W.H. Cornerstone Investments Inc.
In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 28, 2026), W.H. Cornerstone Investments Inc. reported 129 stock positions worth $160.0 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 13.3% of the portfolio, followed by Vanguard Ftse Developed ETF (VEA, 5.0%) and Apple (AAPL, 4.3%). Compared with Q4 2025, it opened 21 new positions, sold out of 5, added to 52 and reduced 48. The biggest buy was Vanguard Total Intl Bond ETF (BNDX, shares +69%) and the biggest sale Dimsnl Intr CF in ETF-Usd (DFGX, shares −49%).
- Most Recent 13F
- Q2 2026
- Location
- KINGSTON, MA
- CIK
- 0001940823
- Portfolio Value
- $160.0M (Q1 2026)
- SEC Filing
- 0002063364-26-000122 ↗ filed Apr 28, 2026
Holdings Value
Holdings 129 stocks · $160.0M
| VTI VG Morningstar TS MKT ETF-US | 13.29% | 66,267 | $21.3M | Add +3.4% |
| VEA Vanguard Ftse Developed ETF | 5.03% | 125,499 | $8.0M | Add +11.8% |
| AAPL Apple Inc. | 4.26% | 26,858 | $6.8M | Reduce -3.0% |
| VCSH Vanguard S/T Corp. Bond ETF | 4.26% | 85,901 | $6.8M | Reduce -1.6% |
| VCIT Vanguard Int-Term Corporate | 3.76% | 72,779 | $6.0M | Reduce -5.7% |
| BNDX Vanguard Total Intl Bond ETF | 3.71% | 123,415 | $5.9M | Add +69.4% |
| SCHR Schwab Intermediate-Term US | 3.18% | 203,985 | $5.1M | Reduce -1.3% |
| GOOGL Alphabet Inc. Class A | 3.13% | 17,439 | $5.0M | Reduce -6.8% |
| MSFT Microsoft Corp. | 2.89% | 12,492 | $4.6M | Reduce -6.2% |
| AMZN Amazon.com Inc. | 2.85% | 21,927 | $4.6M | Reduce -5.1% |
| COST Costco Wholesale Corp. | 2.65% | 4,251 | $4.2M | Add +5.4% |
| SCHO Schwab Short-Term US Treas | 2.02% | 133,466 | $3.2M | Add +5.5% |
| DFSV Dimensional US Small Cap Val | 1.95% | 89,088 | $3.1M | Reduce -20.1% |
| DFEM Dimensional Emrg MRKT Core | 1.72% | 79,680 | $2.8M | Reduce -23.1% |
| IVV iShares Core S&P 500 ETF | 1.60% | 3,921 | $2.6M | Add +0.3% |
| DFGX Dimsnl Intr CF in ETF-Usd Inc. | 1.54% | 47,120 | $2.5M | Reduce -49.2% |
| WMT Walmart Inc. | 1.23% | 15,816 | $2.0M | Reduce -0.0% |
| JNJ Johnson & Johnson | 1.18% | 7,721 | $1.9M | Add +0.5% |
| XOM Exxon Mobil Corp. | 1.14% | 10,721 | $1.8M | Reduce -15.1% |
| PG The Procter & Gamble Co. | 1.09% | 12,104 | $1.7M | Reduce -12.5% |
| DIA SS SPDR Dow Jones Indus Avg filed as STATE STR SPDR DOW JONES IND | 1.08% | 3,724 | $1.7M | Add +0.4% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.00% | 2,459 | $1.6M | Add +11.5% |
| DISV Dimensional International SM | 0.97% | 39,392 | $1.6M | Reduce -22.4% |
| V Visa Inc. Class A | 0.90% | 4,787 | $1.4M | Reduce -14.9% |
| MUNI PIMCO Intermediate Municipal | 0.87% | 26,788 | $1.4M | Add +38.6% |
| NVDA Nvidia Corp. | 0.87% | 7,938 | $1.4M | Reduce -10.7% |
| DFGR Dim Global Real Estate ETF | 0.86% | 51,597 | $1.4M | Reduce -8.0% |
| IWB iShares Russell 1000 ETF | 0.79% | 3,561 | $1.3M | Add +0.3% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.79% | 16,469 | $1.3M | Reduce -0.6% |
| ECL Ecolab Inc. | 0.79% | 4,724 | $1.3M | Add +4.1% |
| SCHB Schwab US Broad Market ETF | 0.76% | 48,348 | $1.2M | Reduce -21.6% |
| TMO Thermo Fisher Scientific Inc. | 0.75% | 2,451 | $1.2M | Reduce -37.4% |
| XLE SS Energy Select Sector | 0.73% | 19,145 | $1.2M | Reduce -1.2% |
| MUB iShares National Muni Bond E | 0.71% | 10,701 | $1.1M | Add +35.6% |
| AFL Aflac Inc. | 0.70% | 10,241 | $1.1M | Add +0.5% |
| SYY Sysco Corp. | 0.66% | 14,812 | $1.1M | Add +26.4% |
| MDT Medtronic PLC | 0.64% | 11,837 | $1.0M | Reduce -23.3% |
| AVUV Avantis US Small Cap Value | 0.56% | 8,101 | $895K | Add +160.3% |
| ETN Eaton Corp. PLC | 0.56% | 2,499 | $894K | Reduce -18.1% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.52% | 16,810 | $839K | Add +0.3% |
| SHW The Sherwin-Williams Co. | 0.52% | 2,606 | $835K | Add +0.2% |
| GS Goldman Sachs Group Inc. | 0.52% | 975 | $825K | Reduce -46.0% |
| AEP American Electric Power | 0.47% | 5,738 | $752K | Reduce -48.1% |
| BLK BlackRock Inc. | 0.46% | 764 | $734K | Add +35.9% |
| ATO Atmos Energy Corp. | 0.46% | 3,961 | $732K | Reduce -48.2% |
| RSG Republic Services Inc. | 0.45% | 3,305 | $724K | Add +0.3% |
| VGIT Vanguard Intermediate-Term T | 0.45% | 12,119 | $722K | Add +0.6% |
| LIN Linde PLC | 0.42% | 1,350 | $669K | Add +63.0% |
| LOW Lowe's Cos Inc. | 0.41% | 2,785 | $658K | Add +33.1% |
| CSCO Cisco Systems Inc. | 0.39% | 8,010 | $622K | Reduce -0.1% |
| TMUS T-Mobile US Inc. | 0.39% | 2,945 | $619K | Add +12.6% |
| CVX Chevron Corp. | 0.38% | 2,969 | $614K | New |
| META Meta Platforms Inc. Class A | 0.37% | 1,028 | $588K | Add +14.5% |
| LLY Eli Lilly & Co. | 0.36% | 626 | $576K | Add +0.2% |
| PPG PPG Industries Inc. | 0.36% | 5,330 | $570K | Reduce -35.9% |
| SUB iShares Short-Term National | 0.35% | 5,332 | $568K | Add +0.4% |
| IWM iShares Russell 2000 ETF | 0.35% | 2,257 | $560K | New |
| JPM JPMorgan Chase & Co. | 0.34% | 1,864 | $548K | Add +0.2% |
| ALLE Allegion PLC | 0.33% | 3,650 | $530K | Reduce -26.9% |
| EOG EOG Resources Inc. | 0.33% | 3,618 | $523K | Reduce -56.2% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.32% | 3,172 | $507K | Add +0.2% |
| AVDV Avantis Intl S/C Value ETF | 0.32% | 5,067 | $506K | New |
| ABT Abbott Laboratories | 0.32% | 4,922 | $505K | Add +0.6% |
| ADP Automatic Data Processing | 0.31% | 2,478 | $503K | Add +51.8% |
| PEP Pepsico Inc. | 0.31% | 3,214 | $499K | Add +103.5% |
| BDX Becton Dickinson and Co. | 0.31% | 3,132 | $492K | Reduce -10.3% |
| ITOT iShares Core S&P Total U.S. | 0.30% | 3,409 | $486K | Reduce -1.8% |
| AWK American Water Works Co. Inc. | 0.30% | 3,562 | $485K | Add +125.3% |
| EQIX Equinix Inc. | 0.27% | 447 | $438K | Reduce -61.6% |
| APD Air Products & Chemicals Inc. | 0.27% | 1,500 | $436K | Reduce -55.5% |
| KLAC KLA Corp. | 0.27% | 293 | $431K | No change |
| DSI iShares ESG MSCI KLD 400 ETF | 0.26% | 3,402 | $412K | Reduce -5.1% |
| AZO AutoZone Inc. | 0.25% | 120 | $405K | Reduce -53.3% |
| TSLA Tesla Inc. | 0.25% | 1,090 | $405K | Reduce -12.7% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.25% | 1,657 | $402K | Add +3.4% |
| DUK Duke Energy Corp. | 0.25% | 3,024 | $396K | New |
| ESGU iShares ESG Aware MSCI USA | 0.25% | 2,793 | $395K | Reduce -1.2% |
| AVGO Broadcom Inc. | 0.24% | 1,262 | $391K | Add +0.2% |
| CLS Celestica Inc. | 0.24% | 1,375 | $387K | No change |
| CB Chubb Ltd. | 0.24% | 1,188 | $387K | New |
| JMUB JPMorgan Municipal ETF | 0.24% | 7,627 | $381K | Add +0.1% |
| CHD Church & Dwight Co. Inc. | 0.24% | 4,041 | $377K | Add +0.3% |
| ABBV Abbvie Inc. | 0.23% | 1,717 | $373K | New |
| AMGN Amgen Inc. | 0.23% | 1,050 | $370K | Add +3.5% |
| KO The Coca-Cola Co. | 0.22% | 4,674 | $355K | Reduce -19.2% |
| ORCL Oracle Corp. | 0.21% | 2,249 | $331K | Add +1.1% |
| UNH Unitedhealth Group Inc. | 0.21% | 1,214 | $329K | New |
| MCD McDonald's Corp. | 0.20% | 1,028 | $320K | New |
| PSA Public Storage | 0.20% | 1,173 | $318K | Reduce -62.8% |
| IAGG iShares Intl Aggregate Bond | 0.20% | 6,318 | $316K | No change |
| MA Mastercard Inc. Class A | 0.20% | 628 | $314K | Add +0.2% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.19% | 1,421 | $309K | Add +0.6% |
| XLRE SS Real Estate Select Sector | 0.19% | 7,526 | $307K | Reduce -3.7% |
| HD Home Depot Inc. | 0.19% | 934 | $307K | Reduce -15.4% |
| TIP iShares Tips Bond ETF | 0.19% | 2,770 | $306K | Add +6.6% |
| INGR Ingredion Inc. | 0.19% | 2,701 | $304K | Reduce -62.5% |
| ED Consolidated Edison Inc. | 0.19% | 2,688 | $304K | New |
| VTIP Vanguard Short-Term Tips | 0.19% | 6,041 | $302K | No change |
| STIP iShares 0-5 Year Tips Bond E | 0.19% | 2,917 | $302K | No change |
| CTAS Cintas Corp. | 0.18% | 1,734 | $293K | Add +0.1% |
Portfolio Sells Q4 2025 → Q1 2026
| DFGX Dimsnl Intr CF in ETF-Usd Inc. | Reduce -49.2% | 1.54% | −1.40 |
| MSFT Microsoft Corp. | Reduce -6.2% | 2.89% | −0.99 |
| TMO Thermo Fisher Scientific Inc. | Reduce -37.4% | 0.75% | −0.62 |
| GS Goldman Sachs Group Inc. | Reduce -46.0% | 0.52% | −0.44 |
| GOOGL Alphabet Inc. Class A | Reduce -6.8% | 3.13% | −0.40 |
| AMZN Amazon.com Inc. | Reduce -5.1% | 2.85% | −0.36 |
| DFEM Dimensional Emrg MRKT Core | Reduce -23.1% | 1.72% | −0.35 |
| ATO Atmos Energy Corp. | Reduce -48.2% | 0.46% | −0.32 |
| AEP American Electric Power | Reduce -48.1% | 0.47% | −0.30 |
| CRM Salesforce Inc. | Sold out | 0.00% | −0.30 |
| PSA Public Storage | Reduce -62.8% | 0.20% | −0.29 |
| INGR Ingredion Inc. | Reduce -62.5% | 0.19% | −0.29 |
| V Visa Inc. Class A | Reduce -14.9% | 0.90% | −0.28 |
| CMCSA Comcast Corp. Class A | Sold out | 0.00% | −0.28 |
| AAPL Apple Inc. | Reduce -3.0% | 4.26% | −0.28 |
| AZO AutoZone Inc. | Reduce -53.3% | 0.25% | −0.27 |
| EQIX Equinix Inc. | Reduce -61.6% | 0.27% | −0.26 |
| DFSV Dimensional US Small Cap Val | Reduce -20.1% | 1.95% | −0.26 |
| MDT Medtronic PLC | Reduce -23.3% | 0.64% | −0.25 |
| APD Air Products & Chemicals Inc. | Reduce -55.5% | 0.27% | −0.23 |
| SCHB Schwab US Broad Market ETF | Reduce -21.6% | 0.76% | −0.22 |
| EOG EOG Resources Inc. | Reduce -56.2% | 0.33% | −0.20 |
| ACN Accenture PLC Class A | Reduce -43.0% | 0.15% | −0.20 |
| DISV Dimensional International SM | Reduce -22.4% | 0.97% | −0.19 |
| NOW ServiceNow Inc. | Sold out | 0.00% | −0.18 |
| INTU Intuit Inc. | Reduce -28.7% | 0.15% | −0.17 |
| PPG PPG Industries Inc. | Reduce -35.9% | 0.36% | −0.16 |
| ALLE Allegion PLC | Reduce -26.9% | 0.33% | −0.15 |
| MRVL Marvell Technology Inc. | Sold out | 0.00% | −0.14 |
| NVDA Nvidia Corp. | Reduce -10.7% | 0.87% | −0.13 |
| VCIT Vanguard Int-Term Corporate | Reduce -5.7% | 3.76% | −0.13 |
| XLF SS Financial Select Sector | Sold out | 0.00% | −0.12 |
| PG The Procter & Gamble Co. | Reduce -12.5% | 1.09% | −0.10 |
| BDX Becton Dickinson and Co. | Reduce -10.3% | 0.31% | −0.10 |
| TSLA Tesla Inc. | Reduce -12.7% | 0.25% | −0.09 |
| HD Home Depot Inc. | Reduce -15.4% | 0.19% | −0.04 |
| DFGR Dim Global Real Estate ETF | Reduce -8.0% | 0.86% | −0.04 |
| LMT Lockheed Martin Corp. | Reduce -36.0% | 0.14% | −0.03 |
| ETN Eaton Corp. PLC | Reduce -18.1% | 0.56% | −0.03 |
| KO The Coca-Cola Co. | Reduce -19.2% | 0.22% | −0.02 |
| DSI iShares ESG MSCI KLD 400 ETF | Reduce -5.1% | 0.26% | −0.02 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -0.6% | 0.79% | −0.01 |
| LCTU iShares U.S. Carbon Transiti | Reduce -3.6% | 0.16% | −0.01 |
| ITOT iShares Core S&P Total U.S. | Reduce -1.8% | 0.30% | −0.01 |
| ESGU iShares ESG Aware MSCI USA | Reduce -1.2% | 0.25% | −0.01 |
| EBAY eBay Inc. | Reduce -9.0% | 0.14% | −0.00 |
| XLRE SS Real Estate Select Sector | Reduce -3.7% | 0.19% | +0.00 |
| CSCO Cisco Systems Inc. | Reduce -0.1% | 0.39% | +0.02 |
| SCHR Schwab Intermediate-Term US | Reduce -1.3% | 3.18% | +0.05 |
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -1.6% | 4.26% | +0.06 |
Portfolio Buys Q4 2025 → Q1 2026
| BNDX Vanguard Total Intl Bond ETF | Add +69.4% | 3.71% | +1.58 |
| VEA Vanguard Ftse Developed ETF | Add +11.8% | 5.03% | +0.80 |
| COST Costco Wholesale Corp. | Add +5.4% | 2.65% | +0.55 |
| CVX Chevron Corp. | New | 0.38% | +0.38 |
| AVUV Avantis US Small Cap Value | Add +160.3% | 0.56% | +0.37 |
| IWM iShares Russell 2000 ETF | New | 0.35% | +0.35 |
| VTI VG Morningstar TS MKT ETF-US | Add +3.4% | 13.29% | +0.33 |
| AVDV Avantis Intl S/C Value ETF | New | 0.32% | +0.32 |
| MUNI PIMCO Intermediate Municipal | Add +38.6% | 0.87% | +0.26 |
| DUK Duke Energy Corp. | New | 0.25% | +0.25 |
| CB Chubb Ltd. | New | 0.24% | +0.24 |
| ABBV Abbvie Inc. | New | 0.23% | +0.23 |
| JNJ Johnson & Johnson | Add +0.5% | 1.18% | +0.22 |
| LIN Linde PLC | Add +63.0% | 0.42% | +0.21 |
| UNH Unitedhealth Group Inc. | New | 0.21% | +0.21 |
| MUB iShares National Muni Bond E | Add +35.6% | 0.71% | +0.20 |
| MCD McDonald's Corp. | New | 0.20% | +0.20 |
| ED Consolidated Edison Inc. | New | 0.19% | +0.19 |
| ES Eversource Energy | New | 0.18% | +0.18 |
| AWK American Water Works Co. Inc. | Add +125.3% | 0.30% | +0.18 |
| PEP Pepsico Inc. | Add +103.5% | 0.31% | +0.18 |
| ALB Albemarle Corp. | New | 0.17% | +0.17 |
| SCHO Schwab Short-Term US Treas | Add +5.5% | 2.02% | +0.17 |
| IEMG iShares Core MSCI Emerging | New | 0.16% | +0.16 |
| CME Cme Group Inc. | New | 0.16% | +0.16 |
| EME Emcor Group Inc. | New | 0.16% | +0.16 |
| CRS Carpenter Technology | New | 0.15% | +0.15 |
| AOS Smith (a.o.) Corp. | New | 0.15% | +0.15 |
| CHE Chemed Corp. | New | 0.15% | +0.15 |
| GPC Genuine Parts Co. | New | 0.14% | +0.14 |
| SYY Sysco Corp. | Add +26.4% | 0.66% | +0.14 |
| EMXC iShares MSCI Emr MRK Ex Chna | New | 0.14% | +0.14 |
| WMB Williams Cos Inc. | New | 0.13% | +0.13 |
| FDX FedEx Corp. | New | 0.13% | +0.13 |
| LOW Lowe's Cos Inc. | Add +33.1% | 0.41% | +0.11 |
| BLK BlackRock Inc. | Add +35.9% | 0.46% | +0.10 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +11.5% | 1.00% | +0.09 |
| ECL Ecolab Inc. | Add +4.1% | 0.79% | +0.07 |
| TMUS T-Mobile US Inc. | Add +12.6% | 0.39% | +0.07 |
| ADP Automatic Data Processing | Add +51.8% | 0.31% | +0.06 |
| TGT Target Corp. | Add +0.8% | 0.17% | +0.04 |
| CHD Church & Dwight Co. Inc. | Add +0.3% | 0.24% | +0.03 |
| RSG Republic Services Inc. | Add +0.3% | 0.45% | +0.03 |
| AMGN Amgen Inc. | Add +3.5% | 0.23% | +0.03 |
| EUSB Ishr ESG Advn Universal BD-$ | Add +18.5% | 0.17% | +0.03 |
| AFL Aflac Inc. | Add +0.5% | 0.70% | +0.03 |
| TJX TJX Companies Inc. | Add +0.2% | 0.32% | +0.02 |
| TIP iShares Tips Bond ETF | Add +6.6% | 0.19% | +0.02 |
| VGIT Vanguard Intermediate-Term T | Add +0.6% | 0.45% | +0.02 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +0.3% | 0.52% | +0.02 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 141 | $176.8M | VTI, VEA, AAPL, GOOGL, VCSH |
| Q1 2026 | 129 | $160.0M | VTI, VEA, AAPL, VCSH, VCIT |
| Q4 2025 | 113 | $165.9M | VTI, AAPL, VEA, VCSH, VCIT |
| Q3 2025 | 115 | $164.0M | VTI, AAPL, VCSH, MSFT, VCIT |
| Q2 2025 | 115 | $157.8M | VTI, MSFT, VCIT, VCSH, AAPL |
| Q1 2025 | 110 | $144.7M | VTI, VCIT, BNDX, VCSH, AAPL |
| Q4 2024 | 118 | $149.8M | VTI, BNDX, VCIT, AAPL, AMZN |
| Q3 2024 | 121 | $148.1M | VTI, BNDX, VCIT, AAPL, MSFT |
| Q2 2024 | 122 | $141.1M | VTI, MSFT, BNDX, AMZN, AAPL |
| Q1 2024 | 131 | $138.8M | VTI, MSFT, AMZN, SPYM, BNDX |