Total Wealth Planning, LLC

In its 13F for Q1 2024 (holdings as of March 31, 2024, filed April 18, 2024), Total Wealth Planning, LLC reported 91 stock positions worth $581.8 million. Its top holding was Vanguard S/T Corp. Bond ETF (VCSH) at 10.3% of the portfolio, followed by Schwab US Aggregate Bond ETF (SCHZ, 9.1%) and Vanguard Mrngstar GR ETF-Sui (VUG, 8.5%). Compared with Q4 2023, it opened 2 new positions, added to 23 and reduced 53. The biggest buy was Schwab US Aggregate Bond ETF (SCHZ, shares +17%) and the biggest sale Vanguard S/T Corp. Bond ETF (VCSH, shares −2%).

Most Recent 13F
Q4 2025
Location
CINCINNATI, OH
CIK
0001762997
Portfolio Value
$581.8M (Q1 2024)
SEC Filing
0001951757-24-000335 ↗ filed Apr 18, 2024

Holdings Value

0$200.0M$400.0M$600.0M$800.0M$1.0B Q1 2024: $581.8M $581.8M Q1 2024 Q2 2024: $609.5M Q2 2024 Q3 2024: $640.8M Q3 2024 Q4 2024: $642.1M Q4 2024 Q1 2025: $653.7M Q1 2025 Q2 2025: $791.3M Q2 2025 Q3 2025: $864.2M Q3 2025 Q4 2025: $46.7M Q4 2025

Holdings 91 stocks · $581.8M
VCSH Vanguard S/T Corp. Bond ETF 10.29% 774,365 $59.9M Reduce -2.2%
SCHZ Schwab US Aggregate Bond ETF 9.06% 1,145,355 $52.7M Add +17.1%
VUG Vanguard Mrngstar GR ETF-Sui 8.51% 143,810 $49.5M Reduce -4.2%
VTV Vanguard Mrngstr Val ETF-Aui 8.22% 293,837 $47.9M Reduce -1.6%
DFEM Dimensional Emrg MRKT Core 5.84% 1,333,939 $34.0M Add +5.8%
DFIV Dimensional International Va 4.11% 650,579 $23.9M Add +5.0%
VOE Vngrd Mrngstr MD-Cap Val ETF 4.08% 152,368 $23.8M Add +1.0%
DFIS Dimensional International SM 3.55% 823,172 $20.6M Add +5.1%
ICLN iShares Global Clean Energy 3.33% 1,384,316 $19.4M Add +10.2%
VBR Vngrd Mrngst SL-CP Val ETF-U 3.13% 94,939 $18.2M Reduce -1.3%
DFLV Dim US Large Cap Value ETF 2.96% 574,832 $17.2M Add +16.0%
BNDX Vanguard Total Intl Bond ETF 2.79% 329,628 $16.2M Add +9.5%
VBK Van Morst SML-Cap Gro-Usd Inc. 2.72% 60,613 $15.8M Reduce -0.1%
VOT Vngrd Mrngstr MC GRW ETF-Usd 2.46% 60,657 $14.3M Add +0.3%
IGSB iShares 1-5Y Inv Grade Corp. 1.80% 204,713 $10.5M Reduce -4.9%
DFSV Dimensional US Small Cap Val 1.56% 301,657 $9.1M Add +7.8%
SCHV Schwab US Large-Cap Value 1.51% 115,983 $8.8M Reduce -7.3%
SCHG Schwab US Large-Cap Growth 1.39% 87,081 $8.1M Reduce -11.2%
DFGR Dim Global Real Estate ETF 1.37% 312,364 $8.0M Add +23.2%
AVEM Avantis Emerging Markets Eq 1.37% 137,295 $8.0M Reduce -3.5%
MDYV SS SPDR S&P 400 MC Val ETF 1.34% 102,463 $7.8M Reduce -3.7%
VNQ Vanguard Real Estate ETF 1.11% 74,776 $6.5M Reduce -0.8%
DFUV Dimensional US Marketwide Va 1.07% 151,718 $6.2M Reduce -10.5%
VNQI Vanguard GLBL Ex-US Real Est 1.01% 139,213 $5.9M Add +0.2%
MDYG SS SPDR S&P 400 MC GR ETF 0.94% 62,789 $5.5M Reduce -7.4%
IVW iShares S&P 500 Growth ETF 0.85% 58,510 $4.9M Reduce -11.1%
PG The Procter & Gamble Co. 0.77% 27,484 $4.5M Reduce -2.6%
IGF iShares Global Infrastructur 0.73% 89,734 $4.3M Add +3.9%
AVLV Avantis US Large Cap Value 0.73% 65,728 $4.2M Reduce -10.5%
AVIV Avantis Intl LRG Cap Val ETF 0.66% 70,605 $3.8M Reduce -2.7%
DFAT Dimensional US Target Value 0.64% 68,801 $3.7M Reduce -1.6%
SCZ iShares MSCI Eafe Small-Cap 0.63% 57,674 $3.7M Reduce -4.1%
SLYV SS SPDR S&P 600 SC Val ETF 0.63% 44,001 $3.7M Reduce -4.0%
VTIP Vanguard Short-Term Tips 0.61% 74,320 $3.6M Reduce -3.8%
BND Vanguard Total Bond Market 0.58% 46,800 $3.4M Reduce -3.7%
SPSB SS SPDR P St C Corp. ETF 0.56% 109,351 $3.3M Reduce -7.6%
IWF iShares Russell 1000 Growth 0.50% 8,582 $2.9M Reduce -13.7%
VT Vanguard Tot World STK ETF 0.40% 21,268 $2.4M Reduce -3.8%
IVE iShares S&P 500 Value ETF 0.35% 10,757 $2.0M No change
DFAE Dimensional Emerging Core Eq 0.30% 71,476 $1.8M Reduce -0.5%
AVUV Avantis US Small Cap Value 0.29% 17,782 $1.7M Reduce -4.3%
RWO State Street SPDR Dow Jones 0.28% 38,140 $1.6M Reduce -0.8%
EFG iShares MSCI Eafe Growth ETF 0.27% 14,882 $1.5M Reduce -6.3%
IWO iShares Russell 2000 Growth 0.26% 5,579 $1.5M Reduce -8.1%
DFAI Dimensional International Co. 0.24% 46,242 $1.4M Reduce -4.5%
SUB iShares Short-Term National 0.22% 12,426 $1.3M Reduce -3.3%
AGG iShares Core U.S. Aggregate 0.22% 13,068 $1.3M Reduce -3.6%
IAGG iShares Intl Aggregate Bond 0.22% 25,145 $1.3M Reduce -1.9%
SLYG SS SPDR S&P 600 SC GR ETF 0.20% 13,155 $1.1M Reduce -7.3%
DFIP Dimensional Inflation-Protec 0.19% 26,914 $1.1M Reduce -2.7%
IVV iShares Core S&P 500 ETF 0.18% 1,986 $1.0M Add +8.9%
AAPL Apple Inc. 0.16% 5,338 $915K Add +2.3%
CVX Chevron Corp. 0.14% 5,126 $809K Reduce -2.3%
IJR iShares Core S&P Small-Cap E 0.13% 6,747 $746K Add +1.4%
QQQ Invesco QQQ Trust Series 1 0.12% 1,610 $715K Reduce -5.6%
BSCO Invesco Bulletshares 2024 CB 0.12% 33,637 $705K No change
SPY SS SPDR S&P 500 ETF Trust-US 0.11% 1,276 $668K Add +17.3%
IWP iShares Russell Mid-Cap Grow 0.11% 5,637 $643K Reduce -5.5%
DFAX Dimensional World Ex US Core 0.10% 23,500 $598K Reduce -39.7%
IWS iShares Russell Mid-Cap Valu 0.10% 4,768 $598K Add +0.0%
IJT iShares S&P Small-Cap 600 GR 0.10% 4,489 $587K Reduce -0.6%
IJJ iShares S&P Mid-Cap 400 Valu 0.10% 4,935 $584K Reduce -6.8%
VWO Vanguard Ftse Emerging Marke 0.09% 13,165 $550K Reduce -18.4%
BSV Vanguard Short-Term Bond ETF 0.09% 7,006 $537K Add +0.0%
VIG Vanguard Dividend Apprec ETF 0.09% 2,770 $506K Reduce -0.3%
DFAU Dimensional US Core Equity M 0.09% 13,764 $503K Reduce -3.5%
PBW Invesco Wilderhill Clean Ene 0.08% 21,084 $486K Reduce -14.6%
VEA Vanguard Ftse Developed ETF 0.07% 8,535 $428K Add +2.1%
EFA iShares MSCI Eafe ETF 0.07% 5,232 $418K No change
IWN iShares Russell 2000 Value E 0.07% 2,549 $405K No change
UCON First Trust Smith Unconstrai 0.07% 16,400 $403K No change
DFAW Dimensional World Eqty ETF 0.07% 6,584 $389K New
XOM Exxon Mobil Corp. 0.07% 3,315 $385K Add +0.8%
IJK iShares S&P Mid-Cap 400 Grow 0.07% 4,185 $382K Reduce -2.5%
EFV iShares MSCI Eafe Value ETF 0.06% 6,667 $363K No change
TSLA Tesla Inc. 0.06% 1,908 $335K Reduce -0.8%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.06% 1,396 $335K Reduce -4.6%
SCHM Schwab US Mid Cap ETF 0.05% 3,914 $319K Reduce -1.3%
IEFA iShares Core MSCI Eafe ETF 0.05% 4,200 $312K No change
VB Vanguard Most SM-Cap ETF-Usd 0.05% 1,355 $310K Reduce -12.3%
JNJ Johnson & Johnson 0.05% 1,909 $302K Reduce -12.2%
IWD iShares Russell 1000 Value E 0.05% 1,635 $293K No change
AMZN Amazon.com Inc. 0.05% 1,575 $284K Reduce -9.3%
F Ford Motor Co. filed as FORD MTR CO DEL 0.05% 21,325 $283K Add +2.6%
GUNR NT Mstar GLBL NR ETF 0.05% 6,628 $272K Add +0.1%
DLS Wisdomtree Intl S/C DVD Fund 0.05% 4,103 $268K No change
GBTC Grayscale Bitcoin Trust ETF 0.04% 3,955 $250K New
IWB iShares Russell 1000 ETF 0.04% 784 $226K No change
HUM Humana Inc. 0.04% 622 $216K No change
UEC Uranium Energy Corp. 0.01% 10,000 $68K No change
AAUAF Almaden Minerals Ltd. Class B 0.00% 40,000 $6K No change

Portfolio Sells Q4 2023 → Q1 2024
VCSH Vanguard S/T Corp. Bond ETF Reduce -2.2% 10.29% −0.82
IGSB iShares 1-5Y Inv Grade Corp. Reduce -4.9% 1.80% −0.20
VNQ Vanguard Real Estate ETF Reduce -0.8% 1.11% −0.10
SCHG Schwab US Large-Cap Growth Reduce -11.2% 1.39% −0.09
AVEM Avantis Emerging Markets Eq Reduce -3.5% 1.37% −0.09
SPSB SS SPDR P St C Corp. ETF Reduce -7.6% 0.56% −0.08
MDYV SS SPDR S&P 400 MC Val ETF Reduce -3.7% 1.34% −0.08
DFUV Dimensional US Marketwide Va Reduce -10.5% 1.07% −0.08
SCHV Schwab US Large-Cap Value Reduce -7.3% 1.51% −0.08
DFAX Dimensional World Ex US Core Reduce -39.7% 0.10% −0.07
SLYV SS SPDR S&P 600 SC Val ETF Reduce -4.0% 0.63% −0.06
BND Vanguard Total Bond Market Reduce -3.7% 0.58% −0.06
VTIP Vanguard Short-Term Tips Reduce -3.8% 0.61% −0.05
PBW Invesco Wilderhill Clean Ene Reduce -14.6% 0.08% −0.05
IWF iShares Russell 1000 Growth Reduce -13.7% 0.50% −0.05
IVW iShares S&P 500 Growth ETF Reduce -11.1% 0.85% −0.05
SCZ iShares MSCI Eafe Small-Cap Reduce -4.1% 0.63% −0.05
AVLV Avantis US Large Cap Value Reduce -10.5% 0.73% −0.04
TSLA Tesla Inc. Reduce -0.8% 0.06% −0.03
VWO Vanguard Ftse Emerging Marke Reduce -18.4% 0.09% −0.03
AGG iShares Core U.S. Aggregate Reduce -3.6% 0.22% −0.02
RWO State Street SPDR Dow Jones Reduce -0.8% 0.28% −0.02
SUB iShares Short-Term National Reduce -3.3% 0.22% −0.02
AVIV Avantis Intl LRG Cap Val ETF Reduce -2.7% 0.66% −0.02
DFAT Dimensional US Target Value Reduce -1.6% 0.64% −0.02
IWO iShares Russell 2000 Growth Reduce -8.1% 0.26% −0.02
SLYG SS SPDR S&P 600 SC GR ETF Reduce -7.3% 0.20% −0.02
AVUV Avantis US Small Cap Value Reduce -4.3% 0.29% −0.02
DFIP Dimensional Inflation-Protec Reduce -2.7% 0.19% −0.02
IAGG iShares Intl Aggregate Bond Reduce -1.9% 0.22% −0.02
EFG iShares MSCI Eafe Growth ETF Reduce -6.3% 0.27% −0.01
DFAI Dimensional International Co. Reduce -4.5% 0.24% −0.01
DFAE Dimensional Emerging Core Eq Reduce -0.5% 0.30% −0.01
JNJ Johnson & Johnson Reduce -12.2% 0.05% −0.01
IJJ iShares S&P Mid-Cap 400 Valu Reduce -6.8% 0.10% −0.01
VT Vanguard Tot World STK ETF Reduce -3.8% 0.40% −0.01
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -1.3% 3.13% −0.01
VB Vanguard Most SM-Cap ETF-Usd Reduce -12.3% 0.05% −0.01
QQQ Invesco QQQ Trust Series 1 Reduce -5.6% 0.12% −0.00
CVX Chevron Corp. Reduce -2.3% 0.14% −0.00
IWP iShares Russell Mid-Cap Grow Reduce -5.5% 0.11% −0.00
IJT iShares S&P Small-Cap 600 GR Reduce -0.6% 0.10% −0.00
VV Vngrd Mrgstr LRG-Cap ETF-Usd Reduce -4.6% 0.06% −0.00
DFAU Dimensional US Core Equity M Reduce -3.5% 0.09% +0.00
SCHM Schwab US Mid Cap ETF Reduce -1.3% 0.05% +0.00
AMZN Amazon.com Inc. Reduce -9.3% 0.05% +0.00
VIG Vanguard Dividend Apprec ETF Reduce -0.3% 0.09% +0.00
IJK iShares S&P Mid-Cap 400 Grow Reduce -2.5% 0.07% +0.00
MDYG SS SPDR S&P 400 MC GR ETF Reduce -7.4% 0.94% +0.01
PG The Procter & Gamble Co. Reduce -2.6% 0.77% +0.02

Portfolio Buys Q4 2023 → Q1 2024
SCHZ Schwab US Aggregate Bond ETF Add +17.1% 9.06% +0.78
DFLV Dim US Large Cap Value ETF Add +16.0% 2.96% +0.53
DFIV Dimensional International Va Add +5.0% 4.11% +0.25
DFGR Dim Global Real Estate ETF Add +23.2% 1.37% +0.18
DFEM Dimensional Emrg MRKT Core Add +5.8% 5.84% +0.14
VOE Vngrd Mrngstr MD-Cap Val ETF Add +1.0% 4.08% +0.12
DFIS Dimensional International SM Add +5.1% 3.55% +0.11
BNDX Vanguard Total Intl Bond ETF Add +9.5% 2.79% +0.09
DFSV Dimensional US Small Cap Val Add +7.8% 1.56% +0.08
DFAW Dimensional World Eqty ETF New 0.07% +0.07
VOT Vngrd Mrngstr MC GRW ETF-Usd Add +0.3% 2.46% +0.05
GBTC Grayscale Bitcoin Trust ETF New 0.04% +0.04
IVV iShares Core S&P 500 ETF Add +8.9% 0.18% +0.02
SPY SS SPDR S&P 500 ETF Trust-US Add +17.3% 0.11% +0.02
XOM Exxon Mobil Corp. Add +0.8% 0.07% +0.01
F Ford Motor Co. Add +2.6% 0.05% +0.00
IWS iShares Russell Mid-Cap Valu Add +0.0% 0.10% +0.00
VEA Vanguard Ftse Developed ETF Add +2.1% 0.07% +0.00
GUNR NT Mstar GLBL NR ETF Add +0.1% 0.05% −0.00
IJR iShares Core S&P Small-Cap E Add +1.4% 0.13% −0.00
IGF iShares Global Infrastructur Add +3.9% 0.73% −0.00
BSV Vanguard Short-Term Bond ETF Add +0.0% 0.09% −0.01
AAPL Apple Inc. Add +2.3% 0.16% −0.02
VNQI Vanguard GLBL Ex-US Real Est Add +0.2% 1.01% −0.06
ICLN iShares Global Clean Energy Add +10.2% 3.33% −0.22

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q4 2025 39$46.7MSCHZ, VUG, VTV, DFEM, VCSH
Q3 2025 109$864.2MSCHZ, VUG, VTV, DFEM, VCSH
Q2 2025 105$791.3MSCHZ, VUG, VTV, DFEM, VCSH
Q1 2025 91$653.7MSCHZ, VTV, VUG, VCSH, DFEM
Q4 2024 93$642.1MSCHZ, VUG, VTV, VCSH, DFEM
Q3 2024 90$640.8MSCHZ, VUG, VTV, VCSH, DFEM
Q2 2024 89$609.5MSCHZ, VUG, VCSH, VTV, DFEM
Q1 2024 91$581.8MVCSH, SCHZ, VUG, VTV, DFEM