RTD Financial Advisors, Inc.

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 27, 2026), RTD Financial Advisors, Inc. reported 113 stock positions worth $819.5 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 11.9% of the portfolio, followed by iShares Russell 1000 Growth (IWF, 5.3%) and iShares Core S&P Midcap ETF (IJH, 5.1%). Compared with Q3 2025, it opened 9 new positions, sold out of 3, added to 15 and reduced 70. The biggest buy was a new position in iShares Russell Top 200 Valu (IWX) and the biggest sale Vanguard Total Bond Market (BND, shares −86%).

Most Recent 13F
Q2 2026
Location
Philadelphia, PA
CIK
0001810555
Portfolio Value
$819.5M (Q4 2025)
SEC Filing
0002085853-26-000107 ↗ filed Jan 27, 2026

Holdings Value

0$200.0M$400.0M$600.0M$800.0M$1.0B Q1 2024: $743.6M Q1 2024 Q2 2024: $743.6M Q2 2024 Q3 2024: $789.9M Q3 2024 Q4 2024: $779.5M Q4 2024 Q1 2025: $743.9M Q1 2025 Q2 2025: $781.5M Q2 2025 Q3 2025: $832.1M Q3 2025 Q4 2025: $819.5M $819.5M Q4 2025 Q1 2026: $813.7M Q1 2026 Q2 2026: $916.9M Q2 2026

Holdings 113 stocks · $819.5M
IVV iShares Core S&P 500 ETF 11.93% 142,793 $97.8M Add +0.9%
IWF iShares Russell 1000 Growth 5.27% 91,276 $43.2M Reduce -5.8%
IJH iShares Core S&P Midcap ETF 5.06% 628,682 $41.5M Reduce -0.3%
GTO Invesco Total Return Bond Et 4.70% 812,872 $38.5M Reduce -7.3%
IWB iShares Russell 1000 ETF 4.37% 95,812 $35.8M Reduce -3.1%
IJR iShares Core S&P Small-Cap E 4.18% 285,100 $34.3M Reduce -0.9%
IWP iShares Russell Mid-Cap Grow 3.42% 204,802 $28.0M Reduce -1.7%
IWX iShares Russell Top 200 Valu 2.72% 242,363 $22.3M New
EFG iShares MSCI Eafe Growth ETF 2.69% 193,560 $22.1M Reduce -2.7%
IWS iShares Russell Mid-Cap Valu 2.49% 144,494 $20.4M Reduce -0.2%
IWY iShares Russell Top 200 Grow 2.38% 70,494 $19.5M New
VO Vngrd Mrngstr MD-Cap ETF-Usd 2.30% 65,016 $18.9M Reduce -2.7%
MUB iShares National Muni Bond E 2.29% 175,044 $18.7M Reduce -7.5%
IWD iShares Russell 1000 Value E 2.10% 81,938 $17.2M Reduce -2.0%
IVE iShares S&P 500 Value ETF 1.98% 76,594 $16.2M Reduce -3.5%
IWM iShares Russell 2000 ETF 1.87% 62,319 $15.3M Reduce -2.7%
TIP iShares Tips Bond ETF 1.82% 135,961 $14.9M Add +4.4%
VWO Vanguard Ftse Emerging Marke 1.80% 273,863 $14.7M Reduce -2.6%
IJT iShares S&P Small-Cap 600 GR 1.72% 99,847 $14.1M Reduce -3.4%
IWO iShares Russell 2000 Growth 1.69% 42,849 $13.8M Reduce -2.4%
SCZ iShares MSCI Eafe Small-Cap 1.63% 172,300 $13.4M Reduce -1.9%
VYMI Vanguard Int High DVD YLD Inc. 1.59% 144,335 $13.0M Reduce -5.1%
VOE Vngrd Mrngstr MD-Cap Val ETF 1.58% 73,197 $13.0M Reduce -4.3%
EFV iShares MSCI Eafe Value ETF 1.47% 168,378 $12.0M Reduce -2.7%
MMIN Nylim Mackay Muni Insured Et filed as NEW YORK LIFE INVTS ACTIVE E 1.44% 493,051 $11.8M Reduce -1.1%
DFUV Dimensional US Marketwide Va 1.30% 229,310 $10.7M Reduce -0.5%
IJS iShares S&P Small-Cap 600 Va 1.23% 88,506 $10.1M Reduce -5.9%
IWN iShares Russell 2000 Value E 1.23% 55,416 $10.0M Reduce -1.0%
VIGI Vanguard Int Div App Indx FD 1.22% 109,757 $10.0M Reduce -2.4%
VOT Vngrd Mrngstr MC GRW ETF-Usd 1.20% 35,132 $9.8M Reduce -3.1%
VSS Vanguard Ftse All Wo X-US SC 1.18% 67,745 $9.7M Reduce -3.7%
SCHX Schwab US Large-Cap ETF 1.17% 357,136 $9.6M Reduce -5.3%
VTEB Vanguard Tax-Exempt Bond ETF 1.11% 180,823 $9.1M Reduce -6.3%
PXF Invesco Rafi Developed Marke 1.10% 137,194 $9.0M Reduce -5.9%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.98% 38,073 $8.1M Reduce -2.5%
BND Vanguard Total Bond Market 0.81% 89,867 $6.7M Reduce -86.5%
EEM iShares MSCI Emerging Market 0.80% 119,483 $6.5M Reduce -2.9%
VB Vanguard Most SM-Cap ETF-Usd 0.69% 21,910 $5.7M Reduce -9.9%
GWX State Street SPDR S&P Intern 0.63% 126,496 $5.2M Reduce -2.2%
SCHG Schwab US Large-Cap Growth 0.63% 157,060 $5.1M Reduce -4.3%
DFAT Dimensional US Target Value 0.59% 80,961 $4.8M Reduce -0.2%
MDYV SS SPDR S&P 400 MC Val ETF 0.57% 54,965 $4.7M Reduce -0.8%
IVW iShares S&P 500 Growth ETF 0.56% 37,545 $4.6M Reduce -11.0%
VBK Van Morst SML-Cap Gro-Usd Inc. 0.52% 14,077 $4.3M Reduce -0.7%
VEA Vanguard Ftse Developed ETF 0.42% 55,222 $3.4M Reduce -10.4%
EAGG iShares ESG Aware US Aggrega 0.39% 67,181 $3.2M Add +1.0%
SCHB Schwab US Broad Market ETF 0.38% 119,715 $3.1M Reduce -4.9%
AOA iShares Core 80/20 Aggressiv 0.33% 29,869 $2.7M Add +4.1%
ESGD iShares Trust iShares ESG Aw 0.31% 26,901 $2.6M Reduce -3.6%
SPEM State Street SP PTF Em ETF 0.29% 51,498 $2.4M Reduce -0.2%
VTV Vanguard Mrngstr Val ETF-Aui 0.28% 12,070 $2.3M Reduce -28.2%
SPY SS SPDR S&P 500 ETF Trust-US 0.28% 3,315 $2.3M Add +5.4%
VTI VG Morningstar TS MKT ETF-US 0.25% 6,049 $2.0M No change
AAPL Apple Inc. 0.25% 7,407 $2.0M Reduce -21.8%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.24% 6,356 $2.0M Reduce -1.6%
AOR iShares Core 60/40 Balanced 0.20% 24,643 $1.6M Reduce -8.2%
ESGU iShares ESG Aware MSCI USA 0.18% 9,850 $1.5M Reduce -0.3%
XJH Ishare ESG SS S&P Midcap ETF 0.17% 31,764 $1.4M Reduce -4.4%
GOOG Alphabet Inc. Class C 0.16% 4,223 $1.3M Add +2.6%
PFE Pfizer Inc. 0.16% 52,933 $1.3M Add +1.8%
VUG Vanguard Mrngstar GR ETF-Sui 0.16% 2,652 $1.3M Reduce -53.9%
DFIV Dimensional International Va 0.15% 24,953 $1.2M Add +186.9%
VNQ Vanguard Real Estate ETF 0.14% 12,549 $1.1M Reduce -65.1%
ESGE iShares Inc. iShares ESG Awar 0.13% 24,743 $1.1M Reduce -1.6%
BMY Bristol-Myers Squibb Co. 0.12% 18,512 $999K Reduce -14.3%
XOM Exxon Mobil Corp. 0.12% 8,204 $987K Add +6.5%
VIG Vanguard Dividend Apprec ETF 0.12% 4,464 $981K No change
MDY State Street SPDR S&P Midcap 0.12% 1,605 $968K No change
HMOP Hartford Municipal Opp ETF 0.12% 24,288 $950K New
NUMV Nuveen ESG Mid-Cap Value ETF 0.10% 21,889 $856K Reduce -9.2%
DFSV Dimensional US Small Cap Val 0.10% 26,021 $856K New
NEE Nextera Energy Inc. 0.10% 10,128 $813K No change
NUSC Nuveen ESG Small-Cap ETF 0.10% 17,601 $786K Reduce -8.3%
BRK.A Berkshire Hathaway Inc. Class A 0.09% 1 $755K No change
PEG Public Service Enterprise GP 0.09% 9,230 $741K No change
VEU Vanguard Ftse All-World Ex-U 0.09% 9,896 $728K Reduce -5.6%
TREX Trex Company Inc. 0.09% 20,568 $722K No change
MSFT Microsoft Corp. 0.08% 1,420 $687K Reduce -18.0%
NUMG Nuveen ESG Mid-Cap Grow ETF 0.08% 14,314 $683K Reduce -9.2%
DFEM Dimensional Emrg MRKT Core 0.08% 20,423 $676K New
DISV Dimensional International SM 0.08% 17,059 $648K New
OTEX Open Text Corp. 0.07% 17,212 $561K Reduce -19.4%
XLV SS Health Care Select Sector 0.07% 3,553 $550K Reduce -21.7%
LLY Eli Lilly & Co. 0.06% 487 $523K New
JNJ Johnson & Johnson 0.06% 2,393 $495K Add +6.7%
ALB Albemarle Corp. 0.06% 3,419 $484K Reduce -18.6%
NULV Nuveen ESG Large-Cap Val ETF 0.05% 9,887 $445K Add +0.9%
XLK SS Technology Select Sector 0.05% 3,035 $437K No change
COWZ Pacer US Cash Cows 100 ETF 0.05% 7,000 $421K No change
WST West Pharmaceutical Services 0.05% 1,524 $419K No change
AOM iShares Core 40/60 Moderate 0.05% 8,753 $418K Reduce -0.3%
NULG Nuveen ESG LRG-Cap GRW ETF 0.05% 4,178 $409K Reduce -0.4%
SYK Stryker Corp. 0.05% 1,092 $384K No change
MRK Merck & Co. Inc. 0.05% 3,635 $383K Add +4.3%
GE General Electric filed as GE AEROSPACE 0.05% 1,216 $375K Add +21.4%
CVX Chevron Corp. 0.05% 2,448 $373K Reduce -12.9%
ESGV Vanguard ESG US Stock ETF 0.04% 3,017 $365K Reduce -7.7%
EFA iShares MSCI Eafe ETF 0.04% 3,683 $354K No change
RPG Invesco S&P 500 Pure Growth 0.04% 7,306 $341K No change
IEFA iShares Core MSCI Eafe ETF 0.04% 3,747 $335K No change
AOK iShares Core 30/70 Conservat 0.04% 8,287 $333K Reduce -9.9%
MCD McDonald's Corp. 0.04% 1,043 $319K No change
ONTO Onto Innovation Inc. 0.04% 2,000 $316K No change
BA The Boeing Co. 0.04% 1,442 $313K No change
NVDA Nvidia Corp. 0.04% 1,597 $298K Reduce -23.1%
UNP Union Pacific Corp. 0.04% 1,243 $287K Reduce -17.9%
WTRG Essential Utilities Inc. 0.03% 7,103 $272K No change
MDYG SS SPDR S&P 400 MC GR ETF 0.03% 2,908 $269K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.03% 4,388 $241K Add +0.2%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.03% 807 $239K Add +1.0%
GOOGL Alphabet Inc. Class A 0.03% 735 $230K New
GEV GE Vernova Inc. 0.03% 333 $218K New
VT Vanguard Tot World STK ETF 0.03% 1,507 $213K Reduce -10.9%

Portfolio Sells Q3 2025 → Q4 2025
BND Vanguard Total Bond Market Reduce -86.5% 0.81% −5.13
GTO Invesco Total Return Bond Et Reduce -7.3% 4.70% −0.30
VNQ Vanguard Real Estate ETF Reduce -65.1% 0.14% −0.26
IWF iShares Russell 1000 Growth Reduce -5.8% 5.27% −0.18
VUG Vanguard Mrngstar GR ETF-Sui Reduce -53.9% 0.16% −0.17
IWP iShares Russell Mid-Cap Grow Reduce -1.7% 3.42% −0.14
MUB iShares National Muni Bond E Reduce -7.5% 2.29% −0.13
VTV Vanguard Mrngstr Val ETF-Aui Reduce -28.2% 0.28% −0.10
VOT Vngrd Mrngstr MC GRW ETF-Usd Reduce -3.1% 1.20% −0.08
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -2.7% 2.30% −0.06
VB Vanguard Most SM-Cap ETF-Usd Reduce -9.9% 0.69% −0.05
VTEB Vanguard Tax-Exempt Bond ETF Reduce -6.3% 1.11% −0.05
IVW iShares S&P 500 Growth ETF Reduce -11.0% 0.56% −0.05
IEMG iShares Core MSCI Emerging Sold out 0.00% −0.04
AAPL Apple Inc. Reduce -21.8% 0.25% −0.04
IJT iShares S&P Small-Cap 600 GR Reduce -3.4% 1.72% −0.04
VWO Vanguard Ftse Emerging Marke Reduce -2.6% 1.80% −0.03
EFG iShares MSCI Eafe Growth ETF Reduce -2.7% 2.69% −0.03
WMT Walmart Inc. Sold out 0.00% −0.03
OTEX Open Text Corp. Reduce -19.4% 0.07% −0.03
ESML iShares ESG Aware MSCI USA S Sold out 0.00% −0.03
MSFT Microsoft Corp. Reduce -18.0% 0.08% −0.02
VEA Vanguard Ftse Developed ETF Reduce -10.4% 0.42% −0.02
IJS iShares S&P Small-Cap 600 Va Reduce -5.9% 1.23% −0.02
VSS Vanguard Ftse All Wo X-US SC Reduce -3.7% 1.18% −0.02
VOE Vngrd Mrngstr MD-Cap Val ETF Reduce -4.3% 1.58% −0.02
SCHX Schwab US Large-Cap ETF Reduce -5.3% 1.17% −0.02
AOR iShares Core 60/40 Balanced Reduce -8.2% 0.20% −0.01
NVDA Nvidia Corp. Reduce -23.1% 0.04% −0.01
NUMG Nuveen ESG Mid-Cap Grow ETF Reduce -9.2% 0.08% −0.01
XLV SS Health Care Select Sector Reduce -21.7% 0.07% −0.01
UNP Union Pacific Corp. Reduce -17.9% 0.04% −0.01
NUMV Nuveen ESG Mid-Cap Value ETF Reduce -9.2% 0.10% −0.01
CVX Chevron Corp. Reduce -12.9% 0.05% −0.01
NUSC Nuveen ESG Small-Cap ETF Reduce -8.3% 0.10% −0.01
SCHB Schwab US Broad Market ETF Reduce -4.9% 0.38% −0.01
SCHG Schwab US Large-Cap Growth Reduce -4.3% 0.63% −0.00
AOK iShares Core 30/70 Conservat Reduce -9.9% 0.04% −0.00
XJH Ishare ESG SS S&P Midcap ETF Reduce -4.4% 0.17% −0.00
VT Vanguard Tot World STK ETF Reduce -10.9% 0.03% −0.00
ESGV Vanguard ESG US Stock ETF Reduce -7.7% 0.04% −0.00
VEU Vanguard Ftse All-World Ex-U Reduce -5.6% 0.09% −0.00
NULG Nuveen ESG LRG-Cap GRW ETF Reduce -0.4% 0.05% −0.00
ESGD iShares Trust iShares ESG Aw Reduce -3.6% 0.31% +0.00
IWO iShares Russell 2000 Growth Reduce -2.4% 1.69% +0.00
AOM iShares Core 40/60 Moderate Reduce -0.3% 0.05% +0.00
ESGE iShares Inc. iShares ESG Awar Reduce -1.6% 0.13% +0.00
SPEM State Street SP PTF Em ETF Reduce -0.2% 0.29% +0.00
BMY Bristol-Myers Squibb Co. Reduce -14.3% 0.12% +0.00
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -2.5% 0.98% +0.00

Portfolio Buys Q3 2025 → Q4 2025
IWX iShares Russell Top 200 Valu New 2.72% +2.72
IWY iShares Russell Top 200 Grow New 2.38% +2.38
IVV iShares Core S&P 500 ETF Add +0.9% 11.93% +0.55
HMOP Hartford Municipal Opp ETF New 0.12% +0.12
DFSV Dimensional US Small Cap Val New 0.10% +0.10
DFIV Dimensional International Va Add +186.9% 0.15% +0.10
TIP iShares Tips Bond ETF Add +4.4% 1.82% +0.08
DFEM Dimensional Emrg MRKT Core New 0.08% +0.08
DISV Dimensional International SM New 0.08% +0.08
LLY Eli Lilly & Co. New 0.06% +0.06
GOOG Alphabet Inc. Class C Add +2.6% 0.16% +0.04
GOOGL Alphabet Inc. Class A New 0.03% +0.03
GEV GE Vernova Inc. New 0.03% +0.03
SPY SS SPDR S&P 500 ETF Trust-US Add +5.4% 0.28% +0.02
AOA iShares Core 80/20 Aggressiv Add +4.1% 0.33% +0.02
XOM Exxon Mobil Corp. Add +6.5% 0.12% +0.02
MRK Merck & Co. Inc. Add +4.3% 0.05% +0.01
JNJ Johnson & Johnson Add +6.7% 0.06% +0.01
GE General Electric Add +21.4% 0.05% +0.01
EAGG iShares ESG Aware US Aggrega Add +1.0% 0.39% +0.01
NULV Nuveen ESG Large-Cap Val ETF Add +0.9% 0.05% +0.00
BAC Bank of America Corp. Add +0.2% 0.03% +0.00
IBM Intl Business Machines Corp. Add +1.0% 0.03% +0.00
PFE Pfizer Inc. Add +1.8% 0.16% +0.00

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 120$916.9MIVV, IJH, IWF, GTO, IJR
Q1 2026 114$813.7MIVV, IJH, GTO, IWF, IJR
Q4 2025 113$819.5MIVV, IWF, IJH, GTO, IWB
Q3 2025 107$832.1MIVV, BND, IWF, GTO, IJH
Q2 2025 108$781.5MIVV, BND, IWF, GTO, IJH
Q1 2025 117$743.9MIVV, BND, IJH, GTO, IWF
Q4 2024 113$779.5MIVV, BND, IWF, IJH, IWP
Q3 2024 111$789.9MIVV, BND, IWF, IWP, GTO
Q2 2024 107$743.6MIVV, VNQ, IWF, BND, GTO
Q1 2024 96$743.6MIVV, VNQ, BND, IWF, GTO