WBH Advisory Inc.
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 26, 2026), WBH Advisory Inc. reported 343 stock positions worth $1.4 billion. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 5.3% of the portfolio, followed by Vanguard Info Tech ETF (VGT, 4.9%) and Ste STR SPDR PT S&P 500 ETF (SPYM, 4.1%). Compared with Q3 2025, it opened 9 new positions, sold out of 9, added to 107 and reduced 142. The biggest buy was Ste STR SPDR PT S&P 500 ETF (SPYM, shares +9%) and the biggest sale iShares MBS ETF (MBB, shares −31%).
- Most Recent 13F
- Q2 2026
- Location
- BALTIMORE, MD
- CIK
- 0001259671
- Portfolio Value
- $1.4B (Q4 2025)
- SEC Filing
- 0001259671-26-000002 ↗ filed Jan 26, 2026
Holdings Value
Holdings 343 stocks · $1.4B
| VTI VG Morningstar TS MKT ETF-US | 5.33% | 214,675 | $72.0M | Add +1.7% |
| VGT Vanguard Info Tech ETF | 4.93% | 88,336 | $66.6M | Reduce -0.5% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 4.11% | 692,609 | $55.6M | Add +8.6% |
| SCHB Schwab US Broad Market ETF | 3.95% | 2,032,771 | $53.3M | Add +0.7% |
| XLK SS Technology Select Sector | 3.09% | 289,404 | $41.7M | Add +6.5% |
| VXUS Vanguard Total Intl Stock | 2.69% | 480,838 | $36.3M | Add +1.5% |
| FBND Fidelity Total Bond ETF | 2.43% | 712,397 | $32.8M | Add +16.1% |
| SCHG Schwab US Large-Cap Growth | 2.01% | 830,325 | $27.1M | Add +3.2% |
| BND Vanguard Total Bond Market | 1.94% | 353,925 | $26.2M | Add +4.5% |
| BDYN iShares DYN Act ETF | 1.91% | 1,009,318 | $25.8M | Reduce -2.8% |
| VB Vanguard Most SM-Cap ETF-Usd | 1.76% | 92,302 | $23.8M | Reduce -0.5% |
| IVV iShares Core S&P 500 ETF | 1.67% | 33,016 | $22.6M | Add +0.4% |
| SCHX Schwab US Large-Cap ETF | 1.65% | 826,182 | $22.2M | Reduce -1.3% |
| VCSH Vanguard S/T Corp. Bond ETF | 1.61% | 273,520 | $21.8M | Add +7.3% |
| VGIT Vanguard Intermediate-Term T | 1.57% | 353,297 | $21.2M | Reduce -0.4% |
| XLY SS Consumer Disc Select Sect | 1.47% | 166,078 | $19.8M | Reduce -0.6% |
| MSFT Microsoft Corp. | 1.46% | 40,859 | $19.8M | Reduce -1.3% |
| BDVL iShares DV Equity Active ETF | 1.45% | 791,606 | $19.6M | Add +1.4% |
| XLF SS Financial Select Sector | 1.45% | 356,666 | $19.5M | Reduce -2.3% |
| AAPL Apple Inc. | 1.45% | 71,850 | $19.5M | Reduce -0.0% |
| VGSH Vanguard Short-Term Treasury | 1.44% | 331,265 | $19.5M | Add +5.2% |
| IEFA iShares Core MSCI Eafe ETF | 1.35% | 203,994 | $18.2M | Add +4.6% |
| XLC SS Comm Select Sector SPDR | 1.34% | 153,253 | $18.0M | Reduce -1.1% |
| VHT Vanguard Health Care ETF | 1.33% | 62,176 | $17.9M | Reduce -0.7% |
| SCHF Schwab Intl Equity ETF | 1.25% | 701,765 | $16.9M | Add +3.6% |
| ITOT iShares Core S&P Total U.S. | 1.16% | 104,952 | $15.6M | Reduce -1.4% |
| VFH Vanguard Financials ETF | 1.08% | 109,156 | $14.6M | Reduce -1.1% |
| SPSM SS SPDR P S&P 600 Small Cap | 1.08% | 310,182 | $14.5M | Add +0.3% |
| XLI SS Industrial Select Sector | 1.04% | 90,919 | $14.1M | Reduce -2.9% |
| XLV SS Health Care Select Sector | 0.94% | 81,630 | $12.6M | Add +8.9% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.90% | 209,498 | $12.1M | Reduce -0.5% |
| NEAR iShares SH Dba ETF Usd Inc. | 0.88% | 233,011 | $11.9M | Add +4.0% |
| VT Vanguard Tot World STK ETF | 0.87% | 83,366 | $11.8M | Reduce -3.6% |
| CGCP Cap Group Core Plus Income | 0.85% | 508,361 | $11.5M | Add +5.8% |
| JBND JPMorgan Active Bond ETF | 0.73% | 183,190 | $9.9M | Add +35.9% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.68% | 18,212 | $9.2M | Reduce -1.3% |
| QQQM Invesco Nasdaq 100 ETF | 0.67% | 35,553 | $9.0M | Reduce -1.9% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.65% | 12,946 | $8.8M | Reduce -0.9% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.64% | 194,936 | $8.7M | Add +5.4% |
| JCPB JPMorgan Core Plus Bond ETF | 0.63% | 180,812 | $8.6M | Add +10.6% |
| VEU Vanguard Ftse All-World Ex-U | 0.61% | 112,219 | $8.3M | Reduce -0.1% |
| IEMG iShares Core MSCI Emerging | 0.60% | 120,930 | $8.1M | Add +0.0% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.58% | 70,557 | $7.8M | Reduce -12.6% |
| LLY Eli Lilly & Co. | 0.57% | 7,217 | $7.8M | Reduce -1.7% |
| QQQ Invesco QQQ Trust Series 1 | 0.55% | 12,197 | $7.5M | Add +9.5% |
| GOOGL Alphabet Inc. Class A | 0.53% | 23,075 | $7.2M | Reduce -2.0% |
| BSV Vanguard Short-Term Bond ETF | 0.51% | 88,012 | $6.9M | Reduce -4.9% |
| IEUR iShares Core MSCI Europe ETF | 0.51% | 96,510 | $6.9M | Add +10.5% |
| XLE SS Energy Select Sector | 0.50% | 150,757 | $6.7M | Reduce -1.6% |
| MBB iShares MBS ETF | 0.50% | 70,779 | $6.7M | Reduce -31.1% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 0.45% | 187,394 | $6.1M | Add +3.3% |
| VOX Vanguard Communication Servi | 0.42% | 29,620 | $5.7M | Add +0.3% |
| IXUS iShares Core Intl Stock ETF | 0.40% | 64,078 | $5.4M | Reduce -1.1% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.38% | 10,594 | $5.2M | Add +9.2% |
| PG The Procter & Gamble Co. | 0.38% | 35,914 | $5.1M | Reduce -2.0% |
| SPTS SS SPDR P St Term TSY ETF | 0.36% | 164,527 | $4.8M | Add +5.3% |
| SPEM State Street SP PTF Em ETF | 0.35% | 102,031 | $4.8M | Add +10.9% |
| IYW iShares Ustechnology ETF | 0.35% | 23,876 | $4.8M | Reduce -3.2% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.35% | 24,772 | $4.7M | Reduce -13.9% |
| GOOG Alphabet Inc. Class C | 0.33% | 14,044 | $4.4M | Add +5.8% |
| JNJ Johnson & Johnson | 0.32% | 21,068 | $4.4M | Reduce -3.0% |
| COST Costco Wholesale Corp. | 0.32% | 4,961 | $4.3M | Reduce -0.5% |
| SCHA Schwab US Small-Cap ETF | 0.32% | 149,589 | $4.3M | Add +4.9% |
| MCD McDonald's Corp. | 0.31% | 13,793 | $4.2M | Reduce -1.3% |
| IJR iShares Core S&P Small-Cap E | 0.31% | 34,761 | $4.2M | Reduce -1.4% |
| VWO Vanguard Ftse Emerging Marke | 0.31% | 76,952 | $4.1M | Add +2.5% |
| JPM JPMorgan Chase & Co. | 0.30% | 12,714 | $4.1M | Add +0.4% |
| SCHQ Schwab Long-Term US Treasury | 0.30% | 128,500 | $4.1M | Add +47.3% |
| AGG iShares Core U.S. Aggregate | 0.30% | 40,715 | $4.1M | Reduce -0.9% |
| IVW iShares S&P 500 Growth ETF | 0.30% | 32,958 | $4.1M | Reduce -0.0% |
| VOOV Vanguard S&P 500 Value ETF | 0.30% | 19,506 | $4.0M | Reduce -0.7% |
| AMZN Amazon.com Inc. | 0.29% | 16,906 | $3.9M | Add +1.9% |
| BINC iShares Flex I A ETF-Usd Inc. | 0.26% | 67,421 | $3.6M | Reduce -14.7% |
| XLP SS Consumer Staples Sel Sect | 0.26% | 45,314 | $3.5M | Reduce -0.4% |
| PEP Pepsico Inc. | 0.26% | 24,194 | $3.5M | Reduce -1.5% |
| VIS Vanguard Industrials ETF | 0.26% | 11,571 | $3.5M | Reduce -0.6% |
| JGLO JPMorgan GLBL SLCT Eq ETF | 0.26% | 50,925 | $3.4M | Add +13.6% |
| URTH iShares MSCI World ETF | 0.25% | 18,175 | $3.4M | Reduce -3.9% |
| DGRO iShares Core Dividend Growth | 0.24% | 46,591 | $3.2M | Reduce -22.1% |
| SCHD Schwab US DVD Equity ETF | 0.24% | 116,709 | $3.2M | Add +1.1% |
| VGLT Vanguard Long-Term Treasury | 0.23% | 54,698 | $3.1M | Add +31.3% |
| SCHO Schwab Short-Term US Treas | 0.22% | 123,395 | $3.0M | Reduce -1.6% |
| RING iShares MSCI Global Gold Min | 0.22% | 40,700 | $3.0M | Add +10.0% |
| GLDM SPDR Gold Minishares Trust | 0.22% | 35,016 | $3.0M | Reduce -6.6% |
| CMI Cummins Inc. | 0.22% | 5,722 | $2.9M | Reduce -2.4% |
| CAT Caterpillar Inc. | 0.21% | 4,953 | $2.8M | Reduce -0.6% |
| CSCO Cisco Systems Inc. | 0.21% | 36,528 | $2.8M | Reduce -0.5% |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 0.21% | 65,654 | $2.8M | Reduce -1.9% |
| TLH iShares 10-20 Year Treasury | 0.21% | 27,276 | $2.8M | Add +51.8% |
| EFA iShares MSCI Eafe ETF | 0.20% | 28,516 | $2.7M | Reduce -0.3% |
| WMT Walmart Inc. | 0.20% | 23,749 | $2.6M | Reduce -1.1% |
| QUAL iShares MSCI USA Quality Fac | 0.19% | 13,063 | $2.6M | Reduce -4.0% |
| VCR Vanguard Consumer Discre ETF | 0.19% | 6,415 | $2.5M | Add +3.8% |
| JIRE JPMorgan Int Res Enh Eqty | 0.19% | 33,558 | $2.5M | Add +17.7% |
| VPU Vanguard Utilities ETF | 0.19% | 13,570 | $2.5M | Reduce -1.4% |
| XLB SS Materials Select Sector | 0.18% | 54,375 | $2.5M | Add +2.0% |
| SCHM Schwab US Mid Cap ETF | 0.18% | 80,165 | $2.4M | Add +8.8% |
| META Meta Platforms Inc. Class A | 0.17% | 3,431 | $2.3M | Reduce -0.7% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.17% | 7,167 | $2.3M | Reduce -3.6% |
| VNQ Vanguard Real Estate ETF | 0.17% | 25,482 | $2.3M | Reduce -3.0% |
Portfolio Sells Q3 2025 → Q4 2025
| MBB iShares MBS ETF | Reduce -31.1% | 0.50% | −0.25 |
| MTUM iShares MSCI USA Momentum Fa | Reduce -86.7% | 0.03% | −0.21 |
| MSFT Microsoft Corp. | Reduce -1.3% | 1.46% | −0.17 |
| VGT Vanguard Info Tech ETF | Reduce -0.5% | 4.93% | −0.13 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Reduce -12.6% | 0.58% | −0.11 |
| BDYN iShares DYN Act ETF | Reduce -2.8% | 1.91% | −0.09 |
| ORCL Oracle Corp. | Reduce -2.4% | 0.14% | −0.07 |
| DGRO iShares Core Dividend Growth | Reduce -22.1% | 0.24% | −0.07 |
| XLC SS Comm Select Sector SPDR | Reduce -1.1% | 1.34% | −0.06 |
| XLY SS Consumer Disc Select Sect | Reduce -0.6% | 1.47% | −0.06 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -13.9% | 0.35% | −0.06 |
| XLI SS Industrial Select Sector | Reduce -2.9% | 1.04% | −0.06 |
| BINC iShares Flex I A ETF-Usd Inc. | Reduce -14.7% | 0.26% | −0.06 |
| VGIT Vanguard Intermediate-Term T | Reduce -0.4% | 1.57% | −0.06 |
| XLF SS Financial Select Sector | Reduce -2.3% | 1.45% | −0.06 |
| SPHQ Invesco S&P 500 Quality ETF | Sold out | 0.00% | −0.05 |
| PG The Procter & Gamble Co. | Reduce -2.0% | 0.38% | −0.05 |
| BSV Vanguard Short-Term Bond ETF | Reduce -4.9% | 0.51% | −0.04 |
| VT Vanguard Tot World STK ETF | Reduce -3.6% | 0.87% | −0.04 |
| SCHX Schwab US Large-Cap ETF | Reduce -1.3% | 1.65% | −0.04 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -0.5% | 1.76% | −0.04 |
| COST Costco Wholesale Corp. | Reduce -0.5% | 0.32% | −0.04 |
| ADP Automatic Data Processing | Reduce -26.2% | 0.05% | −0.03 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -1.3% | 0.68% | −0.03 |
| ITOT iShares Core S&P Total U.S. | Reduce -1.4% | 1.16% | −0.03 |
| VFH Vanguard Financials ETF | Reduce -1.1% | 1.08% | −0.03 |
| PLTR Palantir Technologies Inc. Class A | Reduce -12.7% | 0.12% | −0.03 |
| META Meta Platforms Inc. Class A | Reduce -0.7% | 0.17% | −0.03 |
| DIS The Walt Disney Co. | Reduce -13.5% | 0.12% | −0.02 |
| XLE SS Energy Select Sector | Reduce -1.6% | 0.50% | −0.02 |
| ADI Analog Devices Inc. | Sold out | 0.00% | −0.02 |
| SPYX SS SPDR S&P 500 Foss FL ETF | Sold out | 0.00% | −0.02 |
| FBTC Fidelity Wise Origin Bitcoin | Sold out | 0.00% | −0.02 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Reduce -0.5% | 0.90% | −0.02 |
| HSY The Hershey Co. | Reduce -52.1% | 0.02% | −0.02 |
| QQQM Invesco Nasdaq 100 ETF | Reduce -1.9% | 0.67% | −0.02 |
| NFLX Netflix Inc. | Sold out | 0.00% | −0.02 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -22.2% | 0.05% | −0.02 |
| EMN Eastman Chemical Co. | Sold out | 0.00% | −0.02 |
| VNQ Vanguard Real Estate ETF | Reduce -3.0% | 0.17% | −0.02 |
| CHIQ Global X MSCI China Consumer | Sold out | 0.00% | −0.02 |
| MELI MercadoLibre Inc. | Reduce -0.4% | 0.08% | −0.02 |
| IYW iShares Ustechnology ETF | Reduce -3.2% | 0.35% | −0.02 |
| CPNG Coupang Inc. | Sold out | 0.00% | −0.02 |
| TMUS T-Mobile US Inc. | Reduce -14.0% | 0.04% | −0.02 |
| HPE Hewlett Packard Enterprise | Sold out | 0.00% | −0.02 |
| XLU St Sr Utl SL SE SPDR ETF-Usd | Reduce -1.9% | 0.21% | −0.02 |
| AGG iShares Core U.S. Aggregate | Reduce -0.9% | 0.30% | −0.01 |
| T AT&T Inc. | Reduce -18.3% | 0.03% | −0.01 |
| PSA Public Storage | Reduce -1.2% | 0.08% | −0.01 |
Portfolio Buys Q3 2025 → Q4 2025
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +8.6% | 4.11% | +0.30 |
| FBND Fidelity Total Bond ETF | Add +16.1% | 2.43% | +0.26 |
| JBND JPMorgan Active Bond ETF | Add +35.9% | 0.73% | +0.18 |
| XLK SS Technology Select Sector | Add +6.5% | 3.09% | +0.16 |
| XLV SS Health Care Select Sector | Add +8.9% | 0.94% | +0.14 |
| EMB iShares JP Morgan Usd Emergi | New | 0.10% | +0.10 |
| SCHQ Schwab Long-Term US Treasury | Add +47.3% | 0.30% | +0.09 |
| EWJ iShares MSCI Japan ETF | New | 0.08% | +0.08 |
| GOOG Alphabet Inc. Class C | Add +5.8% | 0.33% | +0.08 |
| TLH iShares 10-20 Year Treasury | Add +51.8% | 0.21% | +0.06 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +7.3% | 1.61% | +0.06 |
| IEUR iShares Core MSCI Europe ETF | Add +10.5% | 0.51% | +0.05 |
| IEFA iShares Core MSCI Eafe ETF | Add +4.6% | 1.35% | +0.05 |
| SCHF Schwab Intl Equity ETF | Add +3.6% | 1.25% | +0.05 |
| VGLT Vanguard Long-Term Treasury | Add +31.3% | 0.23% | +0.05 |
| SCHG Schwab US Large-Cap Growth | Add +3.2% | 2.01% | +0.04 |
| QQQ Invesco QQQ Trust Series 1 | Add +9.5% | 0.55% | +0.04 |
| VTI VG Morningstar TS MKT ETF-US | Add +1.7% | 5.33% | +0.04 |
| JCPB JPMorgan Core Plus Bond ETF | Add +10.6% | 0.63% | +0.04 |
| RING iShares MSCI Global Gold Min | Add +10.0% | 0.22% | +0.04 |
| SPDW Ste STR SPDR PT DW Eu ETF | Add +5.4% | 0.64% | +0.04 |
| SCHR Schwab Intermediate-Term US | Add +37.4% | 0.15% | +0.04 |
| JAVA JPMorgan Active Value ETF | Add +24.0% | 0.16% | +0.03 |
| LEMB iShares JP Morgan Em Local C | New | 0.03% | +0.03 |
| VXUS Vanguard Total Intl Stock | Add +1.5% | 2.69% | +0.03 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +9.2% | 0.38% | +0.03 |
| LITE Lumentum Holdings Inc. | New | 0.03% | +0.03 |
| JIRE JPMorgan Int Res Enh Eqty | Add +17.7% | 0.19% | +0.03 |
| VGSH Vanguard Short-Term Treasury | Add +5.2% | 1.44% | +0.03 |
| SPEM State Street SP PTF Em ETF | Add +10.9% | 0.35% | +0.02 |
| RSPT Invesco S&P 500 Equal Weight | New | 0.02% | +0.02 |
| JGLO JPMorgan GLBL SLCT Eq ETF | Add +13.6% | 0.26% | +0.02 |
| MRK Merck & Co. Inc. | Add +11.0% | 0.09% | +0.02 |
| JGRO JPMorgan Active Growth ETF | Add +21.8% | 0.15% | +0.02 |
| CGCP Cap Group Core Plus Income | Add +5.8% | 0.85% | +0.02 |
| PPG PPG Industries Inc. | New | 0.02% | +0.02 |
| BND Vanguard Total Bond Market | Add +4.5% | 1.94% | +0.02 |
| BMY Bristol-Myers Squibb Co. | New | 0.02% | +0.02 |
| JMEE JPM Sma & Mid Cap En Eq Et-U | Add +17.4% | 0.12% | +0.02 |
| FDX FedEx Corp. | New | 0.02% | +0.02 |
| IWX iShares Russell Top 200 Valu | New | 0.02% | +0.02 |
| MLN Vaneck Long Muni ETF | Add +78.8% | 0.04% | +0.01 |
| SCHM Schwab US Mid Cap ETF | Add +8.8% | 0.18% | +0.01 |
| SCHA Schwab US Small-Cap ETF | Add +4.9% | 0.32% | +0.01 |
| PM Philip Morris International | Add +24.2% | 0.07% | +0.01 |
| AMZN Amazon.com Inc. | Add +1.9% | 0.29% | +0.01 |
| JPIE JPMorgan Income ETF | Add +11.9% | 0.12% | +0.01 |
| GLD SPDR Gold Shares | Add +18.2% | 0.04% | +0.01 |
| DIA SS SPDR Dow Jones Indus Avg | Add +8.6% | 0.09% | +0.01 |
| NEE Nextera Energy Inc. | Add +7.1% | 0.08% | +0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 363 | $1.5B | VTI, VGT, SPYM, SCHB, XLK |
| Q1 2026 | 350 | $1.3B | VTI, VGT, SPYM, SCHB, XLK |
| Q4 2025 | 343 | $1.4B | VTI, VGT, SPYM, SCHB, XLK |
| Q3 2025 | 343 | $1.3B | VTI, VGT, SCHB, SPYM, XLK |
| Q2 2025 | 334 | $1.2B | VTI, VGT, SCHB, SPYM, XLK |
| Q1 2025 | 325 | $1.1B | VTI, VGT, SCHB, VXUS, FBND |
| Q4 2024 | 322 | $1.1B | VGT, VTI, SCHB, XLK, VXUS |
| Q3 2024 | 324 | $1.1B | VGT, VTI, SCHB, VXUS, XLK |
| Q2 2024 | 310 | $988.0M | VGT, VTI, SCHB, VXUS, XLK |
| Q1 2024 | 310 | $971.8M | VGT, VTI, SCHB, VXUS, XLK |