Union Savings Bank

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 16, 2025), Union Savings Bank reported 289 stock positions worth $203.3 million. Its top holding was Invesco S&P 500 Quality ETF (SPHQ) at 12.8% of the portfolio, followed by Berkshire Hathaway Class A (BRK.A, 10.7%) and SS SPDR S&P 500 ETF Trust-US (SPY, 5.6%). Compared with Q3 2024, it opened 6 new positions, sold out of 13, added to 19 and reduced 98. The biggest buy was Invesco S&P 500 Quality ETF (SPHQ, shares +12%) and the biggest sale Microsoft (MSFT, shares −4%).

Most Recent 13F
Q2 2026
Location
LITCHFIELD, CT
CIK
0001985855
Portfolio Value
$203.3M (Q4 2024)
SEC Filing
0001985855-25-000001 ↗ filed Jan 16, 2025

Holdings Value

0$50.0M$100.0M$150.0M$200.0M$250.0M Q1 2024: $191.2M Q1 2024 Q2 2024: $190.4M Q2 2024 Q3 2024: $204.0M Q3 2024 Q4 2024: $203.3M $203.3M Q4 2024 Q1 2025: $204.6M Q1 2025 Q2 2025: $217.6M Q2 2025 Q4 2025: $230.8M Q4 2025 Q1 2026: $228.1M Q1 2026 Q2 2026: $248.9M Q2 2026

Holdings 289 stocks · $203.3M
SPHQ Invesco S&P 500 Quality ETF 12.79% 388,123 $26.0M Add +12.1%
BRK.A Berkshire Hathaway Inc. Class A 10.72% 32 $21.8M No change
SPY SS SPDR S&P 500 ETF Trust-US 5.59% 19,389 $11.4M Add +5.5%
IJH iShares Core S&P Midcap ETF 5.17% 168,665 $10.5M Reduce -1.8%
MSFT Microsoft Corp. 3.41% 16,471 $6.9M Reduce -3.6%
VYM Vanguard High DVD Yield ETF 2.75% 43,781 $5.6M Reduce -5.5%
AAPL Apple Inc. 2.75% 22,293 $5.6M Reduce -2.8%
IWM iShares Russell 2000 ETF 2.31% 21,301 $4.7M Reduce -0.4%
MDY State Street SPDR S&P Midcap 1.91% 6,811 $3.9M Reduce -0.2%
IJR iShares Core S&P Small-Cap E 1.60% 28,319 $3.3M Reduce -3.1%
JPM JPMorgan Chase & Co. 1.50% 12,715 $3.0M Reduce -2.0%
GVI iShares Intermediate Governm 1.45% 28,277 $2.9M Add +231.7%
GOOGL Alphabet Inc. Class A 1.45% 15,555 $2.9M Reduce -1.6%
COST Costco Wholesale Corp. 1.11% 2,474 $2.3M Reduce -2.6%
AMZN Amazon.com Inc. 1.10% 10,177 $2.2M Add +0.2%
PG The Procter & Gamble Co. 1.03% 12,533 $2.1M Reduce -0.5%
NVDA Nvidia Corp. 1.03% 15,574 $2.1M Reduce -1.3%
SDY SS SPDR S&P Dividend ETF 0.98% 15,067 $2.0M Reduce -1.9%
MA Mastercard Inc. Class A 0.88% 3,416 $1.8M Reduce -3.4%
ADP Automatic Data Processing 0.87% 6,029 $1.8M No change
DVY iShares Select Dividend ETF 0.86% 13,322 $1.7M Reduce -0.6%
XOM Exxon Mobil Corp. 0.84% 15,806 $1.7M Reduce -2.1%
IDXX Idexx Laboratories Inc. 0.81% 4,000 $1.7M No change
VGT Vanguard Info Tech ETF 0.79% 2,580 $1.6M Reduce -1.8%
LLY Eli Lilly & Co. 0.75% 1,968 $1.5M Reduce -1.5%
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.73% 12,248 $1.5M Reduce -4.7%
ACN Accenture PLC Class A 0.70% 4,040 $1.4M Reduce -3.2%
FLOT iShares Floating Rate Bond E 0.69% 27,730 $1.4M Reduce -1.7%
AVGO Broadcom Inc. 0.69% 6,056 $1.4M Reduce -8.1%
HD Home Depot Inc. 0.69% 3,588 $1.4M Reduce -6.4%
MCD McDonald's Corp. 0.65% 4,535 $1.3M Reduce -1.4%
BX Blackstone Inc. 0.64% 7,581 $1.3M Reduce -5.9%
META Meta Platforms Inc. Class A 0.62% 2,165 $1.3M Add +0.1%
PEP Pepsico Inc. 0.61% 8,150 $1.2M Reduce -8.3%
IVW iShares S&P 500 Growth ETF 0.61% 12,184 $1.2M Reduce -4.6%
ORCL Oracle Corp. 0.58% 7,135 $1.2M Reduce -6.7%
SYK Stryker Corp. 0.56% 3,162 $1.1M Add +1.0%
VIG Vanguard Dividend Apprec ETF 0.54% 5,652 $1.1M No change
TRV The Travelers Cos Inc. 0.54% 4,543 $1.1M Reduce -3.8%
NSC Norfolk Southern Corp. 0.53% 4,578 $1.1M No change
DHR Danaher Corp. 0.51% 4,557 $1.0M Reduce -4.3%
ABT Abbott Laboratories 0.50% 8,917 $1.0M No change
IWF iShares Russell 1000 Growth 0.49% 2,472 $993K Add +2.0%
CVX Chevron Corp. 0.48% 6,789 $983K Reduce -6.5%
XLF SS Financial Select Sector 0.48% 20,028 $968K Reduce -4.0%
LMT Lockheed Martin Corp. 0.47% 1,977 $961K Reduce -11.9%
VTI VG Morningstar TS MKT ETF-US 0.46% 3,250 $942K Reduce -1.4%
ABBV Abbvie Inc. 0.44% 5,044 $896K Reduce -1.5%
ENB Enbridge Inc. 0.44% 20,923 $888K Add +0.1%
HON Honeywell International Inc. 0.44% 3,920 $885K No change
IGSB iShares 1-5Y Inv Grade Corp. 0.43% 16,792 $868K Add +94.7%
AXP American Express Co. 0.40% 2,754 $817K Reduce -2.4%
ES Eversource Energy 0.40% 14,114 $811K Reduce -5.5%
AGG iShares Core U.S. Aggregate 0.40% 8,359 $810K Add +0.4%
JNJ Johnson & Johnson 0.38% 5,353 $774K Reduce -8.5%
RTX RTX Corp. 0.36% 6,333 $733K Reduce -4.5%
TMO Thermo Fisher Scientific Inc. 0.35% 1,375 $715K Reduce -6.8%
AMT American Tower Corp. 0.33% 3,615 $663K Reduce -12.0%
LOW Lowe's Cos Inc. 0.32% 2,621 $647K Reduce -9.7%
UNP Union Pacific Corp. 0.31% 2,803 $639K Reduce -10.6%
ZTS Zoetis Inc. 0.31% 3,875 $631K Reduce -17.9%
LIN Linde PLC 0.30% 1,472 $616K Reduce -8.2%
CAT Caterpillar Inc. 0.30% 1,657 $601K Reduce -2.9%
MUB iShares National Muni Bond E 0.29% 5,562 $593K Add +41.2%
NVO Novo-Nordisk A/S-Spons ADR 0.28% 6,659 $573K Reduce -5.7%
BMY Bristol-Myers Squibb Co. 0.28% 10,097 $571K Reduce -1.5%
QQQ Invesco QQQ Trust Series 1 0.28% 1,108 $566K No change
MRK Merck & Co. Inc. 0.28% 5,685 $566K No change
BRK.B Berkshire Hathaway Inc. Class B 0.28% 1,243 $563K No change
SO The Southern Co. 0.28% 6,796 $559K No change
MDLZ Mondelez International Inc. Class A 0.27% 9,162 $547K Reduce -5.1%
VDE Vanguard Energy ETF 0.25% 4,229 $513K No change
IVV iShares Core S&P 500 ETF 0.25% 871 $513K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.25% 11,636 $511K Reduce -1.7%
MGC Vngrd Mrngstr MG Cap ETF-Usd 0.24% 2,327 $495K No change
BLK BlackRock Inc. 0.24% 480 $492K No change
CSCO Cisco Systems Inc. 0.24% 8,219 $487K Reduce -0.3%
KMB Kimberly-Clark Corp. 0.23% 3,629 $476K No change
AWK American Water Works Co. Inc. 0.23% 3,676 $458K Reduce -24.8%
GOOG Alphabet Inc. Class C 0.22% 2,380 $453K No change
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.22% 2,051 $451K Add +5.0%
KO The Coca-Cola Co. 0.22% 7,188 $448K Reduce -0.8%
INTU Intuit Inc. 0.22% 705 $443K No change
IVE iShares S&P 500 Value ETF 0.21% 2,243 $428K No change
VEU Vanguard Ftse All-World Ex-U 0.21% 7,301 $419K Reduce -21.1%
CASY Casey's General Stores Inc. 0.21% 1,057 $419K Reduce -4.8%
TSCO Tractor Supply Company 0.20% 7,805 $414K Reduce -10.9%
ADBE Adobe Inc. 0.20% 928 $413K Reduce -3.1%
IWB iShares Russell 1000 ETF 0.20% 1,263 $407K No change
TGT Target Corp. 0.20% 2,964 $401K Reduce -6.0%
NEE Nextera Energy Inc. 0.20% 5,555 $398K No change
EMR Emerson Electric Co. 0.18% 2,922 $362K No change
BIDD iShares International Divide 0.18% 14,640 $361K New
T AT&T Inc. 0.18% 15,688 $357K Add +32.9%
CME Cme Group Inc. 0.17% 1,521 $353K Reduce -13.5%
AMAT Applied Materials Inc. 0.17% 2,157 $351K No change
FISV Fiserv Inc. 0.17% 1,700 $349K No change
GLD SPDR Gold Shares 0.17% 1,430 $346K No change
AMGN Amgen Inc. 0.17% 1,315 $343K No change
MMM 3M Co. 0.16% 2,592 $335K No change

Show all 289 holdings

Other holdings (1): bonds, preferreds, convertibles and warrants · $38K (not counted above)
SecurityClassShares / PrincipalValueChange
WELLS FARGO & COMPANY (WFC 7.5 PERP L) PERP PFD CNV A 32$38KNo change

Total filed on the 13F, all lines: $203.4M.

Portfolio Sells Q3 2024 → Q4 2024
MSFT Microsoft Corp. Reduce -3.6% 3.41% −0.19
LMT Lockheed Martin Corp. Reduce -11.9% 0.47% −0.17
VYM Vanguard High DVD Yield ETF Reduce -5.5% 2.75% −0.17
AMT American Tower Corp. Reduce -12.0% 0.33% −0.14
ZTS Zoetis Inc. Reduce -17.9% 0.31% −0.14
BND Vanguard Total Bond Market Reduce -66.4% 0.07% −0.14
DHR Danaher Corp. Reduce -4.3% 0.51% −0.13
DOW Dow Inc. Reduce -42.6% 0.10% −0.13
PEP Pepsico Inc. Reduce -8.3% 0.61% −0.13
NVO Novo-Nordisk A/S-Spons ADR Reduce -5.7% 0.28% −0.13
AWK American Water Works Co. Inc. Reduce -24.8% 0.23% −0.13
LLY Eli Lilly & Co. Reduce -1.5% 0.75% −0.12
ES Eversource Energy Reduce -5.5% 0.40% −0.10
TMO Thermo Fisher Scientific Inc. Reduce -6.8% 0.35% −0.10
XOM Exxon Mobil Corp. Reduce -2.1% 0.84% −0.09
CVS CVS Health Corp. Reduce -44.1% 0.06% −0.09
SDY SS SPDR S&P Dividend ETF Reduce -1.9% 0.98% −0.09
JNJ Johnson & Johnson Reduce -8.5% 0.38% −0.08
IJH iShares Core S&P Midcap ETF Reduce -1.8% 5.17% −0.08
VEU Vanguard Ftse All-World Ex-U Reduce -21.1% 0.21% −0.08
MDLZ Mondelez International Inc. Class A Reduce -5.1% 0.27% −0.08
HD Home Depot Inc. Reduce -6.4% 0.69% −0.08
LIN Linde PLC Reduce -8.2% 0.30% −0.07
IJR iShares Core S&P Small-Cap E Reduce -3.1% 1.60% −0.07
LOW Lowe's Cos Inc. Reduce -9.7% 0.32% −0.07
UNP Union Pacific Corp. Reduce -10.6% 0.31% −0.06
MCHP Microchip Technology Inc. Reduce -29.9% 0.06% −0.06
VSGX Vanguard ESG Intl Stock ETF Sold out 0.00% −0.06
ABBV Abbvie Inc. Reduce -1.5% 0.44% −0.05
ESGV Vanguard ESG US Stock ETF Reduce -37.6% 0.10% −0.05
ORCL Oracle Corp. Reduce -6.7% 0.58% −0.05
WEC WEC Energy Group Inc. Sold out 0.00% −0.05
SHY iShares 1-3 Year Treasury Bo Reduce -55.1% 0.04% −0.05
TSCO Tractor Supply Company Reduce -10.9% 0.20% −0.05
KHC The Kraft Heinz Co. Reduce -74.3% 0.01% −0.05
TGT Target Corp. Reduce -6.0% 0.20% −0.04
BNDX Vanguard Total Intl Bond ETF Sold out 0.00% −0.04
PFE Pfizer Inc. Reduce -15.1% 0.15% −0.04
CVX Chevron Corp. Reduce -6.5% 0.48% −0.04
MCD McDonald's Corp. Reduce -1.4% 0.65% −0.04
ADBE Adobe Inc. Reduce -3.1% 0.20% −0.04
PG The Procter & Gamble Co. Reduce -0.5% 1.03% −0.04
KO The Coca-Cola Co. Reduce -0.8% 0.22% −0.04
RTX RTX Corp. Reduce -4.5% 0.36% −0.03
VGIT Vanguard Intermediate-Term T Sold out 0.00% −0.03
CAT Caterpillar Inc. Reduce -2.9% 0.30% −0.03
GS Goldman Sachs Group Inc. Reduce -54.4% 0.03% −0.03
DVY iShares Select Dividend ETF Reduce -0.6% 0.86% −0.03
VZ Verizon Communications Inc. Reduce -23.1% 0.06% −0.03
SPIB SS SPDR P Int C Corp. ETF Sold out 0.00% −0.02

Portfolio Buys Q3 2024 → Q4 2024
SPHQ Invesco S&P 500 Quality ETF Add +12.1% 12.79% +1.37
GVI iShares Intermediate Governm Add +231.7% 1.45% +1.00
SPY SS SPDR S&P 500 ETF Trust-US Add +5.5% 5.59% +0.42
IGSB iShares 1-5Y Inv Grade Corp. Add +94.7% 0.43% +0.20
BIDD iShares International Divide New 0.18% +0.18
AMZN Amazon.com Inc. Add +0.2% 1.10% +0.17
MUB iShares National Muni Bond E Add +41.2% 0.29% +0.08
HYG Ishr Ibx Usd Hiyld CB ETF-Ui New 0.07% +0.07
T AT&T Inc. Add +32.9% 0.18% +0.05
IWF iShares Russell 1000 Growth Add +2.0% 0.49% +0.04
ENB Enbridge Inc. Add +0.1% 0.44% +0.02
ADSK Autodesk Inc. New 0.02% +0.02
META Meta Platforms Inc. Class A Add +0.1% 0.62% +0.02
TFC Truist Financial Corp. Add +102.7% 0.03% +0.02
VOOG Vanguard S&P 500 Growth ETF Add +34.7% 0.05% +0.01
IBIT iShares Bitcoin Trust ETF New 0.01% +0.01
IBM Intl Business Machines Corp. Add +5.0% 0.22% +0.01
GWW WW Grainger Inc. New 0.01% +0.01
VV Vngrd Mrgstr LRG-Cap ETF-Usd Add +19.1% 0.04% +0.01
SYK Stryker Corp. Add +1.0% 0.56% +0.01
CTVA Corteva Inc. Add +89.2% 0.01% +0.01
MAS Masco Corp. Add +29.2% 0.03% +0.00
IEFA iShares Core MSCI Eafe ETF Add +39.5% 0.02% +0.00
AMTM Amentum Holdings Inc. New 0.00% +0.00
AGG iShares Core U.S. Aggregate Add +0.4% 0.40% −0.01

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 321$248.9MSPHQ, BRK.A, IJH, SPY, IWM
Q1 2026 319$228.1MSPHQ, BRK.A, IJH, SPY, IWM
Q4 2025 320$230.8MSPHQ, BRK.A, SPY, IJH, MSFT
Q2 2025 281$217.6MSPHQ, BRK.A, SPY, IJH, MSFT
Q1 2025 306$204.6MSPHQ, BRK.A, SPY, IJH, MSFT
Q4 2024 289$203.3MSPHQ, BRK.A, SPY, IJH, MSFT
Q3 2024 296$204.0MSPHQ, BRK.A, IJH, SPY, MSFT
Q2 2024 296$190.4MSPHQ, BRK.A, SPY, IJH, MSFT
Q1 2024 295$191.2MBRK.A, SPHQ, IJH, SPY, MSFT