Werba Rubin Papier Wealth Management

In its 13F for Q1 2024 (holdings as of March 31, 2024, filed May 1, 2024), Werba Rubin Papier Wealth Management reported 153 stock positions worth $344.9 million. Its top holding was Avantis U.S. Equity ETF (AVUS) at 15.0% of the portfolio, followed by Avantis International Equity (AVDE, 13.6%) and Avantis US Small Cap Value (AVUV, 12.4%). Compared with Q4 2023, it opened 36 new positions, sold out of 4, added to 56 and reduced 36. The biggest buy was Vanguard Mrngstar GR ETF-Sui (VUG, shares +2744%) and the biggest sale Avantis US Small Cap Value (AVUV, shares −0%).

Most Recent 13F
Q2 2026
Location
SAN JOSE, CA
CIK
0001971029
Portfolio Value
$344.9M (Q1 2024)
SEC Filing
0001754960-24-000196 ↗ filed May 1, 2024

Holdings Value

0$200.0M$400.0M$600.0M$800.0M$1.0B Q1 2024: $344.9M $344.9M Q1 2024 Q2 2024: $362.3M Q2 2024 Q3 2024: $426.3M Q3 2024 Q4 2024: $423.9M Q4 2024 Q1 2025: $459.8M Q1 2025 Q2 2025: $532.2M Q2 2025 Q3 2025: $619.1M Q3 2025 Q4 2025: $369.0M Q4 2025 Q1 2026: $718.1M Q1 2026 Q2 2026: $823.5M Q2 2026

Holdings 153 stocks · $344.9M
AVUS Avantis U.S. Equity ETF 15.05% 579,728 $51.9M Add +0.1%
AVDE Avantis International Equity 13.55% 733,204 $46.7M Add +0.4%
AVUV Avantis US Small Cap Value 12.40% 456,456 $42.8M Reduce -0.3%
AVDV Avantis Intl S/C Value ETF 5.36% 280,583 $18.5M Add +1.6%
AAPL Apple Inc. 5.01% 100,672 $17.3M Add +7.7%
DFUV Dimensional US Marketwide Va 4.41% 371,633 $15.2M Reduce -0.7%
AVEM Avantis Emerging Markets Eq 2.68% 159,375 $9.2M Reduce -0.5%
VUG Vanguard Mrngstar GR ETF-Sui 2.29% 22,978 $7.9M Add +2743.8%
DFIV Dimensional International Va 1.72% 161,600 $5.9M Add +14.2%
SCHV Schwab US Large-Cap Value 1.43% 64,728 $4.9M Reduce -2.0%
VOO Vanguard S&P 500 ETF 1.32% 9,456 $4.5M Add +7.6%
BSJO Invesco Bulletshares 2024 HY 1.28% 194,718 $4.4M Reduce -0.5%
MSFT Microsoft Corp. 1.19% 9,765 $4.1M Add +4.3%
SCHG Schwab US Large-Cap Growth 1.16% 43,113 $4.0M Reduce -0.6%
DFAI Dimensional International Co. 1.10% 125,802 $3.8M Add +6.6%
BSJP Invesco Bulletshares 2025 HY 1.09% 164,452 $3.8M Add +29.5%
AMZN Amazon.com Inc. 0.89% 17,049 $3.1M Add +10.6%
DFAC Dimensional US Core Equity 2 0.89% 95,868 $3.1M Reduce -1.7%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.85% 15,358 $2.9M Reduce -5.2%
MQ Marqeta Inc. 0.85% 494,060 $2.9M No change
VTV Vanguard Mrngstr Val ETF-Aui 0.84% 17,724 $2.9M New
DFAT Dimensional US Target Value 0.76% 47,949 $2.6M Add +16.6%
VTI VG Morningstar TS MKT ETF-US 0.75% 9,937 $2.6M Reduce -19.1%
VIGI Vanguard Int Div App Indx FD 0.72% 30,602 $2.5M New
IBHD iShares Ibonds 2024 H/Y Inc. 0.72% 106,421 $2.5M Reduce -5.4%
EMXC iShares MSCI Emr MRK Ex Chna 0.68% 40,915 $2.4M Add +17.7%
DFUS Dimensional US Eq MKT ETF 0.68% 41,100 $2.3M Add +2.6%
META Meta Platforms Inc. Class A 0.67% 4,786 $2.3M Add +5.7%
NVDA Nvidia Corp. 0.60% 2,289 $2.1M Add +109.8%
IVV iShares Core S&P 500 ETF 0.52% 3,379 $1.8M Reduce -9.6%
CRM Salesforce Inc. 0.51% 5,838 $1.8M Reduce -0.6%
VWO Vanguard Ftse Emerging Marke 0.48% 40,006 $1.7M Add +437.0%
AVLV Avantis US Large Cap Value 0.43% 23,212 $1.5M Add +34.3%
SNOW Snowflake Inc. 0.43% 9,216 $1.5M Reduce -52.0%
GOOGL Alphabet Inc. Class A 0.43% 9,749 $1.5M Add +33.7%
SOXX iShares Semiconductor ETF 0.40% 6,141 $1.4M Reduce -0.7%
V Visa Inc. Class A 0.40% 4,918 $1.4M Add +2.9%
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.38% 5,628 $1.3M New
VOE Vngrd Mrngstr MD-Cap Val ETF 0.37% 8,253 $1.3M New
IWY iShares Russell Top 200 Grow 0.35% 6,231 $1.2M Add +24.0%
XOM Exxon Mobil Corp. 0.32% 9,542 $1.1M Add +0.1%
DFAE Dimensional Emerging Core Eq 0.31% 43,765 $1.1M Add +0.0%
CDNS Cadence Design SYS Inc. 0.31% 3,446 $1.1M New
JPM JPMorgan Chase & Co. 0.30% 5,136 $1.0M Reduce -10.8%
VB Vanguard Most SM-Cap ETF-Usd 0.30% 4,499 $1.0M Reduce -0.8%
DISV Dimensional International SM 0.29% 37,397 $1.0M Add +0.0%
GILD Gilead Sciences Inc. 0.29% 13,486 $988K Add +0.2%
VBK Van Morst SML-Cap Gro-Usd Inc. 0.28% 3,695 $963K New
BIV Vanguard Intermediate-Term B 0.28% 12,765 $962K Add +192.8%
SPY SS SPDR S&P 500 ETF Trust-US 0.28% 1,815 $952K Reduce -1.8%
BRK.B Berkshire Hathaway Inc. Class B 0.27% 2,222 $934K Add +120.4%
AVGE Avantis All Eqty Mrkts ETF 0.25% 12,326 $861K Add +5.7%
GOOG Alphabet Inc. Class C 0.25% 5,565 $847K Add +83.2%
CMF iShares California Muni Bond 0.25% 14,717 $847K New
IBHE iShares Ibonds 2025 H/Y Inc. 0.23% 34,298 $802K No change
DFSV Dimensional US Small Cap Val 0.23% 25,964 $782K Add +44.3%
DFAS Dimensional US Small Cap ETF 0.22% 12,300 $767K Add +0.1%
TSLA Tesla Inc. 0.22% 4,325 $760K Reduce -1.3%
MA Mastercard Inc. Class A 0.22% 1,546 $745K Add +79.1%
VHT Vanguard Health Care ETF 0.21% 2,693 $728K Add +14.7%
INTC Intel Corp. 0.20% 15,603 $689K Add +0.3%
GBTC Grayscale Bitcoin Trust ETF 0.20% 10,846 $685K New
DFLV Dim US Large Cap Value ETF 0.19% 22,411 $672K New
IBHF iShares Ibond 2026 HY & Inc. 0.19% 28,899 $666K New
IFRA iShares US Infrastructure 0.19% 15,323 $664K Reduce -0.9%
PSA Public Storage 0.19% 2,213 $642K No change
JNJ Johnson & Johnson 0.19% 4,055 $641K Add +0.9%
PRCH Porch Group Inc. 0.18% 145,650 $628K No change
ASML ASML Holding NV-NY Reg SHS 0.17% 622 $604K Add +79.8%
NVO Novo-Nordisk A/S-Spons ADR 0.17% 4,486 $580K Add +5.7%
ADBE Adobe Inc. 0.17% 1,146 $578K Add +7.3%
GWX State Street SPDR S&P Intern 0.16% 17,114 $556K No change
PAVE Global X US Infrastructure 0.16% 13,569 $540K Add +50.8%
BSJQ Invesco Bulletshares 2026 HY 0.16% 23,170 $537K Add +88.1%
DFIC Dimensional International Co. 0.15% 19,393 $519K Add +11.7%
FNDA Schwab Fndmntl US SM Co. ETF 0.15% 9,082 $518K No change
IGSB iShares 1-5Y Inv Grade Corp. 0.15% 9,948 $510K New
QQQ Invesco QQQ Trust Series 1 0.15% 1,142 $508K Reduce -1.6%
VNQ Vanguard Real Estate ETF 0.15% 5,824 $504K Add +2.4%
GLD SPDR Gold Shares 0.14% 2,317 $477K No change
COST Costco Wholesale Corp. 0.14% 646 $473K Add +0.2%
IAU iShares Gold Trust 0.14% 11,250 $473K No change
VXUS Vanguard Total Intl Stock 0.14% 7,726 $466K No change
ITB iShares U.S. Home Constructi 0.13% 3,776 $437K New
ABBV Abbvie Inc. 0.12% 2,353 $428K Add +1.8%
AVIV Avantis Intl LRG Cap Val ETF 0.12% 7,842 $424K No change
HD Home Depot Inc. 0.12% 1,078 $413K Add +22.1%
AVRE Avantis Real Estate ETF 0.11% 9,175 $388K Add +6.6%
NFLX Netflix Inc. 0.11% 632 $384K New
VGT Vanguard Info Tech ETF 0.11% 716 $375K New
COP Conocophillips 0.11% 2,942 $374K No change
FNDB Schwab Fndmntl US BRD Mr ETF 0.11% 5,525 $366K No change
AGG iShares Core U.S. Aggregate 0.10% 3,685 $361K New
UNH Unitedhealth Group Inc. 0.10% 724 $358K Add +7.3%
DFIS Dimensional International SM 0.10% 14,279 $358K No change
CSCO Cisco Systems Inc. 0.10% 7,046 $352K Reduce -1.6%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.10% 9,153 $347K New
CVX Chevron Corp. 0.10% 2,198 $347K Add +1.5%
T AT&T Inc. 0.10% 19,361 $341K New
CMCSA Comcast Corp. Class A 0.10% 7,838 $340K Add +4.5%
ORCL Oracle Corp. 0.10% 2,625 $330K No change
INDA iShares MSCI India ETF 0.09% 6,274 $324K Add +12.0%
UBS UBS Group AG-Reg 0.09% 10,459 $321K Add +1.1%
PZA Invesco National Amt-Free Mu 0.09% 13,274 $316K New
ESGD iShares Trust iShares ESG Aw 0.09% 3,936 $315K New
MPC Marathon Petroleum Corp. 0.09% 1,549 $312K Reduce -0.1%
IJR iShares Core S&P Small-Cap E 0.08% 2,601 $287K No change
AVGO Broadcom Inc. 0.08% 215 $285K Reduce -38.2%
VVV Valvoline Inc. 0.08% 6,314 $281K No change
IWF iShares Russell 1000 Growth 0.08% 826 $278K New
HPE Hewlett Packard Enterprise 0.08% 15,673 $278K Add +2.1%
DHR Danaher Corp. 0.08% 1,105 $276K No change
PSX Phillips 66 0.08% 1,671 $273K Reduce -6.7%
IBB iShares Biotechnology ETF 0.08% 1,965 $270K No change
VWOB Vanguard Emerg MKTS Gov BND 0.08% 4,192 $268K New
FNDF Schwab Fndmn Intl LRG Co. ETF 0.08% 7,348 $262K No change
VTEB Vanguard Tax-Exempt Bond ETF 0.08% 5,167 $261K New
IWB iShares Russell 1000 ETF 0.07% 889 $256K Reduce -3.0%
URI United Rentals Inc. 0.07% 347 $250K New
MAR Marriott International Class A 0.07% 985 $249K Reduce -3.8%
MRK Merck & Co. Inc. 0.07% 1,867 $248K Reduce -0.1%
SMFG Sumitomo Mitsui-Spons ADR 0.07% 21,041 $248K Add +3.2%
PEP Pepsico Inc. 0.07% 1,380 $243K Reduce -0.1%
SCHF Schwab Intl Equity ETF 0.07% 6,192 $242K No change
DHI D.R. Horton Inc. 0.07% 1,393 $229K New
INTU Intuit Inc. 0.07% 346 $225K Add +0.9%
ASH Ashland Inc. 0.06% 2,300 $224K New
AVMA Avantis Mod Alloc ETF 0.06% 3,930 $223K Reduce -3.8%
BBVA Banco Bilbao Vizcaya-SP ADR 0.06% 18,846 $223K Reduce -6.3%
AMAT Applied Materials Inc. 0.06% 1,077 $222K New
SLYV SS SPDR S&P 600 SC Val ETF 0.06% 2,658 $221K No change
BLZE Backblaze Inc. Class A 0.06% 21,503 $220K New
SCZ iShares MSCI Eafe Small-Cap 0.06% 3,464 $219K No change
CAT Caterpillar Inc. 0.06% 597 $219K New
DE Deere & Co. 0.06% 530 $219K Reduce -2.8%
HMC Honda Motor Co. Ltd.-Spons ADR 0.06% 5,812 $216K New
GWW WW Grainger Inc. filed as GRAINGER W W INC 0.06% 209 $213K New
CSM Proshares Large Cap Core Plu 0.06% 3,464 $210K New
ELV Elevance Health Inc. 0.06% 401 $208K New
ADI Analog Devices Inc. 0.06% 1,046 $207K No change
RACE Ferrari NV 0.06% 467 $204K New
VEU Vanguard Ftse All-World Ex-U 0.06% 3,441 $202K Reduce -70.2%
VEA Vanguard Ftse Developed ETF 0.06% 3,993 $200K New
MFG Mizuho Financial Group-ADR 0.05% 47,460 $189K Add +1.2%
NMR Nomura Holdings Inc.-Spon ADR 0.05% 28,576 $183K Reduce -5.0%
ELAN Elanco Animal Health Inc. 0.05% 10,486 $171K Reduce -2.0%
BDN Brandywine Realty Trust 0.02% 16,283 $78K Reduce -7.5%
WIT Wipro Ltd.-ADR 0.02% 11,520 $66K New
ABEV Ambev SA-ADR 0.02% 22,942 $57K Add +20.3%
ENIC Enel Chile SA-ADR 0.01% 15,783 $48K Reduce -41.5%
FTCI FTC Solar Inc. 0.01% 60,000 $32K No change
PFIE Profire Energy Inc. 0.01% 14,290 $26K New
AQMS Aqua Metals Inc. 0.00% 20,000 $11K No change

Portfolio Sells Q4 2023 → Q1 2024
AVUV Avantis US Small Cap Value Reduce -0.3% 12.40% −1.55
SNOW Snowflake Inc. Reduce -52.0% 0.43% −0.86
AVEM Avantis Emerging Markets Eq Reduce -0.5% 2.68% −0.39
DFUV Dimensional US Marketwide Va Reduce -0.7% 4.41% −0.32
VTI VG Morningstar TS MKT ETF-US Reduce -19.1% 0.75% −0.24
BSJO Invesco Bulletshares 2024 HY Reduce -0.5% 1.28% −0.23
IBHD iShares Ibonds 2024 H/Y Inc. Reduce -5.4% 0.72% −0.17
VEU Vanguard Ftse All-World Ex-U Reduce -70.2% 0.06% −0.16
TSLA Tesla Inc. Reduce -1.3% 0.22% −0.15
SCHV Schwab US Large-Cap Value Reduce -2.0% 1.43% −0.15
VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -5.2% 0.85% −0.14
AVIG Avantis Core Fixed Income Sold out 0.00% −0.10
CB Chubb Ltd. Sold out 0.00% −0.10
IVV iShares Core S&P 500 ETF Reduce -9.6% 0.52% −0.09
DFAC Dimensional US Core Equity 2 Reduce -1.7% 0.89% −0.08
HSBC HSBC Holdings PLC-Spons ADR Sold out 0.00% −0.08
SCHG Schwab US Large-Cap Growth Reduce -0.6% 1.16% −0.06
AVGO Broadcom Inc. Reduce -38.2% 0.08% −0.05
JPM JPMorgan Chase & Co. Reduce -10.8% 0.30% −0.03
VB Vanguard Most SM-Cap ETF-Usd Reduce -0.8% 0.30% −0.03
SPY SS SPDR S&P 500 ETF Trust-US Reduce -1.8% 0.28% −0.02
CSCO Cisco Systems Inc. Reduce -1.6% 0.10% −0.02
IFRA iShares US Infrastructure Reduce -0.9% 0.19% −0.02
ENIC Enel Chile SA-ADR Reduce -41.5% 0.01% −0.02
CRM Salesforce Inc. Reduce -0.6% 0.51% −0.01
QQQ Invesco QQQ Trust Series 1 Reduce -1.6% 0.15% −0.01
DE Deere & Co. Reduce -2.8% 0.06% −0.01
AVMA Avantis Mod Alloc ETF Reduce -3.8% 0.06% −0.01
PEP Pepsico Inc. Reduce -0.1% 0.07% −0.01
BDN Brandywine Realty Trust Reduce -7.5% 0.02% −0.01
BCOV Brightcove Sold out 0.00% −0.01
IWB iShares Russell 1000 ETF Reduce -3.0% 0.07% −0.01
MAR Marriott International Class A Reduce -3.8% 0.07% −0.01
ELAN Elanco Animal Health Inc. Reduce -2.0% 0.05% −0.00
PSX Phillips 66 Reduce -6.7% 0.08% −0.00
SOXX iShares Semiconductor ETF Reduce -0.7% 0.40% −0.00
MRK Merck & Co. Inc. Reduce -0.1% 0.07% +0.00
BBVA Banco Bilbao Vizcaya-SP ADR Reduce -6.3% 0.06% +0.00
NMR Nomura Holdings Inc.-Spon ADR Reduce -5.0% 0.05% +0.01
MPC Marathon Petroleum Corp. Reduce -0.1% 0.09% +0.01

Portfolio Buys Q4 2023 → Q1 2024
VUG Vanguard Mrngstar GR ETF-Sui Add +2743.8% 2.29% +2.21
VTV Vanguard Mrngstr Val ETF-Aui New 0.84% +0.84
VIGI Vanguard Int Div App Indx FD New 0.72% +0.72
NVDA Nvidia Corp. Add +109.8% 0.60% +0.42
VOT Vngrd Mrngstr MC GRW ETF-Usd New 0.38% +0.38
VWO Vanguard Ftse Emerging Marke Add +437.0% 0.48% +0.38
VOE Vngrd Mrngstr MD-Cap Val ETF New 0.37% +0.37
CDNS Cadence Design SYS Inc. New 0.31% +0.31
VBK Van Morst SML-Cap Gro-Usd Inc. New 0.28% +0.28
CMF iShares California Muni Bond New 0.25% +0.25
GBTC Grayscale Bitcoin Trust ETF New 0.20% +0.20
DFLV Dim US Large Cap Value ETF New 0.19% +0.19
IBHF iShares Ibond 2026 HY & Inc. New 0.19% +0.19
BIV Vanguard Intermediate-Term B Add +192.8% 0.28% +0.17
BRK.B Berkshire Hathaway Inc. Class B Add +120.4% 0.27% +0.15
IGSB iShares 1-5Y Inv Grade Corp. New 0.15% +0.15
META Meta Platforms Inc. Class A Add +5.7% 0.67% +0.13
ITB iShares U.S. Home Constructi New 0.13% +0.13
BSJP Invesco Bulletshares 2025 HY Add +29.5% 1.09% +0.11
NFLX Netflix Inc. New 0.11% +0.11
VGT Vanguard Info Tech ETF New 0.11% +0.11
AGG iShares Core U.S. Aggregate New 0.10% +0.10
BAC Bank of America Corp. New 0.10% +0.10
GOOG Alphabet Inc. Class C Add +83.2% 0.25% +0.10
T AT&T Inc. New 0.10% +0.10
AMZN Amazon.com Inc. Add +10.6% 0.89% +0.10
AVLV Avantis US Large Cap Value Add +34.3% 0.43% +0.09
PZA Invesco National Amt-Free Mu New 0.09% +0.09
ESGD iShares Trust iShares ESG Aw New 0.09% +0.09
MA Mastercard Inc. Class A Add +79.1% 0.22% +0.09
ASML ASML Holding NV-NY Reg SHS Add +79.8% 0.17% +0.09
GOOGL Alphabet Inc. Class A Add +33.7% 0.43% +0.08
IWF iShares Russell 1000 Growth New 0.08% +0.08
VWOB Vanguard Emerg MKTS Gov BND New 0.08% +0.08
VTEB Vanguard Tax-Exempt Bond ETF New 0.08% +0.08
URI United Rentals Inc. New 0.07% +0.07
DFIV Dimensional International Va Add +14.2% 1.72% +0.07
DHI D.R. Horton Inc. New 0.07% +0.07
ASH Ashland Inc. New 0.06% +0.06
AMAT Applied Materials Inc. New 0.06% +0.06
BLZE Backblaze Inc. Class A New 0.06% +0.06
CAT Caterpillar Inc. New 0.06% +0.06
HMC Honda Motor Co. Ltd.-Spons ADR New 0.06% +0.06
GWW WW Grainger Inc. New 0.06% +0.06
CSM Proshares Large Cap Core Plu New 0.06% +0.06
ELV Elevance Health Inc. New 0.06% +0.06
BSJQ Invesco Bulletshares 2026 HY Add +88.1% 0.16% +0.06
RACE Ferrari NV New 0.06% +0.06
VEA Vanguard Ftse Developed ETF New 0.06% +0.06
IWY iShares Russell Top 200 Grow Add +24.0% 0.35% +0.05

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 309$823.5MAVUS, AVDE, AVUV, AVDV, AAPL
Q1 2026 278$718.1MAVUS, AVDE, AVUV, AVDV, AAPL
Q4 2025 232$369.0MBND, NVDA, VUG, VTV, SCHQ
Q3 2025 241$619.1MAVUS, AVDE, AVUV, AAPL, AVDV
Q2 2025 230$532.2MAVUS, AVDE, AVUV, AVDV, AAPL
Q1 2025 192$459.8MAVUS, AVDE, AVUV, SCHQ, AVDV
Q4 2024 195$423.9MAVUS, AVDE, AVUV, AAPL, AVDV
Q3 2024 193$426.3MAVUS, AVDE, AVUV, AAPL, AVDV
Q2 2024 168$362.3MAVUS, AVDE, AVUV, AAPL, AVDV
Q1 2024 153$344.9MAVUS, AVDE, AVUV, AVDV, AAPL