Strategic Financial Services, Inc.
In its 13F for Q3 2024 (holdings as of September 30, 2024, filed November 14, 2024), Strategic Financial Services, Inc. reported 141 stock positions worth $1.7 billion. Its top holding was iShares International Equity (INTF) at 14.7% of the portfolio, followed by iShares US Equity Factor ETF (LRGF, 14.6%) and iShares US Smallcap Equity F (SMLF, 14.5%). Compared with Q2 2024, it opened 10 new positions, added to 32 and reduced 60. The biggest buy was Vanguard Long-Term Treasury (VGLT, shares +69%) and the biggest sale Vanguard S/T Corp. Bond ETF (VCSH, shares −29%).
- Most Recent 13F
- Q2 2026
- Location
- UTICA, NY
- CIK
- 0001432539
- Portfolio Value
- $1.7B (Q3 2024)
- SEC Filing
- 0001432539-24-000009 ↗ filed Nov 14, 2024
Holdings Value
Holdings 141 stocks · $1.7B
| INTF iShares International Equity | 14.69% | 7,877,283 | $247.6M | Add +1.3% |
| LRGF iShares US Equity Factor ETF | 14.63% | 4,196,277 | $246.6M | Reduce -2.1% |
| SMLF iShares US Smallcap Equity F | 14.52% | 3,687,675 | $244.7M | Reduce -2.4% |
| GVI iShares Intermediate Governm | 7.76% | 1,221,596 | $130.8M | Add +1.5% |
| EMGF iShares Emerging Markets Equ | 5.18% | 1,754,459 | $87.4M | Add +0.3% |
| VCIT Vanguard Int-Term Corporate | 5.15% | 1,036,083 | $86.8M | Add +18.1% |
| GLDM SPDR Gold Minishares Trust | 5.05% | 1,633,683 | $85.2M | Reduce -0.1% |
| VCSH Vanguard S/T Corp. Bond ETF | 4.52% | 959,372 | $76.2M | Reduce -28.6% |
| VGLT Vanguard Long-Term Treasury | 4.07% | 1,113,582 | $68.5M | Add +68.5% |
| VFMO Vanguard US Momentum Factor | 2.63% | 275,788 | $44.4M | Reduce -1.6% |
| MTUM iShares MSCI USA Momentum Fa | 2.62% | 217,450 | $44.1M | Add +1.5% |
| GSIE Goldman Sachs Activebeta Int | 2.02% | 942,781 | $34.1M | Add +0.2% |
| DFIV Dimensional International Va | 1.85% | 820,053 | $31.2M | Add +0.0% |
| XBI SS SPDR S&P Biotech ETF | 1.43% | 243,442 | $24.1M | Reduce -0.7% |
| VWOB Vanguard Emerg MKTS Gov BND | 1.40% | 355,553 | $23.6M | Add +1.1% |
| VLUE iShares MSCI USA Value Facto | 1.09% | 169,143 | $18.4M | Reduce -2.6% |
| AAPL Apple Inc. | 1.03% | 74,392 | $17.3M | Add +1.3% |
| GLD SPDR Gold Shares | 0.71% | 49,456 | $12.0M | Reduce -5.7% |
| GSLC Goldman Activebeta US LC ETF | 0.54% | 79,892 | $9.0M | Reduce -5.0% |
| GEM Goldman Sachs Activebeta Em | 0.50% | 237,697 | $8.3M | Add +0.0% |
| MSFT Microsoft Corp. | 0.41% | 16,158 | $7.0M | Add +1.5% |
| GOOG Alphabet Inc. Class C | 0.36% | 36,366 | $6.1M | Reduce -0.2% |
| JPM JPMorgan Chase & Co. | 0.36% | 28,740 | $6.1M | Add +0.9% |
| ORCL Oracle Corp. | 0.31% | 30,194 | $5.1M | Reduce -2.7% |
| V Visa Inc. Class A | 0.29% | 17,599 | $4.8M | Reduce -1.4% |
| KLAC KLA Corp. | 0.25% | 5,524 | $4.3M | Reduce -2.1% |
| MCK McKesson Corp. | 0.21% | 7,257 | $3.6M | Reduce -0.6% |
| LRCX Lam Research Corp. | 0.21% | 4,313 | $3.5M | Reduce -2.2% |
| BLK BlackRock Finance Inc. | 0.21% | 3,667 | $3.5M | Reduce -0.5% |
| QCOM Qualcomm Inc. | 0.20% | 19,721 | $3.4M | Reduce -2.1% |
| UNH Unitedhealth Group Inc. | 0.19% | 5,533 | $3.2M | Reduce -1.4% |
| NXPI NXP Semiconductors NV | 0.19% | 13,190 | $3.2M | Reduce -1.0% |
| GSSC Goldman Sachs Activebeta US | 0.18% | 43,890 | $3.0M | Reduce -5.2% |
| NEE Nextera Energy Inc. | 0.18% | 35,812 | $3.0M | Reduce -0.8% |
| PEP Pepsico Inc. | 0.17% | 16,632 | $2.8M | Reduce -0.7% |
| COST Costco Wholesale Corp. | 0.17% | 3,148 | $2.8M | Reduce -0.2% |
| MRK Merck & Co. Inc. | 0.16% | 24,298 | $2.8M | Reduce -0.2% |
| XOM Exxon Mobil Corp. | 0.16% | 23,420 | $2.7M | Add +0.0% |
| MTB M & T Bank Corp. filed as M & T BK CORP | 0.16% | 14,901 | $2.7M | No change |
| VTI VG Morningstar TS MKT ETF-US | 0.15% | 8,741 | $2.5M | Add +4.5% |
| JMOM JPMorgan US Momentum Factor | 0.13% | 38,946 | $2.2M | Add +24.9% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.12% | 4,333 | $2.0M | Reduce -3.7% |
| BKNG Booking Holdings Inc. | 0.12% | 473 | $2.0M | No change |
| IGSB iShares 1-5Y Inv Grade Corp. | 0.11% | 36,512 | $1.9M | Add +40.2% |
| VGIT Vanguard Intermediate-Term T | 0.11% | 31,414 | $1.9M | Add +460.7% |
| AMZN Amazon.com Inc. | 0.11% | 10,124 | $1.9M | Add +4.1% |
| TSLA Tesla Inc. | 0.11% | 7,079 | $1.9M | Reduce -0.2% |
| JNJ Johnson & Johnson | 0.11% | 10,996 | $1.8M | Reduce -1.8% |
| VXUS Vanguard Total Intl Stock | 0.09% | 24,270 | $1.6M | Reduce -7.3% |
| GOOGL Alphabet Inc. Class A | 0.09% | 9,391 | $1.6M | Add +11.9% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.09% | 13,195 | $1.6M | Reduce -0.4% |
| CSCO Cisco Systems Inc. | 0.09% | 28,938 | $1.5M | Reduce -1.0% |
| ULTA Ulta Beauty Inc. | 0.09% | 3,909 | $1.5M | Reduce -3.5% |
| HON Honeywell International Inc. | 0.09% | 7,112 | $1.5M | Reduce -2.2% |
| NVDA Nvidia Corp. | 0.09% | 11,884 | $1.4M | Add +14.8% |
| VIG Vanguard Dividend Apprec ETF | 0.08% | 6,896 | $1.4M | Reduce -3.5% |
| IWF iShares Russell 1000 Growth | 0.08% | 3,616 | $1.4M | Reduce -12.8% |
| PG The Procter & Gamble Co. | 0.08% | 7,489 | $1.3M | Add +0.0% |
| MDLZ Mondelez International Inc. Class A | 0.07% | 15,711 | $1.2M | Reduce -5.1% |
| VTWO Vanguard Russell 2000 ETF | 0.06% | 11,575 | $1.0M | No change |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.06% | 4,562 | $1.0M | Reduce -4.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.06% | 1,661 | $953K | Reduce -1.1% |
| ELV Elevance Health Inc. | 0.06% | 1,783 | $927K | Reduce -9.9% |
| META Meta Platforms Inc. Class A | 0.05% | 1,555 | $890K | Add +6.9% |
| MA Mastercard Inc. Class A | 0.05% | 1,794 | $886K | No change |
| DE Deere & Co. | 0.05% | 2,074 | $866K | Reduce -0.5% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.05% | 2,203 | $846K | Reduce -2.9% |
| VEA Vanguard Ftse Developed ETF | 0.05% | 15,355 | $811K | Add +1.2% |
| GE General Electric filed as GE AEROSPACE | 0.05% | 4,285 | $808K | Reduce -0.9% |
| ABBV Abbvie Inc. | 0.05% | 4,052 | $800K | Add +5.1% |
| PSX Phillips 66 | 0.05% | 5,995 | $788K | No change |
| SWKS Skyworks Solutions Inc. | 0.04% | 7,351 | $726K | Reduce -15.8% |
| CNMD Conmed Corp. | 0.04% | 10,024 | $721K | No change |
| ADP Automatic Data Processing | 0.04% | 2,595 | $718K | No change |
| EMB iShares JP Morgan Usd Emergi | 0.04% | 7,632 | $714K | Reduce -0.9% |
| PSA Public Storage | 0.04% | 1,895 | $690K | No change |
| SBIO Alps Medical Breakthroughs | 0.04% | 18,276 | $682K | Reduce -3.6% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.04% | 12,822 | $655K | Add +165.9% |
| DFAT Dimensional US Target Value | 0.04% | 10,714 | $596K | No change |
| NWFL Norwood Financial Corp. | 0.03% | 21,348 | $589K | Reduce -12.1% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 0.03% | 2,418 | $589K | Add +6.0% |
| IWM iShares Russell 2000 ETF | 0.03% | 2,648 | $585K | Reduce -2.2% |
| HD Home Depot Inc. | 0.03% | 1,402 | $568K | No change |
| VB Vanguard Most SM-Cap ETF-Usd | 0.03% | 2,337 | $554K | Reduce -9.7% |
| VWO Vanguard Ftse Emerging Marke | 0.03% | 11,500 | $550K | No change |
| CB Chubb Ltd. | 0.03% | 1,900 | $548K | No change |
| CBU Community Financial System I | 0.03% | 9,245 | $537K | Reduce -4.4% |
| IUSV iShares Core S&P U.S. Value | 0.03% | 5,568 | $532K | Reduce -2.8% |
| IEMG iShares Core MSCI Emerging | 0.03% | 9,253 | $531K | Reduce -3.1% |
| MS Morgan Stanley | 0.03% | 5,082 | $530K | No change |
| GS Goldman Sachs Group Inc. | 0.03% | 1,035 | $512K | No change |
| LLY Eli Lilly & Co. | 0.03% | 575 | $509K | No change |
| WMT Walmart Inc. | 0.03% | 6,084 | $491K | No change |
| IDXX Idexx Laboratories Inc. | 0.03% | 908 | $459K | No change |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.02% | 1,576 | $416K | Add +2.3% |
| DFUV Dimensional US Marketwide Va | 0.02% | 9,942 | $414K | No change |
| VEU Vanguard Ftse All-World Ex-U | 0.02% | 6,531 | $411K | Add +42.6% |
| SCHW Schwab (charles) Corp. | 0.02% | 6,184 | $401K | No change |
| CSX CSX Corp. | 0.02% | 11,591 | $400K | No change |
| CMF iShares California Muni Bond | 0.02% | 6,844 | $398K | New |
Portfolio Sells Q2 2024 → Q3 2024
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -28.6% | 4.52% | −2.05 |
| LRGF iShares US Equity Factor ETF | Reduce -2.1% | 14.63% | −0.48 |
| SMLF iShares US Smallcap Equity F | Reduce -2.4% | 14.52% | −0.11 |
| LRCX Lam Research Corp. | Reduce -2.2% | 0.21% | −0.09 |
| GOOG Alphabet Inc. Class C | Reduce -0.2% | 0.36% | −0.06 |
| MCK McKesson Corp. | Reduce -0.6% | 0.21% | −0.06 |
| QCOM Qualcomm Inc. | Reduce -2.1% | 0.20% | −0.05 |
| VLUE iShares MSCI USA Value Facto | Reduce -2.6% | 1.09% | −0.04 |
| KLAC KLA Corp. | Reduce -2.1% | 0.25% | −0.04 |
| NXPI NXP Semiconductors NV | Reduce -1.0% | 0.19% | −0.04 |
| DLTR Dollar Tree Inc. | Reduce -45.8% | 0.02% | −0.03 |
| GSLC Goldman Activebeta US LC ETF | Reduce -5.0% | 0.54% | −0.03 |
| VFMO Vanguard US Momentum Factor | Reduce -1.6% | 2.63% | −0.03 |
| MRK Merck & Co. Inc. | Reduce -0.2% | 0.16% | −0.03 |
| SWKS Skyworks Solutions Inc. | Reduce -15.8% | 0.04% | −0.02 |
| IWF iShares Russell 1000 Growth | Reduce -12.8% | 0.08% | −0.02 |
| ELV Elevance Health Inc. | Reduce -9.9% | 0.06% | −0.01 |
| HON Honeywell International Inc. | Reduce -2.2% | 0.09% | −0.01 |
| XBI SS SPDR S&P Biotech ETF | Reduce -0.7% | 1.43% | −0.01 |
| ABT Abbott Laboratories | Reduce -34.4% | 0.02% | −0.01 |
| V Visa Inc. Class A | Reduce -1.4% | 0.29% | −0.01 |
| ULTA Ulta Beauty Inc. | Reduce -3.5% | 0.09% | −0.01 |
| PEP Pepsico Inc. | Reduce -0.7% | 0.17% | −0.01 |
| VXUS Vanguard Total Intl Stock | Reduce -7.3% | 0.09% | −0.01 |
| DIS The Walt Disney Co. | Reduce -22.2% | 0.01% | −0.01 |
| CVX Chevron Corp. | Reduce -8.6% | 0.02% | −0.01 |
| GSSC Goldman Sachs Activebeta US | Reduce -5.2% | 0.18% | −0.01 |
| COST Costco Wholesale Corp. | Reduce -0.2% | 0.17% | −0.00 |
| NWFL Norwood Financial Corp. | Reduce -12.1% | 0.03% | −0.00 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -2.9% | 0.05% | −0.00 |
| COP Conocophillips | Reduce -3.2% | 0.01% | −0.00 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -9.7% | 0.03% | −0.00 |
| STZ Constellation Brands Inc. Class A | Reduce -4.2% | 0.02% | −0.00 |
| VIG Vanguard Dividend Apprec ETF | Reduce -3.5% | 0.08% | −0.00 |
| NKE Nike Inc. Class B | Reduce -14.7% | 0.02% | −0.00 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -1.1% | 0.06% | −0.00 |
| EMB iShares JP Morgan Usd Emergi | Reduce -0.9% | 0.04% | −0.00 |
| IEMG iShares Core MSCI Emerging | Reduce -3.1% | 0.03% | −0.00 |
| IUSV iShares Core S&P U.S. Value | Reduce -2.8% | 0.03% | −0.00 |
| PPG PPG Industries Inc. | Reduce -1.4% | 0.01% | −0.00 |
| TJX TJX Companies Inc. | Reduce -0.4% | 0.09% | −0.00 |
| IWM iShares Russell 2000 ETF | Reduce -2.2% | 0.03% | −0.00 |
| GLD SPDR Gold Shares | Reduce -5.7% | 0.71% | 0.00 |
| MDLZ Mondelez International Inc. Class A | Reduce -5.1% | 0.07% | +0.00 |
| SBIO Alps Medical Breakthroughs | Reduce -3.6% | 0.04% | +0.00 |
| GEHC GE Healthcare Technology | Reduce -0.4% | 0.02% | +0.00 |
| DE Deere & Co. | Reduce -0.5% | 0.05% | +0.00 |
| JNJ Johnson & Johnson | Reduce -1.8% | 0.11% | +0.00 |
| RTX RTX Corp. | Reduce -1.7% | 0.02% | +0.00 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -3.7% | 0.12% | +0.00 |
Portfolio Buys Q2 2024 → Q3 2024
| VGLT Vanguard Long-Term Treasury | Add +68.5% | 4.07% | +1.65 |
| VCIT Vanguard Int-Term Corporate | Add +18.1% | 5.15% | +0.71 |
| INTF iShares International Equity | Add +1.3% | 14.69% | +0.31 |
| VGIT Vanguard Intermediate-Term T | Add +460.7% | 0.11% | +0.09 |
| AAPL Apple Inc. | Add +1.3% | 1.03% | +0.05 |
| IGSB iShares 1-5Y Inv Grade Corp. | Add +40.2% | 0.11% | +0.03 |
| JMOM JPMorgan US Momentum Factor | Add +24.9% | 0.13% | +0.03 |
| CMF iShares California Muni Bond | New | 0.02% | +0.02 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +165.9% | 0.04% | +0.02 |
| GSIE Goldman Sachs Activebeta Int | Add +0.2% | 2.02% | +0.02 |
| GEV GE Vernova Inc. | New | 0.02% | +0.02 |
| EMGF iShares Emerging Markets Equ | Add +0.3% | 5.18% | +0.02 |
| CAT Caterpillar Inc. | New | 0.01% | +0.01 |
| IEFA iShares Core MSCI Eafe ETF | New | 0.01% | +0.01 |
| SCHH Schwab US REIT ETF | New | 0.01% | +0.01 |
| TMO Thermo Fisher Scientific Inc. | New | 0.01% | +0.01 |
| HIG Hartford Insurance Group Inc. | New | 0.01% | +0.01 |
| NBTB N B T Bancorp Inc. | New | 0.01% | +0.01 |
| DHR Danaher Corp. | New | 0.01% | +0.01 |
| SCHA Schwab US Small-Cap ETF | New | 0.01% | +0.01 |
| VEU Vanguard Ftse All-World Ex-U | Add +42.6% | 0.02% | +0.01 |
| META Meta Platforms Inc. Class A | Add +6.9% | 0.05% | +0.01 |
| ABBV Abbvie Inc. | Add +5.1% | 0.05% | +0.01 |
| VTI VG Morningstar TS MKT ETF-US | Add +4.5% | 0.15% | +0.01 |
| NVDA Nvidia Corp. | Add +14.8% | 0.09% | +0.00 |
| GEM Goldman Sachs Activebeta Em | Add +0.0% | 0.50% | +0.00 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Add +6.0% | 0.03% | +0.00 |
| SPTL SS SPDR PF LNG TRM TSY E-Usd | Add +10.1% | 0.02% | +0.00 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +2.3% | 0.02% | +0.00 |
| VEA Vanguard Ftse Developed ETF | Add +1.2% | 0.05% | +0.00 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +0.4% | 0.01% | +0.00 |
| VWOB Vanguard Emerg MKTS Gov BND | Add +1.1% | 1.40% | +0.00 |
| PFE Pfizer Inc. | Add +2.3% | 0.01% | −0.00 |
| PG The Procter & Gamble Co. | Add +0.0% | 0.08% | −0.00 |
| GOOGL Alphabet Inc. Class A | Add +11.9% | 0.09% | −0.00 |
| JPM JPMorgan Chase & Co. | Add +0.9% | 0.36% | −0.01 |
| AMZN Amazon.com Inc. | Add +4.1% | 0.11% | −0.01 |
| XOM Exxon Mobil Corp. | Add +0.0% | 0.16% | −0.01 |
| DFIV Dimensional International Va | Add +0.0% | 1.85% | −0.01 |
| MTUM iShares MSCI USA Momentum Fa | Add +1.5% | 2.62% | −0.03 |
| MSFT Microsoft Corp. | Add +1.5% | 0.41% | −0.04 |
| GVI iShares Intermediate Governm | Add +1.5% | 7.76% | −0.14 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 155 | $2.3B | INTF, SMLF, LRGF, VGIT, EMGF |
| Q1 2026 | 150 | $2.1B | INTF, SMLF, LRGF, VGIT, VCSH |
| Q4 2025 | 144 | $2.2B | INTF, SMLF, LRGF, VGIT, EMGF |
| Q3 2025 | 142 | $2.0B | INTF, SMLF, LRGF, VGIT, GLDM |
| Q2 2025 | 138 | $1.9B | INTF, SMLF, LRGF, VGIT, EMGF |
| Q1 2025 | 133 | $1.7B | INTF, SMLF, LRGF, VGIT, GLDM |
| Q4 2024 | 136 | $1.7B | INTF, SMLF, LRGF, VGIT, GLDM |
| Q3 2024 | 141 | $1.7B | INTF, LRGF, SMLF, GVI, EMGF |
| Q2 2024 | 131 | $1.6B | LRGF, SMLF, INTF, GVI, VCSH |
| Q1 2024 | 126 | $1.5B | SMLF, LRGF, INTF, GVI, VCSH |