Strategic Financial Services, Inc.

In its 13F for Q2 2026 (holdings as of June 30, 2026, filed August 24, 2026), Strategic Financial Services, Inc. reported 155 stock positions worth $2.3 billion. Its top holding was iShares International Equity (INTF) at 15.5% of the portfolio, followed by iShares US Smallcap Equity F (SMLF, 14.8%) and iShares US Equity Factor ETF (LRGF, 13.2%). Compared with Q1 2026, it opened 10 new positions, sold out of 5, added to 20 and reduced 62. The biggest buy was iShares MSCI USA Equal Weigh (EUSA, shares +2%) and the biggest sale iShares International Equity (INTF, shares −1%).

Most Recent 13F
Q2 2026
Location
UTICA, NY
CIK
0001432539
Portfolio Value
$2.3B (Q2 2026)
SEC Filing
0001432539-26-000005 ↗ filed Aug 24, 2026

Holdings Value

0$500.0M$1.0B$1.5B$2.0B$2.5B Q1 2024: $1.5B Q1 2024 Q2 2024: $1.6B Q2 2024 Q3 2024: $1.7B Q3 2024 Q4 2024: $1.7B Q4 2024 Q1 2025: $1.7B Q1 2025 Q2 2025: $1.9B Q2 2025 Q3 2025: $2.0B Q3 2025 Q4 2025: $2.2B Q4 2025 Q1 2026: $2.1B Q1 2026 Q2 2026: $2.3B $2.3B Q2 2026

Holdings 155 stocks · $2.3B
INTF iShares International Equity 15.49% 8,625,214 $353.3M Reduce -0.9%
SMLF iShares US Smallcap Equity F 14.77% 3,777,784 $336.8M Reduce -1.5%
LRGF iShares US Equity Factor ETF 13.18% 3,975,040 $300.6M Reduce -0.4%
VGIT Vanguard Intermediate-Term T 7.23% 2,797,607 $165.0M Add +3.5%
EMGF iShares Emerging Markets Equ 5.70% 1,774,234 $130.0M Reduce -5.9%
VCSH Vanguard S/T Corp. Bond ETF 5.32% 1,534,255 $121.3M Add +5.7%
VTIP Vanguard Short-Term Tips 3.40% 1,543,640 $77.5M Add +5.1%
VGLT Vanguard Long-Term Treasury 3.23% 1,336,405 $73.7M Add +2.1%
VCIT Vanguard Int-Term Corporate 3.21% 885,012 $73.1M Add +1.8%
MTUM iShares MSCI USA Momentum Fa 3.11% 206,900 $70.9M Reduce -8.3%
VFMO Vanguard US Momentum Factor 2.99% 273,656 $68.3M Reduce -4.2%
GLDM SPDR Gold Minishares Trust 1.95% 561,408 $44.6M Reduce -3.8%
EUSA iShares MSCI USA Equal Weigh 1.95% 390,238 $44.6M Add +1.8%
DFIV Dimensional International Va 1.94% 820,043 $44.3M Reduce -1.6%
GSIE Goldman Sachs Activebeta Int 1.74% 869,334 $39.7M Reduce -2.3%
VGSH Vanguard Short-Term Treasury 1.47% 574,711 $33.4M Reduce -2.5%
GVI iShares Intermediate Governm 1.21% 259,171 $27.5M Reduce -4.7%
AAPL Apple Inc. 0.81% 63,958 $18.5M Reduce -5.7%
SIZE iShares MSCI USA Size Factor 0.77% 98,837 $17.6M Reduce -2.8%
VWOB Vanguard Emerg MKTS Gov BND 0.67% 227,077 $15.3M Add +1.3%
LRCX Lam Research Corp. 0.65% 34,437 $14.9M Reduce -7.3%
KLAC KLA Corp. 0.62% 47,035 $14.2M Reduce -4.4%
GSLC Goldman Activebeta US LC ETF 0.58% 93,239 $13.2M Reduce -4.6%
GOOG Alphabet Inc. Class C 0.51% 32,958 $11.6M Reduce -3.0%
GEM Goldman Sachs Activebeta Em 0.47% 206,166 $10.7M Reduce -7.2%
GSSC Goldman Sachs Activebeta US 0.38% 95,271 $8.7M Reduce -4.0%
JPM JPMorgan Chase & Co. 0.35% 24,505 $8.0M Reduce -1.1%
MSFT Microsoft Corp. 0.27% 16,328 $6.1M Reduce -0.5%
V Visa Inc. Class A 0.24% 15,657 $5.4M Reduce -2.1%
MCK McKesson Corp. 0.22% 6,518 $4.9M Reduce -3.6%
JMOM JPMorgan US Momentum Factor 0.17% 44,933 $3.8M Reduce -7.5%
ORCL Oracle Corp. 0.15% 23,100 $3.4M Reduce -3.3%
VTI VG Morningstar TS MKT ETF-US 0.14% 8,911 $3.3M Add +3.6%
MTB M & T Bank Corp. filed as M & T BK CORP 0.14% 13,377 $3.2M Reduce -1.7%
GLD SPDR Gold Shares 0.13% 8,164 $3.0M Reduce -12.8%
BLK BlackRock Inc. 0.13% 3,093 $3.0M Reduce -2.2%
GOOGL Alphabet Inc. Class A 0.13% 8,104 $2.9M Reduce -4.7%
CSCO Cisco Systems Inc. 0.13% 24,309 $2.9M Reduce -1.2%
NEE Nextera Energy Inc. 0.12% 31,822 $2.8M Reduce -1.1%
XOM Exxon Mobil Corp. 0.12% 20,112 $2.7M Add +0.2%
TSLA Tesla Inc. 0.12% 6,447 $2.7M No change
QCOM Qualcomm Inc. 0.12% 14,610 $2.7M Reduce -3.6%
COST Costco Wholesale Corp. 0.12% 2,883 $2.7M Reduce -3.2%
MRK Merck & Co. Inc. 0.11% 18,756 $2.4M Reduce -1.3%
SPTL SS SPDR PF LNG TRM TSY E-Usd 0.11% 91,677 $2.4M Add +4.3%
AMZN Amazon.com Inc. 0.10% 9,885 $2.4M Reduce -1.6%
JNJ Johnson & Johnson 0.10% 8,944 $2.3M Reduce -1.3%
NVDA Nvidia Corp. 0.10% 11,081 $2.2M Add +5.9%
VXUS Vanguard Total Intl Stock 0.10% 25,725 $2.2M No change
BRK.B Berkshire Hathaway Inc. Class B 0.09% 4,298 $2.2M Add +2.4%
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.09% 13,333 $2.0M Reduce -0.2%
XBI SS SPDR S&P Biotech ETF 0.08% 11,823 $1.9M Reduce -60.2%
IGSB iShares 1-5Y Inv Grade Corp. 0.08% 35,388 $1.9M Reduce -8.3%
VTWO Vanguard Russell 2000 ETF 0.08% 15,208 $1.8M No change
NXPI NXP Semiconductors NV 0.08% 6,442 $1.8M Reduce -2.4%
BKNG Booking Holdings Inc. 0.08% 9,750 $1.7M Reduce -7.6%
GE General Electric filed as GE AEROSPACE 0.07% 4,524 $1.7M Reduce -63.8%
AVGO Broadcom Inc. 0.07% 4,253 $1.6M Add +0.0%
VEA Vanguard Ftse Developed ETF 0.07% 21,201 $1.5M No change
VTEB Vanguard Tax-Exempt Bond ETF 0.07% 29,650 $1.5M No change
VUG Vanguard Mrngstar GR ETF-Sui 0.07% 17,253 $1.5M Reduce -2.3%
VIG Vanguard Dividend Apprec ETF 0.06% 5,448 $1.3M No change
PEP Pepsico Inc. 0.06% 9,433 $1.3M Reduce -1.3%
IVV iShares Core S&P 500 ETF 0.06% 1,702 $1.3M No change
GEV GE Vernova Inc. 0.06% 1,074 $1.3M Reduce -65.9%
SUB iShares Short-Term National 0.05% 11,713 $1.2M No change
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.05% 4,332 $1.2M No change
IEMG iShares Core MSCI Emerging 0.05% 14,608 $1.2M No change
SPY SS SPDR S&P 500 ETF Trust-US 0.05% 1,541 $1.2M Reduce -6.1%
IWF iShares Russell 1000 Growth 0.05% 9,239 $1.1M Reduce -0.9%
UNH Unitedhealth Group Inc. 0.05% 2,697 $1.1M Reduce -5.3%
MS Morgan Stanley 0.05% 5,125 $1.1M No change
GLW Corning Inc. 0.05% 4,111 $1.1M No change
GS Goldman Sachs Group Inc. 0.05% 1,035 $1.0M No change
ABBV Abbvie Inc. 0.05% 4,155 $1.0M No change
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.04% 12,544 $1.0M No change
PSX Phillips 66 0.04% 5,857 $990K No change
IEFA iShares Core MSCI Eafe ETF 0.04% 10,131 $978K Add +2.9%
DE Deere & Co. 0.04% 1,511 $958K No change
ULTA Ulta Beauty Inc. 0.04% 2,094 $944K Reduce -4.1%
PG The Procter & Gamble Co. 0.04% 6,379 $935K Reduce -0.7%
VWO Vanguard Ftse Emerging Marke 0.04% 15,550 $928K No change
MA Mastercard Inc. Class A 0.04% 1,702 $874K Reduce -4.0%
META Meta Platforms Inc. Class A 0.04% 1,509 $850K Add +7.1%
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.03% 2,566 $786K No change
WMT Walmart Inc. 0.03% 6,728 $762K Reduce -0.8%
DFAT Dimensional US Target Value 0.03% 10,658 $745K No change
CB Chubb Ltd. 0.03% 2,087 $711K No change
ASML ASML Holding NV-NY Reg SHS filed as ASML HLDG NV 0.03% 343 $682K No change
VLUE iShares MSCI USA Value Facto 0.03% 3,390 $677K No change
ITOT iShares Core S&P Total U.S. 0.03% 3,988 $655K No change
LLY Eli Lilly & Co. 0.03% 519 $623K Add +0.8%
PSA Public Storage 0.03% 1,895 $603K No change
CAT Caterpillar Inc. 0.03% 563 $600K No change
CBU Community Financial System I 0.03% 8,686 $583K No change
NWFL Norwood Financial Corp. 0.03% 17,972 $578K No change
SCHW Schwab (charles) Corp. 0.03% 6,199 $572K No change
AGG iShares Core U.S. Aggregate 0.03% 5,765 $571K No change
ADP Automatic Data Processing 0.02% 2,523 $565K No change
INTC Intel Corp. 0.02% 3,989 $557K New

Show all 155 holdings

Options reported separately and not counted above: SPY calls ($1.5M), AVGO puts ($944K).

Portfolio Sells Q1 2026 → Q2 2026
INTF iShares International Equity Reduce -0.9% 15.49% −0.65
GLDM SPDR Gold Minishares Trust Reduce -3.8% 1.95% −0.62
VGSH Vanguard Short-Term Treasury Reduce -2.5% 1.47% −0.18
GVI iShares Intermediate Governm Reduce -4.7% 1.21% −0.18
DFIV Dimensional International Va Reduce -1.6% 1.94% −0.15
XBI SS SPDR S&P Biotech ETF Reduce -60.2% 0.08% −0.10
GE General Electric Reduce -63.8% 0.07% −0.09
GSIE Goldman Sachs Activebeta Int Reduce -2.3% 1.74% −0.09
GEV GE Vernova Inc. Reduce -65.9% 0.06% −0.08
MCK McKesson Corp. Reduce -3.6% 0.22% −0.06
SBIO Alps Medical Breakthroughs Sold out 0.00% −0.06
GLD SPDR Gold Shares Reduce -12.8% 0.13% −0.06
FTNY FR New York Muni Inc. ETF Sold out 0.00% −0.04
COST Costco Wholesale Corp. Reduce -3.2% 0.12% −0.02
MSFT Microsoft Corp. Reduce -0.5% 0.27% −0.02
NEE Nextera Energy Inc. Reduce -1.1% 0.12% −0.02
ORCL Oracle Corp. Reduce -3.3% 0.15% −0.02
IGSB iShares 1-5Y Inv Grade Corp. Reduce -8.3% 0.08% −0.02
PEP Pepsico Inc. Reduce -1.3% 0.06% −0.01
BLK BlackRock Inc. Reduce -2.2% 0.13% −0.01
MCD McDonald's Corp. Reduce -28.8% 0.02% −0.01
TJX TJX Companies Inc. Reduce -0.2% 0.09% −0.01
ULTA Ulta Beauty Inc. Reduce -4.1% 0.04% −0.01
HON Honeywell International Inc. Sold out 0.00% −0.01
NFLX Netflix Inc. Sold out 0.00% −0.01
PLTR Palantir Technologies Inc. Class A Sold out 0.00% −0.01
BKNG Booking Holdings Inc. Reduce -7.6% 0.08% −0.01
AAPL Apple Inc. Reduce -5.7% 0.81% −0.01
WMT Walmart Inc. Reduce -0.8% 0.03% −0.01
JNJ Johnson & Johnson Reduce -1.3% 0.10% −0.01
MA Mastercard Inc. Class A Reduce -4.0% 0.04% −0.00
MRK Merck & Co. Inc. Reduce -1.3% 0.11% −0.00
PG The Procter & Gamble Co. Reduce -0.7% 0.04% −0.00
VZ Verizon Communications Inc. Reduce -3.9% 0.01% −0.00
KO The Coca-Cola Co. Reduce -9.8% 0.02% −0.00
GSLC Goldman Activebeta US LC ETF Reduce -4.6% 0.58% −0.00
WM Waste Management Inc. Reduce -0.9% 0.01% −0.00
EMB iShares JP Morgan Usd Emergi Reduce -2.8% 0.02% −0.00
SO The Southern Co. Reduce -1.1% 0.01% −0.00
SPY SS SPDR S&P 500 ETF Trust-US Reduce -6.1% 0.05% −0.00
BA The Boeing Co. Reduce -1.7% 0.01% −0.00
SIZE iShares MSCI USA Size Factor Reduce -2.8% 0.77% 0.00
IWM iShares Russell 2000 ETF Reduce -0.5% 0.01% +0.00
IVW iShares S&P 500 Growth ETF Reduce -0.8% 0.02% +0.00
ELV Elevance Health Inc. Reduce -0.7% 0.01% +0.00
IWF iShares Russell 1000 Growth Reduce -0.9% 0.05% +0.00
AMZN Amazon.com Inc. Reduce -1.6% 0.10% +0.00
VUG Vanguard Mrngstar GR ETF-Sui Reduce -2.3% 0.07% +0.00
JPM JPMorgan Chase & Co. Reduce -1.1% 0.35% +0.00
V Visa Inc. Class A Reduce -2.1% 0.24% +0.01

Portfolio Buys Q1 2026 → Q2 2026
EUSA iShares MSCI USA Equal Weigh Add +1.8% 1.95% +0.09
INTC Intel Corp. New 0.02% +0.02
VTI VG Morningstar TS MKT ETF-US Add +3.6% 0.14% +0.01
AMD Advanced Micro Devices New 0.01% +0.01
XLK SS Technology Select Sector New 0.01% +0.01
NVDA Nvidia Corp. Add +5.9% 0.10% +0.01
SCHX Schwab US Large-Cap ETF New 0.01% +0.01
AXP American Express Co. New 0.01% +0.01
SMH Vaneck Semiconductor ETF New 0.01% +0.01
SPYM Ste STR SPDR PT S&P 500 ETF New 0.01% +0.01
NSC Norfolk Southern Corp. New 0.01% +0.01
SCHH Schwab US REIT ETF New 0.01% +0.01
PPG PPG Industries Inc. New 0.01% +0.01
AVGO Broadcom Inc. Add +0.0% 0.07% +0.01
LLY Eli Lilly & Co. Add +0.8% 0.03% +0.00
BNY Bank of New York Mellon Corp. Add +3.0% 0.01% +0.00
IWR iShares Russell Mid-Cap ETF Add +1.1% 0.01% +0.00
UNP Union Pacific Corp. Add +2.1% 0.01% +0.00
VEU Vanguard Ftse All-World Ex-U Add +0.5% 0.02% +0.00
IEFA iShares Core MSCI Eafe ETF Add +2.9% 0.04% +0.00
META Meta Platforms Inc. Class A Add +7.1% 0.04% −0.00
BRK.B Berkshire Hathaway Inc. Class B Add +2.4% 0.09% −0.00
SPTL SS SPDR PF LNG TRM TSY E-Usd Add +4.3% 0.11% −0.00
VWOB Vanguard Emerg MKTS Gov BND Add +1.3% 0.67% −0.03
XOM Exxon Mobil Corp. Add +0.2% 0.12% −0.04
VTIP Vanguard Short-Term Tips Add +5.1% 3.40% −0.09
VCSH Vanguard S/T Corp. Bond ETF Add +5.7% 5.32% −0.16
VGLT Vanguard Long-Term Treasury Add +2.1% 3.23% −0.22
VCIT Vanguard Int-Term Corporate Add +1.8% 3.21% −0.22
VGIT Vanguard Intermediate-Term T Add +3.5% 7.23% −0.43

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 155$2.3BINTF, SMLF, LRGF, VGIT, EMGF
Q1 2026 150$2.1BINTF, SMLF, LRGF, VGIT, VCSH
Q4 2025 144$2.2BINTF, SMLF, LRGF, VGIT, EMGF
Q3 2025 142$2.0BINTF, SMLF, LRGF, VGIT, GLDM
Q2 2025 138$1.9BINTF, SMLF, LRGF, VGIT, EMGF
Q1 2025 133$1.7BINTF, SMLF, LRGF, VGIT, GLDM
Q4 2024 136$1.7BINTF, SMLF, LRGF, VGIT, GLDM
Q3 2024 141$1.7BINTF, LRGF, SMLF, GVI, EMGF
Q2 2024 131$1.6BLRGF, SMLF, INTF, GVI, VCSH
Q1 2024 126$1.5BSMLF, LRGF, INTF, GVI, VCSH