Werba Rubin Papier Wealth Management
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed May 7, 2025), Werba Rubin Papier Wealth Management reported 192 stock positions worth $459.8 million. Its top holding was Avantis U.S. Equity ETF (AVUS) at 12.5% of the portfolio, followed by Avantis International Equity (AVDE, 10.6%) and Avantis US Small Cap Value (AVUV, 8.6%). Compared with Q4 2024, it opened 17 new positions, sold out of 20, added to 75 and reduced 81. The biggest buy was a new position in Procept Biorobotics (PRCT) and the biggest sale Avantis US Small Cap Value (AVUV, shares −2%).
- Most Recent 13F
- Q2 2026
- Location
- SAN JOSE, CA
- CIK
- 0001971029
- Portfolio Value
- $459.8M (Q1 2025)
- SEC Filing
- 0001754960-25-000282 ↗ filed May 7, 2025
Holdings Value
Holdings 192 stocks · $459.8M
| AVUS Avantis U.S. Equity ETF | 12.49% | 621,795 | $57.4M | Add +1.3% |
| AVDE Avantis International Equity | 10.65% | 738,696 | $49.0M | Reduce -1.6% |
| AVUV Avantis US Small Cap Value | 8.59% | 453,260 | $39.5M | Reduce -2.1% |
| SCHQ Schwab Long-Term US Treasury | 4.51% | 632,813 | $20.7M | Add +107.6% |
| AVDV Avantis Intl S/C Value ETF | 4.43% | 292,061 | $20.4M | Add +2.2% |
| AAPL Apple Inc. | 4.41% | 91,283 | $20.3M | Reduce -2.1% |
| VUG Vanguard Mrngstar GR ETF-Sui | 3.22% | 39,922 | $14.8M | Add +7.1% |
| PRCT Procept Biorobotics Corp. | 2.66% | 210,000 | $12.2M | New |
| AVEM Avantis Emerging Markets Eq | 2.13% | 162,642 | $9.8M | Add +0.4% |
| BND Vanguard Total Bond Market | 2.05% | 128,433 | $9.4M | Add +801.2% |
| IEF iShares 7-10 Year Treasury B | 2.00% | 96,386 | $9.2M | Add +639.7% |
| VTV Vanguard Mrngstr Val ETF-Aui | 1.97% | 52,426 | $9.1M | Add +14.8% |
| DFUV Dimensional US Marketwide Va | 1.84% | 205,305 | $8.5M | Reduce -0.3% |
| DFIV Dimensional International Va | 1.82% | 212,386 | $8.4M | Reduce -0.4% |
| SCHV Schwab US Large-Cap Value | 1.28% | 221,816 | $5.9M | Add +12.2% |
| AVSF Avantis Short-Term Fixed Inc. | 1.16% | 113,738 | $5.3M | Add +22.3% |
| VOO Vanguard S&P 500 ETF | 1.02% | 9,086 | $4.7M | Reduce -9.3% |
| VIGI Vanguard Int Div App Indx FD | 0.95% | 52,729 | $4.4M | Add +7.0% |
| DFAI Dimensional International Co. | 0.94% | 138,990 | $4.3M | Add +10.6% |
| DFAC Dimensional US Core Equity 2 | 0.84% | 116,868 | $3.9M | Add +20.1% |
| BSJP Invesco Bulletshares 2025 HY | 0.82% | 164,577 | $3.8M | Reduce -2.4% |
| NVDA Nvidia Corp. | 0.79% | 33,717 | $3.7M | Reduce -8.7% |
| MSFT Microsoft Corp. | 0.75% | 9,192 | $3.5M | Add +0.8% |
| AMZN Amazon.com Inc. | 0.69% | 16,700 | $3.2M | Reduce -6.8% |
| META Meta Platforms Inc. Class A | 0.67% | 5,360 | $3.1M | Add +0.2% |
| DFUS Dimensional US Eq MKT ETF | 0.66% | 50,328 | $3.0M | Add +11.3% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.65% | 16,076 | $3.0M | Reduce -6.0% |
| VWO Vanguard Ftse Emerging Marke | 0.64% | 65,155 | $2.9M | Add +5.9% |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.64% | 53,043 | $2.9M | Reduce -1.9% |
| AVLV Avantis US Large Cap Value | 0.63% | 44,425 | $2.9M | Add +13.2% |
| VTI VG Morningstar TS MKT ETF-US | 0.58% | 9,752 | $2.7M | Add +16.7% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.57% | 4,666 | $2.6M | Add +70.3% |
| DFAT Dimensional US Target Value | 0.56% | 50,036 | $2.6M | Reduce -0.6% |
| AVIV Avantis Intl LRG Cap Val ETF | 0.56% | 45,247 | $2.6M | Add +7.0% |
| BIV Vanguard Intermediate-Term B | 0.53% | 32,090 | $2.5M | Add +3.7% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.48% | 13,888 | $2.2M | Add +6.0% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 0.48% | 9,072 | $2.2M | Add +5.3% |
| SCHG Schwab US Large-Cap Growth | 0.47% | 85,463 | $2.1M | Reduce -31.9% |
| V Visa Inc. Class A | 0.46% | 6,006 | $2.1M | Add +1.3% |
| MQ Marqeta Inc. | 0.44% | 493,118 | $2.0M | No change |
| AVGE Avantis All Eqty Mrkts ETF | 0.43% | 27,991 | $2.0M | Add +13.6% |
| IVV iShares Core S&P 500 ETF | 0.42% | 3,462 | $1.9M | Reduce -0.3% |
| GOOG Alphabet Inc. Class C | 0.42% | 12,259 | $1.9M | Reduce -14.2% |
| CRM Salesforce Inc. | 0.40% | 6,915 | $1.9M | Reduce -8.5% |
| GOOGL Alphabet Inc. Class A | 0.38% | 11,379 | $1.8M | Reduce -19.0% |
| XOM Exxon Mobil Corp. | 0.37% | 14,443 | $1.7M | Add +2.2% |
| GLD SPDR Gold Shares | 0.35% | 5,586 | $1.6M | Add +80.2% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.35% | 3,006 | $1.6M | Add +2.7% |
| IGSB iShares 1-5Y Inv Grade Corp. | 0.35% | 30,498 | $1.6M | Add +0.9% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.32% | 5,777 | $1.5M | Add +4.8% |
| BSJQ Invesco Bulletshares 2026 HY | 0.31% | 61,585 | $1.4M | Add +0.2% |
| TSLA Tesla Inc. | 0.29% | 5,191 | $1.3M | Reduce -8.2% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.28% | 14,112 | $1.3M | Add +90.1% |
| AGG iShares Core U.S. Aggregate | 0.28% | 12,942 | $1.3M | Add +5.6% |
| DFSD Dimensional Short Duration | 0.28% | 26,748 | $1.3M | New |
| DFAE Dimensional Emerging Core Eq | 0.25% | 44,470 | $1.2M | Add +1.4% |
| DFAU Dimensional US Core Equity M | 0.24% | 29,197 | $1.1M | Add +483.0% |
| QQQ Invesco QQQ Trust Series 1 | 0.24% | 2,364 | $1.1M | Add +0.6% |
| SNOW Snowflake Inc. | 0.24% | 7,579 | $1.1M | Reduce -0.1% |
| ESGD iShares Trust iShares ESG Aw | 0.24% | 13,517 | $1.1M | Add +0.4% |
| JPM JPMorgan Chase & Co. | 0.24% | 4,492 | $1.1M | Reduce -2.8% |
| IBHF iShares Ibond 2026 HY & Inc. | 0.24% | 46,638 | $1.1M | No change |
| DISV Dimensional International SM | 0.23% | 36,500 | $1.1M | Reduce -2.5% |
| TGT Target Corp. | 0.23% | 10,169 | $1.1M | Reduce -2.3% |
| IWY iShares Russell Top 200 Grow | 0.23% | 5,024 | $1.1M | No change |
| AVSC Avantis US Small Cap Equity | 0.23% | 21,828 | $1.1M | Add +12.4% |
| COST Costco Wholesale Corp. | 0.22% | 1,072 | $1.0M | Add +0.7% |
| AVRE Avantis Real Estate ETF | 0.22% | 23,454 | $1.0M | Add +25.3% |
| DFIC Dimensional International Co. | 0.22% | 35,615 | $989K | Add +50.1% |
| CDNS Cadence Design SYS Inc. | 0.21% | 3,854 | $980K | Reduce -0.7% |
| MA Mastercard Inc. Class A | 0.21% | 1,761 | $965K | Reduce -3.0% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.21% | 3,849 | $957K | Reduce -0.5% |
| IBHE iShares Ibonds 2025 H/Y Inc. | 0.20% | 39,056 | $908K | Reduce -1.1% |
| GILD Gilead Sciences Inc. | 0.19% | 7,876 | $883K | Reduce -0.5% |
| VHT Vanguard Health Care ETF | 0.18% | 3,211 | $850K | Reduce -19.2% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.17% | 1 | $798K | New |
| PRCH Porch Group Inc. | 0.17% | 109,286 | $797K | No change |
| BCI Abrdn Bloomberg All Commodit filed as ABRDN ETFS | 0.17% | 36,996 | $794K | Add +19.4% |
| DFAS Dimensional US Small Cap ETF | 0.16% | 12,660 | $756K | Reduce -0.6% |
| CVX Chevron Corp. | 0.16% | 4,468 | $747K | Add +4.2% |
| NEAR iShares SH Dba ETF Usd Inc. | 0.15% | 13,878 | $706K | Add +3.1% |
| PSA Public Storage | 0.15% | 2,345 | $702K | Add +3.1% |
| IFRA iShares US Infrastructure | 0.15% | 15,362 | $692K | Add +12.4% |
| SOXX iShares Semiconductor ETF | 0.15% | 3,679 | $692K | Reduce -19.3% |
| IAU iShares Gold Trust | 0.15% | 11,443 | $675K | Add +1.9% |
| DFSV Dimensional US Small Cap Val | 0.14% | 23,665 | $666K | Add +5.2% |
| CMF iShares California Muni Bond | 0.14% | 11,814 | $665K | Reduce -47.8% |
| T AT&T Inc. | 0.14% | 22,824 | $645K | Reduce -0.6% |
| NFLX Netflix Inc. | 0.14% | 689 | $643K | Reduce -4.2% |
| VGT Vanguard Info Tech ETF | 0.13% | 1,117 | $606K | Reduce -10.8% |
| DCOR Dimensional US Core Eq 1 ETF | 0.13% | 9,804 | $601K | New |
| FBTC Fidelity Wise Origin Bitcoin | 0.13% | 8,334 | $600K | No change |
| SBUX Starbucks Corp. | 0.13% | 6,086 | $597K | Reduce -8.1% |
| AVDS Avantis Intl SM Cap Eq ETF | 0.13% | 10,845 | $589K | Add +1.1% |
| AVES Avantis Emerging Markets Val | 0.13% | 12,433 | $586K | Add +24.0% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.12% | 2,552 | $566K | Reduce -27.6% |
| ORCL Oracle Corp. | 0.12% | 3,962 | $554K | Add +14.7% |
| GWX State Street SPDR S&P Intern | 0.12% | 17,127 | $547K | No change |
| VNQ Vanguard Real Estate ETF | 0.12% | 6,044 | $547K | Reduce -21.3% |
| CSCO Cisco Systems Inc. | 0.12% | 8,676 | $535K | Reduce -11.5% |
Portfolio Sells Q4 2024 → Q1 2025
| AVUV Avantis US Small Cap Value | Reduce -2.1% | 8.59% | −1.95 |
| AAPL Apple Inc. | Reduce -2.1% | 4.41% | −1.10 |
| NVDA Nvidia Corp. | Reduce -8.7% | 0.79% | −0.37 |
| SCHG Schwab US Large-Cap Growth | Reduce -31.9% | 0.47% | −0.36 |
| VOO Vanguard S&P 500 ETF | Reduce -9.3% | 1.02% | −0.26 |
| TSLA Tesla Inc. | Reduce -8.2% | 0.29% | −0.25 |
| GOOGL Alphabet Inc. Class A | Reduce -19.0% | 0.38% | −0.24 |
| AMZN Amazon.com Inc. | Reduce -6.8% | 0.69% | −0.24 |
| AVDE Avantis International Equity | Reduce -1.6% | 10.65% | −0.23 |
| GOOG Alphabet Inc. Class C | Reduce -14.2% | 0.42% | −0.23 |
| CRM Salesforce Inc. | Reduce -8.5% | 0.40% | −0.19 |
| DFUV Dimensional US Marketwide Va | Reduce -0.3% | 1.84% | −0.15 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -6.0% | 0.65% | −0.15 |
| TGT Target Corp. | Reduce -2.3% | 0.23% | −0.10 |
| DFAT Dimensional US Target Value | Reduce -0.6% | 0.56% | −0.10 |
| BSJP Invesco Bulletshares 2025 HY | Reduce -2.4% | 0.82% | −0.09 |
| CMF iShares California Muni Bond | Reduce -47.8% | 0.14% | −0.09 |
| DFLV Dim US Large Cap Value ETF | Reduce -44.0% | 0.09% | −0.08 |
| SOXX iShares Semiconductor ETF | Reduce -19.3% | 0.15% | −0.08 |
| SDOW Proshares Ultpro SHRT DOW30 | Sold out | 0.00% | −0.08 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -27.6% | 0.12% | −0.08 |
| EMXC iShares MSCI Emr MRK Ex Chna | Reduce -1.9% | 0.64% | −0.07 |
| MRK Merck & Co. Inc. | Sold out | 0.00% | −0.07 |
| FETH Fidelity Ethereum Fund | Sold out | 0.00% | −0.07 |
| MAR Marriott International Class A | Sold out | 0.00% | −0.07 |
| CDNS Cadence Design SYS Inc. | Reduce -0.7% | 0.21% | −0.06 |
| GS Goldman Sachs Group Inc. | Sold out | 0.00% | −0.06 |
| CMCSA Comcast Corp. Class A | Sold out | 0.00% | −0.06 |
| IVV iShares Core S&P 500 ETF | Reduce -0.3% | 0.42% | −0.06 |
| LOW Lowe's Cos Inc. | Sold out | 0.00% | −0.05 |
| EIX Edison International | Sold out | 0.00% | −0.05 |
| VTEB Vanguard Tax-Exempt Bond ETF | Sold out | 0.00% | −0.05 |
| VHT Vanguard Health Care ETF | Reduce -19.2% | 0.18% | −0.05 |
| XLK SS Technology Select Sector | Sold out | 0.00% | −0.05 |
| VGT Vanguard Info Tech ETF | Reduce -10.8% | 0.13% | −0.05 |
| GWW WW Grainger Inc. | Sold out | 0.00% | −0.05 |
| INTU Intuit Inc. | Sold out | 0.00% | −0.05 |
| HD Home Depot Inc. | Reduce -29.4% | 0.08% | −0.05 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Sold out | 0.00% | −0.05 |
| O Realty Income Corp. | Sold out | 0.00% | −0.05 |
| EA Electronic Arts Inc. | Sold out | 0.00% | −0.05 |
| ESML iShares ESG Aware MSCI USA S | Sold out | 0.00% | −0.05 |
| SRE Sempra | Sold out | 0.00% | −0.05 |
| QCOM Qualcomm Inc. | Sold out | 0.00% | −0.05 |
| PLTR Palantir Technologies Inc. Class A | Reduce -49.9% | 0.05% | −0.05 |
| HPE Hewlett Packard Enterprise | Reduce -6.8% | 0.07% | −0.05 |
| ITB iShares U.S. Home Constructi | Reduce -25.3% | 0.08% | −0.04 |
| VNQ Vanguard Real Estate ETF | Reduce -21.3% | 0.12% | −0.04 |
| NOW ServiceNow Inc. | Reduce -14.9% | 0.06% | −0.04 |
| ASML ASML Holding NV-NY Reg SHS | Reduce -21.1% | 0.08% | −0.04 |
Portfolio Buys Q4 2024 → Q1 2025
| PRCT Procept Biorobotics Corp. | New | 2.66% | +2.66 |
| SCHQ Schwab Long-Term US Treasury | Add +107.6% | 4.51% | +2.25 |
| BND Vanguard Total Bond Market | Add +801.2% | 2.05% | +1.81 |
| IEF iShares 7-10 Year Treasury B | Add +639.7% | 2.00% | +1.71 |
| DFSD Dimensional Short Duration | New | 0.28% | +0.28 |
| DFAU Dimensional US Core Equity M | Add +483.0% | 0.24% | +0.20 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +70.3% | 0.57% | +0.19 |
| BRK.A Berkshire Hathaway Inc. Class A | New | 0.17% | +0.17 |
| GLD SPDR Gold Shares | Add +80.2% | 0.35% | +0.17 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +14.8% | 1.97% | +0.14 |
| AVSF Avantis Short-Term Fixed Inc. | Add +22.3% | 1.16% | +0.14 |
| DCOR Dimensional US Core Eq 1 ETF | New | 0.13% | +0.13 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Add +90.1% | 0.28% | +0.12 |
| DFAI Dimensional International Co. | Add +10.6% | 0.94% | +0.08 |
| DFIC Dimensional International Co. | Add +50.1% | 0.22% | +0.07 |
| SPTL SS SPDR PF LNG TRM TSY E-Usd | New | 0.07% | +0.07 |
| DFCF Dimensional Core Fixed Inc. | New | 0.07% | +0.07 |
| SCHV Schwab US Large-Cap Value | Add +12.2% | 1.28% | +0.07 |
| DUHP Dimensional US High Profi Et | New | 0.06% | +0.06 |
| EUAD Select Stoxx Eur Aer DE ETF | New | 0.06% | +0.06 |
| VGK Vanguard Ftse Europe ETF | New | 0.06% | +0.06 |
| SHEL Shell PLC-ADR | New | 0.05% | +0.05 |
| KMI Kinder Morgan Inc. | New | 0.05% | +0.05 |
| WM Waste Management Inc. | New | 0.05% | +0.05 |
| ICE Intercontinental Exchange Inc. | New | 0.05% | +0.05 |
| GDX Vaneck Gold Miners ETF | New | 0.05% | +0.05 |
| AEM Agnico Eagle Mines Ltd. | New | 0.05% | +0.05 |
| KLAC KLA Corp. | New | 0.04% | +0.04 |
| DFAC Dimensional US Core Equity 2 | Add +20.1% | 0.84% | +0.04 |
| PWZ Invesco California Amt-Free | New | 0.04% | +0.04 |
| AVDV Avantis Intl S/C Value ETF | Add +2.2% | 4.43% | +0.04 |
| AVIV Avantis Intl LRG Cap Val ETF | Add +7.0% | 0.56% | +0.04 |
| IWD iShares Russell 1000 Value E | Add +84.2% | 0.09% | +0.04 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +2.7% | 0.35% | +0.04 |
| AVRE Avantis Real Estate ETF | Add +25.3% | 0.22% | +0.03 |
| BCI Abrdn Bloomberg All Commodit | Add +19.4% | 0.17% | +0.03 |
| VEA Vanguard Ftse Developed ETF | Add +43.1% | 0.07% | +0.02 |
| VIGI Vanguard Int Div App Indx FD | Add +7.0% | 0.95% | +0.02 |
| AVES Avantis Emerging Markets Val | Add +24.0% | 0.13% | +0.02 |
| JNJ Johnson & Johnson | Add +16.4% | 0.09% | +0.02 |
| CVX Chevron Corp. | Add +4.2% | 0.16% | +0.02 |
| V Visa Inc. Class A | Add +1.3% | 0.46% | +0.02 |
| IAU iShares Gold Trust | Add +1.9% | 0.15% | +0.02 |
| XOM Exxon Mobil Corp. | Add +2.2% | 0.37% | +0.01 |
| ABBV Abbvie Inc. | Add +7.7% | 0.10% | +0.01 |
| AVGE Avantis All Eqty Mrkts ETF | Add +13.6% | 0.43% | +0.01 |
| LLY Eli Lilly & Co. | Add +16.2% | 0.10% | +0.01 |
| AVLV Avantis US Large Cap Value | Add +13.2% | 0.63% | +0.01 |
| VTI VG Morningstar TS MKT ETF-US | Add +16.7% | 0.58% | +0.01 |
| AVSU Avantis Resp US Equity ETF | Add +24.9% | 0.05% | +0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 309 | $823.5M | AVUS, AVDE, AVUV, AVDV, AAPL |
| Q1 2026 | 278 | $718.1M | AVUS, AVDE, AVUV, AVDV, AAPL |
| Q4 2025 | 232 | $369.0M | BND, NVDA, VUG, VTV, SCHQ |
| Q3 2025 | 241 | $619.1M | AVUS, AVDE, AVUV, AAPL, AVDV |
| Q2 2025 | 230 | $532.2M | AVUS, AVDE, AVUV, AVDV, AAPL |
| Q1 2025 | 192 | $459.8M | AVUS, AVDE, AVUV, SCHQ, AVDV |
| Q4 2024 | 195 | $423.9M | AVUS, AVDE, AVUV, AAPL, AVDV |
| Q3 2024 | 193 | $426.3M | AVUS, AVDE, AVUV, AAPL, AVDV |
| Q2 2024 | 168 | $362.3M | AVUS, AVDE, AVUV, AAPL, AVDV |
| Q1 2024 | 153 | $344.9M | AVUS, AVDE, AVUV, AVDV, AAPL |