Strategic Financial Services, Inc.

In its 13F for Q1 2026 (holdings as of March 31, 2026, filed May 8, 2026), Strategic Financial Services, Inc. reported 150 stock positions worth $2.1 billion. Its top holding was iShares International Equity (INTF) at 16.1% of the portfolio, followed by iShares US Smallcap Equity F (SMLF, 13.8%) and iShares US Equity Factor ETF (LRGF, 12.5%). Compared with Q4 2025, it opened 15 new positions, sold out of 9, added to 37 and reduced 38. The biggest buy was Vanguard Short-Term Tips (VTIP, shares +77%) and the biggest sale SPDR Gold Minishares Trust (GLDM, shares −37%).

Most Recent 13F
Q2 2026
Location
UTICA, NY
CIK
0001432539
Portfolio Value
$2.1B (Q1 2026)
SEC Filing
0001432539-26-000003 ↗ filed May 8, 2026

Holdings Value

0$500.0M$1.0B$1.5B$2.0B$2.5B Q1 2024: $1.5B Q1 2024 Q2 2024: $1.6B Q2 2024 Q3 2024: $1.7B Q3 2024 Q4 2024: $1.7B Q4 2024 Q1 2025: $1.7B Q1 2025 Q2 2025: $1.9B Q2 2025 Q3 2025: $2.0B Q3 2025 Q4 2025: $2.2B Q4 2025 Q1 2026: $2.1B $2.1B Q1 2026 Q2 2026: $2.3B Q2 2026

Holdings 150 stocks · $2.1B
INTF iShares International Equity 16.14% 8,700,431 $339.0M Add +0.1%
SMLF iShares US Smallcap Equity F 13.79% 3,836,442 $289.6M Add +0.7%
LRGF iShares US Equity Factor ETF 12.55% 3,990,874 $263.4M Add +2.0%
VGIT Vanguard Intermediate-Term T 7.67% 2,703,579 $161.0M Add +1.9%
VCSH Vanguard S/T Corp. Bond ETF 5.48% 1,451,149 $115.0M Add +24.4%
EMGF iShares Emerging Markets Equ 5.43% 1,885,974 $114.0M Reduce -0.2%
VTIP Vanguard Short-Term Tips 3.49% 1,468,510 $73.4M Add +77.1%
VGLT Vanguard Long-Term Treasury 3.45% 1,308,320 $72.4M Add +2.8%
VCIT Vanguard Int-Term Corporate 3.42% 869,001 $71.9M Add +1.8%
VFMO Vanguard US Momentum Factor 2.68% 285,538 $56.3M Add +0.5%
MTUM iShares MSCI USA Momentum Fa 2.58% 225,567 $54.1M Add +1.4%
GLDM SPDR Gold Minishares Trust 2.58% 583,756 $54.1M Reduce -36.6%
DFIV Dimensional International Va 2.10% 833,500 $44.0M Reduce -1.2%
EUSA iShares MSCI USA Equal Weigh 1.86% 383,497 $39.0M Add +1.8%
GSIE Goldman Sachs Activebeta Int 1.83% 890,002 $38.4M Reduce -1.5%
VGSH Vanguard Short-Term Treasury 1.64% 589,560 $34.5M Add +10.5%
GVI iShares Intermediate Governm 1.38% 271,848 $29.0M Reduce -0.8%
AAPL Apple Inc. 0.82% 67,807 $17.2M Reduce -0.4%
SIZE iShares MSCI USA Size Factor 0.77% 101,724 $16.2M Reduce -0.3%
VWOB Vanguard Emerg MKTS Gov BND 0.70% 224,112 $14.7M Add +1.5%
GSLC Goldman Activebeta US LC ETF 0.58% 97,705 $12.2M Add +0.8%
GOOG Alphabet Inc. Class C 0.46% 33,988 $9.7M Reduce -0.1%
GEM Goldman Sachs Activebeta Em 0.46% 222,255 $9.6M Reduce -0.9%
LRCX Lam Research Corp. 0.38% 37,146 $7.9M Reduce -1.6%
GSSC Goldman Sachs Activebeta US 0.35% 99,225 $7.4M Reduce -0.5%
JPM JPMorgan Chase & Co. 0.35% 24,789 $7.3M Reduce -0.3%
KLAC KLA Corp. 0.34% 4,919 $7.2M Reduce -0.7%
MSFT Microsoft Corp. 0.29% 16,407 $6.1M Reduce -1.1%
MCK McKesson Corp. 0.28% 6,764 $5.9M Reduce -0.4%
V Visa Inc. Class A 0.23% 15,992 $4.8M Reduce -0.1%
GLD SPDR Gold Shares 0.19% 9,364 $4.0M Reduce -20.8%
XBI SS SPDR S&P Biotech ETF 0.18% 29,736 $3.8M Reduce -88.6%
GE General Electric filed as GE AEROSPACE 0.17% 12,479 $3.5M Add +0.2%
ORCL Oracle Corp. 0.17% 23,878 $3.5M Reduce -0.2%
XOM Exxon Mobil Corp. 0.16% 20,080 $3.4M No change
JMOM JPMorgan US Momentum Factor 0.16% 48,587 $3.3M Reduce -1.0%
BLK BlackRock Inc. 0.14% 3,164 $3.0M Reduce -1.1%
NEE Nextera Energy Inc. 0.14% 32,166 $3.0M No change
COST Costco Wholesale Corp. 0.14% 2,978 $3.0M Reduce -0.2%
MTB M & T Bank Corp. filed as M & T BK CORP 0.13% 13,609 $2.8M No change
VTI VG Morningstar TS MKT ETF-US 0.13% 8,598 $2.8M No change
GEV GE Vernova Inc. 0.13% 3,146 $2.7M No change
GOOGL Alphabet Inc. Class A 0.12% 8,507 $2.4M No change
TSLA Tesla Inc. 0.11% 6,447 $2.4M No change
SPTL SS SPDR PF LNG TRM TSY E-Usd 0.11% 87,903 $2.3M Reduce -15.5%
MRK Merck & Co. Inc. 0.11% 19,006 $2.3M No change
JNJ Johnson & Johnson 0.11% 9,059 $2.2M Add +0.7%
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.10% 13,358 $2.1M No change
AMZN Amazon.com Inc. 0.10% 10,045 $2.1M Add +0.7%
IGSB iShares 1-5Y Inv Grade Corp. 0.10% 38,588 $2.0M Add +9.0%
BRK.B Berkshire Hathaway Inc. Class B 0.10% 4,198 $2.0M Reduce -3.7%
VXUS Vanguard Total Intl Stock 0.09% 25,725 $2.0M No change
QCOM Qualcomm Inc. 0.09% 15,160 $2.0M Reduce -1.5%
CSCO Cisco Systems Inc. 0.09% 24,599 $1.9M Reduce -0.6%
NVDA Nvidia Corp. 0.09% 10,463 $1.8M Add +1.8%
BKNG Booking Holdings Inc. 0.08% 422 $1.8M No change
VTWO Vanguard Russell 2000 ETF 0.07% 15,208 $1.5M Add +8.4%
PEP Pepsico Inc. 0.07% 9,553 $1.5M No change
VTEB Vanguard Tax-Exempt Bond ETF 0.07% 29,650 $1.5M No change
VEA Vanguard Ftse Developed ETF 0.06% 21,201 $1.4M Add +38.1%
AVGO Broadcom Inc. 0.06% 4,252 $1.3M Add +0.4%
SBIO Alps Medical Breakthroughs 0.06% 24,869 $1.3M Reduce -24.9%
NXPI NXP Semiconductors NV 0.06% 6,600 $1.3M No change
VUG Vanguard Mrngstar GR ETF-Sui 0.06% 2,943 $1.3M Add +17.2%
SUB iShares Short-Term National 0.06% 11,713 $1.2M No change
VIG Vanguard Dividend Apprec ETF 0.06% 5,448 $1.2M Reduce -0.2%
ULTA Ulta Beauty Inc. 0.05% 2,183 $1.1M No change
IVV iShares Core S&P 500 ETF 0.05% 1,702 $1.1M New
SPY SS SPDR S&P 500 ETF Trust-US 0.05% 1,641 $1.1M Add +23.1%
PSX Phillips 66 0.05% 5,857 $1.1M No change
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.05% 4,332 $1.1M Reduce -0.8%
IEMG iShares Core MSCI Emerging 0.05% 14,608 $1.0M Add +99.0%
IWF iShares Russell 1000 Growth 0.05% 2,331 $994K Reduce -0.6%
PG The Procter & Gamble Co. 0.04% 6,421 $928K No change
ABBV Abbvie Inc. 0.04% 4,155 $904K No change
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.04% 3,136 $901K Add +143.1%
IEFA iShares Core MSCI Eafe ETF 0.04% 9,845 $891K New
MA Mastercard Inc. Class A 0.04% 1,772 $885K No change
GS Goldman Sachs Group Inc. 0.04% 1,035 $876K No change
DE Deere & Co. 0.04% 1,511 $851K No change
FTNY FR New York Muni Inc. ETF 0.04% 108,955 $850K New
MS Morgan Stanley 0.04% 5,125 $843K No change
WMT Walmart Inc. 0.04% 6,783 $843K Add +1.1%
VWO Vanguard Ftse Emerging Marke 0.04% 15,550 $840K Add +18.5%
META Meta Platforms Inc. Class A 0.04% 1,409 $806K Add +0.9%
UNH Unitedhealth Group Inc. 0.04% 2,849 $771K Reduce -1.8%
CB Chubb Ltd. 0.03% 2,087 $680K Add +1.7%
DFAT Dimensional US Target Value 0.03% 10,658 $666K No change
MCD McDonald's Corp. 0.03% 2,132 $663K Reduce -2.1%
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.03% 2,566 $660K Reduce -0.6%
SCHW Schwab (charles) Corp. 0.03% 6,199 $583K No change
AGG iShares Core U.S. Aggregate 0.03% 5,765 $572K New
ITOT iShares Core S&P Total U.S. 0.03% 3,988 $568K New
GLW Corning Inc. 0.03% 4,111 $559K No change
NWFL Norwood Financial Corp. 0.03% 17,972 $529K Reduce -9.4%
PSA Public Storage 0.02% 1,895 $513K No change
ADP Automatic Data Processing 0.02% 2,523 $513K No change
IDXX Idexx Laboratories Inc. 0.02% 908 $510K No change
CBU Community Financial System I 0.02% 8,686 $509K No change
HD Home Depot Inc. 0.02% 1,475 $485K No change
VLUE iShares MSCI USA Value Facto 0.02% 3,390 $482K No change
DFUV Dimensional US Marketwide Va 0.02% 9,875 $479K No change
CSX CSX Corp. 0.02% 11,606 $476K No change
LLY Eli Lilly & Co. 0.02% 515 $474K Add +4.3%
RTX RTX Corp. 0.02% 2,453 $473K No change
VB Vanguard Most SM-Cap ETF-Usd 0.02% 1,772 $464K Add +10.3%
CVX Chevron Corp. 0.02% 2,221 $460K No change
ASML ASML Holding NV-NY Reg SHS filed as ASML HLDG NV 0.02% 343 $453K No change
KO The Coca-Cola Co. 0.02% 5,919 $450K Add +2.5%
VBK Van Morst SML-Cap Gro-Usd Inc. 0.02% 1,408 $426K No change
VONE Vanguard Russell 1000 0.02% 1,425 $421K No change
IUSB Ishr CR Unvrse Usd BD ETF-Ui 0.02% 8,812 $407K New
EMB iShares JP Morgan Usd Emergi 0.02% 4,305 $404K Reduce -3.0%
TMP Tompkins Financial Corp. 0.02% 5,095 $402K No change
CAT Caterpillar Inc. 0.02% 563 $399K No change
TRV The Travelers Cos Inc. 0.02% 1,330 $388K No change
ITW Illinois Tool Works 0.02% 1,367 $356K No change
VEU Vanguard Ftse All-World Ex-U 0.02% 4,621 $347K Reduce -1.7%
ABT Abbott Laboratories 0.02% 3,329 $342K Reduce -0.9%
WM Waste Management Inc. 0.02% 1,459 $335K Add +3.1%
VTV Vanguard Mrngstr Val ETF-Aui 0.01% 1,581 $310K New
IVW iShares S&P 500 Growth ETF 0.01% 2,720 $308K New
VBR Vngrd Mrngst SL-CP Val ETF-U 0.01% 1,405 $305K No change
COP Conocophillips 0.01% 2,270 $300K No change
ALL Allstate Corp. 0.01% 1,375 $285K No change
HIG Hartford Insurance Group Inc. 0.01% 2,072 $280K No change
IJH iShares Core S&P Midcap ETF 0.01% 4,135 $279K New
SO The Southern Co. 0.01% 2,768 $267K Add +4.3%
HON Honeywell International Inc. 0.01% 1,163 $263K Add +0.3%
VZ Verizon Communications Inc. 0.01% 5,154 $259K No change
HSY The Hershey Co. 0.01% 1,244 $259K No change
IWM iShares Russell 2000 ETF 0.01% 1,007 $250K Add +3.9%
MDLZ Mondelez International Inc. Class A 0.01% 4,287 $247K No change
IVE iShares S&P 500 Value ETF 0.01% 1,130 $239K New
ICCC Immucell Corp. 0.01% 37,000 $234K No change
CL Colgate-Palmolive Co. 0.01% 2,710 $231K No change
BA The Boeing Co. 0.01% 1,160 $231K No change
SCHA Schwab US Small-Cap ETF 0.01% 7,864 $229K No change
ROK Rockwell Automation Inc. 0.01% 610 $219K No change
BNY Bank of New York Mellon Corp. filed as BANK NEW YORK MELLON CORP 0.01% 1,842 $219K No change
SCHF Schwab Intl Equity ETF 0.01% 8,722 $216K No change
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.01% 2,205 $213K Reduce -4.3%
ELV Elevance Health Inc. 0.01% 725 $212K No change
PLTR Palantir Technologies Inc. Class A 0.01% 1,450 $212K New
NFLX Netflix Inc. 0.01% 2,200 $212K New
DHR Danaher Corp. 0.01% 1,106 $210K New
UNP Union Pacific Corp. 0.01% 851 $207K No change
VONV Vanguard Russell 1000 Value 0.01% 2,200 $206K New
IWR iShares Russell Mid-Cap ETF 0.01% 2,081 $202K New
NBTB N B T Bancorp Inc. 0.01% 4,700 $200K No change

Options reported separately and not counted above: SPY calls ($1.3M), AVGO puts ($774K).

Portfolio Sells Q4 2025 → Q1 2026
GLDM SPDR Gold Minishares Trust Reduce -36.6% 2.58% −1.59
XBI SS SPDR S&P Biotech ETF Reduce -88.6% 0.18% −1.33
EMGF iShares Emerging Markets Equ Reduce -0.2% 5.43% −0.11
GSIE Goldman Sachs Activebeta Int Reduce -1.5% 1.83% −0.07
GLD SPDR Gold Shares Reduce -20.8% 0.19% −0.06
AAPL Apple Inc. Reduce -0.4% 0.82% −0.05
CMF iShares California Muni Bond Sold out 0.00% −0.05
GOOG Alphabet Inc. Class C Reduce -0.1% 0.46% −0.04
DFIV Dimensional International Va Reduce -1.2% 2.10% −0.03
LRCX Lam Research Corp. Reduce -1.6% 0.38% −0.02
JPM JPMorgan Chase & Co. Reduce -0.3% 0.35% −0.02
SIZE iShares MSCI USA Size Factor Reduce -0.3% 0.77% −0.02
MCK McKesson Corp. Reduce -0.4% 0.28% −0.02
MSFT Microsoft Corp. Reduce -1.1% 0.29% −0.02
SPTL SS SPDR PF LNG TRM TSY E-Usd Reduce -15.5% 0.11% −0.02
GEM Goldman Sachs Activebeta Em Reduce -0.9% 0.46% −0.02
GSSC Goldman Sachs Activebeta US Reduce -0.5% 0.35% −0.02
SBIO Alps Medical Breakthroughs Reduce -24.9% 0.06% −0.02
V Visa Inc. Class A Reduce -0.1% 0.23% −0.01
BBH Vaneck Biotech ETF Sold out 0.00% −0.01
BLK BlackRock Inc. Reduce -1.1% 0.14% −0.01
AXP American Express Co. Sold out 0.00% −0.01
IBM Intl Business Machines Corp. Reduce -0.8% 0.05% −0.01
INTC Intel Corp. Sold out 0.00% −0.01
CNMD Conmed Corp. Sold out 0.00% −0.01
PPG PPG Industries Inc. Sold out 0.00% −0.01
SCHX Schwab US Large-Cap ETF Sold out 0.00% −0.01
BAC Bank of America Corp. Sold out 0.00% −0.01
SPYM Ste STR SPDR PT S&P 500 ETF Sold out 0.00% −0.01
BRK.B Berkshire Hathaway Inc. Class B Reduce -3.7% 0.10% −0.01
CSCO Cisco Systems Inc. Reduce -0.6% 0.09% −0.01
QCOM Qualcomm Inc. Reduce -1.5% 0.09% −0.00
NWFL Norwood Financial Corp. Reduce -9.4% 0.03% −0.00
JMOM JPMorgan US Momentum Factor Reduce -1.0% 0.16% −0.00
IWF iShares Russell 1000 Growth Reduce -0.6% 0.05% −0.00
VIG Vanguard Dividend Apprec ETF Reduce -0.2% 0.06% −0.00
DIS The Walt Disney Co. Reduce -4.3% 0.01% −0.00
MCD McDonald's Corp. Reduce -2.1% 0.03% −0.00
VOT Vngrd Mrngstr MC GRW ETF-Usd Reduce -0.6% 0.03% −0.00
ABT Abbott Laboratories Reduce -0.9% 0.02% −0.00
VEU Vanguard Ftse All-World Ex-U Reduce -1.7% 0.02% −0.00
EMB iShares JP Morgan Usd Emergi Reduce -3.0% 0.02% −0.00
UNH Unitedhealth Group Inc. Reduce -1.8% 0.04% −0.00
COST Costco Wholesale Corp. Reduce -0.2% 0.14% +0.00
ORCL Oracle Corp. Reduce -0.2% 0.17% +0.01
KLAC KLA Corp. Reduce -0.7% 0.34% +0.02
GVI iShares Intermediate Governm Reduce -0.8% 1.38% +0.02

Portfolio Buys Q4 2025 → Q1 2026
VTIP Vanguard Short-Term Tips Add +77.1% 3.49% +1.59
VCSH Vanguard S/T Corp. Bond ETF Add +24.4% 5.48% +1.18
VGIT Vanguard Intermediate-Term T Add +1.9% 7.67% +0.34
VGSH Vanguard Short-Term Treasury Add +10.5% 1.64% +0.20
VGLT Vanguard Long-Term Treasury Add +2.8% 3.45% +0.16
VCIT Vanguard Int-Term Corporate Add +1.8% 3.42% +0.12
IVV iShares Core S&P 500 ETF New 0.05% +0.05
IEFA iShares Core MSCI Eafe ETF New 0.04% +0.04
FTNY FR New York Muni Inc. ETF New 0.04% +0.04
AGG iShares Core U.S. Aggregate New 0.03% +0.03
ITOT iShares Core S&P Total U.S. New 0.03% +0.03
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +143.1% 0.04% +0.03
IEMG iShares Core MSCI Emerging Add +99.0% 0.05% +0.02
IUSB Ishr CR Unvrse Usd BD ETF-Ui New 0.02% +0.02
VEA Vanguard Ftse Developed ETF Add +38.1% 0.06% +0.02
VTV Vanguard Mrngstr Val ETF-Aui New 0.01% +0.01
IVW iShares S&P 500 Growth ETF New 0.01% +0.01
IJH iShares Core S&P Midcap ETF New 0.01% +0.01
VWOB Vanguard Emerg MKTS Gov BND Add +1.5% 0.70% +0.01
IVE iShares S&P 500 Value ETF New 0.01% +0.01
IGSB iShares 1-5Y Inv Grade Corp. Add +9.0% 0.10% +0.01
NFLX Netflix Inc. New 0.01% +0.01
PLTR Palantir Technologies Inc. Class A New 0.01% +0.01
DHR Danaher Corp. New 0.01% +0.01
VONV Vanguard Russell 1000 Value New 0.01% +0.01
IWR iShares Russell Mid-Cap ETF New 0.01% +0.01
SPY SS SPDR S&P 500 ETF Trust-US Add +23.1% 0.05% +0.01
VUG Vanguard Mrngstar GR ETF-Sui Add +17.2% 0.06% +0.01
JNJ Johnson & Johnson Add +0.7% 0.11% +0.01
VWO Vanguard Ftse Emerging Marke Add +18.5% 0.04% +0.01
VTWO Vanguard Russell 2000 ETF Add +8.4% 0.07% +0.00
AMZN Amazon.com Inc. Add +0.7% 0.10% +0.00
SO The Southern Co. Add +4.3% 0.01% +0.00
VB Vanguard Most SM-Cap ETF-Usd Add +10.3% 0.02% +0.00
WM Waste Management Inc. Add +3.1% 0.02% +0.00
CB Chubb Ltd. Add +1.7% 0.03% +0.00
KO The Coca-Cola Co. Add +2.5% 0.02% +0.00
IWM iShares Russell 2000 ETF Add +3.9% 0.01% 0.00
HON Honeywell International Inc. Add +0.3% 0.01% −0.00
WMT Walmart Inc. Add +1.1% 0.04% −0.00
NVDA Nvidia Corp. Add +1.8% 0.09% −0.00
LLY Eli Lilly & Co. Add +4.3% 0.02% −0.00
AVGO Broadcom Inc. Add +0.4% 0.06% −0.00
META Meta Platforms Inc. Class A Add +0.9% 0.04% −0.00
EUSA iShares MSCI USA Equal Weigh Add +1.8% 1.86% −0.01
GSLC Goldman Activebeta US LC ETF Add +0.8% 0.58% −0.01
GE General Electric Add +0.2% 0.17% −0.02
VFMO Vanguard US Momentum Factor Add +0.5% 2.68% −0.02
MTUM iShares MSCI USA Momentum Fa Add +1.4% 2.58% −0.02
LRGF iShares US Equity Factor ETF Add +2.0% 12.55% −0.04

Options Activity Q4 2025 → Q1 2026
SPY SS SPDR S&P 500 ETF Trust-US call New 2,000 $1.3M
AVGO Broadcom Inc. put New 2,500 $774K

Calls and puts are listed by the shares they cover; their value is not part of the stock holdings above.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 155$2.3BINTF, SMLF, LRGF, VGIT, EMGF
Q1 2026 150$2.1BINTF, SMLF, LRGF, VGIT, VCSH
Q4 2025 144$2.2BINTF, SMLF, LRGF, VGIT, EMGF
Q3 2025 142$2.0BINTF, SMLF, LRGF, VGIT, GLDM
Q2 2025 138$1.9BINTF, SMLF, LRGF, VGIT, EMGF
Q1 2025 133$1.7BINTF, SMLF, LRGF, VGIT, GLDM
Q4 2024 136$1.7BINTF, SMLF, LRGF, VGIT, GLDM
Q3 2024 141$1.7BINTF, LRGF, SMLF, GVI, EMGF
Q2 2024 131$1.6BLRGF, SMLF, INTF, GVI, VCSH
Q1 2024 126$1.5BSMLF, LRGF, INTF, GVI, VCSH