Retirement Financial Solutions, LLC
In its 13F for Q1 2024 (holdings as of March 31, 2024, filed May 10, 2024), Retirement Financial Solutions, LLC reported 40 stock positions worth $194.5 million. Its top holding was Ste STR SPDR PT S&P 500 ETF (SPYM) at 9.3% of the portfolio, followed by SS SPDR P S&P 500 Value ETF (SPYV, 8.4%) and Vngrd Mrngst SL-CP Val ETF-U (VBR, 8.4%). Compared with Q4 2023, it sold out of 7, added to 19 and reduced 17. The biggest buy was Invesco Nasdaq 100 ETF (QQQM, shares +11%) and the biggest sale iShares 1-3 Year Treasury Bo (SHY, shares −10%).
- Most Recent 13F
- Q2 2026
- Location
- KNOXVILLE, TN
- CIK
- 0001962532
- Portfolio Value
- $194.5M (Q1 2024)
- SEC Filing
- 0001962532-24-000002 ↗ filed May 10, 2024
Holdings Value
Holdings 40 stocks · $194.5M
| SPYM Ste STR SPDR PT S&P 500 ETF | 9.31% | 294,325 | $18.1M | Add +4.4% |
| SPYV SS SPDR P S&P 500 Value ETF | 8.40% | 326,364 | $16.4M | Add +9.4% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 8.37% | 84,877 | $16.3M | Add +9.9% |
| QQQM Invesco Nasdaq 100 ETF | 8.31% | 88,440 | $16.2M | Add +10.7% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 8.28% | 64,473 | $16.1M | Add +10.1% |
| SPSM SS SPDR P S&P 600 Small Cap | 8.22% | 371,346 | $16.0M | Add +10.3% |
| IEF iShares 7-10 Year Treasury B | 7.06% | 145,001 | $13.7M | Add +5.8% |
| SPYG SS SPDR P S&P 500 Growth ETF | 5.85% | 155,532 | $11.4M | Add +7.4% |
| EEM iShares MSCI Emerging Market | 4.74% | 224,624 | $9.2M | Add +12.0% |
| SHYG iShares 0-5 YR HY Corp. Bond | 4.43% | 202,623 | $8.6M | Add +9.1% |
| TLT iShares 20+ Year Treasury BD | 4.14% | 85,087 | $8.1M | Add +9.5% |
| JEPI JPMorgan Equity Premium Inco | 3.77% | 126,901 | $7.3M | Add +1.3% |
| SPHD Invesco S&P 500 High Dividen | 3.06% | 134,219 | $6.0M | Add +8.9% |
| HEDJ Wisdomtree Europe Hedged Equ | 2.88% | 116,024 | $5.6M | Add +8.9% |
| SHY iShares 1-3 Year Treasury Bo | 2.31% | 55,029 | $4.5M | Reduce -9.7% |
| IGIB iShares 5-10Y Inv Grade Corp. | 2.09% | 78,669 | $4.1M | Add +3.1% |
| SAIC Science Applications Inte | 1.05% | 15,635 | $2.0M | No change |
| VOO Vanguard S&P 500 ETF | 0.80% | 3,218 | $1.5M | Reduce -7.2% |
| VNQ Vanguard Real Estate ETF | 0.63% | 14,061 | $1.2M | Reduce -17.1% |
| GLD SPDR Gold Shares | 0.58% | 5,485 | $1.1M | Reduce -11.3% |
| UUP Invesco DB US Dollar Index B | 0.57% | 38,861 | $1.1M | Reduce -10.8% |
| VXUS Vanguard Total Intl Stock | 0.49% | 15,880 | $958K | Reduce -11.0% |
| AAPL Apple Inc. | 0.48% | 5,411 | $928K | Reduce -18.6% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.41% | 5,154 | $804K | Add +0.5% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.33% | 1,522 | $640K | Reduce -8.8% |
| AMLP Alerian MLP ETF | 0.32% | 13,206 | $627K | Reduce -16.5% |
| DBMF Imgp Dbi MFT STR ETF-Usd Inc. | 0.31% | 21,015 | $603K | Reduce -13.0% |
| QYLD Global X Nasd 100 Cov Call | 0.31% | 33,274 | $596K | Reduce -14.5% |
| VONE Vanguard Russell 1000 | 0.30% | 2,428 | $579K | Add +0.3% |
| SRLN SS Blackstone Sr Loan ETF | 0.30% | 13,712 | $577K | Reduce -14.4% |
| KO The Coca-Cola Co. | 0.25% | 8,051 | $493K | Reduce -11.5% |
| VTI VG Morningstar TS MKT ETF-US | 0.24% | 1,813 | $471K | Add +0.2% |
| MSFT Microsoft Corp. | 0.21% | 993 | $418K | Reduce -7.4% |
| XOM Exxon Mobil Corp. | 0.21% | 3,539 | $411K | Add +0.5% |
| ETN Eaton Corp. PLC | 0.21% | 1,305 | $408K | No change |
| FBRT Franklin BSP Realty Trust Inc. | 0.19% | 28,010 | $374K | Reduce -11.9% |
| PKST Peakstone Realty Trust | 0.19% | 22,407 | $361K | Reduce -13.2% |
| SYY Sysco Corp. | 0.17% | 4,072 | $331K | No change |
| CVS CVS Health Corp. | 0.13% | 3,155 | $252K | No change |
| FSK FS KKR Capital Corp. | 0.11% | 11,081 | $211K | Reduce -46.1% |
Portfolio Sells Q4 2023 → Q1 2024
| SHY iShares 1-3 Year Treasury Bo | Reduce -9.7% | 2.31% | −0.52 |
| AAPL Apple Inc. | Reduce -18.6% | 0.48% | −0.25 |
| VNQ Vanguard Real Estate ETF | Reduce -17.1% | 0.63% | −0.22 |
| PEP Pepsico Inc. | Sold out | 0.00% | −0.21 |
| QQQ Invesco QQQ Trust Series 1 | Sold out | 0.00% | −0.20 |
| SPY SS SPDR S&P 500 ETF Trust-US | Sold out | 0.00% | −0.18 |
| FSK FS KKR Capital Corp. | Reduce -46.1% | 0.11% | −0.12 |
| BA The Boeing Co. | Sold out | 0.00% | −0.12 |
| PECO Phillips Edison & Company Inc. | Sold out | 0.00% | −0.11 |
| PKST Peakstone Realty Trust | Reduce -13.2% | 0.19% | −0.11 |
| UUP Invesco DB US Dollar Index B | Reduce -10.8% | 0.57% | −0.10 |
| VXUS Vanguard Total Intl Stock | Reduce -11.0% | 0.49% | −0.09 |
| GLD SPDR Gold Shares | Reduce -11.3% | 0.58% | −0.09 |
| BBDC Barings BDC Inc. | Sold out | 0.00% | −0.09 |
| SRLN SS Blackstone Sr Loan ETF | Reduce -14.4% | 0.30% | −0.08 |
| QYLD Global X Nasd 100 Cov Call | Reduce -14.5% | 0.31% | −0.08 |
| VOO Vanguard S&P 500 ETF | Reduce -7.2% | 0.80% | −0.06 |
| AMLP Alerian MLP ETF | Reduce -16.5% | 0.32% | −0.06 |
| GUT Gabelli Utility Trust | Sold out | 0.00% | −0.06 |
| FBRT Franklin BSP Realty Trust Inc. | Reduce -11.9% | 0.19% | −0.05 |
| KO The Coca-Cola Co. | Reduce -11.5% | 0.25% | −0.05 |
| DBMF Imgp Dbi MFT STR ETF-Usd Inc. | Reduce -13.0% | 0.31% | −0.04 |
| MSFT Microsoft Corp. | Reduce -7.4% | 0.21% | −0.01 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -8.8% | 0.33% | −0.01 |
Portfolio Buys Q4 2023 → Q1 2024
| QQQM Invesco Nasdaq 100 ETF | Add +10.7% | 8.31% | +0.68 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +10.1% | 8.28% | +0.56 |
| SPYV SS SPDR P S&P 500 Value ETF | Add +9.4% | 8.40% | +0.52 |
| SPYG SS SPDR P S&P 500 Growth ETF | Add +7.4% | 5.85% | +0.51 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +9.9% | 8.37% | +0.50 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +4.4% | 9.31% | +0.38 |
| HEDJ Wisdomtree Europe Hedged Equ | Add +8.9% | 2.88% | +0.29 |
| EEM iShares MSCI Emerging Market | Add +12.0% | 4.74% | +0.18 |
| SPSM SS SPDR P S&P 600 Small Cap | Add +10.3% | 8.22% | +0.17 |
| SPHD Invesco S&P 500 High Dividen | Add +8.9% | 3.06% | +0.10 |
| XOM Exxon Mobil Corp. | Add +0.5% | 0.21% | +0.01 |
| VONE Vanguard Russell 1000 | Add +0.3% | 0.30% | −0.00 |
| VTI VG Morningstar TS MKT ETF-US | Add +0.2% | 0.24% | −0.00 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Add +0.5% | 0.41% | −0.01 |
| SHYG iShares 0-5 YR HY Corp. Bond | Add +9.1% | 4.43% | −0.01 |
| JEPI JPMorgan Equity Premium Inco | Add +1.3% | 3.77% | −0.13 |
| IGIB iShares 5-10Y Inv Grade Corp. | Add +3.1% | 2.09% | −0.16 |
| TLT iShares 20+ Year Treasury BD | Add +9.5% | 4.14% | −0.21 |
| IEF iShares 7-10 Year Treasury B | Add +5.8% | 7.06% | −0.43 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 53 | $406.8M | AVUS, AVSC, AVUV, SPYM, AVEM |
| Q1 2026 | 53 | $349.8M | AVUS, AVUV, AVSC, SPYM, VGLT |
| Q4 2025 | 47 | $341.6M | AVUS, AVSC, AVUV, SPYM, SPMD |
| Q3 2025Amended | 45 | $319.5M | SPYM, SPMD, AVSC, AVUV, QQQJ |
| Q2 2025Amended | 38 | $284.1M | SPYM, VO, VBR, SPSM, IEF |
| Q1 2025Amended | 37 | $256.9M | SPYM, VO, VBR, SPSM, IEF |
| Q4 2024 | 37 | $185.5M | SPSM, VO, VBR, SPYM, QQQM |
| Q3 2024 | 40 | $228.4M | SPYM, QQQM, SPYV, VBR, VO |
| Q2 2024 | 40 | $212.5M | SPYM, QQQM, SPYV, VO, SPSM |
| Q1 2024 | 40 | $194.5M | SPYM, SPYV, VBR, QQQM, VO |