Werba Rubin Papier Wealth Management
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 29, 2025), Werba Rubin Papier Wealth Management reported 230 stock positions worth $532.2 million. Its top holding was Avantis U.S. Equity ETF (AVUS) at 12.3% of the portfolio, followed by Avantis International Equity (AVDE, 10.5%) and Avantis US Small Cap Value (AVUV, 7.8%). Compared with Q1 2025, it opened 45 new positions, sold out of 7, added to 111 and reduced 51. The biggest buy was Vanguard Total Bond Market (BND, shares +57%) and the biggest sale Schwab Long-Term US Treasury (SCHQ, shares −9%).
- Most Recent 13F
- Q2 2026
- Location
- SAN JOSE, CA
- CIK
- 0001971029
- Portfolio Value
- $532.2M (Q2 2025)
- SEC Filing
- 0001754960-25-000495 ↗ filed Jul 29, 2025
Holdings Value
Holdings 230 stocks · $532.2M
| AVUS Avantis U.S. Equity ETF | 12.35% | 651,767 | $65.7M | Add +4.8% |
| AVDE Avantis International Equity | 10.47% | 752,507 | $55.7M | Add +1.9% |
| AVUV Avantis US Small Cap Value | 7.79% | 455,269 | $41.5M | Add +0.4% |
| AVDV Avantis Intl S/C Value ETF | 4.50% | 302,162 | $24.0M | Add +3.5% |
| AAPL Apple Inc. | 4.44% | 115,251 | $23.6M | Add +26.3% |
| SCHQ Schwab Long-Term US Treasury | 3.47% | 578,340 | $18.4M | Reduce -8.6% |
| VUG Vanguard Mrngstar GR ETF-Sui | 3.41% | 41,371 | $18.1M | Add +3.6% |
| BND Vanguard Total Bond Market | 2.78% | 200,994 | $14.8M | Add +56.5% |
| PRCT Procept Biorobotics Corp. | 2.27% | 210,000 | $12.1M | No change |
| AVEM Avantis Emerging Markets Eq | 2.23% | 173,239 | $11.9M | Add +6.5% |
| IEF iShares 7-10 Year Treasury B | 2.06% | 114,634 | $11.0M | Add +18.9% |
| VTV Vanguard Mrngstr Val ETF-Aui | 1.89% | 56,841 | $10.0M | Add +8.4% |
| DFIV Dimensional International Va | 1.74% | 215,638 | $9.2M | Add +1.5% |
| DFUV Dimensional US Marketwide Va | 1.49% | 187,485 | $7.9M | Reduce -8.7% |
| SCHV Schwab US Large-Cap Value | 1.10% | 210,622 | $5.8M | Reduce -5.0% |
| NVDA Nvidia Corp. | 1.02% | 34,288 | $5.4M | Add +1.7% |
| AVSF Avantis Short-Term Fixed Inc. | 1.00% | 113,463 | $5.3M | Reduce -0.2% |
| DFAI Dimensional International Co. | 1.00% | 153,811 | $5.3M | Add +10.7% |
| MSFT Microsoft Corp. | 0.98% | 10,466 | $5.2M | Add +13.9% |
| VOO Vanguard S&P 500 ETF | 0.95% | 8,928 | $5.1M | Reduce -1.7% |
| VIGI Vanguard Int Div App Indx FD | 0.93% | 55,051 | $5.0M | Add +4.4% |
| DFAC Dimensional US Core Equity 2 | 0.86% | 128,339 | $4.6M | Add +9.8% |
| META Meta Platforms Inc. Class A | 0.76% | 5,463 | $4.0M | Add +1.9% |
| DFUS Dimensional US Eq MKT ETF | 0.72% | 57,114 | $3.8M | Add +13.5% |
| AVLV Avantis US Large Cap Value | 0.71% | 55,356 | $3.8M | Add +24.6% |
| BSJP Invesco Bulletshares 2025 HY | 0.68% | 157,587 | $3.6M | Reduce -4.3% |
| AMZN Amazon.com Inc. | 0.68% | 16,516 | $3.6M | Reduce -1.1% |
| VWO Vanguard Ftse Emerging Marke | 0.63% | 67,327 | $3.3M | Add +3.3% |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.62% | 52,038 | $3.3M | Reduce -1.9% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.58% | 15,798 | $3.1M | Reduce -1.7% |
| VTI VG Morningstar TS MKT ETF-US | 0.56% | 9,785 | $3.0M | Add +0.3% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.56% | 4,806 | $3.0M | Add +3.0% |
| MQ Marqeta Inc. | 0.54% | 493,118 | $2.9M | No change |
| AVIV Avantis Intl LRG Cap Val ETF | 0.51% | 43,527 | $2.7M | Reduce -3.8% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 0.50% | 9,388 | $2.7M | Add +3.5% |
| BIV Vanguard Intermediate-Term B | 0.48% | 32,826 | $2.5M | Add +2.3% |
| SCHG Schwab US Large-Cap Growth | 0.47% | 84,760 | $2.5M | Reduce -0.8% |
| DFAT Dimensional US Target Value | 0.46% | 44,975 | $2.4M | Reduce -10.1% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.45% | 14,460 | $2.4M | Add +4.1% |
| GOOG Alphabet Inc. Class C | 0.44% | 13,331 | $2.4M | Add +8.7% |
| AVGE Avantis All Eqty Mrkts ETF | 0.44% | 30,390 | $2.4M | Add +8.6% |
| V Visa Inc. Class A | 0.44% | 6,600 | $2.3M | Add +9.9% |
| SNOW Snowflake Inc. | 0.42% | 10,044 | $2.2M | Add +32.5% |
| GOOGL Alphabet Inc. Class A | 0.42% | 12,706 | $2.2M | Add +11.7% |
| IVV iShares Core S&P 500 ETF | 0.40% | 3,415 | $2.1M | Reduce -1.4% |
| DFSD Dimensional Short Duration | 0.37% | 41,160 | $2.0M | Add +53.9% |
| TSLA Tesla Inc. | 0.36% | 5,969 | $1.9M | Add +15.0% |
| GLD SPDR Gold Shares | 0.35% | 6,082 | $1.9M | Add +8.9% |
| IGSB iShares 1-5Y Inv Grade Corp. | 0.33% | 32,919 | $1.7M | Add +7.9% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.31% | 6,017 | $1.7M | Add +4.2% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.31% | 18,026 | $1.7M | Add +27.7% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.30% | 3,323 | $1.6M | Add +10.6% |
| XOM Exxon Mobil Corp. | 0.28% | 14,033 | $1.5M | Reduce -2.8% |
| JPM JPMorgan Chase & Co. | 0.28% | 5,078 | $1.5M | Add +13.1% |
| BSJQ Invesco Bulletshares 2026 HY | 0.27% | 61,696 | $1.4M | Add +0.2% |
| DFAU Dimensional US Core Equity M | 0.27% | 33,358 | $1.4M | Add +14.3% |
| CRM Salesforce Inc. | 0.26% | 5,129 | $1.4M | Reduce -25.8% |
| AGG iShares Core U.S. Aggregate | 0.25% | 13,423 | $1.3M | Add +3.7% |
| QQQ Invesco QQQ Trust Series 1 | 0.25% | 2,373 | $1.3M | Add +0.4% |
| DFAE Dimensional Emerging Core Eq | 0.25% | 45,188 | $1.3M | Add +1.6% |
| DFIC Dimensional International Co. | 0.24% | 41,753 | $1.3M | Add +17.2% |
| PRCH Porch Group Inc. | 0.24% | 109,286 | $1.3M | No change |
| IWY iShares Russell Top 200 Grow | 0.23% | 5,024 | $1.2M | No change |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.23% | 4,154 | $1.2M | Add +7.9% |
| ESGD iShares Trust iShares ESG Aw | 0.23% | 13,499 | $1.2M | Reduce -0.1% |
| CDNS Cadence Design SYS Inc. | 0.23% | 3,904 | $1.2M | Add +1.3% |
| DISV Dimensional International SM | 0.23% | 36,538 | $1.2M | Add +0.1% |
| DCOR Dimensional US Core Eq 1 ETF | 0.22% | 17,589 | $1.2M | Add +79.4% |
| AVSC Avantis US Small Cap Equity | 0.22% | 22,259 | $1.1M | Add +2.0% |
| VXUS Vanguard Total Intl Stock | 0.21% | 16,062 | $1.1M | Add +107.8% |
| IBHF iShares Ibond 2026 HY & Inc. | 0.20% | 46,638 | $1.1M | No change |
| COST Costco Wholesale Corp. | 0.20% | 1,084 | $1.1M | Add +1.1% |
| TGT Target Corp. | 0.20% | 10,697 | $1.1M | Add +5.2% |
| MA Mastercard Inc. Class A | 0.19% | 1,797 | $1.0M | Add +2.0% |
| AVRE Avantis Real Estate ETF | 0.19% | 22,553 | $996K | Reduce -3.8% |
| NFLX Netflix Inc. | 0.18% | 735 | $984K | Add +6.7% |
| ORCL Oracle Corp. | 0.18% | 4,357 | $953K | Add +10.0% |
| CMF iShares California Muni Bond | 0.17% | 16,517 | $921K | Add +39.8% |
| SOXX iShares Semiconductor ETF | 0.17% | 3,816 | $911K | Add +3.7% |
| BCI Abrdn Bloomberg All Commodit filed as ABRDN ETFS | 0.17% | 42,484 | $882K | Add +14.8% |
| GILD Gilead Sciences Inc. | 0.17% | 7,956 | $882K | Add +1.0% |
| NEAR iShares SH Dba ETF Usd Inc. | 0.16% | 16,964 | $867K | Add +22.2% |
| DFAS Dimensional US Small Cap ETF | 0.15% | 12,601 | $803K | Reduce -0.5% |
| VHT Vanguard Health Care ETF | 0.15% | 3,213 | $798K | Add +0.1% |
| IBHE iShares Ibonds 2025 H/Y Inc. | 0.14% | 32,626 | $759K | Reduce -16.5% |
| IFRA iShares US Infrastructure | 0.14% | 15,366 | $756K | Add +0.0% |
| VGT Vanguard Info Tech ETF | 0.14% | 1,117 | $741K | No change |
| BRK.A Berkshire Hathaway Inc. Class A | 0.14% | 1 | $729K | No change |
| VNQ Vanguard Real Estate ETF | 0.14% | 8,155 | $726K | Add +34.9% |
| IAU iShares Gold Trust | 0.13% | 11,443 | $714K | No change |
| AVDS Avantis Intl SM Cap Eq ETF | 0.13% | 11,128 | $692K | Add +2.6% |
| VEA Vanguard Ftse Developed ETF | 0.13% | 12,025 | $686K | Add +82.0% |
| PSA Public Storage | 0.13% | 2,319 | $680K | Reduce -1.1% |
| T AT&T Inc. | 0.13% | 23,491 | $680K | Add +2.9% |
| AVES Avantis Emerging Markets Val | 0.12% | 12,069 | $646K | Reduce -2.9% |
| GWX State Street SPDR S&P Intern | 0.12% | 17,219 | $640K | Add +0.5% |
| DFCF Dimensional Core Fixed Inc. | 0.12% | 14,884 | $629K | Add +100.5% |
| AVGO Broadcom Inc. | 0.12% | 2,269 | $626K | Add +31.0% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.11% | 2,555 | $605K | Add +0.1% |
| AVIG Avantis Core Fixed Income | 0.11% | 14,509 | $604K | New |
Portfolio Sells Q1 2025 → Q2 2025
| SCHQ Schwab Long-Term US Treasury | Reduce -8.6% | 3.47% | −1.04 |
| DFUV Dimensional US Marketwide Va | Reduce -8.7% | 1.49% | −0.35 |
| SCHV Schwab US Large-Cap Value | Reduce -5.0% | 1.10% | −0.19 |
| AVSF Avantis Short-Term Fixed Inc. | Reduce -0.2% | 1.00% | −0.15 |
| BSJP Invesco Bulletshares 2025 HY | Reduce -4.3% | 0.68% | −0.14 |
| CRM Salesforce Inc. | Reduce -25.8% | 0.26% | −0.14 |
| DFAT Dimensional US Target Value | Reduce -10.1% | 0.46% | −0.10 |
| XOM Exxon Mobil Corp. | Reduce -2.8% | 0.28% | −0.09 |
| UNH Unitedhealth Group Inc. | Reduce -27.7% | 0.04% | −0.07 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -1.7% | 0.58% | −0.07 |
| CVX Chevron Corp. | Reduce -16.9% | 0.10% | −0.06 |
| VOO Vanguard S&P 500 ETF | Reduce -1.7% | 0.95% | −0.06 |
| IBHE iShares Ibonds 2025 H/Y Inc. | Reduce -16.5% | 0.14% | −0.05 |
| VNAM Global X MSCI Vietnam ETF | Sold out | 0.00% | −0.05 |
| PZA Invesco National Amt-Free Mu | Sold out | 0.00% | −0.05 |
| AVIV Avantis Intl LRG Cap Val ETF | Reduce -3.8% | 0.51% | −0.05 |
| WM Waste Management Inc. | Sold out | 0.00% | −0.05 |
| IWD iShares Russell 1000 Value E | Reduce -45.7% | 0.04% | −0.05 |
| KLAC KLA Corp. | Sold out | 0.00% | −0.04 |
| PWZ Invesco California Amt-Free | Sold out | 0.00% | −0.04 |
| DFSV Dimensional US Small Cap Val | Reduce -14.2% | 0.11% | −0.03 |
| AVRE Avantis Real Estate ETF | Reduce -3.8% | 0.19% | −0.03 |
| VZ Verizon Communications Inc. | Reduce -14.7% | 0.07% | −0.03 |
| PSA Public Storage | Reduce -1.1% | 0.13% | −0.02 |
| IVV iShares Core S&P 500 ETF | Reduce -1.4% | 0.40% | −0.02 |
| ASX Ase Technology Holding -ADR | Sold out | 0.00% | −0.02 |
| FBTC Fidelity Wise Origin Bitcoin | Reduce -24.2% | 0.11% | −0.02 |
| INTC Intel Corp. | Reduce -7.1% | 0.07% | −0.02 |
| EMXC iShares MSCI Emr MRK Ex Chna | Reduce -1.9% | 0.62% | −0.02 |
| ADBE Adobe Inc. | Reduce -3.5% | 0.09% | −0.02 |
| PEP Pepsico Inc. | Reduce -1.0% | 0.04% | −0.01 |
| WIT Wipro Ltd.-ADR | Sold out | 0.00% | −0.01 |
| ESGD iShares Trust iShares ESG Aw | Reduce -0.1% | 0.23% | −0.01 |
| DFAS Dimensional US Small Cap ETF | Reduce -0.5% | 0.15% | −0.01 |
| SYY Sysco Corp. | Reduce -14.0% | 0.04% | −0.01 |
| DFLV Dim US Large Cap Value ETF | Reduce -1.4% | 0.08% | −0.01 |
| KO The Coca-Cola Co. | Reduce -1.0% | 0.07% | −0.01 |
| DHR Danaher Corp. | Reduce -4.1% | 0.05% | −0.01 |
| PGR Progressive Corp. | Reduce -0.7% | 0.05% | −0.01 |
| AMZN Amazon.com Inc. | Reduce -1.1% | 0.68% | −0.01 |
| PSX Phillips 66 | Reduce -2.2% | 0.04% | −0.01 |
| TJX TJX Companies Inc. | Reduce -2.2% | 0.05% | −0.01 |
| CSCO Cisco Systems Inc. | Reduce -4.3% | 0.11% | −0.01 |
| BAC Bank of America Corp. | Reduce -6.2% | 0.08% | −0.01 |
| MFG Mizuho Financial Group-ADR | Reduce -4.5% | 0.04% | −0.01 |
| AVES Avantis Emerging Markets Val | Reduce -2.9% | 0.12% | −0.01 |
| IWB iShares Russell 1000 ETF | Reduce -4.5% | 0.05% | −0.01 |
| AVMA Avantis Mod Alloc ETF | Reduce -1.7% | 0.04% | −0.00 |
| AEM Agnico Eagle Mines Ltd. | Reduce -3.8% | 0.04% | −0.00 |
| BNY Bank of New York Mellon Corp. | Reduce -0.3% | 0.05% | −0.00 |
Portfolio Buys Q1 2025 → Q2 2025
| BND Vanguard Total Bond Market | Add +56.5% | 2.78% | +0.73 |
| MSFT Microsoft Corp. | Add +13.9% | 0.98% | +0.23 |
| NVDA Nvidia Corp. | Add +1.7% | 1.02% | +0.22 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +3.6% | 3.41% | +0.19 |
| SNOW Snowflake Inc. | Add +32.5% | 0.42% | +0.18 |
| AVIG Avantis Core Fixed Income | New | 0.11% | +0.11 |
| IWP iShares Russell Mid-Cap Grow | New | 0.11% | +0.11 |
| VXUS Vanguard Total Intl Stock | Add +107.8% | 0.21% | +0.10 |
| AVEM Avantis Emerging Markets Eq | Add +6.5% | 2.23% | +0.10 |
| DFEM Dimensional Emrg MRKT Core | New | 0.10% | +0.10 |
| DFSD Dimensional Short Duration | Add +53.9% | 0.37% | +0.09 |
| IWR iShares Russell Mid-Cap ETF | New | 0.09% | +0.09 |
| DCOR Dimensional US Core Eq 1 ETF | Add +79.4% | 0.22% | +0.09 |
| DFGX Dimsnl Intr CF in ETF-Usd Inc. | New | 0.09% | +0.09 |
| META Meta Platforms Inc. Class A | Add +1.9% | 0.76% | +0.09 |
| AVLV Avantis US Large Cap Value | Add +24.6% | 0.71% | +0.08 |
| CTAS Cintas Corp. | New | 0.08% | +0.08 |
| AVDV Avantis Intl S/C Value ETF | Add +3.5% | 4.50% | +0.07 |
| IEF iShares 7-10 Year Treasury B | Add +18.9% | 2.06% | +0.06 |
| TSLA Tesla Inc. | Add +15.0% | 0.36% | +0.06 |
| GE General Electric | New | 0.06% | +0.06 |
| COF Capital One Financial Corp. | New | 0.06% | +0.06 |
| GS Goldman Sachs Group Inc. | New | 0.06% | +0.06 |
| ORCL Oracle Corp. | Add +10.0% | 0.18% | +0.06 |
| DFUS Dimensional US Eq MKT ETF | Add +13.5% | 0.72% | +0.06 |
| SPOT Spotify Technology SA | New | 0.06% | +0.06 |
| VEA Vanguard Ftse Developed ETF | Add +82.0% | 0.13% | +0.06 |
| PLTR Palantir Technologies Inc. Class A | Add +53.0% | 0.10% | +0.06 |
| DFAI Dimensional International Co. | Add +10.7% | 1.00% | +0.06 |
| AVGO Broadcom Inc. | Add +31.0% | 0.12% | +0.05 |
| NOC Northrop Grumman Corp. | New | 0.05% | +0.05 |
| INTU Intuit Inc. | New | 0.05% | +0.05 |
| IWM iShares Russell 2000 ETF | New | 0.05% | +0.05 |
| DFCF Dimensional Core Fixed Inc. | Add +100.5% | 0.12% | +0.05 |
| COIN Coinbase Global Inc. Class A | New | 0.05% | +0.05 |
| HWM Howmet Aerospace Inc. | New | 0.05% | +0.05 |
| CMCSA Comcast Corp. Class A | New | 0.05% | +0.05 |
| IYW iShares Ustechnology ETF | New | 0.05% | +0.05 |
| DIS The Walt Disney Co. | New | 0.05% | +0.05 |
| CGCB Cap Group Core Bond | New | 0.05% | +0.05 |
| NFLX Netflix Inc. | Add +6.7% | 0.18% | +0.05 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | New | 0.04% | +0.04 |
| XLK SS Technology Select Sector | New | 0.04% | +0.04 |
| RTX RTX Corp. | New | 0.04% | +0.04 |
| AEP American Electric Power | New | 0.04% | +0.04 |
| RSG Republic Services Inc. | New | 0.04% | +0.04 |
| AVGB Avantis Credit ETF | New | 0.04% | +0.04 |
| MMM 3M Co. | New | 0.04% | +0.04 |
| MRK Merck & Co. Inc. | New | 0.04% | +0.04 |
| BA The Boeing Co. | New | 0.04% | +0.04 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 309 | $823.5M | AVUS, AVDE, AVUV, AVDV, AAPL |
| Q1 2026 | 278 | $718.1M | AVUS, AVDE, AVUV, AVDV, AAPL |
| Q4 2025 | 232 | $369.0M | BND, NVDA, VUG, VTV, SCHQ |
| Q3 2025 | 241 | $619.1M | AVUS, AVDE, AVUV, AAPL, AVDV |
| Q2 2025 | 230 | $532.2M | AVUS, AVDE, AVUV, AVDV, AAPL |
| Q1 2025 | 192 | $459.8M | AVUS, AVDE, AVUV, SCHQ, AVDV |
| Q4 2024 | 195 | $423.9M | AVUS, AVDE, AVUV, AAPL, AVDV |
| Q3 2024 | 193 | $426.3M | AVUS, AVDE, AVUV, AAPL, AVDV |
| Q2 2024 | 168 | $362.3M | AVUS, AVDE, AVUV, AAPL, AVDV |
| Q1 2024 | 153 | $344.9M | AVUS, AVDE, AVUV, AVDV, AAPL |