RKL Wealth Management LLC
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 18, 2025), RKL Wealth Management LLC reported 176 stock positions worth $1.1 billion. Its top holding was iShares Core S&P 500 ETF (IVV) at 21.4% of the portfolio, followed by iShares Core MSCI Eafe ETF (IEFA, 8.8%) and iShares Core S&P Midcap ETF (IJH, 6.8%). Compared with Q1 2025, it opened 11 new positions, sold out of 4, added to 64 and reduced 82. The biggest buy was iShares Core MSCI Eafe ETF (IEFA, shares +4%) and the biggest sale Apple (AAPL, shares −2%).
- Most Recent 13F
- Q2 2026
- Location
- LANCASTER, PA
- CIK
- 0001604723
- Portfolio Value
- $1.1B (Q2 2025)
- SEC Filing
- 0001085146-25-003973 ↗ filed Jul 18, 2025
Holdings Value
Holdings 176 stocks · $1.1B
| IVV iShares Core S&P 500 ETF | 21.37% | 391,609 | $243.2M | Reduce -0.5% |
| IEFA iShares Core MSCI Eafe ETF | 8.83% | 1,202,947 | $100.4M | Add +4.5% |
| IJH iShares Core S&P Midcap ETF | 6.83% | 1,253,707 | $77.8M | Add +0.9% |
| SCHX Schwab US Large-Cap ETF | 5.02% | 2,336,816 | $57.1M | Reduce -9.0% |
| IJR iShares Core S&P Small-Cap E | 4.00% | 416,197 | $45.5M | Add +2.3% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 2.65% | 554,543 | $30.2M | Add +15.3% |
| MSFT Microsoft Corp. | 2.54% | 58,144 | $28.9M | Reduce -4.0% |
| AAPL Apple Inc. | 2.37% | 131,585 | $27.0M | Reduce -1.8% |
| VGIT Vanguard Intermediate-Term T | 2.37% | 451,073 | $27.0M | Add +21.6% |
| SCHM Schwab US Mid Cap ETF | 2.05% | 831,548 | $23.3M | Reduce -7.7% |
| IEMG iShares Core MSCI Emerging | 2.03% | 384,796 | $23.1M | Add +15.2% |
| SCHG Schwab US Large-Cap Growth | 1.93% | 751,291 | $21.9M | Reduce -5.9% |
| VCIT Vanguard Int-Term Corporate | 1.92% | 263,288 | $21.8M | Add +12.0% |
| SPSM SS SPDR P S&P 600 Small Cap | 1.79% | 477,974 | $20.4M | Add +16.1% |
| MBB iShares MBS ETF | 1.68% | 203,761 | $19.1M | Reduce -2.5% |
| NVDA Nvidia Corp. | 1.65% | 118,796 | $18.8M | Reduce -3.4% |
| VMBS Vanguard Mortgage-Backed Sec | 1.47% | 361,806 | $16.8M | Add +2.3% |
| AMZN Amazon.com Inc. | 1.44% | 74,906 | $16.4M | Reduce -0.6% |
| GOOGL Alphabet Inc. Class A | 1.37% | 88,296 | $15.6M | Reduce -3.1% |
| COST Costco Wholesale Corp. | 1.35% | 15,497 | $15.3M | Reduce -3.6% |
| SCHF Schwab Intl Equity ETF | 1.34% | 687,946 | $15.2M | Reduce -15.7% |
| SCHA Schwab US Small-Cap ETF | 1.32% | 594,508 | $15.0M | Reduce -9.4% |
| MA Mastercard Inc. Class A | 0.92% | 18,715 | $10.5M | Reduce -2.7% |
| AGZ iShares Agency Bond ETF | 0.76% | 78,396 | $8.6M | Reduce -1.6% |
| JPM JPMorgan Chase & Co. | 0.65% | 25,473 | $7.4M | Add +0.1% |
| IVW iShares S&P 500 Growth ETF | 0.63% | 65,460 | $7.2M | Reduce -3.6% |
| AGG iShares Core U.S. Aggregate | 0.57% | 64,855 | $6.4M | Add +26.8% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.55% | 22,326 | $6.2M | Reduce -18.7% |
| NVO Novo-Nordisk A/S-Spons ADR | 0.51% | 83,955 | $5.8M | Add +0.7% |
| TMO Thermo Fisher Scientific Inc. | 0.51% | 14,273 | $5.8M | Reduce -4.0% |
| URI United Rentals Inc. | 0.46% | 6,900 | $5.2M | Reduce -3.2% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.43% | 7,898 | $4.9M | Reduce -10.6% |
| VOO Vanguard S&P 500 ETF | 0.42% | 8,391 | $4.8M | Add +3.6% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.40% | 151,391 | $4.6M | Reduce -41.7% |
| JNJ Johnson & Johnson | 0.37% | 27,808 | $4.2M | Add +0.5% |
| CVX Chevron Corp. | 0.37% | 29,423 | $4.2M | Add +0.5% |
| META Meta Platforms Inc. Class A | 0.37% | 5,681 | $4.2M | Reduce -1.2% |
| BX Blackstone Inc. | 0.37% | 27,992 | $4.2M | Reduce -3.8% |
| CRWD CrowdStrike Holdings Inc. Class A | 0.37% | 8,159 | $4.2M | Reduce -4.3% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.36% | 14,028 | $4.1M | Reduce -0.0% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.36% | 8,463 | $4.1M | Reduce -1.5% |
| SCHV Schwab US Large-Cap Value | 0.36% | 147,609 | $4.1M | Reduce -13.1% |
| TT Trane Technologies PLC | 0.35% | 9,013 | $3.9M | Reduce -4.3% |
| UNP Union Pacific Corp. | 0.35% | 17,079 | $3.9M | Reduce -5.8% |
| ROP Roper Technologies Inc. | 0.34% | 6,911 | $3.9M | Reduce -3.2% |
| IVE iShares S&P 500 Value ETF | 0.33% | 19,024 | $3.7M | Reduce -3.8% |
| ICE Intercontinental Exchange Inc. | 0.32% | 19,691 | $3.6M | Reduce -3.8% |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.30% | 36,258 | $3.5M | Add +0.9% |
| TSLA Tesla Inc. | 0.30% | 10,771 | $3.4M | Add +0.2% |
| MU Micron Technology Inc. | 0.28% | 25,869 | $3.2M | Add +2.0% |
| VEA Vanguard Ftse Developed ETF | 0.28% | 55,245 | $3.1M | Add +11.8% |
| PG The Procter & Gamble Co. | 0.28% | 19,676 | $3.1M | Reduce -0.7% |
| ABBV Abbvie Inc. | 0.27% | 16,243 | $3.0M | Add +1.6% |
| WMT Walmart Inc. | 0.26% | 30,449 | $3.0M | Add +4.1% |
| MCD McDonald's Corp. | 0.26% | 10,146 | $3.0M | Add +5.9% |
| IWM iShares Russell 2000 ETF | 0.25% | 13,382 | $2.9M | Add +11.9% |
| PM Philip Morris International | 0.23% | 14,428 | $2.6M | Add +0.8% |
| LHX L3HARRIS Technologies Inc. | 0.23% | 10,394 | $2.6M | Reduce -10.2% |
| EOG EOG Resources Inc. | 0.22% | 21,137 | $2.5M | Reduce -0.7% |
| XOM Exxon Mobil Corp. | 0.21% | 22,211 | $2.4M | Add +0.6% |
| ADP Automatic Data Processing | 0.20% | 7,338 | $2.3M | Reduce -6.3% |
| GD General Dynamics Corp. | 0.20% | 7,689 | $2.2M | Add +2.4% |
| HD Home Depot Inc. | 0.19% | 5,968 | $2.2M | Add +1.8% |
| LLY Eli Lilly & Co. | 0.19% | 2,782 | $2.2M | Reduce -1.1% |
| MO Altria Group Inc. | 0.19% | 36,481 | $2.1M | Reduce -0.1% |
| IEI iShares 3-7 Year Treasury Bo | 0.19% | 17,748 | $2.1M | Reduce -61.4% |
| QLTA iShares Aaa - A Rated Corpor | 0.18% | 43,426 | $2.1M | Reduce -55.8% |
| IWF iShares Russell 1000 Growth | 0.18% | 4,755 | $2.0M | Add +1.1% |
| ITW Illinois Tool Works | 0.17% | 7,747 | $1.9M | Add +3.5% |
| PEP Pepsico Inc. | 0.17% | 14,250 | $1.9M | Add +2.7% |
| CAT Caterpillar Inc. | 0.15% | 4,481 | $1.7M | Add +0.4% |
| IWD iShares Russell 1000 Value E | 0.14% | 8,270 | $1.6M | No change |
| SCHB Schwab US Broad Market ETF | 0.14% | 65,563 | $1.6M | Reduce -54.9% |
| MPB Mid Penn Bancorp Inc. | 0.14% | 55,230 | $1.6M | No change |
| MKL Markel Group Inc. | 0.14% | 778 | $1.6M | No change |
| PLD Prologis Inc. | 0.12% | 13,019 | $1.4M | Add +4.4% |
| DGRW Wisdomtree U.S. Quality Divi | 0.12% | 15,985 | $1.3M | No change |
| IWR iShares Russell Mid-Cap ETF | 0.12% | 14,406 | $1.3M | Reduce -27.6% |
| OKE Oneok Inc. | 0.11% | 14,746 | $1.2M | Add +8.3% |
| EMN Eastman Chemical Co. | 0.10% | 15,992 | $1.2M | Add +7.8% |
| SPIB SS SPDR P Int C Corp. ETF | 0.10% | 34,594 | $1.2M | Reduce -13.3% |
| USXF iShares ESG Advance MSCI USA | 0.10% | 21,527 | $1.2M | Add +0.3% |
| HSY The Hershey Co. | 0.10% | 6,958 | $1.2M | Add +1.0% |
| DHI D.R. Horton Inc. | 0.10% | 8,738 | $1.1M | Reduce -6.9% |
| AVGO Broadcom Inc. | 0.10% | 4,078 | $1.1M | Reduce -5.2% |
| MRK Merck & Co. Inc. | 0.10% | 14,004 | $1.1M | Add +5.4% |
| SPTI SS SPDR P Int Term TSY ETF | 0.10% | 37,769 | $1.1M | Reduce -15.9% |
| NKE Nike Inc. Class B | 0.09% | 14,947 | $1.1M | Reduce -1.9% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.09% | 2,421 | $1.1M | Reduce -1.6% |
| KO The Coca-Cola Co. | 0.09% | 14,952 | $1.1M | Reduce -0.6% |
| VTI VG Morningstar TS MKT ETF-US | 0.09% | 3,459 | $1.1M | Add +223.3% |
| T AT&T Inc. | 0.09% | 34,331 | $994K | Reduce -0.1% |
| VXUS Vanguard Total Intl Stock | 0.09% | 14,337 | $991K | Add +6.5% |
| IXUS iShares Core Intl Stock ETF | 0.08% | 12,377 | $957K | Add +64.7% |
| IJK iShares S&P Mid-Cap 400 Grow | 0.08% | 10,470 | $953K | Reduce -31.2% |
| CEG Constellation Energy | 0.08% | 2,819 | $910K | Add +0.0% |
| MTB M & T Bank Corp. filed as M & T BK CORP | 0.08% | 4,585 | $889K | Add +0.3% |
| GOOG Alphabet Inc. Class C | 0.08% | 5,005 | $888K | Reduce -4.1% |
| FULT Fulton Financial Corp. | 0.08% | 49,193 | $887K | Reduce -13.1% |
| UNH Unitedhealth Group Inc. | 0.08% | 2,803 | $874K | Reduce -14.4% |
Portfolio Sells Q1 2025 → Q2 2025
| AAPL Apple Inc. | Reduce -1.8% | 2.37% | −0.43 |
| IEI iShares 3-7 Year Treasury Bo | Reduce -61.4% | 0.19% | −0.33 |
| SCHX Schwab US Large-Cap ETF | Reduce -9.0% | 5.02% | −0.32 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -41.7% | 0.40% | −0.27 |
| QLTA iShares Aaa - A Rated Corpor | Reduce -55.8% | 0.18% | −0.26 |
| TMO Thermo Fisher Scientific Inc. | Reduce -4.0% | 0.51% | −0.19 |
| SCHF Schwab Intl Equity ETF | Reduce -15.7% | 1.34% | −0.18 |
| SCHM Schwab US Mid Cap ETF | Reduce -7.7% | 2.05% | −0.17 |
| MBB iShares MBS ETF | Reduce -2.5% | 1.68% | −0.17 |
| SCHB Schwab US Broad Market ETF | Reduce -54.9% | 0.14% | −0.16 |
| SCHZ Schwab US Aggregate Bond ETF | Reduce -67.7% | 0.06% | −0.14 |
| SCHA Schwab US Small-Cap ETF | Reduce -9.4% | 1.32% | −0.13 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -18.7% | 0.55% | −0.12 |
| SCHR Schwab Intermediate-Term US | Reduce -67.9% | 0.05% | −0.11 |
| COWZ Pacer US Cash Cows 100 ETF | Sold out | 0.00% | −0.09 |
| UNH Unitedhealth Group Inc. | Reduce -14.4% | 0.08% | −0.08 |
| COST Costco Wholesale Corp. | Reduce -3.6% | 1.35% | −0.08 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -1.5% | 0.36% | −0.07 |
| MA Mastercard Inc. Class A | Reduce -2.7% | 0.92% | −0.07 |
| SCHV Schwab US Large-Cap Value | Reduce -13.1% | 0.36% | −0.07 |
| AGZ iShares Agency Bond ETF | Reduce -1.6% | 0.76% | −0.07 |
| UNP Union Pacific Corp. | Reduce -5.8% | 0.35% | −0.06 |
| ROP Roper Technologies Inc. | Reduce -3.2% | 0.34% | −0.05 |
| CWI State Street SPDR MSCI Acwi | Sold out | 0.00% | −0.04 |
| IWR iShares Russell Mid-Cap ETF | Reduce -27.6% | 0.12% | −0.04 |
| PG The Procter & Gamble Co. | Reduce -0.7% | 0.28% | −0.04 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -10.6% | 0.43% | −0.04 |
| IJK iShares S&P Mid-Cap 400 Grow | Reduce -31.2% | 0.08% | −0.04 |
| EOG EOG Resources Inc. | Reduce -0.7% | 0.22% | −0.04 |
| IWO iShares Russell 2000 Growth | Sold out | 0.00% | −0.03 |
| IVE iShares S&P 500 Value ETF | Reduce -3.8% | 0.33% | −0.03 |
| LLY Eli Lilly & Co. | Reduce -1.1% | 0.19% | −0.03 |
| ADP Automatic Data Processing | Reduce -6.3% | 0.20% | −0.03 |
| SPTI SS SPDR P Int Term TSY ETF | Reduce -15.9% | 0.10% | −0.03 |
| SPIB SS SPDR P Int C Corp. ETF | Reduce -13.3% | 0.10% | −0.02 |
| MUB iShares National Muni Bond E | Sold out | 0.00% | −0.02 |
| MO Altria Group Inc. | Reduce -0.1% | 0.19% | −0.02 |
| FULT Fulton Financial Corp. | Reduce -13.1% | 0.08% | −0.02 |
| MAA Mid-America Apartment Comm | Reduce -0.8% | 0.07% | −0.02 |
| ICE Intercontinental Exchange Inc. | Reduce -3.8% | 0.32% | −0.02 |
| BX Blackstone Inc. | Reduce -3.8% | 0.37% | −0.01 |
| DHI D.R. Horton Inc. | Reduce -6.9% | 0.10% | −0.01 |
| PPL PPL Corp. | Reduce -7.4% | 0.06% | −0.01 |
| LOW Lowe's Cos Inc. | Reduce -15.2% | 0.03% | −0.01 |
| KO The Coca-Cola Co. | Reduce -0.6% | 0.09% | −0.01 |
| V Visa Inc. Class A | Reduce -6.4% | 0.06% | −0.01 |
| SCHD Schwab US DVD Equity ETF | Reduce -6.7% | 0.03% | −0.01 |
| KMB Kimberly-Clark Corp. | Reduce -0.2% | 0.03% | −0.01 |
| AMGN Amgen Inc. | Reduce -1.4% | 0.02% | −0.00 |
| PFE Pfizer Inc. | Reduce -1.4% | 0.03% | −0.00 |
Portfolio Buys Q1 2025 → Q2 2025
| IEFA iShares Core MSCI Eafe ETF | Add +4.5% | 8.83% | +0.62 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Add +15.3% | 2.65% | +0.33 |
| IEMG iShares Core MSCI Emerging | Add +15.2% | 2.03% | +0.33 |
| VGIT Vanguard Intermediate-Term T | Add +21.6% | 2.37% | +0.30 |
| SPSM SS SPDR P S&P 600 Small Cap | Add +16.1% | 1.79% | +0.21 |
| VCIT Vanguard Int-Term Corporate | Add +12.0% | 1.92% | +0.11 |
| AGG iShares Core U.S. Aggregate | Add +26.8% | 0.57% | +0.09 |
| VOOG Vanguard S&P 500 Growth ETF | New | 0.07% | +0.07 |
| MU Micron Technology Inc. | Add +2.0% | 0.28% | +0.07 |
| VTI VG Morningstar TS MKT ETF-US | Add +223.3% | 0.09% | +0.06 |
| JPM JPMorgan Chase & Co. | Add +0.1% | 0.65% | +0.06 |
| VEA Vanguard Ftse Developed ETF | Add +11.8% | 0.28% | +0.04 |
| TSLA Tesla Inc. | Add +0.2% | 0.30% | +0.04 |
| IXUS iShares Core Intl Stock ETF | Add +64.7% | 0.08% | +0.03 |
| SPYG SS SPDR P S&P 500 Growth ETF | Add +0.9% | 0.30% | +0.03 |
| IWM iShares Russell 2000 ETF | Add +11.9% | 0.25% | +0.03 |
| VOO Vanguard S&P 500 ETF | Add +3.6% | 0.42% | +0.03 |
| CEG Constellation Energy | Add +0.0% | 0.08% | +0.03 |
| AMAT Applied Materials Inc. | New | 0.02% | +0.02 |
| AXP American Express Co. | New | 0.02% | +0.02 |
| VWO Vanguard Ftse Emerging Marke | New | 0.02% | +0.02 |
| WMT Walmart Inc. | Add +4.1% | 0.26% | +0.02 |
| CCK Crown Holdings Inc. | New | 0.02% | +0.02 |
| DIS The Walt Disney Co. | Add +26.2% | 0.06% | +0.02 |
| VTV Vanguard Mrngstr Val ETF-Aui | New | 0.02% | +0.02 |
| EFA iShares MSCI Eafe ETF | Add +28.8% | 0.08% | +0.02 |
| VLTO Veralto Corp. | New | 0.02% | +0.02 |
| DMXF iShares ESG Advanc MSCI Eafe | New | 0.02% | +0.02 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | New | 0.02% | +0.02 |
| XLK SS Technology Select Sector | New | 0.02% | +0.02 |
| VGT Vanguard Info Tech ETF | New | 0.02% | +0.02 |
| IWF iShares Russell 1000 Growth | Add +1.1% | 0.18% | +0.02 |
| PM Philip Morris International | Add +0.8% | 0.23% | +0.02 |
| CAT Caterpillar Inc. | Add +0.4% | 0.15% | +0.01 |
| PNC PNC Financial Services Group | Add +16.0% | 0.07% | +0.01 |
| VXUS Vanguard Total Intl Stock | Add +6.5% | 0.09% | +0.01 |
| USXF iShares ESG Advance MSCI USA | Add +0.3% | 0.10% | +0.01 |
| GE General Electric | Add +7.4% | 0.02% | +0.01 |
| BIBL Inspire 100 ETF | Add +22.3% | 0.03% | +0.01 |
| MS Morgan Stanley | Add +9.7% | 0.02% | +0.00 |
| GD General Dynamics Corp. | Add +2.4% | 0.20% | +0.00 |
| RTX RTX Corp. | Add +8.6% | 0.03% | +0.00 |
| HON Honeywell International Inc. | Add +3.5% | 0.06% | +0.00 |
| MAR Marriott International Class A | Add +0.1% | 0.04% | +0.00 |
| CSCO Cisco Systems Inc. | Add +0.4% | 0.04% | +0.00 |
| IWV iShares Russell 3000 ETF | Add +0.2% | 0.06% | +0.00 |
| ESGU iShares ESG Aware MSCI USA | Add +0.2% | 0.04% | +0.00 |
| MTB M & T Bank Corp. | Add +0.3% | 0.08% | +0.00 |
| IJH iShares Core S&P Midcap ETF | Add +0.9% | 6.83% | +0.00 |
| VTWO Vanguard Russell 2000 ETF | Add +0.3% | 0.04% | +0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 189 | $1.3B | IVV, IEFA, IJH, IJR, SCHX |
| Q1 2026 | 179 | $1.1B | IVV, IEFA, IJH, SCHX, IJR |
| Q4 2025 | 183 | $1.2B | IVV, IEFA, IJH, SCHX, IJR |
| Q3 2025 | 178 | $1.2B | IVV, IEFA, IJH, SCHX, IJR |
| Q2 2025 | 176 | $1.1B | IVV, IEFA, IJH, SCHX, IJR |
| Q1 2025 | 169 | $1.1B | IVV, IEFA, IJH, SCHX, IJR |
| Q4 2024 | 172 | $1.1B | IVV, SCHX, IEFA, IJH, IJR |
| Q3 2024 | 161 | $1.1B | IVV, SCHX, IEFA, IJH, SCHM |
| Q2 2024 | 145 | $1.0B | IVV, SCHX, IEFA, IJH, SCHM |
| Q1 2024 | 158 | $1.0B | IVV, SCHX, IEFA, IJH, SCHM |