Total Wealth Planning, LLC

Name: Total Wealth Planning, LLC 13F holdings, Q2 2025
Creator: Total Wealth Planning, LLC
Published: 2025-07-15

Q4 2025Q3 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 15, 2025), Total Wealth Planning, LLC reported 105 stock positions worth $791.3 million. Its top holding was Schwab US Aggregate Bond ETF (SCHZ) at 11.2% of the portfolio, followed by Vanguard Mrngstar GR ETF-Sui (VUG, 8.5%) and Vanguard Mrngstr Val ETF-Aui (VTV, 7.1%). Compared with Q1 2025, it opened 15 new positions, sold out of 1, added to 45 and reduced 40. The biggest buy was a new position in Eli Lilly (LLY) and the biggest sale Vanguard S/T Corp. Bond ETF (VCSH, shares −2%).

Most Recent 13F: Q4 2025
Location: CINCINNATI, OH
CIK: 0001762997
Portfolio Value: $791.3M (Q2 2025)
SEC Filing: 0001951757-25-000851 ↗ filed Jul 15, 2025

Holdings Value

Holdings 105 stocks · $791.3M


SCHZ Schwab US Aggregate Bond ETF	11.18%	3,807,960	$88.5M	Add +1.6%
VUG Vanguard Mrngstar GR ETF-Sui	8.52%	153,771	$67.4M	Add +9.6%
VTV Vanguard Mrngstr Val ETF-Aui	7.08%	317,036	$56.0M	Add +4.1%
DFEM Dimensional Emrg MRKT Core	6.82%	1,818,416	$54.0M	Add +4.0%
VCSH Vanguard S/T Corp. Bond ETF	6.16%	613,194	$48.7M	Reduce -2.2%
DFIV Dimensional International Va	4.62%	852,653	$36.5M	Add +1.6%
DFIS Dimensional International SM	4.09%	1,083,846	$32.3M	Add +1.2%
DFLV Dim US Large Cap Value ETF	3.87%	986,879	$30.6M	Add +12.0%
VOE Vngrd Mrngstr MD-Cap Val ETF	3.50%	168,612	$27.7M	Add +3.0%
JMEE JPM Sma & Mid Cap En Eq Et-U filed as J P MORGAN EXCHANGE TRADED F	3.31%	442,415	$26.2M	Add +11.5%
LLY Eli Lilly & Co.	3.05%	31,003	$24.2M	New
VBR Vngrd Mrngst SL-CP Val ETF-U	2.66%	107,740	$21.0M	Add +8.5%
BNDX Vanguard Total Intl Bond ETF	2.40%	384,067	$19.0M	Add +1.0%
VBK Van Morst SML-Cap Gro-Usd Inc.	2.38%	67,981	$18.8M	Add +5.5%
VOT Vngrd Mrngstr MC GRW ETF-Usd	2.34%	65,148	$18.5M	Add +2.0%
DFGR Dim Global Real Estate ETF	1.93%	569,962	$15.3M	Add +6.2%
DFSV Dimensional US Small Cap Val	1.85%	498,520	$14.7M	Add +22.1%
IWF iShares Russell 1000 Growth	1.50%	27,951	$11.9M	Add +296.4%
AVUV Avantis US Small Cap Value	1.31%	113,782	$10.4M	Add +599.5%
SCHG Schwab US Large-Cap Growth	1.11%	299,859	$8.8M	Add +0.5%
SCHV Schwab US Large-Cap Value	1.09%	312,556	$8.6M	Add +9.6%
AVEM Avantis Emerging Markets Eq	1.04%	119,990	$8.2M	Add +3.8%
MDYV SS SPDR S&P 400 MC Val ETF	1.02%	102,071	$8.1M	Add +6.8%
VNQI Vanguard GLBL Ex-US Real Est	0.86%	147,806	$6.8M	Add +6.2%
IGSB iShares 1-5Y Inv Grade Corp.	0.84%	126,014	$6.6M	Reduce -9.1%
VNQ Vanguard Real Estate ETF	0.76%	67,553	$6.0M	Reduce -1.7%
SCZ iShares MSCI Eafe Small-Cap	0.72%	78,649	$5.7M	Add +54.1%
GLD SPDR Gold Shares	0.72%	18,751	$5.7M	New
IVW iShares S&P 500 Growth ETF	0.68%	48,749	$5.4M	Reduce -1.3%
AVLV Avantis US Large Cap Value	0.63%	73,090	$5.0M	Add +23.5%
DFUV Dimensional US Marketwide Va	0.62%	116,292	$4.9M	Reduce -3.3%
IGF iShares Global Infrastructur	0.60%	80,727	$4.8M	Reduce -2.0%
MDYG SS SPDR S&P 400 MC GR ETF	0.59%	53,914	$4.7M	Reduce -0.5%
IWD iShares Russell 1000 Value E	0.58%	23,810	$4.6M	Add +1356.3%
BND Vanguard Total Bond Market	0.52%	55,996	$4.1M	Reduce -2.8%
AVIV Avantis Intl LRG Cap Val ETF	0.45%	56,735	$3.5M	Reduce -2.4%
PG The Procter & Gamble Co.	0.44%	21,800	$3.5M	Add +2.0%
DFAT Dimensional US Target Value	0.42%	62,015	$3.3M	Reduce -2.9%
SLYV SS SPDR S&P 600 SC Val ETF	0.41%	41,045	$3.3M	Add +7.4%
SCHD Schwab US DVD Equity ETF	0.41%	122,266	$3.2M	New
IJT iShares S&P Small-Cap 600 GR	0.41%	24,148	$3.2M	Add +551.4%
VTIP Vanguard Short-Term Tips	0.34%	54,147	$2.7M	Reduce -16.4%
JPM JPMorgan Chase & Co.	0.33%	8,899	$2.6M	New
EFG iShares MSCI Eafe Growth ETF	0.30%	21,530	$2.4M	Add +4.4%
EMXC iShares MSCI Emr MRK Ex Chna	0.27%	34,244	$2.2M	New
IEFA iShares Core MSCI Eafe ETF	0.27%	25,251	$2.1M	Add +505.1%
SPSB SS SPDR P St C Corp. ETF	0.26%	68,829	$2.1M	Reduce -9.8%
DFAE Dimensional Emerging Core Eq	0.25%	67,864	$2.0M	Reduce -2.0%
IVE iShares S&P 500 Value ETF	0.22%	9,083	$1.8M	Reduce -0.1%
SLYG SS SPDR S&P 600 SC GR ETF	0.20%	18,004	$1.6M	Add +29.9%
CVX Chevron Corp.	0.20%	10,932	$1.6M	Reduce -1.1%
IWN iShares Russell 2000 Value E	0.19%	9,754	$1.5M	Add +330.1%
IWO iShares Russell 2000 Growth	0.17%	4,694	$1.3M	Reduce -4.5%
DFAI Dimensional International Co.	0.17%	38,372	$1.3M	Reduce -8.5%
VTI VG Morningstar TS MKT ETF-US	0.16%	4,283	$1.3M	New
RWO State Street SPDR Dow Jones	0.15%	26,695	$1.2M	Reduce -8.9%
IAGG iShares Intl Aggregate Bond	0.15%	22,954	$1.2M	Reduce -1.9%
AAPL Apple Inc.	0.14%	5,233	$1.1M	Add +1.8%
AGG iShares Core U.S. Aggregate	0.12%	9,275	$920K	Reduce -27.6%
DFIP Dimensional Inflation-Protec	0.11%	21,509	$899K	Reduce -27.3%
VT Vanguard Tot World STK ETF	0.11%	6,948	$893K	Reduce -39.2%
QQQ Invesco QQQ Trust Series 1	0.11%	1,581	$872K	Reduce -1.8%
DFAS Dimensional US Small Cap ETF	0.11%	13,195	$841K	Add +5.5%
SUB iShares Short-Term National	0.10%	7,790	$828K	Reduce -6.9%
IJS iShares S&P Small-Cap 600 Va	0.10%	7,896	$786K	New
IJR iShares Core S&P Small-Cap E	0.09%	6,274	$686K	Reduce -2.2%
DFAW Dimensional World Eqty ETF	0.08%	9,803	$658K	Reduce -10.8%
TSLA Tesla Inc.	0.08%	1,960	$623K	Reduce -1.4%
IJJ iShares S&P Mid-Cap 400 Valu	0.08%	4,830	$597K	No change
MSFT Microsoft Corp.	0.07%	1,189	$591K	Add +7.3%
IWP iShares Russell Mid-Cap Grow	0.07%	4,043	$561K	Reduce -10.0%
VIG Vanguard Dividend Apprec ETF	0.07%	2,548	$521K	No change
VEA Vanguard Ftse Developed ETF	0.06%	8,988	$512K	Add +18.1%
IWS iShares Russell Mid-Cap Valu	0.06%	3,852	$509K	Add +8.1%
VWO Vanguard Ftse Emerging Marke	0.06%	10,193	$504K	Reduce -8.9%
REET iShares Global REIT ETF	0.06%	20,373	$503K	Reduce -2.5%
BSV Vanguard Short-Term Bond ETF	0.06%	5,886	$463K	Reduce -16.2%
ITOT iShares Core S&P Total U.S.	0.06%	3,296	$445K	New
NOC Northrop Grumman Corp.	0.06%	887	$443K	No change
UCON First Trust Smith Unconstrai	0.06%	17,605	$438K	Add +7.3%
IVV iShares Core S&P 500 ETF	0.05%	693	$430K	Reduce -36.3%
DFAU Dimensional US Core Equity M	0.05%	9,924	$420K	Reduce -21.7%
SPY SS SPDR S&P 500 ETF Trust-US	0.05%	655	$405K	Add +19.5%
IJK iShares S&P Mid-Cap 400 Grow	0.05%	4,133	$376K	Add +0.0%
XOM Exxon Mobil Corp.	0.05%	3,421	$369K	Add +49.1%
UL Unilever PLC	0.04%	5,793	$354K	New
NVDA Nvidia Corp.	0.04%	2,225	$352K	Reduce -6.8%
VB Vanguard Most SM-Cap ETF-Usd	0.04%	1,342	$318K	Add +0.5%
AMZN Amazon.com Inc.	0.04%	1,443	$317K	Reduce -4.0%
PM Philip Morris International	0.04%	1,700	$310K	New
JNJ Johnson & Johnson	0.04%	2,026	$309K	Add +1.6%
DFAX Dimensional World Ex US Core	0.04%	10,486	$308K	No change
MMM 3M Co.	0.04%	2,000	$304K	New
SCHM Schwab US Mid Cap ETF	0.04%	10,143	$285K	Reduce -7.6%
NFLX Netflix Inc.	0.04%	208	$279K	New
BRK.B Berkshire Hathaway Inc. Class B	0.03%	557	$271K	Add +30.1%
CINF Cincinnati Financial Corp.	0.03%	1,731	$258K	Reduce -1.3%
DLS Wisdomtree Intl S/C DVD Fund	0.03%	3,276	$246K	Reduce -10.7%
TJX TJX Companies Inc. filed as TJX COS INC NEW	0.03%	1,970	$243K	New
VO Vngrd Mrngstr MD-Cap ETF-Usd	0.03%	823	$230K	New
EFA iShares MSCI Eafe ETF	0.03%	2,552	$228K	Add +0.1%
EFV iShares MSCI Eafe Value ETF	0.03%	3,401	$216K	Reduce -27.3%
CMI Cummins Inc.	0.03%	622	$204K	New
ICLN iShares Global Clean Energy	0.02%	14,159	$186K	Reduce -9.3%
UEC Uranium Energy Corp.	0.01%	10,000	$68K	No change

Portfolio Sells Q1 2025 → Q2 2025


VCSH Vanguard S/T Corp. Bond ETF	Reduce -2.2%	6.16%	−1.41
IGSB iShares 1-5Y Inv Grade Corp.	Reduce -9.1%	0.84%	−0.27
VNQ Vanguard Real Estate ETF	Reduce -1.7%	0.76%	−0.19
VTIP Vanguard Short-Term Tips	Reduce -16.4%	0.34%	−0.15
DFUV Dimensional US Marketwide Va	Reduce -3.3%	0.62%	−0.14
BND Vanguard Total Bond Market	Reduce -2.8%	0.52%	−0.13
VT Vanguard Tot World STK ETF	Reduce -39.2%	0.11%	−0.09
SPSB SS SPDR P St C Corp. ETF	Reduce -9.8%	0.26%	−0.09
IGF iShares Global Infrastructur	Reduce -2.0%	0.60%	−0.09
CVX Chevron Corp.	Reduce -1.1%	0.20%	−0.09
DFAT Dimensional US Target Value	Reduce -2.9%	0.42%	−0.08
AGG iShares Core U.S. Aggregate	Reduce -27.6%	0.12%	−0.08
DFIP Dimensional Inflation-Protec	Reduce -27.3%	0.11%	−0.08
MDYG SS SPDR S&P 400 MC GR ETF	Reduce -0.5%	0.59%	−0.07
AVIV Avantis Intl LRG Cap Val ETF	Reduce -2.4%	0.45%	−0.06
RWO State Street SPDR Dow Jones	Reduce -8.9%	0.15%	−0.05
VV Vngrd Mrgstr LRG-Cap ETF-Usd	Sold out	0.00%	−0.05
IVE iShares S&P 500 Value ETF	Reduce -0.1%	0.22%	−0.04
IVV iShares Core S&P 500 ETF	Reduce -36.3%	0.05%	−0.04
DFAI Dimensional International Co.	Reduce -8.5%	0.17%	−0.03
IAGG iShares Intl Aggregate Bond	Reduce -1.9%	0.15%	−0.03
SUB iShares Short-Term National	Reduce -6.9%	0.10%	−0.03
DFAE Dimensional Emerging Core Eq	Reduce -2.0%	0.25%	−0.03
BSV Vanguard Short-Term Bond ETF	Reduce -16.2%	0.06%	−0.03
IVW iShares S&P 500 Growth ETF	Reduce -1.3%	0.68%	−0.02
IWO iShares Russell 2000 Growth	Reduce -4.5%	0.17%	−0.02
DFAU Dimensional US Core Equity M	Reduce -21.7%	0.05%	−0.02
DFAW Dimensional World Eqty ETF	Reduce -10.8%	0.08%	−0.02
IJR iShares Core S&P Small-Cap E	Reduce -2.2%	0.09%	−0.02
EFV iShares MSCI Eafe Value ETF	Reduce -27.3%	0.03%	−0.01
REET iShares Global REIT ETF	Reduce -2.5%	0.06%	−0.01
VWO Vanguard Ftse Emerging Marke	Reduce -8.9%	0.06%	−0.01
IWP iShares Russell Mid-Cap Grow	Reduce -10.0%	0.07%	−0.01
SCHM Schwab US Mid Cap ETF	Reduce -7.6%	0.04%	−0.01
CINF Cincinnati Financial Corp.	Reduce -1.3%	0.03%	−0.01
DLS Wisdomtree Intl S/C DVD Fund	Reduce -10.7%	0.03%	−0.01
QQQ Invesco QQQ Trust Series 1	Reduce -1.8%	0.11%	−0.01
ICLN iShares Global Clean Energy	Reduce -9.3%	0.02%	−0.00
AMZN Amazon.com Inc.	Reduce -4.0%	0.04%	−0.00
TSLA Tesla Inc.	Reduce -1.4%	0.08%	−0.00
NVDA Nvidia Corp.	Reduce -6.8%	0.04%	+0.00

Portfolio Buys Q1 2025 → Q2 2025


LLY Eli Lilly & Co.	New	3.05%	+3.05
IWF iShares Russell 1000 Growth	Add +296.4%	1.50%	+1.11
AVUV Avantis US Small Cap Value	Add +599.5%	1.31%	+1.09
GLD SPDR Gold Shares	New	0.72%	+0.72
VUG Vanguard Mrngstar GR ETF-Sui	Add +9.6%	8.52%	+0.56
IWD iShares Russell 1000 Value E	Add +1356.3%	0.58%	+0.54
SCHD Schwab US DVD Equity ETF	New	0.41%	+0.41
IJT iShares S&P Small-Cap 600 GR	Add +551.4%	0.41%	+0.34
JPM JPMorgan Chase & Co.	New	0.33%	+0.33
EMXC iShares MSCI Emr MRK Ex Chna	New	0.27%	+0.27
SCZ iShares MSCI Eafe Small-Cap	Add +54.1%	0.72%	+0.23
IEFA iShares Core MSCI Eafe ETF	Add +505.1%	0.27%	+0.22
VTI VG Morningstar TS MKT ETF-US	New	0.16%	+0.16
IWN iShares Russell 2000 Value E	Add +330.1%	0.19%	+0.14
IJS iShares S&P Small-Cap 600 Va	New	0.10%	+0.10
DFSV Dimensional US Small Cap Val	Add +22.1%	1.85%	+0.10
ITOT iShares Core S&P Total U.S.	New	0.06%	+0.06
UL Unilever PLC	New	0.04%	+0.04
AVLV Avantis US Large Cap Value	Add +23.5%	0.63%	+0.04
PM Philip Morris International	New	0.04%	+0.04
MMM 3M Co.	New	0.04%	+0.04
NFLX Netflix Inc.	New	0.04%	+0.04
TJX TJX Companies Inc.	New	0.03%	+0.03
VO Vngrd Mrngstr MD-Cap ETF-Usd	New	0.03%	+0.03
SLYG SS SPDR S&P 600 SC GR ETF	Add +29.9%	0.20%	+0.03
CMI Cummins Inc.	New	0.03%	+0.03
MSFT Microsoft Corp.	Add +7.3%	0.07%	+0.01
VEA Vanguard Ftse Developed ETF	Add +18.1%	0.06%	+0.01
XOM Exxon Mobil Corp.	Add +49.1%	0.05%	+0.00
SPY SS SPDR S&P 500 ETF Trust-US	Add +19.5%	0.05%	+0.00
VNQI Vanguard GLBL Ex-US Real Est	Add +6.2%	0.86%	+0.00
BRK.B Berkshire Hathaway Inc. Class B	Add +30.1%	0.03%	−0.00
EFA iShares MSCI Eafe ETF	Add +0.1%	0.03%	−0.00
IWS iShares Russell Mid-Cap Valu	Add +8.1%	0.06%	−0.00
IJK iShares S&P Mid-Cap 400 Grow	Add +0.0%	0.05%	−0.01
VB Vanguard Most SM-Cap ETF-Usd	Add +0.5%	0.04%	−0.01
UCON First Trust Smith Unconstrai	Add +7.3%	0.06%	−0.01
DFAS Dimensional US Small Cap ETF	Add +5.5%	0.11%	−0.01
EFG iShares MSCI Eafe Growth ETF	Add +4.4%	0.30%	−0.01
JNJ Johnson & Johnson	Add +1.6%	0.04%	−0.01
AVEM Avantis Emerging Markets Eq	Add +3.8%	1.04%	−0.02
SCHG Schwab US Large-Cap Growth	Add +0.5%	1.11%	−0.04
AAPL Apple Inc.	Add +1.8%	0.14%	−0.04
SLYV SS SPDR S&P 600 SC Val ETF	Add +7.4%	0.41%	−0.04
VOT Vngrd Mrngstr MC GRW ETF-Usd	Add +2.0%	2.34%	−0.05
SCHV Schwab US Large-Cap Value	Add +9.6%	1.09%	−0.07
JMEE JPM Sma & Mid Cap En Eq Et-U	Add +11.5%	3.31%	−0.09
MDYV SS SPDR S&P 400 MC Val ETF	Add +6.8%	1.02%	−0.10
VBK Van Morst SML-Cap Gro-Usd Inc.	Add +5.5%	2.38%	−0.10
PG The Procter & Gamble Co.	Add +2.0%	0.44%	−0.12

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q4 2025	39	$46.7M	SCHZ, VUG, VTV, DFEM, VCSH
Q3 2025	109	$864.2M	SCHZ, VUG, VTV, DFEM, VCSH
Q2 2025	105	$791.3M	SCHZ, VUG, VTV, DFEM, VCSH
Q1 2025	91	$653.7M	SCHZ, VTV, VUG, VCSH, DFEM
Q4 2024	93	$642.1M	SCHZ, VUG, VTV, VCSH, DFEM
Q3 2024	90	$640.8M	SCHZ, VUG, VTV, VCSH, DFEM
Q2 2024	89	$609.5M	SCHZ, VUG, VCSH, VTV, DFEM
Q1 2024	91	$581.8M	VCSH, SCHZ, VUG, VTV, DFEM