RTD Financial Advisors, Inc.

Name: RTD Financial Advisors, Inc. 13F holdings, Q3 2025
Creator: RTD Financial Advisors, Inc.
Published: 2025-10-14

Q2 2026Q1 2026Q4 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 14, 2025), RTD Financial Advisors, Inc. reported 107 stock positions worth $832.1 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 11.4% of the portfolio, followed by Vanguard Total Bond Market (BND, 5.9%) and iShares Russell 1000 Growth (IWF, 5.5%). Compared with Q2 2025, it opened 1 new position, sold out of 2, added to 33 and reduced 48. The biggest buy was iShares Core S&P Small-Cap E (IJR, shares +5%) and the biggest sale iShares Russell Mid-Cap Grow (IWP, shares −3%).

Most Recent 13F: Q2 2026
Location: Philadelphia, PA
CIK: 0001810555
Portfolio Value: $832.1M (Q3 2025)
SEC Filing: 0002085853-25-000083 ↗ filed Oct 14, 2025

Holdings Value

Holdings 107 stocks · $832.1M


IVV iShares Core S&P 500 ETF	11.38%	141,479	$94.7M	Add +1.1%
BND Vanguard Total Bond Market	5.95%	665,169	$49.5M	Add +2.2%
IWF iShares Russell 1000 Growth	5.45%	96,856	$45.4M	Reduce -2.2%
GTO Invesco Total Return Bond Et	5.01%	876,993	$41.7M	Add +4.0%
IJH iShares Core S&P Midcap ETF	4.94%	630,268	$41.1M	Add +6.8%
IWB iShares Russell 1000 ETF	4.35%	98,923	$36.2M	Reduce -3.3%
IJR iShares Core S&P Small-Cap E	4.11%	287,671	$34.2M	Add +5.2%
IWP iShares Russell Mid-Cap Grow	3.57%	208,332	$29.7M	Reduce -3.4%
EFG iShares MSCI Eafe Growth ETF	2.72%	198,904	$22.7M	Reduce -0.0%
IWS iShares Russell Mid-Cap Valu	2.43%	144,812	$20.2M	Add +3.0%
MUB iShares National Muni Bond E	2.42%	189,237	$20.2M	Add +3.2%
VO Vngrd Mrngstr MD-Cap ETF-Usd	2.36%	66,791	$19.6M	Add +0.7%
IWD iShares Russell 1000 Value E	2.04%	83,577	$17.0M	Add +4.7%
IVE iShares S&P 500 Value ETF	1.97%	79,333	$16.4M	Reduce -0.4%
IWM iShares Russell 2000 ETF	1.86%	64,040	$15.5M	Reduce -1.2%
VWO Vanguard Ftse Emerging Marke	1.83%	281,048	$15.2M	Add +0.8%
IJT iShares S&P Small-Cap 600 GR	1.76%	103,311	$14.6M	Add +3.9%
TIP iShares Tips Bond ETF	1.74%	130,225	$14.5M	Add +2.0%
IWO iShares Russell 2000 Growth	1.69%	43,890	$14.0M	Reduce -2.3%
SCZ iShares MSCI Eafe Small-Cap	1.62%	175,624	$13.5M	Add +1.1%
VOE Vngrd Mrngstr MD-Cap Val ETF	1.60%	76,486	$13.4M	Reduce -0.5%
VYMI Vanguard Int High DVD YLD Inc.	1.55%	152,098	$12.9M	Reduce -1.9%
MMIN Nylim Mackay Muni Insured Et filed as NEW YORK LIFE INVTS ACTIVE E	1.43%	498,595	$11.9M	Reduce -1.0%
EFV iShares MSCI Eafe Value ETF	1.41%	173,002	$11.7M	Add +1.6%
VOT Vngrd Mrngstr MC GRW ETF-Usd	1.28%	36,270	$10.7M	Reduce -2.1%
IJS iShares S&P Small-Cap 600 Va	1.25%	94,090	$10.4M	Add +5.9%
DFUV Dimensional US Marketwide Va	1.24%	230,438	$10.3M	Reduce -4.6%
VIGI Vanguard Int Div App Indx FD	1.21%	112,433	$10.1M	Reduce -2.0%
VSS Vanguard Ftse All Wo X-US SC	1.21%	70,372	$10.0M	Reduce -0.7%
SCHX Schwab US Large-Cap ETF	1.19%	376,924	$9.9M	Reduce -2.5%
IWN iShares Russell 2000 Value E	1.19%	55,992	$9.9M	Reduce -3.2%
VTEB Vanguard Tax-Exempt Bond ETF	1.16%	193,080	$9.7M	Reduce -1.3%
PXF Invesco Rafi Developed Marke	1.07%	145,755	$8.9M	Reduce -2.2%
VBR Vngrd Mrngst SL-CP Val ETF-U	0.98%	39,033	$8.1M	Reduce -0.1%
EEM iShares MSCI Emerging Market	0.79%	123,013	$6.6M	Reduce -3.3%
VB Vanguard Most SM-Cap ETF-Usd	0.74%	24,318	$6.2M	Add +1.6%
SCHG Schwab US Large-Cap Growth	0.63%	164,191	$5.2M	Reduce -0.9%
GWX State Street SPDR S&P Intern	0.62%	129,345	$5.2M	Reduce -1.5%
IVW iShares S&P 500 Growth ETF	0.61%	42,196	$5.1M	Reduce -1.4%
DFAT Dimensional US Target Value	0.57%	81,110	$4.7M	No change
MDYV SS SPDR S&P 400 MC Val ETF	0.56%	55,409	$4.6M	Reduce -0.5%
VBK Van Morst SML-Cap Gro-Usd Inc.	0.51%	14,173	$4.2M	Add +0.4%
VEA Vanguard Ftse Developed ETF	0.44%	61,615	$3.7M	Add +14.5%
VNQ Vanguard Real Estate ETF	0.40%	35,965	$3.3M	Reduce -31.8%
SCHB Schwab US Broad Market ETF	0.39%	125,830	$3.2M	Reduce -7.3%
EAGG iShares ESG Aware US Aggrega	0.38%	66,544	$3.2M	Add +1.0%
VTV Vanguard Mrngstr Val ETF-Aui	0.38%	16,814	$3.1M	Add +16.8%
VUG Vanguard Mrngstar GR ETF-Sui	0.33%	5,748	$2.8M	Add +26.7%
ESGD iShares Trust iShares ESG Aw	0.31%	27,913	$2.6M	Reduce -2.0%
AOA iShares Core 80/20 Aggressiv	0.30%	28,683	$2.5M	Reduce -1.0%
SPEM State Street SP PTF Em ETF	0.29%	51,595	$2.4M	No change
AAPL Apple Inc.	0.29%	9,467	$2.4M	Reduce -0.9%
SPY SS SPDR S&P 500 ETF Trust-US	0.25%	3,144	$2.1M	Reduce -4.2%
VV Vngrd Mrgstr LRG-Cap ETF-Usd	0.24%	6,460	$2.0M	Reduce -2.7%
VTI VG Morningstar TS MKT ETF-US	0.24%	6,049	$2.0M	Reduce -4.4%
AOR iShares Core 60/40 Balanced	0.21%	26,844	$1.7M	Add +2.3%
XJH Ishare ESG SS S&P Midcap ETF	0.18%	33,237	$1.5M	Add +7.9%
ESGU iShares ESG Aware MSCI USA	0.17%	9,875	$1.4M	Reduce -10.6%
PFE Pfizer Inc.	0.16%	51,981	$1.3M	No change
ESGE iShares Inc. iShares ESG Awar	0.13%	25,159	$1.1M	Reduce -2.3%
TREX Trex Company Inc.	0.13%	20,568	$1.1M	No change
GOOG Alphabet Inc. Class C	0.12%	4,117	$1.0M	Reduce -1.4%
BMY Bristol-Myers Squibb Co.	0.12%	21,602	$974K	Reduce -13.1%
VIG Vanguard Dividend Apprec ETF	0.12%	4,464	$963K	Reduce -5.0%
MDY State Street SPDR S&P Midcap	0.12%	1,605	$957K	Add +2.9%
NUMV Nuveen ESG Mid-Cap Value ETF	0.11%	24,115	$933K	Reduce -2.9%
MSFT Microsoft Corp.	0.11%	1,731	$897K	Add +3.5%
XOM Exxon Mobil Corp.	0.10%	7,706	$869K	No change
NUSC Nuveen ESG Small-Cap ETF	0.10%	19,195	$847K	Add +5.7%
OTEX Open Text Corp.	0.10%	21,353	$798K	Reduce -6.2%
PEG Public Service Enterprise GP	0.09%	9,230	$770K	No change
NUMG Nuveen ESG Mid-Cap Grow ETF	0.09%	15,757	$767K	Reduce -3.3%
NEE Nextera Energy Inc.	0.09%	10,128	$765K	No change
BRK.A Berkshire Hathaway Inc. Class A	0.09%	1	$754K	No change
VEU Vanguard Ftse All-World Ex-U	0.09%	10,483	$748K	Reduce -0.3%
XLV SS Health Care Select Sector	0.08%	4,540	$632K	No change
CVX Chevron Corp.	0.05%	2,811	$436K	No change
NULV Nuveen ESG Large-Cap Val ETF	0.05%	9,796	$429K	Reduce -5.8%
XLK SS Technology Select Sector	0.05%	1,518	$428K	Add +1.1%
AOM iShares Core 40/60 Moderate	0.05%	8,783	$418K	Add +0.1%
NULG Nuveen ESG LRG-Cap GRW ETF	0.05%	4,194	$417K	Reduce -7.2%
JNJ Johnson & Johnson	0.05%	2,243	$416K	Reduce -1.2%
SYK Stryker Corp.	0.05%	1,092	$404K	No change
COWZ Pacer US Cash Cows 100 ETF	0.05%	7,000	$402K	Reduce -28.7%
DFIV Dimensional International Va	0.05%	8,696	$401K	No change
WST West Pharmaceutical Services	0.05%	1,524	$400K	No change
NVDA Nvidia Corp.	0.05%	2,077	$388K	New
ESGV Vanguard ESG US Stock ETF	0.05%	3,270	$387K	No change
AOK iShares Core 30/70 Conservat	0.04%	9,199	$369K	Add +1.1%
IEMG iShares Core MSCI Emerging	0.04%	5,567	$367K	Add +31.4%
UNP Union Pacific Corp.	0.04%	1,514	$358K	Add +0.1%
RPG Invesco S&P 500 Pure Growth	0.04%	7,306	$349K	No change
EFA iShares MSCI Eafe ETF	0.04%	3,683	$344K	No change
ALB Albemarle Corp.	0.04%	4,199	$340K	No change
IEFA iShares Core MSCI Eafe ETF	0.04%	3,747	$327K	Add +8.7%
MCD McDonald's Corp.	0.04%	1,043	$317K	No change
BA The Boeing Co.	0.04%	1,442	$311K	No change
GE General Electric filed as GE AEROSPACE	0.04%	1,002	$301K	No change
MRK Merck & Co. Inc.	0.04%	3,485	$292K	Add +0.3%
WTRG Essential Utilities Inc.	0.03%	7,103	$283K	No change

Show all 107 holdings

Portfolio Sells Q2 2025 → Q3 2025


IWP iShares Russell Mid-Cap Grow	Reduce -3.4%	3.57%	−0.26
VNQ Vanguard Real Estate ETF	Reduce -31.8%	0.40%	−0.21
EFG iShares MSCI Eafe Growth ETF	Reduce -0.0%	2.72%	−0.13
VIGI Vanguard Int Div App Indx FD	Reduce -2.0%	1.21%	−0.11
IWB iShares Russell 1000 ETF	Reduce -3.3%	4.35%	−0.10
MMIN Nylim Mackay Muni Insured Et	Reduce -1.0%	1.43%	−0.08
DFUV Dimensional US Marketwide Va	Reduce -4.6%	1.24%	−0.07
VOT Vngrd Mrngstr MC GRW ETF-Usd	Reduce -2.1%	1.28%	−0.07
VTEB Vanguard Tax-Exempt Bond ETF	Reduce -1.3%	1.16%	−0.06
VYMI Vanguard Int High DVD YLD Inc.	Reduce -1.9%	1.55%	−0.04
BMY Bristol-Myers Squibb Co.	Reduce -13.1%	0.12%	−0.03
ZTS Zoetis Inc.	Sold out	0.00%	−0.03
LLY Eli Lilly & Co.	Sold out	0.00%	−0.03
SCHB Schwab US Broad Market ETF	Reduce -7.3%	0.39%	−0.03
PXF Invesco Rafi Developed Marke	Reduce -2.2%	1.07%	−0.02
IVE iShares S&P 500 Value ETF	Reduce -0.4%	1.97%	−0.02
COWZ Pacer US Cash Cows 100 ETF	Reduce -28.7%	0.05%	−0.02
ESGU iShares ESG Aware MSCI USA	Reduce -10.6%	0.17%	−0.02
SCHX Schwab US Large-Cap ETF	Reduce -2.5%	1.19%	−0.02
VOE Vngrd Mrngstr MD-Cap Val ETF	Reduce -0.5%	1.60%	−0.01
ESGD iShares Trust iShares ESG Aw	Reduce -2.0%	0.31%	−0.01
VSS Vanguard Ftse All Wo X-US SC	Reduce -0.7%	1.21%	−0.01
MDYV SS SPDR S&P 400 MC Val ETF	Reduce -0.5%	0.56%	−0.01
NUMG Nuveen ESG Mid-Cap Grow ETF	Reduce -3.3%	0.09%	−0.01
SPY SS SPDR S&P 500 ETF Trust-US	Reduce -4.2%	0.25%	−0.01
VTI VG Morningstar TS MKT ETF-US	Reduce -4.4%	0.24%	−0.01
VIG Vanguard Dividend Apprec ETF	Reduce -5.0%	0.12%	−0.01
ESML iShares ESG Aware MSCI USA S	Reduce -22.7%	0.03%	−0.01
AOA iShares Core 80/20 Aggressiv	Reduce -1.0%	0.30%	−0.01
NULG Nuveen ESG LRG-Cap GRW ETF	Reduce -7.2%	0.05%	−0.00
NULV Nuveen ESG Large-Cap Val ETF	Reduce -5.8%	0.05%	−0.00
VT Vanguard Tot World STK ETF	Reduce -12.3%	0.03%	−0.00
VV Vngrd Mrgstr LRG-Cap ETF-Usd	Reduce -2.7%	0.24%	−0.00
MDYG SS SPDR S&P 400 MC GR ETF	Reduce -7.2%	0.03%	−0.00
NUMV Nuveen ESG Mid-Cap Value ETF	Reduce -2.9%	0.11%	−0.00
VEU Vanguard Ftse All-World Ex-U	Reduce -0.3%	0.09%	−0.00
GWX State Street SPDR S&P Intern	Reduce -1.5%	0.62%	0.00
ESGE iShares Inc. iShares ESG Awar	Reduce -2.3%	0.13%	+0.00
VBR Vngrd Mrngst SL-CP Val ETF-U	Reduce -0.1%	0.98%	+0.00
EEM iShares MSCI Emerging Market	Reduce -3.3%	0.79%	+0.00
JNJ Johnson & Johnson	Reduce -1.2%	0.05%	+0.01
IVW iShares S&P 500 Growth ETF	Reduce -1.4%	0.61%	+0.01
SCHG Schwab US Large-Cap Growth	Reduce -0.9%	0.63%	+0.01
OTEX Open Text Corp.	Reduce -6.2%	0.10%	+0.01
IWN iShares Russell 2000 Value E	Reduce -3.2%	1.19%	+0.02
GOOG Alphabet Inc. Class C	Reduce -1.4%	0.12%	+0.03
AAPL Apple Inc.	Reduce -0.9%	0.29%	+0.04
IWO iShares Russell 2000 Growth	Reduce -2.3%	1.69%	+0.05
IWF iShares Russell 1000 Growth	Reduce -2.2%	5.45%	+0.07
IWM iShares Russell 2000 ETF	Reduce -1.2%	1.86%	+0.07

Portfolio Buys Q2 2025 → Q3 2025


IJR iShares Core S&P Small-Cap E	Add +5.2%	4.11%	+0.28
IVV iShares Core S&P 500 ETF	Add +1.1%	11.38%	+0.26
IJH iShares Core S&P Midcap ETF	Add +6.8%	4.94%	+0.26
IJS iShares S&P Small-Cap 600 Va	Add +5.9%	1.25%	+0.12
VUG Vanguard Mrngstar GR ETF-Sui	Add +26.7%	0.33%	+0.08
VWO Vanguard Ftse Emerging Marke	Add +0.8%	1.83%	+0.07
IJT iShares S&P Small-Cap 600 GR	Add +3.9%	1.76%	+0.06
IWD iShares Russell 1000 Value E	Add +4.7%	2.04%	+0.06
IWS iShares Russell Mid-Cap Valu	Add +3.0%	2.43%	+0.05
VTV Vanguard Mrngstr Val ETF-Aui	Add +16.8%	0.38%	+0.05
VEA Vanguard Ftse Developed ETF	Add +14.5%	0.44%	+0.05
NVDA Nvidia Corp.	New	0.05%	+0.05
EFV iShares MSCI Eafe Value ETF	Add +1.6%	1.41%	+0.03
VB Vanguard Most SM-Cap ETF-Usd	Add +1.6%	0.74%	+0.02
IEMG iShares Core MSCI Emerging	Add +31.4%	0.04%	+0.01
XJH Ishare ESG SS S&P Midcap ETF	Add +7.9%	0.18%	+0.01
NUSC Nuveen ESG Small-Cap ETF	Add +5.7%	0.10%	+0.01
VBK Van Morst SML-Cap Gro-Usd Inc.	Add +0.4%	0.51%	+0.01
SCZ iShares MSCI Eafe Small-Cap	Add +1.1%	1.62%	+0.00
XLK SS Technology Select Sector	Add +1.1%	0.05%	+0.00
IEFA iShares Core MSCI Eafe ETF	Add +8.7%	0.04%	+0.00
MDY State Street SPDR S&P Midcap	Add +2.9%	0.12%	+0.00
MSFT Microsoft Corp.	Add +3.5%	0.11%	+0.00
AOR iShares Core 60/40 Balanced	Add +2.3%	0.21%	+0.00
MRK Merck & Co. Inc.	Add +0.3%	0.04%	−0.00
AOK iShares Core 30/70 Conservat	Add +1.1%	0.04%	−0.00
AOM iShares Core 40/60 Moderate	Add +0.1%	0.05%	−0.00
UNP Union Pacific Corp.	Add +0.1%	0.04%	−0.00
EAGG iShares ESG Aware US Aggrega	Add +1.0%	0.38%	−0.02
VO Vngrd Mrngstr MD-Cap ETF-Usd	Add +0.7%	2.36%	−0.02
MUB iShares National Muni Bond E	Add +3.2%	2.42%	−0.03
GTO Invesco Total Return Bond Et	Add +4.0%	5.01%	−0.05
TIP iShares Tips Bond ETF	Add +2.0%	1.74%	−0.06
BND Vanguard Total Bond Market	Add +2.2%	5.95%	−0.19

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	120	$916.9M	IVV, IJH, IWF, GTO, IJR
Q1 2026	114	$813.7M	IVV, IJH, GTO, IWF, IJR
Q4 2025	113	$819.5M	IVV, IWF, IJH, GTO, IWB
Q3 2025	107	$832.1M	IVV, BND, IWF, GTO, IJH
Q2 2025	108	$781.5M	IVV, BND, IWF, GTO, IJH
Q1 2025	117	$743.9M	IVV, BND, IJH, GTO, IWF
Q4 2024	113	$779.5M	IVV, BND, IWF, IJH, IWP
Q3 2024	111	$789.9M	IVV, BND, IWF, IWP, GTO
Q2 2024	107	$743.6M	IVV, VNQ, IWF, BND, GTO
Q1 2024	96	$743.6M	IVV, VNQ, BND, IWF, GTO