Total Wealth Planning, LLC
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 15, 2025), Total Wealth Planning, LLC reported 93 stock positions worth $642.1 million. Its top holding was Schwab US Aggregate Bond ETF (SCHZ) at 12.6% of the portfolio, followed by Vanguard Mrngstar GR ETF-Sui (VUG, 8.8%) and Vanguard Mrngstr Val ETF-Aui (VTV, 7.9%). Compared with Q3 2024, it opened 5 new positions, sold out of 2, added to 32 and reduced 44. The biggest buy was a new position in JPM Sma & Mid Cap En Eq Et-U (JMEE) and the biggest sale iShares Global Clean Energy (ICLN, shares −99%).
- Most Recent 13F
- Q4 2025
- Location
- CINCINNATI, OH
- CIK
- 0001762997
- Portfolio Value
- $642.1M (Q4 2024)
- SEC Filing
- 0001951757-25-000031 ↗ filed Jan 15, 2025
Holdings Value
Holdings 93 stocks · $642.1M
| SCHZ Schwab US Aggregate Bond ETF | 12.62% | 3,569,169 | $81.0M | Add +6.9% |
| VUG Vanguard Mrngstar GR ETF-Sui | 8.83% | 138,155 | $56.7M | Reduce -2.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 7.87% | 298,653 | $50.6M | Reduce -0.2% |
| VCSH Vanguard S/T Corp. Bond ETF | 7.54% | 620,505 | $48.4M | Add +1.0% |
| DFEM Dimensional Emrg MRKT Core | 6.70% | 1,643,155 | $43.0M | Add +6.8% |
| DFIV Dimensional International Va | 4.45% | 804,893 | $28.6M | Add +10.7% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 4.03% | 160,045 | $25.9M | Add +0.6% |
| DFIS Dimensional International SM | 3.88% | 1,013,931 | $24.9M | Add +6.5% |
| DFLV Dim US Large Cap Value ETF | 3.83% | 818,031 | $24.6M | Add +11.2% |
| JMEE JPM Sma & Mid Cap En Eq Et-U filed as J P MORGAN EXCHANGE TRADED F | 3.16% | 335,511 | $20.3M | New |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 2.99% | 97,002 | $19.2M | Reduce -1.3% |
| BNDX Vanguard Total Intl Bond ETF | 2.83% | 370,415 | $18.2M | Add +10.0% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 2.78% | 63,843 | $17.9M | Add +0.7% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 2.53% | 63,994 | $16.2M | Add +1.0% |
| DFGR Dim Global Real Estate ETF | 1.92% | 483,747 | $12.4M | Add +13.8% |
| DFSV Dimensional US Small Cap Val | 1.83% | 381,418 | $11.7M | Add +7.4% |
| SCHG Schwab US Large-Cap Growth | 1.36% | 313,285 | $8.7M | No change |
| MDYV SS SPDR S&P 400 MC Val ETF | 1.22% | 97,798 | $7.8M | Add +0.5% |
| SCHV Schwab US Large-Cap Value | 1.19% | 292,678 | $7.6M | Reduce -8.2% |
| IGSB iShares 1-5Y Inv Grade Corp. | 1.15% | 143,266 | $7.4M | Reduce -4.8% |
| AVEM Avantis Emerging Markets Eq | 1.09% | 118,933 | $7.0M | Reduce -3.0% |
| VNQ Vanguard Real Estate ETF | 0.96% | 69,076 | $6.2M | Reduce -2.0% |
| VNQI Vanguard GLBL Ex-US Real Est | 0.85% | 137,674 | $5.4M | Add +5.8% |
| IVW iShares S&P 500 Growth ETF | 0.81% | 51,453 | $5.2M | Reduce -2.0% |
| DFUV Dimensional US Marketwide Va | 0.79% | 123,946 | $5.1M | Reduce -3.4% |
| MDYG SS SPDR S&P 400 MC GR ETF | 0.75% | 55,245 | $4.8M | Reduce -4.5% |
| IGF iShares Global Infrastructur | 0.69% | 85,045 | $4.4M | Reduce -3.6% |
| AVLV Avantis US Large Cap Value | 0.62% | 60,024 | $4.0M | Reduce -2.9% |
| BND Vanguard Total Bond Market | 0.61% | 54,814 | $3.9M | Add +16.2% |
| PG The Procter & Gamble Co. | 0.57% | 21,872 | $3.7M | Reduce -3.6% |
| DFAT Dimensional US Target Value | 0.57% | 65,647 | $3.7M | Reduce -2.0% |
| SLYV SS SPDR S&P 600 SC Val ETF | 0.53% | 39,160 | $3.4M | Reduce -4.2% |
| VTIP Vanguard Short-Term Tips | 0.51% | 68,150 | $3.3M | Add +0.8% |
| SCZ iShares MSCI Eafe Small-Cap | 0.51% | 53,749 | $3.3M | Reduce -1.3% |
| AVIV Avantis Intl LRG Cap Val ETF | 0.50% | 62,281 | $3.2M | Reduce -2.6% |
| IWF iShares Russell 1000 Growth | 0.45% | 7,270 | $2.9M | Reduce -2.5% |
| SPSB SS SPDR P St C Corp. ETF | 0.36% | 77,544 | $2.3M | Add +0.2% |
| EFG iShares MSCI Eafe Growth ETF | 0.32% | 21,379 | $2.1M | Add +58.1% |
| IVE iShares S&P 500 Value ETF | 0.30% | 10,236 | $2.0M | Reduce -0.4% |
| DFAE Dimensional Emerging Core Eq | 0.28% | 69,674 | $1.8M | Add +0.1% |
| VT Vanguard Tot World STK ETF | 0.25% | 13,857 | $1.6M | Reduce -7.2% |
| CVX Chevron Corp. | 0.25% | 11,062 | $1.6M | Add +38.5% |
| AVUV Avantis US Small Cap Value | 0.25% | 16,405 | $1.6M | Reduce -2.7% |
| IWO iShares Russell 2000 Growth | 0.23% | 5,176 | $1.5M | Reduce -3.2% |
| AAPL Apple Inc. | 0.23% | 5,827 | $1.5M | Add +11.3% |
| RWO State Street SPDR Dow Jones | 0.22% | 33,194 | $1.4M | Reduce -2.1% |
| SLYG SS SPDR S&P 600 SC GR ETF | 0.20% | 14,194 | $1.3M | Add +11.6% |
| DFAI Dimensional International Co. | 0.20% | 43,788 | $1.3M | Reduce 0.0% |
| AGG iShares Core U.S. Aggregate | 0.20% | 12,940 | $1.3M | Add +0.3% |
| IAGG iShares Intl Aggregate Bond | 0.18% | 23,484 | $1.2M | Reduce -0.3% |
| DFIP Dimensional Inflation-Protec | 0.18% | 28,895 | $1.2M | Add +12.5% |
| SUB iShares Short-Term National | 0.14% | 8,311 | $877K | Reduce -24.1% |
| DFAS Dimensional US Small Cap ETF | 0.13% | 13,023 | $848K | New |
| QQQ Invesco QQQ Trust Series 1 | 0.13% | 1,610 | $823K | No change |
| TSLA Tesla Inc. | 0.12% | 1,931 | $780K | Reduce -7.7% |
| IJR iShares Core S&P Small-Cap E | 0.12% | 6,456 | $744K | Add +0.2% |
| IVV iShares Core S&P 500 ETF | 0.10% | 1,088 | $640K | No change |
| IJJ iShares S&P Mid-Cap 400 Valu | 0.09% | 4,830 | $604K | No change |
| IWP iShares Russell Mid-Cap Grow | 0.09% | 4,564 | $578K | Reduce -0.6% |
| DFAW Dimensional World Eqty ETF | 0.09% | 9,191 | $574K | Add +66.7% |
| BSV Vanguard Short-Term Bond ETF | 0.08% | 7,024 | $543K | Add +0.1% |
| NOC Northrop Grumman Corp. | 0.08% | 1,154 | $542K | No change |
| REET iShares Global REIT ETF | 0.08% | 22,420 | $537K | New |
| DFAU Dimensional US Core Equity M | 0.08% | 13,063 | $529K | Reduce -5.1% |
| VIG Vanguard Dividend Apprec ETF | 0.08% | 2,679 | $525K | Add +1.5% |
| IJT iShares S&P Small-Cap 600 GR | 0.08% | 3,846 | $521K | Reduce -5.8% |
| VWO Vanguard Ftse Emerging Marke | 0.08% | 11,820 | $521K | Reduce -0.5% |
| MSFT Microsoft Corp. | 0.08% | 1,155 | $487K | New |
| IWS iShares Russell Mid-Cap Valu | 0.07% | 3,683 | $476K | Reduce -5.7% |
| UCON First Trust Smith Unconstrai | 0.06% | 16,400 | $404K | No change |
| IJK iShares S&P Mid-Cap 400 Grow | 0.06% | 4,131 | $376K | Reduce -0.7% |
| IWN iShares Russell 2000 Value E | 0.06% | 2,268 | $372K | No change |
| VEA Vanguard Ftse Developed ETF | 0.06% | 7,694 | $368K | Reduce -5.2% |
| AMZN Amazon.com Inc. | 0.06% | 1,657 | $364K | Reduce -26.1% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.05% | 572 | $335K | Reduce -10.9% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.05% | 1,360 | $327K | Add +1.4% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.05% | 1,167 | $315K | Reduce -16.4% |
| SCHM Schwab US Mid Cap ETF | 0.05% | 11,148 | $309K | Reduce -2.8% |
| IWD iShares Russell 1000 Value E | 0.05% | 1,635 | $303K | No change |
| DFAX Dimensional World Ex US Core | 0.05% | 11,982 | $298K | No change |
| NVDA Nvidia Corp. | 0.05% | 2,217 | $298K | Reduce -2.5% |
| IEFA iShares Core MSCI Eafe ETF | 0.05% | 4,173 | $293K | No change |
| JNJ Johnson & Johnson | 0.05% | 2,004 | $290K | Add +4.7% |
| EFA iShares MSCI Eafe ETF | 0.04% | 3,527 | $267K | Reduce -25.4% |
| XOM Exxon Mobil Corp. | 0.04% | 2,284 | $246K | Reduce -2.4% |
| EFV iShares MSCI Eafe Value ETF | 0.04% | 4,675 | $245K | No change |
| DLS Wisdomtree Intl S/C DVD Fund | 0.04% | 3,886 | $245K | Reduce -5.3% |
| GUNR NT Mstar GLBL NR ETF | 0.04% | 6,245 | $227K | Add +0.3% |
| CINF Cincinnati Financial Corp. | 0.03% | 1,547 | $222K | Reduce -13.7% |
| ICLN iShares Global Clean Energy | 0.03% | 19,144 | $218K | Reduce -98.7% |
| F Ford Motor Co. filed as FORD MTR CO | 0.03% | 21,273 | $211K | Add +1.3% |
| VTI VG Morningstar TS MKT ETF-US | 0.03% | 713 | $207K | No change |
| UEC Uranium Energy Corp. | 0.01% | 10,000 | $67K | New |
Portfolio Sells Q3 2024 → Q4 2024
| ICLN iShares Global Clean Energy | Reduce -98.7% | 0.03% | −3.43 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -0.2% | 7.87% | −0.28 |
| AVEM Avantis Emerging Markets Eq | Reduce -3.0% | 1.09% | −0.15 |
| SCHV Schwab US Large-Cap Value | Reduce -8.2% | 1.19% | −0.14 |
| VNQ Vanguard Real Estate ETF | Reduce -2.0% | 0.96% | −0.11 |
| BSCO Invesco Bulletshares 2024 CB | Sold out | 0.00% | −0.11 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -1.3% | 2.99% | −0.09 |
| IGSB iShares 1-5Y Inv Grade Corp. | Reduce -4.8% | 1.15% | −0.08 |
| SCZ iShares MSCI Eafe Small-Cap | Reduce -1.3% | 0.51% | −0.07 |
| AVIV Avantis Intl LRG Cap Val ETF | Reduce -2.6% | 0.50% | −0.06 |
| IGF iShares Global Infrastructur | Reduce -3.6% | 0.69% | −0.06 |
| SUB iShares Short-Term National | Reduce -24.1% | 0.14% | −0.04 |
| DFUV Dimensional US Marketwide Va | Reduce -3.4% | 0.79% | −0.04 |
| MDYG SS SPDR S&P 400 MC GR ETF | Reduce -4.5% | 0.75% | −0.04 |
| PG The Procter & Gamble Co. | Reduce -3.6% | 0.57% | −0.04 |
| GE General Electric | Sold out | 0.00% | −0.03 |
| RWO State Street SPDR Dow Jones | Reduce -2.1% | 0.22% | −0.03 |
| VT Vanguard Tot World STK ETF | Reduce -7.2% | 0.25% | −0.03 |
| SLYV SS SPDR S&P 600 SC Val ETF | Reduce -4.2% | 0.53% | −0.02 |
| EFA iShares MSCI Eafe ETF | Reduce -25.4% | 0.04% | −0.02 |
| DFAI Dimensional International Co. | Reduce 0.0% | 0.20% | −0.02 |
| DFAT Dimensional US Target Value | Reduce -2.0% | 0.57% | −0.01 |
| IVE iShares S&P 500 Value ETF | Reduce -0.4% | 0.30% | −0.01 |
| AVLV Avantis US Large Cap Value | Reduce -2.9% | 0.62% | −0.01 |
| VEA Vanguard Ftse Developed ETF | Reduce -5.2% | 0.06% | −0.01 |
| AMZN Amazon.com Inc. | Reduce -26.1% | 0.06% | −0.01 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Reduce -16.4% | 0.05% | −0.01 |
| IAGG iShares Intl Aggregate Bond | Reduce -0.3% | 0.18% | −0.01 |
| IJT iShares S&P Small-Cap 600 GR | Reduce -5.8% | 0.08% | −0.01 |
| VWO Vanguard Ftse Emerging Marke | Reduce -0.5% | 0.08% | −0.01 |
| IWS iShares Russell Mid-Cap Valu | Reduce -5.7% | 0.07% | −0.01 |
| DLS Wisdomtree Intl S/C DVD Fund | Reduce -5.3% | 0.04% | −0.01 |
| AVUV Avantis US Small Cap Value | Reduce -2.7% | 0.25% | −0.01 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -10.9% | 0.05% | −0.01 |
| IWO iShares Russell 2000 Growth | Reduce -3.2% | 0.23% | −0.01 |
| XOM Exxon Mobil Corp. | Reduce -2.4% | 0.04% | −0.00 |
| CINF Cincinnati Financial Corp. | Reduce -13.7% | 0.03% | −0.00 |
| DFAU Dimensional US Core Equity M | Reduce -5.1% | 0.08% | −0.00 |
| SCHM Schwab US Mid Cap ETF | Reduce -2.8% | 0.05% | −0.00 |
| IJK iShares S&P Mid-Cap 400 Grow | Reduce -0.7% | 0.06% | −0.00 |
| NVDA Nvidia Corp. | Reduce -2.5% | 0.05% | +0.00 |
| IWP iShares Russell Mid-Cap Grow | Reduce -0.6% | 0.09% | +0.01 |
| IWF iShares Russell 1000 Growth | Reduce -2.5% | 0.45% | +0.02 |
| IVW iShares S&P 500 Growth ETF | Reduce -2.0% | 0.81% | +0.03 |
| TSLA Tesla Inc. | Reduce -7.7% | 0.12% | +0.04 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -2.3% | 8.83% | +0.36 |
Portfolio Buys Q3 2024 → Q4 2024
| JMEE JPM Sma & Mid Cap En Eq Et-U | New | 3.16% | +3.16 |
| DFLV Dim US Large Cap Value ETF | Add +11.2% | 3.83% | +0.29 |
| SCHZ Schwab US Aggregate Bond ETF | Add +6.9% | 12.62% | +0.24 |
| BNDX Vanguard Total Intl Bond ETF | Add +10.0% | 2.83% | +0.19 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Add +0.7% | 2.78% | +0.14 |
| DFAS Dimensional US Small Cap ETF | New | 0.13% | +0.13 |
| DFIV Dimensional International Va | Add +10.7% | 4.45% | +0.13 |
| DFSV Dimensional US Small Cap Val | Add +7.4% | 1.83% | +0.12 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Add +1.0% | 2.53% | +0.12 |
| EFG iShares MSCI Eafe Growth ETF | Add +58.1% | 0.32% | +0.10 |
| REET iShares Global REIT ETF | New | 0.08% | +0.08 |
| MSFT Microsoft Corp. | New | 0.08% | +0.08 |
| CVX Chevron Corp. | Add +38.5% | 0.25% | +0.07 |
| BND Vanguard Total Bond Market | Add +16.2% | 0.61% | +0.06 |
| AAPL Apple Inc. | Add +11.3% | 0.23% | +0.04 |
| DFAW Dimensional World Eqty ETF | Add +66.7% | 0.09% | +0.03 |
| SLYG SS SPDR S&P 600 SC GR ETF | Add +11.6% | 0.20% | +0.01 |
| MDYV SS SPDR S&P 400 MC Val ETF | Add +0.5% | 1.22% | +0.01 |
| DFIP Dimensional Inflation-Protec | Add +12.5% | 0.18% | +0.01 |
| UEC Uranium Energy Corp. | New | 0.01% | +0.01 |
| DFGR Dim Global Real Estate ETF | Add +13.8% | 1.92% | +0.01 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +1.4% | 0.05% | +0.00 |
| VIG Vanguard Dividend Apprec ETF | Add +1.5% | 0.08% | +0.00 |
| BSV Vanguard Short-Term Bond ETF | Add +0.1% | 0.08% | −0.00 |
| IJR iShares Core S&P Small-Cap E | Add +0.2% | 0.12% | −0.00 |
| F Ford Motor Co. | Add +1.3% | 0.03% | −0.00 |
| JNJ Johnson & Johnson | Add +4.7% | 0.05% | −0.00 |
| GUNR NT Mstar GLBL NR ETF | Add +0.3% | 0.04% | −0.00 |
| SPSB SS SPDR P St C Corp. ETF | Add +0.2% | 0.36% | −0.01 |
| VTIP Vanguard Short-Term Tips | Add +0.8% | 0.51% | −0.01 |
| AGG iShares Core U.S. Aggregate | Add +0.3% | 0.20% | −0.01 |
| DFAE Dimensional Emerging Core Eq | Add +0.1% | 0.28% | −0.02 |
| DFEM Dimensional Emrg MRKT Core | Add +6.8% | 6.70% | −0.06 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +1.0% | 7.54% | −0.08 |
| VNQI Vanguard GLBL Ex-US Real Est | Add +5.8% | 0.85% | −0.10 |
| DFIS Dimensional International SM | Add +6.5% | 3.88% | −0.11 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Add +0.6% | 4.03% | −0.13 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q4 2025 | 39 | $46.7M | SCHZ, VUG, VTV, DFEM, VCSH |
| Q3 2025 | 109 | $864.2M | SCHZ, VUG, VTV, DFEM, VCSH |
| Q2 2025 | 105 | $791.3M | SCHZ, VUG, VTV, DFEM, VCSH |
| Q1 2025 | 91 | $653.7M | SCHZ, VTV, VUG, VCSH, DFEM |
| Q4 2024 | 93 | $642.1M | SCHZ, VUG, VTV, VCSH, DFEM |
| Q3 2024 | 90 | $640.8M | SCHZ, VUG, VTV, VCSH, DFEM |
| Q2 2024 | 89 | $609.5M | SCHZ, VUG, VCSH, VTV, DFEM |
| Q1 2024 | 91 | $581.8M | VCSH, SCHZ, VUG, VTV, DFEM |