RTD Financial Advisors, Inc.

Name: RTD Financial Advisors, Inc. 13F holdings, Q1 2025
Creator: RTD Financial Advisors, Inc.
Published: 2025-04-16

Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 16, 2025), RTD Financial Advisors, Inc. reported 117 stock positions worth $743.9 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 10.9% of the portfolio, followed by Vanguard Total Bond Market (BND, 6.6%) and iShares Core S&P Midcap ETF (IJH, 5.9%). Compared with Q4 2024, it opened 8 new positions, sold out of 4, added to 43 and reduced 52. The biggest buy was a new position in Vngrd Mrngstr MD-Cap ETF-Usd (VO) and the biggest sale iShares Russell 1000 Growth (IWF, shares −12%).

Most Recent 13F: Q2 2026
Location: Philadelphia, PA
CIK: 0001810555
Portfolio Value: $743.9M (Q1 2025)
SEC Filing: 0001667731-25-000437 ↗ filed Apr 16, 2025

Holdings Value

Holdings 117 stocks · $743.9M


IVV iShares Core S&P 500 ETF	10.91%	144,468	$81.2M	Reduce -3.3%
BND Vanguard Total Bond Market	6.60%	668,915	$49.1M	Reduce -1.2%
IJH iShares Core S&P Midcap ETF	5.89%	750,916	$43.8M	Add +2.7%
GTO Invesco Total Return Bond Et	5.38%	852,136	$40.0M	Add +0.3%
IWF iShares Russell 1000 Growth	4.95%	101,949	$36.8M	Reduce -12.5%
IWP iShares Russell Mid-Cap Grow	4.25%	269,288	$31.6M	Reduce -14.3%
IWB iShares Russell 1000 ETF	3.97%	96,216	$29.5M	Reduce -4.5%
IJR iShares Core S&P Small-Cap E	3.87%	275,595	$28.8M	Add +0.1%
IWS iShares Russell Mid-Cap Valu	2.87%	169,337	$21.3M	Add +3.8%
MUB iShares National Muni Bond E	2.83%	199,418	$21.0M	Add +2.3%
EFG iShares MSCI Eafe Growth ETF	2.78%	206,936	$20.7M	Reduce -0.7%
IWD iShares Russell 1000 Value E	2.21%	87,218	$16.4M	Add +4.9%
TIP iShares Tips Bond ETF	1.95%	130,562	$14.5M	Add +3.4%
MMIN Nylim Mackay Muni Insured Et filed as NEW YORK LIFE INVTS ACTIVE E	1.89%	594,105	$14.0M	Add +4.7%
IVE iShares S&P 500 Value ETF	1.82%	71,137	$13.6M	Reduce -6.1%
VWO Vanguard Ftse Emerging Marke	1.78%	293,133	$13.3M	Add +3.2%
IWM iShares Russell 2000 ETF	1.74%	64,999	$13.0M	Reduce -6.1%
IJT iShares S&P Small-Cap 600 GR	1.70%	101,844	$12.7M	Reduce -1.1%
VYMI Vanguard Int High DVD YLD Inc.	1.55%	156,607	$11.5M	Reduce -2.1%
IWO iShares Russell 2000 Growth	1.55%	45,108	$11.5M	Reduce -0.7%
SCZ iShares MSCI Eafe Small-Cap	1.53%	179,026	$11.4M	Add +6.0%
EFV iShares MSCI Eafe Value ETF	1.36%	172,068	$10.1M	Add +2.1%
DFUV Dimensional US Marketwide Va	1.35%	243,848	$10.0M	Reduce -11.2%
SCHX Schwab US Large-Cap ETF	1.20%	405,727	$9.0M	Reduce -2.2%
IWN iShares Russell 2000 Value E	1.19%	58,833	$8.9M	Reduce -1.5%
IJS iShares S&P Small-Cap 600 Va	1.19%	90,584	$8.8M	Add +0.7%
VIGI Vanguard Int Div App Indx FD	1.18%	106,143	$8.8M	Reduce -1.5%
VTEB Vanguard Tax-Exempt Bond ETF	1.16%	174,013	$8.6M	Reduce -1.2%
VOE Vngrd Mrngstr MD-Cap Val ETF	1.11%	51,663	$8.3M	Reduce -1.6%
VSS Vanguard Ftse All Wo X-US SC	1.07%	68,673	$7.9M	Reduce -0.9%
PXF Invesco Rafi Developed Marke	1.06%	152,358	$7.9M	Reduce -1.8%
VNQ Vanguard Real Estate ETF	1.01%	82,910	$7.5M	Reduce -44.5%
VOT Vngrd Mrngstr MC GRW ETF-Usd	0.98%	29,837	$7.3M	Add +28.8%
VBR Vngrd Mrngst SL-CP Val ETF-U	0.89%	35,406	$6.6M	Add +4.7%
EEM iShares MSCI Emerging Market	0.75%	128,211	$5.6M	Reduce -0.9%
SCHG Schwab US Large-Cap Growth	0.58%	172,141	$4.3M	Reduce -19.8%
MDYV SS SPDR S&P 400 MC Val ETF	0.58%	55,716	$4.3M	Reduce -4.7%
EAGG iShares ESG Aware US Aggrega	0.57%	89,066	$4.2M	Add +42.9%
GWX State Street SPDR S&P Intern	0.57%	131,615	$4.2M	Reduce -0.6%
DFAT Dimensional US Target Value	0.56%	81,110	$4.2M	Reduce -4.3%
VO Vngrd Mrngstr MD-Cap ETF-Usd	0.56%	15,992	$4.1M	New
VB Vanguard Most SM-Cap ETF-Usd	0.52%	17,490	$3.9M	Add +10.6%
IVW iShares S&P 500 Growth ETF	0.47%	37,762	$3.5M	Reduce -6.7%
VBK Van Morst SML-Cap Gro-Usd Inc.	0.40%	11,778	$3.0M	Add +13.3%
SCHB Schwab US Broad Market ETF	0.40%	136,759	$2.9M	Reduce -5.1%
VEA Vanguard Ftse Developed ETF	0.35%	51,527	$2.6M	Add +1.9%
XOM Exxon Mobil Corp.	0.34%	21,079	$2.5M	Add +173.5%
ESGD iShares Trust iShares ESG Aw	0.34%	30,566	$2.5M	Add +0.9%
AAPL Apple Inc.	0.29%	9,609	$2.1M	Add +6.5%
AOA iShares Core 80/20 Aggressiv	0.29%	27,826	$2.1M	Add +7.2%
SPY SS SPDR S&P 500 ETF Trust-US	0.24%	3,177	$1.8M	Reduce -5.4%
VTI VG Morningstar TS MKT ETF-US	0.24%	6,406	$1.8M	Reduce -5.0%
VTV Vanguard Mrngstr Val ETF-Aui	0.23%	9,820	$1.7M	Reduce -4.6%
AOR iShares Core 60/40 Balanced	0.23%	29,284	$1.7M	Add +6.9%
VV Vngrd Mrgstr LRG-Cap ETF-Usd	0.22%	6,292	$1.6M	Reduce -16.7%
ESGU iShares ESG Aware MSCI USA	0.20%	12,085	$1.5M	Add +0.4%
PFE Pfizer Inc.	0.18%	52,692	$1.3M	Add +1.2%
SPEM State Street SP PTF Em ETF	0.18%	33,832	$1.3M	Add +2.4%
BMY Bristol-Myers Squibb Co.	0.17%	21,258	$1.3M	Reduce -18.7%
TREX Trex Company Inc.	0.16%	20,568	$1.2M	No change
XJH Ishare ESG SS S&P Midcap ETF	0.16%	29,589	$1.2M	Add +6.4%
VUG Vanguard Mrngstar GR ETF-Sui	0.14%	2,764	$1.0M	Reduce -14.2%
ESGE iShares Inc. iShares ESG Awar	0.12%	26,274	$918K	Add +0.8%
NUMG Nuveen ESG Mid-Cap Grow ETF	0.12%	21,013	$902K	Add +12.5%
NUMV Nuveen ESG Mid-Cap Value ETF	0.12%	25,855	$885K	Add +13.2%
VIG Vanguard Dividend Apprec ETF	0.12%	4,553	$883K	No change
MDY State Street SPDR S&P Midcap	0.11%	1,560	$832K	No change
BRK.A Berkshire Hathaway Inc. Class A	0.11%	1	$798K	New
NEE Nextera Energy Inc.	0.10%	10,953	$776K	Reduce -1.7%
PEG Public Service Enterprise GP	0.10%	9,230	$760K	No change
MSFT Microsoft Corp.	0.10%	1,941	$729K	Add +11.6%
XLV SS Health Care Select Sector	0.09%	4,783	$698K	No change
NUSC Nuveen ESG Small-Cap ETF	0.09%	17,263	$662K	Add +4.2%
GOOG Alphabet Inc. Class C	0.09%	4,174	$652K	Reduce -2.2%
VEU Vanguard Ftse All-World Ex-U	0.09%	10,654	$646K	Reduce -7.3%
XLRE SS Real Estate Select Sector	0.09%	15,134	$633K	Reduce -52.6%
OTEX Open Text Corp.	0.08%	22,766	$575K	New
AGG iShares Core U.S. Aggregate	0.07%	5,427	$537K	Add +0.3%
LQD Ishr Ibx Usd Invgd CB ETF-Ui	0.07%	4,937	$537K	Reduce -2.2%
COWZ Pacer US Cash Cows 100 ETF	0.07%	9,100	$498K	No change
IEUR iShares Core MSCI Europe ETF	0.07%	8,049	$484K	No change
CVX Chevron Corp.	0.06%	2,872	$480K	Add +2.2%
IUSG iShares Core S&P U.S. Growth	0.06%	3,778	$480K	Reduce -0.2%
NULV Nuveen ESG Large-Cap Val ETF	0.06%	11,190	$453K	Reduce -1.9%
IUSV iShares Core S&P U.S. Value	0.06%	4,908	$453K	Add +0.0%
NULG Nuveen ESG LRG-Cap GRW ETF	0.06%	5,245	$411K	Reduce -2.2%
SYK Stryker Corp.	0.05%	1,092	$406K	No change
JAAA Janus Henderson Aaa Clo ETF	0.05%	7,689	$390K	New
AOM iShares Core 40/60 Moderate	0.05%	8,763	$385K	No change
JNJ Johnson & Johnson	0.05%	2,243	$372K	Reduce -0.8%
UNH Unitedhealth Group Inc.	0.05%	692	$362K	Reduce -5.0%
UNP Union Pacific Corp.	0.05%	1,534	$362K	Reduce -3.5%
MCD McDonald's Corp.	0.05%	1,100	$344K	Add +5.5%
DFIV Dimensional International Va	0.05%	8,696	$342K	Reduce -10.2%
WST West Pharmaceutical Services	0.05%	1,524	$341K	No change
XLK SS Technology Select Sector	0.05%	1,640	$339K	No change
AOK iShares Core 30/70 Conservat	0.05%	8,996	$339K	Add +0.1%
MRK Merck & Co. Inc.	0.04%	3,599	$323K	Add +0.8%
EFA iShares MSCI Eafe ETF	0.04%	3,883	$317K	Reduce -31.3%
ALB Albemarle Corp.	0.04%	4,199	$302K	No change
HYG Ishr Ibx Usd Hiyld CB ETF-Ui	0.04%	3,701	$292K	Add +0.9%
WTRG Essential Utilities Inc.	0.04%	7,250	$287K	Add +2.1%
SHY iShares 1-3 Year Treasury Bo	0.04%	3,421	$283K	Add +0.7%
MBB iShares MBS ETF	0.04%	3,011	$282K	Reduce -19.7%
MDYG SS SPDR S&P 400 MC GR ETF	0.04%	3,540	$281K	Reduce -21.3%
RPG Invesco S&P 500 Pure Growth	0.04%	7,306	$279K	Reduce -6.0%
DUK Duke Energy Corp.	0.03%	2,102	$256K	New
BA The Boeing Co.	0.03%	1,442	$246K	No change
ESML iShares ESG Aware MSCI USA S	0.03%	6,343	$244K	Reduce -1.4%
ONTO Onto Innovation Inc.	0.03%	2,000	$243K	No change
LLY Eli Lilly & Co.	0.03%	280	$231K	New
ZTS Zoetis Inc.	0.03%	1,380	$227K	Add +3.4%
WMT Walmart Inc.	0.03%	2,414	$212K	Reduce -0.5%
VT Vanguard Tot World STK ETF	0.03%	1,815	$210K	Add +3.0%
USRT iShares Core US REIT ETF	0.03%	3,575	$206K	Reduce -66.7%
PG The Procter & Gamble Co.	0.03%	1,197	$204K	New
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS	0.03%	814	$202K	New

Portfolio Sells Q4 2024 → Q1 2025


IWF iShares Russell 1000 Growth	Reduce -12.5%	4.95%	−1.05
IWP iShares Russell Mid-Cap Grow	Reduce -14.3%	4.25%	−0.86
VNQ Vanguard Real Estate ETF	Reduce -44.5%	1.01%	−0.70
IVV iShares Core S&P 500 ETF	Reduce -3.3%	10.91%	−0.37
IWM iShares Russell 2000 ETF	Reduce -6.1%	1.74%	−0.22
IWB iShares Russell 1000 ETF	Reduce -4.5%	3.97%	−0.19
SCHG Schwab US Large-Cap Growth	Reduce -19.8%	0.58%	−0.19
IWO iShares Russell 2000 Growth	Reduce -0.7%	1.55%	−0.13
DFUV Dimensional US Marketwide Va	Reduce -11.2%	1.35%	−0.09
IJT iShares S&P Small-Cap 600 GR	Reduce -1.1%	1.70%	−0.08
XLRE SS Real Estate Select Sector	Reduce -52.6%	0.09%	−0.08
IWN iShares Russell 2000 Value E	Reduce -1.5%	1.19%	−0.06
SCHF Schwab Intl Equity ETF	Sold out	0.00%	−0.06
IVW iShares S&P 500 Growth ETF	Reduce -6.7%	0.47%	−0.06
USRT iShares Core US REIT ETF	Reduce -66.7%	0.03%	−0.05
DFAT Dimensional US Target Value	Reduce -4.3%	0.56%	−0.04
IEFA iShares Core MSCI Eafe ETF	Sold out	0.00%	−0.04
VV Vngrd Mrgstr LRG-Cap ETF-Usd	Reduce -16.7%	0.22%	−0.04
RWR SS SPDR Dow Jones REIT ETF	Sold out	0.00%	−0.04
IVE iShares S&P 500 Value ETF	Reduce -6.1%	1.82%	−0.03
VUG Vanguard Mrngstar GR ETF-Sui	Reduce -14.2%	0.14%	−0.03
SCHX Schwab US Large-Cap ETF	Reduce -2.2%	1.20%	−0.03
ACM Aecom	Sold out	0.00%	−0.03
MDYV SS SPDR S&P 400 MC Val ETF	Reduce -4.7%	0.58%	−0.02
SCHB Schwab US Broad Market ETF	Reduce -5.1%	0.40%	−0.02
GOOG Alphabet Inc. Class C	Reduce -2.2%	0.09%	−0.02
BMY Bristol-Myers Squibb Co.	Reduce -18.7%	0.17%	−0.02
VTI VG Morningstar TS MKT ETF-US	Reduce -5.0%	0.24%	−0.01
SPY SS SPDR S&P 500 ETF Trust-US	Reduce -5.4%	0.24%	−0.01
MDYG SS SPDR S&P 400 MC GR ETF	Reduce -21.3%	0.04%	−0.01
EFA iShares MSCI Eafe ETF	Reduce -31.3%	0.04%	−0.01
MBB iShares MBS ETF	Reduce -19.7%	0.04%	−0.01
NULG Nuveen ESG LRG-Cap GRW ETF	Reduce -2.2%	0.06%	−0.00
RPG Invesco S&P 500 Pure Growth	Reduce -6.0%	0.04%	−0.00
IUSG iShares Core S&P U.S. Growth	Reduce -0.2%	0.06%	−0.00
ESML iShares ESG Aware MSCI USA S	Reduce -1.4%	0.03%	−0.00
WMT Walmart Inc.	Reduce -0.5%	0.03%	+0.00
UNH Unitedhealth Group Inc.	Reduce -5.0%	0.05%	+0.00
NEE Nextera Energy Inc.	Reduce -1.7%	0.10%	+0.00
DFIV Dimensional International Va	Reduce -10.2%	0.05%	+0.00
UNP Union Pacific Corp.	Reduce -3.5%	0.05%	+0.00
VEU Vanguard Ftse All-World Ex-U	Reduce -7.3%	0.09%	+0.00
LQD Ishr Ibx Usd Invgd CB ETF-Ui	Reduce -2.2%	0.07%	+0.00
NULV Nuveen ESG Large-Cap Val ETF	Reduce -1.9%	0.06%	+0.00
VTV Vanguard Mrngstr Val ETF-Aui	Reduce -4.6%	0.23%	+0.00
JNJ Johnson & Johnson	Reduce -0.8%	0.05%	+0.01
VOE Vngrd Mrngstr MD-Cap Val ETF	Reduce -1.6%	1.11%	+0.03
VTEB Vanguard Tax-Exempt Bond ETF	Reduce -1.2%	1.16%	+0.03
GWX State Street SPDR S&P Intern	Reduce -0.6%	0.57%	+0.04
VSS Vanguard Ftse All Wo X-US SC	Reduce -0.9%	1.07%	+0.05

Portfolio Buys Q4 2024 → Q1 2025


VO Vngrd Mrngstr MD-Cap ETF-Usd	New	0.56%	+0.56
GTO Invesco Total Return Bond Et	Add +0.3%	5.38%	+0.32
IWD iShares Russell 1000 Value E	Add +4.9%	2.21%	+0.23
XOM Exxon Mobil Corp.	Add +173.5%	0.34%	+0.23
EFV iShares MSCI Eafe Value ETF	Add +2.1%	1.36%	+0.23
VOT Vngrd Mrngstr MC GRW ETF-Usd	Add +28.8%	0.98%	+0.23
TIP iShares Tips Bond ETF	Add +3.4%	1.95%	+0.22
SCZ iShares MSCI Eafe Small-Cap	Add +6.0%	1.53%	+0.21
EAGG iShares ESG Aware US Aggrega	Add +42.9%	0.57%	+0.20
VWO Vanguard Ftse Emerging Marke	Add +3.2%	1.78%	+0.18
MUB iShares National Muni Bond E	Add +2.3%	2.83%	+0.16
IWS iShares Russell Mid-Cap Valu	Add +3.8%	2.87%	+0.16
MMIN Nylim Mackay Muni Insured Et	Add +4.7%	1.89%	+0.15
BRK.A Berkshire Hathaway Inc. Class A	New	0.11%	+0.11
OTEX Open Text Corp.	New	0.08%	+0.08
JAAA Janus Henderson Aaa Clo ETF	New	0.05%	+0.05
IJH iShares Core S&P Midcap ETF	Add +2.7%	5.89%	+0.05
VEA Vanguard Ftse Developed ETF	Add +1.9%	0.35%	+0.04
ESGD iShares Trust iShares ESG Aw	Add +0.9%	0.34%	+0.04
DUK Duke Energy Corp.	New	0.03%	+0.03
VB Vanguard Most SM-Cap ETF-Usd	Add +10.6%	0.52%	+0.03
LLY Eli Lilly & Co.	New	0.03%	+0.03
AOA iShares Core 80/20 Aggressiv	Add +7.2%	0.29%	+0.03
PG The Procter & Gamble Co.	New	0.03%	+0.03
IBM Intl Business Machines Corp.	New	0.03%	+0.03
VBR Vngrd Mrngst SL-CP Val ETF-U	Add +4.7%	0.89%	+0.03
AOR iShares Core 60/40 Balanced	Add +6.9%	0.23%	+0.03
VBK Van Morst SML-Cap Gro-Usd Inc.	Add +13.3%	0.40%	+0.03
NUMV Nuveen ESG Mid-Cap Value ETF	Add +13.2%	0.12%	+0.02
SPEM State Street SP PTF Em ETF	Add +2.4%	0.18%	+0.02
CVX Chevron Corp.	Add +2.2%	0.06%	+0.01
ESGE iShares Inc. iShares ESG Awar	Add +0.8%	0.12%	+0.01
NUMG Nuveen ESG Mid-Cap Grow ETF	Add +12.5%	0.12%	+0.01
MCD McDonald's Corp.	Add +5.5%	0.05%	+0.01
XJH Ishare ESG SS S&P Midcap ETF	Add +6.4%	0.16%	+0.01
WTRG Essential Utilities Inc.	Add +2.1%	0.04%	+0.01
AGG iShares Core U.S. Aggregate	Add +0.3%	0.07%	+0.00
MSFT Microsoft Corp.	Add +11.6%	0.10%	+0.00
IUSV iShares Core S&P U.S. Value	Add +0.0%	0.06%	+0.00
ZTS Zoetis Inc.	Add +3.4%	0.03%	+0.00
AOK iShares Core 30/70 Conservat	Add +0.1%	0.05%	+0.00
SHY iShares 1-3 Year Treasury Bo	Add +0.7%	0.04%	+0.00
PFE Pfizer Inc.	Add +1.2%	0.18%	+0.00
HYG Ishr Ibx Usd Hiyld CB ETF-Ui	Add +0.9%	0.04%	+0.00
VT Vanguard Tot World STK ETF	Add +3.0%	0.03%	+0.00
NUSC Nuveen ESG Small-Cap ETF	Add +4.2%	0.09%	−0.00
ESGU iShares ESG Aware MSCI USA	Add +0.4%	0.20%	−0.00
MRK Merck & Co. Inc.	Add +0.8%	0.04%	−0.00
AAPL Apple Inc.	Add +6.5%	0.29%	−0.00
IJS iShares S&P Small-Cap 600 Va	Add +0.7%	1.19%	−0.07

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	120	$916.9M	IVV, IJH, IWF, GTO, IJR
Q1 2026	114	$813.7M	IVV, IJH, GTO, IWF, IJR
Q4 2025	113	$819.5M	IVV, IWF, IJH, GTO, IWB
Q3 2025	107	$832.1M	IVV, BND, IWF, GTO, IJH
Q2 2025	108	$781.5M	IVV, BND, IWF, GTO, IJH
Q1 2025	117	$743.9M	IVV, BND, IJH, GTO, IWF
Q4 2024	113	$779.5M	IVV, BND, IWF, IJH, IWP
Q3 2024	111	$789.9M	IVV, BND, IWF, IWP, GTO
Q2 2024	107	$743.6M	IVV, VNQ, IWF, BND, GTO
Q1 2024	96	$743.6M	IVV, VNQ, BND, IWF, GTO