Total Wealth Planning, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 13, 2026), Total Wealth Planning, LLC reported 39 stock positions worth $46.7 million. Its top holding was Schwab US Aggregate Bond ETF (SCHZ) at 10.8% of the portfolio, followed by Vanguard Mrngstar GR ETF-Sui (VUG, 9.2%) and Vanguard Mrngstr Val ETF-Aui (VTV, 8.2%). Compared with Q3 2025, it sold out of 70 and reduced 38. The biggest sale was an exit from Eli Lilly (LLY).
- Most Recent 13F
- Q4 2025
- Location
- CINCINNATI, OH
- CIK
- 0001762997
- Portfolio Value
- $46.7M (Q4 2025)
- SEC Filing
- 0001951757-26-000432 ↗ filed Feb 13, 2026
Holdings Value
Holdings 39 stocks · $46.7M
| SCHZ Schwab US Aggregate Bond ETF | 10.83% | 216,518 | $5.1M | Reduce -94.8% |
| VUG Vanguard Mrngstar GR ETF-Sui | 9.23% | 8,837 | $4.3M | Reduce -94.0% |
| VTV Vanguard Mrngstr Val ETF-Aui | 8.25% | 20,187 | $3.9M | Reduce -93.8% |
| DFEM Dimensional Emrg MRKT Core | 7.10% | 100,344 | $3.3M | Reduce -94.6% |
| VCSH Vanguard S/T Corp. Bond ETF | 7.00% | 41,054 | $3.3M | Reduce -93.7% |
| DFIV Dimensional International Va | 4.81% | 45,087 | $2.2M | Reduce -94.9% |
| BNDX Vanguard Total Intl Bond ETF | 4.75% | 45,965 | $2.2M | Reduce -88.8% |
| DFLV Dim US Large Cap Value ETF | 4.73% | 64,589 | $2.2M | Reduce -93.9% |
| DFIS Dimensional International SM | 4.39% | 62,215 | $2.0M | Reduce -94.5% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 3.75% | 9,877 | $1.8M | Reduce -94.3% |
| JMEE JPM Sma & Mid Cap En Eq Et-U filed as J P MORGAN EXCHANGE TRADED F | 3.48% | 25,295 | $1.6M | Reduce -94.7% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 2.80% | 4,329 | $1.3M | Reduce -93.7% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 2.66% | 5,862 | $1.2M | Reduce -94.6% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 2.40% | 4,016 | $1.1M | Reduce -93.8% |
| DFSV Dimensional US Small Cap Val | 2.29% | 32,598 | $1.1M | Reduce -93.6% |
| DFGR Dim Global Real Estate ETF | 1.71% | 30,217 | $798K | Reduce -95.1% |
| SCHG Schwab US Large-Cap Growth | 1.60% | 22,926 | $748K | Reduce -91.9% |
| VNQI Vanguard GLBL Ex-US Real Est | 1.58% | 16,094 | $738K | Reduce -89.0% |
| AVEM Avantis Emerging Markets Eq | 1.26% | 7,672 | $591K | Reduce -93.2% |
| IGSB iShares 1-5Y Inv Grade Corp. | 1.16% | 10,248 | $542K | Reduce -91.8% |
| MDYV SS SPDR S&P 400 MC Val ETF | 1.09% | 5,992 | $507K | Reduce -94.0% |
| IWF iShares Russell 1000 Growth | 1.07% | 1,055 | $499K | Reduce -96.7% |
| BND Vanguard Total Bond Market | 1.06% | 6,703 | $497K | Reduce -89.0% |
| SCHV Schwab US Large-Cap Value | 1.02% | 16,150 | $478K | Reduce -94.8% |
| AVIV Avantis Intl LRG Cap Val ETF | 0.99% | 6,521 | $464K | Reduce -88.2% |
| DFAT Dimensional US Target Value | 0.94% | 7,381 | $439K | Reduce -88.0% |
| BSV Vanguard Short-Term Bond ETF | 0.89% | 5,266 | $415K | Reduce -22.4% |
| VNQ Vanguard Real Estate ETF | 0.85% | 4,479 | $396K | Reduce -93.3% |
| IGF iShares Global Infrastructur | 0.79% | 6,037 | $370K | Reduce -92.6% |
| SCZ iShares MSCI Eafe Small-Cap | 0.73% | 4,373 | $339K | Reduce -94.8% |
| VEA Vanguard Ftse Developed ETF | 0.67% | 5,047 | $315K | Reduce -43.3% |
| IEFA iShares Core MSCI Eafe ETF | 0.64% | 3,366 | $301K | Reduce -89.7% |
| AAPL Apple Inc. | 0.60% | 1,029 | $280K | Reduce -83.9% |
| AVUV Avantis US Small Cap Value | 0.58% | 2,645 | $270K | Reduce -97.9% |
| IVW iShares S&P 500 Growth ETF | 0.54% | 2,028 | $250K | Reduce -95.5% |
| SLYV SS SPDR S&P 600 SC Val ETF | 0.53% | 2,735 | $249K | Reduce -93.0% |
| MDYG SS SPDR S&P 400 MC GR ETF | 0.50% | 2,547 | $235K | Reduce -95.1% |
| EFG iShares MSCI Eafe Growth ETF | 0.48% | 1,952 | $222K | Reduce -91.2% |
| UEC Uranium Energy Corp. | 0.25% | 10,000 | $117K | No change |
Portfolio Sells Q3 2025 → Q4 2025
| LLY Eli Lilly & Co. | Sold out | 0.00% | −2.82 |
| AVUV Avantis US Small Cap Value | Reduce -97.9% | 0.58% | −0.89 |
| GLD SPDR Gold Shares | Sold out | 0.00% | −0.88 |
| IWD iShares Russell 1000 Value E | Sold out | 0.00% | −0.73 |
| IWF iShares Russell 1000 Growth | Reduce -96.7% | 1.07% | −0.67 |
| AVLV Avantis US Large Cap Value | Sold out | 0.00% | −0.60 |
| DFUV Dimensional US Marketwide Va | Sold out | 0.00% | −0.59 |
| IJT iShares S&P Small-Cap 600 GR | Sold out | 0.00% | −0.49 |
| SCHD Schwab US DVD Equity ETF | Sold out | 0.00% | −0.44 |
| PG The Procter & Gamble Co. | Sold out | 0.00% | −0.42 |
| SCHZ Schwab US Aggregate Bond ETF | Reduce -94.8% | 10.83% | −0.41 |
| JPM JPMorgan Chase & Co. | Sold out | 0.00% | −0.33 |
| EMXC iShares MSCI Emr MRK Ex Chna | Sold out | 0.00% | −0.33 |
| VTIP Vanguard Short-Term Tips | Sold out | 0.00% | −0.30 |
| SPSB SS SPDR P St C Corp. ETF | Sold out | 0.00% | −0.24 |
| DFGR Dim Global Real Estate ETF | Reduce -95.1% | 1.71% | −0.23 |
| DFAE Dimensional Emerging Core Eq | Sold out | 0.00% | −0.23 |
| IVE iShares S&P 500 Value ETF | Sold out | 0.00% | −0.22 |
| IWN iShares Russell 2000 Value E | Sold out | 0.00% | −0.20 |
| CVX Chevron Corp. | Sold out | 0.00% | −0.20 |
| SLYG SS SPDR S&P 600 SC GR ETF | Sold out | 0.00% | −0.19 |
| VTI VG Morningstar TS MKT ETF-US | Sold out | 0.00% | −0.19 |
| IWO iShares Russell 2000 Growth | Sold out | 0.00% | −0.18 |
| DFAI Dimensional International Co. | Sold out | 0.00% | −0.16 |
| RWO State Street SPDR Dow Jones | Sold out | 0.00% | −0.14 |
| IAGG iShares Intl Aggregate Bond | Sold out | 0.00% | −0.14 |
| TSLA Tesla Inc. | Sold out | 0.00% | −0.12 |
| AGG iShares Core U.S. Aggregate | Sold out | 0.00% | −0.11 |
| DFIP Dimensional Inflation-Protec | Sold out | 0.00% | −0.11 |
| QQQ Invesco QQQ Trust Series 1 | Sold out | 0.00% | −0.11 |
| IJS iShares S&P Small-Cap 600 Va | Sold out | 0.00% | −0.11 |
| DFAS Dimensional US Small Cap ETF | Sold out | 0.00% | −0.10 |
| IVW iShares S&P 500 Growth ETF | Reduce -95.5% | 0.54% | −0.10 |
| VT Vanguard Tot World STK ETF | Sold out | 0.00% | −0.09 |
| IJR iShares Core S&P Small-Cap E | Sold out | 0.00% | −0.09 |
| SUB iShares Short-Term National | Sold out | 0.00% | −0.09 |
| MSFT Microsoft Corp. | Sold out | 0.00% | −0.09 |
| ISRG Intuitive Surgical Inc. | Sold out | 0.00% | −0.09 |
| IJJ iShares S&P Mid-Cap 400 Valu | Sold out | 0.00% | −0.07 |
| NVDA Nvidia Corp. | Sold out | 0.00% | −0.07 |
| VWO Vanguard Ftse Emerging Marke | Sold out | 0.00% | −0.07 |
| VIG Vanguard Dividend Apprec ETF | Sold out | 0.00% | −0.07 |
| NOC Northrop Grumman Corp. | Sold out | 0.00% | −0.06 |
| DFAW Dimensional World Eqty ETF | Sold out | 0.00% | −0.06 |
| IWS iShares Russell Mid-Cap Valu | Sold out | 0.00% | −0.06 |
| REET iShares Global REIT ETF | Sold out | 0.00% | −0.06 |
| IWP iShares Russell Mid-Cap Grow | Sold out | 0.00% | −0.06 |
| ITOT iShares Core S&P Total U.S. | Sold out | 0.00% | −0.06 |
| AMZN Amazon.com Inc. | Sold out | 0.00% | −0.06 |
| IVV iShares Core S&P 500 ETF | Sold out | 0.00% | −0.05 |
Portfolio Buys Q3 2025 → Q4 2025
| None this quarter. | |||
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q4 2025 | 39 | $46.7M | SCHZ, VUG, VTV, DFEM, VCSH |
| Q3 2025 | 109 | $864.2M | SCHZ, VUG, VTV, DFEM, VCSH |
| Q2 2025 | 105 | $791.3M | SCHZ, VUG, VTV, DFEM, VCSH |
| Q1 2025 | 91 | $653.7M | SCHZ, VTV, VUG, VCSH, DFEM |
| Q4 2024 | 93 | $642.1M | SCHZ, VUG, VTV, VCSH, DFEM |
| Q3 2024 | 90 | $640.8M | SCHZ, VUG, VTV, VCSH, DFEM |
| Q2 2024 | 89 | $609.5M | SCHZ, VUG, VCSH, VTV, DFEM |
| Q1 2024 | 91 | $581.8M | VCSH, SCHZ, VUG, VTV, DFEM |