Retirement Capital Strategies
In its 13F for Q1 2024 (holdings as of March 31, 2024, filed May 14, 2024), Retirement Capital Strategies reported 69 stock positions worth $244.6 million. Its top holding was Vanguard ESG US Stock ETF (ESGV) at 13.3% of the portfolio, followed by iShares ESG Select Screened (XVV, 12.4%) and Ishr CR Unvrse Usd BD ETF-Ui (IUSB, 6.9%). Compared with Q4 2023, it opened 17 new positions, sold out of 18, added to 20 and reduced 23. The biggest buy was iShares ESG Select Screened (XVV, shares +517%) and the biggest sale SS SPDR S&P 500 ESG ETF (EFIV, shares −80%).
- Most Recent 13F
- Q2 2026
- Location
- SAN JOSE, CA
- CIK
- 0001672681
- Portfolio Value
- $244.6M (Q1 2024)
- SEC Filing
- 0001214659-24-008979 ↗ filed May 14, 2024
Holdings Value
Holdings 69 stocks · $244.6M
| ESGV Vanguard ESG US Stock ETF | 13.29% | 348,865 | $32.5M | Add +34.1% |
| XVV iShares ESG Select Screened | 12.35% | 749,801 | $30.2M | Add +517.4% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 6.93% | 371,936 | $17.0M | Reduce -0.9% |
| VOO Vanguard S&P 500 ETF | 5.50% | 27,990 | $13.5M | Reduce -5.1% |
| SPTM SS SPDR P S&P 1500 Comp ETF | 4.93% | 188,132 | $12.1M | Reduce -26.2% |
| BIV Vanguard Intermediate-Term B | 4.87% | 157,811 | $11.9M | New |
| AGGM iShares 1-10 Year U.S. Aggre | 3.83% | 90,376 | $9.4M | New |
| MUB iShares National Muni Bond E | 3.80% | 86,376 | $9.3M | Add +4.8% |
| BND Vanguard Total Bond Market | 3.21% | 108,231 | $7.9M | Add +5.8% |
| EFIV SS SPDR S&P 500 ESG ETF | 2.91% | 140,697 | $7.1M | Reduce -80.2% |
| FALN iShares Fallen Angels ETF | 2.22% | 201,944 | $5.4M | New |
| AAPL Apple Inc. | 2.08% | 29,607 | $5.1M | Add +0.0% |
| USXF iShares ESG Advance MSCI USA | 2.07% | 111,966 | $5.1M | Add +974.3% |
| ITOT iShares Core S&P Total U.S. | 1.87% | 39,715 | $4.6M | Add +1244.5% |
| VFH Vanguard Financials ETF | 1.74% | 41,662 | $4.3M | Add +7.3% |
| ANGL Vaneck Fallen Angel High YLD | 1.58% | 133,366 | $3.9M | New |
| MMM 3M Co. | 1.45% | 33,428 | $3.5M | No change |
| MBB iShares MBS ETF | 1.43% | 37,885 | $3.5M | Reduce -73.4% |
| MTUM iShares MSCI USA Momentum Fa | 1.43% | 18,635 | $3.5M | New |
| XLC SS Comm Select Sector SPDR | 1.39% | 41,672 | $3.4M | Add +849.7% |
| BNDW Vanguard Total World Bond Et | 1.26% | 45,065 | $3.1M | New |
| SPMB SS SPDR P Mort Back Bond ETF | 1.26% | 141,939 | $3.1M | Reduce -76.7% |
| MSFT Microsoft Corp. | 1.19% | 6,927 | $2.9M | Add +0.1% |
| LPLA LPL Financial Holdings Inc. | 1.09% | 10,111 | $2.7M | No change |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | 1.07% | 13,941 | $2.6M | Reduce -0.9% |
| SNPE Xtrckr S&P 500 Scor&scrn ETF | 1.02% | 52,293 | $2.5M | Add +297.2% |
| EAGG iShares ESG Aware US Aggrega | 0.96% | 50,024 | $2.4M | Add +1.8% |
| NULG Nuveen ESG LRG-Cap GRW ETF | 0.94% | 30,135 | $2.3M | New |
| ANET Arista Networks Inc. | 0.94% | 7,904 | $2.3M | No change |
| SUSL iShares ESG MSCI USA Leaders | 0.69% | 18,105 | $1.7M | Reduce -39.8% |
| VTI VG Morningstar TS MKT ETF-US | 0.67% | 6,304 | $1.6M | Reduce -12.8% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.63% | 4,502 | $1.5M | Reduce -21.9% |
| CDNS Cadence Design SYS Inc. | 0.62% | 4,873 | $1.5M | Reduce -16.1% |
| SKYY First Trust Cloud Computing | 0.54% | 13,692 | $1.3M | Add +7.2% |
| ETN Eaton Corp. PLC | 0.51% | 3,996 | $1.2M | No change |
| SOXX iShares Semiconductor ETF | 0.48% | 5,171 | $1.2M | New |
| HYHG Proshares High Yield Interes | 0.47% | 18,013 | $1.2M | New |
| ITM Vaneck Intermediate Muni ETF | 0.46% | 24,161 | $1.1M | Add +12.4% |
| USSG Xtrackers MSCI USA Sele Eqty | 0.45% | 22,132 | $1.1M | Add +40.7% |
| HYXF iShares ESG Adv High Yield | 0.44% | 23,643 | $1.1M | New |
| ESGU iShares ESG Aware MSCI USA | 0.44% | 9,277 | $1.1M | Reduce -19.3% |
| NVDA Nvidia Corp. | 0.43% | 1,176 | $1.1M | Add +0.5% |
| NULC Nuveen ESG Large-Cap ETF | 0.37% | 20,936 | $904K | Add +63.4% |
| MDY State Street SPDR S&P Midcap | 0.34% | 1,502 | $836K | No change |
| NUHY Nuveen ESG Hi YLD Corp. BND | 0.34% | 39,441 | $833K | New |
| EUSB Ishr ESG Advn Universal BD-$ | 0.31% | 17,954 | $769K | Add +4.1% |
| CSCO Cisco Systems Inc. | 0.29% | 14,200 | $709K | Reduce -1.9% |
| INTC Intel Corp. | 0.25% | 13,991 | $618K | Reduce -2.6% |
| QQQ Invesco QQQ Trust Series 1 | 0.19% | 1,046 | $464K | New |
| TSLA Tesla Inc. | 0.18% | 2,482 | $436K | Add +7.1% |
| IVV iShares Core S&P 500 ETF | 0.18% | 824 | $433K | No change |
| IEI iShares 3-7 Year Treasury Bo | 0.16% | 3,321 | $385K | New |
| GRNB Vaneck Green Bond ETF | 0.16% | 16,029 | $380K | Reduce -34.4% |
| BGRN iShares Usd Green Bond ETF | 0.15% | 8,065 | $378K | Reduce -36.0% |
| VONE Vanguard Russell 1000 | 0.15% | 1,563 | $373K | Reduce -10.6% |
| XLV SS Health Care Select Sector | 0.15% | 2,451 | $362K | Reduce -60.0% |
| PIO Invesco Global Water ETF | 0.14% | 8,205 | $354K | New |
| GE General Electric | 0.14% | 1,991 | $349K | No change |
| SHY iShares 1-3 Year Treasury Bo | 0.14% | 4,100 | $335K | Add +1.5% |
| STIP iShares 0-5 Year Tips Bond E | 0.13% | 3,281 | $326K | Reduce -1.0% |
| IHAK iShares Cybersecurity & Tech | 0.12% | 6,311 | $296K | Reduce -92.0% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.09% | 964 | $231K | Reduce -86.0% |
| TIP iShares Tips Bond ETF | 0.09% | 2,141 | $230K | Reduce -86.1% |
| DFAC Dimensional US Core Equity 2 | 0.09% | 7,114 | $227K | No change |
| RSP Invesco S&P 500 Equal Weight | 0.09% | 1,290 | $218K | New |
| AMZN Amazon.com Inc. | 0.09% | 1,195 | $216K | New |
| VB Vanguard Most SM-Cap ETF-Usd | 0.08% | 907 | $207K | New |
| SGOV iShares 0-3 Month Treasury B | 0.08% | 2,006 | $202K | Reduce -39.9% |
| KEZAR LIFE SCIENCES INC | 0.01% | 15,000 | $14K | No change |
Portfolio Sells Q4 2023 → Q1 2024
| EFIV SS SPDR S&P 500 ESG ETF | Reduce -80.2% | 2.91% | −11.32 |
| SPMB SS SPDR P Mort Back Bond ETF | Reduce -76.7% | 1.26% | −4.56 |
| MBB iShares MBS ETF | Reduce -73.4% | 1.43% | −4.37 |
| WIP State Street SPDR Ftse Inter | Sold out | 0.00% | −2.92 |
| TLT iShares 20+ Year Treasury BD | Sold out | 0.00% | −2.15 |
| VONG Vanguard Russell 1000 Growth | Sold out | 0.00% | −1.68 |
| SPTM SS SPDR P S&P 1500 Comp ETF | Reduce -26.2% | 4.93% | −1.52 |
| IHAK iShares Cybersecurity & Tech | Reduce -92.0% | 0.12% | −1.43 |
| XLK SS Technology Select Sector | Sold out | 0.00% | −1.32 |
| IEF iShares 7-10 Year Treasury B | Sold out | 0.00% | −0.67 |
| EDV Vanguard Extended Dur Treas | Sold out | 0.00% | −0.65 |
| TIP iShares Tips Bond ETF | Reduce -86.1% | 0.09% | −0.62 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Reduce -0.9% | 6.93% | −0.56 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Reduce -86.0% | 0.09% | −0.56 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Sold out | 0.00% | −0.45 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Sold out | 0.00% | −0.42 |
| SUSL iShares ESG MSCI USA Leaders | Reduce -39.8% | 0.69% | −0.40 |
| XLY SS Consumer Disc Select Sect | Sold out | 0.00% | −0.34 |
| AQWA Global X Clean Water ETF | Sold out | 0.00% | −0.34 |
| PHO Invesco Water Resources ETF | Sold out | 0.00% | −0.29 |
| GBIL Goldman Sachs Access Treasur | Sold out | 0.00% | −0.27 |
| XLV SS Health Care Select Sector | Reduce -60.0% | 0.15% | −0.21 |
| TFLO iShares Treasury Floating Ra | Sold out | 0.00% | −0.17 |
| SHV iShares 0-1 Year Treasury Bo | Sold out | 0.00% | −0.17 |
| GBLD Invesco MSCI Building ETF | Sold out | 0.00% | −0.16 |
| ICSH iShares Ultra Short Duration | Sold out | 0.00% | −0.16 |
| XLF SS Financial Select Sector | Sold out | 0.00% | −0.15 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -21.9% | 0.63% | −0.14 |
| BGRN iShares Usd Green Bond ETF | Reduce -36.0% | 0.15% | −0.10 |
| GRNB Vaneck Green Bond ETF | Reduce -34.4% | 0.16% | −0.10 |
| RESP Wisdomtree US ESG Fund | Sold out | 0.00% | −0.09 |
| ESGU iShares ESG Aware MSCI USA | Reduce -19.3% | 0.44% | −0.09 |
| VOO Vanguard S&P 500 ETF | Reduce -5.1% | 5.50% | −0.08 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -12.8% | 0.67% | −0.07 |
| CDNS Cadence Design SYS Inc. | Reduce -16.1% | 0.62% | −0.07 |
| SGOV iShares 0-3 Month Treasury B | Reduce -39.9% | 0.08% | −0.06 |
| INTC Intel Corp. | Reduce -2.6% | 0.25% | −0.06 |
| CSCO Cisco Systems Inc. | Reduce -1.9% | 0.29% | −0.03 |
| VONE Vanguard Russell 1000 | Reduce -10.6% | 0.15% | −0.01 |
| STIP iShares 0-5 Year Tips Bond E | Reduce -1.0% | 0.13% | −0.01 |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | Reduce -0.9% | 1.07% | +0.03 |
Portfolio Buys Q4 2023 → Q1 2024
| XVV iShares ESG Select Screened | Add +517.4% | 12.35% | +10.44 |
| BIV Vanguard Intermediate-Term B | New | 4.87% | +4.87 |
| AGGM iShares 1-10 Year U.S. Aggre | New | 3.83% | +3.83 |
| ESGV Vanguard ESG US Stock ETF | Add +34.1% | 13.29% | +3.70 |
| FALN iShares Fallen Angels ETF | New | 2.22% | +2.22 |
| USXF iShares ESG Advance MSCI USA | Add +974.3% | 2.07% | +1.89 |
| ITOT iShares Core S&P Total U.S. | Add +1244.5% | 1.87% | +1.74 |
| ANGL Vaneck Fallen Angel High YLD | New | 1.58% | +1.58 |
| MTUM iShares MSCI USA Momentum Fa | New | 1.43% | +1.43 |
| BNDW Vanguard Total World Bond Et | New | 1.26% | +1.26 |
| XLC SS Comm Select Sector SPDR | Add +849.7% | 1.39% | +1.25 |
| NULG Nuveen ESG LRG-Cap GRW ETF | New | 0.94% | +0.94 |
| SNPE Xtrckr S&P 500 Scor&scrn ETF | Add +297.2% | 1.02% | +0.77 |
| SOXX iShares Semiconductor ETF | New | 0.48% | +0.48 |
| HYHG Proshares High Yield Interes | New | 0.47% | +0.47 |
| HYXF iShares ESG Adv High Yield | New | 0.44% | +0.44 |
| NUHY Nuveen ESG Hi YLD Corp. BND | New | 0.34% | +0.34 |
| VFH Vanguard Financials ETF | Add +7.3% | 1.74% | +0.19 |
| QQQ Invesco QQQ Trust Series 1 | New | 0.19% | +0.19 |
| NVDA Nvidia Corp. | Add +0.5% | 0.43% | +0.18 |
| IEI iShares 3-7 Year Treasury Bo | New | 0.16% | +0.16 |
| NULC Nuveen ESG Large-Cap ETF | Add +63.4% | 0.37% | +0.15 |
| USSG Xtrackers MSCI USA Sele Eqty | Add +40.7% | 0.45% | +0.14 |
| PIO Invesco Global Water ETF | New | 0.14% | +0.14 |
| RSP Invesco S&P 500 Equal Weight | New | 0.09% | +0.09 |
| AMZN Amazon.com Inc. | New | 0.09% | +0.09 |
| VB Vanguard Most SM-Cap ETF-Usd | New | 0.08% | +0.08 |
| MSFT Microsoft Corp. | Add +0.1% | 1.19% | +0.06 |
| SKYY First Trust Cloud Computing | Add +7.2% | 0.54% | +0.05 |
| ITM Vaneck Intermediate Muni ETF | Add +12.4% | 0.46% | +0.02 |
| SHY iShares 1-3 Year Treasury Bo | Add +1.5% | 0.14% | −0.01 |
| EUSB Ishr ESG Advn Universal BD-$ | Add +4.1% | 0.31% | −0.01 |
| BND Vanguard Total Bond Market | Add +5.8% | 3.21% | −0.05 |
| EAGG iShares ESG Aware US Aggrega | Add +1.8% | 0.96% | −0.06 |
| TSLA Tesla Inc. | Add +7.1% | 0.18% | −0.07 |
| MUB iShares National Muni Bond E | Add +4.8% | 3.80% | −0.07 |
| AAPL Apple Inc. | Add +0.0% | 2.08% | −0.39 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 68 | $288.0M | VT, VTI, BIV, AGG, VOO |
| Q1 2026 | 62 | $264.6M | VT, VTI, BIV, AGG, VOO |
| Q4 2025 | 68 | $269.7M | VT, VTI, BIV, AGG, VOO |
| Q3 2025 | 62 | $260.7M | VT, VTI, BIV, AGG, VOO |
| Q2 2025 | 64 | $252.4M | VT, VTI, BIV, AGG, VOO |
| Q1 2025 | 77 | $256.1M | VOO, ACWI, SPTM, EFIV, AGG |
| Q4 2024 | 77 | $264.0M | VOO, VTHR, BILS, BIL, SPTM |
| Q3 2024 | 65 | $255.5M | VOO, EFIV, AGG, IUSB, SPTM |
| Q2 2024 | 66 | $249.3M | VOO, EFIV, SGOV, TFLO, GSY |
| Q1 2024 | 69 | $244.6M | ESGV, XVV, IUSB, VOO, SPTM |