RKL Wealth Management LLC
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 7, 2025), RKL Wealth Management LLC reported 172 stock positions worth $1.1 billion. Its top holding was iShares Core S&P 500 ETF (IVV) at 20.0% of the portfolio, followed by Schwab US Large-Cap ETF (SCHX, 8.5%) and iShares Core MSCI Eafe ETF (IEFA, 7.0%). Compared with Q3 2024, it opened 21 new positions, sold out of 10, added to 75 and reduced 63. The biggest buy was SS SPDR P S&P 400 Midcap ETF (SPMD, shares +408%) and the biggest sale Schwab US Large-Cap ETF (SCHX, shares −14%).
- Most Recent 13F
- Q2 2026
- Location
- LANCASTER, PA
- CIK
- 0001604723
- Portfolio Value
- $1.1B (Q4 2024)
- SEC Filing
- 0001085146-25-000869 ↗ filed Feb 7, 2025
Holdings Value
Holdings 172 stocks · $1.1B
| IVV iShares Core S&P 500 ETF | 20.01% | 381,870 | $224.8M | Add +1.7% |
| SCHX Schwab US Large-Cap ETF | 8.50% | 4,119,584 | $95.5M | Reduce -13.9% |
| IEFA iShares Core MSCI Eafe ETF | 6.97% | 1,113,764 | $78.3M | Add +3.3% |
| IJH iShares Core S&P Midcap ETF | 6.44% | 1,160,849 | $72.3M | Add +2.7% |
| IJR iShares Core S&P Small-Cap E | 3.98% | 388,358 | $44.7M | Add +3.8% |
| SCHM Schwab US Mid Cap ETF | 3.63% | 1,470,840 | $40.8M | Reduce -14.4% |
| AAPL Apple Inc. | 2.85% | 127,972 | $32.0M | Add +13.7% |
| SCHA Schwab US Small-Cap ETF | 2.34% | 1,017,671 | $26.3M | Reduce -12.4% |
| MSFT Microsoft Corp. | 2.25% | 59,926 | $25.3M | Add +4.0% |
| SCHG Schwab US Large-Cap Growth | 2.08% | 837,117 | $23.3M | Reduce -5.4% |
| MBB iShares MBS ETF | 1.72% | 210,859 | $19.3M | Reduce -0.5% |
| VCIT Vanguard Int-Term Corporate | 1.67% | 234,318 | $18.8M | Add +6.3% |
| VGIT Vanguard Intermediate-Term T | 1.64% | 318,482 | $18.5M | Add +42.7% |
| GOOGL Alphabet Inc. Class A | 1.55% | 91,878 | $17.4M | Reduce -1.7% |
| NVDA Nvidia Corp. | 1.52% | 127,434 | $17.1M | Reduce -10.2% |
| AMZN Amazon.com Inc. | 1.47% | 75,485 | $16.6M | Reduce -1.5% |
| IEMG iShares Core MSCI Emerging | 1.43% | 308,309 | $16.1M | Add +15.9% |
| VMBS Vanguard Mortgage-Backed Sec | 1.39% | 344,507 | $15.6M | Add +5.6% |
| SCHF Schwab Intl Equity ETF | 1.36% | 825,170 | $15.3M | Reduce -3.0% |
| COST Costco Wholesale Corp. | 1.33% | 16,303 | $14.9M | Reduce -2.0% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 1.00% | 204,818 | $11.2M | Add +407.8% |
| MA Mastercard Inc. Class A | 0.92% | 19,589 | $10.3M | Reduce -2.1% |
| AGZ iShares Agency Bond ETF | 0.80% | 82,872 | $8.9M | Reduce -2.3% |
| IVW iShares S&P 500 Growth ETF | 0.71% | 78,314 | $8.0M | Reduce -23.2% |
| TMO Thermo Fisher Scientific Inc. | 0.70% | 15,013 | $7.8M | Reduce -0.8% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.69% | 290,237 | $7.7M | Reduce -9.8% |
| IEI iShares 3-7 Year Treasury Bo | 0.66% | 64,116 | $7.4M | Reduce -30.7% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.66% | 28,043 | $7.4M | Reduce -9.2% |
| NVO Novo-Nordisk A/S-Spons ADR | 0.64% | 83,710 | $7.2M | Reduce -0.9% |
| SPSM SS SPDR P S&P 600 Small Cap | 0.61% | 151,830 | $6.8M | Add +570.6% |
| JPM JPMorgan Chase & Co. | 0.52% | 24,183 | $5.8M | Add +23.9% |
| QLTA iShares Aaa - A Rated Corpor | 0.49% | 117,362 | $5.5M | Reduce -23.9% |
| URI United Rentals Inc. | 0.45% | 7,216 | $5.1M | Reduce -2.5% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.45% | 8,598 | $5.0M | Reduce -0.8% |
| CVX Chevron Corp. | 0.44% | 34,465 | $5.0M | Add +42.6% |
| SCHV Schwab US Large-Cap Value | 0.44% | 189,019 | $4.9M | Reduce -16.0% |
| BX Blackstone Inc. | 0.44% | 28,536 | $4.9M | Reduce -0.2% |
| VOO Vanguard S&P 500 ETF | 0.43% | 8,967 | $4.8M | Add +8.1% |
| AGG iShares Core U.S. Aggregate | 0.41% | 48,122 | $4.7M | Add +11.5% |
| JNJ Johnson & Johnson | 0.40% | 31,025 | $4.5M | Add +30.9% |
| IVE iShares S&P 500 Value ETF | 0.39% | 23,117 | $4.4M | Reduce -24.7% |
| UNP Union Pacific Corp. | 0.37% | 18,361 | $4.2M | Reduce -8.4% |
| TSLA Tesla Inc. | 0.36% | 9,943 | $4.0M | Add +1.8% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.34% | 8,541 | $3.9M | Reduce -4.6% |
| ROP Roper Technologies Inc. | 0.34% | 7,241 | $3.8M | Reduce -2.3% |
| SCHB Schwab US Broad Market ETF | 0.33% | 162,680 | $3.7M | Reduce -22.9% |
| META Meta Platforms Inc. Class A | 0.32% | 6,079 | $3.6M | Reduce -2.9% |
| TT Trane Technologies PLC | 0.31% | 9,385 | $3.5M | Reduce -2.0% |
| ICE Intercontinental Exchange Inc. | 0.27% | 20,473 | $3.1M | Add +2.5% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.27% | 13,821 | $3.0M | Add +36.4% |
| XOM Exxon Mobil Corp. | 0.27% | 28,113 | $3.0M | Add +55.8% |
| PG The Procter & Gamble Co. | 0.27% | 17,836 | $3.0M | Add +2.6% |
| IWM iShares Russell 2000 ETF | 0.26% | 13,029 | $2.9M | Add +1.4% |
| CRWD CrowdStrike Holdings Inc. Class A | 0.26% | 8,402 | $2.9M | Add +2.6% |
| MCD McDonald's Corp. | 0.25% | 9,841 | $2.9M | Reduce -2.6% |
| ABBV Abbvie Inc. | 0.25% | 15,655 | $2.8M | Add +1.6% |
| MO Altria Group Inc. | 0.24% | 51,437 | $2.7M | Add +1179.8% |
| WMT Walmart Inc. | 0.24% | 29,524 | $2.7M | Add +0.5% |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.23% | 29,412 | $2.6M | Add +121.8% |
| EOG EOG Resources Inc. | 0.23% | 20,921 | $2.6M | Add +4.6% |
| SCHZ Schwab US Aggregate Bond ETF | 0.22% | 109,897 | $2.5M | Reduce -15.8% |
| LHX L3HARRIS Technologies Inc. | 0.22% | 11,593 | $2.4M | Reduce -3.0% |
| ADP Automatic Data Processing | 0.21% | 7,999 | $2.3M | Reduce -1.8% |
| SCHR Schwab Intermediate-Term US | 0.21% | 96,308 | $2.3M | Reduce -30.8% |
| VEA Vanguard Ftse Developed ETF | 0.21% | 48,450 | $2.3M | Add +274.9% |
| HD Home Depot Inc. | 0.20% | 5,752 | $2.2M | Add +1.8% |
| PM Philip Morris International | 0.19% | 17,538 | $2.1M | New |
| LLY Eli Lilly & Co. | 0.19% | 2,726 | $2.1M | Reduce -3.3% |
| MU Micron Technology Inc. | 0.19% | 24,804 | $2.1M | Add +5.0% |
| IWF iShares Russell 1000 Growth | 0.18% | 5,165 | $2.1M | New |
| PEP Pepsico Inc. | 0.18% | 13,343 | $2.0M | Add +3.1% |
| GD General Dynamics Corp. | 0.17% | 7,409 | $2.0M | Add +1.4% |
| IWR iShares Russell Mid-Cap ETF | 0.17% | 21,030 | $1.9M | Add +44.4% |
| ITW Illinois Tool Works | 0.16% | 7,288 | $1.8M | Add +0.7% |
| UNH Unitedhealth Group Inc. | 0.16% | 3,526 | $1.8M | Add +43.0% |
| HON Honeywell International Inc. | 0.15% | 7,217 | $1.6M | Add +384.0% |
| CAT Caterpillar Inc. | 0.14% | 4,460 | $1.6M | Add +186.4% |
| IWD iShares Russell 1000 Value E | 0.14% | 8,710 | $1.6M | Add +260.5% |
| MPB Mid Penn Bancorp Inc. | 0.14% | 55,230 | $1.6M | No change |
| IJK iShares S&P Mid-Cap 400 Grow | 0.12% | 15,216 | $1.4M | Add +24.9% |
| DHI D.R. Horton Inc. | 0.12% | 9,653 | $1.3M | Add +0.1% |
| MKL Markel Group Inc. | 0.12% | 778 | $1.3M | No change |
| USXF iShares ESG Advance MSCI USA | 0.12% | 26,788 | $1.3M | Add +0.3% |
| OKE Oneok Inc. | 0.12% | 13,064 | $1.3M | Add +6.7% |
| EMN Eastman Chemical Co. | 0.12% | 14,300 | $1.3M | Add +5.3% |
| DGRW Wisdomtree U.S. Quality Divi | 0.12% | 15,985 | $1.3M | New |
| SPIB SS SPDR P Int C Corp. ETF | 0.11% | 37,539 | $1.2M | Add +379.1% |
| NKE Nike Inc. Class B | 0.11% | 16,052 | $1.2M | Reduce -10.7% |
| SPTI SS SPDR P Int Term TSY ETF | 0.11% | 42,636 | $1.2M | Add +386.6% |
| AMT American Tower Corp. | 0.11% | 6,447 | $1.2M | Add +6.6% |
| HSY The Hershey Co. | 0.10% | 6,877 | $1.2M | Reduce -4.4% |
| FULT Fulton Financial Corp. | 0.10% | 57,164 | $1.1M | Add +0.3% |
| MRK Merck & Co. Inc. | 0.09% | 10,361 | $1.0M | No change |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.09% | 2,466 | $1.0M | Reduce -16.4% |
| GOOG Alphabet Inc. Class C | 0.09% | 5,166 | $984K | Reduce -0.1% |
| AVGO Broadcom Inc. | 0.08% | 4,067 | $943K | Reduce -0.3% |
| DHR Danaher Corp. | 0.08% | 4,067 | $934K | Reduce -9.6% |
| COWZ Pacer US Cash Cows 100 ETF | 0.08% | 15,709 | $887K | New |
| MAA Mid-America Apartment Comm | 0.08% | 5,722 | $884K | Reduce -13.4% |
| MTB M & T Bank Corp. filed as M & T BK CORP | 0.08% | 4,559 | $857K | Add +0.2% |
Portfolio Sells Q3 2024 → Q4 2024
| SCHX Schwab US Large-Cap ETF | Reduce -13.9% | 8.50% | −1.29 |
| SCHM Schwab US Mid Cap ETF | Reduce -14.4% | 3.63% | −0.68 |
| SCHA Schwab US Small-Cap ETF | Reduce -12.4% | 2.34% | −0.37 |
| IEI iShares 3-7 Year Treasury Bo | Reduce -30.7% | 0.66% | −0.34 |
| NVO Novo-Nordisk A/S-Spons ADR | Reduce -0.9% | 0.64% | −0.27 |
| SCHF Schwab Intl Equity ETF | Reduce -3.0% | 1.36% | −0.22 |
| QLTA iShares Aaa - A Rated Corpor | Reduce -23.9% | 0.49% | −0.20 |
| IVW iShares S&P 500 Growth ETF | Reduce -23.2% | 0.71% | −0.18 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -9.8% | 0.69% | −0.16 |
| IVE iShares S&P 500 Value ETF | Reduce -24.7% | 0.39% | −0.16 |
| TMO Thermo Fisher Scientific Inc. | Reduce -0.8% | 0.70% | −0.15 |
| MBB iShares MBS ETF | Reduce -0.5% | 1.72% | −0.12 |
| SCHR Schwab Intermediate-Term US | Reduce -30.8% | 0.21% | −0.11 |
| SCHV Schwab US Large-Cap Value | Reduce -16.0% | 0.44% | −0.11 |
| SCHB Schwab US Broad Market ETF | Reduce -22.9% | 0.33% | −0.09 |
| URI United Rentals Inc. | Reduce -2.5% | 0.45% | −0.09 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -9.2% | 0.66% | −0.08 |
| UNP Union Pacific Corp. | Reduce -8.4% | 0.37% | −0.07 |
| SCHZ Schwab US Aggregate Bond ETF | Reduce -15.8% | 0.22% | −0.06 |
| AGZ iShares Agency Bond ETF | Reduce -2.3% | 0.80% | −0.05 |
| LHX L3HARRIS Technologies Inc. | Reduce -3.0% | 0.22% | −0.04 |
| LLY Eli Lilly & Co. | Reduce -3.3% | 0.19% | −0.04 |
| ROP Roper Technologies Inc. | Reduce -2.3% | 0.34% | −0.04 |
| NVDA Nvidia Corp. | Reduce -10.2% | 1.52% | −0.04 |
| NKE Nike Inc. Class B | Reduce -10.7% | 0.11% | −0.04 |
| DHR Danaher Corp. | Reduce -9.6% | 0.08% | −0.03 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -4.6% | 0.34% | −0.03 |
| TT Trane Technologies PLC | Reduce -2.0% | 0.31% | −0.03 |
| CWI State Street SPDR MSCI Acwi | Reduce -31.0% | 0.04% | −0.03 |
| MCD McDonald's Corp. | Reduce -2.6% | 0.25% | −0.02 |
| WMB Williams Cos Inc. | Sold out | 0.00% | −0.02 |
| LMT Lockheed Martin Corp. | Reduce -9.2% | 0.07% | −0.02 |
| VWO Vanguard Ftse Emerging Marke | Sold out | 0.00% | −0.02 |
| VTEB Vanguard Tax-Exempt Bond ETF | Sold out | 0.00% | −0.02 |
| VLO Valero Energy Corp. | Sold out | 0.00% | −0.02 |
| AMAT Applied Materials Inc. | Sold out | 0.00% | −0.02 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Sold out | 0.00% | −0.02 |
| HSY The Hershey Co. | Reduce -4.4% | 0.10% | −0.02 |
| QCOM Qualcomm Inc. | Sold out | 0.00% | −0.02 |
| CCK Crown Holdings Inc. | Sold out | 0.00% | −0.02 |
| NEE Nextera Energy Inc. | Sold out | 0.00% | −0.02 |
| FDX FedEx Corp. | Sold out | 0.00% | −0.02 |
| AMGN Amgen Inc. | Reduce -29.6% | 0.02% | −0.02 |
| MAA Mid-America Apartment Comm | Reduce -13.4% | 0.08% | −0.02 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -16.4% | 0.09% | −0.01 |
| VLTO Veralto Corp. | Reduce -30.2% | 0.02% | −0.01 |
| LOW Lowe's Cos Inc. | Reduce -10.3% | 0.04% | −0.01 |
| SCHG Schwab US Large-Cap Growth | Reduce -5.4% | 2.08% | −0.01 |
| CSCO Cisco Systems Inc. | Reduce -30.3% | 0.03% | −0.01 |
| META Meta Platforms Inc. Class A | Reduce -2.9% | 0.32% | −0.01 |
Portfolio Buys Q3 2024 → Q4 2024
| SPMD SS SPDR P S&P 400 Midcap ETF | Add +407.8% | 1.00% | +0.80 |
| SPSM SS SPDR P S&P 600 Small Cap | Add +570.6% | 0.61% | +0.51 |
| AAPL Apple Inc. | Add +13.7% | 2.85% | +0.48 |
| VGIT Vanguard Intermediate-Term T | Add +42.7% | 1.64% | +0.42 |
| IVV iShares Core S&P 500 ETF | Add +1.7% | 20.01% | +0.41 |
| MO Altria Group Inc. | Add +1179.8% | 0.24% | +0.22 |
| PM Philip Morris International | New | 0.19% | +0.19 |
| IWF iShares Russell 1000 Growth | New | 0.18% | +0.18 |
| VEA Vanguard Ftse Developed ETF | Add +274.9% | 0.21% | +0.14 |
| JPM JPMorgan Chase & Co. | Add +23.9% | 0.52% | +0.14 |
| SPYG SS SPDR P S&P 500 Growth ETF | Add +121.8% | 0.23% | +0.13 |
| TSLA Tesla Inc. | Add +1.8% | 0.36% | +0.13 |
| CVX Chevron Corp. | Add +42.6% | 0.44% | +0.12 |
| HON Honeywell International Inc. | Add +384.0% | 0.15% | +0.12 |
| DGRW Wisdomtree U.S. Quality Divi | New | 0.12% | +0.12 |
| IWD iShares Russell 1000 Value E | Add +260.5% | 0.14% | +0.10 |
| CAT Caterpillar Inc. | Add +186.4% | 0.14% | +0.09 |
| SPIB SS SPDR P Int C Corp. ETF | Add +379.1% | 0.11% | +0.09 |
| SPTI SS SPDR P Int Term TSY ETF | Add +386.6% | 0.11% | +0.08 |
| COWZ Pacer US Cash Cows 100 ETF | New | 0.08% | +0.08 |
| XOM Exxon Mobil Corp. | Add +55.8% | 0.27% | +0.08 |
| KMB Kimberly-Clark Corp. | New | 0.07% | +0.07 |
| IBM Intl Business Machines Corp. | Add +36.4% | 0.27% | +0.07 |
| IJH iShares Core S&P Midcap ETF | Add +2.7% | 6.44% | +0.06 |
| KMI Kinder Morgan Inc. | New | 0.06% | +0.06 |
| NUE Nucor Corp. | New | 0.06% | +0.06 |
| CEG Constellation Energy | New | 0.06% | +0.06 |
| JNJ Johnson & Johnson | Add +30.9% | 0.40% | +0.05 |
| IEMG iShares Core MSCI Emerging | Add +15.9% | 1.43% | +0.05 |
| EMR Emerson Electric Co. | New | 0.05% | +0.05 |
| IWR iShares Russell Mid-Cap ETF | Add +44.4% | 0.17% | +0.05 |
| CRWD CrowdStrike Holdings Inc. Class A | Add +2.6% | 0.26% | +0.05 |
| CSX CSX Corp. | New | 0.04% | +0.04 |
| SPYV SS SPDR P S&P 500 Value ETF | Add +202.5% | 0.06% | +0.04 |
| T AT&T Inc. | Add +134.0% | 0.07% | +0.04 |
| PPL PPL Corp. | Add +203.3% | 0.06% | +0.04 |
| IWO iShares Russell 2000 Growth | New | 0.04% | +0.04 |
| FE Firstenergy Corp. | New | 0.04% | +0.04 |
| IXUS iShares Core Intl Stock ETF | New | 0.04% | +0.04 |
| VOO Vanguard S&P 500 ETF | Add +8.1% | 0.43% | +0.03 |
| UNH Unitedhealth Group Inc. | Add +43.0% | 0.16% | +0.03 |
| RTX RTX Corp. | New | 0.03% | +0.03 |
| BNY Bank of New York Mellon Corp. | Add +97.3% | 0.05% | +0.03 |
| WMT Walmart Inc. | Add +0.5% | 0.24% | +0.02 |
| IJK iShares S&P Mid-Cap 400 Grow | Add +24.9% | 0.12% | +0.02 |
| IJR iShares Core S&P Small-Cap E | Add +3.8% | 3.98% | +0.02 |
| CRM Salesforce Inc. | New | 0.02% | +0.02 |
| VTI VG Morningstar TS MKT ETF-US | Add +55.9% | 0.06% | +0.02 |
| VGT Vanguard Info Tech ETF | New | 0.02% | +0.02 |
| MS Morgan Stanley | New | 0.02% | +0.02 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 189 | $1.3B | IVV, IEFA, IJH, IJR, SCHX |
| Q1 2026 | 179 | $1.1B | IVV, IEFA, IJH, SCHX, IJR |
| Q4 2025 | 183 | $1.2B | IVV, IEFA, IJH, SCHX, IJR |
| Q3 2025 | 178 | $1.2B | IVV, IEFA, IJH, SCHX, IJR |
| Q2 2025 | 176 | $1.1B | IVV, IEFA, IJH, SCHX, IJR |
| Q1 2025 | 169 | $1.1B | IVV, IEFA, IJH, SCHX, IJR |
| Q4 2024 | 172 | $1.1B | IVV, SCHX, IEFA, IJH, IJR |
| Q3 2024 | 161 | $1.1B | IVV, SCHX, IEFA, IJH, SCHM |
| Q2 2024 | 145 | $1.0B | IVV, SCHX, IEFA, IJH, SCHM |
| Q1 2024 | 158 | $1.0B | IVV, SCHX, IEFA, IJH, SCHM |