W.H. Cornerstone Investments Inc.
In its 13F for Q2 2024 (holdings as of June 30, 2024, filed July 17, 2024), W.H. Cornerstone Investments Inc. reported 122 stock positions worth $141.1 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 9.0% of the portfolio, followed by Microsoft (MSFT, 4.8%) and Vanguard Total Intl Bond ETF (BNDX, 4.7%). Compared with Q1 2024, it opened 4 new positions, sold out of 13, added to 66 and reduced 48. The biggest buy was VG Morningstar TS MKT ETF-US (VTI, shares +15%) and the biggest sale Ste STR SPDR PT S&P 500 ETF (SPYM, shares −26%).
- Most Recent 13F
- Q2 2026
- Location
- KINGSTON, MA
- CIK
- 0001940823
- Portfolio Value
- $141.1M (Q2 2024)
- SEC Filing
- 0001940823-24-000006 ↗ filed Jul 17, 2024
Holdings Value
Holdings 122 stocks · $141.1M
| VTI VG Morningstar TS MKT ETF-US | 8.97% | 47,331 | $12.7M | Add +15.5% |
| MSFT Microsoft Corp. | 4.85% | 15,298 | $6.8M | Add +0.5% |
| BNDX Vanguard Total Intl Bond ETF | 4.65% | 134,899 | $6.6M | Add +27.7% |
| AMZN Amazon.com Inc. | 4.38% | 31,989 | $6.2M | Reduce -1.5% |
| AAPL Apple Inc. | 4.34% | 29,099 | $6.1M | Reduce -0.7% |
| VCIT Vanguard Int-Term Corporate | 4.18% | 73,790 | $5.9M | Add +32.1% |
| COST Costco Wholesale Corp. | 3.83% | 6,366 | $5.4M | Reduce -2.0% |
| VCSH Vanguard S/T Corp. Bond ETF | 3.81% | 69,560 | $5.4M | Add +25.6% |
| GOOGL Alphabet Inc. Class A | 3.43% | 26,547 | $4.8M | Add +0.5% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 3.03% | 66,849 | $4.3M | Reduce -26.3% |
| SCHR Schwab Intermediate-Term US | 2.60% | 75,134 | $3.7M | Add +35.8% |
| VEA Vanguard Ftse Developed ETF | 2.56% | 73,005 | $3.6M | Add +26.1% |
| DFSV Dimensional US Small Cap Val | 1.62% | 79,452 | $2.3M | Add +16.4% |
| IVV iShares Core S&P 500 ETF | 1.50% | 3,878 | $2.1M | Add +0.3% |
| PG The Procter & Gamble Co. | 1.16% | 9,915 | $1.6M | Add +15.8% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.12% | 2,897 | $1.6M | Reduce -1.0% |
| SPGI S&P Global Inc. | 1.05% | 3,336 | $1.5M | Reduce -5.2% |
| BND Vanguard Total Bond Market | 0.98% | 19,117 | $1.4M | Reduce -45.5% |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.95% | 3,418 | $1.3M | Add +0.5% |
| CMCSA Comcast Corp. Class A | 0.89% | 32,194 | $1.3M | Reduce -4.7% |
| WMT Walmart Inc. | 0.89% | 18,527 | $1.3M | Add +0.7% |
| EOG EOG Resources Inc. | 0.87% | 9,741 | $1.2M | Reduce -4.7% |
| JNJ Johnson & Johnson | 0.87% | 8,382 | $1.2M | Add +0.3% |
| TMO Thermo Fisher Scientific Inc. | 0.86% | 2,190 | $1.2M | Add +4.2% |
| LLY Eli Lilly & Co. | 0.84% | 1,313 | $1.2M | Add +8.2% |
| CB Chubb Ltd. | 0.83% | 4,566 | $1.2M | Reduce -6.4% |
| V Visa Inc. Class A | 0.82% | 4,402 | $1.2M | Reduce -0.8% |
| FDX FedEx Corp. | 0.81% | 3,814 | $1.1M | Reduce -6.4% |
| LOW Lowe's Cos Inc. | 0.80% | 5,128 | $1.1M | Reduce -5.6% |
| MUNI PIMCO Intermediate Municipal | 0.79% | 21,283 | $1.1M | Add +0.2% |
| APD Air Products & Chemicals Inc. | 0.78% | 4,260 | $1.1M | Reduce -1.2% |
| IWB iShares Russell 1000 ETF | 0.75% | 3,564 | $1.1M | Add +0.1% |
| DFEM Dimensional Emrg MRKT Core | 0.73% | 38,348 | $1.0M | Add +10.7% |
| SHW The Sherwin-Williams Co. | 0.70% | 3,298 | $984K | Add +0.2% |
| XLE SS Energy Select Sector | 0.69% | 10,694 | $975K | Reduce -11.4% |
| DHR Danaher Corp. | 0.67% | 3,775 | $943K | Reduce -6.3% |
| DISV Dimensional International SM | 0.66% | 34,840 | $937K | Add +4.1% |
| INTU Intuit Inc. | 0.66% | 1,411 | $927K | Add +2.8% |
| AFL Aflac Inc. | 0.65% | 10,326 | $922K | Add +0.6% |
| LIN Linde PLC | 0.65% | 2,096 | $920K | Add +0.3% |
| INGR Ingredion Inc. | 0.65% | 7,970 | $914K | Reduce -6.1% |
| BDX Becton Dickinson and Co. | 0.62% | 3,771 | $881K | Add +0.8% |
| DFGR Dim Global Real Estate ETF | 0.62% | 35,203 | $880K | Add +18.4% |
| MUB iShares National Muni Bond E | 0.62% | 8,259 | $880K | Add +5.2% |
| QUAL iShares MSCI USA Quality Fac | 0.60% | 4,981 | $851K | Reduce -33.3% |
| SUB iShares Short-Term National | 0.58% | 7,775 | $813K | Reduce -8.9% |
| SYY Sysco Corp. | 0.56% | 11,013 | $786K | Add +0.3% |
| EFV iShares MSCI Eafe Value ETF | 0.55% | 14,647 | $777K | Reduce -29.6% |
| CVX Chevron Corp. | 0.54% | 4,832 | $756K | Add +11.7% |
| ECL Ecolab Inc. | 0.52% | 3,110 | $740K | Add +0.3% |
| XOM Exxon Mobil Corp. | 0.52% | 6,359 | $732K | Add +5.6% |
| UNH Unitedhealth Group Inc. | 0.48% | 1,322 | $673K | Reduce -25.6% |
| VGIT Vanguard Intermediate-Term T | 0.48% | 11,516 | $671K | Reduce -0.8% |
| EFG iShares MSCI Eafe Growth ETF | 0.47% | 6,449 | $660K | Reduce -32.6% |
| RSG Republic Services Inc. | 0.46% | 3,337 | $648K | Add +0.3% |
| ADBE Adobe Inc. | 0.46% | 1,163 | $646K | Add +6.7% |
| PEP Pepsico Inc. | 0.44% | 3,764 | $621K | Add +10.8% |
| ESGU iShares ESG Aware MSCI USA | 0.43% | 5,093 | $608K | Reduce -21.8% |
| SCHB Schwab US Broad Market ETF | 0.40% | 8,916 | $561K | Reduce -2.9% |
| SCHZ Schwab US Aggregate Bond ETF | 0.38% | 11,688 | $533K | Reduce -34.6% |
| NOW ServiceNow Inc. | 0.37% | 670 | $527K | Add +6.2% |
| ABT Abbott Laboratories | 0.36% | 4,872 | $506K | Add +0.5% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 0.36% | 11,192 | $506K | Reduce -33.1% |
| BLK BlackRock Finance Inc. | 0.35% | 629 | $496K | Reduce -2.6% |
| KO The Coca-Cola Co. | 0.34% | 7,442 | $474K | Add +0.8% |
| CHD Church & Dwight Co. Inc. | 0.32% | 4,328 | $449K | Add +0.3% |
| ITOT iShares Core S&P Total U.S. | 0.31% | 3,687 | $438K | Add +0.3% |
| TIP iShares Tips Bond ETF | 0.30% | 3,971 | $424K | Add +19.9% |
| UPS United Parcel Service Class B | 0.30% | 3,084 | $422K | Reduce -29.0% |
| ES Eversource Energy | 0.29% | 7,296 | $414K | Reduce -12.2% |
| JPM JPMorgan Chase & Co. | 0.29% | 2,016 | $408K | Reduce -0.4% |
| WST West Pharmaceutical Services | 0.29% | 1,228 | $404K | Reduce -30.0% |
| WTRG Essential Utilities Inc. | 0.28% | 10,523 | $393K | Add +0.8% |
| ACN Accenture PLC Class A | 0.28% | 1,296 | $393K | Reduce -2.1% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.28% | 3,562 | $392K | Add +0.4% |
| TGT Target Corp. | 0.28% | 2,644 | $391K | Add +0.8% |
| CSCO Cisco Systems Inc. | 0.28% | 8,177 | $389K | Reduce -1.3% |
| IEMG iShares Core MSCI Emerging | 0.27% | 7,223 | $387K | Reduce -20.1% |
| PHM Pultegroup Inc. | 0.27% | 3,514 | $387K | Reduce -8.5% |
| ADP Automatic Data Processing | 0.27% | 1,600 | $382K | Add +0.6% |
| BALL Ball Corp. | 0.27% | 6,351 | $381K | Reduce -15.6% |
| DSI iShares ESG MSCI KLD 400 ETF | 0.27% | 3,632 | $377K | Add +0.2% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.27% | 7,528 | $377K | Add +0.8% |
| ETN Eaton Corp. PLC | 0.27% | 1,199 | $376K | Add +7.5% |
| SLB SLB Ltd. filed as SCHLUMBERGER LTD | 0.26% | 7,870 | $371K | Add +1.0% |
| CLX Clorox Company | 0.26% | 2,659 | $363K | Add +0.8% |
| KLAC KLA Corp. | 0.26% | 436 | $360K | Add +38.9% |
| MCK McKesson Corp. | 0.25% | 595 | $347K | Add +0.2% |
| PSA Public Storage | 0.24% | 1,200 | $345K | Reduce -3.0% |
| HD Home Depot Inc. | 0.23% | 950 | $327K | Add +0.6% |
| MA Mastercard Inc. Class A | 0.23% | 739 | $326K | Reduce -2.0% |
| BRO Brown & Brown Inc. | 0.23% | 3,552 | $318K | Add +0.4% |
| ORCL Oracle Corp. | 0.22% | 2,193 | $310K | Add +0.3% |
| SCHW Schwab (charles) Corp. | 0.21% | 4,107 | $303K | Add +0.3% |
| CTAS Cintas Corp. | 0.21% | 429 | $300K | Add +0.2% |
| NVDA Nvidia Corp. | 0.21% | 2,420 | $299K | New |
| GOOG Alphabet Inc. Class C | 0.21% | 1,619 | $297K | Add +0.1% |
| TSCO Tractor Supply Company | 0.21% | 1,093 | $295K | Add +14.7% |
| IYW iShares Ustechnology ETF | 0.21% | 1,948 | $293K | Reduce -34.0% |
| AMGN Amgen Inc. | 0.20% | 905 | $283K | Add +0.8% |
Portfolio Sells Q1 2024 → Q2 2024
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -26.3% | 3.03% | −0.99 |
| BND Vanguard Total Bond Market | Reduce -45.5% | 0.98% | −0.86 |
| CVS CVS Health Corp. | Sold out | 0.00% | −0.37 |
| QUAL iShares MSCI USA Quality Fac | Reduce -33.3% | 0.60% | −0.28 |
| EFV iShares MSCI Eafe Value ETF | Reduce -29.6% | 0.55% | −0.26 |
| EFG iShares MSCI Eafe Growth ETF | Reduce -32.6% | 0.47% | −0.25 |
| MBB iShares MBS ETF | Sold out | 0.00% | −0.23 |
| SCHZ Schwab US Aggregate Bond ETF | Reduce -34.6% | 0.38% | −0.21 |
| WST West Pharmaceutical Services | Reduce -30.0% | 0.29% | −0.21 |
| BSCP Invesco Bulletshares 2025 CB | Sold out | 0.00% | −0.21 |
| INTC Intel Corp. | Sold out | 0.00% | −0.20 |
| IBTE iShares Ibonds Dec 2024 Term | Sold out | 0.00% | −0.20 |
| LOW Lowe's Cos Inc. | Reduce -5.6% | 0.80% | −0.20 |
| IBTG iShares Ibonds Dec 2026 Term | Sold out | 0.00% | −0.20 |
| BSCQ Invesco Bulletshares 2026 CB | Sold out | 0.00% | −0.19 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Reduce -33.1% | 0.36% | −0.19 |
| IBTF iShares Ibonds Dec 2025 Term | Sold out | 0.00% | −0.18 |
| BSCO Invesco Bulletshares 2024 CB | Sold out | 0.00% | −0.17 |
| EQIX Equinix Inc. | Sold out | 0.00% | −0.17 |
| UPS United Parcel Service Class B | Reduce -29.0% | 0.30% | −0.17 |
| CMCSA Comcast Corp. Class A | Reduce -4.7% | 0.89% | −0.16 |
| GOVT iShares US Treasury Bond ETF | Sold out | 0.00% | −0.16 |
| UNH Unitedhealth Group Inc. | Reduce -25.6% | 0.48% | −0.16 |
| XLB SS Materials Select Sector | Sold out | 0.00% | −0.15 |
| XLI SS Industrial Select Sector | Sold out | 0.00% | −0.15 |
| XLE SS Energy Select Sector | Reduce -11.4% | 0.69% | −0.13 |
| VNQ Vanguard Real Estate ETF | Reduce -39.3% | 0.16% | −0.12 |
| ESGU iShares ESG Aware MSCI USA | Reduce -21.8% | 0.43% | −0.11 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -34.6% | 0.18% | −0.10 |
| TFLO iShares Treasury Floating Ra | Reduce -37.5% | 0.15% | −0.10 |
| BALL Ball Corp. | Reduce -15.6% | 0.27% | −0.10 |
| CB Chubb Ltd. | Reduce -6.4% | 0.83% | −0.09 |
| IYW iShares Ustechnology ETF | Reduce -34.0% | 0.21% | −0.08 |
| V Visa Inc. Class A | Reduce -0.8% | 0.82% | −0.07 |
| EOG EOG Resources Inc. | Reduce -4.7% | 0.87% | −0.07 |
| SUB iShares Short-Term National | Reduce -8.9% | 0.58% | −0.07 |
| INGR Ingredion Inc. | Reduce -6.1% | 0.65% | −0.07 |
| MCD McDonald's Corp. | Reduce -17.8% | 0.18% | −0.07 |
| ES Eversource Energy | Reduce -12.2% | 0.29% | −0.06 |
| IEMG iShares Core MSCI Emerging | Reduce -20.1% | 0.27% | −0.06 |
| PLD Prologis Inc. | Reduce -16.2% | 0.15% | −0.06 |
| PHM Pultegroup Inc. | Reduce -8.5% | 0.27% | −0.06 |
| DHR Danaher Corp. | Reduce -6.3% | 0.67% | −0.06 |
| ACN Accenture PLC Class A | Reduce -2.1% | 0.28% | −0.05 |
| IVW iShares S&P 500 Growth ETF | Reduce -29.4% | 0.16% | −0.05 |
| FDX FedEx Corp. | Reduce -6.4% | 0.81% | −0.04 |
| BLK BlackRock Finance Inc. | Reduce -2.6% | 0.35% | −0.04 |
| MA Mastercard Inc. Class A | Reduce -2.0% | 0.23% | −0.03 |
| SPGI S&P Global Inc. | Reduce -5.2% | 1.05% | −0.02 |
| CSCO Cisco Systems Inc. | Reduce -1.3% | 0.28% | −0.02 |
Portfolio Buys Q1 2024 → Q2 2024
| VTI VG Morningstar TS MKT ETF-US | Add +15.5% | 8.97% | +1.29 |
| VCIT Vanguard Int-Term Corporate | Add +32.1% | 4.18% | +0.94 |
| BNDX Vanguard Total Intl Bond ETF | Add +27.7% | 4.65% | +0.91 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +25.6% | 3.81% | +0.72 |
| SCHR Schwab Intermediate-Term US | Add +35.8% | 2.60% | +0.64 |
| GOOGL Alphabet Inc. Class A | Add +0.5% | 3.43% | +0.55 |
| VEA Vanguard Ftse Developed ETF | Add +26.1% | 2.56% | +0.46 |
| MSFT Microsoft Corp. | Add +0.5% | 4.85% | +0.23 |
| NVDA Nvidia Corp. | New | 0.21% | +0.21 |
| MRVL Marvell Technology Inc. | New | 0.19% | +0.19 |
| LLY Eli Lilly & Co. | Add +8.2% | 0.84% | +0.16 |
| PG The Procter & Gamble Co. | Add +15.8% | 1.16% | +0.16 |
| GS Goldman Sachs Group Inc. | New | 0.15% | +0.15 |
| NFLX Netflix Inc. | New | 0.15% | +0.15 |
| DFSV Dimensional US Small Cap Val | Add +16.4% | 1.62% | +0.14 |
| KLAC KLA Corp. | Add +38.9% | 0.26% | +0.10 |
| WMT Walmart Inc. | Add +0.7% | 0.89% | +0.09 |
| DFEM Dimensional Emrg MRKT Core | Add +10.7% | 0.73% | +0.09 |
| DFGR Dim Global Real Estate ETF | Add +18.4% | 0.62% | +0.08 |
| ADBE Adobe Inc. | Add +6.7% | 0.46% | +0.06 |
| CVX Chevron Corp. | Add +11.7% | 0.54% | +0.04 |
| TIP iShares Tips Bond ETF | Add +19.9% | 0.30% | +0.04 |
| IVV iShares Core S&P 500 ETF | Add +0.3% | 1.50% | +0.04 |
| GOOG Alphabet Inc. Class C | Add +0.1% | 0.21% | +0.03 |
| TSCO Tractor Supply Company | Add +14.7% | 0.21% | +0.03 |
| NOW ServiceNow Inc. | Add +6.2% | 0.37% | +0.03 |
| ORCL Oracle Corp. | Add +0.3% | 0.22% | +0.02 |
| TJX TJX Companies Inc. | Add +0.4% | 0.28% | +0.02 |
| AFL Aflac Inc. | Add +0.6% | 0.65% | +0.02 |
| AMGN Amgen Inc. | Add +0.8% | 0.20% | +0.02 |
| MCK McKesson Corp. | Add +0.2% | 0.25% | +0.02 |
| ETN Eaton Corp. PLC | Add +7.5% | 0.27% | +0.01 |
| MUB iShares National Muni Bond E | Add +5.2% | 0.62% | +0.01 |
| XOM Exxon Mobil Corp. | Add +5.6% | 0.52% | +0.01 |
| INTU Intuit Inc. | Add +2.8% | 0.66% | +0.01 |
| IWB iShares Russell 1000 ETF | Add +0.1% | 0.75% | +0.01 |
| PEP Pepsico Inc. | Add +10.8% | 0.44% | +0.01 |
| XLK SS Technology Select Sector | Add +0.2% | 0.16% | +0.01 |
| KO The Coca-Cola Co. | Add +0.8% | 0.34% | +0.01 |
| ECL Ecolab Inc. | Add +0.3% | 0.52% | +0.01 |
| DISV Dimensional International SM | Add +4.1% | 0.66% | +0.01 |
| XLC SS Comm Select Sector SPDR | Add +0.3% | 0.16% | +0.01 |
| ITOT iShares Core S&P Total U.S. | Add +0.3% | 0.31% | +0.00 |
| DSI iShares ESG MSCI KLD 400 ETF | Add +0.2% | 0.27% | +0.00 |
| RTX RTX Corp. | Add +0.6% | 0.18% | +0.00 |
| LMT Lockheed Martin Corp. | Add +1.3% | 0.15% | +0.00 |
| BRO Brown & Brown Inc. | Add +0.4% | 0.23% | +0.00 |
| SCHW Schwab (charles) Corp. | Add +0.3% | 0.21% | +0.00 |
| CTAS Cintas Corp. | Add +0.2% | 0.21% | +0.00 |
| RSG Republic Services Inc. | Add +0.3% | 0.46% | +0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 141 | $176.8M | VTI, VEA, AAPL, GOOGL, VCSH |
| Q1 2026 | 129 | $160.0M | VTI, VEA, AAPL, VCSH, VCIT |
| Q4 2025 | 113 | $165.9M | VTI, AAPL, VEA, VCSH, VCIT |
| Q3 2025 | 115 | $164.0M | VTI, AAPL, VCSH, MSFT, VCIT |
| Q2 2025 | 115 | $157.8M | VTI, MSFT, VCIT, VCSH, AAPL |
| Q1 2025 | 110 | $144.7M | VTI, VCIT, BNDX, VCSH, AAPL |
| Q4 2024 | 118 | $149.8M | VTI, BNDX, VCIT, AAPL, AMZN |
| Q3 2024 | 121 | $148.1M | VTI, BNDX, VCIT, AAPL, MSFT |
| Q2 2024 | 122 | $141.1M | VTI, MSFT, BNDX, AMZN, AAPL |
| Q1 2024 | 131 | $138.8M | VTI, MSFT, AMZN, SPYM, BNDX |