EFIV, SGOV, TFLO, GSY |
| Q1 2024 | 69 | $244.6M | ESGV, XVV, IUSB, VOO, SPTM |