Strategic Financial Services, Inc.
In its 13F for Q1 2026 (holdings as of March 31, 2026, filed May 8, 2026), Strategic Financial Services, Inc. reported 150 stock positions worth $2.1 billion. Its top holding was iShares International Equity (INTF) at 16.1% of the portfolio, followed by iShares US Smallcap Equity F (SMLF, 13.8%) and iShares US Equity Factor ETF (LRGF, 12.5%). Compared with Q4 2025, it opened 15 new positions, sold out of 9, added to 37 and reduced 38. The biggest buy was Vanguard Short-Term Tips (VTIP, shares +77%) and the biggest sale SPDR Gold Minishares Trust (GLDM, shares −37%).
- Most Recent 13F
- Q2 2026
- Location
- UTICA, NY
- CIK
- 0001432539
- Portfolio Value
- $2.1B (Q1 2026)
- SEC Filing
- 0001432539-26-000003 ↗ filed May 8, 2026
Holdings Value
Holdings 150 stocks · $2.1B
| INTF iShares International Equity | 16.14% | 8,700,431 | $339.0M | Add +0.1% |
| SMLF iShares US Smallcap Equity F | 13.79% | 3,836,442 | $289.6M | Add +0.7% |
| LRGF iShares US Equity Factor ETF | 12.55% | 3,990,874 | $263.4M | Add +2.0% |
| VGIT Vanguard Intermediate-Term T | 7.67% | 2,703,579 | $161.0M | Add +1.9% |
| VCSH Vanguard S/T Corp. Bond ETF | 5.48% | 1,451,149 | $115.0M | Add +24.4% |
| EMGF iShares Emerging Markets Equ | 5.43% | 1,885,974 | $114.0M | Reduce -0.2% |
| VTIP Vanguard Short-Term Tips | 3.49% | 1,468,510 | $73.4M | Add +77.1% |
| VGLT Vanguard Long-Term Treasury | 3.45% | 1,308,320 | $72.4M | Add +2.8% |
| VCIT Vanguard Int-Term Corporate | 3.42% | 869,001 | $71.9M | Add +1.8% |
| VFMO Vanguard US Momentum Factor | 2.68% | 285,538 | $56.3M | Add +0.5% |
| MTUM iShares MSCI USA Momentum Fa | 2.58% | 225,567 | $54.1M | Add +1.4% |
| GLDM SPDR Gold Minishares Trust | 2.58% | 583,756 | $54.1M | Reduce -36.6% |
| DFIV Dimensional International Va | 2.10% | 833,500 | $44.0M | Reduce -1.2% |
| EUSA iShares MSCI USA Equal Weigh | 1.86% | 383,497 | $39.0M | Add +1.8% |
| GSIE Goldman Sachs Activebeta Int | 1.83% | 890,002 | $38.4M | Reduce -1.5% |
| VGSH Vanguard Short-Term Treasury | 1.64% | 589,560 | $34.5M | Add +10.5% |
| GVI iShares Intermediate Governm | 1.38% | 271,848 | $29.0M | Reduce -0.8% |
| AAPL Apple Inc. | 0.82% | 67,807 | $17.2M | Reduce -0.4% |
| SIZE iShares MSCI USA Size Factor | 0.77% | 101,724 | $16.2M | Reduce -0.3% |
| VWOB Vanguard Emerg MKTS Gov BND | 0.70% | 224,112 | $14.7M | Add +1.5% |
| GSLC Goldman Activebeta US LC ETF | 0.58% | 97,705 | $12.2M | Add +0.8% |
| GOOG Alphabet Inc. Class C | 0.46% | 33,988 | $9.7M | Reduce -0.1% |
| GEM Goldman Sachs Activebeta Em | 0.46% | 222,255 | $9.6M | Reduce -0.9% |
| LRCX Lam Research Corp. | 0.38% | 37,146 | $7.9M | Reduce -1.6% |
| GSSC Goldman Sachs Activebeta US | 0.35% | 99,225 | $7.4M | Reduce -0.5% |
| JPM JPMorgan Chase & Co. | 0.35% | 24,789 | $7.3M | Reduce -0.3% |
| KLAC KLA Corp. | 0.34% | 4,919 | $7.2M | Reduce -0.7% |
| MSFT Microsoft Corp. | 0.29% | 16,407 | $6.1M | Reduce -1.1% |
| MCK McKesson Corp. | 0.28% | 6,764 | $5.9M | Reduce -0.4% |
| V Visa Inc. Class A | 0.23% | 15,992 | $4.8M | Reduce -0.1% |
| GLD SPDR Gold Shares | 0.19% | 9,364 | $4.0M | Reduce -20.8% |
| XBI SS SPDR S&P Biotech ETF | 0.18% | 29,736 | $3.8M | Reduce -88.6% |
| GE General Electric filed as GE AEROSPACE | 0.17% | 12,479 | $3.5M | Add +0.2% |
| ORCL Oracle Corp. | 0.17% | 23,878 | $3.5M | Reduce -0.2% |
| XOM Exxon Mobil Corp. | 0.16% | 20,080 | $3.4M | No change |
| JMOM JPMorgan US Momentum Factor | 0.16% | 48,587 | $3.3M | Reduce -1.0% |
| BLK BlackRock Inc. | 0.14% | 3,164 | $3.0M | Reduce -1.1% |
| NEE Nextera Energy Inc. | 0.14% | 32,166 | $3.0M | No change |
| COST Costco Wholesale Corp. | 0.14% | 2,978 | $3.0M | Reduce -0.2% |
| MTB M & T Bank Corp. filed as M & T BK CORP | 0.13% | 13,609 | $2.8M | No change |
| VTI VG Morningstar TS MKT ETF-US | 0.13% | 8,598 | $2.8M | No change |
| GEV GE Vernova Inc. | 0.13% | 3,146 | $2.7M | No change |
| GOOGL Alphabet Inc. Class A | 0.12% | 8,507 | $2.4M | No change |
| TSLA Tesla Inc. | 0.11% | 6,447 | $2.4M | No change |
| SPTL SS SPDR PF LNG TRM TSY E-Usd | 0.11% | 87,903 | $2.3M | Reduce -15.5% |
| MRK Merck & Co. Inc. | 0.11% | 19,006 | $2.3M | No change |
| JNJ Johnson & Johnson | 0.11% | 9,059 | $2.2M | Add +0.7% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.10% | 13,358 | $2.1M | No change |
| AMZN Amazon.com Inc. | 0.10% | 10,045 | $2.1M | Add +0.7% |
| IGSB iShares 1-5Y Inv Grade Corp. | 0.10% | 38,588 | $2.0M | Add +9.0% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.10% | 4,198 | $2.0M | Reduce -3.7% |
| VXUS Vanguard Total Intl Stock | 0.09% | 25,725 | $2.0M | No change |
| QCOM Qualcomm Inc. | 0.09% | 15,160 | $2.0M | Reduce -1.5% |
| CSCO Cisco Systems Inc. | 0.09% | 24,599 | $1.9M | Reduce -0.6% |
| NVDA Nvidia Corp. | 0.09% | 10,463 | $1.8M | Add +1.8% |
| BKNG Booking Holdings Inc. | 0.08% | 422 | $1.8M | No change |
| VTWO Vanguard Russell 2000 ETF | 0.07% | 15,208 | $1.5M | Add +8.4% |
| PEP Pepsico Inc. | 0.07% | 9,553 | $1.5M | No change |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.07% | 29,650 | $1.5M | No change |
| VEA Vanguard Ftse Developed ETF | 0.06% | 21,201 | $1.4M | Add +38.1% |
| AVGO Broadcom Inc. | 0.06% | 4,252 | $1.3M | Add +0.4% |
| SBIO Alps Medical Breakthroughs | 0.06% | 24,869 | $1.3M | Reduce -24.9% |
| NXPI NXP Semiconductors NV | 0.06% | 6,600 | $1.3M | No change |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.06% | 2,943 | $1.3M | Add +17.2% |
| SUB iShares Short-Term National | 0.06% | 11,713 | $1.2M | No change |
| VIG Vanguard Dividend Apprec ETF | 0.06% | 5,448 | $1.2M | Reduce -0.2% |
| ULTA Ulta Beauty Inc. | 0.05% | 2,183 | $1.1M | No change |
| IVV iShares Core S&P 500 ETF | 0.05% | 1,702 | $1.1M | New |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.05% | 1,641 | $1.1M | Add +23.1% |
| PSX Phillips 66 | 0.05% | 5,857 | $1.1M | No change |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.05% | 4,332 | $1.1M | Reduce -0.8% |
| IEMG iShares Core MSCI Emerging | 0.05% | 14,608 | $1.0M | Add +99.0% |
| IWF iShares Russell 1000 Growth | 0.05% | 2,331 | $994K | Reduce -0.6% |
| PG The Procter & Gamble Co. | 0.04% | 6,421 | $928K | No change |
| ABBV Abbvie Inc. | 0.04% | 4,155 | $904K | No change |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.04% | 3,136 | $901K | Add +143.1% |
| IEFA iShares Core MSCI Eafe ETF | 0.04% | 9,845 | $891K | New |
| MA Mastercard Inc. Class A | 0.04% | 1,772 | $885K | No change |
| GS Goldman Sachs Group Inc. | 0.04% | 1,035 | $876K | No change |
| DE Deere & Co. | 0.04% | 1,511 | $851K | No change |
| FTNY FR New York Muni Inc. ETF | 0.04% | 108,955 | $850K | New |
| MS Morgan Stanley | 0.04% | 5,125 | $843K | No change |
| WMT Walmart Inc. | 0.04% | 6,783 | $843K | Add +1.1% |
| VWO Vanguard Ftse Emerging Marke | 0.04% | 15,550 | $840K | Add +18.5% |
| META Meta Platforms Inc. Class A | 0.04% | 1,409 | $806K | Add +0.9% |
| UNH Unitedhealth Group Inc. | 0.04% | 2,849 | $771K | Reduce -1.8% |
| CB Chubb Ltd. | 0.03% | 2,087 | $680K | Add +1.7% |
| DFAT Dimensional US Target Value | 0.03% | 10,658 | $666K | No change |
| MCD McDonald's Corp. | 0.03% | 2,132 | $663K | Reduce -2.1% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 0.03% | 2,566 | $660K | Reduce -0.6% |
| SCHW Schwab (charles) Corp. | 0.03% | 6,199 | $583K | No change |
| AGG iShares Core U.S. Aggregate | 0.03% | 5,765 | $572K | New |
| ITOT iShares Core S&P Total U.S. | 0.03% | 3,988 | $568K | New |
| GLW Corning Inc. | 0.03% | 4,111 | $559K | No change |
| NWFL Norwood Financial Corp. | 0.03% | 17,972 | $529K | Reduce -9.4% |
| PSA Public Storage | 0.02% | 1,895 | $513K | No change |
| ADP Automatic Data Processing | 0.02% | 2,523 | $513K | No change |
| IDXX Idexx Laboratories Inc. | 0.02% | 908 | $510K | No change |
| CBU Community Financial System I | 0.02% | 8,686 | $509K | No change |
| HD Home Depot Inc. | 0.02% | 1,475 | $485K | No change |
Options reported separately and not counted above: SPY calls ($1.3M), AVGO puts ($774K).
Portfolio Sells Q4 2025 → Q1 2026
| GLDM SPDR Gold Minishares Trust | Reduce -36.6% | 2.58% | −1.59 |
| XBI SS SPDR S&P Biotech ETF | Reduce -88.6% | 0.18% | −1.33 |
| EMGF iShares Emerging Markets Equ | Reduce -0.2% | 5.43% | −0.11 |
| GSIE Goldman Sachs Activebeta Int | Reduce -1.5% | 1.83% | −0.07 |
| GLD SPDR Gold Shares | Reduce -20.8% | 0.19% | −0.06 |
| AAPL Apple Inc. | Reduce -0.4% | 0.82% | −0.05 |
| CMF iShares California Muni Bond | Sold out | 0.00% | −0.05 |
| GOOG Alphabet Inc. Class C | Reduce -0.1% | 0.46% | −0.04 |
| DFIV Dimensional International Va | Reduce -1.2% | 2.10% | −0.03 |
| LRCX Lam Research Corp. | Reduce -1.6% | 0.38% | −0.02 |
| JPM JPMorgan Chase & Co. | Reduce -0.3% | 0.35% | −0.02 |
| SIZE iShares MSCI USA Size Factor | Reduce -0.3% | 0.77% | −0.02 |
| MCK McKesson Corp. | Reduce -0.4% | 0.28% | −0.02 |
| MSFT Microsoft Corp. | Reduce -1.1% | 0.29% | −0.02 |
| SPTL SS SPDR PF LNG TRM TSY E-Usd | Reduce -15.5% | 0.11% | −0.02 |
| GEM Goldman Sachs Activebeta Em | Reduce -0.9% | 0.46% | −0.02 |
| GSSC Goldman Sachs Activebeta US | Reduce -0.5% | 0.35% | −0.02 |
| SBIO Alps Medical Breakthroughs | Reduce -24.9% | 0.06% | −0.02 |
| V Visa Inc. Class A | Reduce -0.1% | 0.23% | −0.01 |
| BBH Vaneck Biotech ETF | Sold out | 0.00% | −0.01 |
| BLK BlackRock Inc. | Reduce -1.1% | 0.14% | −0.01 |
| AXP American Express Co. | Sold out | 0.00% | −0.01 |
| IBM Intl Business Machines Corp. | Reduce -0.8% | 0.05% | −0.01 |
| INTC Intel Corp. | Sold out | 0.00% | −0.01 |
| CNMD Conmed Corp. | Sold out | 0.00% | −0.01 |
| PPG PPG Industries Inc. | Sold out | 0.00% | −0.01 |
| SCHX Schwab US Large-Cap ETF | Sold out | 0.00% | −0.01 |
| BAC Bank of America Corp. | Sold out | 0.00% | −0.01 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Sold out | 0.00% | −0.01 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -3.7% | 0.10% | −0.01 |
| CSCO Cisco Systems Inc. | Reduce -0.6% | 0.09% | −0.01 |
| QCOM Qualcomm Inc. | Reduce -1.5% | 0.09% | −0.00 |
| NWFL Norwood Financial Corp. | Reduce -9.4% | 0.03% | −0.00 |
| JMOM JPMorgan US Momentum Factor | Reduce -1.0% | 0.16% | −0.00 |
| IWF iShares Russell 1000 Growth | Reduce -0.6% | 0.05% | −0.00 |
| VIG Vanguard Dividend Apprec ETF | Reduce -0.2% | 0.06% | −0.00 |
| DIS The Walt Disney Co. | Reduce -4.3% | 0.01% | −0.00 |
| MCD McDonald's Corp. | Reduce -2.1% | 0.03% | −0.00 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Reduce -0.6% | 0.03% | −0.00 |
| ABT Abbott Laboratories | Reduce -0.9% | 0.02% | −0.00 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -1.7% | 0.02% | −0.00 |
| EMB iShares JP Morgan Usd Emergi | Reduce -3.0% | 0.02% | −0.00 |
| UNH Unitedhealth Group Inc. | Reduce -1.8% | 0.04% | −0.00 |
| COST Costco Wholesale Corp. | Reduce -0.2% | 0.14% | +0.00 |
| ORCL Oracle Corp. | Reduce -0.2% | 0.17% | +0.01 |
| KLAC KLA Corp. | Reduce -0.7% | 0.34% | +0.02 |
| GVI iShares Intermediate Governm | Reduce -0.8% | 1.38% | +0.02 |
Portfolio Buys Q4 2025 → Q1 2026
| VTIP Vanguard Short-Term Tips | Add +77.1% | 3.49% | +1.59 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +24.4% | 5.48% | +1.18 |
| VGIT Vanguard Intermediate-Term T | Add +1.9% | 7.67% | +0.34 |
| VGSH Vanguard Short-Term Treasury | Add +10.5% | 1.64% | +0.20 |
| VGLT Vanguard Long-Term Treasury | Add +2.8% | 3.45% | +0.16 |
| VCIT Vanguard Int-Term Corporate | Add +1.8% | 3.42% | +0.12 |
| IVV iShares Core S&P 500 ETF | New | 0.05% | +0.05 |
| IEFA iShares Core MSCI Eafe ETF | New | 0.04% | +0.04 |
| FTNY FR New York Muni Inc. ETF | New | 0.04% | +0.04 |
| AGG iShares Core U.S. Aggregate | New | 0.03% | +0.03 |
| ITOT iShares Core S&P Total U.S. | New | 0.03% | +0.03 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +143.1% | 0.04% | +0.03 |
| IEMG iShares Core MSCI Emerging | Add +99.0% | 0.05% | +0.02 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | New | 0.02% | +0.02 |
| VEA Vanguard Ftse Developed ETF | Add +38.1% | 0.06% | +0.02 |
| VTV Vanguard Mrngstr Val ETF-Aui | New | 0.01% | +0.01 |
| IVW iShares S&P 500 Growth ETF | New | 0.01% | +0.01 |
| IJH iShares Core S&P Midcap ETF | New | 0.01% | +0.01 |
| VWOB Vanguard Emerg MKTS Gov BND | Add +1.5% | 0.70% | +0.01 |
| IVE iShares S&P 500 Value ETF | New | 0.01% | +0.01 |
| IGSB iShares 1-5Y Inv Grade Corp. | Add +9.0% | 0.10% | +0.01 |
| NFLX Netflix Inc. | New | 0.01% | +0.01 |
| PLTR Palantir Technologies Inc. Class A | New | 0.01% | +0.01 |
| DHR Danaher Corp. | New | 0.01% | +0.01 |
| VONV Vanguard Russell 1000 Value | New | 0.01% | +0.01 |
| IWR iShares Russell Mid-Cap ETF | New | 0.01% | +0.01 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +23.1% | 0.05% | +0.01 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +17.2% | 0.06% | +0.01 |
| JNJ Johnson & Johnson | Add +0.7% | 0.11% | +0.01 |
| VWO Vanguard Ftse Emerging Marke | Add +18.5% | 0.04% | +0.01 |
| VTWO Vanguard Russell 2000 ETF | Add +8.4% | 0.07% | +0.00 |
| AMZN Amazon.com Inc. | Add +0.7% | 0.10% | +0.00 |
| SO The Southern Co. | Add +4.3% | 0.01% | +0.00 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +10.3% | 0.02% | +0.00 |
| WM Waste Management Inc. | Add +3.1% | 0.02% | +0.00 |
| CB Chubb Ltd. | Add +1.7% | 0.03% | +0.00 |
| KO The Coca-Cola Co. | Add +2.5% | 0.02% | +0.00 |
| IWM iShares Russell 2000 ETF | Add +3.9% | 0.01% | 0.00 |
| HON Honeywell International Inc. | Add +0.3% | 0.01% | −0.00 |
| WMT Walmart Inc. | Add +1.1% | 0.04% | −0.00 |
| NVDA Nvidia Corp. | Add +1.8% | 0.09% | −0.00 |
| LLY Eli Lilly & Co. | Add +4.3% | 0.02% | −0.00 |
| AVGO Broadcom Inc. | Add +0.4% | 0.06% | −0.00 |
| META Meta Platforms Inc. Class A | Add +0.9% | 0.04% | −0.00 |
| EUSA iShares MSCI USA Equal Weigh | Add +1.8% | 1.86% | −0.01 |
| GSLC Goldman Activebeta US LC ETF | Add +0.8% | 0.58% | −0.01 |
| GE General Electric | Add +0.2% | 0.17% | −0.02 |
| VFMO Vanguard US Momentum Factor | Add +0.5% | 2.68% | −0.02 |
| MTUM iShares MSCI USA Momentum Fa | Add +1.4% | 2.58% | −0.02 |
| LRGF iShares US Equity Factor ETF | Add +2.0% | 12.55% | −0.04 |
Options Activity Q4 2025 → Q1 2026
Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 155 | $2.3B | INTF, SMLF, LRGF, VGIT, EMGF |
| Q1 2026 | 150 | $2.1B | INTF, SMLF, LRGF, VGIT, VCSH |
| Q4 2025 | 144 | $2.2B | INTF, SMLF, LRGF, VGIT, EMGF |
| Q3 2025 | 142 | $2.0B | INTF, SMLF, LRGF, VGIT, GLDM |
| Q2 2025 | 138 | $1.9B | INTF, SMLF, LRGF, VGIT, EMGF |
| Q1 2025 | 133 | $1.7B | INTF, SMLF, LRGF, VGIT, GLDM |
| Q4 2024 | 136 | $1.7B | INTF, SMLF, LRGF, VGIT, GLDM |
| Q3 2024 | 141 | $1.7B | INTF, LRGF, SMLF, GVI, EMGF |
| Q2 2024 | 131 | $1.6B | LRGF, SMLF, INTF, GVI, VCSH |
| Q1 2024 | 126 | $1.5B | SMLF, LRGF, INTF, GVI, VCSH |