Total Wealth Planning, LLC
In its 13F for Q2 2024 (holdings as of June 30, 2024, filed August 2, 2024), Total Wealth Planning, LLC reported 89 stock positions worth $609.5 million. Its top holding was Schwab US Aggregate Bond ETF (SCHZ) at 10.9% of the portfolio, followed by Vanguard Mrngstar GR ETF-Sui (VUG, 8.7%) and Vanguard S/T Corp. Bond ETF (VCSH, 8.6%). Compared with Q1 2024, it opened 2 new positions, sold out of 4, added to 25 and reduced 53. The biggest buy was Schwab US Aggregate Bond ETF (SCHZ, shares +25%) and the biggest sale Vanguard S/T Corp. Bond ETF (VCSH, shares −13%).
- Most Recent 13F
- Q4 2025
- Location
- CINCINNATI, OH
- CIK
- 0001762997
- Portfolio Value
- $609.5M (Q2 2024)
- SEC Filing
- 0001951757-24-000632 ↗ filed Aug 2, 2024
Holdings Value
Holdings 89 stocks · $609.5M
| SCHZ Schwab US Aggregate Bond ETF | 10.86% | 1,432,849 | $66.2M | Add +25.1% |
| VUG Vanguard Mrngstar GR ETF-Sui | 8.73% | 137,540 | $53.2M | Reduce -4.4% |
| VCSH Vanguard S/T Corp. Bond ETF | 8.62% | 674,779 | $52.5M | Reduce -12.9% |
| VTV Vanguard Mrngstr Val ETF-Aui | 8.07% | 294,060 | $49.2M | Add +0.1% |
| DFEM Dimensional Emrg MRKT Core | 6.47% | 1,427,299 | $39.4M | Add +7.0% |
| DFIV Dimensional International Va | 4.19% | 684,300 | $25.5M | Add +5.2% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 4.06% | 156,710 | $24.7M | Add +2.9% |
| DFIS Dimensional International SM | 3.77% | 886,676 | $23.0M | Add +7.7% |
| ICLN iShares Global Clean Energy | 3.44% | 1,488,383 | $21.0M | Add +7.5% |
| DFLV Dim US Large Cap Value ETF | 3.36% | 676,289 | $20.5M | Add +17.6% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 3.10% | 96,430 | $18.9M | Add +1.6% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 2.71% | 61,572 | $16.5M | Add +1.6% |
| BNDX Vanguard Total Intl Bond ETF | 2.63% | 325,893 | $16.0M | Reduce -1.1% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 2.43% | 61,757 | $14.8M | Add +1.8% |
| DFSV Dimensional US Small Cap Val | 1.69% | 329,863 | $10.3M | Add +9.3% |
| DFGR Dim Global Real Estate ETF | 1.62% | 372,420 | $9.9M | Add +19.2% |
| IGSB iShares 1-5Y Inv Grade Corp. | 1.54% | 181,296 | $9.4M | Reduce -11.4% |
| SCHV Schwab US Large-Cap Value | 1.38% | 109,194 | $8.4M | Reduce -5.8% |
| SCHG Schwab US Large-Cap Growth | 1.37% | 80,082 | $8.4M | Reduce -8.0% |
| AVEM Avantis Emerging Markets Eq | 1.32% | 127,877 | $8.1M | Reduce -6.9% |
| MDYV SS SPDR S&P 400 MC Val ETF | 1.28% | 99,947 | $7.8M | Reduce -2.5% |
| VNQ Vanguard Real Estate ETF | 1.08% | 74,009 | $6.6M | Reduce -1.0% |
| VNQI Vanguard GLBL Ex-US Real Est | 0.99% | 139,505 | $6.0M | Add +0.2% |
| DFUV Dimensional US Marketwide Va | 0.89% | 131,606 | $5.4M | Reduce -13.3% |
| MDYG SS SPDR S&P 400 MC GR ETF | 0.87% | 59,336 | $5.3M | Reduce -5.5% |
| IVW iShares S&P 500 Growth ETF | 0.86% | 54,670 | $5.3M | Reduce -6.6% |
| IGF iShares Global Infrastructur | 0.75% | 91,934 | $4.6M | Add +2.5% |
| AVLV Avantis US Large Cap Value | 0.69% | 63,861 | $4.2M | Reduce -2.8% |
| DFAT Dimensional US Target Value | 0.62% | 67,454 | $3.8M | Reduce -2.0% |
| SLYV SS SPDR S&P 600 SC Val ETF | 0.60% | 42,579 | $3.7M | Reduce -3.2% |
| AVIV Avantis Intl LRG Cap Val ETF | 0.59% | 66,320 | $3.6M | Reduce -6.1% |
| SCZ iShares MSCI Eafe Small-Cap | 0.59% | 55,854 | $3.6M | Reduce -3.2% |
| PG The Procter & Gamble Co. | 0.58% | 21,169 | $3.5M | Reduce -23.0% |
| VTIP Vanguard Short-Term Tips | 0.58% | 72,935 | $3.5M | Reduce -1.9% |
| BND Vanguard Total Bond Market | 0.57% | 47,317 | $3.5M | Add +1.1% |
| IWF iShares Russell 1000 Growth | 0.50% | 8,017 | $3.0M | Reduce -6.6% |
| SPSB SS SPDR P St C Corp. ETF | 0.43% | 87,825 | $2.6M | Reduce -19.7% |
| IVE iShares S&P 500 Value ETF | 0.33% | 10,735 | $2.0M | Reduce -0.2% |
| VT Vanguard Tot World STK ETF | 0.32% | 16,804 | $2.0M | Reduce -21.0% |
| DFAE Dimensional Emerging Core Eq | 0.31% | 69,904 | $1.9M | Reduce -2.2% |
| AVUV Avantis US Small Cap Value | 0.28% | 17,404 | $1.7M | Reduce -2.1% |
| RWO State Street SPDR Dow Jones | 0.27% | 37,306 | $1.6M | Reduce -2.2% |
| IWO iShares Russell 2000 Growth | 0.26% | 5,492 | $1.6M | Reduce -1.6% |
| EFG iShares MSCI Eafe Growth ETF | 0.26% | 15,007 | $1.6M | Add +0.8% |
| DFAI Dimensional International Co. | 0.23% | 45,252 | $1.4M | Reduce -2.1% |
| AGG iShares Core U.S. Aggregate | 0.21% | 12,901 | $1.3M | Reduce -1.3% |
| IAGG iShares Intl Aggregate Bond | 0.21% | 24,980 | $1.3M | Reduce -0.7% |
| AAPL Apple Inc. | 0.20% | 5,246 | $1.2M | Reduce -1.7% |
| SLYG SS SPDR S&P 600 SC GR ETF | 0.20% | 12,976 | $1.2M | Reduce -1.4% |
| DFIP Dimensional Inflation-Protec | 0.19% | 28,618 | $1.2M | Add +6.3% |
| SUB iShares Short-Term National | 0.19% | 10,950 | $1.2M | Reduce -11.9% |
| QQQ Invesco QQQ Trust Series 1 | 0.13% | 1,610 | $799K | No change |
| CVX Chevron Corp. | 0.13% | 5,060 | $798K | Reduce -1.3% |
| IJR iShares Core S&P Small-Cap E | 0.12% | 6,463 | $755K | Reduce -4.2% |
| BSCO Invesco Bulletshares 2024 CB | 0.12% | 33,637 | $710K | No change |
| IVV iShares Core S&P 500 ETF | 0.11% | 1,164 | $661K | Reduce -41.4% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.11% | 1,159 | $655K | Reduce -9.2% |
| IJJ iShares S&P Mid-Cap 400 Valu | 0.10% | 4,935 | $598K | No change |
| IJT iShares S&P Small-Cap 600 GR | 0.10% | 4,213 | $592K | Reduce -6.2% |
| VWO Vanguard Ftse Emerging Marke | 0.09% | 12,173 | $553K | Reduce -7.5% |
| BSV Vanguard Short-Term Bond ETF | 0.09% | 7,013 | $542K | Add +0.1% |
| DFAU Dimensional US Core Equity M | 0.09% | 13,766 | $539K | Add +0.0% |
| TSLA Tesla Inc. | 0.09% | 2,091 | $536K | Add +9.6% |
| IWP iShares Russell Mid-Cap Grow | 0.09% | 4,590 | $529K | Reduce -18.6% |
| IWS iShares Russell Mid-Cap Valu | 0.08% | 4,033 | $513K | Reduce -15.4% |
| VIG Vanguard Dividend Apprec ETF | 0.08% | 2,639 | $503K | Reduce -4.7% |
| DFAW Dimensional World Eqty ETF | 0.08% | 7,876 | $491K | Add +19.6% |
| VEA Vanguard Ftse Developed ETF | 0.07% | 8,234 | $423K | Reduce -3.5% |
| UCON First Trust Smith Unconstrai | 0.07% | 16,400 | $405K | No change |
| IWN iShares Russell 2000 Value E | 0.07% | 2,365 | $399K | Reduce -7.2% |
| IJK iShares S&P Mid-Cap 400 Grow | 0.06% | 4,158 | $389K | Reduce -0.7% |
| EFA iShares MSCI Eafe ETF | 0.06% | 4,731 | $384K | Reduce -9.6% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.06% | 1,396 | $362K | No change |
| EFV iShares MSCI Eafe Value ETF | 0.05% | 6,058 | $334K | Reduce -9.1% |
| AMZN Amazon.com Inc. | 0.05% | 1,682 | $325K | Add +6.8% |
| IEFA iShares Core MSCI Eafe ETF | 0.05% | 4,300 | $325K | Add +2.4% |
| DFAX Dimensional World Ex US Core | 0.05% | 11,987 | $316K | Reduce -49.0% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.05% | 1,341 | $314K | Reduce -1.0% |
| SCHM Schwab US Mid Cap ETF | 0.05% | 3,817 | $314K | Reduce -2.5% |
| IWD iShares Russell 1000 Value E | 0.05% | 1,635 | $298K | No change |
| F Ford Motor Co. filed as FORD MTR CO DEL | 0.05% | 20,712 | $298K | Reduce -2.9% |
| JNJ Johnson & Johnson | 0.05% | 1,915 | $289K | Add +0.3% |
| NVDA Nvidia Corp. | 0.05% | 2,197 | $278K | New |
| DLS Wisdomtree Intl S/C DVD Fund | 0.04% | 4,103 | $273K | No change |
| GUNR NT Mstar GLBL NR ETF | 0.04% | 6,590 | $272K | Reduce -0.6% |
| XOM Exxon Mobil Corp. | 0.04% | 2,340 | $272K | Reduce -29.4% |
| HUM Humana Inc. | 0.04% | 622 | $246K | No change |
| CINF Cincinnati Financial Corp. | 0.04% | 1,793 | $224K | New |
| UEC Uranium Energy Corp. | 0.01% | 10,000 | $69K | No change |
Portfolio Sells Q1 2024 → Q2 2024
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -12.9% | 8.62% | −1.67 |
| IGSB iShares 1-5Y Inv Grade Corp. | Reduce -11.4% | 1.54% | −0.27 |
| PG The Procter & Gamble Co. | Reduce -23.0% | 0.58% | −0.19 |
| DFUV Dimensional US Marketwide Va | Reduce -13.3% | 0.89% | −0.18 |
| BNDX Vanguard Total Intl Bond ETF | Reduce -1.1% | 2.63% | −0.16 |
| SCHV Schwab US Large-Cap Value | Reduce -5.8% | 1.38% | −0.13 |
| SPSB SS SPDR P St C Corp. ETF | Reduce -19.7% | 0.43% | −0.13 |
| PBW Invesco Wilderhill Clean Ene | Sold out | 0.00% | −0.08 |
| VT Vanguard Tot World STK ETF | Reduce -21.0% | 0.32% | −0.08 |
| MDYG SS SPDR S&P 400 MC GR ETF | Reduce -5.5% | 0.87% | −0.07 |
| IVV iShares Core S&P 500 ETF | Reduce -41.4% | 0.11% | −0.07 |
| AVIV Avantis Intl LRG Cap Val ETF | Reduce -6.1% | 0.59% | −0.06 |
| MDYV SS SPDR S&P 400 MC Val ETF | Reduce -2.5% | 1.28% | −0.06 |
| DFAX Dimensional World Ex US Core | Reduce -49.0% | 0.05% | −0.05 |
| AVEM Avantis Emerging Markets Eq | Reduce -6.9% | 1.32% | −0.04 |
| GBTC Grayscale Bitcoin Trust ETF | Sold out | 0.00% | −0.04 |
| IWB iShares Russell 1000 ETF | Sold out | 0.00% | −0.04 |
| AVLV Avantis US Large Cap Value | Reduce -2.8% | 0.69% | −0.04 |
| SCZ iShares MSCI Eafe Small-Cap | Reduce -3.2% | 0.59% | −0.04 |
| SUB iShares Short-Term National | Reduce -11.9% | 0.19% | −0.03 |
| VTIP Vanguard Short-Term Tips | Reduce -1.9% | 0.58% | −0.03 |
| VNQ Vanguard Real Estate ETF | Reduce -1.0% | 1.08% | −0.03 |
| SLYV SS SPDR S&P 600 SC Val ETF | Reduce -3.2% | 0.60% | −0.03 |
| IWP iShares Russell Mid-Cap Grow | Reduce -18.6% | 0.09% | −0.02 |
| XOM Exxon Mobil Corp. | Reduce -29.4% | 0.04% | −0.02 |
| DFAT Dimensional US Target Value | Reduce -2.0% | 0.62% | −0.02 |
| IWS iShares Russell Mid-Cap Valu | Reduce -15.4% | 0.08% | −0.02 |
| SCHG Schwab US Large-Cap Growth | Reduce -8.0% | 1.37% | −0.01 |
| IVE iShares S&P 500 Value ETF | Reduce -0.2% | 0.33% | −0.01 |
| RWO State Street SPDR Dow Jones | Reduce -2.2% | 0.27% | −0.01 |
| AGG iShares Core U.S. Aggregate | Reduce -1.3% | 0.21% | −0.01 |
| DFAI Dimensional International Co. | Reduce -2.1% | 0.23% | −0.01 |
| IAGG iShares Intl Aggregate Bond | Reduce -0.7% | 0.21% | −0.01 |
| EFA iShares MSCI Eafe ETF | Reduce -9.6% | 0.06% | −0.01 |
| CVX Chevron Corp. | Reduce -1.3% | 0.13% | −0.01 |
| EFV iShares MSCI Eafe Value ETF | Reduce -9.1% | 0.05% | −0.01 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -9.2% | 0.11% | −0.01 |
| AVUV Avantis US Small Cap Value | Reduce -2.1% | 0.28% | −0.01 |
| VIG Vanguard Dividend Apprec ETF | Reduce -4.7% | 0.08% | −0.00 |
| IJR iShares Core S&P Small-Cap E | Reduce -4.2% | 0.12% | −0.00 |
| VEA Vanguard Ftse Developed ETF | Reduce -3.5% | 0.07% | −0.00 |
| IWN iShares Russell 2000 Value E | Reduce -7.2% | 0.07% | −0.00 |
| VWO Vanguard Ftse Emerging Marke | Reduce -7.5% | 0.09% | −0.00 |
| IJT iShares S&P Small-Cap 600 GR | Reduce -6.2% | 0.10% | −0.00 |
| SCHM Schwab US Mid Cap ETF | Reduce -2.5% | 0.05% | −0.00 |
| GUNR NT Mstar GLBL NR ETF | Reduce -0.6% | 0.04% | −0.00 |
| IJK iShares S&P Mid-Cap 400 Grow | Reduce -0.7% | 0.06% | −0.00 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -1.0% | 0.05% | −0.00 |
| AAUAF Almaden Minerals Ltd. Class B | Sold out | 0.00% | −0.00 |
| IWF iShares Russell 1000 Growth | Reduce -6.6% | 0.50% | −0.00 |
Portfolio Buys Q1 2024 → Q2 2024
| SCHZ Schwab US Aggregate Bond ETF | Add +25.1% | 10.86% | +1.80 |
| DFEM Dimensional Emrg MRKT Core | Add +7.0% | 6.47% | +0.62 |
| DFLV Dim US Large Cap Value ETF | Add +17.6% | 3.36% | +0.39 |
| DFGR Dim Global Real Estate ETF | Add +19.2% | 1.62% | +0.25 |
| DFIS Dimensional International SM | Add +7.7% | 3.77% | +0.22 |
| DFSV Dimensional US Small Cap Val | Add +9.3% | 1.69% | +0.13 |
| ICLN iShares Global Clean Energy | Add +7.5% | 3.44% | +0.11 |
| DFIV Dimensional International Va | Add +5.2% | 4.19% | +0.08 |
| NVDA Nvidia Corp. | New | 0.05% | +0.05 |
| CINF Cincinnati Financial Corp. | New | 0.04% | +0.04 |
| TSLA Tesla Inc. | Add +9.6% | 0.09% | +0.03 |
| IGF iShares Global Infrastructur | Add +2.5% | 0.75% | +0.02 |
| DFAW Dimensional World Eqty ETF | Add +19.6% | 0.08% | +0.01 |
| AMZN Amazon.com Inc. | Add +6.8% | 0.05% | +0.00 |
| DFIP Dimensional Inflation-Protec | Add +6.3% | 0.19% | +0.00 |
| DFAU Dimensional US Core Equity M | Add +0.0% | 0.09% | +0.00 |
| IEFA iShares Core MSCI Eafe ETF | Add +2.4% | 0.05% | −0.00 |
| BSV Vanguard Short-Term Bond ETF | Add +0.1% | 0.09% | −0.00 |
| JNJ Johnson & Johnson | Add +0.3% | 0.05% | −0.00 |
| EFG iShares MSCI Eafe Growth ETF | Add +0.8% | 0.26% | −0.00 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Add +1.6% | 2.71% | −0.01 |
| BND Vanguard Total Bond Market | Add +1.1% | 0.57% | −0.02 |
| VNQI Vanguard GLBL Ex-US Real Est | Add +0.2% | 0.99% | −0.02 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Add +2.9% | 4.06% | −0.02 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +1.6% | 3.10% | −0.03 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Add +1.8% | 2.43% | −0.03 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +0.1% | 8.07% | −0.16 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q4 2025 | 39 | $46.7M | SCHZ, VUG, VTV, DFEM, VCSH |
| Q3 2025 | 109 | $864.2M | SCHZ, VUG, VTV, DFEM, VCSH |
| Q2 2025 | 105 | $791.3M | SCHZ, VUG, VTV, DFEM, VCSH |
| Q1 2025 | 91 | $653.7M | SCHZ, VTV, VUG, VCSH, DFEM |
| Q4 2024 | 93 | $642.1M | SCHZ, VUG, VTV, VCSH, DFEM |
| Q3 2024 | 90 | $640.8M | SCHZ, VUG, VTV, VCSH, DFEM |
| Q2 2024 | 89 | $609.5M | SCHZ, VUG, VCSH, VTV, DFEM |
| Q1 2024 | 91 | $581.8M | VCSH, SCHZ, VUG, VTV, DFEM |