W.H. Cornerstone Investments Inc.
In its 13F for Q1 2024 (holdings as of March 31, 2024, filed May 6, 2024), W.H. Cornerstone Investments Inc. reported 131 stock positions worth $138.8 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 7.7% of the portfolio, followed by Microsoft (MSFT, 4.6%) and Amazon.com (AMZN, 4.2%). Compared with Q4 2023, it opened 11 new positions, sold out of 7, added to 66 and reduced 51. The biggest buy was VG Morningstar TS MKT ETF-US (VTI, shares +39%) and the biggest sale Ste STR SPDR PT S&P 500 ETF (SPYM, shares −26%).
- Most Recent 13F
- Q2 2026
- Location
- KINGSTON, MA
- CIK
- 0001940823
- Portfolio Value
- $138.8M (Q1 2024)
- SEC Filing
- 0001940823-24-000004 ↗ filed May 6, 2024
Holdings Value
Holdings 131 stocks · $138.8M
| VTI VG Morningstar TS MKT ETF-US | 7.68% | 40,992 | $10.7M | Add +39.2% |
| MSFT Microsoft Corp. | 4.62% | 15,221 | $6.4M | Reduce -1.0% |
| AMZN Amazon.com Inc. | 4.22% | 32,470 | $5.9M | Add +0.6% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 4.02% | 90,705 | $5.6M | Reduce -25.7% |
| BNDX Vanguard Total Intl Bond ETF | 3.75% | 105,669 | $5.2M | Add +57.6% |
| AAPL Apple Inc. | 3.62% | 29,304 | $5.0M | Reduce -10.3% |
| COST Costco Wholesale Corp. | 3.43% | 6,494 | $4.8M | Add +0.1% |
| VCIT Vanguard Int-Term Corporate | 3.24% | 55,843 | $4.5M | Add +78.8% |
| VCSH Vanguard S/T Corp. Bond ETF | 3.09% | 55,386 | $4.3M | Add +45.1% |
| GOOGL Alphabet Inc. Class A | 2.87% | 26,419 | $4.0M | Add +1.0% |
| VEA Vanguard Ftse Developed ETF | 2.09% | 57,899 | $2.9M | Add +60.3% |
| SCHR Schwab Intermediate-Term US | 1.96% | 55,337 | $2.7M | Add +93.5% |
| BND Vanguard Total Bond Market | 1.83% | 35,058 | $2.5M | Reduce -14.8% |
| DFSV Dimensional US Small Cap Val | 1.48% | 68,275 | $2.1M | Add +75.1% |
| IVV iShares Core S&P 500 ETF | 1.47% | 3,866 | $2.0M | Add +0.3% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.10% | 2,926 | $1.5M | Add +0.1% |
| SPGI S&P Global Inc. | 1.08% | 3,517 | $1.5M | Reduce -1.4% |
| CMCSA Comcast Corp. Class A | 1.06% | 33,778 | $1.5M | Reduce -7.1% |
| PG The Procter & Gamble Co. | 1.00% | 8,559 | $1.4M | Add +0.6% |
| LOW Lowe's Cos Inc. | 1.00% | 5,434 | $1.4M | Reduce -4.9% |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.98% | 3,402 | $1.4M | Add +0.4% |
| JNJ Johnson & Johnson | 0.95% | 8,361 | $1.3M | Reduce -5.8% |
| EOG EOG Resources Inc. | 0.94% | 10,226 | $1.3M | Reduce -15.7% |
| CB Chubb Ltd. | 0.91% | 4,879 | $1.3M | Add +6.8% |
| V Visa Inc. Class A | 0.89% | 4,439 | $1.2M | Reduce -3.4% |
| QUAL iShares MSCI USA Quality Fac | 0.88% | 7,462 | $1.2M | Reduce -27.0% |
| TMO Thermo Fisher Scientific Inc. | 0.88% | 2,101 | $1.2M | Add +0.1% |
| FDX FedEx Corp. | 0.85% | 4,074 | $1.2M | Reduce -4.3% |
| SHW The Sherwin-Williams Co. | 0.82% | 3,290 | $1.1M | Add +0.2% |
| XLE SS Energy Select Sector | 0.82% | 12,065 | $1.1M | Reduce -0.4% |
| EFV iShares MSCI Eafe Value ETF | 0.82% | 20,797 | $1.1M | Reduce -27.3% |
| MUNI PIMCO Intermediate Municipal | 0.80% | 21,236 | $1.1M | Add +0.8% |
| WMT Walmart Inc. | 0.80% | 18,404 | $1.1M | Reduce -4.4% |
| APD Air Products & Chemicals Inc. | 0.75% | 4,313 | $1.0M | Reduce -18.2% |
| IWB iShares Russell 1000 ETF | 0.74% | 3,559 | $1.0M | Reduce -30.4% |
| DHR Danaher Corp. | 0.73% | 4,031 | $1.0M | Add +3.0% |
| EFG iShares MSCI Eafe Growth ETF | 0.72% | 9,568 | $993K | Reduce -26.6% |
| INGR Ingredion Inc. | 0.71% | 8,488 | $992K | Reduce -1.8% |
| LIN Linde PLC | 0.70% | 2,089 | $970K | Reduce -2.0% |
| LLY Eli Lilly & Co. | 0.68% | 1,213 | $944K | Add +44.6% |
| BDX Becton Dickinson and Co. | 0.67% | 3,741 | $926K | Add +4.6% |
| DISV Dimensional International SM | 0.66% | 33,472 | $910K | Add +69.6% |
| SUB iShares Short-Term National | 0.64% | 8,531 | $893K | Reduce -16.0% |
| INTU Intuit Inc. | 0.64% | 1,373 | $892K | Add +72.3% |
| SYY Sysco Corp. | 0.64% | 10,976 | $891K | Add +5.9% |
| DFEM Dimensional Emrg MRKT Core | 0.64% | 34,638 | $883K | Add +51.4% |
| AFL Aflac Inc. | 0.64% | 10,269 | $882K | Add +0.6% |
| UNH Unitedhealth Group Inc. | 0.63% | 1,778 | $880K | Add +10.8% |
| MUB iShares National Muni Bond E | 0.61% | 7,850 | $845K | Reduce -15.8% |
| SCHZ Schwab US Aggregate Bond ETF | 0.59% | 17,867 | $822K | Reduce -32.9% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 0.55% | 16,727 | $763K | Reduce -26.0% |
| DFGR Dim Global Real Estate ETF | 0.55% | 29,733 | $759K | Add +68.4% |
| ESGU iShares ESG Aware MSCI USA | 0.54% | 6,513 | $749K | Reduce -14.2% |
| ECL Ecolab Inc. | 0.52% | 3,102 | $716K | Add +0.1% |
| XOM Exxon Mobil Corp. | 0.50% | 6,023 | $700K | Add +0.8% |
| WST West Pharmaceutical Services | 0.50% | 1,755 | $694K | Add +0.4% |
| CVX Chevron Corp. | 0.49% | 4,326 | $682K | Reduce -1.3% |
| VGIT Vanguard Intermediate-Term T | 0.49% | 11,613 | $680K | Add +0.1% |
| UPS United Parcel Service Class B | 0.47% | 4,344 | $646K | Reduce -14.2% |
| RSG Republic Services Inc. | 0.46% | 3,327 | $637K | Add +0.3% |
| PEP Pepsico Inc. | 0.43% | 3,397 | $595K | Add +2.1% |
| SCHB Schwab US Broad Market ETF | 0.40% | 9,186 | $561K | Reduce -7.6% |
| ABT Abbott Laboratories | 0.40% | 4,847 | $551K | Add +0.5% |
| ADBE Adobe Inc. | 0.40% | 1,090 | $550K | Add +14.6% |
| BLK BlackRock Finance Inc. | 0.39% | 646 | $538K | Add +0.3% |
| CVS CVS Health Corp. | 0.37% | 6,511 | $519K | Add +61.4% |
| BALL Ball Corp. | 0.37% | 7,525 | $507K | Add +0.2% |
| ES Eversource Energy | 0.36% | 8,313 | $497K | Reduce -21.1% |
| NOW ServiceNow Inc. | 0.35% | 631 | $481K | New |
| IEMG iShares Core MSCI Emerging | 0.34% | 9,038 | $466K | Reduce -28.5% |
| TGT Target Corp. | 0.34% | 2,624 | $465K | Add +0.7% |
| PHM Pultegroup Inc. | 0.33% | 3,840 | $463K | Add +20.4% |
| ACN Accenture PLC Class A | 0.33% | 1,324 | $459K | Add +30.6% |
| KO The Coca-Cola Co. | 0.33% | 7,383 | $452K | No change |
| CHD Church & Dwight Co. Inc. | 0.32% | 4,317 | $450K | Add +0.1% |
| SLB SLB Ltd. filed as SCHLUMBERGER LTD | 0.31% | 7,791 | $427K | Reduce -37.7% |
| ITOT iShares Core S&P Total U.S. | 0.31% | 3,676 | $424K | Add +0.3% |
| CSCO Cisco Systems Inc. | 0.30% | 8,281 | $413K | Add +0.6% |
| JPM JPMorgan Chase & Co. | 0.29% | 2,025 | $406K | Add +33.6% |
| CLX Clorox Company | 0.29% | 2,637 | $404K | Add +0.8% |
| IYW iShares Ustechnology ETF | 0.29% | 2,950 | $398K | Reduce -27.0% |
| ADP Automatic Data Processing | 0.29% | 1,591 | $397K | Add +0.6% |
| USMV iShares MSCI USA Min Vol Fac | 0.28% | 4,660 | $389K | Reduce -27.1% |
| WTRG Essential Utilities Inc. | 0.28% | 10,438 | $387K | Add +0.9% |
| VNQ Vanguard Real Estate ETF | 0.28% | 4,418 | $382K | Add +0.8% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.27% | 7,470 | $378K | Add +0.5% |
| DSI iShares ESG MSCI KLD 400 ETF | 0.26% | 3,624 | $365K | Reduce -1.3% |
| MA Mastercard Inc. Class A | 0.26% | 754 | $363K | New |
| HD Home Depot Inc. | 0.26% | 944 | $362K | Add +0.5% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.26% | 3,549 | $360K | Add +0.3% |
| PSA Public Storage | 0.26% | 1,237 | $359K | Reduce -16.4% |
| TIP iShares Tips Bond ETF | 0.26% | 3,312 | $356K | Reduce -25.1% |
| ETN Eaton Corp. PLC | 0.25% | 1,115 | $349K | New |
| TFLO iShares Treasury Floating Ra | 0.25% | 6,869 | $348K | Reduce -32.2% |
| MCD McDonald's Corp. | 0.25% | 1,211 | $342K | Reduce -19.9% |
| MCK McKesson Corp. | 0.23% | 594 | $319K | Add +15.6% |
| MBB iShares MBS ETF | 0.23% | 3,432 | $317K | Reduce -39.8% |
| BRO Brown & Brown Inc. | 0.22% | 3,537 | $310K | Add +0.2% |
| SCHW Schwab (charles) Corp. | 0.21% | 4,093 | $296K | Reduce -1.9% |
| CTAS Cintas Corp. | 0.21% | 428 | $294K | Add +0.2% |
Portfolio Sells Q4 2023 → Q1 2024
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -25.7% | 4.02% | −1.39 |
| AAPL Apple Inc. | Reduce -10.3% | 3.62% | −1.36 |
| BND Vanguard Total Bond Market | Reduce -14.8% | 1.83% | −0.56 |
| SCHZ Schwab US Aggregate Bond ETF | Reduce -32.9% | 0.59% | −0.39 |
| APD Air Products & Chemicals Inc. | Reduce -18.2% | 0.75% | −0.39 |
| EFV iShares MSCI Eafe Value ETF | Reduce -27.3% | 0.82% | −0.37 |
| IWB iShares Russell 1000 ETF | Reduce -30.4% | 0.74% | −0.32 |
| QUAL iShares MSCI USA Quality Fac | Reduce -27.0% | 0.88% | −0.31 |
| EFG iShares MSCI Eafe Growth ETF | Reduce -26.6% | 0.72% | −0.29 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Reduce -26.0% | 0.55% | −0.28 |
| BSCP Invesco Bulletshares 2025 CB | Reduce -52.7% | 0.21% | −0.27 |
| BSCO Invesco Bulletshares 2024 CB | Reduce -56.5% | 0.17% | −0.26 |
| EOG EOG Resources Inc. | Reduce -15.7% | 0.94% | −0.22 |
| CMCSA Comcast Corp. Class A | Reduce -7.1% | 1.06% | −0.21 |
| SLB SLB Ltd. | Reduce -37.7% | 0.31% | −0.21 |
| STIP iShares 0-5 Year Tips Bond E | Sold out | 0.00% | −0.21 |
| SUB iShares Short-Term National | Reduce -16.0% | 0.64% | −0.21 |
| BSCQ Invesco Bulletshares 2026 CB | Reduce -46.5% | 0.19% | −0.20 |
| SWKS Skyworks Solutions Inc. | Sold out | 0.00% | −0.20 |
| JKHY Jack Henry & Associates Inc. | Sold out | 0.00% | −0.20 |
| MBB iShares MBS ETF | Reduce -39.8% | 0.23% | −0.20 |
| MUB iShares National Muni Bond E | Reduce -15.8% | 0.61% | −0.19 |
| VNLA Janus Henderson Short Durati | Sold out | 0.00% | −0.18 |
| SPSM SS SPDR P S&P 600 Small Cap | Sold out | 0.00% | −0.18 |
| IEMG iShares Core MSCI Emerging | Reduce -28.5% | 0.34% | −0.17 |
| SPGI S&P Global Inc. | Reduce -1.4% | 1.08% | −0.17 |
| UPS United Parcel Service Class B | Reduce -14.2% | 0.47% | −0.17 |
| TSLA Tesla Inc. | Sold out | 0.00% | −0.16 |
| NEE Nextera Energy Inc. | Sold out | 0.00% | −0.16 |
| ES Eversource Energy | Reduce -21.1% | 0.36% | −0.16 |
| TFLO iShares Treasury Floating Ra | Reduce -32.2% | 0.25% | −0.15 |
| JNJ Johnson & Johnson | Reduce -5.8% | 0.95% | −0.15 |
| TIP iShares Tips Bond ETF | Reduce -25.1% | 0.26% | −0.12 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -27.1% | 0.28% | −0.12 |
| MCD McDonald's Corp. | Reduce -19.9% | 0.25% | −0.11 |
| IYW iShares Ustechnology ETF | Reduce -27.0% | 0.29% | −0.11 |
| PSA Public Storage | Reduce -16.4% | 0.26% | −0.10 |
| ESGU iShares ESG Aware MSCI USA | Reduce -14.2% | 0.54% | −0.09 |
| GOVT iShares US Treasury Bond ETF | Reduce -27.0% | 0.16% | −0.08 |
| IBTG iShares Ibonds Dec 2026 Term | Reduce -21.5% | 0.20% | −0.08 |
| IBTE iShares Ibonds Dec 2024 Term | Reduce -21.4% | 0.20% | −0.08 |
| IBTF iShares Ibonds Dec 2025 Term | Reduce -22.8% | 0.18% | −0.08 |
| IVW iShares S&P 500 Growth ETF | Reduce -28.5% | 0.21% | −0.08 |
| V Visa Inc. Class A | Reduce -3.4% | 0.89% | −0.06 |
| DE Deere & Co. | Reduce -15.3% | 0.16% | −0.04 |
| SCHB Schwab US Broad Market ETF | Reduce -7.6% | 0.40% | −0.03 |
| INGR Ingredion Inc. | Reduce -1.8% | 0.71% | −0.03 |
| CVX Chevron Corp. | Reduce -1.3% | 0.49% | −0.03 |
| CRM Salesforce Inc. | Reduce -12.8% | 0.20% | −0.02 |
| SCHW Schwab (charles) Corp. | Reduce -1.9% | 0.21% | −0.01 |
Portfolio Buys Q4 2023 → Q1 2024
| VTI VG Morningstar TS MKT ETF-US | Add +39.2% | 7.68% | +2.14 |
| VCIT Vanguard Int-Term Corporate | Add +78.8% | 3.24% | +1.23 |
| BNDX Vanguard Total Intl Bond ETF | Add +57.6% | 3.75% | +1.12 |
| SCHR Schwab Intermediate-Term US | Add +93.5% | 1.96% | +0.83 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +45.1% | 3.09% | +0.74 |
| VEA Vanguard Ftse Developed ETF | Add +60.3% | 2.09% | +0.72 |
| DFSV Dimensional US Small Cap Val | Add +75.1% | 1.48% | +0.58 |
| NOW ServiceNow Inc. | New | 0.35% | +0.35 |
| AMZN Amazon.com Inc. | Add +0.6% | 4.22% | +0.33 |
| LLY Eli Lilly & Co. | Add +44.6% | 0.68% | +0.29 |
| MA Mastercard Inc. Class A | New | 0.26% | +0.26 |
| DISV Dimensional International SM | Add +69.6% | 0.66% | +0.25 |
| ETN Eaton Corp. PLC | New | 0.25% | +0.25 |
| INTU Intuit Inc. | Add +72.3% | 0.64% | +0.25 |
| DHI D.R. Horton Inc. | New | 0.18% | +0.18 |
| DFEM Dimensional Emrg MRKT Core | Add +51.4% | 0.64% | +0.18 |
| DFGR Dim Global Real Estate ETF | Add +68.4% | 0.55% | +0.18 |
| AZO AutoZone Inc. | New | 0.18% | +0.18 |
| WMS Advanced Drainage Systems Inc. | New | 0.17% | +0.17 |
| KLAC KLA Corp. | New | 0.16% | +0.16 |
| XLC SS Comm Select Sector SPDR | New | 0.16% | +0.16 |
| XLB SS Materials Select Sector | New | 0.15% | +0.15 |
| XLK SS Technology Select Sector | New | 0.15% | +0.15 |
| XLI SS Industrial Select Sector | New | 0.15% | +0.15 |
| CVS CVS Health Corp. | Add +61.4% | 0.37% | +0.12 |
| CB Chubb Ltd. | Add +6.8% | 0.91% | +0.09 |
| JPM JPMorgan Chase & Co. | Add +33.6% | 0.29% | +0.09 |
| PHM Pultegroup Inc. | Add +20.4% | 0.33% | +0.07 |
| ACN Accenture PLC Class A | Add +30.6% | 0.33% | +0.05 |
| MCK McKesson Corp. | Add +15.6% | 0.23% | +0.04 |
| SYY Sysco Corp. | Add +5.9% | 0.64% | +0.04 |
| TGT Target Corp. | Add +0.7% | 0.34% | +0.04 |
| COST Costco Wholesale Corp. | Add +0.1% | 3.43% | +0.04 |
| XOM Exxon Mobil Corp. | Add +0.8% | 0.50% | +0.03 |
| ECL Ecolab Inc. | Add +0.1% | 0.52% | +0.03 |
| RSG Republic Services Inc. | Add +0.3% | 0.46% | +0.03 |
| BRO Brown & Brown Inc. | Add +0.2% | 0.22% | +0.02 |
| BALL Ball Corp. | Add +0.2% | 0.37% | +0.02 |
| TSCO Tractor Supply Company | Add +1.8% | 0.18% | +0.02 |
| ORCL Oracle Corp. | Add +0.3% | 0.20% | +0.02 |
| WST West Pharmaceutical Services | Add +0.4% | 0.50% | +0.01 |
| PG The Procter & Gamble Co. | Add +0.6% | 1.00% | +0.01 |
| SHW The Sherwin-Williams Co. | Add +0.2% | 0.82% | +0.01 |
| RTX RTX Corp. | Add +0.6% | 0.18% | +0.01 |
| DHR Danaher Corp. | Add +3.0% | 0.73% | +0.01 |
| CTAS Cintas Corp. | Add +0.2% | 0.21% | +0.01 |
| IVV iShares Core S&P 500 ETF | Add +0.3% | 1.47% | +0.01 |
| HD Home Depot Inc. | Add +0.5% | 0.26% | +0.00 |
| CHD Church & Dwight Co. Inc. | Add +0.1% | 0.32% | +0.00 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +0.1% | 1.10% | +0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 141 | $176.8M | VTI, VEA, AAPL, GOOGL, VCSH |
| Q1 2026 | 129 | $160.0M | VTI, VEA, AAPL, VCSH, VCIT |
| Q4 2025 | 113 | $165.9M | VTI, AAPL, VEA, VCSH, VCIT |
| Q3 2025 | 115 | $164.0M | VTI, AAPL, VCSH, MSFT, VCIT |
| Q2 2025 | 115 | $157.8M | VTI, MSFT, VCIT, VCSH, AAPL |
| Q1 2025 | 110 | $144.7M | VTI, VCIT, BNDX, VCSH, AAPL |
| Q4 2024 | 118 | $149.8M | VTI, BNDX, VCIT, AAPL, AMZN |
| Q3 2024 | 121 | $148.1M | VTI, BNDX, VCIT, AAPL, MSFT |
| Q2 2024 | 122 | $141.1M | VTI, MSFT, BNDX, AMZN, AAPL |
| Q1 2024 | 131 | $138.8M | VTI, MSFT, AMZN, SPYM, BNDX |