Retirement Financial Solutions, LLC
In its 13F for Q2 2024 (holdings as of June 30, 2024, filed August 5, 2024), Retirement Financial Solutions, LLC reported 40 stock positions worth $212.5 million. Its top holding was Ste STR SPDR PT S&P 500 ETF (SPYM) at 9.1% of the portfolio, followed by Invesco Nasdaq 100 ETF (QQQM, 9.1%) and SS SPDR P S&P 500 Value ETF (SPYV, 8.4%). Compared with Q1 2024, it opened 2 new positions, sold out of 2, added to 25 and reduced 7. The biggest buy was Invesco Nasdaq 100 ETF (QQQM, shares +11%) and the biggest sale iShares 1-3 Year Treasury Bo (SHY, shares −2%).
- Most Recent 13F
- Q2 2026
- Location
- KNOXVILLE, TN
- CIK
- 0001962532
- Portfolio Value
- $212.5M (Q2 2024)
- SEC Filing
- 0001962532-24-000003 ↗ filed Aug 5, 2024
Holdings Value
Holdings 40 stocks · $212.5M
| SPYM Ste STR SPDR PT S&P 500 ETF | 9.13% | 302,974 | $19.4M | Add +2.9% |
| QQQM Invesco Nasdaq 100 ETF | 9.11% | 98,238 | $19.4M | Add +11.1% |
| SPYV SS SPDR P S&P 500 Value ETF | 8.43% | 367,708 | $17.9M | Add +12.7% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 8.30% | 72,848 | $17.6M | Add +13.0% |
| SPSM SS SPDR P S&P 600 Small Cap | 8.27% | 423,063 | $17.6M | Add +13.9% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 8.24% | 95,941 | $17.5M | Add +13.0% |
| IEF iShares 7-10 Year Treasury B | 6.79% | 153,956 | $14.4M | Add +6.2% |
| SPYG SS SPDR P S&P 500 Growth ETF | 6.41% | 169,876 | $13.6M | Add +9.2% |
| EEM iShares MSCI Emerging Market | 5.08% | 253,433 | $10.8M | Add +12.8% |
| SHYG iShares 0-5 YR HY Corp. Bond | 4.33% | 218,276 | $9.2M | Add +7.7% |
| TLT iShares 20+ Year Treasury BD | 3.99% | 92,406 | $8.5M | Add +8.6% |
| JEPI JPMorgan Equity Premium Inco | 3.73% | 139,828 | $7.9M | Add +10.2% |
| SPHD Invesco S&P 500 High Dividen | 2.97% | 142,249 | $6.3M | Add +6.0% |
| HEDJ Wisdomtree Europe Hedged Equ | 2.77% | 130,253 | $5.9M | Add +12.3% |
| SHY iShares 1-3 Year Treasury Bo | 2.06% | 53,732 | $4.4M | Reduce -2.4% |
| IGIB iShares 5-10Y Inv Grade Corp. | 1.98% | 82,184 | $4.2M | Add +4.5% |
| SAIC Science Applications Inte | 0.86% | 15,635 | $1.8M | No change |
| VOO Vanguard S&P 500 ETF | 0.76% | 3,211 | $1.6M | Reduce -0.2% |
| VNQ Vanguard Real Estate ETF | 0.66% | 16,833 | $1.4M | Add +19.7% |
| UUP Invesco DB US Dollar Index B | 0.57% | 41,762 | $1.2M | Add +7.5% |
| GLD SPDR Gold Shares | 0.56% | 5,561 | $1.2M | Add +1.4% |
| AAPL Apple Inc. | 0.55% | 5,552 | $1.2M | Add +2.6% |
| VXUS Vanguard Total Intl Stock | 0.44% | 15,625 | $942K | Reduce -1.6% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.36% | 5,154 | $775K | No change |
| AMLP Alerian MLP ETF | 0.35% | 15,509 | $744K | Add +17.4% |
| DBMF Imgp Dbi MFT STR ETF-Usd Inc. | 0.35% | 24,472 | $736K | Add +16.4% |
| QYLD Global X Nasd 100 Cov Call | 0.33% | 39,786 | $703K | Add +19.6% |
| SRLN SS Blackstone Sr Loan ETF | 0.33% | 16,527 | $691K | Add +20.5% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.29% | 1,522 | $619K | No change |
| VONE Vanguard Russell 1000 | 0.28% | 2,428 | $597K | No change |
| KO The Coca-Cola Co. | 0.24% | 8,013 | $510K | Reduce -0.5% |
| VTI VG Morningstar TS MKT ETF-US | 0.23% | 1,813 | $485K | No change |
| MSFT Microsoft Corp. | 0.22% | 1,053 | $471K | Add +6.0% |
| NVDA Nvidia Corp. | 0.20% | 3,380 | $418K | New |
| XOM Exxon Mobil Corp. | 0.19% | 3,569 | $411K | Add +0.8% |
| ETN Eaton Corp. PLC | 0.16% | 1,096 | $344K | Reduce -16.0% |
| FBRT Franklin BSP Realty Trust Inc. | 0.15% | 24,863 | $313K | Reduce -11.2% |
| SYY Sysco Corp. | 0.14% | 4,072 | $291K | No change |
| PECO Phillips Edison & Company Inc. | 0.09% | 6,127 | $200K | New |
| PKST Peakstone Realty Trust | 0.08% | 15,558 | $165K | Reduce -30.6% |
Portfolio Sells Q1 2024 → Q2 2024
| SHY iShares 1-3 Year Treasury Bo | Reduce -2.4% | 2.06% | −0.25 |
| CVS CVS Health Corp. | Sold out | 0.00% | −0.13 |
| FSK FS KKR Capital Corp. | Sold out | 0.00% | −0.11 |
| PKST Peakstone Realty Trust | Reduce -30.6% | 0.08% | −0.11 |
| VXUS Vanguard Total Intl Stock | Reduce -1.6% | 0.44% | −0.05 |
| ETN Eaton Corp. PLC | Reduce -16.0% | 0.16% | −0.05 |
| FBRT Franklin BSP Realty Trust Inc. | Reduce -11.2% | 0.15% | −0.04 |
| VOO Vanguard S&P 500 ETF | Reduce -0.2% | 0.76% | −0.04 |
| KO The Coca-Cola Co. | Reduce -0.5% | 0.24% | −0.01 |
Portfolio Buys Q1 2024 → Q2 2024
| QQQM Invesco Nasdaq 100 ETF | Add +11.1% | 9.11% | +0.81 |
| SPYG SS SPDR P S&P 500 Growth ETF | Add +9.2% | 6.41% | +0.56 |
| EEM iShares MSCI Emerging Market | Add +12.8% | 5.08% | +0.34 |
| NVDA Nvidia Corp. | New | 0.20% | +0.20 |
| PECO Phillips Edison & Company Inc. | New | 0.09% | +0.09 |
| AAPL Apple Inc. | Add +2.6% | 0.55% | +0.07 |
| SPSM SS SPDR P S&P 600 Small Cap | Add +13.9% | 8.27% | +0.05 |
| VNQ Vanguard Real Estate ETF | Add +19.7% | 0.66% | +0.04 |
| DBMF Imgp Dbi MFT STR ETF-Usd Inc. | Add +16.4% | 0.35% | +0.04 |
| SPYV SS SPDR P S&P 500 Value ETF | Add +12.7% | 8.43% | +0.03 |
| SRLN SS Blackstone Sr Loan ETF | Add +20.5% | 0.33% | +0.03 |
| AMLP Alerian MLP ETF | Add +17.4% | 0.35% | +0.03 |
| QYLD Global X Nasd 100 Cov Call | Add +19.6% | 0.33% | +0.02 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +13.0% | 8.30% | +0.02 |
| MSFT Microsoft Corp. | Add +6.0% | 0.22% | +0.01 |
| UUP Invesco DB US Dollar Index B | Add +7.5% | 0.57% | +0.01 |
| GLD SPDR Gold Shares | Add +1.4% | 0.56% | −0.02 |
| XOM Exxon Mobil Corp. | Add +0.8% | 0.19% | −0.02 |
| JEPI JPMorgan Equity Premium Inco | Add +10.2% | 3.73% | −0.04 |
| SPHD Invesco S&P 500 High Dividen | Add +6.0% | 2.97% | −0.09 |
| SHYG iShares 0-5 YR HY Corp. Bond | Add +7.7% | 4.33% | −0.10 |
| IGIB iShares 5-10Y Inv Grade Corp. | Add +4.5% | 1.98% | −0.10 |
| HEDJ Wisdomtree Europe Hedged Equ | Add +12.3% | 2.77% | −0.11 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +13.0% | 8.24% | −0.13 |
| TLT iShares 20+ Year Treasury BD | Add +8.6% | 3.99% | −0.15 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +2.9% | 9.13% | −0.18 |
| IEF iShares 7-10 Year Treasury B | Add +6.2% | 6.79% | −0.27 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 53 | $406.8M | AVUS, AVSC, AVUV, SPYM, AVEM |
| Q1 2026 | 53 | $349.8M | AVUS, AVUV, AVSC, SPYM, VGLT |
| Q4 2025 | 47 | $341.6M | AVUS, AVSC, AVUV, SPYM, SPMD |
| Q3 2025Amended | 45 | $319.5M | SPYM, SPMD, AVSC, AVUV, QQQJ |
| Q2 2025Amended | 38 | $284.1M | SPYM, VO, VBR, SPSM, IEF |
| Q1 2025Amended | 37 | $256.9M | SPYM, VO, VBR, SPSM, IEF |
| Q4 2024 | 37 | $185.5M | SPSM, VO, VBR, SPYM, QQQM |
| Q3 2024 | 40 | $228.4M | SPYM, QQQM, SPYV, VBR, VO |
| Q2 2024 | 40 | $212.5M | SPYM, QQQM, SPYV, VO, SPSM |
| Q1 2024 | 40 | $194.5M | SPYM, SPYV, VBR, QQQM, VO |