WBH Advisory Inc.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 30, 2025), WBH Advisory Inc. reported 343 stock positions worth $1.3 billion. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 5.3% of the portfolio, followed by Vanguard Info Tech ETF (VGT, 5.1%) and Schwab US Broad Market ETF (SCHB, 4.0%). Compared with Q2 2025, it opened 19 new positions, sold out of 10, added to 102 and reduced 153. The biggest buy was a new position in iShares DYN Act ETF (BDYN) and the biggest sale iShares MSCI USA Quality Fac (QUAL, shares −72%).
- Most Recent 13F
- Q2 2026
- Location
- BALTIMORE, MD
- CIK
- 0001259671
- Portfolio Value
- $1.3B (Q3 2025)
- SEC Filing
- 0001259671-25-000010 ↗ filed Oct 30, 2025
Holdings Value
Holdings 343 stocks · $1.3B
| VTI VG Morningstar TS MKT ETF-US | 5.29% | 211,026 | $69.3M | Add +6.1% |
| VGT Vanguard Info Tech ETF | 5.06% | 88,746 | $66.3M | Reduce -1.6% |
| SCHB Schwab US Broad Market ETF | 3.96% | 2,019,089 | $51.9M | Reduce -0.3% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 3.81% | 637,639 | $50.0M | Add +7.5% |
| XLK SS Technology Select Sector | 2.93% | 135,918 | $38.3M | Add +5.3% |
| VXUS Vanguard Total Intl Stock | 2.66% | 473,930 | $34.8M | Add +0.9% |
| FBND Fidelity Total Bond ETF | 2.17% | 613,792 | $28.4M | Add +6.5% |
| BDYN iShares DYN Act ETF | 2.01% | 1,038,507 | $26.3M | New |
| SCHG Schwab US Large-Cap Growth | 1.96% | 804,729 | $25.7M | Add +10.2% |
| BND Vanguard Total Bond Market | 1.92% | 338,710 | $25.2M | Reduce -1.1% |
| VB Vanguard Most SM-Cap ETF-Usd | 1.80% | 92,729 | $23.6M | Reduce -2.1% |
| SCHX Schwab US Large-Cap ETF | 1.68% | 837,192 | $22.1M | Reduce -2.6% |
| IVV iShares Core S&P 500 ETF | 1.68% | 32,890 | $22.0M | Add +1.1% |
| MSFT Microsoft Corp. | 1.64% | 41,393 | $21.4M | Reduce -1.9% |
| VGIT Vanguard Intermediate-Term T | 1.63% | 354,633 | $21.3M | Add +5.4% |
| VCSH Vanguard S/T Corp. Bond ETF | 1.56% | 255,037 | $20.4M | Add +9.1% |
| XLY SS Consumer Disc Select Sect | 1.53% | 83,560 | $20.0M | Add +9.0% |
| XLF SS Financial Select Sector | 1.50% | 365,041 | $19.7M | Add +14.6% |
| BDVL iShares DV Equity Active ETF | 1.49% | 781,039 | $19.5M | New |
| VGSH Vanguard Short-Term Treasury | 1.42% | 315,052 | $18.5M | Reduce -4.6% |
| XLC SS Comm Select Sector SPDR | 1.40% | 154,985 | $18.3M | Reduce -11.2% |
| AAPL Apple Inc. | 1.40% | 71,858 | $18.3M | Reduce -0.3% |
| IEFA iShares Core MSCI Eafe ETF | 1.30% | 194,948 | $17.0M | Reduce -10.4% |
| VHT Vanguard Health Care ETF | 1.24% | 62,633 | $16.3M | Reduce -3.9% |
| SCHF Schwab Intl Equity ETF | 1.20% | 677,148 | $15.8M | Add +3.7% |
| ITOT iShares Core S&P Total U.S. | 1.18% | 106,457 | $15.5M | Reduce -0.4% |
| VFH Vanguard Financials ETF | 1.11% | 110,403 | $14.5M | Reduce -3.2% |
| XLI SS Industrial Select Sector | 1.10% | 93,654 | $14.4M | Add +9.9% |
| SPSM SS SPDR P S&P 600 Small Cap | 1.09% | 309,126 | $14.3M | Add +0.9% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.92% | 210,525 | $12.0M | Add +1.4% |
| VT Vanguard Tot World STK ETF | 0.91% | 86,450 | $11.9M | Reduce -0.8% |
| NEAR iShares SH Dba ETF Usd Inc. | 0.88% | 224,059 | $11.5M | Add +23.0% |
| CGCP Cap Group Core Plus Income | 0.83% | 480,559 | $10.9M | Add +12.0% |
| XLV SS Health Care Select Sector | 0.80% | 74,957 | $10.4M | Reduce -2.4% |
| MBB iShares MBS ETF | 0.75% | 102,664 | $9.8M | Reduce -11.0% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.71% | 18,450 | $9.3M | Reduce -0.9% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.69% | 80,716 | $9.0M | Add +5.5% |
| QQQM Invesco Nasdaq 100 ETF | 0.68% | 36,233 | $9.0M | Reduce -0.3% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.66% | 13,069 | $8.7M | Add +0.7% |
| VEU Vanguard Ftse All-World Ex-U | 0.61% | 112,393 | $8.0M | Reduce -1.3% |
| IEMG iShares Core MSCI Emerging | 0.61% | 120,880 | $8.0M | Add +5.3% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.60% | 185,012 | $7.9M | Add +4.2% |
| JCPB JPMorgan Core Plus Bond ETF | 0.59% | 163,469 | $7.8M | Add +31.6% |
| BSV Vanguard Short-Term Bond ETF | 0.56% | 92,508 | $7.3M | Reduce -5.5% |
| JBND JPMorgan Active Bond ETF | 0.56% | 134,782 | $7.3M | Add +49.0% |
| XLE SS Energy Select Sector | 0.52% | 76,565 | $6.8M | Add +14.4% |
| QQQ Invesco QQQ Trust Series 1 | 0.51% | 11,141 | $6.7M | Reduce -1.3% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.46% | 181,348 | $6.1M | Add +2.2% |
| IEUR iShares Core MSCI Europe ETF | 0.45% | 87,322 | $5.9M | Add +17.2% |
| GOOGL Alphabet Inc. Class A | 0.44% | 23,548 | $5.7M | Reduce -2.0% |
| PG The Procter & Gamble Co. | 0.43% | 36,654 | $5.6M | Reduce -1.4% |
| LLY Eli Lilly & Co. | 0.43% | 7,344 | $5.6M | Reduce -4.3% |
| VOX Vanguard Communication Servi | 0.42% | 29,532 | $5.5M | Reduce -3.2% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.41% | 28,788 | $5.4M | Reduce -22.3% |
| IXUS iShares Core Intl Stock ETF | 0.41% | 64,803 | $5.4M | Add +1.2% |
| IYW iShares Ustechnology ETF | 0.37% | 24,667 | $4.8M | Reduce -0.6% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.36% | 9,699 | $4.7M | Add +2.2% |
| COST Costco Wholesale Corp. | 0.35% | 4,984 | $4.6M | Reduce -0.4% |
| SPTS SS SPDR P St Term TSY ETF | 0.35% | 156,199 | $4.6M | Add +32.7% |
| SPEM State Street SP PTF Em ETF | 0.33% | 91,973 | $4.3M | Add +6.1% |
| MCD McDonald's Corp. | 0.32% | 13,968 | $4.2M | Reduce -1.2% |
| BINC iShares Flex I A ETF-Usd Inc. | 0.32% | 79,066 | $4.2M | Add +92.8% |
| IJR iShares Core S&P Small-Cap E | 0.32% | 35,245 | $4.2M | Reduce -4.6% |
| AGG iShares Core U.S. Aggregate | 0.31% | 41,087 | $4.1M | Reduce -6.1% |
| DGRO iShares Core Dividend Growth | 0.31% | 59,816 | $4.1M | Reduce -42.0% |
| VWO Vanguard Ftse Emerging Marke | 0.31% | 75,047 | $4.1M | Reduce -0.1% |
| JNJ Johnson & Johnson | 0.31% | 21,709 | $4.0M | Reduce -1.1% |
| JPM JPMorgan Chase & Co. | 0.30% | 12,662 | $4.0M | Add +0.6% |
| IVW iShares S&P 500 Growth ETF | 0.30% | 32,966 | $4.0M | Reduce -0.0% |
| SCHA Schwab US Small-Cap ETF | 0.30% | 142,620 | $4.0M | Reduce -2.0% |
| VOOV Vanguard S&P 500 Value ETF | 0.30% | 19,637 | $3.9M | Reduce -5.9% |
| AMZN Amazon.com Inc. | 0.28% | 16,596 | $3.6M | Add +0.4% |
| XLP SS Consumer Staples Sel Sect | 0.27% | 45,487 | $3.6M | Reduce -1.4% |
| PEP Pepsico Inc. | 0.26% | 24,553 | $3.4M | Add +1.8% |
| VIS Vanguard Industrials ETF | 0.26% | 11,636 | $3.4M | Reduce -3.4% |
| URTH iShares MSCI World ETF | 0.26% | 18,909 | $3.4M | Reduce -0.0% |
| GOOG Alphabet Inc. Class C | 0.25% | 13,271 | $3.2M | Add +0.2% |
| SCHD Schwab US DVD Equity ETF | 0.24% | 115,405 | $3.2M | Reduce -2.4% |
| MTUM iShares MSCI USA Momentum Fa | 0.24% | 12,079 | $3.1M | Add +687.4% |
| SCHO Schwab Short-Term US Treas | 0.23% | 125,464 | $3.1M | Add +1.5% |
| JGLO JPMorgan GLBL SLCT Eq ETF | 0.23% | 44,841 | $3.0M | Add +9.2% |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 0.22% | 33,475 | $2.9M | Reduce -3.2% |
| GLDM SPDR Gold Minishares Trust | 0.22% | 37,505 | $2.9M | Add +2.8% |
| SCHQ Schwab Long-Term US Treasury | 0.22% | 87,255 | $2.8M | Add +1.9% |
| ORCL Oracle Corp. | 0.21% | 9,875 | $2.8M | No change |
| EFA iShares MSCI Eafe ETF | 0.20% | 28,587 | $2.7M | Reduce -0.4% |
| QUAL iShares MSCI USA Quality Fac | 0.20% | 13,600 | $2.6M | Reduce -72.2% |
| VPU Vanguard Utilities ETF | 0.20% | 13,761 | $2.6M | Reduce -0.9% |
| META Meta Platforms Inc. Class A | 0.19% | 3,455 | $2.5M | Add +2.8% |
| CSCO Cisco Systems Inc. | 0.19% | 36,705 | $2.5M | Reduce -2.5% |
| CMI Cummins Inc. | 0.19% | 5,861 | $2.5M | Reduce -3.5% |
| WMT Walmart Inc. | 0.19% | 24,007 | $2.5M | Reduce -1.4% |
| VCR Vanguard Consumer Discre ETF | 0.19% | 6,180 | $2.4M | Reduce -2.8% |
| VNQ Vanguard Real Estate ETF | 0.18% | 26,279 | $2.4M | Reduce -3.1% |
| RING iShares MSCI Global Gold Min | 0.18% | 37,007 | $2.4M | Add +8.2% |
| XLB SS Materials Select Sector | 0.18% | 26,647 | $2.4M | Reduce -1.6% |
| CAT Caterpillar Inc. | 0.18% | 4,981 | $2.4M | No change |
| VGLT Vanguard Long-Term Treasury | 0.18% | 41,666 | $2.4M | Add +110.7% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.17% | 7,438 | $2.3M | Add +0.1% |
| HD Home Depot Inc. | 0.17% | 5,622 | $2.3M | Add +0.4% |
Portfolio Sells Q2 2025 → Q3 2025
| QUAL iShares MSCI USA Quality Fac | Reduce -72.2% | 0.20% | −0.56 |
| DGRO iShares Core Dividend Growth | Reduce -42.0% | 0.31% | −0.25 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -10.4% | 1.30% | −0.25 |
| VGSH Vanguard Short-Term Treasury | Reduce -4.6% | 1.42% | −0.24 |
| BND Vanguard Total Bond Market | Reduce -1.1% | 1.92% | −0.23 |
| XLC SS Comm Select Sector SPDR | Reduce -11.2% | 1.40% | −0.21 |
| MBB iShares MBS ETF | Reduce -11.0% | 0.75% | −0.18 |
| MSFT Microsoft Corp. | Reduce -1.9% | 1.64% | −0.15 |
| SCHB Schwab US Broad Market ETF | Reduce -0.3% | 3.96% | −0.15 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -22.3% | 0.41% | −0.15 |
| VHT Vanguard Health Care ETF | Reduce -3.9% | 1.24% | −0.14 |
| VFH Vanguard Financials ETF | Reduce -3.2% | 1.11% | −0.13 |
| FEZ State Street SPDR Euro Stoxx | Reduce -50.9% | 0.11% | −0.13 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -2.1% | 1.80% | −0.11 |
| SCHX Schwab US Large-Cap ETF | Reduce -2.6% | 1.68% | −0.11 |
| BSV Vanguard Short-Term Bond ETF | Reduce -5.5% | 0.56% | −0.10 |
| XLV SS Health Care Select Sector | Reduce -2.4% | 0.80% | −0.09 |
| LLY Eli Lilly & Co. | Reduce -4.3% | 0.43% | −0.08 |
| PG The Procter & Gamble Co. | Reduce -1.4% | 0.43% | −0.07 |
| COST Costco Wholesale Corp. | Reduce -0.4% | 0.35% | −0.07 |
| IEF iShares 7-10 Year Treasury B | Reduce -38.5% | 0.08% | −0.07 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -0.9% | 0.71% | −0.06 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -20.2% | 0.15% | −0.06 |
| AGG iShares Core U.S. Aggregate | Reduce -6.1% | 0.31% | −0.06 |
| MKC McCormick & Co.-Non VTG SHRS | Reduce -12.2% | 0.11% | −0.05 |
| ITOT iShares Core S&P Total U.S. | Reduce -0.4% | 1.18% | −0.05 |
| XLP SS Consumer Staples Sel Sect | Reduce -1.4% | 0.27% | −0.05 |
| VT Vanguard Tot World STK ETF | Reduce -0.8% | 0.91% | −0.05 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -1.3% | 0.61% | −0.04 |
| DIS The Walt Disney Co. | Reduce -3.4% | 0.15% | −0.04 |
| VGT Vanguard Info Tech ETF | Reduce -1.6% | 5.06% | −0.04 |
| VOOV Vanguard S&P 500 Value ETF | Reduce -5.9% | 0.30% | −0.04 |
| BILS SS Spdrb B 3-12M T-Bill ETF | Sold out | 0.00% | −0.03 |
| VDC Vanguard Consumer Staple ETF | Reduce -5.8% | 0.16% | −0.03 |
| CSCO Cisco Systems Inc. | Reduce -2.5% | 0.19% | −0.03 |
| CMG Chipotle Mexican Grill Inc. | Sold out | 0.00% | −0.03 |
| MCD McDonald's Corp. | Reduce -1.2% | 0.32% | −0.03 |
| V Visa Inc. Class A | Reduce -0.4% | 0.17% | −0.03 |
| PM Philip Morris International | Reduce -15.2% | 0.06% | −0.03 |
| HYD Vaneck High Yield Muni ETF | Sold out | 0.00% | −0.03 |
| SCHD Schwab US DVD Equity ETF | Reduce -2.4% | 0.24% | −0.03 |
| DE Deere & Co. | Reduce -0.7% | 0.10% | −0.03 |
| IJR iShares Core S&P Small-Cap E | Reduce -4.6% | 0.32% | −0.02 |
| VIS Vanguard Industrials ETF | Reduce -3.4% | 0.26% | −0.02 |
| AMT American Tower Corp. | Reduce -5.6% | 0.06% | −0.02 |
| NOW ServiceNow Inc. | Reduce -0.9% | 0.09% | −0.02 |
| VNQ Vanguard Real Estate ETF | Reduce -3.1% | 0.18% | −0.02 |
| VOX Vanguard Communication Servi | Reduce -3.2% | 0.42% | −0.02 |
| TFI SS SPDR N Ice Muni Bond ETF | Reduce -12.1% | 0.09% | −0.02 |
| LDUR PIMCO Enhanced Low Duration | Sold out | 0.00% | −0.02 |
Portfolio Buys Q2 2025 → Q3 2025
| BDYN iShares DYN Act ETF | New | 2.01% | +2.01 |
| BDVL iShares DV Equity Active ETF | New | 1.49% | +1.49 |
| MTUM iShares MSCI USA Momentum Fa | Add +687.4% | 0.24% | +0.21 |
| JBND JPMorgan Active Bond ETF | Add +49.0% | 0.56% | +0.14 |
| SCHG Schwab US Large-Cap Growth | Add +10.2% | 1.96% | +0.14 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +7.5% | 3.81% | +0.14 |
| XLK SS Technology Select Sector | Add +5.3% | 2.93% | +0.14 |
| BINC iShares Flex I A ETF-Usd Inc. | Add +92.8% | 0.32% | +0.14 |
| VTI VG Morningstar TS MKT ETF-US | Add +6.1% | 5.29% | +0.14 |
| XLY SS Consumer Disc Select Sect | Add +9.0% | 1.53% | +0.11 |
| JCPB JPMorgan Core Plus Bond ETF | Add +31.6% | 0.59% | +0.10 |
| TLH iShares 10-20 Year Treasury | Add +220.7% | 0.14% | +0.09 |
| SCHR Schwab Intermediate-Term US | Add +511.7% | 0.11% | +0.09 |
| VGLT Vanguard Long-Term Treasury | Add +110.7% | 0.18% | +0.09 |
| NEAR iShares SH Dba ETF Usd Inc. | Add +23.0% | 0.88% | +0.08 |
| XLF SS Financial Select Sector | Add +14.6% | 1.50% | +0.08 |
| SPTS SS SPDR P St Term TSY ETF | Add +32.7% | 0.35% | +0.06 |
| RING iShares MSCI Global Gold Min | Add +8.2% | 0.18% | +0.06 |
| SPMO Invesco S&P 500 Momentum ETF | New | 0.05% | +0.05 |
| SPHQ Invesco S&P 500 Quality ETF | New | 0.05% | +0.05 |
| GOOG Alphabet Inc. Class C | Add +0.2% | 0.25% | +0.05 |
| JMUB JPMorgan Municipal ETF | New | 0.04% | +0.04 |
| XLE SS Energy Select Sector | Add +14.4% | 0.52% | +0.04 |
| VMC Vulcan Materials Co. | New | 0.03% | +0.03 |
| IEUR iShares Core MSCI Europe ETF | Add +17.2% | 0.45% | +0.03 |
| XLI SS Industrial Select Sector | Add +9.9% | 1.10% | +0.03 |
| PLTR Palantir Technologies Inc. Class A | Add +2.7% | 0.15% | +0.03 |
| IEMG iShares Core MSCI Emerging | Add +5.3% | 0.61% | +0.02 |
| MLN Vaneck Long Muni ETF | New | 0.02% | +0.02 |
| JPIE JPMorgan Income ETF | Add +35.9% | 0.11% | +0.02 |
| INTC Intel Corp. | New | 0.02% | +0.02 |
| TSLA Tesla Inc. | Add +1.9% | 0.09% | +0.02 |
| PSX Phillips 66 | New | 0.02% | +0.02 |
| AMD Advanced Micro Devices | New | 0.02% | +0.02 |
| XBI SS SPDR S&P Biotech ETF | New | 0.02% | +0.02 |
| AIZ Assurant Inc. | New | 0.02% | +0.02 |
| CHIQ Global X MSCI China Consumer | New | 0.02% | +0.02 |
| ESGE iShares Inc. iShares ESG Awar | New | 0.02% | +0.02 |
| CPNG Coupang Inc. | New | 0.02% | +0.02 |
| VYM Vanguard High DVD Yield ETF | New | 0.02% | +0.02 |
| MDT Medtronic PLC | New | 0.02% | +0.02 |
| HPE Hewlett Packard Enterprise | New | 0.02% | +0.02 |
| SPHY SS SPDR P High Yield ETF | Add +55.5% | 0.05% | +0.02 |
| VOOG Vanguard S&P 500 Growth ETF | New | 0.02% | +0.02 |
| GLDM SPDR Gold Minishares Trust | Add +2.8% | 0.22% | +0.02 |
| JAVA JPMorgan Active Value ETF | Add +18.7% | 0.13% | +0.01 |
| GLW Corning Inc. | Add +0.0% | 0.05% | +0.01 |
| SPEM State Street SP PTF Em ETF | Add +6.1% | 0.33% | +0.01 |
| JGRO JPMorgan Active Growth ETF | Add +13.5% | 0.13% | +0.01 |
| JIRE JPMorgan Int Res Enh Eqty | Add +15.9% | 0.16% | +0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 363 | $1.5B | VTI, VGT, SPYM, SCHB, XLK |
| Q1 2026 | 350 | $1.3B | VTI, VGT, SPYM, SCHB, XLK |
| Q4 2025 | 343 | $1.4B | VTI, VGT, SPYM, SCHB, XLK |
| Q3 2025 | 343 | $1.3B | VTI, VGT, SCHB, SPYM, XLK |
| Q2 2025 | 334 | $1.2B | VTI, VGT, SCHB, SPYM, XLK |
| Q1 2025 | 325 | $1.1B | VTI, VGT, SCHB, VXUS, FBND |
| Q4 2024 | 322 | $1.1B | VGT, VTI, SCHB, XLK, VXUS |
| Q3 2024 | 324 | $1.1B | VGT, VTI, SCHB, VXUS, XLK |
| Q2 2024 | 310 | $988.0M | VGT, VTI, SCHB, VXUS, XLK |
| Q1 2024 | 310 | $971.8M | VGT, VTI, SCHB, VXUS, XLK |