RTD Financial Advisors, Inc.

Name: RTD Financial Advisors, Inc. 13F holdings, Q4 2025
Creator: RTD Financial Advisors, Inc.
Published: 2026-01-27

Q2 2026Q1 2026Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 27, 2026), RTD Financial Advisors, Inc. reported 113 stock positions worth $819.5 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 11.9% of the portfolio, followed by iShares Russell 1000 Growth (IWF, 5.3%) and iShares Core S&P Midcap ETF (IJH, 5.1%). Compared with Q3 2025, it opened 9 new positions, sold out of 3, added to 15 and reduced 70. The biggest buy was a new position in iShares Russell Top 200 Valu (IWX) and the biggest sale Vanguard Total Bond Market (BND, shares −86%).

Most Recent 13F: Q2 2026
Location: Philadelphia, PA
CIK: 0001810555
Portfolio Value: $819.5M (Q4 2025)
SEC Filing: 0002085853-26-000107 ↗ filed Jan 27, 2026

Holdings Value

Holdings 113 stocks · $819.5M


IVV iShares Core S&P 500 ETF	11.93%	142,793	$97.8M	Add +0.9%
IWF iShares Russell 1000 Growth	5.27%	91,276	$43.2M	Reduce -5.8%
IJH iShares Core S&P Midcap ETF	5.06%	628,682	$41.5M	Reduce -0.3%
GTO Invesco Total Return Bond Et	4.70%	812,872	$38.5M	Reduce -7.3%
IWB iShares Russell 1000 ETF	4.37%	95,812	$35.8M	Reduce -3.1%
IJR iShares Core S&P Small-Cap E	4.18%	285,100	$34.3M	Reduce -0.9%
IWP iShares Russell Mid-Cap Grow	3.42%	204,802	$28.0M	Reduce -1.7%
IWX iShares Russell Top 200 Valu	2.72%	242,363	$22.3M	New
EFG iShares MSCI Eafe Growth ETF	2.69%	193,560	$22.1M	Reduce -2.7%
IWS iShares Russell Mid-Cap Valu	2.49%	144,494	$20.4M	Reduce -0.2%
IWY iShares Russell Top 200 Grow	2.38%	70,494	$19.5M	New
VO Vngrd Mrngstr MD-Cap ETF-Usd	2.30%	65,016	$18.9M	Reduce -2.7%
MUB iShares National Muni Bond E	2.29%	175,044	$18.7M	Reduce -7.5%
IWD iShares Russell 1000 Value E	2.10%	81,938	$17.2M	Reduce -2.0%
IVE iShares S&P 500 Value ETF	1.98%	76,594	$16.2M	Reduce -3.5%
IWM iShares Russell 2000 ETF	1.87%	62,319	$15.3M	Reduce -2.7%
TIP iShares Tips Bond ETF	1.82%	135,961	$14.9M	Add +4.4%
VWO Vanguard Ftse Emerging Marke	1.80%	273,863	$14.7M	Reduce -2.6%
IJT iShares S&P Small-Cap 600 GR	1.72%	99,847	$14.1M	Reduce -3.4%
IWO iShares Russell 2000 Growth	1.69%	42,849	$13.8M	Reduce -2.4%
SCZ iShares MSCI Eafe Small-Cap	1.63%	172,300	$13.4M	Reduce -1.9%
VYMI Vanguard Int High DVD YLD Inc.	1.59%	144,335	$13.0M	Reduce -5.1%
VOE Vngrd Mrngstr MD-Cap Val ETF	1.58%	73,197	$13.0M	Reduce -4.3%
EFV iShares MSCI Eafe Value ETF	1.47%	168,378	$12.0M	Reduce -2.7%
MMIN Nylim Mackay Muni Insured Et filed as NEW YORK LIFE INVTS ACTIVE E	1.44%	493,051	$11.8M	Reduce -1.1%
DFUV Dimensional US Marketwide Va	1.30%	229,310	$10.7M	Reduce -0.5%
IJS iShares S&P Small-Cap 600 Va	1.23%	88,506	$10.1M	Reduce -5.9%
IWN iShares Russell 2000 Value E	1.23%	55,416	$10.0M	Reduce -1.0%
VIGI Vanguard Int Div App Indx FD	1.22%	109,757	$10.0M	Reduce -2.4%
VOT Vngrd Mrngstr MC GRW ETF-Usd	1.20%	35,132	$9.8M	Reduce -3.1%
VSS Vanguard Ftse All Wo X-US SC	1.18%	67,745	$9.7M	Reduce -3.7%
SCHX Schwab US Large-Cap ETF	1.17%	357,136	$9.6M	Reduce -5.3%
VTEB Vanguard Tax-Exempt Bond ETF	1.11%	180,823	$9.1M	Reduce -6.3%
PXF Invesco Rafi Developed Marke	1.10%	137,194	$9.0M	Reduce -5.9%
VBR Vngrd Mrngst SL-CP Val ETF-U	0.98%	38,073	$8.1M	Reduce -2.5%
BND Vanguard Total Bond Market	0.81%	89,867	$6.7M	Reduce -86.5%
EEM iShares MSCI Emerging Market	0.80%	119,483	$6.5M	Reduce -2.9%
VB Vanguard Most SM-Cap ETF-Usd	0.69%	21,910	$5.7M	Reduce -9.9%
GWX State Street SPDR S&P Intern	0.63%	126,496	$5.2M	Reduce -2.2%
SCHG Schwab US Large-Cap Growth	0.63%	157,060	$5.1M	Reduce -4.3%
DFAT Dimensional US Target Value	0.59%	80,961	$4.8M	Reduce -0.2%
MDYV SS SPDR S&P 400 MC Val ETF	0.57%	54,965	$4.7M	Reduce -0.8%
IVW iShares S&P 500 Growth ETF	0.56%	37,545	$4.6M	Reduce -11.0%
VBK Van Morst SML-Cap Gro-Usd Inc.	0.52%	14,077	$4.3M	Reduce -0.7%
VEA Vanguard Ftse Developed ETF	0.42%	55,222	$3.4M	Reduce -10.4%
EAGG iShares ESG Aware US Aggrega	0.39%	67,181	$3.2M	Add +1.0%
SCHB Schwab US Broad Market ETF	0.38%	119,715	$3.1M	Reduce -4.9%
AOA iShares Core 80/20 Aggressiv	0.33%	29,869	$2.7M	Add +4.1%
ESGD iShares Trust iShares ESG Aw	0.31%	26,901	$2.6M	Reduce -3.6%
SPEM State Street SP PTF Em ETF	0.29%	51,498	$2.4M	Reduce -0.2%
VTV Vanguard Mrngstr Val ETF-Aui	0.28%	12,070	$2.3M	Reduce -28.2%
SPY SS SPDR S&P 500 ETF Trust-US	0.28%	3,315	$2.3M	Add +5.4%
VTI VG Morningstar TS MKT ETF-US	0.25%	6,049	$2.0M	No change
AAPL Apple Inc.	0.25%	7,407	$2.0M	Reduce -21.8%
VV Vngrd Mrgstr LRG-Cap ETF-Usd	0.24%	6,356	$2.0M	Reduce -1.6%
AOR iShares Core 60/40 Balanced	0.20%	24,643	$1.6M	Reduce -8.2%
ESGU iShares ESG Aware MSCI USA	0.18%	9,850	$1.5M	Reduce -0.3%
XJH Ishare ESG SS S&P Midcap ETF	0.17%	31,764	$1.4M	Reduce -4.4%
GOOG Alphabet Inc. Class C	0.16%	4,223	$1.3M	Add +2.6%
PFE Pfizer Inc.	0.16%	52,933	$1.3M	Add +1.8%
VUG Vanguard Mrngstar GR ETF-Sui	0.16%	2,652	$1.3M	Reduce -53.9%
DFIV Dimensional International Va	0.15%	24,953	$1.2M	Add +186.9%
VNQ Vanguard Real Estate ETF	0.14%	12,549	$1.1M	Reduce -65.1%
ESGE iShares Inc. iShares ESG Awar	0.13%	24,743	$1.1M	Reduce -1.6%
BMY Bristol-Myers Squibb Co.	0.12%	18,512	$999K	Reduce -14.3%
XOM Exxon Mobil Corp.	0.12%	8,204	$987K	Add +6.5%
VIG Vanguard Dividend Apprec ETF	0.12%	4,464	$981K	No change
MDY State Street SPDR S&P Midcap	0.12%	1,605	$968K	No change
HMOP Hartford Municipal Opp ETF	0.12%	24,288	$950K	New
NUMV Nuveen ESG Mid-Cap Value ETF	0.10%	21,889	$856K	Reduce -9.2%
DFSV Dimensional US Small Cap Val	0.10%	26,021	$856K	New
NEE Nextera Energy Inc.	0.10%	10,128	$813K	No change
NUSC Nuveen ESG Small-Cap ETF	0.10%	17,601	$786K	Reduce -8.3%
BRK.A Berkshire Hathaway Inc. Class A	0.09%	1	$755K	No change
PEG Public Service Enterprise GP	0.09%	9,230	$741K	No change
VEU Vanguard Ftse All-World Ex-U	0.09%	9,896	$728K	Reduce -5.6%
TREX Trex Company Inc.	0.09%	20,568	$722K	No change
MSFT Microsoft Corp.	0.08%	1,420	$687K	Reduce -18.0%
NUMG Nuveen ESG Mid-Cap Grow ETF	0.08%	14,314	$683K	Reduce -9.2%
DFEM Dimensional Emrg MRKT Core	0.08%	20,423	$676K	New
DISV Dimensional International SM	0.08%	17,059	$648K	New
OTEX Open Text Corp.	0.07%	17,212	$561K	Reduce -19.4%
XLV SS Health Care Select Sector	0.07%	3,553	$550K	Reduce -21.7%
LLY Eli Lilly & Co.	0.06%	487	$523K	New
JNJ Johnson & Johnson	0.06%	2,393	$495K	Add +6.7%
ALB Albemarle Corp.	0.06%	3,419	$484K	Reduce -18.6%
NULV Nuveen ESG Large-Cap Val ETF	0.05%	9,887	$445K	Add +0.9%
XLK SS Technology Select Sector	0.05%	3,035	$437K	No change
COWZ Pacer US Cash Cows 100 ETF	0.05%	7,000	$421K	No change
WST West Pharmaceutical Services	0.05%	1,524	$419K	No change
AOM iShares Core 40/60 Moderate	0.05%	8,753	$418K	Reduce -0.3%
NULG Nuveen ESG LRG-Cap GRW ETF	0.05%	4,178	$409K	Reduce -0.4%
SYK Stryker Corp.	0.05%	1,092	$384K	No change
MRK Merck & Co. Inc.	0.05%	3,635	$383K	Add +4.3%
GE General Electric filed as GE AEROSPACE	0.05%	1,216	$375K	Add +21.4%
CVX Chevron Corp.	0.05%	2,448	$373K	Reduce -12.9%
ESGV Vanguard ESG US Stock ETF	0.04%	3,017	$365K	Reduce -7.7%
EFA iShares MSCI Eafe ETF	0.04%	3,683	$354K	No change
RPG Invesco S&P 500 Pure Growth	0.04%	7,306	$341K	No change
IEFA iShares Core MSCI Eafe ETF	0.04%	3,747	$335K	No change

Show all 113 holdings

Portfolio Sells Q3 2025 → Q4 2025


BND Vanguard Total Bond Market	Reduce -86.5%	0.81%	−5.13
GTO Invesco Total Return Bond Et	Reduce -7.3%	4.70%	−0.30
VNQ Vanguard Real Estate ETF	Reduce -65.1%	0.14%	−0.26
IWF iShares Russell 1000 Growth	Reduce -5.8%	5.27%	−0.18
VUG Vanguard Mrngstar GR ETF-Sui	Reduce -53.9%	0.16%	−0.17
IWP iShares Russell Mid-Cap Grow	Reduce -1.7%	3.42%	−0.14
MUB iShares National Muni Bond E	Reduce -7.5%	2.29%	−0.13
VTV Vanguard Mrngstr Val ETF-Aui	Reduce -28.2%	0.28%	−0.10
VOT Vngrd Mrngstr MC GRW ETF-Usd	Reduce -3.1%	1.20%	−0.08
VO Vngrd Mrngstr MD-Cap ETF-Usd	Reduce -2.7%	2.30%	−0.06
VB Vanguard Most SM-Cap ETF-Usd	Reduce -9.9%	0.69%	−0.05
VTEB Vanguard Tax-Exempt Bond ETF	Reduce -6.3%	1.11%	−0.05
IVW iShares S&P 500 Growth ETF	Reduce -11.0%	0.56%	−0.05
IEMG iShares Core MSCI Emerging	Sold out	0.00%	−0.04
AAPL Apple Inc.	Reduce -21.8%	0.25%	−0.04
IJT iShares S&P Small-Cap 600 GR	Reduce -3.4%	1.72%	−0.04
VWO Vanguard Ftse Emerging Marke	Reduce -2.6%	1.80%	−0.03
EFG iShares MSCI Eafe Growth ETF	Reduce -2.7%	2.69%	−0.03
WMT Walmart Inc.	Sold out	0.00%	−0.03
OTEX Open Text Corp.	Reduce -19.4%	0.07%	−0.03
ESML iShares ESG Aware MSCI USA S	Sold out	0.00%	−0.03
MSFT Microsoft Corp.	Reduce -18.0%	0.08%	−0.02
VEA Vanguard Ftse Developed ETF	Reduce -10.4%	0.42%	−0.02
IJS iShares S&P Small-Cap 600 Va	Reduce -5.9%	1.23%	−0.02
VSS Vanguard Ftse All Wo X-US SC	Reduce -3.7%	1.18%	−0.02
VOE Vngrd Mrngstr MD-Cap Val ETF	Reduce -4.3%	1.58%	−0.02
SCHX Schwab US Large-Cap ETF	Reduce -5.3%	1.17%	−0.02
AOR iShares Core 60/40 Balanced	Reduce -8.2%	0.20%	−0.01
NVDA Nvidia Corp.	Reduce -23.1%	0.04%	−0.01
NUMG Nuveen ESG Mid-Cap Grow ETF	Reduce -9.2%	0.08%	−0.01
XLV SS Health Care Select Sector	Reduce -21.7%	0.07%	−0.01
UNP Union Pacific Corp.	Reduce -17.9%	0.04%	−0.01
NUMV Nuveen ESG Mid-Cap Value ETF	Reduce -9.2%	0.10%	−0.01
CVX Chevron Corp.	Reduce -12.9%	0.05%	−0.01
NUSC Nuveen ESG Small-Cap ETF	Reduce -8.3%	0.10%	−0.01
SCHB Schwab US Broad Market ETF	Reduce -4.9%	0.38%	−0.01
SCHG Schwab US Large-Cap Growth	Reduce -4.3%	0.63%	−0.00
AOK iShares Core 30/70 Conservat	Reduce -9.9%	0.04%	−0.00
XJH Ishare ESG SS S&P Midcap ETF	Reduce -4.4%	0.17%	−0.00
VT Vanguard Tot World STK ETF	Reduce -10.9%	0.03%	−0.00
ESGV Vanguard ESG US Stock ETF	Reduce -7.7%	0.04%	−0.00
VEU Vanguard Ftse All-World Ex-U	Reduce -5.6%	0.09%	−0.00
NULG Nuveen ESG LRG-Cap GRW ETF	Reduce -0.4%	0.05%	−0.00
ESGD iShares Trust iShares ESG Aw	Reduce -3.6%	0.31%	+0.00
IWO iShares Russell 2000 Growth	Reduce -2.4%	1.69%	+0.00
AOM iShares Core 40/60 Moderate	Reduce -0.3%	0.05%	+0.00
ESGE iShares Inc. iShares ESG Awar	Reduce -1.6%	0.13%	+0.00
SPEM State Street SP PTF Em ETF	Reduce -0.2%	0.29%	+0.00
BMY Bristol-Myers Squibb Co.	Reduce -14.3%	0.12%	+0.00
VBR Vngrd Mrngst SL-CP Val ETF-U	Reduce -2.5%	0.98%	+0.00

Portfolio Buys Q3 2025 → Q4 2025


IWX iShares Russell Top 200 Valu	New	2.72%	+2.72
IWY iShares Russell Top 200 Grow	New	2.38%	+2.38
IVV iShares Core S&P 500 ETF	Add +0.9%	11.93%	+0.55
HMOP Hartford Municipal Opp ETF	New	0.12%	+0.12
DFSV Dimensional US Small Cap Val	New	0.10%	+0.10
DFIV Dimensional International Va	Add +186.9%	0.15%	+0.10
TIP iShares Tips Bond ETF	Add +4.4%	1.82%	+0.08
DFEM Dimensional Emrg MRKT Core	New	0.08%	+0.08
DISV Dimensional International SM	New	0.08%	+0.08
LLY Eli Lilly & Co.	New	0.06%	+0.06
GOOG Alphabet Inc. Class C	Add +2.6%	0.16%	+0.04
GOOGL Alphabet Inc. Class A	New	0.03%	+0.03
GEV GE Vernova Inc.	New	0.03%	+0.03
SPY SS SPDR S&P 500 ETF Trust-US	Add +5.4%	0.28%	+0.02
AOA iShares Core 80/20 Aggressiv	Add +4.1%	0.33%	+0.02
XOM Exxon Mobil Corp.	Add +6.5%	0.12%	+0.02
MRK Merck & Co. Inc.	Add +4.3%	0.05%	+0.01
JNJ Johnson & Johnson	Add +6.7%	0.06%	+0.01
GE General Electric	Add +21.4%	0.05%	+0.01
EAGG iShares ESG Aware US Aggrega	Add +1.0%	0.39%	+0.01
NULV Nuveen ESG Large-Cap Val ETF	Add +0.9%	0.05%	+0.00
BAC Bank of America Corp.	Add +0.2%	0.03%	+0.00
IBM Intl Business Machines Corp.	Add +1.0%	0.03%	+0.00
PFE Pfizer Inc.	Add +1.8%	0.16%	+0.00

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	120	$916.9M	IVV, IJH, IWF, GTO, IJR
Q1 2026	114	$813.7M	IVV, IJH, GTO, IWF, IJR
Q4 2025	113	$819.5M	IVV, IWF, IJH, GTO, IWB
Q3 2025	107	$832.1M	IVV, BND, IWF, GTO, IJH
Q2 2025	108	$781.5M	IVV, BND, IWF, GTO, IJH
Q1 2025	117	$743.9M	IVV, BND, IJH, GTO, IWF
Q4 2024	113	$779.5M	IVV, BND, IWF, IJH, IWP
Q3 2024	111	$789.9M	IVV, BND, IWF, IWP, GTO
Q2 2024	107	$743.6M	IVV, VNQ, IWF, BND, GTO
Q1 2024	96	$743.6M	IVV, VNQ, BND, IWF, GTO