Werba Rubin Papier Wealth Management
In its 13F for Q3 2024 (holdings as of September 30, 2024, filed October 18, 2024), Werba Rubin Papier Wealth Management reported 193 stock positions worth $426.3 million. Its top holding was Avantis U.S. Equity ETF (AVUS) at 13.5% of the portfolio, followed by Avantis International Equity (AVDE, 11.7%) and Avantis US Small Cap Value (AVUV, 10.3%). Compared with Q2 2024, it opened 29 new positions, sold out of 4, added to 109 and reduced 39. The biggest buy was a new position in Schwab Long-Term US Treasury (SCHQ) and the biggest sale Invesco Bulletshares 2024 HY (BSJO, shares −32%).
- Most Recent 13F
- Q2 2026
- Location
- SAN JOSE, CA
- CIK
- 0001971029
- Portfolio Value
- $426.3M (Q3 2024)
- SEC Filing
- 0001754960-24-000512 ↗ filed Oct 18, 2024
Holdings Value
Holdings 193 stocks · $426.3M
| AVUS Avantis U.S. Equity ETF | 13.47% | 603,504 | $57.4M | Add +6.6% |
| AVDE Avantis International Equity | 11.69% | 743,671 | $49.8M | Add +6.0% |
| AVUV Avantis US Small Cap Value | 10.30% | 457,670 | $43.9M | Add +3.9% |
| AAPL Apple Inc. | 6.12% | 112,056 | $26.1M | Add +17.7% |
| AVDV Avantis Intl S/C Value ETF | 4.66% | 280,935 | $19.9M | Add +4.3% |
| VUG Vanguard Mrngstar GR ETF-Sui | 3.50% | 38,809 | $14.9M | Add +2.9% |
| AVEM Avantis Emerging Markets Eq | 2.42% | 159,468 | $10.3M | Add +7.6% |
| DFUV Dimensional US Marketwide Va | 2.02% | 206,400 | $8.6M | Reduce -0.6% |
| DFIV Dimensional International Va | 1.89% | 212,026 | $8.1M | Add +6.5% |
| VTV Vanguard Mrngstr Val ETF-Aui | 1.89% | 46,239 | $8.1M | Add +24.5% |
| SCHQ Schwab Long-Term US Treasury | 1.76% | 214,995 | $7.5M | New |
| SCHV Schwab US Large-Cap Value | 1.23% | 65,470 | $5.3M | Add +1.2% |
| VOO Vanguard S&P 500 ETF | 1.19% | 9,639 | $5.1M | Add +8.7% |
| VIGI Vanguard Int Div App Indx FD | 1.06% | 51,117 | $4.5M | Add +5.9% |
| NVDA Nvidia Corp. | 1.04% | 36,552 | $4.4M | Add +30.0% |
| AVSF Avantis Short-Term Fixed Inc. | 0.97% | 87,986 | $4.1M | New |
| MSFT Microsoft Corp. | 0.92% | 9,159 | $3.9M | Add +10.3% |
| BSJP Invesco Bulletshares 2025 HY | 0.90% | 165,954 | $3.8M | Add +0.1% |
| DFAI Dimensional International Co. | 0.90% | 120,226 | $3.8M | Reduce -2.5% |
| AMZN Amazon.com Inc. | 0.83% | 18,959 | $3.5M | Add +11.2% |
| SCHG Schwab US Large-Cap Growth | 0.81% | 33,132 | $3.5M | Reduce -10.7% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.81% | 17,184 | $3.5M | Reduce -4.2% |
| DFAC Dimensional US Core Equity 2 | 0.78% | 97,090 | $3.3M | Add +0.2% |
| VWO Vanguard Ftse Emerging Marke | 0.71% | 63,211 | $3.0M | Add +2.5% |
| META Meta Platforms Inc. Class A | 0.70% | 5,217 | $3.0M | Add +3.9% |
| DFAT Dimensional US Target Value | 0.66% | 50,490 | $2.8M | Add +1.7% |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.66% | 45,846 | $2.8M | Reduce -4.4% |
| AVLV Avantis US Large Cap Value | 0.62% | 40,428 | $2.7M | Add +95.7% |
| DFUS Dimensional US Eq MKT ETF | 0.61% | 41,855 | $2.6M | Add +0.4% |
| CRM Salesforce Inc. | 0.61% | 9,481 | $2.6M | Reduce -2.5% |
| VTI VG Morningstar TS MKT ETF-US | 0.58% | 8,806 | $2.5M | Add +4.0% |
| MQ Marqeta Inc. | 0.57% | 494,496 | $2.4M | Add +0.1% |
| AVIV Avantis Intl LRG Cap Val ETF | 0.56% | 42,629 | $2.4M | Add +442.6% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.53% | 13,348 | $2.2M | Reduce -0.3% |
| BIV Vanguard Intermediate-Term B | 0.51% | 27,476 | $2.2M | Add +6.5% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 0.50% | 8,820 | $2.1M | Reduce -1.3% |
| GOOGL Alphabet Inc. Class A | 0.50% | 12,948 | $2.1M | Add +1.8% |
| TSLA Tesla Inc. | 0.50% | 8,158 | $2.1M | Add +10.3% |
| IVV iShares Core S&P 500 ETF | 0.47% | 3,481 | $2.0M | Add +42.9% |
| BSJO Invesco Bulletshares 2024 HY | 0.41% | 76,267 | $1.7M | Reduce -31.5% |
| V Visa Inc. Class A | 0.41% | 6,281 | $1.7M | Add +0.3% |
| AVGE Avantis All Eqty Mrkts ETF | 0.39% | 22,657 | $1.7M | Add +73.7% |
| XOM Exxon Mobil Corp. | 0.39% | 14,242 | $1.7M | Add +4.0% |
| TGT Target Corp. | 0.39% | 10,590 | $1.7M | Reduce -0.3% |
| IGSB iShares 1-5Y Inv Grade Corp. | 0.38% | 30,682 | $1.6M | Add +10.7% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.35% | 5,647 | $1.5M | Add +0.5% |
| GOOG Alphabet Inc. Class C | 0.34% | 8,564 | $1.4M | Add +8.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.33% | 2,477 | $1.4M | Add +30.6% |
| BSJQ Invesco Bulletshares 2026 HY | 0.31% | 56,681 | $1.3M | Add +13.4% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.30% | 2,823 | $1.3M | Add +20.3% |
| IEF iShares 7-10 Year Treasury B | 0.30% | 13,031 | $1.3M | New |
| AGG iShares Core U.S. Aggregate | 0.28% | 11,992 | $1.2M | Reduce -0.7% |
| DFAE Dimensional Emerging Core Eq | 0.28% | 43,824 | $1.2M | Add +0.1% |
| GILD Gilead Sciences Inc. | 0.28% | 14,095 | $1.2M | Add +2.7% |
| VHT Vanguard Health Care ETF | 0.27% | 4,078 | $1.2M | Add +19.8% |
| ESGD iShares Trust iShares ESG Aw | 0.27% | 13,473 | $1.1M | Reduce -6.1% |
| IWY iShares Russell Top 200 Grow | 0.26% | 5,024 | $1.1M | Reduce -19.4% |
| IBHF iShares Ibond 2026 HY & Inc. | 0.26% | 46,638 | $1.1M | No change |
| SNOW Snowflake Inc. | 0.26% | 9,494 | $1.1M | Add +2.6% |
| DISV Dimensional International SM | 0.26% | 37,441 | $1.1M | Add +0.0% |
| QQQ Invesco QQQ Trust Series 1 | 0.25% | 2,179 | $1.1M | Add +59.0% |
| SOXX iShares Semiconductor ETF | 0.25% | 4,561 | $1.1M | Reduce -19.4% |
| CDNS Cadence Design SYS Inc. | 0.25% | 3,869 | $1.0M | Add +0.3% |
| IBHD iShares Ibonds 2024 H/Y Inc. | 0.24% | 43,209 | $1.0M | Reduce -40.3% |
| COST Costco Wholesale Corp. | 0.24% | 1,133 | $1.0M | Add +15.1% |
| JPM JPMorgan Chase & Co. | 0.24% | 4,763 | $1.0M | Add +8.6% |
| AVSC Avantis US Small Cap Equity | 0.23% | 18,282 | $988K | New |
| MA Mastercard Inc. Class A | 0.21% | 1,843 | $910K | Reduce -7.4% |
| CMF iShares California Muni Bond | 0.21% | 15,068 | $876K | Reduce -26.4% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.20% | 3,855 | $852K | Reduce -1.6% |
| AVRE Avantis Real Estate ETF | 0.20% | 17,792 | $839K | Add +89.3% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.20% | 3,524 | $836K | Add +18.6% |
| DFAS Dimensional US Small Cap ETF | 0.19% | 12,752 | $827K | Reduce -0.5% |
| PSA Public Storage | 0.19% | 2,237 | $814K | Add +1.0% |
| IBHE iShares Ibonds 2025 H/Y Inc. | 0.19% | 34,575 | $806K | No change |
| DFLV Dim US Large Cap Value ETF | 0.18% | 25,286 | $779K | Add +15.9% |
| VNQ Vanguard Real Estate ETF | 0.18% | 7,828 | $763K | Add +88.4% |
| VGT Vanguard Info Tech ETF | 0.18% | 1,287 | $755K | Add +10.1% |
| DFSV Dimensional US Small Cap Val | 0.16% | 22,638 | $697K | Reduce -25.2% |
| NEAR iShares SH Dba ETF Usd Inc. | 0.16% | 13,522 | $693K | Add +18.6% |
| DFIC Dimensional International Co. | 0.16% | 23,805 | $670K | Add +24.2% |
| ASML ASML Holding NV-NY Reg SHS | 0.16% | 801 | $667K | Add +1.1% |
| UNH Unitedhealth Group Inc. | 0.16% | 1,141 | $667K | Add +15.3% |
| SBUX Starbucks Corp. | 0.15% | 6,726 | $656K | Add +13.1% |
| NVO Novo-Nordisk A/S-Spons ADR | 0.15% | 5,463 | $650K | Reduce -0.1% |
| ITB iShares U.S. Home Constructi | 0.15% | 5,061 | $643K | Add +0.0% |
| IFRA iShares US Infrastructure | 0.15% | 13,661 | $642K | Reduce -3.2% |
| ADBE Adobe Inc. | 0.15% | 1,208 | $625K | Add +3.3% |
| BCI Abrdn Bloomberg All Commodit filed as ABRDN ETFS | 0.14% | 30,185 | $617K | Add +79.9% |
| ORCL Oracle Corp. | 0.14% | 3,593 | $612K | Add +19.1% |
| CVX Chevron Corp. | 0.14% | 4,141 | $610K | Add +2.2% |
| GWX State Street SPDR S&P Intern | 0.14% | 17,114 | $584K | Add +6.6% |
| AVDS Avantis Intl SM Cap Eq ETF | 0.14% | 10,315 | $581K | New |
| HD Home Depot Inc. | 0.13% | 1,396 | $566K | Add +16.8% |
| GLD SPDR Gold Shares | 0.13% | 2,317 | $563K | No change |
| IAU iShares Gold Trust | 0.13% | 11,234 | $558K | No change |
| VXUS Vanguard Total Intl Stock | 0.13% | 8,531 | $552K | Add +6.5% |
| FNDA Schwab Fndmntl US SM Co. ETF | 0.13% | 9,082 | $541K | No change |
| DFIS Dimensional International SM | 0.12% | 19,198 | $515K | Add +0.0% |
| AVES Avantis Emerging Markets Val | 0.12% | 9,619 | $502K | New |
Portfolio Sells Q2 2024 → Q3 2024
| BSJO Invesco Bulletshares 2024 HY | Reduce -31.5% | 0.41% | −0.29 |
| DFUV Dimensional US Marketwide Va | Reduce -0.6% | 2.02% | −0.23 |
| IBHD iShares Ibonds 2024 H/Y Inc. | Reduce -40.3% | 0.24% | −0.23 |
| SCHG Schwab US Large-Cap Growth | Reduce -10.7% | 0.81% | −0.22 |
| GBTC Grayscale Bitcoin Trust ETF | Sold out | 0.00% | −0.16 |
| SOXX iShares Semiconductor ETF | Reduce -19.4% | 0.25% | −0.14 |
| EMXC iShares MSCI Emr MRK Ex Chna | Reduce -4.4% | 0.66% | −0.13 |
| CMF iShares California Muni Bond | Reduce -26.4% | 0.21% | −0.12 |
| DFAI Dimensional International Co. | Reduce -2.5% | 0.90% | −0.11 |
| IWY iShares Russell Top 200 Grow | Reduce -19.4% | 0.26% | −0.11 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -4.2% | 0.81% | −0.09 |
| EAGG iShares ESG Aware US Aggrega | Sold out | 0.00% | −0.09 |
| PWZ Invesco California Amt-Free | Reduce -54.7% | 0.06% | −0.09 |
| CRM Salesforce Inc. | Reduce -2.5% | 0.61% | −0.08 |
| DFSV Dimensional US Small Cap Val | Reduce -25.2% | 0.16% | −0.08 |
| EXCHANGE TRADED CONCEPTS TRU | Sold out | 0.00% | −0.07 |
| HMC Honda Motor Co. Ltd.-Spons ADR | Sold out | 0.00% | −0.06 |
| NVO Novo-Nordisk A/S-Spons ADR | Reduce -0.1% | 0.15% | −0.06 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Reduce -1.3% | 0.50% | −0.06 |
| INTC Intel Corp. | Reduce -1.7% | 0.09% | −0.05 |
| PAVE Global X US Infrastructure | Reduce -32.3% | 0.09% | −0.05 |
| TGT Target Corp. | Reduce -0.3% | 0.39% | −0.05 |
| ESGD iShares Trust iShares ESG Aw | Reduce -6.1% | 0.27% | −0.05 |
| AGG iShares Core U.S. Aggregate | Reduce -0.7% | 0.28% | −0.04 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Reduce -0.3% | 0.53% | −0.03 |
| MA Mastercard Inc. Class A | Reduce -7.4% | 0.21% | −0.03 |
| JNJ Johnson & Johnson | Reduce -21.7% | 0.08% | −0.03 |
| PSX Phillips 66 | Reduce -8.9% | 0.06% | −0.02 |
| DFAS Dimensional US Small Cap ETF | Reduce -0.5% | 0.19% | −0.02 |
| ADI Analog Devices Inc. | Reduce -5.2% | 0.07% | −0.02 |
| VWOB Vanguard Emerg MKTS Gov BND | Reduce -3.7% | 0.10% | −0.02 |
| INDA iShares MSCI India ETF | Reduce -1.7% | 0.11% | −0.02 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -9.3% | 0.05% | −0.01 |
| IFRA iShares US Infrastructure | Reduce -3.2% | 0.15% | −0.01 |
| ELV Elevance Health Inc. | Reduce -3.4% | 0.05% | −0.01 |
| VNAM Global X MSCI Vietnam ETF | Reduce -4.0% | 0.06% | −0.01 |
| AVMA Avantis Mod Alloc ETF | Reduce -5.3% | 0.05% | −0.01 |
| HSBC HSBC Holdings PLC-Spons ADR | Reduce -0.7% | 0.06% | −0.01 |
| TXN Texas Instruments Inc. | Reduce -1.0% | 0.06% | −0.01 |
| ENIC Enel Chile SA-ADR | Reduce -16.3% | 0.01% | −0.00 |
| NOW ServiceNow Inc. | Reduce -0.3% | 0.08% | −0.00 |
| BDN Brandywine Realty Trust | Reduce -1.2% | 0.02% | +0.00 |
| IBM Intl Business Machines Corp. | Reduce -1.6% | 0.20% | +0.01 |
Portfolio Buys Q2 2024 → Q3 2024
| SCHQ Schwab Long-Term US Treasury | New | 1.76% | +1.76 |
| AVSF Avantis Short-Term Fixed Inc. | New | 0.97% | +0.97 |
| AAPL Apple Inc. | Add +17.7% | 6.12% | +0.59 |
| AVIV Avantis Intl LRG Cap Val ETF | Add +442.6% | 0.56% | +0.45 |
| IEF iShares 7-10 Year Treasury B | New | 0.30% | +0.30 |
| AVLV Avantis US Large Cap Value | Add +95.7% | 0.62% | +0.27 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +24.5% | 1.89% | +0.25 |
| AVSC Avantis US Small Cap Equity | New | 0.23% | +0.23 |
| AVGE Avantis All Eqty Mrkts ETF | Add +73.7% | 0.39% | +0.14 |
| AVDS Avantis Intl SM Cap Eq ETF | New | 0.14% | +0.14 |
| AVES Avantis Emerging Markets Val | New | 0.12% | +0.12 |
| IVV iShares Core S&P 500 ETF | Add +42.9% | 0.47% | +0.10 |
| TSLA Tesla Inc. | Add +10.3% | 0.50% | +0.10 |
| AVRE Avantis Real Estate ETF | Add +89.3% | 0.20% | +0.09 |
| VNQ Vanguard Real Estate ETF | Add +88.4% | 0.18% | +0.08 |
| NVDA Nvidia Corp. | Add +30.0% | 1.04% | +0.08 |
| IJR iShares Core S&P Small-Cap E | New | 0.07% | +0.07 |
| QQQ Invesco QQQ Trust Series 1 | Add +59.0% | 0.25% | +0.07 |
| IWB iShares Russell 1000 ETF | New | 0.06% | +0.06 |
| QCOM Qualcomm Inc. | New | 0.06% | +0.06 |
| O Realty Income Corp. | New | 0.06% | +0.06 |
| PGR Progressive Corp. | New | 0.06% | +0.06 |
| SCZ iShares MSCI Eafe Small-Cap | New | 0.06% | +0.06 |
| LOW Lowe's Cos Inc. | New | 0.05% | +0.05 |
| WMT Walmart Inc. | New | 0.05% | +0.05 |
| VEA Vanguard Ftse Developed ETF | New | 0.05% | +0.05 |
| DHI D.R. Horton Inc. | New | 0.05% | +0.05 |
| MS Morgan Stanley | New | 0.05% | +0.05 |
| VEU Vanguard Ftse All-World Ex-U | New | 0.05% | +0.05 |
| BCI Abrdn Bloomberg All Commodit | Add +79.9% | 0.14% | +0.05 |
| VGK Vanguard Ftse Europe ETF | New | 0.05% | +0.05 |
| GS Goldman Sachs Group Inc. | New | 0.05% | +0.05 |
| GIB Cgi Inc. | New | 0.05% | +0.05 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +30.6% | 0.33% | +0.05 |
| GWW WW Grainger Inc. | New | 0.05% | +0.05 |
| PLD Prologis Inc. | New | 0.05% | +0.05 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | New | 0.05% | +0.05 |
| ICE Intercontinental Exchange Inc. | New | 0.05% | +0.05 |
| ING ING Groep N.V.-Sponsored ADR | New | 0.04% | +0.04 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +20.3% | 0.30% | +0.04 |
| ORCL Oracle Corp. | Add +19.1% | 0.14% | +0.03 |
| SBUX Starbucks Corp. | Add +13.1% | 0.15% | +0.03 |
| ASX Ase Technology Holding -ADR | New | 0.02% | +0.02 |
| VHT Vanguard Health Care ETF | Add +19.8% | 0.27% | +0.02 |
| HD Home Depot Inc. | Add +16.8% | 0.13% | +0.02 |
| DFIC Dimensional International Co. | Add +24.2% | 0.16% | +0.02 |
| UNH Unitedhealth Group Inc. | Add +15.3% | 0.16% | +0.02 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +18.6% | 0.20% | +0.02 |
| GILD Gilead Sciences Inc. | Add +2.7% | 0.28% | +0.02 |
| WIT Wipro Ltd.-ADR | New | 0.02% | +0.02 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 309 | $823.5M | AVUS, AVDE, AVUV, AVDV, AAPL |
| Q1 2026 | 278 | $718.1M | AVUS, AVDE, AVUV, AVDV, AAPL |
| Q4 2025 | 232 | $369.0M | BND, NVDA, VUG, VTV, SCHQ |
| Q3 2025 | 241 | $619.1M | AVUS, AVDE, AVUV, AAPL, AVDV |
| Q2 2025 | 230 | $532.2M | AVUS, AVDE, AVUV, AVDV, AAPL |
| Q1 2025 | 192 | $459.8M | AVUS, AVDE, AVUV, SCHQ, AVDV |
| Q4 2024 | 195 | $423.9M | AVUS, AVDE, AVUV, AAPL, AVDV |
| Q3 2024 | 193 | $426.3M | AVUS, AVDE, AVUV, AAPL, AVDV |
| Q2 2024 | 168 | $362.3M | AVUS, AVDE, AVUV, AAPL, AVDV |
| Q1 2024 | 153 | $344.9M | AVUS, AVDE, AVUV, AVDV, AAPL |