W.H. Cornerstone Investments Inc.

Name: W.H. Cornerstone Investments Inc. 13F holdings, Q1 2026
Creator: W.H. Cornerstone Investments Inc.
Published: 2026-04-28

Q2 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 28, 2026), W.H. Cornerstone Investments Inc. reported 129 stock positions worth $160.0 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 13.3% of the portfolio, followed by Vanguard Ftse Developed ETF (VEA, 5.0%) and Apple (AAPL, 4.3%). Compared with Q4 2025, it opened 21 new positions, sold out of 5, added to 52 and reduced 48. The biggest buy was Vanguard Total Intl Bond ETF (BNDX, shares +69%) and the biggest sale Dimsnl Intr CF in ETF-Usd (DFGX, shares −49%).

Most Recent 13F: Q2 2026
Location: KINGSTON, MA
CIK: 0001940823
Portfolio Value: $160.0M (Q1 2026)
SEC Filing: 0002063364-26-000122 ↗ filed Apr 28, 2026

Holdings Value

Holdings 129 stocks · $160.0M


VTI VG Morningstar TS MKT ETF-US	13.29%	66,267	$21.3M	Add +3.4%
VEA Vanguard Ftse Developed ETF	5.03%	125,499	$8.0M	Add +11.8%
AAPL Apple Inc.	4.26%	26,858	$6.8M	Reduce -3.0%
VCSH Vanguard S/T Corp. Bond ETF	4.26%	85,901	$6.8M	Reduce -1.6%
VCIT Vanguard Int-Term Corporate	3.76%	72,779	$6.0M	Reduce -5.7%
BNDX Vanguard Total Intl Bond ETF	3.71%	123,415	$5.9M	Add +69.4%
SCHR Schwab Intermediate-Term US	3.18%	203,985	$5.1M	Reduce -1.3%
GOOGL Alphabet Inc. Class A	3.13%	17,439	$5.0M	Reduce -6.8%
MSFT Microsoft Corp.	2.89%	12,492	$4.6M	Reduce -6.2%
AMZN Amazon.com Inc.	2.85%	21,927	$4.6M	Reduce -5.1%
COST Costco Wholesale Corp.	2.65%	4,251	$4.2M	Add +5.4%
SCHO Schwab Short-Term US Treas	2.02%	133,466	$3.2M	Add +5.5%
DFSV Dimensional US Small Cap Val	1.95%	89,088	$3.1M	Reduce -20.1%
DFEM Dimensional Emrg MRKT Core	1.72%	79,680	$2.8M	Reduce -23.1%
IVV iShares Core S&P 500 ETF	1.60%	3,921	$2.6M	Add +0.3%
DFGX Dimsnl Intr CF in ETF-Usd Inc.	1.54%	47,120	$2.5M	Reduce -49.2%
WMT Walmart Inc.	1.23%	15,816	$2.0M	Reduce -0.0%
JNJ Johnson & Johnson	1.18%	7,721	$1.9M	Add +0.5%
XOM Exxon Mobil Corp.	1.14%	10,721	$1.8M	Reduce -15.1%
PG The Procter & Gamble Co.	1.09%	12,104	$1.7M	Reduce -12.5%
DIA SS SPDR Dow Jones Indus Avg filed as STATE STR SPDR DOW JONES IND	1.08%	3,724	$1.7M	Add +0.4%
SPY SS SPDR S&P 500 ETF Trust-US	1.00%	2,459	$1.6M	Add +11.5%
DISV Dimensional International SM	0.97%	39,392	$1.6M	Reduce -22.4%
V Visa Inc. Class A	0.90%	4,787	$1.4M	Reduce -14.9%
MUNI PIMCO Intermediate Municipal	0.87%	26,788	$1.4M	Add +38.6%
NVDA Nvidia Corp.	0.87%	7,938	$1.4M	Reduce -10.7%
DFGR Dim Global Real Estate ETF	0.86%	51,597	$1.4M	Reduce -8.0%
IWB iShares Russell 1000 ETF	0.79%	3,561	$1.3M	Add +0.3%
SPYM Ste STR SPDR PT S&P 500 ETF	0.79%	16,469	$1.3M	Reduce -0.6%
ECL Ecolab Inc.	0.79%	4,724	$1.3M	Add +4.1%
SCHB Schwab US Broad Market ETF	0.76%	48,348	$1.2M	Reduce -21.6%
TMO Thermo Fisher Scientific Inc.	0.75%	2,451	$1.2M	Reduce -37.4%
XLE SS Energy Select Sector	0.73%	19,145	$1.2M	Reduce -1.2%
MUB iShares National Muni Bond E	0.71%	10,701	$1.1M	Add +35.6%
AFL Aflac Inc.	0.70%	10,241	$1.1M	Add +0.5%
SYY Sysco Corp.	0.66%	14,812	$1.1M	Add +26.4%
MDT Medtronic PLC	0.64%	11,837	$1.0M	Reduce -23.3%
AVUV Avantis US Small Cap Value	0.56%	8,101	$895K	Add +160.3%
ETN Eaton Corp. PLC	0.56%	2,499	$894K	Reduce -18.1%
VTEB Vanguard Tax-Exempt Bond ETF	0.52%	16,810	$839K	Add +0.3%
SHW The Sherwin-Williams Co.	0.52%	2,606	$835K	Add +0.2%
GS Goldman Sachs Group Inc.	0.52%	975	$825K	Reduce -46.0%
AEP American Electric Power	0.47%	5,738	$752K	Reduce -48.1%
BLK BlackRock Inc.	0.46%	764	$734K	Add +35.9%
ATO Atmos Energy Corp.	0.46%	3,961	$732K	Reduce -48.2%
RSG Republic Services Inc.	0.45%	3,305	$724K	Add +0.3%
VGIT Vanguard Intermediate-Term T	0.45%	12,119	$722K	Add +0.6%
LIN Linde PLC	0.42%	1,350	$669K	Add +63.0%
LOW Lowe's Cos Inc.	0.41%	2,785	$658K	Add +33.1%
CSCO Cisco Systems Inc.	0.39%	8,010	$622K	Reduce -0.1%
TMUS T-Mobile US Inc.	0.39%	2,945	$619K	Add +12.6%
CVX Chevron Corp.	0.38%	2,969	$614K	New
META Meta Platforms Inc. Class A	0.37%	1,028	$588K	Add +14.5%
LLY Eli Lilly & Co.	0.36%	626	$576K	Add +0.2%
PPG PPG Industries Inc.	0.36%	5,330	$570K	Reduce -35.9%
SUB iShares Short-Term National	0.35%	5,332	$568K	Add +0.4%
IWM iShares Russell 2000 ETF	0.35%	2,257	$560K	New
JPM JPMorgan Chase & Co.	0.34%	1,864	$548K	Add +0.2%
ALLE Allegion PLC	0.33%	3,650	$530K	Reduce -26.9%
EOG EOG Resources Inc.	0.33%	3,618	$523K	Reduce -56.2%
TJX TJX Companies Inc. filed as TJX COS INC NEW	0.32%	3,172	$507K	Add +0.2%
AVDV Avantis Intl S/C Value ETF	0.32%	5,067	$506K	New
ABT Abbott Laboratories	0.32%	4,922	$505K	Add +0.6%
ADP Automatic Data Processing	0.31%	2,478	$503K	Add +51.8%
PEP Pepsico Inc.	0.31%	3,214	$499K	Add +103.5%
BDX Becton Dickinson and Co.	0.31%	3,132	$492K	Reduce -10.3%
ITOT iShares Core S&P Total U.S.	0.30%	3,409	$486K	Reduce -1.8%
AWK American Water Works Co. Inc.	0.30%	3,562	$485K	Add +125.3%
EQIX Equinix Inc.	0.27%	447	$438K	Reduce -61.6%
APD Air Products & Chemicals Inc.	0.27%	1,500	$436K	Reduce -55.5%
KLAC KLA Corp.	0.27%	293	$431K	No change
DSI iShares ESG MSCI KLD 400 ETF	0.26%	3,402	$412K	Reduce -5.1%
AZO AutoZone Inc.	0.25%	120	$405K	Reduce -53.3%
TSLA Tesla Inc.	0.25%	1,090	$405K	Reduce -12.7%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS	0.25%	1,657	$402K	Add +3.4%
DUK Duke Energy Corp.	0.25%	3,024	$396K	New
ESGU iShares ESG Aware MSCI USA	0.25%	2,793	$395K	Reduce -1.2%
AVGO Broadcom Inc.	0.24%	1,262	$391K	Add +0.2%
CLS Celestica Inc.	0.24%	1,375	$387K	No change
CB Chubb Ltd.	0.24%	1,188	$387K	New
JMUB JPMorgan Municipal ETF	0.24%	7,627	$381K	Add +0.1%
CHD Church & Dwight Co. Inc.	0.24%	4,041	$377K	Add +0.3%
ABBV Abbvie Inc.	0.23%	1,717	$373K	New
AMGN Amgen Inc.	0.23%	1,050	$370K	Add +3.5%
KO The Coca-Cola Co.	0.22%	4,674	$355K	Reduce -19.2%
ORCL Oracle Corp.	0.21%	2,249	$331K	Add +1.1%
UNH Unitedhealth Group Inc.	0.21%	1,214	$329K	New
MCD McDonald's Corp.	0.20%	1,028	$320K	New
PSA Public Storage	0.20%	1,173	$318K	Reduce -62.8%
IAGG iShares Intl Aggregate Bond	0.20%	6,318	$316K	No change
MA Mastercard Inc. Class A	0.20%	628	$314K	Add +0.2%
VBR Vngrd Mrngst SL-CP Val ETF-U	0.19%	1,421	$309K	Add +0.6%
XLRE SS Real Estate Select Sector	0.19%	7,526	$307K	Reduce -3.7%
HD Home Depot Inc.	0.19%	934	$307K	Reduce -15.4%
TIP iShares Tips Bond ETF	0.19%	2,770	$306K	Add +6.6%
INGR Ingredion Inc.	0.19%	2,701	$304K	Reduce -62.5%
ED Consolidated Edison Inc.	0.19%	2,688	$304K	New
VTIP Vanguard Short-Term Tips	0.19%	6,041	$302K	No change
STIP iShares 0-5 Year Tips Bond E	0.19%	2,917	$302K	No change
CTAS Cintas Corp.	0.18%	1,734	$293K	Add +0.1%
ES Eversource Energy	0.18%	4,128	$286K	New
TGT Target Corp.	0.17%	2,276	$276K	Add +0.8%
ALB Albemarle Corp.	0.17%	1,504	$270K	New
EUSB Ishr ESG Advn Universal BD-$	0.17%	6,087	$265K	Add +18.5%
IEMG iShares Core MSCI Emerging	0.16%	3,764	$263K	New
CME Cme Group Inc.	0.16%	876	$259K	New
LCTU iShares U.S. Carbon Transiti	0.16%	3,684	$258K	Reduce -3.6%
SCHW Schwab (charles) Corp.	0.16%	2,723	$256K	Add +0.3%
EME Emcor Group Inc.	0.16%	343	$253K	New
INTU Intuit Inc.	0.15%	571	$247K	Reduce -28.7%
CRS Carpenter Technology	0.15%	623	$246K	New
ACN Accenture PLC Class A	0.15%	1,225	$243K	Reduce -43.0%
BRK.B Berkshire Hathaway Inc. Class B	0.15%	505	$242K	No change
WTAI Wisdomtree AI and Innovation	0.15%	8,381	$237K	No change
SPGI S&P Global Inc.	0.15%	554	$236K	Add +0.2%
AOS Smith (a.o.) Corp.	0.15%	3,571	$235K	New
CHE Chemed Corp.	0.15%	620	$234K	New
BRO Brown & Brown Inc.	0.15%	3,578	$233K	Add +0.2%
EBAY eBay Inc.	0.14%	2,534	$231K	Reduce -9.0%
GPC Genuine Parts Co.	0.14%	2,175	$230K	New
LMT Lockheed Martin Corp.	0.14%	374	$226K	Reduce -36.0%
WTRG Essential Utilities Inc.	0.14%	5,571	$224K	Add +0.7%
XLK SS Technology Select Sector	0.14%	1,680	$223K	Add +0.1%
EMXC iShares MSCI Emr MRK Ex Chna	0.14%	2,835	$223K	New
XLC SS Comm Select Sector SPDR	0.14%	1,996	$221K	Add +0.3%
DHI D.R. Horton Inc.	0.13%	1,556	$214K	No change
WMB Williams Cos Inc.	0.13%	2,819	$205K	New
FDX FedEx Corp.	0.13%	566	$202K	New
JPC Nuveen Prefered & Income Opp	0.05%	10,649	$80K	Add +1.5%

Portfolio Sells Q4 2025 → Q1 2026


DFGX Dimsnl Intr CF in ETF-Usd Inc.	Reduce -49.2%	1.54%	−1.40
MSFT Microsoft Corp.	Reduce -6.2%	2.89%	−0.99
TMO Thermo Fisher Scientific Inc.	Reduce -37.4%	0.75%	−0.62
GS Goldman Sachs Group Inc.	Reduce -46.0%	0.52%	−0.44
GOOGL Alphabet Inc. Class A	Reduce -6.8%	3.13%	−0.40
AMZN Amazon.com Inc.	Reduce -5.1%	2.85%	−0.36
DFEM Dimensional Emrg MRKT Core	Reduce -23.1%	1.72%	−0.35
ATO Atmos Energy Corp.	Reduce -48.2%	0.46%	−0.32
AEP American Electric Power	Reduce -48.1%	0.47%	−0.30
CRM Salesforce Inc.	Sold out	0.00%	−0.30
PSA Public Storage	Reduce -62.8%	0.20%	−0.29
INGR Ingredion Inc.	Reduce -62.5%	0.19%	−0.29
V Visa Inc. Class A	Reduce -14.9%	0.90%	−0.28
CMCSA Comcast Corp. Class A	Sold out	0.00%	−0.28
AAPL Apple Inc.	Reduce -3.0%	4.26%	−0.28
AZO AutoZone Inc.	Reduce -53.3%	0.25%	−0.27
EQIX Equinix Inc.	Reduce -61.6%	0.27%	−0.26
DFSV Dimensional US Small Cap Val	Reduce -20.1%	1.95%	−0.26
MDT Medtronic PLC	Reduce -23.3%	0.64%	−0.25
APD Air Products & Chemicals Inc.	Reduce -55.5%	0.27%	−0.23
SCHB Schwab US Broad Market ETF	Reduce -21.6%	0.76%	−0.22
EOG EOG Resources Inc.	Reduce -56.2%	0.33%	−0.20
ACN Accenture PLC Class A	Reduce -43.0%	0.15%	−0.20
DISV Dimensional International SM	Reduce -22.4%	0.97%	−0.19
NOW ServiceNow Inc.	Sold out	0.00%	−0.18
INTU Intuit Inc.	Reduce -28.7%	0.15%	−0.17
PPG PPG Industries Inc.	Reduce -35.9%	0.36%	−0.16
ALLE Allegion PLC	Reduce -26.9%	0.33%	−0.15
MRVL Marvell Technology Inc.	Sold out	0.00%	−0.14
NVDA Nvidia Corp.	Reduce -10.7%	0.87%	−0.13
VCIT Vanguard Int-Term Corporate	Reduce -5.7%	3.76%	−0.13
XLF SS Financial Select Sector	Sold out	0.00%	−0.12
PG The Procter & Gamble Co.	Reduce -12.5%	1.09%	−0.10
BDX Becton Dickinson and Co.	Reduce -10.3%	0.31%	−0.10
TSLA Tesla Inc.	Reduce -12.7%	0.25%	−0.09
HD Home Depot Inc.	Reduce -15.4%	0.19%	−0.04
DFGR Dim Global Real Estate ETF	Reduce -8.0%	0.86%	−0.04
LMT Lockheed Martin Corp.	Reduce -36.0%	0.14%	−0.03
ETN Eaton Corp. PLC	Reduce -18.1%	0.56%	−0.03
KO The Coca-Cola Co.	Reduce -19.2%	0.22%	−0.02
DSI iShares ESG MSCI KLD 400 ETF	Reduce -5.1%	0.26%	−0.02
SPYM Ste STR SPDR PT S&P 500 ETF	Reduce -0.6%	0.79%	−0.01
LCTU iShares U.S. Carbon Transiti	Reduce -3.6%	0.16%	−0.01
ITOT iShares Core S&P Total U.S.	Reduce -1.8%	0.30%	−0.01
ESGU iShares ESG Aware MSCI USA	Reduce -1.2%	0.25%	−0.01
EBAY eBay Inc.	Reduce -9.0%	0.14%	−0.00
XLRE SS Real Estate Select Sector	Reduce -3.7%	0.19%	+0.00
CSCO Cisco Systems Inc.	Reduce -0.1%	0.39%	+0.02
SCHR Schwab Intermediate-Term US	Reduce -1.3%	3.18%	+0.05
VCSH Vanguard S/T Corp. Bond ETF	Reduce -1.6%	4.26%	+0.06

Portfolio Buys Q4 2025 → Q1 2026


BNDX Vanguard Total Intl Bond ETF	Add +69.4%	3.71%	+1.58
VEA Vanguard Ftse Developed ETF	Add +11.8%	5.03%	+0.80
COST Costco Wholesale Corp.	Add +5.4%	2.65%	+0.55
CVX Chevron Corp.	New	0.38%	+0.38
AVUV Avantis US Small Cap Value	Add +160.3%	0.56%	+0.37
IWM iShares Russell 2000 ETF	New	0.35%	+0.35
VTI VG Morningstar TS MKT ETF-US	Add +3.4%	13.29%	+0.33
AVDV Avantis Intl S/C Value ETF	New	0.32%	+0.32
MUNI PIMCO Intermediate Municipal	Add +38.6%	0.87%	+0.26
DUK Duke Energy Corp.	New	0.25%	+0.25
CB Chubb Ltd.	New	0.24%	+0.24
ABBV Abbvie Inc.	New	0.23%	+0.23
JNJ Johnson & Johnson	Add +0.5%	1.18%	+0.22
LIN Linde PLC	Add +63.0%	0.42%	+0.21
UNH Unitedhealth Group Inc.	New	0.21%	+0.21
MUB iShares National Muni Bond E	Add +35.6%	0.71%	+0.20
MCD McDonald's Corp.	New	0.20%	+0.20
ED Consolidated Edison Inc.	New	0.19%	+0.19
ES Eversource Energy	New	0.18%	+0.18
AWK American Water Works Co. Inc.	Add +125.3%	0.30%	+0.18
PEP Pepsico Inc.	Add +103.5%	0.31%	+0.18
ALB Albemarle Corp.	New	0.17%	+0.17
SCHO Schwab Short-Term US Treas	Add +5.5%	2.02%	+0.17
IEMG iShares Core MSCI Emerging	New	0.16%	+0.16
CME Cme Group Inc.	New	0.16%	+0.16
EME Emcor Group Inc.	New	0.16%	+0.16
CRS Carpenter Technology	New	0.15%	+0.15
AOS Smith (a.o.) Corp.	New	0.15%	+0.15
CHE Chemed Corp.	New	0.15%	+0.15
GPC Genuine Parts Co.	New	0.14%	+0.14
SYY Sysco Corp.	Add +26.4%	0.66%	+0.14
EMXC iShares MSCI Emr MRK Ex Chna	New	0.14%	+0.14
WMB Williams Cos Inc.	New	0.13%	+0.13
FDX FedEx Corp.	New	0.13%	+0.13
LOW Lowe's Cos Inc.	Add +33.1%	0.41%	+0.11
BLK BlackRock Inc.	Add +35.9%	0.46%	+0.10
SPY SS SPDR S&P 500 ETF Trust-US	Add +11.5%	1.00%	+0.09
ECL Ecolab Inc.	Add +4.1%	0.79%	+0.07
TMUS T-Mobile US Inc.	Add +12.6%	0.39%	+0.07
ADP Automatic Data Processing	Add +51.8%	0.31%	+0.06
TGT Target Corp.	Add +0.8%	0.17%	+0.04
CHD Church & Dwight Co. Inc.	Add +0.3%	0.24%	+0.03
RSG Republic Services Inc.	Add +0.3%	0.45%	+0.03
AMGN Amgen Inc.	Add +3.5%	0.23%	+0.03
EUSB Ishr ESG Advn Universal BD-$	Add +18.5%	0.17%	+0.03
AFL Aflac Inc.	Add +0.5%	0.70%	+0.03
TJX TJX Companies Inc.	Add +0.2%	0.32%	+0.02
TIP iShares Tips Bond ETF	Add +6.6%	0.19%	+0.02
VGIT Vanguard Intermediate-Term T	Add +0.6%	0.45%	+0.02
VTEB Vanguard Tax-Exempt Bond ETF	Add +0.3%	0.52%	+0.02

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	141	$176.8M	VTI, VEA, AAPL, GOOGL, VCSH
Q1 2026	129	$160.0M	VTI, VEA, AAPL, VCSH, VCIT
Q4 2025	113	$165.9M	VTI, AAPL, VEA, VCSH, VCIT
Q3 2025	115	$164.0M	VTI, AAPL, VCSH, MSFT, VCIT
Q2 2025	115	$157.8M	VTI, MSFT, VCIT, VCSH, AAPL
Q1 2025	110	$144.7M	VTI, VCIT, BNDX, VCSH, AAPL
Q4 2024	118	$149.8M	VTI, BNDX, VCIT, AAPL, AMZN
Q3 2024	121	$148.1M	VTI, BNDX, VCIT, AAPL, MSFT
Q2 2024	122	$141.1M	VTI, MSFT, BNDX, AMZN, AAPL
Q1 2024	131	$138.8M	VTI, MSFT, AMZN, SPYM, BNDX