RKL Wealth Management LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 12, 2026), RKL Wealth Management LLC reported 183 stock positions worth $1.2 billion. Its top holding was iShares Core S&P 500 ETF (IVV) at 20.8% of the portfolio, followed by iShares Core MSCI Eafe ETF (IEFA, 9.3%) and iShares Core S&P Midcap ETF (IJH, 6.7%). Compared with Q3 2025, it opened 9 new positions, sold out of 4, added to 100 and reduced 51. The biggest buy was SS SPDR P S&P 400 Midcap ETF (SPMD, shares +20%) and the biggest sale iShares Core S&P 500 ETF (IVV, shares −2%).
- Most Recent 13F
- Q2 2026
- Location
- LANCASTER, PA
- CIK
- 0001604723
- Portfolio Value
- $1.2B (Q4 2025)
- SEC Filing
- 0001604723-26-000001 ↗ filed Feb 12, 2026
Holdings Value
Holdings 183 stocks · $1.2B
| IVV iShares Core S&P 500 ETF | 20.84% | 370,634 | $253.9M | Reduce -2.4% |
| IEFA iShares Core MSCI Eafe ETF | 9.26% | 1,260,786 | $112.8M | Add +6.1% |
| IJH iShares Core S&P Midcap ETF | 6.69% | 1,235,649 | $81.6M | Reduce -0.5% |
| SCHX Schwab US Large-Cap ETF | 4.74% | 2,147,814 | $57.8M | Reduce -0.9% |
| IJR iShares Core S&P Small-Cap E | 4.06% | 411,692 | $49.5M | Reduce -0.6% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 3.39% | 712,175 | $41.2M | Add +19.7% |
| AAPL Apple Inc. | 2.80% | 125,644 | $34.2M | Add +0.5% |
| VGIT Vanguard Intermediate-Term T | 2.36% | 480,188 | $28.8M | Add +4.3% |
| SPSM SS SPDR P S&P 600 Small Cap | 2.35% | 611,870 | $28.7M | Add +18.2% |
| IEMG iShares Core MSCI Emerging | 2.19% | 396,982 | $26.7M | Add +5.2% |
| MSFT Microsoft Corp. | 2.09% | 52,575 | $25.4M | Add +1.3% |
| GOOGL Alphabet Inc. Class A | 2.02% | 78,614 | $24.6M | Reduce -0.8% |
| SCHM Schwab US Mid Cap ETF | 1.88% | 761,000 | $22.9M | Reduce -0.1% |
| VCIT Vanguard Int-Term Corporate | 1.84% | 268,163 | $22.5M | Add +1.1% |
| SCHG Schwab US Large-Cap Growth | 1.79% | 667,037 | $21.8M | Reduce -4.3% |
| MBB iShares MBS ETF | 1.60% | 205,274 | $19.5M | Add +1.9% |
| VMBS Vanguard Mortgage-Backed Sec | 1.58% | 409,756 | $19.3M | Add +3.6% |
| NVDA Nvidia Corp. | 1.50% | 97,884 | $18.3M | Reduce -4.7% |
| SCHF Schwab Intl Equity ETF | 1.30% | 659,652 | $15.9M | Add +2.3% |
| AMZN Amazon.com Inc. | 1.26% | 66,326 | $15.3M | Add +1.7% |
| SCHA Schwab US Small-Cap ETF | 1.25% | 534,449 | $15.2M | Reduce -0.8% |
| COST Costco Wholesale Corp. | 0.97% | 13,664 | $11.8M | Add +1.3% |
| MA Mastercard Inc. Class A | 0.75% | 16,094 | $9.2M | Add +0.0% |
| AGZ iShares Agency Bond ETF | 0.73% | 80,604 | $8.9M | Add +1.4% |
| JPM JPMorgan Chase & Co. | 0.66% | 25,089 | $8.1M | Add +3.2% |
| MU Micron Technology Inc. | 0.58% | 24,686 | $7.0M | Reduce -2.3% |
| TMO Thermo Fisher Scientific Inc. | 0.57% | 11,965 | $6.9M | Reduce -2.0% |
| IVW iShares S&P 500 Growth ETF | 0.55% | 54,537 | $6.7M | Reduce -3.0% |
| AGG iShares Core U.S. Aggregate | 0.55% | 66,637 | $6.7M | Add +0.8% |
| JNJ Johnson & Johnson | 0.48% | 28,240 | $5.8M | Add +3.3% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.48% | 20,110 | $5.8M | Reduce -2.7% |
| VOO Vanguard S&P 500 ETF | 0.44% | 8,552 | $5.4M | Add +12.4% |
| URI United Rentals Inc. | 0.41% | 6,233 | $5.0M | Add +1.0% |
| TSLA Tesla Inc. | 0.39% | 10,500 | $4.7M | Add +6.8% |
| CVX Chevron Corp. | 0.38% | 30,388 | $4.6M | Add +8.7% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.38% | 6,743 | $4.6M | Reduce -12.2% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.37% | 136,526 | $4.5M | Add +0.4% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.35% | 14,235 | $4.2M | Add +4.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.34% | 8,319 | $4.2M | Reduce -0.1% |
| BX Blackstone Inc. | 0.34% | 26,790 | $4.1M | Add +4.9% |
| ABBV Abbvie Inc. | 0.33% | 17,748 | $4.1M | Add +8.1% |
| SCHV Schwab US Large-Cap Value | 0.32% | 133,347 | $3.9M | Reduce -4.2% |
| CRWD CrowdStrike Holdings Inc. Class A | 0.32% | 8,214 | $3.9M | Add +3.9% |
| IVE iShares S&P 500 Value ETF | 0.30% | 17,385 | $3.7M | Reduce -2.7% |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.30% | 34,360 | $3.7M | Add +1.9% |
| VEA Vanguard Ftse Developed ETF | 0.29% | 56,042 | $3.5M | Add +1.2% |
| WMT Walmart Inc. | 0.29% | 31,419 | $3.5M | Add +9.1% |
| ICE Intercontinental Exchange Inc. | 0.28% | 20,913 | $3.4M | Add +10.1% |
| UNP Union Pacific Corp. | 0.28% | 14,636 | $3.4M | Reduce -1.7% |
| META Meta Platforms Inc. Class A | 0.27% | 5,004 | $3.3M | Add +2.7% |
| TT Trane Technologies PLC | 0.27% | 8,365 | $3.3M | Add +5.4% |
| LHX L3HARRIS Technologies Inc. | 0.27% | 11,034 | $3.2M | Add +10.2% |
| PG The Procter & Gamble Co. | 0.25% | 21,263 | $3.0M | Add +11.8% |
| GD General Dynamics Corp. | 0.24% | 8,517 | $2.9M | Add +11.1% |
| NVO Novo-Nordisk A/S-Spons ADR | 0.23% | 54,311 | $2.8M | Reduce -31.7% |
| MCD McDonald's Corp. | 0.22% | 8,792 | $2.7M | Reduce -1.9% |
| IWM iShares Russell 2000 ETF | 0.22% | 10,737 | $2.6M | Reduce -10.6% |
| ROP Roper Technologies Inc. | 0.21% | 5,864 | $2.6M | Reduce -0.8% |
| EOG EOG Resources Inc. | 0.21% | 24,419 | $2.6M | Add +15.0% |
| XOM Exxon Mobil Corp. | 0.21% | 21,006 | $2.5M | Reduce -2.0% |
| CAT Caterpillar Inc. | 0.21% | 4,375 | $2.5M | Reduce -0.2% |
| LLY Eli Lilly & Co. | 0.20% | 2,277 | $2.4M | Reduce -12.7% |
| PM Philip Morris International | 0.19% | 14,698 | $2.4M | Add +1.9% |
| HD Home Depot Inc. | 0.19% | 6,845 | $2.4M | Add +16.0% |
| PEP Pepsico Inc. | 0.19% | 16,238 | $2.3M | Add +13.5% |
| IWF iShares Russell 1000 Growth | 0.18% | 4,755 | $2.3M | No change |
| ITW Illinois Tool Works | 0.18% | 8,846 | $2.2M | Add +17.4% |
| MO Altria Group Inc. | 0.17% | 36,086 | $2.1M | Reduce -1.1% |
| V Visa Inc. Class A | 0.17% | 5,928 | $2.1M | Add +277.8% |
| IEI iShares 3-7 Year Treasury Bo | 0.17% | 17,097 | $2.0M | Reduce -2.1% |
| QLTA iShares Aaa - A Rated Corpor | 0.17% | 42,127 | $2.0M | Add +1.1% |
| PLD Prologis Inc. | 0.16% | 15,395 | $2.0M | Add +17.1% |
| GOOG Alphabet Inc. Class C | 0.16% | 6,229 | $2.0M | Add +22.0% |
| IWD iShares Russell 1000 Value E | 0.14% | 8,270 | $1.7M | No change |
| SCHB Schwab US Broad Market ETF | 0.14% | 65,854 | $1.7M | Add +1.7% |
| DUK Duke Energy Corp. | 0.14% | 14,689 | $1.7M | Add +321.1% |
| MPB Mid Penn Bancorp Inc. | 0.14% | 55,230 | $1.7M | No change |
| MKL Markel Group Inc. | 0.14% | 778 | $1.7M | No change |
| AVGO Broadcom Inc. | 0.13% | 4,742 | $1.6M | Add +8.3% |
| MRK Merck & Co. Inc. | 0.13% | 14,463 | $1.5M | Reduce -0.6% |
| OKE Oneok Inc. | 0.12% | 20,468 | $1.5M | Add +29.5% |
| ADP Automatic Data Processing | 0.12% | 5,794 | $1.5M | Reduce -0.8% |
| HSY The Hershey Co. | 0.11% | 7,399 | $1.3M | Add +5.6% |
| GLD SPDR Gold Shares | 0.11% | 3,275 | $1.3M | Reduce -4.0% |
| DGRW Wisdomtree U.S. Quality Divi | 0.11% | 14,400 | $1.3M | No change |
| USXF iShares ESG Advance MSCI USA | 0.10% | 21,642 | $1.2M | Add +0.3% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.10% | 2,438 | $1.2M | Add +0.7% |
| IXUS iShares Core Intl Stock ETF | 0.09% | 13,172 | $1.1M | Add +6.6% |
| KO The Coca-Cola Co. | 0.09% | 15,081 | $1.1M | Add +0.2% |
| QQQ Invesco QQQ Trust Series 1 | 0.08% | 1,677 | $1.0M | New |
| AEM Agnico Eagle Mines Ltd. | 0.08% | 6,000 | $1.0M | No change |
| CEG Constellation Energy | 0.08% | 2,836 | $1.0M | Add +0.6% |
| IWR iShares Russell Mid-Cap ETF | 0.08% | 10,364 | $998K | Add +0.2% |
| VXUS Vanguard Total Intl Stock | 0.08% | 12,787 | $965K | Add +1.3% |
| DHI D.R. Horton Inc. | 0.08% | 6,697 | $965K | Add +0.5% |
| FULT Fulton Financial Corp. | 0.08% | 49,768 | $962K | Reduce -13.4% |
| SPYV SS SPDR P S&P 500 Value ETF | 0.08% | 16,626 | $945K | Add +2.7% |
| SPIB SS SPDR P Int C Corp. ETF | 0.08% | 27,684 | $936K | Add +0.6% |
| MTB M & T Bank Corp. filed as M & T BK CORP | 0.08% | 4,612 | $929K | Add +0.3% |
| EFA iShares MSCI Eafe ETF | 0.08% | 9,605 | $922K | Reduce -1.1% |
Portfolio Sells Q3 2025 → Q4 2025
| IVV iShares Core S&P 500 ETF | Reduce -2.4% | 20.84% | −0.83 |
| IJH iShares Core S&P Midcap ETF | Reduce -0.5% | 6.69% | −0.21 |
| NVO Novo-Nordisk A/S-Spons ADR | Reduce -31.7% | 0.23% | −0.15 |
| IJR iShares Core S&P Small-Cap E | Reduce -0.6% | 4.06% | −0.14 |
| NVDA Nvidia Corp. | Reduce -4.7% | 1.50% | −0.13 |
| SCHX Schwab US Large-Cap ETF | Reduce -0.9% | 4.74% | −0.12 |
| SCHG Schwab US Large-Cap Growth | Reduce -4.3% | 1.79% | −0.11 |
| EMN Eastman Chemical Co. | Sold out | 0.00% | −0.09 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -12.2% | 0.38% | −0.06 |
| SCHM Schwab US Mid Cap ETF | Reduce -0.1% | 1.88% | −0.05 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -2.7% | 0.48% | −0.04 |
| ROP Roper Technologies Inc. | Reduce -0.8% | 0.21% | −0.04 |
| MO Altria Group Inc. | Reduce -1.1% | 0.17% | −0.03 |
| SCHA Schwab US Small-Cap ETF | Reduce -0.8% | 1.25% | −0.03 |
| IWM iShares Russell 2000 ETF | Reduce -10.6% | 0.22% | −0.03 |
| NKE Nike Inc. Class B | Reduce -25.9% | 0.05% | −0.03 |
| IVW iShares S&P 500 Growth ETF | Reduce -3.0% | 0.55% | −0.03 |
| ADP Automatic Data Processing | Reduce -0.8% | 0.12% | −0.02 |
| UNP Union Pacific Corp. | Reduce -1.7% | 0.28% | −0.02 |
| SCHV Schwab US Large-Cap Value | Reduce -4.2% | 0.32% | −0.02 |
| AMGN Amgen Inc. | Sold out | 0.00% | −0.02 |
| SCHR Schwab Intermediate-Term US | Reduce -48.2% | 0.02% | −0.02 |
| MPC Marathon Petroleum Corp. | Sold out | 0.00% | −0.02 |
| VLO Valero Energy Corp. | Sold out | 0.00% | −0.02 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -0.1% | 0.34% | −0.01 |
| FULT Fulton Financial Corp. | Reduce -13.4% | 0.08% | −0.01 |
| GS Goldman Sachs Group Inc. | Reduce -27.5% | 0.04% | −0.01 |
| IVE iShares S&P 500 Value ETF | Reduce -2.7% | 0.30% | −0.01 |
| MCD McDonald's Corp. | Reduce -1.9% | 0.22% | −0.01 |
| IEI iShares 3-7 Year Treasury Bo | Reduce -2.1% | 0.17% | −0.01 |
| SCHZ Schwab US Aggregate Bond ETF | Reduce -13.7% | 0.05% | −0.01 |
| IJK iShares S&P Mid-Cap 400 Grow | Reduce -9.5% | 0.08% | −0.01 |
| DIS The Walt Disney Co. | Reduce -9.8% | 0.05% | −0.01 |
| VZ Verizon Communications Inc. | Reduce -15.8% | 0.02% | −0.01 |
| HON Honeywell International Inc. | Reduce -3.2% | 0.03% | −0.01 |
| EMR Emerson Electric Co. | Reduce -7.3% | 0.05% | −0.00 |
| LOW Lowe's Cos Inc. | Reduce -3.6% | 0.03% | −0.00 |
| GE General Electric | Reduce -11.3% | 0.02% | −0.00 |
| LMT Lockheed Martin Corp. | Reduce -0.8% | 0.04% | −0.00 |
| MAA Mid-America Apartment Comm | Reduce -0.1% | 0.06% | −0.00 |
| FE Firstenergy Corp. | Reduce -1.9% | 0.03% | −0.00 |
| VGT Vanguard Info Tech ETF | Reduce -6.7% | 0.02% | −0.00 |
| EFA iShares MSCI Eafe ETF | Reduce -1.1% | 0.08% | −0.00 |
| YORW York Water Co. | Reduce -4.9% | 0.04% | −0.00 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Reduce -0.9% | 0.04% | −0.00 |
| XOM Exxon Mobil Corp. | Reduce -2.0% | 0.21% | +0.00 |
| F Ford Motor Co. | Reduce -1.1% | 0.04% | +0.00 |
| C Citigroup Inc. | Reduce -3.4% | 0.03% | +0.00 |
| GLD SPDR Gold Shares | Reduce -4.0% | 0.11% | +0.00 |
| MRK Merck & Co. Inc. | Reduce -0.6% | 0.13% | +0.02 |
Portfolio Buys Q3 2025 → Q4 2025
| SPMD SS SPDR P S&P 400 Midcap ETF | Add +19.7% | 3.39% | +0.48 |
| IEFA iShares Core MSCI Eafe ETF | Add +6.1% | 9.26% | +0.42 |
| SPSM SS SPDR P S&P 600 Small Cap | Add +18.2% | 2.35% | +0.31 |
| V Visa Inc. Class A | Add +277.8% | 0.17% | +0.13 |
| DUK Duke Energy Corp. | Add +321.1% | 0.14% | +0.10 |
| AAPL Apple Inc. | Add +0.5% | 2.80% | +0.09 |
| QQQ Invesco QQQ Trust Series 1 | New | 0.08% | +0.08 |
| IEMG iShares Core MSCI Emerging | Add +5.2% | 2.19% | +0.07 |
| BLK BlackRock Inc. | New | 0.06% | +0.06 |
| GOOG Alphabet Inc. Class C | Add +22.0% | 0.16% | +0.05 |
| JNJ Johnson & Johnson | Add +3.3% | 0.48% | +0.05 |
| VOO Vanguard S&P 500 ETF | Add +12.4% | 0.44% | +0.04 |
| AMZN Amazon.com Inc. | Add +1.7% | 1.26% | +0.04 |
| WMT Walmart Inc. | Add +9.1% | 0.29% | +0.03 |
| PLD Prologis Inc. | Add +17.1% | 0.16% | +0.03 |
| TFC Truist Financial Corp. | Add +60.4% | 0.07% | +0.03 |
| OKE Oneok Inc. | Add +29.5% | 0.12% | +0.03 |
| SCHF Schwab Intl Equity ETF | Add +2.3% | 1.30% | +0.02 |
| PEP Pepsico Inc. | Add +13.5% | 0.19% | +0.02 |
| LRCX Lam Research Corp. | New | 0.02% | +0.02 |
| SPAB SS SPDR P Agg Bond ETF | New | 0.02% | +0.02 |
| ADI Analog Devices Inc. | New | 0.02% | +0.02 |
| IBM Intl Business Machines Corp. | Add +4.3% | 0.35% | +0.02 |
| ACN Accenture PLC Class A | New | 0.02% | +0.02 |
| ISRG Intuitive Surgical Inc. | New | 0.02% | +0.02 |
| TSLA Tesla Inc. | Add +6.8% | 0.39% | +0.01 |
| GD General Dynamics Corp. | Add +11.1% | 0.24% | +0.01 |
| GUT Gabelli Utility Trust | New | 0.01% | +0.01 |
| AVGO Broadcom Inc. | Add +8.3% | 0.13% | +0.01 |
| ITW Illinois Tool Works | Add +17.4% | 0.18% | +0.01 |
| CSCO Cisco Systems Inc. | Add +18.1% | 0.05% | +0.01 |
| CVX Chevron Corp. | Add +8.7% | 0.38% | +0.01 |
| JPM JPMorgan Chase & Co. | Add +3.2% | 0.66% | +0.01 |
| ABBV Abbvie Inc. | Add +8.1% | 0.33% | +0.01 |
| EOG EOG Resources Inc. | Add +15.0% | 0.21% | +0.01 |
| AMAT Applied Materials Inc. | Add +8.3% | 0.03% | +0.01 |
| BAC Bank of America Corp. | Add +20.0% | 0.04% | +0.01 |
| AMD Advanced Micro Devices | Add +5.3% | 0.03% | +0.01 |
| BIBL Inspire 100 ETF | Add +20.1% | 0.04% | +0.01 |
| RTX RTX Corp. | Add +8.7% | 0.05% | +0.01 |
| VGIT Vanguard Intermediate-Term T | Add +4.3% | 2.36% | +0.01 |
| ICE Intercontinental Exchange Inc. | Add +10.1% | 0.28% | +0.01 |
| LHX L3HARRIS Technologies Inc. | Add +10.2% | 0.27% | +0.01 |
| WFC Wells Fargo & Co. | Add +1.9% | 0.06% | +0.01 |
| MS Morgan Stanley | Add +10.6% | 0.03% | +0.01 |
| IXUS iShares Core Intl Stock ETF | Add +6.6% | 0.09% | +0.00 |
| VEA Vanguard Ftse Developed ETF | Add +1.2% | 0.29% | +0.00 |
| DHR Danaher Corp. | Add +1.0% | 0.04% | +0.00 |
| CEG Constellation Energy | Add +0.6% | 0.08% | +0.00 |
| BNY Bank of New York Mellon Corp. | Add +2.1% | 0.07% | +0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 189 | $1.3B | IVV, IEFA, IJH, IJR, SCHX |
| Q1 2026 | 179 | $1.1B | IVV, IEFA, IJH, SCHX, IJR |
| Q4 2025 | 183 | $1.2B | IVV, IEFA, IJH, SCHX, IJR |
| Q3 2025 | 178 | $1.2B | IVV, IEFA, IJH, SCHX, IJR |
| Q2 2025 | 176 | $1.1B | IVV, IEFA, IJH, SCHX, IJR |
| Q1 2025 | 169 | $1.1B | IVV, IEFA, IJH, SCHX, IJR |
| Q4 2024 | 172 | $1.1B | IVV, SCHX, IEFA, IJH, IJR |
| Q3 2024 | 161 | $1.1B | IVV, SCHX, IEFA, IJH, SCHM |
| Q2 2024 | 145 | $1.0B | IVV, SCHX, IEFA, IJH, SCHM |
| Q1 2024 | 158 | $1.0B | IVV, SCHX, IEFA, IJH, SCHM |