Union Savings Bank
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 22, 2025), Union Savings Bank reported 306 stock positions worth $204.6 million. Its top holding was Invesco S&P 500 Quality ETF (SPHQ) at 14.2% of the portfolio, followed by Berkshire Hathaway Class A (BRK.A, 12.5%) and SS SPDR S&P 500 ETF Trust-US (SPY, 5.4%). Compared with Q4 2024, it opened 19 new positions, sold out of 2, added to 40 and reduced 72. The biggest buy was Invesco S&P 500 Quality ETF (SPHQ, shares +13%) and the biggest sale iShares Core S&P Midcap ETF (IJH, shares −6%).
- Most Recent 13F
- Q2 2026
- Location
- LITCHFIELD, CT
- CIK
- 0001985855
- Portfolio Value
- $204.6M (Q1 2025)
- SEC Filing
- 0001985855-25-000002 ↗ filed Apr 22, 2025
Holdings Value
Holdings 306 stocks · $204.6M
| SPHQ Invesco S&P 500 Quality ETF | 14.18% | 437,167 | $29.0M | Add +12.6% |
| BRK.A Berkshire Hathaway Inc. Class A | 12.49% | 32 | $25.6M | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 5.42% | 19,837 | $11.1M | Add +2.3% |
| IJH iShares Core S&P Midcap ETF | 4.53% | 158,738 | $9.3M | Reduce -5.9% |
| MSFT Microsoft Corp. | 3.07% | 16,705 | $6.3M | Add +1.4% |
| VYM Vanguard High DVD Yield ETF | 2.73% | 43,258 | $5.6M | Reduce -1.2% |
| AAPL Apple Inc. | 2.38% | 21,937 | $4.9M | Reduce -1.6% |
| IWM iShares Russell 2000 ETF | 2.10% | 21,490 | $4.3M | Add +0.9% |
| MDY State Street SPDR S&P Midcap | 1.77% | 6,799 | $3.6M | Reduce -0.2% |
| GVI iShares Intermediate Governm | 1.76% | 33,930 | $3.6M | Add +20.0% |
| JPM JPMorgan Chase & Co. | 1.54% | 12,853 | $3.2M | Add +1.1% |
| IJR iShares Core S&P Small-Cap E | 1.34% | 26,203 | $2.7M | Reduce -7.5% |
| GOOGL Alphabet Inc. Class A | 1.19% | 15,685 | $2.4M | Add +0.8% |
| COST Costco Wholesale Corp. | 1.14% | 2,456 | $2.3M | Reduce -0.7% |
| AMZN Amazon.com Inc. | 0.99% | 10,678 | $2.0M | Add +4.9% |
| PG The Procter & Gamble Co. | 0.99% | 11,903 | $2.0M | Reduce -5.0% |
| SDY SS SPDR S&P Dividend ETF | 0.97% | 14,648 | $2.0M | Reduce -2.8% |
| XOM Exxon Mobil Corp. | 0.93% | 15,929 | $1.9M | Add +0.8% |
| MA Mastercard Inc. Class A | 0.90% | 3,365 | $1.8M | Reduce -1.5% |
| ADP Automatic Data Processing | 0.90% | 6,029 | $1.8M | No change |
| NVDA Nvidia Corp. | 0.87% | 16,451 | $1.8M | Add +5.6% |
| DVY iShares Select Dividend ETF | 0.87% | 13,248 | $1.8M | Reduce -0.6% |
| IDXX Idexx Laboratories Inc. | 0.82% | 4,000 | $1.7M | No change |
| LLY Eli Lilly & Co. | 0.78% | 1,923 | $1.6M | Reduce -2.3% |
| VGT Vanguard Info Tech ETF | 0.68% | 2,580 | $1.4M | No change |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.66% | 11,139 | $1.4M | Reduce -9.1% |
| MCD McDonald's Corp. | 0.66% | 4,341 | $1.4M | Reduce -4.3% |
| ACN Accenture PLC Class A | 0.61% | 4,018 | $1.3M | Reduce -0.5% |
| SYK Stryker Corp. | 0.61% | 3,342 | $1.2M | Add +5.7% |
| HD Home Depot Inc. | 0.60% | 3,350 | $1.2M | Reduce -6.6% |
| META Meta Platforms Inc. Class A | 0.59% | 2,097 | $1.2M | Reduce -3.1% |
| FLOT iShares Floating Rate Bond E | 0.57% | 22,874 | $1.2M | Reduce -17.5% |
| ABT Abbott Laboratories | 0.56% | 8,645 | $1.1M | Reduce -3.0% |
| BX Blackstone Inc. | 0.56% | 8,193 | $1.1M | Add +8.1% |
| IVW iShares S&P 500 Growth ETF | 0.55% | 12,135 | $1.1M | Reduce -0.4% |
| PEP Pepsico Inc. | 0.55% | 7,506 | $1.1M | Reduce -7.9% |
| NSC Norfolk Southern Corp. | 0.53% | 4,578 | $1.1M | No change |
| ABBV Abbvie Inc. | 0.51% | 4,950 | $1.0M | Reduce -1.9% |
| VIG Vanguard Dividend Apprec ETF | 0.50% | 5,228 | $1.0M | Reduce -7.5% |
| XLF SS Financial Select Sector | 0.49% | 20,028 | $998K | No change |
| ORCL Oracle Corp. | 0.49% | 7,104 | $993K | Reduce -0.4% |
| CVX Chevron Corp. | 0.47% | 5,787 | $968K | Reduce -14.8% |
| TRV The Travelers Cos Inc. | 0.46% | 3,552 | $939K | Reduce -21.8% |
| DHR Danaher Corp. | 0.46% | 4,546 | $932K | Reduce -0.2% |
| ENB Enbridge Inc. | 0.45% | 20,923 | $927K | No change |
| IWF iShares Russell 1000 Growth | 0.44% | 2,472 | $893K | No change |
| JNJ Johnson & Johnson | 0.43% | 5,342 | $886K | Reduce -0.2% |
| IGSB iShares 1-5Y Inv Grade Corp. | 0.43% | 16,792 | $879K | No change |
| ES Eversource Energy | 0.43% | 14,114 | $877K | No change |
| VTI VG Morningstar TS MKT ETF-US | 0.42% | 3,115 | $856K | Reduce -4.2% |
| RTX RTX Corp. | 0.41% | 6,333 | $839K | No change |
| AVGO Broadcom Inc. | 0.41% | 4,995 | $836K | Reduce -17.5% |
| HON Honeywell International Inc. | 0.41% | 3,920 | $830K | No change |
| AGG iShares Core U.S. Aggregate | 0.40% | 8,307 | $822K | Reduce -0.6% |
| LMT Lockheed Martin Corp. | 0.40% | 1,827 | $816K | Reduce -7.6% |
| AXP American Express Co. | 0.36% | 2,754 | $741K | No change |
| TMO Thermo Fisher Scientific Inc. | 0.34% | 1,391 | $692K | Add +1.2% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.32% | 1,243 | $662K | No change |
| SO The Southern Co. | 0.31% | 6,796 | $625K | No change |
| GE General Electric filed as GE AEROSPACE | 0.30% | 3,098 | $620K | Add +158.8% |
| BMY Bristol-Myers Squibb Co. | 0.30% | 10,137 | $618K | Add +0.4% |
| MDLZ Mondelez International Inc. Class A | 0.30% | 9,112 | $618K | Reduce -0.6% |
| LOW Lowe's Cos Inc. | 0.30% | 2,621 | $611K | No change |
| LIN Linde PLC | 0.29% | 1,296 | $603K | Reduce -12.0% |
| MUB iShares National Muni Bond E | 0.29% | 5,562 | $586K | No change |
| AMT American Tower Corp. | 0.28% | 2,638 | $574K | Reduce -27.0% |
| QQQ Invesco QQQ Trust Series 1 | 0.27% | 1,184 | $555K | Add +6.9% |
| VDE Vanguard Energy ETF | 0.27% | 4,229 | $549K | No change |
| CAT Caterpillar Inc. | 0.27% | 1,657 | $546K | No change |
| NVO Novo-Nordisk A/S-Spons ADR | 0.26% | 7,615 | $529K | Add +14.4% |
| UNP Union Pacific Corp. | 0.26% | 2,227 | $526K | Reduce -20.6% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.25% | 2,096 | $521K | Add +2.2% |
| KO The Coca-Cola Co. | 0.25% | 7,184 | $514K | Reduce -0.1% |
| KMB Kimberly-Clark Corp. | 0.25% | 3,599 | $512K | Reduce -0.8% |
| CSCO Cisco Systems Inc. | 0.25% | 8,258 | $510K | Add +0.5% |
| IVV iShares Core S&P 500 ETF | 0.24% | 871 | $489K | No change |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.24% | 11,636 | $485K | No change |
| MRK Merck & Co. Inc. | 0.23% | 5,343 | $480K | Reduce -6.0% |
| AWK American Water Works Co. Inc. | 0.23% | 3,227 | $476K | Reduce -12.2% |
| CASY Casey's General Stores Inc. | 0.23% | 1,090 | $473K | Add +3.1% |
| MGC Vngrd Mrngstr MG Cap ETF-Usd | 0.23% | 2,327 | $469K | No change |
| BLK BlackRock Inc. | 0.22% | 480 | $454K | No change |
| T AT&T Inc. | 0.22% | 15,688 | $443K | No change |
| VEU Vanguard Ftse All-World Ex-U | 0.22% | 7,301 | $443K | No change |
| INTU Intuit Inc. | 0.21% | 705 | $433K | No change |
| IVE iShares S&P 500 Value ETF | 0.21% | 2,243 | $427K | No change |
| GLD SPDR Gold Shares | 0.20% | 1,430 | $412K | No change |
| NEE Nextera Energy Inc. | 0.19% | 5,555 | $394K | No change |
| AMGN Amgen Inc. | 0.19% | 1,251 | $390K | Reduce -4.9% |
| IWB iShares Russell 1000 ETF | 0.19% | 1,263 | $387K | No change |
| CME Cme Group Inc. | 0.19% | 1,448 | $384K | Reduce -4.8% |
| MMM 3M Co. | 0.19% | 2,592 | $381K | No change |
| BIDD iShares International Divide | 0.19% | 14,640 | $379K | No change |
| FISV Fiserv Inc. | 0.18% | 1,700 | $375K | No change |
| DUK Duke Energy Corp. | 0.18% | 3,073 | $375K | No change |
| GOOG Alphabet Inc. Class C | 0.17% | 2,282 | $357K | Reduce -4.1% |
| TSCO Tractor Supply Company | 0.17% | 6,345 | $350K | Reduce -18.7% |
| ADBE Adobe Inc. | 0.17% | 894 | $343K | Reduce -3.7% |
| CMF iShares California Muni Bond | 0.17% | 6,031 | $339K | New |
| UNH Unitedhealth Group Inc. | 0.17% | 647 | $339K | No change |
Other holdings (1): bonds, preferreds, convertibles and warrants · $38K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| WELLS FARGO & COMPANY (WFC 7.5 PERP L) | PERP PFD CNV A | 32 | $38K | No change |
Total filed on the 13F, all lines: $204.6M.
Portfolio Sells Q4 2024 → Q1 2025
| IJH iShares Core S&P Midcap ETF | Reduce -5.9% | 4.53% | −0.64 |
| AAPL Apple Inc. | Reduce -1.6% | 2.38% | −0.36 |
| AVGO Broadcom Inc. | Reduce -17.5% | 0.41% | −0.28 |
| IJR iShares Core S&P Small-Cap E | Reduce -7.5% | 1.34% | −0.27 |
| ZTS Zoetis Inc. | Reduce -65.5% | 0.11% | −0.20 |
| MDY State Street SPDR S&P Midcap | Reduce -0.2% | 1.77% | −0.13 |
| FLOT iShares Floating Rate Bond E | Reduce -17.5% | 0.57% | −0.12 |
| ORCL Oracle Corp. | Reduce -0.4% | 0.49% | −0.10 |
| HD Home Depot Inc. | Reduce -6.6% | 0.60% | −0.09 |
| ACN Accenture PLC Class A | Reduce -0.5% | 0.61% | −0.09 |
| TRV The Travelers Cos Inc. | Reduce -21.8% | 0.46% | −0.08 |
| LMT Lockheed Martin Corp. | Reduce -7.6% | 0.40% | −0.07 |
| PLAB Photronics Inc. | Reduce -50.0% | 0.05% | −0.07 |
| TJX TJX Companies Inc. | Reduce -9.1% | 0.66% | −0.06 |
| TGT Target Corp. | Reduce -10.5% | 0.14% | −0.06 |
| PEP Pepsico Inc. | Reduce -7.9% | 0.55% | −0.06 |
| DHR Danaher Corp. | Reduce -0.2% | 0.46% | −0.06 |
| IVW iShares S&P 500 Growth ETF | Reduce -0.4% | 0.55% | −0.06 |
| UNP Union Pacific Corp. | Reduce -20.6% | 0.26% | −0.06 |
| GOOG Alphabet Inc. Class C | Reduce -4.1% | 0.17% | −0.05 |
| VIG Vanguard Dividend Apprec ETF | Reduce -7.5% | 0.50% | −0.05 |
| AMT American Tower Corp. | Reduce -27.0% | 0.28% | −0.05 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -4.2% | 0.42% | −0.04 |
| MRK Merck & Co. Inc. | Reduce -6.0% | 0.23% | −0.04 |
| PG The Procter & Gamble Co. | Reduce -5.0% | 0.99% | −0.04 |
| ADBE Adobe Inc. | Reduce -3.7% | 0.17% | −0.04 |
| ESGV Vanguard ESG US Stock ETF | Reduce -29.7% | 0.07% | −0.03 |
| TSCO Tractor Supply Company | Reduce -18.7% | 0.17% | −0.03 |
| META Meta Platforms Inc. Class A | Reduce -3.1% | 0.59% | −0.03 |
| VOO Vanguard S&P 500 ETF | Reduce -22.0% | 0.08% | −0.03 |
| DOW Dow Inc. | Reduce -15.6% | 0.07% | −0.03 |
| NBTB N B T Bancorp Inc. | Reduce -7.6% | 0.11% | −0.02 |
| VNQ Vanguard Real Estate ETF | Reduce -45.5% | 0.03% | −0.02 |
| VYM Vanguard High DVD Yield ETF | Reduce -1.2% | 2.73% | −0.02 |
| VXF Vanguard Extended Market ETF | Reduce -4.8% | 0.08% | −0.01 |
| XYL Xylem Inc. | Reduce -84.8% | 0.00% | −0.01 |
| CCI Crown Castle Inc. | Sold out | 0.00% | −0.01 |
| CVX Chevron Corp. | Reduce -14.8% | 0.47% | −0.01 |
| PYPL PayPal Holdings Inc. | Reduce -35.3% | 0.01% | −0.01 |
| ESGE iShares Inc. iShares ESG Awar | Reduce -15.3% | 0.06% | −0.01 |
| DIA SS SPDR Dow Jones Indus Avg | Reduce -12.6% | 0.05% | −0.01 |
| LIN Linde PLC | Reduce -12.0% | 0.29% | −0.01 |
| FCX Freeport-McMoran Inc. | Reduce -72.7% | 0.00% | −0.01 |
| SDY SS SPDR S&P Dividend ETF | Reduce -2.8% | 0.97% | −0.01 |
| TXN Texas Instruments Inc. | Reduce -5.2% | 0.07% | −0.01 |
| CMCSA Comcast Corp. Class A | Reduce -8.0% | 0.06% | −0.01 |
| IWP iShares Russell Mid-Cap Grow | Reduce -1.3% | 0.06% | −0.01 |
| MET Metlife Inc. | Reduce -2.9% | 0.09% | −0.01 |
| IWO iShares Russell 2000 Growth | Reduce -2.4% | 0.03% | −0.00 |
| PFF iShares Preferred & Income S | Reduce -5.3% | 0.05% | −0.00 |
Portfolio Buys Q4 2024 → Q1 2025
| SPHQ Invesco S&P 500 Quality ETF | Add +12.6% | 14.18% | +1.38 |
| GVI iShares Intermediate Governm | Add +20.0% | 1.76% | +0.31 |
| GE General Electric | Add +158.8% | 0.30% | +0.20 |
| CMF iShares California Muni Bond | New | 0.17% | +0.17 |
| CALI Ishrs SH-TRM Ca Muni Act ETF | New | 0.12% | +0.12 |
| EOG EOG Resources Inc. | Add +132.7% | 0.16% | +0.10 |
| XOM Exxon Mobil Corp. | Add +0.8% | 0.93% | +0.09 |
| CBRE CBRE Group Inc. Class A | New | 0.06% | +0.06 |
| SYK Stryker Corp. | Add +5.7% | 0.61% | +0.05 |
| JPM JPMorgan Chase & Co. | Add +1.1% | 1.54% | +0.04 |
| IBM Intl Business Machines Corp. | Add +2.2% | 0.25% | +0.03 |
| CASY Casey's General Stores Inc. | Add +3.1% | 0.23% | +0.03 |
| XLV SS Health Care Select Sector | Add +50.3% | 0.06% | +0.02 |
| BMY Bristol-Myers Squibb Co. | Add +0.4% | 0.30% | +0.02 |
| GEV GE Vernova Inc. | Add +67.0% | 0.05% | +0.02 |
| IEFA iShares Core MSCI Eafe ETF | Add +67.9% | 0.03% | +0.01 |
| CMG Chipotle Mexican Grill Inc. | Add +86.0% | 0.04% | +0.01 |
| CRM Salesforce Inc. | Add +78.7% | 0.04% | +0.01 |
| CSCO Cisco Systems Inc. | Add +0.5% | 0.25% | +0.01 |
| VZ Verizon Communications Inc. | Add +3.3% | 0.07% | +0.01 |
| IBIT iShares Bitcoin Trust ETF | Add +90.9% | 0.02% | +0.01 |
| GSK GSK PLC-Spon ADR | Add +5.0% | 0.05% | +0.01 |
| LNC Lincoln National Corp. | New | 0.00% | +0.00 |
| ET Energy Transfer LP | New | 0.00% | +0.00 |
| SLB SLB Ltd. | Add +251.1% | 0.00% | +0.00 |
| BAX Baxter International Inc. | New | 0.00% | +0.00 |
| GEHC GE Healthcare Technology | Add +21.5% | 0.01% | +0.00 |
| FSK FS KKR Capital Corp. | New | 0.00% | +0.00 |
| HEI Heico Corp. | New | 0.00% | +0.00 |
| OGN Organon & Co. | New | 0.00% | +0.00 |
| RIO Rio Tinto PLC-Spon ADR | New | 0.00% | +0.00 |
| CAG Conagra Brands Inc. | New | 0.00% | +0.00 |
| DPZ Domino's Pizza Inc. | New | 0.00% | +0.00 |
| KVUE Kenvue Inc. | New | 0.00% | +0.00 |
| OXY Occidental Petroleum Corp. | New | 0.00% | +0.00 |
| IXP iShares Global Comm Services | Add +82.5% | 0.00% | +0.00 |
| BBWI Bath & Body Works Inc. | New | 0.00% | +0.00 |
| XLC SS Comm Select Sector SPDR | Add +78.6% | 0.00% | +0.00 |
| DG Dollar General Corp. | New | 0.00% | +0.00 |
| TRFK Pacer Data and Digital Rev | Add +75.9% | 0.00% | +0.00 |
| VOD Vodafone Group PLC-SP ADR | New | 0.00% | +0.00 |
| PFE Pfizer Inc. | Add +5.9% | 0.15% | +0.00 |
| WHR Whirlpool Corp. | Add +47.5% | 0.01% | +0.00 |
| WAB Wabtec Corp. | New | 0.00% | +0.00 |
| MNKD Mannkind Corp. | New | 0.00% | +0.00 |
| KHC The Kraft Heinz Co. | Add +1.8% | 0.01% | 0.00 |
| MCHP Microchip Technology Inc. | Add +14.5% | 0.06% | −0.00 |
| UPS United Parcel Service Class B | Add +3.7% | 0.04% | −0.00 |
| QQQ Invesco QQQ Trust Series 1 | Add +6.9% | 0.27% | −0.01 |
| TMO Thermo Fisher Scientific Inc. | Add +1.2% | 0.34% | −0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 321 | $248.9M | SPHQ, BRK.A, IJH, SPY, IWM |
| Q1 2026 | 319 | $228.1M | SPHQ, BRK.A, IJH, SPY, IWM |
| Q4 2025 | 320 | $230.8M | SPHQ, BRK.A, SPY, IJH, MSFT |
| Q2 2025 | 281 | $217.6M | SPHQ, BRK.A, SPY, IJH, MSFT |
| Q1 2025 | 306 | $204.6M | SPHQ, BRK.A, SPY, IJH, MSFT |
| Q4 2024 | 289 | $203.3M | SPHQ, BRK.A, SPY, IJH, MSFT |
| Q3 2024 | 296 | $204.0M | SPHQ, BRK.A, IJH, SPY, MSFT |
| Q2 2024 | 296 | $190.4M | SPHQ, BRK.A, SPY, IJH, MSFT |
| Q1 2024 | 295 | $191.2M | BRK.A, SPHQ, IJH, SPY, MSFT |