RTD Financial Advisors, Inc.

In its 13F for Q3 2024 (holdings as of September 30, 2024, filed October 30, 2024), RTD Financial Advisors, Inc. reported 111 stock positions worth $789.9 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 11.0% of the portfolio, followed by Vanguard Total Bond Market (BND, 6.3%) and iShares Russell 1000 Growth (IWF, 5.8%). Compared with Q2 2024, it opened 4 new positions, added to 46 and reduced 43. The biggest buy was iShares Core S&P Midcap ETF (IJH, shares +472%) and the biggest sale Vanguard Real Estate ETF (VNQ, shares −53%).

Most Recent 13F
Q2 2026
Location
Philadelphia, PA
CIK
0001810555
Portfolio Value
$789.9M (Q3 2024)
SEC Filing
0001810555-24-000004 ↗ filed Oct 30, 2024

Holdings Value

0$200.0M$400.0M$600.0M$800.0M$1.0B Q1 2024: $743.6M Q1 2024 Q2 2024: $743.6M Q2 2024 Q3 2024: $789.9M $789.9M Q3 2024 Q4 2024: $779.5M Q4 2024 Q1 2025: $743.9M Q1 2025 Q2 2025: $781.5M Q2 2025 Q3 2025: $832.1M Q3 2025 Q4 2025: $819.5M Q4 2025 Q1 2026: $813.7M Q1 2026 Q2 2026: $916.9M Q2 2026

Holdings 111 stocks · $789.9M
IVV iShares Core S&P 500 ETF 10.95% 149,968 $86.5M Add +1.3%
BND Vanguard Total Bond Market 6.29% 661,074 $49.7M Add +2.4%
IWF iShares Russell 1000 Growth 5.82% 122,413 $46.0M Reduce -7.9%
IWP iShares Russell Mid-Cap Grow 4.82% 324,482 $38.1M Add +5.0%
GTO Invesco Total Return Bond Et 4.78% 782,241 $37.8M Add +4.5%
IWB iShares Russell 1000 ETF 4.06% 102,078 $32.1M Reduce -0.7%
IJR iShares Core S&P Small-Cap E 4.03% 272,046 $31.8M Add +2.3%
VNQ Vanguard Real Estate ETF 3.90% 316,526 $30.8M Reduce -52.8%
IJH iShares Core S&P Midcap ETF 3.89% 493,665 $30.8M Add +471.6%
EFG iShares MSCI Eafe Growth ETF 2.80% 205,768 $22.2M Add +0.3%
MUB iShares National Muni Bond E 2.58% 187,755 $20.4M Add +2.2%
IWS iShares Russell Mid-Cap Valu 2.54% 151,872 $20.1M Add +6.2%
IWD iShares Russell 1000 Value E 1.99% 82,780 $15.7M Add +4.4%
IWM iShares Russell 2000 ETF 1.96% 69,946 $15.5M Reduce -0.6%
IVE iShares S&P 500 Value ETF 1.92% 77,094 $15.2M Reduce -3.2%
IJT iShares S&P Small-Cap 600 GR 1.79% 101,329 $14.1M Add +0.8%
TIP iShares Tips Bond ETF 1.73% 123,706 $13.7M Add +5.6%
VWO Vanguard Ftse Emerging Marke 1.66% 273,935 $13.1M Add +4.5%
IWO iShares Russell 2000 Growth 1.65% 45,878 $13.0M Reduce -0.2%
MMIN Nylim Mackay Muni Insured Et filed as NEW YORK LIFE INVTS ACTIVE E 1.60% 514,863 $12.7M Add +4.1%
DFUV Dimensional US Marketwide Va 1.50% 284,699 $11.9M Reduce -0.7%
VYMI Vanguard Int High DVD YLD Inc. 1.50% 161,292 $11.8M Reduce -0.9%
SCZ iShares MSCI Eafe Small-Cap 1.35% 157,704 $10.7M Add +3.5%
IWN iShares Russell 2000 Value E 1.27% 60,089 $10.0M Reduce -0.5%
VIGI Vanguard Int Div App Indx FD 1.23% 109,818 $9.7M Reduce -2.2%
IJS iShares S&P Small-Cap 600 Va 1.20% 87,929 $9.5M Add +0.9%
EFV iShares MSCI Eafe Value ETF 1.19% 163,447 $9.4M Add +0.9%
VTEB Vanguard Tax-Exempt Bond ETF 1.16% 179,196 $9.2M Reduce -1.6%
SCHX Schwab US Large-Cap ETF 1.14% 133,041 $9.0M Reduce -1.4%
VSS Vanguard Ftse All Wo X-US SC 1.12% 70,127 $8.8M Reduce -0.3%
VOE Vngrd Mrngstr MD-Cap Val ETF 1.11% 52,454 $8.8M Reduce -1.2%
PXF Invesco Rafi Developed Marke 1.02% 155,274 $8.1M Reduce -0.9%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.87% 34,261 $6.9M Add +0.1%
EEM iShares MSCI Emerging Market 0.77% 131,907 $6.0M Reduce -0.5%
SCHG Schwab US Large-Cap Growth 0.75% 56,628 $5.9M Reduce -12.6%
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.72% 23,331 $5.7M Reduce -1.4%
XLRE SS Real Estate Select Sector 0.62% 109,813 $4.9M Reduce -26.2%
DFAT Dimensional US Target Value 0.60% 84,934 $4.7M Reduce -0.8%
MDYV SS SPDR S&P 400 MC Val ETF 0.59% 59,056 $4.7M Reduce -8.3%
GWX State Street SPDR S&P Intern 0.57% 132,955 $4.5M Reduce -0.2%
IVW iShares S&P 500 Growth ETF 0.50% 41,521 $4.0M Reduce -7.7%
VB Vanguard Most SM-Cap ETF-Usd 0.47% 15,612 $3.7M Add +0.0%
SCHB Schwab US Broad Market ETF 0.40% 48,045 $3.2M Reduce -1.6%
EAGG iShares ESG Aware US Aggrega 0.36% 58,438 $2.8M Add +1.3%
VBK Van Morst SML-Cap Gro-Usd Inc. 0.35% 10,403 $2.8M Reduce -0.1%
VEA Vanguard Ftse Developed ETF 0.35% 52,533 $2.8M Add +2.5%
ESGD iShares Trust iShares ESG Aw 0.33% 30,603 $2.6M Add +15.7%
SPY SS SPDR S&P 500 ETF Trust-US 0.25% 3,388 $1.9M Reduce -4.5%
AOA iShares Core 80/20 Aggressiv 0.24% 24,489 $1.9M Add +0.9%
VTI VG Morningstar TS MKT ETF-US 0.24% 6,743 $1.9M Reduce -3.6%
VTV Vanguard Mrngstr Val ETF-Aui 0.23% 10,478 $1.8M Reduce -0.8%
BMY Bristol-Myers Squibb Co. 0.23% 34,889 $1.8M Reduce -8.3%
AAPL Apple Inc. 0.23% 7,699 $1.8M Add +2.1%
AOR iShares Core 60/40 Balanced 0.21% 27,508 $1.6M Add +0.8%
ESGU iShares ESG Aware MSCI USA 0.20% 12,490 $1.6M Add +4.0%
PFE Pfizer Inc. 0.19% 52,156 $1.5M Add +0.3%
TREX Trex Company Inc. 0.17% 20,568 $1.4M No change
SPEM State Street SP PTF Em ETF 0.17% 33,126 $1.4M No change
VUG Vanguard Mrngstar GR ETF-Sui 0.17% 3,517 $1.4M Reduce -3.5%
USRT iShares Core US REIT ETF 0.17% 21,553 $1.3M Reduce -5.3%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.15% 4,517 $1.2M Add +2.5%
RWR SS SPDR Dow Jones REIT ETF 0.15% 10,757 $1.1M Reduce -56.4%
XJH Ishare ESG SS S&P Midcap ETF 0.13% 23,604 $998K New
NEE Nextera Energy Inc. 0.12% 11,146 $942K No change
XOM Exxon Mobil Corp. 0.12% 7,882 $924K Reduce -1.6%
ESGE iShares Inc. iShares ESG Awar 0.12% 25,257 $920K Add +24.0%
VIG Vanguard Dividend Apprec ETF 0.11% 4,553 $902K Reduce -0.0%
MDY State Street SPDR S&P Midcap 0.11% 1,560 $889K No change
NUMV Nuveen ESG Mid-Cap Value ETF 0.11% 22,673 $835K Add +37.6%
NUMG Nuveen ESG Mid-Cap Grow ETF 0.10% 18,497 $829K Add +40.4%
PEG Public Service Enterprise GP 0.10% 9,230 $823K No change
NUSC Nuveen ESG Small-Cap ETF 0.09% 17,228 $738K Add +19.9%
XLV SS Health Care Select Sector 0.09% 4,783 $737K No change
VEU Vanguard Ftse All-World Ex-U 0.09% 11,504 $725K Reduce -1.6%
GOOG Alphabet Inc. Class C 0.09% 4,266 $713K Add +7.2%
MSFT Microsoft Corp. 0.08% 1,429 $615K Add +4.5%
IUSG iShares Core S&P U.S. Growth 0.07% 4,272 $564K Add +0.2%
AOM iShares Core 40/60 Moderate 0.07% 11,765 $531K Reduce -0.5%
COWZ Pacer US Cash Cows 100 ETF 0.07% 9,100 $526K No change
IUSV iShares Core S&P U.S. Value 0.06% 5,197 $496K Add +0.6%
IEUR iShares Core MSCI Europe ETF 0.06% 8,116 $495K No change
LQD Ishr Ibx Usd Invgd CB ETF-Ui 0.06% 4,361 $493K Add +0.3%
EFA iShares MSCI Eafe ETF 0.06% 5,714 $478K Reduce -2.7%
AGG iShares Core U.S. Aggregate 0.06% 4,710 $477K Add +1.1%
NULG Nuveen ESG LRG-Cap GRW ETF 0.06% 5,641 $466K Reduce -3.9%
NULV Nuveen ESG Large-Cap Val ETF 0.06% 11,037 $460K Add +8.3%
WST West Pharmaceutical Services 0.06% 1,524 $457K Add +120.2%
UNH Unitedhealth Group Inc. 0.06% 744 $435K Add +6.4%
ONTO Onto Innovation Inc. 0.05% 2,000 $415K No change
MDYG SS SPDR S&P 400 MC GR ETF 0.05% 4,726 $415K Reduce -8.8%
MRK Merck & Co. Inc. 0.05% 3,628 $412K Reduce -1.6%
ALB Albemarle Corp. 0.05% 4,199 $398K No change
UNP Union Pacific Corp. 0.05% 1,609 $397K Add +1.3%
SYK Stryker Corp. 0.05% 1,092 $394K No change
IEFA iShares Core MSCI Eafe ETF 0.05% 4,932 $385K Reduce -13.1%
JNJ Johnson & Johnson 0.05% 2,295 $372K Add +1.1%
XLK SS Technology Select Sector 0.05% 1,640 $370K No change
DFIV Dimensional International Va 0.05% 9,678 $369K No change
CVX Chevron Corp. 0.05% 2,447 $360K Reduce -22.6%
AOK iShares Core 30/70 Conservat 0.04% 8,876 $343K Reduce -0.0%
MBB iShares MBS ETF 0.04% 3,386 $324K Add +0.1%
MCD McDonald's Corp. 0.04% 1,043 $318K No change
RPG Invesco S&P 500 Pure Growth 0.04% 7,769 $305K No change
GSK GSK PLC-Spon ADR 0.04% 7,014 $287K New
WTRG Essential Utilities Inc. 0.03% 7,103 $274K No change
ESML iShares ESG Aware MSCI USA S 0.03% 6,436 $269K No change
HYG Ishr Ibx Usd Hiyld CB ETF-Ui 0.03% 3,217 $258K Add +1.5%
ZTS Zoetis Inc. 0.03% 1,285 $251K New
SHY iShares 1-3 Year Treasury Bo 0.03% 2,975 $247K Add +1.0%
BA The Boeing Co. 0.03% 1,442 $219K No change
VT Vanguard Tot World STK ETF 0.03% 1,716 $205K New

Portfolio Sells Q2 2024 → Q3 2024
VNQ Vanguard Real Estate ETF Reduce -52.8% 3.90% −3.65
IWF iShares Russell 1000 Growth Reduce -7.9% 5.82% −0.70
RWR SS SPDR Dow Jones REIT ETF Reduce -56.4% 0.15% −0.16
XLRE SS Real Estate Select Sector Reduce -26.2% 0.62% −0.15
SCHG Schwab US Large-Cap Growth Reduce -12.6% 0.75% −0.13
VTEB Vanguard Tax-Exempt Bond ETF Reduce -1.6% 1.16% −0.07
IVW iShares S&P 500 Growth ETF Reduce -7.7% 0.50% −0.06
IWB iShares Russell 1000 ETF Reduce -0.7% 4.06% −0.05
MDYV SS SPDR S&P 400 MC Val ETF Reduce -8.3% 0.59% −0.04
IVE iShares S&P 500 Value ETF Reduce -3.2% 1.92% −0.03
SCHX Schwab US Large-Cap ETF Reduce -1.4% 1.14% −0.02
CVX Chevron Corp. Reduce -22.6% 0.05% −0.02
SPY SS SPDR S&P 500 ETF Trust-US Reduce -4.5% 0.25% −0.01
VUG Vanguard Mrngstar GR ETF-Sui Reduce -3.5% 0.17% −0.01
VOT Vngrd Mrngstr MC GRW ETF-Usd Reduce -1.4% 0.72% −0.01
DFUV Dimensional US Marketwide Va Reduce -0.7% 1.50% −0.01
VTI VG Morningstar TS MKT ETF-US Reduce -3.6% 0.24% −0.01
MRK Merck & Co. Inc. Reduce -1.6% 0.05% −0.01
SCHB Schwab US Broad Market ETF Reduce -1.6% 0.40% −0.01
XOM Exxon Mobil Corp. Reduce -1.6% 0.12% −0.01
IEFA iShares Core MSCI Eafe ETF Reduce -13.1% 0.05% −0.01
MDYG SS SPDR S&P 400 MC GR ETF Reduce -8.8% 0.05% −0.01
NULG Nuveen ESG LRG-Cap GRW ETF Reduce -3.9% 0.06% −0.01
EFA iShares MSCI Eafe ETF Reduce -2.7% 0.06% −0.00
AOM iShares Core 40/60 Moderate Reduce -0.5% 0.07% −0.00
VYMI Vanguard Int High DVD YLD Inc. Reduce -0.9% 1.50% −0.00
PXF Invesco Rafi Developed Marke Reduce -0.9% 1.02% −0.00
AOK iShares Core 30/70 Conservat Reduce -0.0% 0.04% −0.00
VEU Vanguard Ftse All-World Ex-U Reduce -1.6% 0.09% −0.00
VIGI Vanguard Int Div App Indx FD Reduce -2.2% 1.23% −0.00
DFAT Dimensional US Target Value Reduce -0.8% 0.60% +0.00
VBK Van Morst SML-Cap Gro-Usd Inc. Reduce -0.1% 0.35% +0.00
VIG Vanguard Dividend Apprec ETF Reduce -0.0% 0.11% +0.00
VTV Vanguard Mrngstr Val ETF-Aui Reduce -0.8% 0.23% +0.00
USRT iShares Core US REIT ETF Reduce -5.3% 0.17% +0.00
GWX State Street SPDR S&P Intern Reduce -0.2% 0.57% +0.01
EEM iShares MSCI Emerging Market Reduce -0.5% 0.77% +0.01
VSS Vanguard Ftse All Wo X-US SC Reduce -0.3% 1.12% +0.01
BMY Bristol-Myers Squibb Co. Reduce -8.3% 0.23% +0.02
IWO iShares Russell 2000 Growth Reduce -0.2% 1.65% +0.03
IWN iShares Russell 2000 Value E Reduce -0.5% 1.27% +0.03
IWM iShares Russell 2000 ETF Reduce -0.6% 1.96% +0.04
VOE Vngrd Mrngstr MD-Cap Val ETF Reduce -1.2% 1.11% +0.04

Portfolio Buys Q2 2024 → Q3 2024
IJH iShares Core S&P Midcap ETF Add +471.6% 3.89% +3.22
IWP iShares Russell Mid-Cap Grow Add +5.0% 4.82% +0.23
IWS iShares Russell Mid-Cap Valu Add +6.2% 2.54% +0.22
IJR iShares Core S&P Small-Cap E Add +2.3% 4.03% +0.21
IWD iShares Russell 1000 Value E Add +4.4% 1.99% +0.13
XJH Ishare ESG SS S&P Midcap ETF New 0.13% +0.13
VWO Vanguard Ftse Emerging Marke Add +4.5% 1.66% +0.12
GTO Invesco Total Return Bond Et Add +4.5% 4.78% +0.11
SCZ iShares MSCI Eafe Small-Cap Add +3.5% 1.35% +0.09
IJS iShares S&P Small-Cap 600 Va Add +0.9% 1.20% +0.06
IJT iShares S&P Small-Cap 600 GR Add +0.8% 1.79% +0.05
IVV iShares Core S&P 500 ETF Add +1.3% 10.95% +0.05
TIP iShares Tips Bond ETF Add +5.6% 1.73% +0.05
ESGD iShares Trust iShares ESG Aw Add +15.7% 0.33% +0.05
GSK GSK PLC-Spon ADR New 0.04% +0.04
EFV iShares MSCI Eafe Value ETF Add +0.9% 1.19% +0.03
NUMV Nuveen ESG Mid-Cap Value ETF Add +37.6% 0.11% +0.03
ZTS Zoetis Inc. New 0.03% +0.03
VBR Vngrd Mrngst SL-CP Val ETF-U Add +0.1% 0.87% +0.03
NUMG Nuveen ESG Mid-Cap Grow ETF Add +40.4% 0.10% +0.03
BND Vanguard Total Bond Market Add +2.4% 6.29% +0.03
WST West Pharmaceutical Services Add +120.2% 0.06% +0.03
VT Vanguard Tot World STK ETF New 0.03% +0.03
ESGE iShares Inc. iShares ESG Awar Add +24.0% 0.12% +0.02
NUSC Nuveen ESG Small-Cap ETF Add +19.9% 0.09% +0.02
AAPL Apple Inc. Add +2.1% 0.23% +0.01
VB Vanguard Most SM-Cap ETF-Usd Add +0.0% 0.47% +0.01
VEA Vanguard Ftse Developed ETF Add +2.5% 0.35% +0.01
UNH Unitedhealth Group Inc. Add +6.4% 0.06% +0.01
ESGU iShares ESG Aware MSCI USA Add +4.0% 0.20% +0.01
NULV Nuveen ESG Large-Cap Val ETF Add +8.3% 0.06% +0.01
MMIN Nylim Mackay Muni Insured Et Add +4.1% 1.60% +0.00
VV Vngrd Mrgstr LRG-Cap ETF-Usd Add +2.5% 0.15% +0.00
JNJ Johnson & Johnson Add +1.1% 0.05% +0.00
UNP Union Pacific Corp. Add +1.3% 0.05% +0.00
IUSV iShares Core S&P U.S. Value Add +0.6% 0.06% +0.00
AOA iShares Core 80/20 Aggressiv Add +0.9% 0.24% +0.00
HYG Ishr Ibx Usd Hiyld CB ETF-Ui Add +1.5% 0.03% −0.00
LQD Ishr Ibx Usd Invgd CB ETF-Ui Add +0.3% 0.06% −0.00
AGG iShares Core U.S. Aggregate Add +1.1% 0.06% −0.00
AOR iShares Core 60/40 Balanced Add +0.8% 0.21% −0.00
MBB iShares MBS ETF Add +0.1% 0.04% −0.00
SHY iShares 1-3 Year Treasury Bo Add +1.0% 0.03% −0.00
IUSG iShares Core S&P U.S. Growth Add +0.2% 0.07% −0.00
EAGG iShares ESG Aware US Aggrega Add +1.3% 0.36% −0.00
MSFT Microsoft Corp. Add +4.5% 0.08% −0.00
PFE Pfizer Inc. Add +0.3% 0.19% −0.00
GOOG Alphabet Inc. Class C Add +7.2% 0.09% −0.01
EFG iShares MSCI Eafe Growth ETF Add +0.3% 2.80% −0.02
MUB iShares National Muni Bond E Add +2.2% 2.58% −0.05

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 120$916.9MIVV, IJH, IWF, GTO, IJR
Q1 2026 114$813.7MIVV, IJH, GTO, IWF, IJR
Q4 2025 113$819.5MIVV, IWF, IJH, GTO, IWB
Q3 2025 107$832.1MIVV, BND, IWF, GTO, IJH
Q2 2025 108$781.5MIVV, BND, IWF, GTO, IJH
Q1 2025 117$743.9MIVV, BND, IJH, GTO, IWF
Q4 2024 113$779.5MIVV, BND, IWF, IJH, IWP
Q3 2024 111$789.9MIVV, BND, IWF, IWP, GTO
Q2 2024 107$743.6MIVV, VNQ, IWF, BND, GTO
Q1 2024 96$743.6MIVV, VNQ, BND, IWF, GTO