RKL Wealth Management LLC

In its 13F for Q1 2024 (holdings as of March 31, 2024, filed May 8, 2024), RKL Wealth Management LLC reported 158 stock positions worth $1.0 billion. Its top holding was iShares Core S&P 500 ETF (IVV) at 18.4% of the portfolio, followed by Schwab US Large-Cap ETF (SCHX, 10.1%) and iShares Core MSCI Eafe ETF (IEFA, 7.8%). Compared with Q4 2023, it opened 9 new positions, sold out of 4, added to 72 and reduced 59. The biggest buy was iShares Core S&P 500 ETF (IVV, shares +7%) and the biggest sale iShares Core MSCI Eafe ETF (IEFA, shares −4%).

Most Recent 13F
Q2 2026
Location
LANCASTER, PA
CIK
0001604723
Portfolio Value
$1.0B (Q1 2024)
SEC Filing
0001085146-24-002314 ↗ filed May 8, 2024

Holdings Value

0$500.0M$1.0B$1.5B Q1 2024: $1.0B $1.0B Q1 2024 Q2 2024: $1.0B Q2 2024 Q3 2024: $1.1B Q3 2024 Q4 2024: $1.1B Q4 2024 Q1 2025: $1.1B Q1 2025 Q2 2025: $1.1B Q2 2025 Q3 2025: $1.2B Q3 2025 Q4 2025: $1.2B Q4 2025 Q1 2026: $1.1B Q1 2026 Q2 2026: $1.3B Q2 2026

Holdings 158 stocks · $1.0B
IVV iShares Core S&P 500 ETF 18.41% 353,496 $185.8M Add +7.3%
SCHX Schwab US Large-Cap ETF 10.06% 1,635,832 $101.5M Add +1.1%
IEFA iShares Core MSCI Eafe ETF 7.83% 1,064,093 $79.0M Reduce -3.7%
IJH iShares Core S&P Midcap ETF 6.28% 1,042,842 $63.3M Add +8.5%
SCHM Schwab US Mid Cap ETF 4.76% 590,402 $48.1M Add +0.5%
IJR iShares Core S&P Small-Cap E 3.84% 350,616 $38.8M Add +6.4%
SCHA Schwab US Small-Cap ETF 2.91% 596,218 $29.4M Add +0.1%
MSFT Microsoft Corp. 2.40% 57,608 $24.2M Reduce -1.0%
SCHG Schwab US Large-Cap Growth 2.02% 220,355 $20.4M Add +6.5%
MBB iShares MBS ETF 1.99% 216,882 $20.0M Add +3.1%
AAPL Apple Inc. 1.96% 115,111 $19.7M Add +2.1%
VCIT Vanguard Int-Term Corporate 1.74% 218,736 $17.6M Reduce -7.0%
SCHF Schwab Intl Equity ETF 1.71% 443,414 $17.3M Reduce -3.3%
VMBS Vanguard Mortgage-Backed Sec 1.46% 323,670 $14.8M Reduce -3.7%
GOOGL Alphabet Inc. Class A 1.42% 95,275 $14.4M Add +0.2%
NVDA Nvidia Corp. 1.37% 15,274 $13.8M Reduce -1.7%
AMZN Amazon.com Inc. 1.36% 75,910 $13.7M Reduce -0.2%
IEMG iShares Core MSCI Emerging 1.28% 249,409 $12.9M Add +1.1%
COST Costco Wholesale Corp. 1.23% 16,981 $12.4M Reduce -0.6%
IEI iShares 3-7 Year Treasury Bo 1.11% 97,082 $11.2M Reduce -0.8%
NVO Novo-Nordisk A/S-Spons ADR 1.11% 86,955 $11.2M Add +16.4%
VGIT Vanguard Intermediate-Term T 1.07% 184,485 $10.8M Reduce -5.0%
MA Mastercard Inc. Class A 0.99% 20,756 $10.0M Reduce -2.1%
IVW iShares S&P 500 Growth ETF 0.98% 117,526 $9.9M Reduce -1.1%
AGZ iShares Agency Bond ETF 0.93% 86,399 $9.3M Reduce -7.1%
TMO Thermo Fisher Scientific Inc. 0.92% 15,989 $9.3M Reduce -1.5%
SCHE Schwab Emrg Mrkts Eqty ETF 0.88% 351,685 $8.9M Reduce -5.3%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.84% 33,932 $8.5M Add +0.3%
QLTA iShares Aaa - A Rated Corpor 0.71% 151,936 $7.2M Add +3.1%
SCHV Schwab US Large-Cap Value 0.63% 83,723 $6.4M Reduce -2.4%
IVE iShares S&P 500 Value ETF 0.61% 33,054 $6.2M Reduce -15.3%
URI United Rentals Inc. 0.52% 7,321 $5.3M Add +1.2%
UNP Union Pacific Corp. 0.51% 20,794 $5.1M Reduce -1.5%
SCHB Schwab US Broad Market ETF 0.46% 76,741 $4.7M Reduce -1.7%
SPY SS SPDR S&P 500 ETF Trust-US 0.44% 8,520 $4.5M Reduce -0.2%
ROP Roper Technologies Inc. 0.43% 7,657 $4.3M Add +0.5%
AGG iShares Core U.S. Aggregate 0.41% 42,134 $4.1M Reduce -8.9%
VOO Vanguard S&P 500 ETF 0.40% 8,362 $4.0M Add +2.9%
JPM JPMorgan Chase & Co. 0.39% 19,770 $4.0M Reduce -0.2%
JNJ Johnson & Johnson 0.37% 23,341 $3.7M Reduce -2.3%
CVX Chevron Corp. 0.36% 23,317 $3.7M Reduce -0.8%
BRK.B Berkshire Hathaway Inc. Class B 0.36% 8,710 $3.7M Reduce -14.0%
BX Blackstone Inc. 0.35% 26,880 $3.5M Add +5.3%
SCHR Schwab Intermediate-Term US 0.35% 71,533 $3.5M Add +1.1%
SCHZ Schwab US Aggregate Bond ETF 0.31% 67,802 $3.1M Add +1.9%
META Meta Platforms Inc. Class A 0.30% 6,250 $3.0M Add +6.8%
TT Trane Technologies PLC 0.29% 9,915 $3.0M Reduce -1.4%
MCD McDonald's Corp. 0.29% 10,513 $3.0M Add +1.8%
PG The Procter & Gamble Co. 0.28% 17,662 $2.9M Reduce -1.1%
IWM iShares Russell 2000 ETF 0.27% 13,171 $2.8M Reduce -0.7%
ICE Intercontinental Exchange Inc. 0.25% 18,203 $2.5M Add +4.6%
LHX L3HARRIS Technologies Inc. 0.25% 11,723 $2.5M Add +2.2%
LLY Eli Lilly & Co. 0.25% 3,198 $2.5M Add +6.5%
MU Micron Technology Inc. 0.25% 21,012 $2.5M Add +5.2%
ADP Automatic Data Processing 0.22% 8,933 $2.2M Reduce -0.4%
PEP Pepsico Inc. 0.21% 12,359 $2.2M Add +1.3%
EOG EOG Resources Inc. 0.21% 16,472 $2.1M Add +6.3%
XOM Exxon Mobil Corp. 0.20% 17,791 $2.1M Add +0.3%
HD Home Depot Inc. 0.20% 5,303 $2.0M Add +0.7%
GD General Dynamics Corp. 0.20% 7,068 $2.0M Add +2.4%
NKE Nike Inc. Class B 0.19% 20,204 $1.9M Add +0.2%
ITW Illinois Tool Works 0.18% 6,917 $1.9M Add +1.6%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.18% 9,457 $1.8M Reduce -2.2%
DHI D.R. Horton Inc. 0.17% 10,598 $1.7M Add +8.0%
WMT Walmart Inc. 0.16% 26,792 $1.6M Add +6.4%
AMT American Tower Corp. 0.15% 7,663 $1.5M Add +9.6%
TFC Truist Financial Corp. 0.15% 38,012 $1.5M Add +2.2%
TSLA Tesla Inc. 0.14% 8,285 $1.5M Add +18.5%
HSY The Hershey Co. 0.14% 7,274 $1.4M Reduce -0.8%
MRK Merck & Co. Inc. 0.14% 10,480 $1.4M Add +1.8%
ABBV Abbvie Inc. 0.13% 7,309 $1.3M Add +1.8%
EMN Eastman Chemical Co. 0.13% 13,046 $1.3M Add +3.0%
IWR iShares Russell Mid-Cap ETF 0.12% 14,760 $1.2M Reduce -7.5%
USXF iShares ESG Advance MSCI USA 0.12% 26,573 $1.2M Reduce -7.3%
MKL Markel Group Inc. 0.12% 778 $1.2M No change
USB US Bancorp 0.12% 26,047 $1.2M Add +6.0%
UNH Unitedhealth Group Inc. 0.11% 2,290 $1.1M Add +10.0%
MPB Mid Penn Bancorp Inc. 0.11% 55,230 $1.1M No change
IJK iShares S&P Mid-Cap 400 Grow 0.11% 11,972 $1.1M Add +0.1%
VUG Vanguard Mrngstar GR ETF-Sui 0.10% 3,056 $1.1M Add +2.5%
DHR Danaher Corp. 0.10% 4,074 $1.0M Reduce -34.7%
CWI State Street SPDR MSCI Acwi 0.10% 35,024 $995K Reduce -13.8%
MAA Mid-America Apartment Comm 0.10% 7,313 $962K Reduce -14.1%
LMT Lockheed Martin Corp. 0.10% 2,110 $960K Reduce -2.1%
WHR Whirlpool Corp. 0.09% 7,304 $874K Add +8.0%
FULT Fulton Financial Corp. 0.09% 54,854 $872K Add +0.4%
VXUS Vanguard Total Intl Stock 0.08% 13,546 $817K Reduce -3.6%
GOOG Alphabet Inc. Class C 0.07% 4,696 $715K No change
VEA Vanguard Ftse Developed ETF 0.07% 14,198 $712K Reduce -2.2%
MTB M & T Bank Corp. filed as M & T BK CORP 0.07% 4,518 $657K Reduce -0.1%
VBK Van Morst SML-Cap Gro-Usd Inc. 0.06% 2,195 $572K Reduce -0.3%
CAT Caterpillar Inc. 0.06% 1,561 $572K Add +7.3%
EFA iShares MSCI Eafe ETF 0.06% 7,091 $566K No change
PNC PNC Financial Services Group 0.06% 3,478 $562K Add +0.3%
HSIC Henry Schein Inc. 0.05% 7,247 $547K Reduce -12.8%
IWV iShares Russell 3000 ETF 0.05% 1,780 $534K Add +0.2%
V Visa Inc. Class A 0.05% 1,910 $533K Reduce -1.9%
DE Deere & Co. 0.05% 1,294 $532K Add +2.9%
LOW Lowe's Cos Inc. 0.05% 2,013 $513K Add +0.1%
T AT&T Inc. 0.05% 27,889 $491K Add +0.2%
ESGU iShares ESG Aware MSCI USA 0.05% 4,114 $473K Reduce -4.5%
F Ford Motor Co. filed as FORD MTR CO DEL 0.05% 35,286 $469K Reduce -0.2%
ABT Abbott Laboratories 0.04% 3,996 $454K Reduce -1.0%
PFE Pfizer Inc. 0.04% 16,304 $452K Reduce -2.6%
MAR Marriott International Class A 0.04% 1,778 $449K Add +11.9%
VTWO Vanguard Russell 2000 ETF 0.04% 5,259 $447K Add +0.2%
FLXS Flexsteel Inds 0.04% 11,112 $414K No change
AVGO Broadcom Inc. 0.04% 310 $411K No change
BMY Bristol-Myers Squibb Co. 0.04% 7,269 $394K Reduce -82.5%
NLY Annaly Capital Management Inc. 0.04% 20,000 $394K No change
IWD iShares Russell 1000 Value E 0.04% 2,187 $392K Add +0.1%
SCHD Schwab US DVD Equity ETF 0.04% 4,596 $371K Reduce -7.5%
HEI Heico Corp. 0.04% 1,927 $368K Add +0.1%
VTI VG Morningstar TS MKT ETF-US 0.04% 1,414 $367K Add +6.3%
ACNB Acnb Corp. 0.04% 9,695 $365K No change
DELL Dell Technologies -C 0.03% 3,025 $345K No change
DOW Dow Inc. 0.03% 5,867 $340K Reduce -0.6%
SFL SFL Corp. Ltd. 0.03% 25,000 $330K No change
PPL PPL Corp. 0.03% 11,234 $309K Add +10.0%
HON Honeywell International Inc. 0.03% 1,493 $306K Add +0.5%
GSK GSK PLC-Spon ADR 0.03% 7,120 $305K Add +0.2%
VZ Verizon Communications Inc. 0.03% 7,120 $299K Add +0.4%
NOW ServiceNow Inc. 0.03% 387 $295K Add +1.6%
DFAS Dimensional US Small Cap ETF 0.03% 4,645 $290K No change
CSCO Cisco Systems Inc. 0.03% 5,634 $281K Reduce -3.4%
HEI.A Heico Corp. Class A 0.03% 1,784 $275K Add +0.1%
ORRF Orrstown Finl Services Inc. 0.03% 9,931 $266K Reduce -0.3%
KO The Coca-Cola Co. 0.03% 4,342 $266K Reduce -13.4%
DFUV Dimensional US Marketwide Va 0.03% 6,288 $257K No change
VTEB Vanguard Tax-Exempt Bond ETF 0.03% 5,073 $257K Add +0.4%
AMGN Amgen Inc. 0.03% 895 $255K Reduce -1.1%
ORCL Oracle Corp. 0.03% 2,022 $254K Add +0.1%
ADBE Adobe Inc. 0.03% 502 $253K Reduce -6.2%
VWO Vanguard Ftse Emerging Marke 0.02% 5,988 $250K Add +2.5%
AMAT Applied Materials Inc. 0.02% 1,195 $246K New
GLPI Gaming and Leisure Propertie 0.02% 5,343 $246K No change
XLK SS Technology Select Sector 0.02% 1,161 $242K New
VEEV Veeva Systems Inc. Class A 0.02% 1,042 $241K No change
FRAF Franklin Financial Services 0.02% 9,068 $238K Add +0.4%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.02% 6,247 $237K New
CHIMERA INVT CORP 0.02% 51,000 $235K No change
ITOT iShares Core S&P Total U.S. 0.02% 2,031 $234K New
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.02% 985 $232K Add +0.1%
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.02% 2,247 $228K Add +1.4%
FNB FNB Corp. 0.02% 16,075 $227K No change
ODFL Old Dominion Freight Line 0.02% 1,032 $226K Add +1.4%
BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP 0.02% 3,874 $223K No change
MPC Marathon Petroleum Corp. 0.02% 1,094 $221K New
QCOM Qualcomm Inc. 0.02% 1,302 $220K New
CMCSA Comcast Corp. Class A 0.02% 5,050 $219K Reduce -10.9%
VLO Valero Energy Corp. 0.02% 1,233 $210K New
MUB iShares National Muni Bond E 0.02% 1,932 $208K Reduce -6.6%
DMXF iShares ESG Advanc MSCI Eafe 0.02% 3,050 $208K Reduce -3.9%
VYM Vanguard High DVD Yield ETF 0.02% 1,711 $207K Reduce -43.8%
WFC Wells Fargo & Co. 0.02% 3,543 $205K New
VB Vanguard Most SM-Cap ETF-Usd 0.02% 897 $205K New
PNNT Pennantpark Investment Corp. 0.02% 25,000 $172K No change
SIRI Sirius XM Holdings Inc. 0.02% 43,811 $170K Add +0.1%

Portfolio Sells Q4 2023 → Q1 2024
IEFA iShares Core MSCI Eafe ETF Reduce -3.7% 7.83% −0.58
VCIT Vanguard Int-Term Corporate Reduce -7.0% 1.74% −0.32
VMBS Vanguard Mortgage-Backed Sec Reduce -3.7% 1.46% −0.22
BMY Bristol-Myers Squibb Co. Reduce -82.5% 0.04% −0.19
VGIT Vanguard Intermediate-Term T Reduce -5.0% 1.07% −0.18
AGZ iShares Agency Bond ETF Reduce -7.1% 0.93% −0.17
IEI iShares 3-7 Year Treasury Bo Reduce -0.8% 1.11% −0.13
IVE iShares S&P 500 Value ETF Reduce -15.3% 0.61% −0.12
SCHF Schwab Intl Equity ETF Reduce -3.3% 1.71% −0.12
SCHE Schwab Emrg Mrkts Eqty ETF Reduce -5.3% 0.88% −0.12
AGG iShares Core U.S. Aggregate Reduce -8.9% 0.41% −0.09
DHR Danaher Corp. Reduce -34.7% 0.10% −0.06
UNP Union Pacific Corp. Reduce -1.5% 0.51% −0.05
JNJ Johnson & Johnson Reduce -2.3% 0.37% −0.04
LULU Lululemon Athletica Inc. Sold out 0.00% −0.03
MAA Mid-America Apartment Comm Reduce -14.1% 0.10% −0.03
BRK.B Berkshire Hathaway Inc. Class B Reduce -14.0% 0.36% −0.03
CRM Salesforce Inc. Sold out 0.00% −0.02
INTC Intel Corp. Sold out 0.00% −0.02
CCK Crown Holdings Inc. Sold out 0.00% −0.02
CWI State Street SPDR MSCI Acwi Reduce -13.8% 0.10% −0.02
SCHV Schwab US Large-Cap Value Reduce -2.4% 0.63% −0.02
VYM Vanguard High DVD Yield ETF Reduce -43.8% 0.02% −0.02
CVX Chevron Corp. Reduce -0.8% 0.36% −0.01
HSIC Henry Schein Inc. Reduce -12.8% 0.05% −0.01
IWM iShares Russell 2000 ETF Reduce -0.7% 0.27% −0.01
TMO Thermo Fisher Scientific Inc. Reduce -1.5% 0.92% −0.01
IWR iShares Russell Mid-Cap ETF Reduce -7.5% 0.12% −0.01
LMT Lockheed Martin Corp. Reduce -2.1% 0.10% −0.01
ADBE Adobe Inc. Reduce -6.2% 0.03% −0.01
HSY The Hershey Co. Reduce -0.8% 0.14% −0.01
PFE Pfizer Inc. Reduce -2.6% 0.04% −0.01
VXUS Vanguard Total Intl Stock Reduce -3.6% 0.08% −0.01
SCHB Schwab US Broad Market ETF Reduce -1.7% 0.46% −0.01
KO The Coca-Cola Co. Reduce -13.4% 0.03% −0.01
ORRF Orrstown Finl Services Inc. Reduce -0.3% 0.03% −0.01
CMCSA Comcast Corp. Class A Reduce -10.9% 0.02% −0.01
ADP Automatic Data Processing Reduce -0.4% 0.22% −0.00
VEA Vanguard Ftse Developed ETF Reduce -2.2% 0.07% −0.00
USXF iShares ESG Advance MSCI USA Reduce -7.3% 0.12% −0.00
SCHD Schwab US DVD Equity ETF Reduce -7.5% 0.04% −0.00
CSCO Cisco Systems Inc. Reduce -3.4% 0.03% −0.00
MUB iShares National Muni Bond E Reduce -6.6% 0.02% −0.00
ABT Abbott Laboratories Reduce -1.0% 0.04% −0.00
AMGN Amgen Inc. Reduce -1.1% 0.03% −0.00
ESGU iShares ESG Aware MSCI USA Reduce -4.5% 0.05% −0.00
V Visa Inc. Class A Reduce -1.9% 0.05% −0.00
MTB M & T Bank Corp. Reduce -0.1% 0.07% −0.00
DOW Dow Inc. Reduce -0.6% 0.03% −0.00
DMXF iShares ESG Advanc MSCI Eafe Reduce -3.9% 0.02% −0.00

Portfolio Buys Q4 2023 → Q1 2024
IVV iShares Core S&P 500 ETF Add +7.3% 18.41% +1.41
IJH iShares Core S&P Midcap ETF Add +8.5% 6.28% +0.52
NVO Novo-Nordisk A/S-Spons ADR Add +16.4% 1.11% +0.27
SCHX Schwab US Large-Cap ETF Add +1.1% 10.06% +0.19
SCHG Schwab US Large-Cap Growth Add +6.5% 2.02% +0.17
META Meta Platforms Inc. Class A Add +6.8% 0.30% +0.08
URI United Rentals Inc. Add +1.2% 0.52% +0.07
MU Micron Technology Inc. Add +5.2% 0.25% +0.06
LLY Eli Lilly & Co. Add +6.5% 0.25% +0.06
AMAT Applied Materials Inc. New 0.02% +0.02
XLK SS Technology Select Sector New 0.02% +0.02
BAC Bank of America Corp. New 0.02% +0.02
ITOT iShares Core S&P Total U.S. New 0.02% +0.02
MPC Marathon Petroleum Corp. New 0.02% +0.02
QCOM Qualcomm Inc. New 0.02% +0.02
VLO Valero Energy Corp. New 0.02% +0.02
VB Vanguard Most SM-Cap ETF-Usd New 0.02% +0.02
WFC Wells Fargo & Co. New 0.02% +0.02
WMT Walmart Inc. Add +6.4% 0.16% +0.02
MRK Merck & Co. Inc. Add +1.8% 0.14% +0.02
VOO Vanguard S&P 500 ETF Add +2.9% 0.40% +0.01
XOM Exxon Mobil Corp. Add +0.3% 0.20% +0.01
ABBV Abbvie Inc. Add +1.8% 0.13% +0.01
DHI D.R. Horton Inc. Add +8.0% 0.17% +0.01
CAT Caterpillar Inc. Add +7.3% 0.06% +0.01
EMN Eastman Chemical Co. Add +3.0% 0.13% +0.01
ICE Intercontinental Exchange Inc. Add +4.6% 0.25% +0.01
EOG EOG Resources Inc. Add +6.3% 0.21% +0.01
IJK iShares S&P Mid-Cap 400 Grow Add +0.1% 0.11% +0.01
MAR Marriott International Class A Add +11.9% 0.04% +0.01
HD Home Depot Inc. Add +0.7% 0.20% +0.00
GD General Dynamics Corp. Add +2.4% 0.20% +0.00
VUG Vanguard Mrngstar GR ETF-Sui Add +2.5% 0.10% +0.00
LOW Lowe's Cos Inc. Add +0.1% 0.05% +0.00
VTI VG Morningstar TS MKT ETF-US Add +6.3% 0.04% +0.00
ORCL Oracle Corp. Add +0.1% 0.03% +0.00
GSK GSK PLC-Spon ADR Add +0.2% 0.03% +0.00
PPL PPL Corp. Add +10.0% 0.03% +0.00
VZ Verizon Communications Inc. Add +0.4% 0.03% +0.00
IWV iShares Russell 3000 ETF Add +0.2% 0.05% +0.00
USB US Bancorp Add +6.0% 0.12% +0.00
ODFL Old Dominion Freight Line Add +1.4% 0.02% +0.00
NOW ServiceNow Inc. Add +1.6% 0.03% +0.00
TJX TJX Companies Inc. Add +1.4% 0.02% +0.00
HEI.A Heico Corp. Class A Add +0.1% 0.03% −0.00
IWD iShares Russell 1000 Value E Add +0.1% 0.04% −0.00
VOT Vngrd Mrngstr MC GRW ETF-Usd Add +0.1% 0.02% −0.00
HEI Heico Corp. Add +0.1% 0.04% −0.00
VWO Vanguard Ftse Emerging Marke Add +2.5% 0.02% −0.00
DE Deere & Co. Add +2.9% 0.05% −0.00

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 189$1.3BIVV, IEFA, IJH, IJR, SCHX
Q1 2026 179$1.1BIVV, IEFA, IJH, SCHX, IJR
Q4 2025 183$1.2BIVV, IEFA, IJH, SCHX, IJR
Q3 2025 178$1.2BIVV, IEFA, IJH, SCHX, IJR
Q2 2025 176$1.1BIVV, IEFA, IJH, SCHX, IJR
Q1 2025 169$1.1BIVV, IEFA, IJH, SCHX, IJR
Q4 2024 172$1.1BIVV, SCHX, IEFA, IJH, IJR
Q3 2024 161$1.1BIVV, SCHX, IEFA, IJH, SCHM
Q2 2024 145$1.0BIVV, SCHX, IEFA, IJH, SCHM
Q1 2024 158$1.0BIVV, SCHX, IEFA, IJH, SCHM