Union Savings Bank
In its 13F for Q3 2024 (holdings as of September 30, 2024, filed October 15, 2024), Union Savings Bank reported 296 stock positions worth $204.0 million. Its top holding was Invesco S&P 500 Quality ETF (SPHQ) at 11.4% of the portfolio, followed by Berkshire Hathaway Class A (BRK.A, 10.8%) and iShares Core S&P Midcap ETF (IJH, 5.2%). Compared with Q2 2024, it opened 9 new positions, sold out of 9, added to 60 and reduced 86. The biggest buy was Invesco S&P 500 Quality ETF (SPHQ, shares +10%) and the biggest sale Microsoft (MSFT, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- LITCHFIELD, CT
- CIK
- 0001985855
- Portfolio Value
- $204.0M (Q3 2024)
- SEC Filing
- 0001985855-24-000006 ↗ filed Oct 15, 2024
Holdings Value
Holdings 296 stocks · $204.0M
| SPHQ Invesco S&P 500 Quality ETF | 11.42% | 346,281 | $23.3M | Add +10.2% |
| BRK.A Berkshire Hathaway Inc. Class A | 10.84% | 32 | $22.1M | No change |
| IJH iShares Core S&P Midcap ETF | 5.25% | 171,793 | $10.7M | Add +0.7% |
| SPY SS SPDR S&P 500 ETF Trust-US | 5.17% | 18,374 | $10.5M | Reduce -5.2% |
| MSFT Microsoft Corp. | 3.60% | 17,080 | $7.3M | Reduce -0.5% |
| VYM Vanguard High DVD Yield ETF | 2.91% | 46,341 | $5.9M | Reduce -6.1% |
| AAPL Apple Inc. | 2.62% | 22,942 | $5.3M | Reduce -0.4% |
| IWM iShares Russell 2000 ETF | 2.32% | 21,379 | $4.7M | Reduce -2.5% |
| MDY State Street SPDR S&P Midcap | 1.91% | 6,825 | $3.9M | Reduce -2.5% |
| IJR iShares Core S&P Small-Cap E | 1.68% | 29,231 | $3.4M | Add +0.9% |
| JPM JPMorgan Chase & Co. | 1.34% | 12,970 | $2.7M | Add +0.6% |
| GOOGL Alphabet Inc. Class A | 1.29% | 15,809 | $2.6M | Add +3.3% |
| COST Costco Wholesale Corp. | 1.10% | 2,540 | $2.3M | Add +0.6% |
| SDY SS SPDR S&P Dividend ETF | 1.07% | 15,356 | $2.2M | Reduce -7.1% |
| PG The Procter & Gamble Co. | 1.07% | 12,591 | $2.2M | Reduce -3.7% |
| IDXX Idexx Laboratories Inc. | 0.99% | 4,000 | $2.0M | No change |
| NVDA Nvidia Corp. | 0.94% | 15,772 | $1.9M | Add +68.3% |
| XOM Exxon Mobil Corp. | 0.93% | 16,141 | $1.9M | Reduce -0.4% |
| AMZN Amazon.com Inc. | 0.93% | 10,154 | $1.9M | Add +23.4% |
| DVY iShares Select Dividend ETF | 0.89% | 13,396 | $1.8M | Reduce -9.5% |
| LLY Eli Lilly & Co. | 0.87% | 1,998 | $1.8M | Add +13.3% |
| MA Mastercard Inc. Class A | 0.86% | 3,537 | $1.7M | Add +3.4% |
| ADP Automatic Data Processing | 0.82% | 6,029 | $1.7M | Reduce -6.3% |
| HD Home Depot Inc. | 0.76% | 3,833 | $1.6M | Reduce -0.3% |
| VGT Vanguard Info Tech ETF | 0.76% | 2,628 | $1.5M | No change |
| PEP Pepsico Inc. | 0.74% | 8,891 | $1.5M | Reduce -9.6% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.74% | 12,856 | $1.5M | Reduce -0.5% |
| ACN Accenture PLC Class A | 0.72% | 4,175 | $1.5M | Reduce -3.4% |
| FLOT iShares Floating Rate Bond E | 0.71% | 28,217 | $1.4M | Reduce -8.3% |
| MCD McDonald's Corp. | 0.69% | 4,601 | $1.4M | Reduce -2.8% |
| DHR Danaher Corp. | 0.65% | 4,764 | $1.3M | Add +0.2% |
| LMT Lockheed Martin Corp. | 0.64% | 2,245 | $1.3M | Reduce -1.3% |
| ORCL Oracle Corp. | 0.64% | 7,643 | $1.3M | Add +0.2% |
| META Meta Platforms Inc. Class A | 0.61% | 2,164 | $1.2M | Add +0.9% |
| BX Blackstone Inc. | 0.60% | 8,055 | $1.2M | No change |
| IVW iShares S&P 500 Growth ETF | 0.60% | 12,775 | $1.2M | Reduce -0.5% |
| NSC Norfolk Southern Corp. | 0.56% | 4,578 | $1.1M | Reduce -1.7% |
| AVGO Broadcom Inc. | 0.56% | 6,588 | $1.1M | Reduce -0.9% |
| SYK Stryker Corp. | 0.55% | 3,131 | $1.1M | Reduce -1.2% |
| VIG Vanguard Dividend Apprec ETF | 0.55% | 5,652 | $1.1M | Reduce -4.8% |
| TRV The Travelers Cos Inc. | 0.54% | 4,724 | $1.1M | Reduce -3.3% |
| CVX Chevron Corp. | 0.52% | 7,259 | $1.1M | Add +0.1% |
| ABT Abbott Laboratories | 0.50% | 8,917 | $1.0M | Reduce -3.6% |
| ES Eversource Energy | 0.50% | 14,927 | $1.0M | Add +7.6% |
| ABBV Abbvie Inc. | 0.50% | 5,119 | $1.0M | Add +0.1% |
| AMT American Tower Corp. | 0.47% | 4,109 | $956K | Reduce -3.5% |
| JNJ Johnson & Johnson | 0.46% | 5,851 | $948K | Reduce -15.6% |
| XLF SS Financial Select Sector | 0.46% | 20,858 | $945K | Reduce -4.0% |
| VTI VG Morningstar TS MKT ETF-US | 0.46% | 3,296 | $933K | Reduce -7.1% |
| ZTS Zoetis Inc. | 0.45% | 4,722 | $923K | Reduce -2.9% |
| GVI iShares Intermediate Governm | 0.45% | 8,525 | $913K | Add +181.9% |
| TMO Thermo Fisher Scientific Inc. | 0.45% | 1,475 | $912K | Add +0.5% |
| IWF iShares Russell 1000 Growth | 0.45% | 2,424 | $910K | No change |
| ENB Enbridge Inc. | 0.42% | 20,908 | $849K | Reduce -1.2% |
| AGG iShares Core U.S. Aggregate | 0.41% | 8,322 | $843K | Reduce -1.6% |
| NVO Novo-Nordisk A/S-Spons ADR | 0.41% | 7,064 | $841K | Reduce -3.4% |
| HON Honeywell International Inc. | 0.40% | 3,920 | $810K | Reduce -3.5% |
| RTX RTX Corp. | 0.39% | 6,633 | $804K | Reduce -2.0% |
| LOW Lowe's Cos Inc. | 0.39% | 2,901 | $786K | No change |
| UNP Union Pacific Corp. | 0.38% | 3,134 | $772K | Reduce -0.7% |
| AXP American Express Co. | 0.38% | 2,822 | $765K | No change |
| LIN Linde PLC | 0.37% | 1,603 | $764K | Add +25.5% |
| AWK American Water Works Co. Inc. | 0.35% | 4,891 | $715K | Reduce -2.3% |
| MDLZ Mondelez International Inc. Class A | 0.35% | 9,651 | $711K | No change |
| CAT Caterpillar Inc. | 0.33% | 1,706 | $667K | Reduce -4.2% |
| MRK Merck & Co. Inc. | 0.32% | 5,685 | $646K | Add +0.6% |
| SO The Southern Co. | 0.30% | 6,796 | $613K | Reduce -2.7% |
| VEU Vanguard Ftse All-World Ex-U | 0.29% | 9,249 | $583K | Reduce -16.8% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.28% | 1,243 | $572K | Add +1.1% |
| QQQ Invesco QQQ Trust Series 1 | 0.27% | 1,108 | $541K | Add +9.9% |
| BMY Bristol-Myers Squibb Co. | 0.26% | 10,247 | $530K | Reduce -2.1% |
| KO The Coca-Cola Co. | 0.26% | 7,248 | $521K | Add +16.0% |
| VDE Vanguard Energy ETF | 0.25% | 4,229 | $518K | Reduce -1.6% |
| KMB Kimberly-Clark Corp. | 0.25% | 3,629 | $516K | Reduce -22.0% |
| TSCO Tractor Supply Company | 0.25% | 1,753 | $510K | No change |
| IVV iShares Core S&P 500 ETF | 0.25% | 871 | $502K | Reduce -0.8% |
| ADBE Adobe Inc. | 0.24% | 958 | $496K | Add +6.3% |
| TGT Target Corp. | 0.24% | 3,153 | $491K | Reduce -13.6% |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | 0.24% | 2,327 | $481K | No change |
| DOW Dow Inc. | 0.23% | 8,612 | $470K | Reduce -0.4% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.23% | 11,835 | $470K | Reduce -5.5% |
| NEE Nextera Energy Inc. | 0.23% | 5,555 | $470K | Reduce -2.4% |
| BLK BlackRock Finance Inc. | 0.22% | 480 | $456K | Add +5.5% |
| IGSB iShares 1-5Y Inv Grade Corp. | 0.22% | 8,625 | $454K | No change |
| IVE iShares S&P 500 Value ETF | 0.22% | 2,243 | $442K | No change |
| CSCO Cisco Systems Inc. | 0.22% | 8,244 | $439K | Reduce -22.0% |
| INTU Intuit Inc. | 0.21% | 705 | $438K | No change |
| AMAT Applied Materials Inc. | 0.21% | 2,157 | $436K | Add +4.9% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.21% | 1,954 | $432K | Reduce -3.2% |
| MUB iShares National Muni Bond E | 0.21% | 3,938 | $428K | No change |
| AMGN Amgen Inc. | 0.21% | 1,315 | $424K | Reduce -13.4% |
| BND Vanguard Total Bond Market | 0.21% | 5,610 | $421K | Reduce -6.2% |
| CASY Casey's General Stores Inc. | 0.20% | 1,110 | $417K | No change |
| GOOG Alphabet Inc. Class C | 0.20% | 2,380 | $398K | Add +0.8% |
| IWB iShares Russell 1000 ETF | 0.19% | 1,263 | $397K | Reduce -6.0% |
| PFE Pfizer Inc. | 0.19% | 13,484 | $390K | Reduce -4.2% |
| CME Cme Group Inc. | 0.19% | 1,758 | $388K | No change |
| UNH Unitedhealth Group Inc. | 0.19% | 647 | $378K | Add +3.4% |
| MMM 3M Co. | 0.17% | 2,592 | $354K | No change |
| DUK Duke Energy Corp. | 0.17% | 3,073 | $354K | Add +18.7% |
Other holdings (1): bonds, preferreds, convertibles and warrants · $41K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| WELLS FARGO & COMPANY (WFC 7.5 PERP L) | PERP PFD CNV A | 32 | $41K | No change |
Total filed on the 13F, all lines: $204.0M.
Portfolio Sells Q2 2024 → Q3 2024
| MSFT Microsoft Corp. | Reduce -0.5% | 3.60% | −0.43 |
| MCHP Microchip Technology Inc. | Reduce -72.8% | 0.12% | −0.41 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -5.2% | 5.17% | −0.37 |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | Sold out | 0.00% | −0.27 |
| VYM Vanguard High DVD Yield ETF | Reduce -6.1% | 2.91% | −0.16 |
| NVO Novo-Nordisk A/S-Spons ADR | Reduce -3.4% | 0.41% | −0.14 |
| FLOT iShares Floating Rate Bond E | Reduce -8.3% | 0.71% | −0.12 |
| PEP Pepsico Inc. | Reduce -9.6% | 0.74% | −0.11 |
| KMB Kimberly-Clark Corp. | Reduce -22.0% | 0.25% | −0.08 |
| JNJ Johnson & Johnson | Reduce -15.6% | 0.46% | −0.07 |
| PG The Procter & Gamble Co. | Reduce -3.7% | 1.07% | −0.06 |
| MDY State Street SPDR S&P Midcap | Reduce -2.5% | 1.91% | −0.06 |
| HON Honeywell International Inc. | Reduce -3.5% | 0.40% | −0.06 |
| INTC Intel Corp. | Reduce -74.1% | 0.01% | −0.06 |
| CVS CVS Health Corp. | Reduce -26.9% | 0.15% | −0.06 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -16.8% | 0.29% | −0.06 |
| DVY iShares Select Dividend ETF | Reduce -9.5% | 0.89% | −0.05 |
| XOM Exxon Mobil Corp. | Reduce -0.4% | 0.93% | −0.05 |
| CMCSA Comcast Corp. Class A | Reduce -37.6% | 0.08% | −0.05 |
| CSCO Cisco Systems Inc. | Reduce -22.0% | 0.22% | −0.05 |
| DIS The Walt Disney Co. | Reduce -16.6% | 0.13% | −0.04 |
| TGT Target Corp. | Reduce -13.6% | 0.24% | −0.04 |
| AMGN Amgen Inc. | Reduce -13.4% | 0.21% | −0.04 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -7.1% | 0.46% | −0.04 |
| SDY SS SPDR S&P Dividend ETF | Reduce -7.1% | 1.07% | −0.03 |
| VDE Vanguard Energy ETF | Reduce -1.6% | 0.25% | −0.03 |
| BAC Bank of America Corp. | Reduce -5.5% | 0.23% | −0.03 |
| UPS United Parcel Service Class B | Reduce -27.4% | 0.06% | −0.03 |
| NXPI NXP Semiconductors NV | Reduce -9.5% | 0.08% | −0.02 |
| IVW iShares S&P 500 Growth ETF | Reduce -0.5% | 0.60% | −0.02 |
| IWM iShares Russell 2000 ETF | Reduce -2.5% | 2.32% | −0.02 |
| VIG Vanguard Dividend Apprec ETF | Reduce -4.8% | 0.55% | −0.02 |
| BND Vanguard Total Bond Market | Reduce -6.2% | 0.21% | −0.02 |
| AGG iShares Core U.S. Aggregate | Reduce -1.6% | 0.41% | −0.02 |
| NUE Nucor Corp. | Reduce -6.4% | 0.09% | −0.02 |
| VOX Vanguard Communication Servi | Reduce -26.4% | 0.04% | −0.02 |
| NBTB N B T Bancorp Inc. | Reduce -17.1% | 0.13% | −0.02 |
| PFE Pfizer Inc. | Reduce -4.2% | 0.19% | −0.02 |
| IWB iShares Russell 1000 ETF | Reduce -6.0% | 0.19% | −0.02 |
| SHEL Shell PLC-ADR | Reduce -12.6% | 0.04% | −0.01 |
| SYK Stryker Corp. | Reduce -1.2% | 0.55% | −0.01 |
| DOW Dow Inc. | Reduce -0.4% | 0.23% | −0.01 |
| FCX Freeport-McMoran Inc. | Reduce -35.0% | 0.01% | −0.01 |
| C Citigroup Inc. | Reduce -7.2% | 0.05% | −0.01 |
| XYL Xylem Inc. | Reduce -22.3% | 0.02% | −0.01 |
| VSGX Vanguard ESG Intl Stock ETF | Reduce -10.6% | 0.06% | −0.01 |
| ABT Abbott Laboratories | Reduce -3.6% | 0.50% | −0.01 |
| XLI SS Industrial Select Sector | Reduce -21.5% | 0.03% | −0.01 |
| TJX TJX Companies Inc. | Reduce -0.5% | 0.74% | −0.01 |
| IVV iShares Core S&P 500 ETF | Reduce -0.8% | 0.25% | −0.01 |
Portfolio Buys Q2 2024 → Q3 2024
| SPHQ Invesco S&P 500 Quality ETF | Add +10.2% | 11.42% | +0.93 |
| NVDA Nvidia Corp. | Add +68.3% | 0.94% | +0.33 |
| GVI iShares Intermediate Governm | Add +181.9% | 0.45% | +0.28 |
| AMZN Amazon.com Inc. | Add +23.4% | 0.93% | +0.09 |
| ES Eversource Energy | Add +7.6% | 0.50% | +0.08 |
| LIN Linde PLC | Add +25.5% | 0.37% | +0.08 |
| ORCL Oracle Corp. | Add +0.2% | 0.64% | +0.07 |
| MA Mastercard Inc. Class A | Add +3.4% | 0.86% | +0.06 |
| IJR iShares Core S&P Small-Cap E | Add +0.9% | 1.68% | +0.05 |
| KO The Coca-Cola Co. | Add +16.0% | 0.26% | +0.05 |
| T AT&T Inc. | Add +39.0% | 0.13% | +0.04 |
| META Meta Platforms Inc. Class A | Add +0.9% | 0.61% | +0.04 |
| DUK Duke Energy Corp. | Add +18.7% | 0.17% | +0.04 |
| PEG Public Service Enterprise GP | Add +173.3% | 0.05% | +0.04 |
| GE General Electric | Add +33.4% | 0.11% | +0.04 |
| BLK BlackRock Finance Inc. | Add +5.5% | 0.22% | +0.04 |
| ABBV Abbvie Inc. | Add +0.1% | 0.50% | +0.04 |
| LLY Eli Lilly & Co. | Add +13.3% | 0.87% | +0.03 |
| DHR Danaher Corp. | Add +0.2% | 0.65% | +0.03 |
| AFL Aflac Inc. | Add +11.8% | 0.10% | +0.02 |
| TMO Thermo Fisher Scientific Inc. | Add +0.5% | 0.45% | +0.02 |
| SBUX Starbucks Corp. | Add +11.0% | 0.08% | +0.02 |
| UNH Unitedhealth Group Inc. | Add +3.4% | 0.19% | +0.02 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +1.1% | 0.28% | +0.02 |
| ICE Intercontinental Exchange Inc. | Add +7.3% | 0.12% | +0.02 |
| PAYX Paychex Inc. | Add +20.0% | 0.08% | +0.02 |
| CRWD CrowdStrike Holdings Inc. Class A | New | 0.01% | +0.01 |
| IEFA iShares Core MSCI Eafe ETF | New | 0.01% | +0.01 |
| IEMG iShares Core MSCI Emerging | Add +98.7% | 0.03% | +0.01 |
| QQQ Invesco QQQ Trust Series 1 | Add +9.9% | 0.27% | +0.01 |
| MAS Masco Corp. | Add +30.4% | 0.03% | +0.01 |
| IWD iShares Russell 1000 Value E | Add +16.1% | 0.07% | +0.01 |
| D Dominion Energy Inc. | Add +9.9% | 0.06% | +0.01 |
| TXN Texas Instruments Inc. | Add +12.1% | 0.08% | +0.01 |
| MS Morgan Stanley | Add +30.1% | 0.03% | +0.01 |
| WMT Walmart Inc. | Add +11.4% | 0.04% | +0.01 |
| PYPL PayPal Holdings Inc. | Add +37.1% | 0.02% | +0.01 |
| APD Air Products & Chemicals Inc. | Add +1.0% | 0.08% | +0.01 |
| IJH iShares Core S&P Midcap ETF | Add +0.7% | 5.25% | +0.01 |
| OMC Omnicom Group | Add +7.1% | 0.04% | +0.00 |
| SHW The Sherwin-Williams Co. | Add +7.3% | 0.02% | +0.00 |
| GS Goldman Sachs Group Inc. | Add +4.4% | 0.06% | +0.00 |
| ORLY O'reilly Automotive Inc. | Add +1.6% | 0.11% | +0.00 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Add +14.4% | 0.03% | +0.00 |
| EFV iShares MSCI Eafe Value ETF | New | 0.00% | +0.00 |
| PGR Progressive Corp. | New | 0.00% | +0.00 |
| BKNG Booking Holdings Inc. | New | 0.00% | +0.00 |
| AON Aon PLC Class A | Add +7.8% | 0.01% | +0.00 |
| AMP Ameriprise Financial Inc. | New | 0.00% | +0.00 |
| AEP American Electric Power | Add +1.6% | 0.02% | +0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 321 | $248.9M | SPHQ, BRK.A, IJH, SPY, IWM |
| Q1 2026 | 319 | $228.1M | SPHQ, BRK.A, IJH, SPY, IWM |
| Q4 2025 | 320 | $230.8M | SPHQ, BRK.A, SPY, IJH, MSFT |
| Q2 2025 | 281 | $217.6M | SPHQ, BRK.A, SPY, IJH, MSFT |
| Q1 2025 | 306 | $204.6M | SPHQ, BRK.A, SPY, IJH, MSFT |
| Q4 2024 | 289 | $203.3M | SPHQ, BRK.A, SPY, IJH, MSFT |
| Q3 2024 | 296 | $204.0M | SPHQ, BRK.A, IJH, SPY, MSFT |
| Q2 2024 | 296 | $190.4M | SPHQ, BRK.A, SPY, IJH, MSFT |
| Q1 2024 | 295 | $191.2M | BRK.A, SPHQ, IJH, SPY, MSFT |