RTD Financial Advisors, Inc.
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 21, 2025), RTD Financial Advisors, Inc. reported 113 stock positions worth $779.5 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 11.3% of the portfolio, followed by Vanguard Total Bond Market (BND, 6.2%) and iShares Russell 1000 Growth (IWF, 6.0%). Compared with Q3 2024, it opened 3 new positions, sold out of 1, added to 37 and reduced 52. The biggest buy was iShares Core S&P Midcap ETF (IJH, shares +48%) and the biggest sale Vanguard Real Estate ETF (VNQ, shares −53%).
- Most Recent 13F
- Q2 2026
- Location
- Philadelphia, PA
- CIK
- 0001810555
- Portfolio Value
- $779.5M (Q4 2024)
- SEC Filing
- 0001667731-25-000067 ↗ filed Jan 21, 2025
Holdings Value
Holdings 113 stocks · $779.5M
| IVV iShares Core S&P 500 ETF | 11.28% | 149,431 | $88.0M | Reduce -0.4% |
| BND Vanguard Total Bond Market | 6.25% | 677,338 | $48.7M | Add +2.5% |
| IWF iShares Russell 1000 Growth | 6.00% | 116,466 | $46.8M | Reduce -4.9% |
| IJH iShares Core S&P Midcap ETF | 5.84% | 731,040 | $45.6M | Add +48.1% |
| IWP iShares Russell Mid-Cap Grow | 5.11% | 314,191 | $39.8M | Reduce -3.2% |
| GTO Invesco Total Return Bond Et | 5.06% | 849,587 | $39.4M | Add +8.6% |
| IWB iShares Russell 1000 ETF | 4.16% | 100,705 | $32.4M | Reduce -1.4% |
| IJR iShares Core S&P Small-Cap E | 4.07% | 275,447 | $31.7M | Add +1.3% |
| IWS iShares Russell Mid-Cap Valu | 2.71% | 163,216 | $21.1M | Add +7.5% |
| MUB iShares National Muni Bond E | 2.66% | 194,935 | $20.8M | Add +3.8% |
| EFG iShares MSCI Eafe Growth ETF | 2.59% | 208,343 | $20.2M | Add +1.3% |
| IWD iShares Russell 1000 Value E | 1.97% | 83,147 | $15.4M | Add +0.4% |
| IWM iShares Russell 2000 ETF | 1.96% | 69,238 | $15.3M | Reduce -1.0% |
| IVE iShares S&P 500 Value ETF | 1.86% | 75,758 | $14.5M | Reduce -1.7% |
| IJT iShares S&P Small-Cap 600 GR | 1.79% | 102,982 | $13.9M | Add +1.6% |
| MMIN Nylim Mackay Muni Insured Et filed as NEW YORK LIFE INVTS ACTIVE E | 1.74% | 567,349 | $13.5M | Add +10.2% |
| TIP iShares Tips Bond ETF | 1.73% | 126,314 | $13.5M | Add +2.1% |
| VNQ Vanguard Real Estate ETF | 1.71% | 149,476 | $13.3M | Reduce -52.8% |
| IWO iShares Russell 2000 Growth | 1.68% | 45,419 | $13.1M | Reduce -1.0% |
| VWO Vanguard Ftse Emerging Marke | 1.60% | 283,947 | $12.5M | Add +3.6% |
| DFUV Dimensional US Marketwide Va | 1.44% | 274,466 | $11.2M | Reduce -3.6% |
| VYMI Vanguard Int High DVD YLD Inc. | 1.39% | 159,922 | $10.9M | Reduce -0.8% |
| SCZ iShares MSCI Eafe Small-Cap | 1.32% | 168,866 | $10.3M | Add +7.1% |
| IWN iShares Russell 2000 Value E | 1.26% | 59,745 | $9.8M | Reduce -0.6% |
| IJS iShares S&P Small-Cap 600 Va | 1.25% | 89,917 | $9.8M | Add +2.3% |
| SCHX Schwab US Large-Cap ETF | 1.23% | 414,961 | $9.6M | Add +4.0% |
| EFV iShares MSCI Eafe Value ETF | 1.13% | 168,602 | $8.8M | Add +3.1% |
| VTEB Vanguard Tax-Exempt Bond ETF | 1.13% | 176,087 | $8.8M | Reduce -1.7% |
| VIGI Vanguard Int Div App Indx FD | 1.11% | 107,720 | $8.6M | Reduce -1.9% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 1.09% | 52,481 | $8.5M | Add +0.1% |
| VSS Vanguard Ftse All Wo X-US SC | 1.02% | 69,323 | $7.9M | Reduce -1.1% |
| PXF Invesco Rafi Developed Marke | 0.95% | 155,078 | $7.4M | Reduce -0.1% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.86% | 33,828 | $6.7M | Reduce -1.3% |
| SCHG Schwab US Large-Cap Growth | 0.77% | 214,692 | $6.0M | Reduce -5.2% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 0.75% | 23,161 | $5.9M | Reduce -0.7% |
| EEM iShares MSCI Emerging Market | 0.69% | 129,444 | $5.4M | Reduce -1.9% |
| DFAT Dimensional US Target Value | 0.61% | 84,802 | $4.7M | Reduce -0.2% |
| MDYV SS SPDR S&P 400 MC Val ETF | 0.60% | 58,439 | $4.7M | Reduce -1.0% |
| IVW iShares S&P 500 Growth ETF | 0.53% | 40,468 | $4.1M | Reduce -2.5% |
| GWX State Street SPDR S&P Intern | 0.53% | 132,407 | $4.1M | Reduce -0.4% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.49% | 15,810 | $3.8M | Add +1.3% |
| SCHB Schwab US Broad Market ETF | 0.42% | 144,143 | $3.3M | No change |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.37% | 10,395 | $2.9M | Reduce -0.1% |
| EAGG iShares ESG Aware US Aggrega | 0.37% | 62,309 | $2.9M | Add +6.6% |
| VEA Vanguard Ftse Developed ETF | 0.31% | 50,587 | $2.4M | Reduce -3.7% |
| ESGD iShares Trust iShares ESG Aw | 0.30% | 30,306 | $2.3M | Reduce -1.0% |
| AAPL Apple Inc. | 0.29% | 9,026 | $2.3M | Add +17.2% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.26% | 7,550 | $2.0M | Add +67.2% |
| AOA iShares Core 80/20 Aggressiv | 0.26% | 25,956 | $2.0M | Add +6.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.25% | 3,357 | $2.0M | Reduce -0.9% |
| VTI VG Morningstar TS MKT ETF-US | 0.25% | 6,743 | $2.0M | No change |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.22% | 10,294 | $1.7M | Reduce -1.8% |
| AOR iShares Core 60/40 Balanced | 0.20% | 27,390 | $1.6M | Reduce -0.4% |
| ESGU iShares ESG Aware MSCI USA | 0.20% | 12,034 | $1.6M | Reduce -3.6% |
| BMY Bristol-Myers Squibb Co. | 0.19% | 26,152 | $1.5M | Reduce -25.0% |
| TREX Trex Company Inc. | 0.18% | 20,568 | $1.4M | No change |
| PFE Pfizer Inc. | 0.18% | 52,056 | $1.4M | Reduce -0.2% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.17% | 3,221 | $1.3M | Reduce -8.4% |
| XLRE SS Real Estate Select Sector | 0.17% | 31,921 | $1.3M | Reduce -70.9% |
| SPEM State Street SP PTF Em ETF | 0.16% | 33,050 | $1.3M | Reduce -0.2% |
| XJH Ishare ESG SS S&P Midcap ETF | 0.15% | 27,814 | $1.2M | Add +17.8% |
| VIG Vanguard Dividend Apprec ETF | 0.11% | 4,553 | $892K | No change |
| MDY State Street SPDR S&P Midcap | 0.11% | 1,560 | $889K | No change |
| NUMG Nuveen ESG Mid-Cap Grow ETF | 0.11% | 18,673 | $885K | Add +0.9% |
| ESGE iShares Inc. iShares ESG Awar | 0.11% | 26,055 | $870K | Add +3.2% |
| XOM Exxon Mobil Corp. | 0.11% | 7,706 | $829K | Reduce -2.2% |
| GOOG Alphabet Inc. Class C | 0.10% | 4,266 | $812K | No change |
| NEE Nextera Energy Inc. | 0.10% | 11,146 | $799K | No change |
| NUMV Nuveen ESG Mid-Cap Value ETF | 0.10% | 22,845 | $795K | Add +0.8% |
| PEG Public Service Enterprise GP | 0.10% | 9,230 | $780K | No change |
| MSFT Microsoft Corp. | 0.09% | 1,740 | $734K | Add +21.8% |
| NUSC Nuveen ESG Small-Cap ETF | 0.09% | 16,569 | $694K | Reduce -3.8% |
| VEU Vanguard Ftse All-World Ex-U | 0.08% | 11,492 | $660K | Reduce -0.1% |
| XLV SS Health Care Select Sector | 0.08% | 4,783 | $658K | No change |
| USRT iShares Core US REIT ETF | 0.08% | 10,734 | $615K | Reduce -50.2% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.07% | 5,049 | $539K | Add +15.8% |
| IUSG iShares Core S&P U.S. Growth | 0.07% | 3,786 | $528K | Reduce -11.4% |
| AGG iShares Core U.S. Aggregate | 0.07% | 5,411 | $524K | Add +14.9% |
| COWZ Pacer US Cash Cows 100 ETF | 0.07% | 9,100 | $514K | No change |
| WST West Pharmaceutical Services | 0.06% | 1,524 | $499K | No change |
| NULG Nuveen ESG LRG-Cap GRW ETF | 0.06% | 5,361 | $460K | Reduce -5.0% |
| SCHF Schwab Intl Equity ETF | 0.06% | 24,563 | $454K | New |
| IUSV iShares Core S&P U.S. Value | 0.06% | 4,907 | $454K | Reduce -5.6% |
| NULV Nuveen ESG Large-Cap Val ETF | 0.06% | 11,402 | $449K | Add +3.3% |
| IEUR iShares Core MSCI Europe ETF | 0.06% | 8,049 | $434K | Reduce -0.8% |
| EFA iShares MSCI Eafe ETF | 0.05% | 5,648 | $427K | Reduce -1.2% |
| CVX Chevron Corp. | 0.05% | 2,811 | $407K | Add +14.9% |
| SYK Stryker Corp. | 0.05% | 1,092 | $393K | No change |
| MDYG SS SPDR S&P 400 MC GR ETF | 0.05% | 4,500 | $391K | Reduce -4.8% |
| XLK SS Technology Select Sector | 0.05% | 1,640 | $381K | No change |
| AOM iShares Core 40/60 Moderate | 0.05% | 8,763 | $381K | Reduce -25.5% |
| UNH Unitedhealth Group Inc. | 0.05% | 728 | $368K | Reduce -2.1% |
| UNP Union Pacific Corp. | 0.05% | 1,589 | $362K | Reduce -1.2% |
| ALB Albemarle Corp. | 0.05% | 4,199 | $361K | No change |
| MRK Merck & Co. Inc. | 0.05% | 3,569 | $355K | Reduce -1.6% |
| MBB iShares MBS ETF | 0.04% | 3,749 | $344K | Add +10.7% |
| DFIV Dimensional International Va | 0.04% | 9,678 | $343K | No change |
| IEFA iShares Core MSCI Eafe ETF | 0.04% | 4,861 | $342K | Reduce -1.4% |
| RWR SS SPDR Dow Jones REIT ETF | 0.04% | 3,406 | $337K | Reduce -68.3% |
| AOK iShares Core 30/70 Conservat | 0.04% | 8,989 | $335K | Add +1.3% |
Portfolio Sells Q3 2024 → Q4 2024
| VNQ Vanguard Real Estate ETF | Reduce -52.8% | 1.71% | −2.20 |
| XLRE SS Real Estate Select Sector | Reduce -70.9% | 0.17% | −0.45 |
| VIGI Vanguard Int Div App Indx FD | Reduce -1.9% | 1.11% | −0.12 |
| VYMI Vanguard Int High DVD YLD Inc. | Reduce -0.8% | 1.39% | −0.11 |
| RWR SS SPDR Dow Jones REIT ETF | Reduce -68.3% | 0.04% | −0.10 |
| VSS Vanguard Ftse All Wo X-US SC | Reduce -1.1% | 1.02% | −0.10 |
| USRT iShares Core US REIT ETF | Reduce -50.2% | 0.08% | −0.09 |
| PXF Invesco Rafi Developed Marke | Reduce -0.1% | 0.95% | −0.07 |
| EEM iShares MSCI Emerging Market | Reduce -1.9% | 0.69% | −0.07 |
| IVE iShares S&P 500 Value ETF | Reduce -1.7% | 1.86% | −0.07 |
| DFUV Dimensional US Marketwide Va | Reduce -3.6% | 1.44% | −0.06 |
| GWX State Street SPDR S&P Intern | Reduce -0.4% | 0.53% | −0.05 |
| VEA Vanguard Ftse Developed ETF | Reduce -3.7% | 0.31% | −0.04 |
| BMY Bristol-Myers Squibb Co. | Reduce -25.0% | 0.19% | −0.04 |
| GSK GSK PLC-Spon ADR | Sold out | 0.00% | −0.04 |
| ESGD iShares Trust iShares ESG Aw | Reduce -1.0% | 0.30% | −0.03 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -1.7% | 1.13% | −0.03 |
| AOM iShares Core 40/60 Moderate | Reduce -25.5% | 0.05% | −0.02 |
| PFE Pfizer Inc. | Reduce -0.2% | 0.18% | −0.01 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -1.3% | 0.86% | −0.01 |
| IWN iShares Russell 2000 Value E | Reduce -0.6% | 1.26% | −0.01 |
| XOM Exxon Mobil Corp. | Reduce -2.2% | 0.11% | −0.01 |
| SPEM State Street SP PTF Em ETF | Reduce -0.2% | 0.16% | −0.01 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -1.8% | 0.22% | −0.01 |
| UNH Unitedhealth Group Inc. | Reduce -2.1% | 0.05% | −0.01 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -0.1% | 0.08% | −0.01 |
| IEUR iShares Core MSCI Europe ETF | Reduce -0.8% | 0.06% | −0.01 |
| MRK Merck & Co. Inc. | Reduce -1.6% | 0.05% | −0.01 |
| EFA iShares MSCI Eafe ETF | Reduce -1.2% | 0.05% | −0.01 |
| JNJ Johnson & Johnson | Reduce -1.5% | 0.04% | −0.01 |
| AOR iShares Core 60/40 Balanced | Reduce -0.4% | 0.20% | −0.00 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -1.4% | 0.04% | −0.00 |
| IUSV iShares Core S&P U.S. Value | Reduce -5.6% | 0.06% | −0.00 |
| NUSC Nuveen ESG Small-Cap ETF | Reduce -3.8% | 0.09% | −0.00 |
| IUSG iShares Core S&P U.S. Growth | Reduce -11.4% | 0.07% | −0.00 |
| UNP Union Pacific Corp. | Reduce -1.2% | 0.05% | −0.00 |
| MDYG SS SPDR S&P 400 MC GR ETF | Reduce -4.8% | 0.05% | −0.00 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -8.4% | 0.17% | −0.00 |
| ESGU iShares ESG Aware MSCI USA | Reduce -3.6% | 0.20% | −0.00 |
| NULG Nuveen ESG LRG-Cap GRW ETF | Reduce -5.0% | 0.06% | 0.00 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -0.9% | 0.25% | +0.01 |
| IWM iShares Russell 2000 ETF | Reduce -1.0% | 1.96% | +0.01 |
| MDYV SS SPDR S&P 400 MC Val ETF | Reduce -1.0% | 0.60% | +0.01 |
| DFAT Dimensional US Target Value | Reduce -0.2% | 0.61% | +0.01 |
| SCHG Schwab US Large-Cap Growth | Reduce -5.2% | 0.77% | +0.02 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Reduce -0.1% | 0.37% | +0.02 |
| IVW iShares S&P 500 Growth ETF | Reduce -2.5% | 0.53% | +0.02 |
| IWO iShares Russell 2000 Growth | Reduce -1.0% | 1.68% | +0.03 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Reduce -0.7% | 0.75% | +0.03 |
| IWB iShares Russell 1000 ETF | Reduce -1.4% | 4.16% | +0.10 |
Portfolio Buys Q3 2024 → Q4 2024
| IJH iShares Core S&P Midcap ETF | Add +48.1% | 5.84% | +1.95 |
| GTO Invesco Total Return Bond Et | Add +8.6% | 5.06% | +0.27 |
| IWS iShares Russell Mid-Cap Valu | Add +7.5% | 2.71% | +0.17 |
| MMIN Nylim Mackay Muni Insured Et | Add +10.2% | 1.74% | +0.13 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Add +67.2% | 0.26% | +0.11 |
| SCHX Schwab US Large-Cap ETF | Add +4.0% | 1.23% | +0.09 |
| MUB iShares National Muni Bond E | Add +3.8% | 2.66% | +0.08 |
| AAPL Apple Inc. | Add +17.2% | 0.29% | +0.06 |
| SCHF Schwab Intl Equity ETF | New | 0.06% | +0.06 |
| IJS iShares S&P Small-Cap 600 Va | Add +2.3% | 1.25% | +0.05 |
| IJR iShares Core S&P Small-Cap E | Add +1.3% | 4.07% | +0.04 |
| ACM Aecom | New | 0.03% | +0.03 |
| WMT Walmart Inc. | New | 0.03% | +0.03 |
| XJH Ishare ESG SS S&P Midcap ETF | Add +17.8% | 0.15% | +0.02 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +1.3% | 0.49% | +0.02 |
| MSFT Microsoft Corp. | Add +21.8% | 0.09% | +0.02 |
| EAGG iShares ESG Aware US Aggrega | Add +6.6% | 0.37% | +0.01 |
| AOA iShares Core 80/20 Aggressiv | Add +6.0% | 0.26% | +0.01 |
| NUMG Nuveen ESG Mid-Cap Grow ETF | Add +0.9% | 0.11% | +0.01 |
| AGG iShares Core U.S. Aggregate | Add +14.9% | 0.07% | +0.01 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Add +15.8% | 0.07% | +0.01 |
| CVX Chevron Corp. | Add +14.9% | 0.05% | +0.01 |
| SHY iShares 1-3 Year Treasury Bo | Add +14.3% | 0.04% | +0.00 |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | Add +14.0% | 0.04% | +0.00 |
| MBB iShares MBS ETF | Add +10.7% | 0.04% | +0.00 |
| VT Vanguard Tot World STK ETF | Add +2.7% | 0.03% | +0.00 |
| AOK iShares Core 30/70 Conservat | Add +1.3% | 0.04% | −0.00 |
| NULV Nuveen ESG Large-Cap Val ETF | Add +3.3% | 0.06% | −0.00 |
| IJT iShares S&P Small-Cap 600 GR | Add +1.6% | 1.79% | −0.00 |
| TIP iShares Tips Bond ETF | Add +2.1% | 1.73% | −0.00 |
| NUMV Nuveen ESG Mid-Cap Value ETF | Add +0.8% | 0.10% | −0.00 |
| ZTS Zoetis Inc. | Add +3.9% | 0.03% | −0.00 |
| ESGE iShares Inc. iShares ESG Awar | Add +3.2% | 0.11% | −0.00 |
| IWD iShares Russell 1000 Value E | Add +0.4% | 1.97% | −0.01 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Add +0.1% | 1.09% | −0.02 |
| SCZ iShares MSCI Eafe Small-Cap | Add +7.1% | 1.32% | −0.04 |
| BND Vanguard Total Bond Market | Add +2.5% | 6.25% | −0.04 |
| VWO Vanguard Ftse Emerging Marke | Add +3.6% | 1.60% | −0.06 |
| EFV iShares MSCI Eafe Value ETF | Add +3.1% | 1.13% | −0.06 |
| EFG iShares MSCI Eafe Growth ETF | Add +1.3% | 2.59% | −0.22 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 120 | $916.9M | IVV, IJH, IWF, GTO, IJR |
| Q1 2026 | 114 | $813.7M | IVV, IJH, GTO, IWF, IJR |
| Q4 2025 | 113 | $819.5M | IVV, IWF, IJH, GTO, IWB |
| Q3 2025 | 107 | $832.1M | IVV, BND, IWF, GTO, IJH |
| Q2 2025 | 108 | $781.5M | IVV, BND, IWF, GTO, IJH |
| Q1 2025 | 117 | $743.9M | IVV, BND, IJH, GTO, IWF |
| Q4 2024 | 113 | $779.5M | IVV, BND, IWF, IJH, IWP |
| Q3 2024 | 111 | $789.9M | IVV, BND, IWF, IWP, GTO |
| Q2 2024 | 107 | $743.6M | IVV, VNQ, IWF, BND, GTO |
| Q1 2024 | 96 | $743.6M | IVV, VNQ, BND, IWF, GTO |