Retirement Financial Solutions, LLC
In its 13F for Q2 2026 (holdings as of June 30, 2026, filed July 30, 2026), Retirement Financial Solutions, LLC reported 53 stock positions worth $406.8 million. Its top holding was Avantis U.S. Equity ETF (AVUS) at 11.1% of the portfolio, followed by Avantis US Small Cap Equity (AVSC, 7.1%) and Avantis US Small Cap Value (AVUV, 6.9%). Compared with Q1 2026, it opened 4 new positions, sold out of 4, added to 40 and reduced 7. The biggest buy was Avantis Emerging Markets Eq (AVEM, shares +72%) and the biggest sale an exit from Abrdn Bloomberg All Commodit (BCI).
- Most Recent 13F
- Q2 2026
- Location
- KNOXVILLE, TN
- CIK
- 0001962532
- Portfolio Value
- $406.8M (Q2 2026)
- SEC Filing
- 0001962532-26-000006 ↗ filed Jul 30, 2026
Holdings Value
Holdings 53 stocks · $406.8M
| AVUS Avantis U.S. Equity ETF | 11.12% | 353,155 | $45.2M | Add +5.1% |
| AVSC Avantis US Small Cap Equity | 7.07% | 391,883 | $28.7M | Add +4.0% |
| AVUV Avantis US Small Cap Value | 6.87% | 223,968 | $27.9M | Add +4.4% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 6.11% | 282,726 | $24.8M | Add +2.7% |
| AVEM Avantis Emerging Markets Eq | 5.89% | 248,491 | $24.0M | Add +71.9% |
| QQQJ Invesco Nasdaq Next Gen 100 | 5.29% | 473,142 | $21.5M | Add +3.8% |
| VGLT Vanguard Long-Term Treasury | 4.98% | 367,012 | $20.3M | Add +15.3% |
| VWO Vanguard Ftse Emerging Marke | 4.62% | 314,873 | $18.8M | Add +4.9% |
| SCHD Schwab US DVD Equity ETF | 3.67% | 470,729 | $14.9M | Add +0.1% |
| EDV Vanguard Extended Dur Treas | 3.53% | 220,523 | $14.4M | Add +224.6% |
| GRNY Fundstr Gran SH US LRG Cap | 3.42% | 503,102 | $13.9M | Add +6.5% |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | 3.39% | 50,416 | $13.8M | Add +6.7% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 3.36% | 202,058 | $13.7M | Add +4.7% |
| DIA SS SPDR Dow Jones Indus Avg filed as STATE STR SPDR DOW JONES IND | 3.33% | 25,945 | $13.6M | Add +7.6% |
| RSP Invesco S&P 500 Equal Weight | 3.32% | 63,448 | $13.5M | Add +7.7% |
| VEU Vanguard Ftse All-World Ex-U | 3.18% | 154,686 | $13.0M | Add +7.8% |
| MOO Vaneck Agribusiness ETF | 2.86% | 146,946 | $11.6M | Add +6.9% |
| RSPA Invesco S&P 500 Ew Income Ad | 2.56% | 195,187 | $10.4M | Add +4.5% |
| QQQM Invesco Nasdaq 100 ETF | 2.04% | 27,380 | $8.3M | Add +4.0% |
| SPYG SS SPDR P S&P 500 Growth ETF | 1.78% | 60,801 | $7.2M | Add +5.9% |
| RWL Invesco S&P 500 Revenue ETF | 1.70% | 54,283 | $6.9M | Add +6.9% |
| SPYV SS SPDR P S&P 500 Value ETF | 1.65% | 110,181 | $6.7M | Add +7.4% |
| SCHP Schwab U.S. Tips ETF | 1.58% | 242,636 | $6.4M | Add +7.7% |
| VGSH Vanguard Short-Term Treasury | 1.34% | 93,359 | $5.4M | Add +2.3% |
| VOO Vanguard S&P 500 ETF | 0.56% | 3,294 | $2.3M | Add +3.0% |
| SDCI Uscf Summerhaven Dynamic ETF | 0.47% | 72,918 | $1.9M | New |
| IEF iShares 7-10 Year Treasury B | 0.37% | 15,818 | $1.5M | Reduce -87.4% |
| VNQ Vanguard Real Estate ETF | 0.36% | 15,263 | $1.5M | Reduce -7.8% |
| VXUS Vanguard Total Intl Stock | 0.34% | 16,196 | $1.4M | Add +0.4% |
| IAUM iShares Gold Trust Micro | 0.31% | 31,752 | $1.3M | Add +14.4% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.26% | 5,269 | $1.0M | Reduce -2.2% |
| BTC Grayscale Bitcoin Mini ETF | 0.24% | 37,115 | $963K | Add +4.1% |
| VONE Vanguard Russell 1000 | 0.21% | 2,493 | $845K | Add +0.2% |
| VCIT Vanguard Int-Term Corporate | 0.19% | 9,548 | $789K | Add +1.3% |
| DBMF Imgp Dbi MFT STR ETF-Usd Inc. | 0.19% | 25,096 | $768K | Reduce -0.1% |
| NVDA Nvidia Corp. | 0.19% | 3,764 | $753K | Add +14.8% |
| AMLP Alerian MLP ETF | 0.18% | 14,342 | $744K | Add +1.8% |
| ETH Grayscale Ethereum Staking M | 0.17% | 47,258 | $710K | Add +27.9% |
| VTI VG Morningstar TS MKT ETF-US | 0.17% | 1,864 | $690K | Add +0.3% |
| BPRE Bluerock Private Real Estate | 0.15% | 45,366 | $590K | Reduce -8.4% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.13% | 6,614 | $533K | Add +4.5% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.12% | 2,022 | $491K | Add +0.5% |
| SPSM SS SPDR P S&P 600 Small Cap | 0.10% | 6,984 | $403K | Add +0.3% |
| QQA Invesco QQQ Income Adv ETF | 0.10% | 6,788 | $391K | Reduce -6.7% |
| SIVR Abrdn Physical Silver Shares | 0.08% | 6,067 | $341K | Add +10.3% |
| TXN Texas Instruments Inc. | 0.08% | 1,043 | $311K | Add +0.5% |
| DFTX Definium Therapeutics Inc. | 0.07% | 6,000 | $282K | New |
| HEDJ Wisdomtree Europe Hedged Equ | 0.06% | 4,437 | $253K | Add +1.7% |
| TSLA Tesla Inc. | 0.06% | 582 | $245K | No change |
| AAPL Apple Inc. | 0.05% | 732 | $212K | New |
| JPM JPMorgan Chase & Co. | 0.05% | 641 | $210K | New |
| JEPI JPMorgan Equity Premium Inco | 0.05% | 3,638 | $205K | Reduce -3.7% |
| BOXX Alpha Architect 1-3 MNTH Box | 0.05% | 1,723 | $202K | No change |
Portfolio Sells Q1 2026 → Q2 2026
| BCI Abrdn Bloomberg All Commodit | Sold out | 0.00% | −3.12 |
| IEF iShares 7-10 Year Treasury B | Reduce -87.4% | 0.37% | −3.05 |
| BPRE Bluerock Private Real Estate | Reduce -8.4% | 0.15% | −0.09 |
| XOM Exxon Mobil Corp. | Sold out | 0.00% | −0.09 |
| IBM Intl Business Machines Corp. | Sold out | 0.00% | −0.09 |
| BP BP PLC-Spons ADR | Sold out | 0.00% | −0.06 |
| VNQ Vanguard Real Estate ETF | Reduce -7.8% | 0.36% | −0.06 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Reduce -2.2% | 0.26% | −0.03 |
| DBMF Imgp Dbi MFT STR ETF-Usd Inc. | Reduce -0.1% | 0.19% | −0.03 |
| JEPI JPMorgan Equity Premium Inco | Reduce -3.7% | 0.05% | −0.01 |
| QQA Invesco QQQ Income Adv ETF | Reduce -6.7% | 0.10% | −0.01 |
Portfolio Buys Q1 2026 → Q2 2026
| AVEM Avantis Emerging Markets Eq | Add +71.9% | 5.89% | +2.56 |
| EDV Vanguard Extended Dur Treas | Add +224.6% | 3.53% | +2.27 |
| QQQJ Invesco Nasdaq Next Gen 100 | Add +3.8% | 5.29% | +0.57 |
| SDCI Uscf Summerhaven Dynamic ETF | New | 0.47% | +0.47 |
| AVUS Avantis U.S. Equity ETF | Add +5.1% | 11.12% | +0.44 |
| AVSC Avantis US Small Cap Equity | Add +4.0% | 7.07% | +0.35 |
| QQQM Invesco Nasdaq 100 ETF | Add +4.0% | 2.04% | +0.25 |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | Add +6.7% | 3.39% | +0.20 |
| GRNY Fundstr Gran SH US LRG Cap | Add +6.5% | 3.42% | +0.20 |
| SPYG SS SPDR P S&P 500 Growth ETF | Add +5.9% | 1.78% | +0.17 |
| DIA SS SPDR Dow Jones Indus Avg | Add +7.6% | 3.33% | +0.14 |
| VEU Vanguard Ftse All-World Ex-U | Add +7.8% | 3.18% | +0.10 |
| AVUV Avantis US Small Cap Value | Add +4.4% | 6.87% | +0.09 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Add +4.7% | 3.36% | +0.09 |
| RSP Invesco S&P 500 Equal Weight | Add +7.7% | 3.32% | +0.09 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +2.7% | 6.11% | +0.08 |
| DFTX Definium Therapeutics Inc. | New | 0.07% | +0.07 |
| AAPL Apple Inc. | New | 0.05% | +0.05 |
| JPM JPMorgan Chase & Co. | New | 0.05% | +0.05 |
| RWL Invesco S&P 500 Revenue ETF | Add +6.9% | 1.70% | +0.04 |
| NVDA Nvidia Corp. | Add +14.8% | 0.19% | +0.02 |
| TXN Texas Instruments Inc. | Add +0.5% | 0.08% | +0.02 |
| VOO Vanguard S&P 500 ETF | Add +3.0% | 0.56% | +0.01 |
| SPSM SS SPDR P S&P 600 Small Cap | Add +0.3% | 0.10% | +0.00 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +4.5% | 0.13% | +0.00 |
| VTI VG Morningstar TS MKT ETF-US | Add +0.3% | 0.17% | −0.00 |
| VONE Vanguard Russell 1000 | Add +0.2% | 0.21% | −0.00 |
| HEDJ Wisdomtree Europe Hedged Equ | Add +1.7% | 0.06% | −0.00 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +0.5% | 0.12% | −0.00 |
| SPYV SS SPDR P S&P 500 Value ETF | Add +7.4% | 1.65% | −0.01 |
| VXUS Vanguard Total Intl Stock | Add +0.4% | 0.34% | −0.02 |
| VWO Vanguard Ftse Emerging Marke | Add +4.9% | 4.62% | −0.02 |
| SIVR Abrdn Physical Silver Shares | Add +10.3% | 0.08% | −0.03 |
| VCIT Vanguard Int-Term Corporate | Add +1.3% | 0.19% | −0.03 |
| AMLP Alerian MLP ETF | Add +1.8% | 0.18% | −0.03 |
| ETH Grayscale Ethereum Staking M | Add +27.9% | 0.17% | −0.04 |
| IAUM iShares Gold Trust Micro | Add +14.4% | 0.31% | −0.06 |
| VGLT Vanguard Long-Term Treasury | Add +15.3% | 4.98% | −0.06 |
| BTC Grayscale Bitcoin Mini ETF | Add +4.1% | 0.24% | −0.07 |
| RSPA Invesco S&P 500 Ew Income Ad | Add +4.5% | 2.56% | −0.11 |
| SCHP Schwab U.S. Tips ETF | Add +7.7% | 1.58% | −0.13 |
| VGSH Vanguard Short-Term Treasury | Add +2.3% | 1.34% | −0.19 |
| SCHD Schwab US DVD Equity ETF | Add +0.1% | 3.67% | −0.46 |
| MOO Vaneck Agribusiness ETF | Add +6.9% | 2.86% | −0.46 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 53 | $406.8M | AVUS, AVSC, AVUV, SPYM, AVEM |
| Q1 2026 | 53 | $349.8M | AVUS, AVUV, AVSC, SPYM, VGLT |
| Q4 2025 | 47 | $341.6M | AVUS, AVSC, AVUV, SPYM, SPMD |
| Q3 2025Amended | 45 | $319.5M | SPYM, SPMD, AVSC, AVUV, QQQJ |
| Q2 2025Amended | 38 | $284.1M | SPYM, VO, VBR, SPSM, IEF |
| Q1 2025Amended | 37 | $256.9M | SPYM, VO, VBR, SPSM, IEF |
| Q4 2024 | 37 | $185.5M | SPSM, VO, VBR, SPYM, QQQM |
| Q3 2024 | 40 | $228.4M | SPYM, QQQM, SPYV, VBR, VO |
| Q2 2024 | 40 | $212.5M | SPYM, QQQM, SPYV, VO, SPSM |
| Q1 2024 | 40 | $194.5M | SPYM, SPYV, VBR, QQQM, VO |